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CURRICULUM VITAE S.M. LOCKE

Biographical Data Full Name: Stuart Murrin Locke Address: 273 Peake Road, RD 1, Cambridge, 3493, New Zealand Telephone: 64 275004260 Email: stuart.locke@waikato.ac.nz Current Position Professor of Finance (Full professor, tenured position)

Department of Finance The University of Waikato Private Bag 3105 Hamilton 3240 New Zealand Last 5 Previous Positions Director Institute of Business Research, University of Waikato. Chairperson Department of Finance, University of Waikato

Associate Dean – Undergraduate, University of Waikato Principal Ernst & Young Auckland Professor of Property Studies, Chairperson of Department and Director of the Centre for Banking Management, Massey University.

Research Interests Financial and outreach performance, corporate governance, financial

inclusiveness. Education PhD (Finance), University of Tasmania, 1987 Bachelor of Economics (Hons), Australian National University, 1977

International Refereed Journal Articles

18/1 Wellalage, NH; Locke, S; Samuhj, H (2018). Corruption, Gender and Credit

Constraints: Evidence from South Asian SMEs, Journal of Business Ethics, (), 1-14.

https://doi.org/10.1016/j.irfa.2015.06.00510.1007/s10551-018-3793-6

18/2 Al Balushi, Y; Locke, S; Boulanouar, Z (2018), Islamic financial decision-making among

SMEs in the Sultanate of Oman: An adaption of the theory of planned behaviour,

Journal of Behavioral and Experimental Finance, online, https://doi.org/10.1108/SRJ-

03-2017-0039

18/3 Wellalage, NH; Locke, S (2018). Does the composition of Boards of Directors impact

on CSR scores? Social responsibility journal, 14:4

https://doi.org/10.1016/j.jbef.2018.06.001

17/1 Wellalage, NH; Locke, S (2017). Access to credit by SMEs in South Asia: do women

entrepreneurs face discrimination. Research in International Business and Finance,

41,336-346. https://doi.org/10.1016/j.irfa.2015.06.00510.1016/j.ribaf.2017.04.053

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17/2 Thrikawala, Sujani; Locke, Stuart; Reddy, Krishna (2017). Dynamic Endogeneity and

Corporate Governance–Performance Relationship: Lessons from the Microfinance

Sector. Journal of Economic Studies, 44(5), 1-33.

https://doi.org/10.1108/JES-12-2015-0220

17/3 Duppati, G. Rao, N & Locke, S (2017). Are the Indian corporates creating value

through acquisitions in the US and European markets? International Journal of

Business and Globalisation, 19(1), 27-51.

https://doi.org/10.1504/IJBG.2017.10005628

17/4 Thrikawala, Sujani; Locke, Stuart; Reddy, Krishna (2017). Financial Performance of

Microfinance Institutions (MFIs): Does Gender Diversity Matters? International

Journal of Gender Studies in Developing Societies, 2 (2), 91-110.

https://doi.org/10.1504/IJGSDS.2017.10010287

17/5 Nguyen, T., Nguyen, A., Locke, S., & Reddy, K. (2017). Does the human capital of

board directors add value to firms? Evidence from an Asian market. Cogent

Economics & Finance, 5(1) 1-17. https://doi.org/10.1080/23322039.2017.1385439

16/1 Yaghoubi, R; Yaghoubi, M; Locke, S; Gibb, J (2016). Mergers and acquisitions: a

review. Part 1. Studies in Economics and Finance, 33(1), 147-188.

16/2 Yaghoubi, R; Yaghoubi, M; Locke, S; Gibb, J (2016). Mergers and acquisitions: a

review (part 2). Studies in Economics and Finance, 33(3), 437-464.

16/3 Thrikawala, S; Locke, S; Reddy, K (2016). Board structure-performance relationship

in microfinance institutions (MFIs) in an emerging economy. Corporate Governance:

The International Journal of Business in Society, 16 (5), 815-830.

16/4 VanPeursem, K; Old, K; Locke, S (2016). Socializing accounting practices in governing

boards: dairy co-operatives down-under. Journal of Accounting & Organizational

Change, 12(1), 75-102.

https://doi.org/10.1108/JAOC-03-2013-0022

16/5 Banchit, A. & Locke, S (2016), Conflicts between Shareholders in ASEAN 5 M&A,

Pertanika Journal of Social Science & Humanities, 24(s), 27-45.

16/6 Wellalage, NH; Locke, S (2016). Informality and credit constraints: evidence from

Sub-Saharan African MSEs. Applied Economics. 48(29), 2756-2770.

https://doi.org/10.1080/00036846.2015.1128081

16/7 Wellalage, NH; Locke, S (2016). Closely held family business agency costs between

owners. International Journal of Corporate Governance, 7(4), 287- 304.

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https://doi.org/10.1504/IJCG.2016.10003324

16/8 Jha, D. K., Locke, S., & Wellalage, N. (2016). Governance and regulatory issues:

Microfinance and development of rural communities in Nepal. Corporate Ownership

and Control Journal, 13(3), 491-501.

https://doi.org/10.22495/cocv13i3c3p8

15/1 Nguyen, T; Locke, S; Reddy, K (2015). Does boardroom gender diversity matter?

Evidence from a transitional economy, International Review of Economics & Finance,

37, 182-202.

https://doi.org/10.1016/j.iref.2014.11.022

15/2 Locke, S. & Wellelage, N (2015). Impact of ownership structure on capital structure

of New Zealand unlisted firms. Journal of Small Business and Enterprise

Development, 22, 1, 127-142.

https://doi.org/10.1108/JSBED-09-2011-0004

15/3 Nguyen, T. Locke, S. Reddy, K (2015). Ownership concentration and corporate

performance from a dynamic perspective: does national governance quality matter?

International Review of Financial Analysis, 41, 148-161.

https://doi.org/10.1016/j.irfa.2015.06.005

15/4 Locke, S & Wellelage, N. (2015). Informality and credit constraints in MSEs: An

empirical examination of low income countries. Academy of Taiwan Business

Management Review, 11(2), 55-61.

15/5 Acharya, S, Dupatti, G, & Locke, S (2015). Agency Cost in India Banks. International

Finance and Banking, 2(1), 91-106.

https://doi.org/10.5296/ifb.v2i1.7917

14/1 Nguyen, Tuan; Locke, Stuart; Reddy, Krishna (2014). A dynamic estimation of

governance structures and financial performance for Singaporean companies.

Economic Modelling, 40, 1-11.

https://doi.org/10.1016/j.econmod.2014.03.013

14/2 Locke, S; Duppati, G (2014). Agency costs and corporate governance mechanisms in

Indian state-owned companies and privately owned companies - a panel data

analysis. Corporate Ownership and Control, 11(4), 8-17.

http://doi.org/10.22495/cocv11i4p1

14/3 Reddy, K; Locke, S (2014). The relationship between ownership structure, capital

structure and corporate governance practices: A case study of co-operatives and

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mutuals in New Zealand. International Journal of Managerial Finance, 10(4), 511-

536.

https://doi.org/10.1108/IJMF-12-2012-0130

14/4 Yaghoubi, R; Locke, S; Gibb, J (2014). Acquisition returns: does industry matter?

Studies in Economics and Finance, 31(3), 309-324.

https://doi.org/10.1108/SEF-01-2013-0005

14/5 Wellalage, NH; Locke, S (2014). The Capital Structure of Sri Lankan Companies: A

Quantile Regression Analysis, Journal of Asia-Pacific Business, 15(3), 211-230.

https://doi.org/10.1080/10599231.2014.934627

14/6 Wellalage, NH; Locke, S (2014). Capital structure choice: a case study on New

Zealand's unlisted firms. American Journal of Finance and Accounting, 3, 2/3/4, 93-

93.

https://econpapers.repec.org/RePEc:ids:amerfa:v:3:y:2014:i:2/3/4:p:93-108

13/1 Reddy, Krishna; Locke, Stuart; Fauzi, Fitriya (2013). Relevance of corporate

governance practices in charitable organisations. International Journal of

Managerial Finance, 9(2), 110-132.

https://doi.org/10.1108/17439131311307547

13/2 Gupta, Kartick; Locke, Stuart; Scrimgeour, Frank (2013). Profitability of momentum

returns under alternative approaches. International Journal of Managerial Finance,

9(3), 1-48.

13/3 Thrikawala, Sujani; Locke, Stuart; Reddy, Krishna (2013). Corporate governance -

performance relationship in microfinance institutions (MFIs). Asian Journal of

Finance and Accounting, 5(1), 160-182.

13/4 Gupta, Kartick; Locke, Stuart; Scrimgeour, Frank (2013). Profitability of momentum

returns under alternative approaches. International Journal of Managerial Finance,

9(3), 219-246.

13/5 Afkhami Rad, Salman; Locke, Stuart; Reddy, Krishna (2013). The global financial crisis

and the role of ownership structure on cost of capital. Asian Journal of Finance and

Accounting, 5(1), 396-418.

13/6 Hewa-Wellalage, Nirosha; Locke, Stuart (2013). Corporate governance, board

diversity and firm financial performance: New evidence from Sri Lanka. International

Journal of Business Governance and Ethics, 8(2), 116-136.

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13/7 Thrikawala, Sujani; Locke, Stuart; Reddy, Krishna (2013). Social performance of

microfinance institutions (MFIs): Does existing practice imply a social objective.

American Journal of Business and Management, 2(2), 173-180.

13/8 Hewa-Wellalage, Nirosha; Locke, Stuart (2013). Capital structure and its

determinants in New Zealand firms. Journal of Business Economics and

Management, 14(5), 851-866.

13/9 Duppati, Geeta; Locke, Stuart; Lawrence, Stewart (2013). Assessing the effects of

cross border mergers and acquisitions on stock market performance of Indian

Acquiring firms. Journal of Economic Policy and Research, 8(2), 20-40.

13/10 Duppati, G. & Locke, S. (2013). The Risk Adjusted Return on Indian Central Public

Sector Enterprises, Indian Journal of Corporate Governance, 6(2), 1-16.

12/1 Hewa-Wellalage, N., Locke, S.M., & Scrimgeour, F. G. (2012). Global Financial Crisis

Impact on Ethnic Diversity of Sri Lanka Boards. Asian Journal of Finance &

Accounting, 4 (1), 52-68.

12/2 Hewa-Wellalage, N. & Locke, S.M. (2012). Factors Affecting the Probability of SME

Bankruptcy: A Case Study on New Zealand Unlisted Firms. Business Journal for

Entrepreneurs, 109-126.

12/3 Fauzi, F. & Locke, S.M. (2012). Do non-linear costs really matter? A non-linear

approach of panel data. Asian Journal of Finance & Accounting, 4 (1), 359-376.

12/4 Hewa-Wellalage, N., Locke, S.M., & Scrimgeour, F. G. (2012). Does one size fit all? An

empirical investigation of the effect of board structure on family firms financial

performance in Sri Lanka. Afro-Asian Journal of Finance and Accounting, 3 (2).

DOI:10.1504/AAJFA.2012.048248

12/5 Hewa-Wellalage, N. & Locke, S.M. (2012). Corporate governance and capital

structure decision of Sri Lankan listed firms. Global Review of Business and

Economic Research, 8 (1), 157-169.

12/6 Hewa-Wellalage, N. & Locke, S.M. (2013). Women on board, firm financial

performance and agency costs. Asian Journal of Business Ethics, 2(2), 113-127. DOI:

10.1007/s13520-012-0020-x

12/7 Duppati, G. R., Locke, S.M. & Lawrence, S. (2012). Market reaction to foreign

investment in mergers and acquisitions: an empirical study of Indian corporates.

Journal of Economic Policy and Research, 7 (2), 99-125.

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12/8 Fauzi, F., Hewa-Wellalage, N., & Locke, S.M. (2012). The global financial crisis’

impact on short-term performance of IPO: The case study of New Zealand firms’

IPOs. Asian Journal of Finance & Accounting, 4(2), 180-198.

12/9 Reddy, K. and Locke, S. (2013). History and Development of Cooperative Business in

New Zealand: A Case Study of Allied farmers Limited. International Journal of

Cooperatives Studies, 2(1), 1-9.

11/1 Reddy, K., Locke, S.M., & Scrimgeour, F. G. (2011). Improving Performance in New

Zealand’s Public Corporations: The Effect of Governance Practices. Governance - An

International Journal of Policy, Administration and Institutions, 24 (3), 517-556.

11/2 Locke, S.M. & Banchit, A. (2011). Principal-principal conflicts: Is it a big problem in

ASEAN 4 markets? International Review of Business Research, 7(5), 1-15.

11/3 Hewa-Wellalage, N. & Locke, S.M. (2011). Agency costs, ownership structure and

corporate governance mechanisms: A case study in New Zealand unlisted small

companies. International Research Journal of Finance and Economics, 78, 178-192.

11/4 Hewa-Wellalage, N. & Locke, S.M. (2011). Does CEO duality really matter? Evidence

from an emerging market. Corporate Ownership and Control, 8(4), 112-122.

10/1 Reddy, K., Locke, S.M., & Scrimgeour, F. G. (2010). The efficacy of the principle-

based corporate governance practices and firm performances: An empirical

investigation. International Journal of Managerial Finance, 6(3), 190-219. DOI:

10.1108/17439131011056224

10/2 Gupta, K., Locke, S.M., & Scrimgeour, F. G. (2010). International comparison of

returns for conventional, industrial and 52-week high momentum strategies. Journal

of International Financial Markets, Institutions and Money, 20(4), 423-435.

DOI:10.1016/j.intfin.2010.06.002

9/1 Locke, S., Boulanaour, Z. (2009). Cost of small business banking - a New Zealand

study. Journal of Service Business, 3(3).211-227.

https://doi.org/10.1007/s11628-008-0057-z

9/2 Locke, S., Gupta, K. (2009). Applicability of Contrarian strategy in the Bombay Stock

Exchange. Journal of Emerging Market finance, 8(2), 165-189. DOI:

10.1177/097265270900800204

9/3 Cave, J., Gupta, K. Locke, S., (2009). Supply-side Investments: An international

analysis of the return and risk relationship in the travel and leisure sector. Journal of

Tourism Management.,30(5),665-673. DOI: 10.1016/j.tourman.2008.10.019

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8/1 Locke, S., Reddy, K., Scrimgeour, F., Gunasekarage, A. (2008). Corporate governance

practices of small cap companies and their financial performance: an empirical study

in New Zealand. International Journal of Business Governance and Ethics, 4 (1), 51-

78. DOI: 10.1504/IJBGE.2008.017891

8/2 Locke, S., Gupta, K. (2008). The performance of entrepreneurial companies post-

listing on the New Zealand Stock Exchange. Venture Capital, 10 (1), 87-110.

DOI: 10.1080/13691060701605454

7/1 Locke, S. (2007). The financial performance of unlisted and listed small businesses.

Cyprus International Journal of Management, 12(1), 79-92.

6/1 Locke, S. (2006). Regional development policy and small medium enterprise financial

performance. Australasian Journal of Regional Studies, 12(2), 191-204.

6/2 Locke, S. (2006). Financial Structure and the implications for regional economic

policy development in New Zealand. Journal of Small Business Management, 44(2),

298-301.

6/3 Locke, Stuart (2006). E-local government strategies and small business. The Journal

of American Academy of Business, 10(1), 21-30.

4/1 Locke, S. (2004). ICT Adoption and SME Growth in New Zealand, Journal of American

Academy of Business, 4(1), 97-137.

3/1 Locke, S.M. & Scrimgeour, F. (2003). Testing the Consistency of New Zealand SME

Financial Ratios Across Industry Groups. Journal of American Academy of Business,

3(2), 166-173.

3/2 Locke, S. (2003) The uptake of technology on the farm. Primary Industry

Management, 6(3), 40-42.

2/1 Locke, S. (2002). ICT a flood with options - but do they increase value? Primary

Industry Management Journal, February.

2/2 Locke, S. (2002), Information and communication technology are trading partners.

Primary Industry Management Journal, May

2/3 Locke, S. (2002) Inter-temporal Consistency of New Zealand SME Financial Ratios.

Asian Small Business Review, 5 (1) 85-99.

2/4 Locke, S. & Cave, J. (2002). Information Communication Technology in New Zealand

SMEs. Journal of American Academy of Business, 2(1), 235-240.

1/1 Locke, S. & Scrimgeour, F. (2001) Governance in New Zealand Tertiary Institutions:

Concepts and Practice. Journal of Higher Education Policy and Management.

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0/15 Locke, S. & Scrimgeour, F (2000). Small and Medium Size Enterprises and

Government Policy: A decade of instability, Asian Small Business Review, 3 (1), 26-

44.

99/2 Locke, S. (1999). Efficient Meat Markets. Primary Industry Management, 2(2), 63-65.

92/1 Locke, S. & McCarthy, I. (1992). Prospects for Residential Property Values. Valuers

Journal, September, 19-23.

92/2 Locke, S. & Horsley, G. (1992). Valuation Standards and Market Price. Valuer and

Land Economist, August, 174-177.

91/1 Locke, S. & Grant, S. (1991). Land Based Information Systems and Cultural

Sensitivity. Journal of Property Management, January, 3-4.

90/1 Locke, S. (1990). Choice of Interest Rate in Income Valuations. Valuers Journal,

November.

90/2 Locke, S. (1990). Property Investment Analysis Using Adjusted Present Values.

Appraisal Journal, July.

90/3 Locke, S. & Langfield-Smith, K. (1990). Property Trust Valuation and the Significance

of Current selling Price Accounting Figures. Journal of Asian and Pacific Business,

July, 27-32.

90/4 Locke, S. (1990). Survival Independent Property Profession. Valuers Journal, May,

118-122.

90/5 Locke, S. (1990). Duration and Convexity in Commercial Property Lease

Management. Journal of Land Development Studies, May, 97-110.

89/1 Locke, S. (1989). Commerce Culture and Commercial Ethics. Journal of Property

Management, October, 2-4.

89/2 Locke, S. (1989). Comparing Property Portfolio Performance, Valuers Journal,

December 1989.

89/3 Locke, S & Langfield-Smith, K. (1989). The Reliability of Commercial Valuations,

Value, January, 270-275.

89/4 Locke, S. & Langfield-Smith, K. (1989). Implications for Investors, Managers,

Auditors, Valuers and Regulators of Discrepancies in Commercial Valuations. Journal

of Land Development Studies, 6, 29-39.

Books

15/1 Duppati, G., Mishra, R.K. & Locke, S. M. (2015). Corporate governance, corporate social responsibility and sustainable practices in oil companies: evidence from emerging nations. New Delhi: Academic Foundations.

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12/1 Mishra, R.K., Locke, S.M. & Duppati, G. (2012). Corporate Governance: A Global Perspective. New Delhi: Academic Foundation.

Book Chapters

16/1 Thrikawala, S., Locke, S. and Reddy, K. (2016) Corporate Governance Practices and Performance of Microfinance Sector in Corporate Governance: Principles, Practices and Challenge, ed. Edmund Kleins. Nova Science Publisher.

16/2 Locke, S. M., & Hewa-Wellalage, N. (2016). The Impact of Institutional Factors on

Female and Male Owned Firm Financing: Evidence from South Asian Countries. In A. Kashyap, & A. Tomar (Eds.), Financial Market Regulations and Legal Challenges in South Asia (pp. 96-114). Hershey, PA: IGI Global. doi:10.4018/978-1-5225-0004-9.ch006

16/3 Agyekum, F. K., Locke, S. M., & Hewa-Wellalage, N. (2016). Does financial

accessibility and inclusion promote economic growth in low income countries (LICs)? Financial Performance: Analysis, Measures and Impact on Economic Growth (p. 99-135). New York: Nova Publishers, ISBN 978-1-63484-501-4.

15/1 Locke, S. M., & Duppati, G. (2014). Financial Performance in Indian State-Owned

Enterprises Following Corporate Governance Reforms, in Gnan Luca, Alessandro Hinna, Fabio Monteduro (ed.). Mechanisms, Roles and Consequences of Governance: Emerging Issues (Studies in Public and Non-Profit Governance, Volume 2) Emerald Group Publishing Limited, pp.59 – 88. ISBN: 978-1-78350-705-4

Funded research contracts

Funding agencies

2006-2007 New Zealand Agribusiness.

AGMARDT Project managed through AgResearch Named Researcher

Funding: $100,000 per year.

2003 - 2004 As Chair of the Small Enterprise Association of Australia and New Zealand: I secured research funding of $40,000 per year from the Ministry of Economic Development and a consortium of Telecom, Microsoft and Hewlett Packard known as the Business Club.

I also negotiated $85,000 from Trade and Enterprise New Zealand to investigate the establishment of a registration programme for small business advisors.

2002-2007 Socio-economic Impacts of Information and Communication Technologies Named Researcher FRST Project UOXX0016

Funding: $225,000 per year.

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Commercial contracts (amount excluded as commercially sensitive)

17/1 Roading Control Authorities 17/2 Waikato Regional Council 17/3 Stace Hammond, Employment Relations Authority 16/1 Ministry of Primary Industry, Review of Kiwifruit New Zealand

(http://www.mpi.govt.nz/document-vault/11410) 16/2 Roading Control Authority

The Value of Accessibility

16/3 Ministry of Social Development

Accessibility and transport survey

14/1 Planning Tribunal – Hamilton Airport Extension

13/1 Environment Court – Kinleith Mills

12/1 Hamilton City Council, Ministry of Economic Development/Local Government, New

Zealand’s Core Cities Report

12/2 Tainui Group Holdings Ltd, Social Impact Analysis of Ruakura Estate Development

12/3 Carter Holt Harvey, Economic Impact Analysis of Kinleith Mill and Timber Processing

Plant

12/4 Priority One, Current and projected work environment and workforce in New

Zealand: The case of Bay of Plenty

12/5 Ministry of Foreign Affairs, Tongan Heritage Tourism Scoping Study

11/1 Home of Cycling, Economic Impact on University of Waikato

11/2 Hamilton City Council, Evaluation of Economic Development Report and

Contract/Strategic Partner Analysis

11/3 Waikato International Airport Limited, Economic Impact Analysis of Runway

Extension

11/4 Locke, S.M. & Marcroft, L. (2011). Review of Economic Development Initiatives of

Hamilton City Council. A report prepared for the Hamilton City Council by the

Institute for Business Research, 2011.

11/5 Locke, S.M. & Calderwood, R. (2011). Social Impact of Ruakura Multi-Modal

Transport Hub

11/2 Locke S.M. & Udanga, R. (2011). Economic Impact of Logging in Eastland

11/3 Locke S.M. & Mkaswale B (2011). Financial Evaluation of HQ at Mystery Creek

10/2 Locke, S.M. & Scrimgeour, F. G. (2009). The Kawerau Mills: An Economic Impact

Study. Prepared for Carter Holt Harvey Tasman and Norske Skog Tasman

10/1 Locke, S.M. & Scrimgeour, F. G. (2010). Hamilton Airport 2984m option. Prepared for

Hamilton International Airport

External Relationships and Service

2015- Board of Studies Balochistan University of Information, Technology, Engineering & Management Sciences, Quetta, Pakistan

2015- Board of Studies Faculty of Commerce, University of Delhi, India

2011-2013 Board Member, Board of Cambridge Chamber of Commerce

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2010-2013 University of Mauritius- External Examiner of MBA and MSc finance

programme

2010-12 NZICA Professional Accounting School Facilitator 2014- Editorial Board of Journal of Commerce and Business Studies 2016 - Reviewer for International Journal of Islamic and Middle Eastern Finance

and Management Reviewer Journal of Family Business Management 2017 - Reviewer for Economic Papers

Editorial Board, Kelaniya Journal of Management .

Professional Journals

06/1 Locke, S. (2006). Adding value through benchmarking. Taxagents Institute of New Zealand, 1-11.

06/2 Locke, S., Scrimgeour, F. (2006). ICT use in rural New Zealand - the experience of New Zealand farmers. Information and Communication Technologies in the Workplace and Communities, 1-10.

06/3 Locke, S. (2006). Local government asset management - international trends. 9th Annual Local Government Asset Management Conference, 1-29.

06/4 Locke, S. (2006). Vision, strategy, budgets and forecasting. 4th Annual Best Practices and Strategic Models for Budgeting, Planning & Forecasting, 1-9.

05/1 Locke, S. (2005). Implementation of E-local government strategies impacting SMEs. 18th Annual Conference of the SEAANZ (Small Enterprise Association of Australia and New Zealand), 1-26.

05/2 Locke, S. (2005). SME Financial Structure and Implications for Regional Economic Policy Development in New Zealand. 2005 International Council for Small Business (ICSB) Conference, 1-12.

05/3 Locke, S. (2005). Farmer adoption of ICT in New Zealand. The Global Management & Information Technology Research Conference, 191-197.

05/4 Locke, S. (2005). SME financial performance in New Zealand. Second International Business Research Conference, 1-16.

02/1 Locke, S. (2003, 17th June). ICT adoption and SME growth in New Zealand International Council of Small Business, Belfast Ireland.

01/1 Locke, S. (2001). E-Business Barriers. BZone, May. 01/2 Locke, S. (2001). Electric Number 8 Wire. BZone, May. 01/3 Locke, S. (2001). SME Sector needs more "e", NZ Business June. 01/4 Locke, S. (2001). How are SMEs adapting to the e-commerce world. NZ Business

May. 01/5 Locke, S. (2001). The E-Policy vacuum, New Zealand Manufacturer December 01/6 Locke, S. (2001). Adoption of Information Communication Technology by New

Zealand SMEs. Proceedings of 14th Conference of SEAANZ, Wellington, 13-5 September.

01/7 Locke, S. (2001). SMEs and ICT. NZ Business, September.

01/8 Locke, S. & Locke J. (2001). Using the Internet for better marketing and productivity

gains. Primary Industry Management Journal, September.

01/9 Locke, S. (2001). Vacuum packed e-business. Primary Industry Management Journal,

November.

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00/1 Locke, S. (2000). Local Democracy: Fact or Fiction? NZ Local Government, 36(8), 33-

34.

00/2 Locke, S. (June 2000). Benchmarking For Business Performance. NGIA News, 2.

00/3 Locke, S. (August 2000 – first issue). Benchmarking Your Business’ Performance.

NGIA News, 2.

00/4 Locke, S. (August 2000 – second issue). Benchmarking Your Business’ Performance.

NGIA News, 2.

00/5 Locke, S. (2000). Is there a dollar to be made? Small Business New Zealand, 55, 12-

14.

00/6 Locke, S. (2000). NZ Inc: surf or sink. NZBusiness, 14(5), 36-40.

00/7 Locke, S. (2000). Budget brickbats. NZBusiness, 14(7), 24-25.

00/8 Locke, S. (2000). Getting the right advice. Small Business New Zealand, 56, 10-11.

00/9 Locke, S. (2000). Easter bunny or March hare – where to from here for government

SME policies? NZBusiness, 14(3), 34-36.

00/10 Locke, S. (2000). The way we work. NZBusiness, 14(3), 26-27.

00/11 Locke, S. (2000). SMEs remain relatively resilient – for now. NZBusiness, 14(6), 20-22.

00/12 Locke, S., & Locke, J. (2000). Making your vision happen. Her Business, 28, 36-38.

00/13 Locke, S., & Locke, J. (2000). How does your business perform? Her Business, 27, 49-

51.

00/14 Locke, S., & Locke, J. (2000). Reform process must be kept on track, NZ Local

Government, 36(1), 33-35.

99/1 Locke, S. (1999/2000). How to use Benchmarking to monitor your business

performance. Small Business New Zealand, 53, 18-19.

99/3 Locke, S. (1999). Event Centre for Hamilton, Regional Economic Bulletin, March.

99/4 Locke, S, (1999), Local Government Governance in the Waikato, Regional Economic

Bulletin, July.

99/5 Locke, S., & Scrimgeour, F. (September 1999). Quality of Governance in Local

Government as Perceived By Waikato Councillors. Regional Economic.

99/6 Locke, S. (1999). Lifting The Lid On SMEs. NZBusiness, 13(5), 44-45.

99/7 Locke, S. (1999). SMEs On The Up – Just. NZBusiness, 13(7), 34-35.

99/8 Locke, S. (1999). SMEs favour ECA retention. NZBusiness, 13(11), 23-25.

99/9 Locke, S., & Scrimgeour, F. (1999). Addressing Governance deficiencies. NZ Local

Government, 35(10), 32-33.

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99/10 Locke, S., & Scrimgeour, F. (1999). Muddied policy waters. NZ Local Government,

35(7), 26-27.

99/11 Locke, S., & Scrimgeour, F. (1999). Corporate governance: making it work. NZ Local

Government, 35(6), 21-22.

94/1 Locke, S. (1994). Capital Charging in Government Departments, Property Management, October, 6-11.

93/1 Locke, S. (1993). Arranging Property Funding in a Bear Market, Property Management, January, 2-4.

92/1 Locke, S. (1992). Property Management and the New Zealand Property Performance Index, Property Management, July, 8-9.Locke, S. (1991). Managing for Quality in the Real Estate Industry, New Zealand Real Estate, April, 15-7.

91/1 Locke, S. (1991). Business Broking – A Time for Expansion, New Zealand Real Estate, May, 26-7.

01/2 Locke, S. (1991) REINZ Members’ Opinions on Compulsory Continuing Education, New Zealand Real Estate, July, 14-6.

91/3 Locke, S & S Grant, (1991) Home Mortgage Affordability Index Explained, New Zealand Real Estate, November, 27-30.

91/4 Locke, S. (1991) Mystery Shopper Technique, New Zealand Real Estate, December, 12-3.

91/5 Locke, S (1991) Rental Valuation with Inducements, Property Management, July, 2-4. 91/6 Locke, S. (1991). Computers for Folly or Profit, Property Management, October, 16-

20. 90/1 Locke, S. (1990) Deregulated Professionalism for the 90s, New Zealand Real Estate,

15:11, 27. 90/2 Locke, S. (1990). Deregulation and the Property Market, NZ Property, January. 90/3 Locke, S. (1990). Massey looks at phasing in Block Courses, New Zealand Real Estate,

April, 3-9. 90/4 Locke, S. (1990). Education in the melting pot, NZ Property, March, 10-11.. 90/5 Locke, S. (1990). Māori Leaseholds, New Zealand Real Estate, July. 90/6 Locke, S. (1990). International Benefits of Deregulation, NZ Property, September, 15. 90/7 Locke, S. (1990). Using the Real Estate Institute of NZ Sales Statistics, New Zealand

Real Estate, November. 90/8 Locke, S. (1990). Audit Practice and Valuation standards, Accountants Journal,

February, 23-25. 90/9 Locke, S. (1990). Property Financial Statements, Accountants Journal, October, 67-

70. 89/1 Locke, S. (1989). Professional Institute’s Response to Building Standards, New

Zealand Real Estate, 15:11, 27. 89/2 Locke, S. (1989). Research and Education in Property Studies, New Zealand Real

Estate, March.

Keynote Addresses

17/1 Invited guest January 10, Committee on Accessible Transportation and Mobility, Transportation Research Board, Washington.

17/2 Keynote speaker February 12, Corporate Governance: Retrospect and Prospects, IMS Ghaziabad, Hotel Radisson Blu, Kaushambi, Delhi-NCR IMS Ghaziabad.IMS

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16/1 International Conference on Green Banking for Green Industry and Green Economy, February 12 2016, Rani Channamma University, Belagavi, India. Green Banking in New Zealand

16/2 Incubation – Innovation, Management and Technology, February 16Ajeenkya D Y Patil University, Pune, India. A personal reflection on Incubation – Innovation, Management and Technology

16/3 Distinguished Guest Speaker, 26-27 October, 3rd International Conference on Emerging Issues in Management and Economics (ICEIME), Balochistan University of IT, Engineering & Management Sciences (BUITEMS), Quetta in Collaboration with Higher Education Commission (HEC), Pakistan and Government of Balochistan.

16/4 Distinguished Speaker November 19, Inclusive Growth and Sustainable Development Conference, Shri Dharmasthala Manjunatheshwara Institute for Management Development (SDMIMD), Mysore, India.

15/1 International Conference on Poverty and Sustainable Development (ICPSD-2015) December 15 2015Colombo, Sri Lanka. Informality and credit constraints

13/1 International Seminar on Governance & Financial Criminology (ISGFC) June 24 2013, Chulalongkorn University, BANGKOK, Thailand. Governance and Agency Cost as a Fraud Indicator

13/2 Universiti of Malaysia (Utara), Kedah, Malaysia, August 24, 2013 One-day seminar on Agency cost & mixed ownership corporations,

13/3 Universiti Teknologi (MARA), Perlis, Malaysia, August 25, 2013 One-day seminar on Corporate Governance and Corporate social responsibility

13/4 International Management Institute, New Delhi, India. August 27, 2013 One-day seminar for senior officials from 17 countries, August, (2013), Corporate governance in an International Context

12/1 Oil and Natural Gas Corporation of India New Delhi, India. Two-day seminar for senior managers. February. (2012). Corporate governance and financial performance

12/2 Corporate Governance and performance in State Sector Organisations, PSE Board Convention, New Delhi, February 2012.

11/1 Oil and Natural Gas Corporation of India, Mumbai, India. Two-day seminar for senior managers. February. (2012). Relationship between corporate governance and financial performance: International evidence, industry effects and emerging market effects of corporate governance and enhancing financial returns and managing risk.

11/2 International Corporate Governance Conference, Hyderabad, India. November. (2011). Corporate governance and privatising state owned corporations.

11/3 University of Mauritius, Port Louis, Mauritius. Half-day public seminar. September. (2011). Governance for small business.

Professional Memberships

New Zealand Institute of Chartered Accountants 1989 New Zealand Institute of Valuers 1990 New Zealand Property Institute 1989

Doctorate Chief Supervisor

Kartick Gupta, PhD Thesis Portfolio structure and optimisation of momentum returns. Passed - April 2010

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Kevin Old, PhD Thesis An integrated theory of the roles of governing boards of New Zealand and Australian cooperative dairy companies. Passed - June 2010 Krishna Reddy, PhD Thesis Corporate Governance Practices and Corporate Financial Performance in New Zealand Passed - August 2010 Nirosha Hewa Wellalage, PhD Thesis Corporate Governance in Multinational Corporation: A case study based on Sri Lankan subsidiaries. Passed June 2012 Geeta Dupatti, PhD Thesis Does Corporate Performance Improve after Acquisitions? - A case of Indian companies. Passed September 2012 Gaoxiang Wang, PhD Thesis Does corporate governance impact on the sustained return of IPOs? A comparison test between Mainland of China, Taiwan, and Hong Kong Passed September 2013 Azilawati Banchit, PhD Thesis Effects of Principal-Principal Agency Cost for M&A in Asean 5 countries. Passed June 2013 Zakaria Boulanouar, PhD Thesis An analysis of the benefits to New Zealand banks of adopting a relationship banking model for small business clients Passed July 2013 Fitriya Fauzi, PhD Thesis The analysis of the impact of Islamic debt on company value. Passed March 2013 Reza Yaghoubi, PhD thesis A prediction model of success for mergers and acquisitions Passed 2013 Salman Afkhami, PhD thesis The relationship between corporate governance, cost of capital and firm performance. A Comparative Study of New Zealand and Singapore Large Listed Companies Passed 2014 Nguyen van Tuan, PhD thesis Corporate governance structures and financial performance: a comparative study of Singapore and Vietnam. Passed 2015 Sujani Thrikwala, PhD thesis

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Outreach and sustainability of rural microfinance institutions in Sri Lanaka Passed 2016 Dilip Jha kumar, PhD thesis Improving Corporate Governance in Nepalese Financial institutions to Promote Growth and Performance Passed 2017 Francis Agyekum, PhD thesis A trajectory of financial inclusion towards economic inclusion; empirical evidence from Lics-ghana as a case Passed 2017 Sanjeev Acharya, PhD thesis Improving corporate governance in Nepalese financial institutions to promote growth and performance Passed 2018 Samir Harith, PhD thesis – Full enrolment The Development of a Performance Evaluation Framework for Start-up Entrepreneurship Financing Initiatives Passed 2018 Yimei Man, PhD thesis – Full enrolment Agency cost and earning management in Chinese listed companies Submitted August 2018 Polypailin Kijasiwat, PhD thesis – Full enrolment Capital Structure and Financial Performance: Small and Medium Enterprises (SMEs) in Thailand Yasmeen Ali Al Balushi, PhD thesis – Full enrolment An investigation of the adoption of Islamic financing instruments by small and medium enterprises in the Sultanate of Oman Submitted September 2018