CURRICULUM VITAE

Hoang Thi Lan Huong26 Nguyen Thi Nghia Street,

Ben Thanh Ward, District 1Hochiminh City, Vietnam0981 95 94 08Email: huong.htlan@gmail.comSkype name: huong.hoang88Personal:Full name : Hoang Thi Lan HuongDate of birth : 18-3-1981Place of birth : DanangMarital status : SingleEducational Data:- B.A, The Faculty of Monetary and International Settlement, Banking University

of Hochiminh City.- Certificate in English (TOEFL 493), Certificate in Chief Accountant- Certificate in Computer level A (Microsoft Office: Word, Excel, Power Point)- Short terms training course in trade finance, corporate lending, international

payment, banking products sale of JPMorgan Chase, IFC, Wells Fargo Banks and other European banks.

Specialties: - More than 10 years experienced in banking fields: accounting, international

payments, import/export transactions, trade finance, customers service, credit management, business analysis, design financial products for Industrial corporate and manage projects at 4 major join stocks banks: ACB, EXIMBANK, SACOMBANK, TECHCOMBANK.

- Good knowledge about: State banks regulations, international payments, manage projects, accounting, corporate finance management, trade finance, credit approved, logistics, project management, administrative management.

- Skills: negotiation, decision making, able to do multitasks, making reports, interpersonal communication, team work, document settle, business analysis, work under high pressure, IT competence.

- Characteristics: self-motivated, well – organized, enthusiastic, careful and honest.

- Others: available for business trip- Current Salary: USD1000

Work Experience:- 1/2014 – now: Country Sale Manager, Transaction Banking at Maritime Bank

Main duties :

Expand new customers Analysing the market trend to offer full package of banking products and

services for Large Corporates, SMEs, FDI Overview banking policy for each kind of corporates customers Implementation of customer cares policy to maintain exist of customers

Giving details of consults for customers about the credit, deposit, foreign exchange, trade finance, cash management and e-banking

Preparing and carrying out to joint customer’s decisions. Distribution of initial orders and supervision of new introduction of

products and promotions Co-ordinate with other departments to improve banking operations for

customers

- 2012 – 1/2014: Supervisor of Banking Product Development Center of Business Banking Division of Techcombank

Main duties :

Design products of trade finance, credits, and other transaction banking products for Corporate customers.

Analyze and valuate enterprises conditions to provide appropriate package of finance solutions (interest rates, terms of loans, methods of finance and other added services such as, remittance, import - export payments, domestic collections, Cash management (AR & AP), payroll, foreign exchange trading and other treasury activities…),

Make the analysis of profit and lost for the proposed financial packages Overview business activities of branches on Corporate customers,

making reports and propose business plans to Board of Managers. Overview the tasks of credit and collecting debts of branches, give out

soon warning for potential overdue debts. Research and design incentive programs, promotion package, organize

seminars to launch new products, programs, Support branches in daily sales and marketing activities, resolve

problems, manage, assign duties and train new staffs. Take responsibilities for business revenues of the proposed financial

programs, and minimized the risks for the bank. Liaise with other Divisions to provide suitable programs to enhance the

Bank’s business operations competition. - 2010 – 2012: Banking Product Development Senior Officer of Corporate

Banking of Sacombank. Main duties :

Research, analyze and design financial products for special Industry (rice, sea products, cashews, coffee…), Trade finance, International payment, domestic credits;

Propose Interest rates and Import/export Fees Overlook on same sort of business action of competitors to propose

prompt solutions to Board of Managers Making daily reports on business status of the whole systems, regions

and branches Educate and supporting branches for launching new products, business

operating on Corporates clients. Design incentive program, promotion plans. Take part in IT projects to improve the transaction system (e - banking)

for Corporate Customers. Edit sale – kit, brochures, write the contents of Product items for the

Bank’s website. Advise Customers about the import/export transactions and credit

approved.

Making case by case proposals on exceptional conditions for customers- 2008-2010: Supervisor of Import Settlement Department of Main Transaction

Office 1 of Vietnam Export – Import Join Stock Commercial Bank Main duties :

Settle import documents, open LC and process to pay import documents, Exchange bill, import collections

Advise corporate customers about international payment transaction, B2B payments, treasury activities

Take care of corporate customers Recheck and approve junior staff activities on the documents to make

sure everything strictly meet with procedures and regulations Deal with Customers about the import/export fees, interest charges,

exchange rates of each cases. Answer and resolve customers’ requirements. Take lead of customer services on import operation.

- 2005-2008: Staff of Customer Services Department of Asia Commercial Bank. Main duties:

Open LC, settle import/export documents: LC, collections, money transferring for both of enterprises and individuals customers.

Make Loan disbursements, manage customer’s files, advise Import/export service for customers.

Deal exchange rate, import/export fees with customers. Answer and resolve customers’ requirements Remind customers to make payments in time, Making proposal to the Branch director for open LC, one time loan

approval and other loans secured by Deposit contracts. Making reports for Branch Director. Collect debts and remind customers about due payments

- 2003-2005: Accountant for Construction and Compensation Board of Danang People’s Committees

Main duties : Process to pay out compensation fees, resolved citizen’s complains, Managed compensation of construction projects documents, Liaise with construction team to make plan to pay out compensation fees

for urgent projects, Making final audit with Vietnam State Treasury and project investors,

making reports Board’s Leaders. Manage the funds for compensation, making deposits and deal interest

rates with banks, Deal with citizen’s complains about payment policies of the People’s

Committees. Implementation of HR and other accountant tasks