Abstract:

We get our project from our course instructor. After getting a project we had made a survey. For making this survey we had to go different bank. to collect DBMS information. Though the survey was conducted on a small project. After surveying we think this will represent the DBMS of different banks. We made a project and say that this project which deals with DBMS of four bank. We choose Prime bank which is use T24, Dhaka bank which is use FLEX cube, IFIC bank which is use Misys, NCC bank which is use Micro banker. They also use different type of software in front end and back end. It helps them to keep them different kind of record. When we went different bank we realized that how they work and maintains their big project. Using this software they maintain their customer want. This software represent that account holder ID, name, address, age, tax, discount, account number, balance system, sub total ,net amount and others necessary documents which is related this banking sector.

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Introduction:

We are the group of student under CIM-130 course. We have given a project by our course. We have given a project by our course instructor. The project is find out the use of DBMS in different types of bank . Our work was conducted over Bank. We try to find out how they maintain their account code by using DBMS and kind of DBMS they are using. We also try to find their satisfaction about their software which are they use. It would be help us in future in understanding the process of large banking sector at how they maintain their daily work such as customer maintained, users facility, delivery process, improvement etc.

Database systems are designed to manage large bodies of information. Management of data involves both defining structures for storage information and providing mechanisms for the manipulation of information. In addition, the database system must ensure the safety of the information stored, despite system crashes or attempts at unauthorized access. If data are to be shared among several users, the system must avoid possible anomalous results.

Some fields of it’s application are mentioned below-

1. • Banking2. • Airlines3. • Universities4. • Telecommunication5. • Human Resources

Our vision is to show the different applications of database software used in banking sector of Bangladesh. So in our finding we have tried to show the deviation among those software.

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Background Study:

Definition of Database Management System (DBMS) :

A DBMS is a complex set of software programs that controls the organization,

storage and retrieval of data in a database

A collection of programs that enables you to store, modify, and extract information from a database. There are many different types of DBMSs, ranging from small systems that run on personal computers to huge systems that run on mainframes.

Some Commercial Database Management Systems:

1. Microsoft SQL Server

2. Oracle – Oracle 8i, Oracle9i, Oracle 10g

3. MySQL

4. IBM DB2/DB2UDB

5. Informix

6. Sybase

7. Postgre SQL

Database Application:

The following are examples of Database Applications: o computerized library systems o automated teller machines o flight reservation systems o computerized parts inventory systems

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Database Types:

There are two main types of database; flat-file and relational. Which is the best one to use for a particular job will depend on factors such as the type and the amount of data to be processed; not to mention how frequently it will be used.

1. Flat-File

2. Database Management (DBM)

3. Relational Model

4. Database Comparisons

Database Administrator (DBA)

Coordinates all the activities of the database system; the database administrator has a good understanding of the enterprise’s information resources and needs. Database administrator's duties include:

Schema definition

Storage structure and access method definition

Schema and physical organization modification

EAIAcronym for enterprise application integration. EAI is the unrestricted sharing of data and business processes throughout the networked applications or data sources in an organization. Early software

There are four major categories of EAI:

Database linking: databases share information and duplicate information as needed.

Application linking: the enterprise shares business processes and data between two or more applications.

Data warehousing: data is extracted from a variety of data sources and channeled into a specific database for analysis.

Common virtual system: the pinnacle of EAI; all aspects of enterprise computing are tied together so that they appear as a unified application

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Data dictionary:

In database management systems, a file that defines the basic organization of a database. A data dictionary contains a list of all files in the database, the number of records in each file, and the names and types of each field. Most database management systems keep the data dictionary hidden from users to prevent them from accidentally destroying its contents.

Data dictionaries do not contain any actual data from the database, only bookkeeping information for managing it. Without a data dictionary, however, a database management system cannot access data from the database.

ETL

Short for extract, transform, load, three database functions that are combined into one tool to pull data out of one database and place it into another database.

Extract -- the process of reading data from a database. Transform -- the process of converting the extracted data from its previous form

into the form it needs to be in so that it can be placed into another database. Transformation occurs by using rules or lookup tables or by combining the data with other data.

Load -- the process of writing the data into the target database.

ETL is used to migrate data from one database to another, to form data marts and data warehouses and also to convert databases from one format or type to another.

Entity-Relationship ModelEntity

An entity is a “thing” or “object” in the real world that is distinguishable from all other objects. An entity may be concrete, such as a person or a book, or it may be abstract, such as loan, or a holiday, or a concept

RelationshipA relationship is an association among several entities. A depositor relationship associates a customer with each account that he or she has.

Entity-Relationship Model of Banking Fields:

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Short Description of DBMS:

A DBMS is a complex set of software programs that controls the organization, storage and retrieval of data in a database.

A DBMS includes:

A modeling language to define the schema(relational model) of each database hosted in the DBMS, according to the DBMS data model.The three most common organizations are the hierarchical, network and relational models. A database management system may provide one, two or all three methods. Inverted lists and other methods are also used. The most suitable structure depends on the application and on the transaction rate and the number of inquiries that will be made.

Data structures (fields, records and files) optimized to deal with very large amounts of data stored on a permanent data storage device (which implies very slow access compared to volatile main memory).

A database query language and report writer to allow users to interactively interrogate the database, analyses its data and update it according to the users privileges on data.

A transaction mechanism, that ideally would guarantee the ACID properties, in order to ensure data integrity, despite concurrent user accesses (concurrency control), and faults (fault tolerance).

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Finding & Analysis:

1.Prime Bank:

In the backdrop of economic liberalization and financial sector reforms, a group of highly successful local entrepreneurs conceived an idea of floating a commercial bank with different outlook Accordingly, Prime Bank Ltd. was created and commencement of business started on 17th April 1995. The sponsors are reputed personalities in the field of trade and commerce and their stake ranges from shipping to textile and finance to energy etc. As a fully licensed commercial bank, Prime Bank Ltd. is being managed by a highly professional and dedicated team with long experience in banking. They constantly focus on understanding and anticipating customer needs. As the banking scenario undergoes changes so is the bank and it repositions itself in the changed market condition. Prime Bank Ltd. offers all kinds of Commercial Corporate and Personal Banking services covering all segments of society within the framework of Banking Company Act and rules and regulations laid down by our central bank

Information of Database Software (Prime Bank)

Softwere Name & Provider: The Banking Software they are using “T-24”. It is a foreign software and the providing company is Temous (European Company) and it was a Europe based company. This application has on database system.

Previous software: Pc bank(local)

Front-end & Back-end: This software has two parts, one is Front-end and the other one is Back-end. In the Front-end of this software Developer Oisis database and HTML tool have been used and in the Back-end Card-pro has been used

Operating system: This bank use two types of operating system. They are Windows XP,Linux.

Banking system: There banking system is on-line banking system.

Update: They have a contract with European company that is A.M.C. The abbreviation is Annual Maintain Contract. If the main company developed the software then this bank get this new update. By this reason bank payment annually.

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Cost: Total software and hardware price is 30 corer. This application software takes time to install I one and half year. The price of the computer is seven crore.

Benefit:

1. put the database of employee2. Training

3. Improvement

4. Co-or banking

5. Card management system

6. Card use

7. Back up level high

8. Internet rejections

9. Cluster (it can work unlimited)

Service:

ATM master card Telephone banking

Intrnet banking

Pin Pad

Kaisok

Master card

Visa card

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2.IFIC Bank:

International Finance Investment and Commerce Bank Limited (IFIC Bank) is a banking company incorporated in the People’s Republic of Bangladesh with limited liability. It was set up at the instance of the Government in 1976 as a joint venture between the Government of Bangladesh and sponsors in the private sector with the objective of working as a finance company within the country and setting up joint venture banks/financial institutions abroad. The Government held 49 per cent shares and the rest 51 per cent were held by the sponsors and general public. In 1983 when the Government allowed banks in the private sector, IFIC was converted into a full-fledged commercial bank. The Government of the People’s Republic of Bangladesh now holds 35% of the share capital of the Bank. Leading industrialists of the country having vast experience in the field of trade and commerce own 34% of the share capital and the rest is held by the general public.

Information of Database Software (IFIC Bank)

Softwere Name & Provider: The Banking Software they are using “MISYS”. It is a foreign software and the providing company is an Indian Company but it was a UK based company.

Previous software: Bexi bank(local)

Front-end & Back-end: This software has two parts, one is Front-end and the other one is Back-end. In the Front-end of this software

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Developer, SQL database and HTML tool have been used and in the Back-end DB-2 has been used

Operating system: This bank use two types of operating system. They are OS/400 & Windows 2003

Banking system: There banking system is on-line banking system.

Modules: There are two modules. They are general and customize. There are two types in customize. IT is EBA(Branch auto machine),EBS (Equation banking system)

Update: They have own technology and technician. If they are able to update this, then they use it in their sector. They use technology of LAN and WAN.

Banking system: There banking system is on-line banking system. There all branch is under this online.

Problem Solve: If they face any problem then they introduce own mechanical. If they are failure ten they contact with company’s mechanic.

3. NCC Bank:

National Credit and Commerce Bank Limited was incorporated in Bangladesh as a banking company under the Companies Act 1994. The principal place of business is the registered office at 7-8 Motijheel Commercial Area, Dhaka 1000. It has 36 ( 2003:33 ) branches all over Bangladesh at 31 December 2004. It carries out all banking activities through its branches in Bangladesh.

The Bank is listed with Dhaka Stock Exchange Limited and Chittagong Stock Exchange Limited as a publicly quoted company for its shares.

The Bank commenced its banking business with sixteen branches from May 17, 1993.

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Information of Database Software (NCC Bank)

Softwere Name & Provider: The Banking Software they are using

“Micro banker 2003”.. It is a foreign software and the providing

company is an Indian Company.

Front-end & Back-end: This software has two parts, one is Front-end and the other one is Back-end. In the Front-end of this software Visual Pro-5(it is a product of basis) have been used and in the Back-end Flat File(it is a normal file. It has no relation with excess,excel.) has been used.

Operating system: This bank use one type of operating system. They are Windows XP 2003.

Banking system: There banking system is on-line banking system. They have 68 branches. Now 18 branch is under on line, rest of all under process.

Update: They have a contract with Indian company . If the main company developed the software then this bank get this new update. By this reason bank payment annually.

Cost: The price of the software is around 20 lakhs.

Problem :

Wrong document transferred. Centralized problem

Satisfaction: They are not satisfied to work this software. Now they are searching one latest update software.

4. DHAKA BANK:

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The Bank was incorporated as a public limited company under the Companies Act. 1994. The Bank started its commercial operation on July 05, 1995 with an authorized capital of Tk. 1,000 million and paid up capital of Tk. 100 million. The paid up capital of the Bank stood at Tk 1,289,501,900 as on June 30, 2006. The total equity (capital and reserves) of the Bank as on June 30, 2006 stood at Tk 2,188,529,224.

The Bank has 37 branches across the country and a wide network of correspondents all over the world. The Bank has plans to open more branches in the current fiscal year to expand the network.

In our effort to provide Excellence in Banking services, the Bank has launched Online Banking service, joined a countrywide shared ATM network and has introduced a co-branded credit card. A process is also underway to provide e-business facility to the bank's clientele through Online and Home banking solutions.

Information of Database Software (Dhaka Bank)

Softwere Name & Provider: The Banking Software they are using

“Flex cube”. It is a software of “Iflex Brand”. It is a foreign software

and the providing company is an Indian Company but it was a UK

based company.

Front-end & Back-end: This software has two parts, one is Front-end

and the other one is Back-end. In the Front-end of this software

Developer, C++ to have been used and in the Back-end Oracle

Database has been used.

Operating system: This bank use one type of operating system. They are Windows XP 2000..

Banking system: There banking system is on-line banking system.

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Cost: They have few restrictions about price. That’s why we cannot find out it.

Satisfaction : They are satisfied to use this software.

Performance Evaluation :

Prime Bank

NCC Bank IFIC Bank Dhaka Bank

Software T-24 Micro Banker

Misys Flex cube

Front-end Oisis database

Flat file database

SQL database C++

Back-end Card-pro FDR Database

DB-2 Oracle

Source Foreign Foreign Foreign Foreign

Online

Banking

Yes Yes Yes Yes

Update Contract

Basis

Internet

chat

Own technician Contract

basis

ATM Yes Yes No Yes

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Assign

Nominees

Yes Yes Yes Yes

Primary

Key

Yes Yes Yes Yes

Operating

system

Linux,

Windows

XP

Windows

XP2003

Os/

400,Windows

XP2003

Windows200

0

Provider

Country

Canada India UK India

Problem Contract

payment

Internet Own technician Contract

Basis

Satisfactio

n

Yes No Yes Yes

Discussion:

We get this from our course instructor. At first we choose five banks. At last we can complete four banks DBMS . Due to problem security problem and annual meeting we don’t collect the information of Brack Bank. But rest of the bank gave us their information. We collect different type of information from them. Actually we have some basic question which was related our course project. The question is given bellow:

1. What type database software used in different banking sector? 2. What are the uses of the software?3. What type of front end & back end software do you use in your bank?4. Is it foreign or local software?5. What are the modules of that software?6. What types of customer information do you usually kept in front end software?7. Do you face any sort technical difficulties in these software? solution?8. Please tell us about the cost benefit analysis of the database software used in your

bank?

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9. Dos the bank have any sort of plan of using any latest database software? If any then what are those software?

10. What are the system of update?11. Does the bank satisfied with the database software using at present? If yes/no

please do tell us?

Except this question we also ask different types question which is related our project. We attached this information in our project.

Conclusion:

We work in banking sector. At first we collect specific information which is related in our projected. After collecting this information we prepared our report. By the help of report we prepared our script then we type necessary information according rules. We also collect necessary documents from internet. We faced different type of problem. Such as appointment problem, information lack, working problem etc After all this problem we are able to complete our full project our hard labor and unity. Our selected bank was so helpful that’s why we collect DBMS information easily. Now we can realize that how they work in their sector and continue their business in a disciplined way.

Log Book:

1. Sheikh Zubayer Sobhan (062200053):

Data collection.

Web browsing

Methods prepared

Slide design

Typing

2. Faysal Ahmed (062200022)

Data collection Report prepared Slide prepared Typing

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3. Farhana Banu (062200020)

Data collection Web browsing

4. Sharajin Farha Amin (062200048)

Data collection Speech prpared

5. Syed Hasan Sunny (062200033)

Data collection

Typing

Acknowledgement :

We are thankful of those person who helped us to complete our project. Our group member was very active, intelligent, and intellectual that’s why we easily done our project. Special thanks to

Iqbal Hasan

Vice President

IT Department

Prime Bank Limited

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Abdul Mannan

IT officer

NCC Bank Limited

Taher Ahmed Chowdhury

Vice President

IT Department

IFIC Bank Limited

MD. Sabbir Ahmed

IT officer

Dhaka Bank Limited

Reference :

www. dhakabank ltd.com/ www. ificbank bd.com/ www. nccbank -bd.com/ www. prime - bank .com/ www.webopedia.com www.wikepedia.com

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