disability benefits system; organizational health and wellness conference, sept. 19, 014

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Val Lougheed Northern Lights Canada Real Work * Real People * Real Results Organizational Health and Wellness: A Strategic Approach The Disability Benefits System 1-800-361-4642 * www.northernlightscanada.ca * [email protected]

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A critical analysis of the disability benefits system and future directions to increase personal and financial outcomes.

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Page 1: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

Val LougheedNorthern Lights Canada

Real Work * Real People * Real Results

Organizational Health and Wellness: A Strategic

Approach

The Disability Benefits System

1-800-361-4642 * www.northernlightscanada.ca * [email protected]

Page 2: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

“You don’t want your impairments to define you – you want them to inform you.”

(Hanita Dagan, personal communication, 2005)

Page 3: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

www.slideshare.net/vlougheed

#NLCAN

www.northernlightscanada.ca/about/about-val-

lougheed/be-still

Page 4: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

Agenda

•Beginning …

•Middle …

•End …

Page 5: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

Rated PG-113

People Strongly Cautioned!

May contain bad language, brief nudity, sexual overtones, and drug usage.

Page 6: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

Beginning

My Story

Page 7: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014
Page 8: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014
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Page 10: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

Sept. 9, 2003 - morning

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Sept. 9 – p.m.

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Sept. 15 2003 – Jan. 19 2004

Journey Back to Life

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Page 15: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

February 2004 – Present

Starting Point

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Page 17: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

The

Re-organization

of Self

2003 --

Page 18: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

Middle

The Disability Benefits System

Page 19: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

OVERALL GOALDelivery System

Efficiency

•Recovery and Return to Work as quickly as possible

•Benefits provided at minimum cost

(Rand Report; Reville et al, 2005)

Page 20: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

WHAT I NEEDED

• Return to Work Services

• Financial Compensation

Page 21: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

ASSESSMENTS

Page 22: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

WHAT I GOT• Physio

• Myofascial Release Massage

• Psychological Support

• Head Injury Program

• GRTW

• Financial Compensation

Page 23: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

The Lynchpin

Page 24: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

The Medical Model

Page 25: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

Impairment

Predicts

Disability

Page 26: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

BUT

enesis

Page 27: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

DISABILITY PARADOX

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PERSONAL OUTCOMES

“people are indirectly compelled to remain inactive and assert they are incapable of working in order to continue to receive payments”.

(OECD, 2009, p. 17)

Page 29: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

FINANCIAL OUTCOMES

Page 30: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

HIDDEN COSTS

Page 31: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

WHY

enesis

Page 32: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

#1 --IATROGENESIS

Page 33: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

Over Diagnosis and Medicalization of

Factors

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Page 35: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

#2 -- Work Disability

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Work Disability

“People who never lose time from work have better outcomes than people who lose some time from work.”

• odds of a worker ever returning to work drop by 50 percent by 12th week

(ACOEM , 2006, p. 6)

Page 37: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

#3 -- Interactions Between Injured

Workers and Insurers (Kilgour et al, 2014; Miller, 2001)

Page 38: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

Losing My Grip

My IWRPAugust 2004

Page 39: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

SCARF MODEL (Rock, 2008)

Page 40: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

LOOKS LIKE

Non-compliance

Malingering

Faking severity of impairment

Doesn’t want to work

Wants to cheat the system

Page 41: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

SYSTEM-INDUCED DISABILITY

“benefits system itself has a disabling effect on people”

(OECD, 2009, p. 17)

Page 42: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

REWIND

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George Engel (1913-1999)

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It’s more important to know

what sort of person has a

disease than to know what sort of disease a person

has.(Hippocrates, circa 460 – 377 BC)

Page 45: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

Biopsychosocio(economic) Model

Page 46: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

Lennart Nordenfelt (1945--)

Page 47: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

Nordenfelt on Disability

Only has meaning when associated with action and placed in context

► doing something, somewhere

► must understand the something and the somewhere

(Nordenfelt, 2003)

Page 48: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

DISABILITY IS NOT A MEDICAL CONCEPT

Page 49: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

Impairment

does not Predict

Disability(ACOEM, 2006; De Paolo, 2013; Franche et al,

2005; Loisel, 2009; Nordenfelt, 2003; Prigatano, 1999; Waddell, 2010; Wright,

1992)

Page 50: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

End

Future Directions

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Bell Aliant Halifax

Accept and Assist

vs.

Deny and Defend

(Burnstein, 2014)

Page 52: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

A New (Fantastical)Return to Work Benefits System

Focus on interaction between person and

society

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FUNCTIONAL FACTORS

Page 54: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

Person

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Environment

Page 56: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

System

Page 57: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

PERSON ENVIRONMENT

SYSTEM

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The Lynchpin

Page 59: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

The Role of the Physican

“shift away from complete reliance on physician certification for work absences (Certificate of Disability) to co-operation between the employee and his or her employer with the use of medical input, advice and support”

(CMA, 2001, p. 1)

Page 60: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

RETURN TO WORK TEAM

• Person

• RTW Co-ordinator

• Employer

• Insurer• Union Rep, Health Care Provider, Therapist(s), etc .

►role of each stakeholder is calibrated to match up more effectively with the situation at hand(Davis, Badii & Yassi, as cited in Franche et. al., 2005, p. 533)

Page 61: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

Calibration of Roles

“where workplace and worker involvement should be high, and healthcare provider involvement more modest”

(Franche et. al., 2005, p. 533)

•focus of involvement centres around work-site based interventions

(Davis, Badii & Yassi, as cited in Franche et. al., 2005, p. 533)

Page 62: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

Results of this Approach

• Gross Absence Rate (unscheduled absences : scheduled working

time) (‘09) 4.5% -- 3.6% (‘13) • SDB as % salary (STD payments : total payroll)

(‘09) 1.36% -- 0.99% (‘13)

• Denials ~ 1% - usually wrong basket • Grievances on denials – rare • Relationship with Union - positive• # of Health Assessments – increased (some referred

by Union)• # of IMEs for SDB adjudication – rare• # of IMEs for HA’s and SDB mgmnt - frequent*

(Burnstein, 2014)

Page 63: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

REAL SAVINGSPersonal and Financial

1. Understand ‘Disability’

2. Positive Regard

3. Trust

Page 64: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

TRUSTTRUST ▲

TIME ▼ +

COST ▼

(Covey, 2006)

Page 65: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

Back in “a” SaddleSeptember 2007

• Officially change role/ title

• Re-organize NL

• Home office

Page 66: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

Northern Lights Canada is a person-centred organization committed to providing innovative, responsive links to real work.

We offer 4 major divisions of service: • Vocational Rehabilitation Services • Employment Services • Employer Services• Corporate Training

For more information, please contact us: 1-800-361-4642

www.northernlightscanada.ca

Page 67: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014

Voc Rehab Canada (VRCAN) is a national consortium of experienced regional vocational rehabilitation companies. VRCAN provides customers with single-point access to VR services anywhere they are needed in Canada, whether on an individual service or contract basis.

Member companies include:Argus Management Consultants,

Inc. Sandra Preeper & Associates

Advantage Rehabilitation Consultants Ltd.

Rehabilitation Alternatives Limited / Vocational Alternatives Software

OPTIMA Rehabilitation CVE Inc.

Northern Lights Canada Occupational Rehabilitation Group of Canada (ORGOC)

Western Rehabilitation Specialists Inc.

Diversified Rehabilitation Group

Genesis Rehabilitation Ltd. Rehabilitation FocusFor more information, please feel free to contact us at 1-800-361-

4642

Page 68: Disability Benefits System; Organizational Health and Wellness Conference, Sept. 19, 014