crossville life magazine december - january 2012

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FREE INSIDE THIS EDITION 12 Questions with Sharron Eckert - Page 6 Playhouse history recalled - Page 7 Denise Cooper’s Money Column - Page 15 Small Bites Food Column - Page 16 COVER PHOTO by WALT RICHES December 2011 - January 2012 DINING | PEOPLE | GOLF | BUSINESS | ENTERTAINMENT Published by NapierMedia Find Us On Facebook Since opening 10 years ago, Palace popularity has skyrocketed. Attendance up by 59% last four years! Cover Story - Page 1, 12

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Crossville Life, news, entertainment, sports, and business information about Crossville, TN and surrounding area

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INSIDE THIS EDITION

12 Questions with Sharron Eckert - Page 6Playhouse history recalled - Page 7Denise Cooper’s Money Column - Page 15Small Bites Food Column - Page 16 COVER PHOTO by WALT RICHES

December 2011 - January 2012

DINING | PEOPLE | GOLF | BUSINESS | ENTERTAINMENT

Published by NapierMedia

Find Us On Facebook

Since opening 10 years ago, Palace popularity has skyrocketed. Attendance up by 59% last four years!

Cover Story - Page 1, 12

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Published by NapierMedia Crossville, TN �• 931-484-5185

December 2011 - January 2012

DINING | PEOPLE | GOLFBUSINESS | ENTERTAINMENT

| E E | F

By DON NAPIERhen the original Palace Theatre was built in the 1930’s, it opened as a

traditional movie theater and served the community well. For years it was known as the Movie House on Main Street, and for many, it was where they saw their fi rst motion picture.

After years of neglect, the old Palace Theatre became an eyesore for many, and in 1997 became the center of debate. Save it for the future, or tear it down? A campaign to save the “Jewel of Main Street” ensued and it was put on the ballot for the public to decide.

Voters spoke. The decision was to save the old girl!

The City of Crossville approved $550,000 initially for the renova-tion, but it needed additional funds to complete, once the adjoining

“Mitchell Building” was included. The historic Palace Theatre reopened in 2001, and since the fi rst day, its popularity has been on a steady incline.

Now fully re-stored, it is a multi-use community auditorium and visitors’ center. “We host concerts of Jazz, Blues, Coun-try, Bluegrass and Rock,” said Palace Administrator Terry Ashburn. The facility has a 302 seat auditorium with lobby and conces-sion area. It has a 22’ x 25’ stage with full lighting and professional sound system.

“The Palace provided the public with a distraction from everyday life during the diffi cult war years,”

Ashburn added. “And it still pro-vides a high quality “something to do” for fun seekers of all ages in the Crossville, Cumberland Plateau and the East TN area. Our newly renovated auditorium and premium sound system ensures that you will enjoy whatever show you see here.”

The Palace Theatre is not only what it used to be . . . it is much more. The Palace is also a wonder-fully functional community cen-ter, meeting hall and multi-media facility, suitable for sales or training presentations, committee meetings or even regional trade shows.

If you need a centerally located place to hold your seminars or professional classes, the Palace has the projectors for your PowerPoint presentation, as well as a conces-sion stand for class breaks or lunch, and the friendly staff to support all

your training needs. If your business needs a larger area, for large scale lectures or awards ceremonies, the auditorium itself, can be utilized in conjunction with some of the other common areas to give your busi-ness function plenty of room and a professional atmosphere.

Some of the benefi ts include:• Professional sound system• Theatre class lighting• A newly acquired Baby Grand

Piano• Acoustic surfacing• Full Kitchen• Pleasant, well lit café• Internet connectivity and

WirelessThe Palace does hold regular

functions, but their schedule is quite fl exible and management will do

The Palace Theatre; More than a movie house!

See PALACE Page 12

PALACE

Call 484-6133

DECEMBER 2011

JANUARY 2012

12/12 & 12/13 �– The Standards in concert 7 PM

12/16 - �“Lucas & Friends Christmas Show�” presented by the Fair Park Senior Center 7 PM

12/17 - Pete Miller & the Country Classics Band 7 PM Reserved

1/6 - �“Into the Night with Gershwin�” featuring pianist Thomas Pandol

Presented by PAART 7 PM Reserved

1/16 - Christians for Peace & Justice 5 PM

1/27 - Comedian Buzz Sutherland benet concert for the Red Cross 7 PM

1/28 -�”Pop Goes the Palace�” featuring Scott Smith & Whooz Countin�’ 7PM

1/30 - DCI presents �“An Evening with�” TBA 7 PM

FEBRUARY 2012

2/6 - �“LaManche/The English Channel�” travelogue presented by the Faireld Glade

Lions Club 7 PM

2/11 - The Dillon Street Band in concert Reserved 7 PM

2/15 - Bryan Symphony Luncheon 11 AM $10

2/17 - Fair Park Senior Center in concert

Call 484-6133

W

Merry Christmas!

Thurs. Dec. 154:00 - 6:00 p.m.

You Are Cordially Invited To Attend

The City of Crossville Christmas

Open House At The Palace Theatre

72 South Main Street Crossville, Tennessee

Sponsored By

The City of Crossville

Hosted by

and the City Council

TERRY ASHBURN

We all know someone who has had their cataracts removed. We hear in Church announcements nearly weekly that brother or sister so-and-

so will be going in for eye surgery this week. Maybe you are like me and never really paid much attention to that because you didn’t really know them or what they were going through. I do remember my mother having her’s

done several years ago, but I’m sure things have changed since then.

I have just a few days ago recov-ered from having cataracts removed from both eyes. “Don’t worry,” I was told by people when they found out I would soon be going through the process, “there’s noting to it, it’s minor surgery,” That would usually bring about a common response. “The only minor surgery is that which is done on someone else.”

Just the thought that doctors would be “operating” on my eyes gave me the “Willies.”

I had such a great experience with my doctor and his staff, that I would like to tell you about both the proce-dure and the treatment I received.

My eye doctor is David Litchford. The best way I can describe him is to ask you to think back to the days when doctors made house calls . . . back to the days when doctors were renowned for their “bedside manner.” Ha! Who you trying to kid? But, its true. That is Dr. Litchford. He takes the necessary time to explain the details of what you are going through. His middle name should be “thor-ough.” You never get the feeling that he is in a hurry!

Dr. Litchford has his own system

for the pre and post-surgery, but one thing is clear, it is his ultimate goal to match up your prescription with the lens he inserts into your eyes during the surgery. Removing the cataracts in itself is a blessing, but to insert lens that corrects your astigmatism (in my case), is the closest thing there is to a modern medical miracle.

I go into the surgery wearing pre-scription coke bottles since 1962 and my night vision is so bad that I had quit driving after dark. I had not seen my golf ball in the air in 15 years. Six weeks later, once the regimen of eye drops have been fulfi lled, I wear no glasses, can once again drive at night, and feel a little bit like the six million dollar man.

When I have good light, I can even read without glasses.

The Litchford methodEarlier I mention that Dr. Litch-

ford had his own method. I would like to expand on that a bit. After the doc had told me that he intended to do cataract surgery, I was directed to the offi ce of Surgical Counselor Donna Looper, who handles all of Litchford’s pre-op patients and I might say, does a great job. She gave me a little black bag that I was told to carry with me to the hospital and to all doctor ap-pointments. In it, I was to keep all my eye drops, and they are many! The paperwork was in a folder and I was instructed to keep it with me too. It detailed the regimen of eye drops, that can be a bit overwhelming until it becomes part of your life.

As it turned out, this system with the little black zippered purse, was ingenious. I took it everywhere. Oh, did I forget to tell you that I played golf on Wednesday, the day after each surgery on Tuesday? I had my fi rst eye, my right, done on a Tuesday around noon at CMC. I played golf the next day at Heatherhurst, teeing off exactly

24 hours later. Two weeks later, I had my left eye done, and again played golf on Wednesday. I took my black bag to the golf course, to the bowling alley, to church, to work and I don’t think I ever missed a drop. I had a little discomfort but no pain during or after the procedure.

I was already taking six drops a day for my Glaucoma. Add to this the cataract drops and I was taking up to 16 drops a day, but they serve a pur-pose, assurring you recover properly and have no problem with infection, etc. It is a tried and true method and there are thousands of Litchford pa-tients out there to testify to it, includ-ing me.

I still marvel at the results. My eyes are still a bit sensitive to bright sun but that is improving. I constantly test my new vision. I see the golf ball now and it has brought a lot of enjoy-ment to the game. When you hit a good shot, part of the fun is to see it on its way to the green. I made a hole-in-one on number 14 at Bear Trace a couple years ago but never saw the ball after it left the tee. I had to rely on my partners to tell me that it had gone in the hole. I know my partners like it better now, they don’t have to be responsible for watching my ball. I even help them fi nd theirs from time to time.

Thank you Dr. Litchford for your expertise and precision. I can say without a doubt that the only doctor appointment I ever had that I did not dread, are those to Dr. Litchford’s of-fi ce. This is a tribute to the quality staff members. Thank you ladies! If you are looking for an eye doctor, call Dr. Litchford’s offi ce (484-9547) , could be they might work you in.

All of Dr. Litchford’s staff mem-bers are very friendly, caring people. In addition to the previously-men-tioned Donna Looper, they are: Joyce

Hogston-Offi ce Manager; Karen Wedlund - Receptionist; Margaret McNeal -Receptionist; Cill Kirk-Li-censed Optician; Alacia Green-Insur-ance Specialist; Faye Hatfi eld Certifi ed Ophthalmic Technician; Rili Davis-Certifi ed Ophthalmic Technician; Michelle Brewer-Certifi ed Ophthalmic Technician; Rachel Breeding -Opthal-mic Technician; Rene Everitt Brown-Micropigmentation Specialist.

The 204-year-old bookRecently, when my wife was go-

ing through books and other personal

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PAGE 2 �• www.CrossvilleLifeOnline.com �• Dec. 2011 - Jan. 2012

It�’s A Wonderful Life

MNPUBLISHED BY:

NapierMedia

Donald E. NapierEditor & Publisher

Gwen JenkinsOffi ce Manager

Joseph JenkinsDelivery

MAILING ADDRESS:P.O. Box 792

Crossville, TN 38557(931) 484-5185

•email: [email protected]

www.CrossvilleLifeOnline.com•

Published six times a year

Please address all letters to the editor to:

Crossville Life, P.O. Box 792,

Crossville, TN 38557

Thanks to Dr. David Litchford and his capable staff -- I no longer wear prescription coke bottles

DON NAPIERPublisher

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belongings of her mother (the late Laura Ledbetter Ingram), she discov-ered what I think is a real treasure. In amongst several school books from the 1920’s and 30’s was a book, pub-lished in 1807 by B.B. Hopkins Co.in Philadelphia, titled “Select Speeches, Forensick & Parliamentary” by N. Chapman, M.D.The hardback book, 8”x5” when measured, is in amazingly good condition considering its age. Nothing real important about it, other than its age. Taken good care, it could easily make another 200!

Coops for bargainsIf you love a good bargain, and

who doesn’t, you’ll want to go by often to check out an ever-changing inventory. Coops buys estates which includes some really high quality fur-niture and antiques. I recently found a nice desk for my offi ce on a day when I was looking for something else. They are located at 356 West Avenue in the old Marlow Motor Company building. If you go, don’t forget to go upstairs.

Vista NewsIf you prefer to shop from the

comfort of your home, pick-up a copy of the Vista (available in Crossville at Food City). They have classifi ed ads from Glade residents (who can run them free). Bargain after bargain! I found a recliner for my offi ce lounge from a Glade homeowner. I read them weekly whether I am looking for any-thing or not.

Speaking of the Vista. Many of you will remember that I started that newspaper about 17 years ago. Later, I sold it to my nephew Jon Weaver, who recently sold it to Keith Walther. Keith is a vastly talented singer. I remember seeing him in a D-Squared Produc-tion of “Tribute to the Rat Pack” where he did a really nice job covering some Englebert Humperdink and Tom Jones songs. We may have to call him “the singing publisher.”

Time CapsuleA couple weeks ago my wife took

on the job of building an architectural column in our dining room, as part of some renova-tion we had done to our home. When she had three of the walls in place, she realized it would create a hollow place in the center. The fam-ily decided to turn it into a “time cap-sule.”

We put quite a bit of thought into it, thinking that some day, far into the future, someone would discover the capsule when maybe tearing down the house, or remodeling it. Its all to-gether possible that a 100 years could pass before anyone discovered that buried message.

We wrote a letter, told who we were, our names, when we built the house originally and that we were remodeling it when we created the

PUBLISHERCONTINUED FROM PAGE 2

See PUBLISHER Page 5

The time capsule/column.

PAGE 4 �• www.CrossvilleLifeOnline.com �• Dec. 2011 - Jan. 2012

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column/capsule. We included our photos and our ages at the time we put the info into the space. “We included photos of the house while it was in construction when fi rst built over 20 years ago. We told what we do for a living.

I asked my daughters, Lyndi and Laura to choose some item or toy to put into the time capsule. We ended up with a small basket of several items, photos, etc. Things from our “time.”

Who knows, it could be a little treasure for the fi nders. Perhaps they will be our decendants. It matters not. It was a spur of the moment decision and we did it.

Custom web radio stationIf you love music, truly love hav-

ing access to your favorites, you will want pay special attention to this little story. I must have been born about a couple decades too late, for you see, my favorites performers are Tony Bennett, “old blue eyes,” Dean Mar-tin, Nat King Cole, Lou Rawls, Perry Como, Jo Swafford, Satchmo, Sarah Vaughn, Billy Eckstine, Count Basie, Ella Fitzgerald, etc. Sure I can listen to them on my computer because I have bought their albums and downloaded them, but there are times when I would like to have “something else.” Well, something else recently came my way.

Callled “Pandora Radio, its inter-net radio and it is available online.

Pandora Radio is the personalized internet radio service that helps you fi nd new music based on your old and current favorites. Just type in “Pandora.com” in your search bar and it will bring it up. Register with your name and a password. Its free. Type in the performer you want to hear and it will create a radio station that plays that performer and others who sing in the same genre and will go on as long as you want.

Or, after you have created several “stations,” you can choose “shuffl e” and it will automatically switch from performer to performer, of those you have selected.

I am listening to it as I write this. Now you know!

Veterans Day in Crossville I would like to commend Ed Lew-

is for the outstanding job he did as MC for the 2011 Veterans Day celebra-tion at Veteran Park in Crossville on

Nov. 11th. And I mean it in the most sincere way. We all have a tendency to throw around accolades and some-times they get kind of generic. “Good job,” is a phrase we all utter often and a lot of times they are meaningless. I mean this in the most sincere way. I have been behind the podium as a mc for events, its a tough job. Ed gave the entire day a degree of class.

In addition to keeping the day fl owing and handling introductions, Ed also had to deal with his emotions while reading a very poignant letter from a Vietnam Veteran’s wife (who is now deceased). The surviving vet-eran gave Ed the letter to read for the occasion and it was most fi tting, but full of emotion and Ed “got through it.” I admire him for even trying, him a veteran himself. He reminded the big crowd who braved the cold winds about local Crossville WWI hero Milo Lemmert. Lemmert was awarded the Congressional Medal of Honor and was a member of the Tennessee National Guard.

You’d never know that Ed grew up in Georgia and spent 30+ years in the Phoenix area before retiring here 12 years ago. He continues to be an active, proud member of our com-munity and we are the lucky ones, to have him here. I met him soon after he moved here and have been friends since then. We don’t always see eye to eye on everything, but it has never gotten in the way of our friendship. Great job Ed!

He gave Mark Daniels a small plaque and expressed his appreciation in a little ceremony after the big one. Here is the photo of that event and

what the plaque said.

Going to miss themA couple of my favorite friends re-

cently retired. I am going to miss see-ing them at their respective places of employment. Lamar Green, long-time manager of Crossville’s Food City gro-cery store, recently hung up the apron in exchange for more time on the farm. Lamar was a great guy and I will admit, it was because of his friend-ship that I have stayed loyal to Food City (with my grocery shopping). He always had time for me, supported my business, and never said no when I went calling for a free handout for one

of my charities. Nick Owens,

a well-known Crossville phar-macist has retired. Nick operated his own store, Plaza Drugs (since 1970) before selling out to Eckerts somewhere around 2002. I got

to know him while he was working part-time at Mitchell Drug Store. Nick was one of those friendly guys that just made you feel good when you were around him and I already miss him. He has a second home (he calls it a cabin), in Jackson County where he and the family escape to from time to time. He has a big family and they all love to spend the weekend at the cabin. They are; children Tiffany, Buffi , Holly and step-children Matt and Tami Thomason. He also has six grandchildren with the 7th on the way.

PUBLISHERCONTINUED FROM PAGE 3

MARK DANIELS HONORED-Ed Lewis presented Mark Daniels with a plaque with the following inscription: “Present-ed to Mark Daniels In Recognition and Sincere Appreciation of Many Years of Distinguished Service as Veterans Ser-vice Officer Veterans of Cumberland County. Date: Nov. 11, 2011.”

Nick Owens

PAGE 6 �• www.CrossvilleLifeOnline.com �• Dec. 2011 - Jan. 2012

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12 Questions

With Sharron Eckhert of Pleasant HillSharron Eckert and her

husband Tom have been residents of Uplands Village in Pleasant Hill for 17 years. Before moving here, they lived in the middle states (KY, IN, MI, OH). Sharron spent her entire career in education, always a teacher, and later as a Direc-tor of Public Relations, teaching “retirement” to those entering that chapter of their lives.

Her husband of 24 years is Tom Eckert (known as Thom on his paint-ings). Their blended family includes Sharron’s son and Tom’s two daughters. Together they have six grandchildren in families in KY, OH, MI.

Sharron is a Fine Craft Artist. She enjoys designing with long leaf pine needles. She also enjoys being out in the yard with her fl owers. Currently she is giving of her time to coordinating the Shanks Center for the Arts in Crossville.

Community Activities: on the boards of the Shanks Center for the Arts, Cumberland County Playhouse, CACE Cumberland Arti-sans for Creative Expression, and Cumberland County Film Society.

1. What was your fi rst job?As a teenager in my Dad’s company dur-

ing the summer, transposing the electricians’ fi eld notes into the fi les. I could not translate their scribbles into words, so I carefully fol-lowed the curves of their writings.

2. What are your three favorite musicals? “Cats” “Les Miserables” “Joseph and the

Amazing Technicolor Dreamcoat”

3. Where is your favorite vacation destination?

John C. Campbell Folk School in Brass-town NC where I can experience week-long craft classes such as wood carving, pottery, jewelry making.

4. What factors were involved in your decision to move to Tennessee?

My husband and I wanted a retirement community where we could live actively

among exciting people and then graduate to assisted living or extended care within the same community. Our specifi c require-ments later became the basis for a pamphlet used by Uplands Village as part of its promotional materials.

5. What book or movie would you recommend to your friends?

“The Help” because it described an embarrassing chapter

in American life with attitudes and behaviors which should never be repeated.

6. Are you a dog person? or a cat person?I have been both, with enjoyment each

time.

7. If you could have any talent or skill, what would it be?

First to be a dancer in “Cats”, then to play the piccolo for “Stars and Stripes Forever”

8. What is your idea of a good time?Working with fl owers in my yard, eating

blueberries right from the bush.

9. Do you have a favorite TV Show that you seldom miss? What is it?

I’m not a TV person now. In the past I never missed “Cheers”, “MASH”, and “Frasier”

10. What makes you happy?Observing my adult son as he parents

his children, teaches school, and coaches several sports teams.

11. What is your favorite food or drink?Crisp chocolate chip cookies are high on

the list.

12. How do you celebrate the Christmas Holidays?

We begin with by having an event with friends at our home where we sing only Advent hymns. We will attend lots of festive events including gatherings, shows at the Playhouse, community concerts (Band & Chorus), and church worship services. We will travel to visit with family and friends.

Sharron Eckert

With the last article in Crossville Life we discussed ‘What is Hospice’, ‘Why Hospice’, ‘When is it time for Hospice’ and ‘Who refers a patient to Hospice’. In this article we’ll continue with other items concerning Hospice Care.

Who is eligible for Hospice services?

Anyone whose feels, and doctor agrees/determines an illness is to the point that life may end within the next six months is eligible for Medicare and most insur-ance covered hospice services. A person can be certifi ed eligible for continued hospice services after the six months as long as they still meet prognosis guideline.

There are no age or disease restrictions for hospice care. Many people associate hospice with cancer, but only about half of hospice patients have cancer. Heart disease; end-stage lung, kidney, liver disease, Alzheimer’s; or any disease in a terminal phase are all illnesses man-aged by hospice. Persons experiencing serious multi-symptom decline, which can involve severe cases of poor nutrition, weight loss, inac-tivity, and mental impairment (these are referred to as general debility or “failure to thrive”) are also eligible for hospice care.

Where is Hospice care delivered?Hospice provides care in whatever setting a

patient calls home, whether that’s a private resi-dence, assisted living facility, or nursing home. Some hospices also operate inpatient facilities (such as Cumberland House in Crossville) where professional staff meet special care needs that cannot be met effectively in a private home.

What will Hospice do?Included in the ‘total care of patient/fam-

ily’ care are: • Address and manage/treat the physical symptoms related to the illness, such as pain/comfort, nausea, anxiety, fatigue, or short-ness of breath, etc. • Create an individualized plan to allow the patient to complete life with meaning, defi ning “quality of life” and establish-ing goals to achieve the highest quality of life. • Provide peace of mind and comfort, with on-call availability to meet the needs of patients and family members. • Address emotional, spiritual, and social aspects of coping with a serious ill-ness, honoring specifi c customs of the individual

and family.

Who provides Hospice services?Unique to hospice, services are

provided by a team of professionals that work to develop a personalized approach to the patient’s specifi c needs. The patient’s primary physi-cian is involved with this process. The hospice team includes: Physicians specializing in hospice & comfort care, Registered and licensed practical

nurses, Home health aides, Pharmacists, Social workers, Chaplains and bereavement counsel-ors, Trained volunteers

This team works with the patient and family to set goals and to keep the patient as comfortable and symptom-free as possible. The benefi t of these team members come to the patients home, or wherever the patient may be, to provide their services.

Who pays for Hospice care?Special hospice coverage under Medicare

pays for expenses related to the terminal ill-ness, including medications, durable medical equipment, medical supplies, and inpatient care. Most private insurance plans have some coverage for hospice services, and payment for services varies according to contract provisions of the individual policy. Many hospices (such as Hospice of Cumberland County) provide care regardless of ability to pay and will work with the patient and family to resolve fi nancial concerns.

Biggest regret from Hospice users:The number one regret according to

most patients and family members concerning hospice services is not making the contact and getting the services sooner.

Good quality of life at the end of life is not an elusive concept with hospice. It’s achieved every day as patients and families complete lives with dignity, integrity, and purpose. Do not hesitate to contact you local hospice agency if you have questions regarding any aspect of care and services. Hospice is here to support you and your loved ones.

A motto of Hospice of Cumberland County is “Adding life to days when days can no longer be added to life”. Hospice of Cumberland County is just a phone call away at 931-484-4748.

The Art of Hospice

More answers about Hospice

KEN TAYLORHospice

Exec. Director

www.CrossvilleLifeOnline.com �• Dec. 2011 - Jan. 2012 �• PAGE 7

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Cash for Christmas

By DON NAPIERWhile cleaning out her father’s house

recently, my wife Natalie, came upon a program and media guide from what I think, after some investigation, is the 1966 production of Tennessee USA, from the Cumberland County Playhouse. Produced for the fi rst time in June of 1965, Ten-nessee, USA! is the foundation musical written by the late Paul Crabtree. It has be re-written and produced 13 times since the original play.

“Tennessee, USA!”, which combines history and fantasy, was the production with which the Crossville facility opened its current theater in 1965. Jim Crabtree, the playhouse’s current producing direc-tor, was 20 when he was a member of the show’s original cast. This one play has been seen by more than a quarter million people.

We all know the story. A modern-day family is transported to primeval Tennes-see when the family’s Cherokee afi cio-nado son digs up some magic powder. To make it back, the family must make the same decisions their ancestors did. En route, they live through the area’s ancient history, through its Civil War past, its entrance to the 20th century and to the present day. Along the way, its principals meet such state luminaries as Andrew Jackson, Davy Crockett, John Sevier, W.C. Handy and Chattanooga’s Bessie Smith.

The programBack to what prompted this story,

the old 1966 program. I enjoyed reading this program immensly. It probably took me two hours to fi nish reading every one of its 24 pages, many of them giving the details of the playhouse history, bios of Paul Crabtree, the original Board of Direc-tors, photos and bios of the lead char-acters, the orchestra, and even detailed

lists of the many committees who made the playhouse possible. The list of names totaled over 200 people, many of them, now deceased.

Here are some of the highlights of that program (pictured here):

Bob Gunton had the lead role as Johnny Timberlake. That name may sound familiar to you. It should.. After getting his start at the Playhouse, he went on to a successful acting career in Holly-wood. You may have seen him as Warden Samuel Norton in the 1994 prison fi lm Shawshank Redemption. He is known for playing strict, authoritarian characters like President Juan Peron in the original Broadway production of Evita, for which he received a Tony Award nomination.

I also enjoyed reading about Jim Crabtree, who played “Rip” in the original production of Tennes-see, USA. He was just 21 but his bio said he had twenty and a half years of experience on the professional stage. His mother, the late Mary Crabtree shared the role of Evelyn Wil-loby with Joanne Harri-son Stone. The program said, “Joanne Stone has the reputation of doing -- and doing well -- anything she sets her mind to.” So it came as no surprise when she won the plum role of Evelyn Willoby over stiff and more seasonal competition; however, even her friends were

amazed the fi rst time she broke into song with her strong, clear and pleasant voice. No doubt this description brings back a lot of memories for those who knew her.

Other familiar names and faces who had key roles in the play, were; Bob Smart as Andrew Johnson, Vance Hinch as Davy Crockett, Dan Swan as Andrew Jackson, Gene Blankenship as John Sevier, Norma Harris as Emily Donelson and Ben Bass as Daniel Boone. Other names were Ruth Ervin, Helen Byrd and R.N. Pelot.

Reading through the names that made up the Choral, Scenery and Stage, Concessions, Costumes, Box Offi ce and Parking is like reading a list of the found-ing families in Crossville -- they are all there -- names of so many of Crossville’s favorite sons, no longer with us.

The following quote is from the founder of the Cumberland County Play-house, Paul Crabtree, “It is most satisfying to note that the spirit of our heritage is far from lost or dead. I know -- I have seen it in the building of this playhouse, and in the plays and musicals we have pre-sented here during our fi rst year. In every board and rafter I see the thumbprints of individuals -- individuals who saw the need, took the bull by the horns, and did something about it. For fear of slighting the least of these, I will name none, but offer my grateful thanks to all.” -- Paul Crabtree, 1966

The Cumberland County Playhouse opened its doors on July 15, 1965 with the premier of “Tennessee, USA.” This musi-cal cavalcade played for 15,000 patrons in 32 performances, bringing nation-wide fame and attention to the playhouse and our county. “Over 500 of our local young people and adults have appeared in these

Old 1966 Tennessee, USA! program touches nostalgic bone of publisherLeads to historical glance at the early days of the playhouse

See PLAYHOUSE Page 10

Actor Bob Gunton and Crossville’s Jim Crabtree in 1966 Tennessee USA

PAGE 8 �• www.CrossvilleLifeOnline.com �• Dec. 2011 - Jan. 2012

With the excitement of the Down-town Crossville revitalization infra-structure project just months away from starting, DCI has begun an aggressive fundraising campaign. Continuing on the success of the inaugural “An Evening with Mike Stone” in June, 2011, DCI is pleased to announce four concerts in partnership with Cumberland Medical Center scheduled for 2012.

Kicking off on Mon-day, January 30th, An Eve-ning with Felicia Keyes and Luther Myers will provide our com-munity with two incredibly talented musicians. When not working at Cumberland Medical Center, both Felicia and Luther fi ll their lives and their families with music.

Felicia KeyesSince the age of 3, Felicia Keyes

has known her true passion to be singing. She was fi rst noticed at a Billy Ray Cyrus concerts where she was pulled from the crowd to sing on stage with Billy Ray himself. She went on to sing at Dollywood and has associated with many big names since then includ-ing Garth Brooks, Pam Tillis, Sawyer Brown, and local favorite Johnny Moore.

Luther MyersLuther has played guitar since the

age of 13. He has performed on stage with the likes of Grand Ole Opry Star and 1967 CMA Male Vocalist of the Year Jack Greene, Don Helms, Texas Troubadour Lynn Owsley, and Becky Hobbs. Luther says “One of my fond-

est musical memories is playing on stage with Hank Williams steel guitar-ist Don Helms in what became his last public performance”.

Performing at The Palace Theater on Monday, January 30th starting at 7pm, they will perform a combina-tion of personal and popular favorites. Tickets are $10 each with all proceeds benefi ting the downtown Crossville revitalization effort.

Downtown Crossville, Inc. is focused on creating an economic climate in the downtown area to increase sales tax revenue and prop-erty tax values. The infrastructure project will update the water pipes, storm drainage, sidewalks, lighting, and traffi c lighting to encourage retail and restaurant development. DCI is raising funds to support the infra-structure progress with enhancements to encourage retail shopping and downtown activities.

Tickets are available at The Palace Theater. For more information or questions, please contact DCI at 931-787-1324.

Downtown Crossville, Inc joins with CMC to offer musical events

By FRANCES CARSON

DCI President

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www.CrossvilleLifeOnline.com �• Dec. 2011 - Jan. 2012 �• PAGE 9

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PAGE 10 �• www.CrossvilleLifeOnline.com �• Dec. 2011 - Jan. 2012

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I mentioned in one of my previous stories how much I love to frame wedding photos...well I get to frame some for my favorite person in the world! My Son!

My son and his beautiful bride picked an unusual loca-tion to tie the knot, a working hay barn. I will say at fi st look I thought I must have dropped him on his head as a child one to many times. Turns out they had a vi-sion and that vision became a beautiful and unusual site for a wedding.

The day turned off perfect, quite a concern in late November and outside, the temperature was perfect and the sun was shining bright. The sun came thru the slats of siding making a beautiful pattern on the hay. With just the most simple of supplies, ribbon, fl owers and pumpkins, they turned the barn into a fairy tale wedding. The guests were seated on hay bales and the back drop for the photos was a pile of stacked hay and made a wonderful backdrop! The wedding colors of purple and orange popped against the neutral colors of the old wood and hay. The fl owers were simple natural and contemporary.

Part of the decorations included a display of framed photos atop the cow feeder, stored for the winter and quite an eyesore.. They chose an array of framed photos of themselves grow-ing up and used many different photo

frames and a large cork board framed in the wedding colors to pin more photos to. It turned a “what do we do with that thing” into a beautiful setting for displaying memories.

For the wedding signature mat we used a metal mat and a barn wood frame mixing mod-ern with old.

The framing for the wed-ding photos is also mix of

traditional and modern.It is a joy to be able to frame wed-

ding photos to suit any new couple but it is a very happy occasion to frame

these wonderful, unusual photos for my son and his new beautiful bride.

Framing can add to the style and feel of any occasion and make the art or photos really shine with individuality. No matter how traditional or unusual your photos framing adds that fi nish-ing touch.

•Mikki Kavich is the

owner of Mikki’s Frame Shop in Crossville. If you have a question about framing or some other art or craft-related project, you can go by the store on Hwy. 70, just one block off Main Street, or call her at 931-787-1986.

Preserving Keepsakes

Mikki talks about framing wedding photos

MIKKI KAVICHCerti ed Picture

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shows (fi rst year), and several hundred more have worked behind the scenes,” said C. C. Simonton, Chairman of the Playhouse Board.

Paul CrabtreeIf you are one of the thousands who

have moved to Crossville in the last 40 years, perhaps you do not know the story of the Playhouse founder, Paul Crabtree. Here is just the tip of the iceberg in Crab-tree’s illustrious career.

At the time he came to Crossville in in 1963, Paul Crabtree was considered to be one of the most versatile and gifted

talents in the American Theater. As an actor, he appeared on Broadway in 15 plays and musicals, including: “Kiss and Tell”, “Oklahoma”, “Story for a Sunday Evening” (which he also wrote and di-rected). For his portrayal of Dan Parritt in “The Iceman Cometh”” he received seven awards as one of the outstanding perfor-mances of his career.

While on Broadway, he was the producer and director for the New York Theater Guild, America’s oldest and highly regarded theatrical organization. His many directing credits include such hits as “The Silver Whistle,” starring Jose Ferrer, “Mid-Summer,” starring Geraldine Page; and the musical, “Texas Lil’ Darling.”

He was also associated with the most successful community theaters in the

country, as producer, director and actor. These include the noted Westport Coun-try Playhouse in Westport, Conneticut; The Famous Artists’ Playhouse of Syra-cuse and Rochester, NY; the Palm Beach Playhouse of Palm Beach, Florida.

During his career, Mr. Crabtree produced or directed over 250 plays and musicals with the greatest names in show business; Helen Hayes, Tallulah Bank-head, Arlene Frances, Charlton Heston, Betsy Palmer, E.G. Marshall, Eva Gabor, Geraldine Page, Olivia DeHaviland, Paul Douglas, Patricia Neal, Vivian Vance, Ar-thur Treacher and others.

He continued to work in the industry, writing feature length motion pictures after moving to Crossville.

PLAYHOUSECONTINUED FROM PAGE 7

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www.CrossvilleLifeOnline.com �• Dec. 2011 - Jan. 2012 �• PAGE 11

CPAs are more than just individuals who do your yearly taxes. They can advise you on a long list of other services, which may include advice on your accounting system, payroll needs, business growth and planning, budgeting, and tax plan-ning. CPAs are part of a business owner’s professional team along with a banker and lawyer.

To help you get to know the Cumberland County CPA fi rm of Hart-man & Hillner, the following questions are provided by Crossville Life Magazine.

Q: What type of service do you do for your clients?

For businesses, we offer full service payroll preparation, including direct deposit and electronic reporting and payment of employer taxes. We can also assist with setting up and maintaining good bookkeeping systems, either manu-ally or electronically, depending on the comfort level of the client. Of course, we also prepare corporate and partnership tax returns. For individuals, we offer tax planning and tax return preparation, with electronic fi ling.

Q: What is the benefi t of choos-ing your fi rm over another?

We offer professional, yet person-alized, service to both businesses and individuals, with an emphasis on qual-ity of our work. We are accessible and responsive to our clients. We understand that your business is more than just numbers on a page; it is your life’s work. We want to give you the tools necessary to safeguard that work and prosper.

Q: How long have you been in business?

Our fi rm has been in existence for three years. However, collectively, we have over 50 years accounting experience.

Q: What computer program do you prefer we use for our record keeping and why?

The answer to that depends on the nature of the business. Both QuickBooks by Intuit and Sage Peachtree are solid products, with specialized versions for select industries. We try to determine the reporting needs of the business, as well as the comfort level of the personnel before making any recommendation.

Q: If I bring my paperwork to you (for my taxes) in a shoebox, will you charge to decipher, etc?

Like much of the accounting world we have switched from strictly hourly billing to other methods such as forms based rates, fi xed price agreements, and retainers. By using those methods we are charging for the value of our service instead of the number of hours we spend on an engagement. However, our most precious and limited commodity remains our time; so we must charge for any services that require time outside of the normal preparation time.

Q: How do you suggest clients keep their paperwork?

The method is not as important as consistency. Income and expenses docu-mented on paper or otherwise must be kept up to date regularly. In most cases, software that allows “real time” posting will result in the most accurate record-

keeping. However, any system produces results that are only as good as the data entered or compiled. For those who sim-ply do not do well with any system, we offer additional services that make it less stressful for them.

Q: What are the requirements for the CPA designation?

States set the requirements for licensing in their jurisdiction, but most states have adopted some basic common requirements in recent years. A CPA must have at least a Bachelors degree. Most states now require 150 hours of post-secondary education which is more than required for a typical four-year de-gree. Candidates must pass a multi-part, standardized exam that demonstrates their knowledge in general accounting, auditing standards, tax law, business law, and a variety of related topics. Also, there is an experience requirement (usually at least one year) of verifi able, supervised accounting work history.

Q: What are the requirements for maintaining a license in Tennes-see?

Tennessee CPA licenses are issued biannually and require minimal continu-ing professional education completion of at least 80 hours each two year license period. The hours must be obtained from approved courses, and at least four hours must be in Ethics issues. Additionally, public accounting fi rms must be licensed with the state annually and must have a resident manager who holds an active CPA license.

Q: I am a small business, can I afford your services?

KIMA better question may be can you afford to be without the services. Few small business owners have the time and expertise to stay on top of their accounting needs while growing their business In addition to assisting with tax compliance, we can provide timely, organized information so that you’re able to monitor trends, profi tability, and make informed decisions about growth, debt reduction, etc. We will work with the business owner to defi ne what work is needed, and quote a price before the work begins.

Q: Are you up to date on up-to-date tax law changes?

CPAs are eternal students and the constant changing of tax laws keeps the job interesting. Because of our continu-ing education requirements for licensing, agencies and professional organizations regularly issue publications and hold seminars to help us stay current. Also as members of the AICPA (American Institute of Certifi ed Public Accountants), we are able to readily access a wealth of knowledge. An added bonus in working with a fi rm is the collective knowledge of more than one preparer. We go through each tax return at least twice to check for accuracy.

Hartman & Hillner, CPAs is there all year long, not just during the traditional tax season, to assist with your business consulting and accounting questions. Crossville Life is proud to publish this in-terview as a public service to our readers.

•For additional information please

visit our website at Hartman-HillnerCPA.com, or email us at [email protected]. DISCLAIMER:The materiall in this article is of a general nature. For advice specifi c to your situation, please consult the appropriate professional advi-sor.

Business Interview

Q&A with Hartman & Hillner CPAs

Answer: A HSA is a lower cost health insurance plan com-bined with a tax-favored savings account that gives you greater control over your health care budget.

A Health Savings Account (HSA) is an individually-owned, tax-advantaged savings ac-count, structured similarly to an individual retirement account (IRA), designed exclusively to pay qualifi ed medical expenses.

HSA’s afford the account holder a “tri-fecta” of tax-saving events: Contributions to your HSA are tax-deductible, withdraw-als to pay qualifi ed medical expenses are tax-free, and interest and investment earn-ings grow tax-deferred, and if used to pay qualifi ed health care costs, are tax-free.

An HSA is used in conjunction with a high deductible health plan (HDHP). HSA dollars can be used to pay deductibles, co-payments, and co-insurance amounts, and qualifi ed medical expenses, such as routine care. (physician and lab fees). Prescription drugs, certain types of medical equipment, and qualifi ed health care costs not covered by health insurance policies such as dental and vision care are also covered. Once deductibles and co-insurance amounts (if any) have been met, your high deductible health insurance plan kicks-in and pays remaining covered healthcare costs, subject to the provisions of the policy.

Unused dollars in your HSA rollover

year-to-year, earnings growing tax-deferred. (i.e. “if you don’t use it, you won’t lose it!).

Money withdrawn from your HSA for purposes other than payment of qualifi ed healthcare costs are subject to federal and state (if applicable) income taxes and a 20% excise (penalty) tax. Exceptions include withdraw-als made: (1) after the date you attain age 65 (2) Become totally and permanently disabled or (3)

die.No penalty or taxes will apply if HSA

money is withdrawn to pay premiums for (1)Qualifi ed long-term care insurance (2) Health Insurance while you are receiving federal or state unemployment compensa-tion (3) Continuation of coverage plans like Cobra, required under any federal law or (4) Medicare premiums.

For additional information, please refer to IRS publication 969, “Distributions from an HSA.” An HSA may be opened at any fi nancial institution that offers them. (i.e. banks, savings and loans, credit unions, etc.) Health insurance companies often recommend several fi nancial compa-nies to their policy holders.

•There are certain eligibility require-

ments that must be met in order to open an HSA. For answers to these questions and others you may have about an HSA, contact Tony Palma at 484-7660.

PAGE 12 �• www.CrossvilleLifeOnline.com �• Dec. 2011 - Jan. 2012

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everything within their power to accommodate the customer.

Theatre Stats past 4 years31 - Average number of groups

per month using the Theatre over the last four years.

367 - Average number of groups per year using the Theatre over the last four years.

2,100 - Average attendance per month for past four years.

25,403 - Average attendance

per year over the last four years.59% - Since 2007, attendance

at the Theatre increased by. 63% - Since 2007, revenue at

the Theatre has increased by.

The Palace Theatre by the numbers for 2010:

30 – Fundraiser events48 – School sponsored events59 – Other events: rehearsal,

birthday parties, receptions etc.90 – Musical concerts89 – Movies: schools and other

groups120 – Meetings: businesses,

government, and other groups

PALACECONTINUED FROM PAGE 1

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www.CrossvilleLifeOnline.com �• Dec. 2011 - Jan. 2012 �• PAGE 13

Promoting Cumberland County Art and Artists

Throughout its history, the people of this area have had rich experiences with the arts, crafts, music, and story-telling traditions. This has been

enhanced by the waves of new residents who have embraced and have added to those fi elds. With this new series of articles entitled Cumberland Art, we will share stories about individual artists and cul-tural art organizations in the visual arts, performing

arts, and literary arts. We begin with a New Kid on the Block - the Shanks Center for the Arts.

•Last spring, during a gathering of the

Arts RoundUp coordinated by Ann Looney, when Jim Crabtree of the Cumberland County Playhouse offered the use of the front offi ces of the Main Street warehouse to several cul-tural art organizations, little did we know what would result. Within just six months, those front offi ces and part of the warehouse have

been transformed into a cultural arts center with a lot of potential. During one of the recent weeks, the placed rocked! There were students in a beginning quilting class, adults and children taking painting classes, a needle felting class, some meetings of art organiza-tions, and visitors admiring and purchasing original works of art. Add to that mix, several tourists seeking ways to spend their time while in this area.

Leadership: Five Partner Organiza-tions have representatives who comprise the leadership team for the Shanks Center. The Crossville Arts Council’s President R.G. Cra-vens reports that CAC is grateful to have space for an offi ce. The Performing Arts Alliance of Rural Tennessee, PAART, led by Regina Hurst and Debra Mendenhall, proudly promotes its monthly events scheduled at the Palace Theatre. Tonya Hinch of Downtown Crossville Inc., affi rms that DCI is delighted to have even more activity on Main Street. Jim Crabtree assures everyone that the mission of the Cumberland County Playhouse is enhanced

by this presence in downtown Crossville. I am happy to represent CACE Cumberland Arti-sans for Creative Expression whose members and volunteers are very active in various roles.

Naming: The name of the Shanks Center was to recognize the contribution of the family of the L.P.Shanks corporation who donated the building to the Cumberland County Play-house for use as a warehouse for costumes, props, sets, and furniture.

Purpose: The goal of the Shanks Center for the Arts is to provide a space for promotion of visual art, performing art, and literary art. Original works in each of those categories are offered for sale and classes are being scheduled. Special exhibits and

presentations have already occurred, examples being a presentation by Annette Saldana, art teacher at Cumberland County High School on the subject of Abstract Art, and another by Walt Riches, professional photographer. The Shanks Center Lobby is expected to become a resource of information about the various cultural arts organizations: for example if a tuba player comes in seeking a group, we’ll be able to direct the tuba player to several local groups.

Hours of Operation: Hosted by Volun-teers, the Shanks Center has winter hours of Thursdays 10 am - 7 pm, Fridays and Satur-days 10 am - 4 pm. Additional original works of art can be submitted monthly for possible inclusion in the Galleries if they meet the Standards. Guidelines and forms are located on the CACE website, www.cumberlandart.com.

Future Articles: we already have enough topics to cover many issues of Crossville Life and look forward to sharing more information with you about this exciting new venture.

Shanks Center for the Arts a new kid on the block

SHARRON ECKERT

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1-800-746-8455www.ccplayhouse.com

Visit theCumberland

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Tennessee�’s Family Theater: Big City Excellence at

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�“Beauty & The Beast�”

15The Best Christmas Pageant Ever@ Cmberland County PlayhouseShowtime 11:00 a.m....................484-5000

Fiddler on the Roof@ Cumberland County PlayhouseShowtime 2:30 p.m.....................484-5000

16Fiddler on the Roof@ Cumberland County PlayhouseShowtime 1:00 p.m.....................484-5000

Lucas & Friends Christmas Show@ The Palace TheatreShowtime 7:00 p.m.....................484-6133

17The Best Christmas Pageant Ever@ Cumberland County PlayhouseShowtime 10:00 a.m...................484-5000

Pete Miller & The Country Classics@ The Palace TheatreShowtime 7:00 p.m.....................484-6133

Christmas Blessing@ Cumberland County PlayhouseShowtime 1:30 p.m.....................484-5000

Sanders Family Christmas@ Cumberland County PlayhouseShowtime 7:30 p.m.....................484-5000

18Fiddler on the Roof@ Cumberland County PlayhouseShowtime 2:30 p.m.....................484-5000

20Sanders Family Christmas@ Cumberland County PlayhouseShowtime 11:00 a.m....................484-5000

21Sanders Family Christmas@ Cumberland County PlayhouseShowtime 1:00 a.m.....................484-5000

22Sanders Family Christmas@ Cumberland County PlayhouseShowtime 1:00 a.m.....................484-5000

Sanders Family Christmas@ Cumberland County PlayhouseShowtime 7:30 p.m.....................484-5000

23Sanders Family Christmas@ Cumberland County PlayhouseShowtime 1:00 a.m.....................484-5000

Sanders Family Christmas@ Cumberland County PlayhouseShowtime 7:30 p.m.....................484-5000

30Donoho Hotel in Red Boiling SpringsBluegrass and gospel entertainment615-699-3141 www.thedonohohotel.com

31New Years Eve Party at the Thomas House - music, dancing, midnight buffetRed Boiling Springsinfo-www.thomashousehotel.com

6Into the Night with Gershwinfeaturing pianist thomas Pandol @ The Palace TheatreShowtime 7:00 p.m.....................484-6133

16Christians for Peace & Justice@ The Palace Theatre7:00 p.m......................................484-6133

21Tommy Dee & Friends@ The Palace TheatreShowtime 7:00 p.m.....................484-6133

23Southern Stars Symphonic Brass BandSilver Screen Hits@ Stone Memorial High School3:30 p.m..............931-484-6939 for tickets

27Comedian Buzz SoutherlandBene t Concert for Red Cross@ The Palace TheatreShowtime 7:00 p.m.....................484-6133

28Pop Goes the Palace featuringScott Smith & Whooz Countin�’@ The Palace TheatreShowtime 7:00 p.m.....................484-6133

30DCI Presents an evening with TBA@ The Palace TheatreShowtime 7:00 p.m.....................484-6133

PAGE 14 �• www.CrossvilleLifeOnline.com �• Dec. 2011 - Jan. 2012

To Book Your

Event Call

484-6133

Owned and operated by The City of Crossville

Palace Theater72 South Main Street

CROSSVILLE, TENNESSEE

www.palacetheatre-crossville.com

ENTERTAINMENT CALENDAR

DECEMBER JANUARY

Danny and Khrista Wyatt have purchased the former, “Richco” Car Wash at 5209 Peavine Road. It is now known as Car Spa and they have totally renovated the facility, adding token machines and incorporating

some of the same features they have at their other two Car Spa locations in Crossville (Miller Avenue and North Main).

When you purchase a full, auto-matic wash, you will receive tokens

for a free vacuum. In addition to the “touchless” drive-through wash, they have manual, self serve bays.

They are located a block south of Big Boys BBQ, and are open 24/7.

Longtime Lake Tansi golf pro Aubrey King was honored with a “Retire-ment Roast” on Dec. 2nd at the Art Circle Library in Crossville, as a big crowd of friends and dignataries turned out to commemo-rate his 37 years in the business.

State Representative Cameron Sexton presented Aubrey with a proclama-tion from the Tennessee Legislature proclaiming it Aubrey King Day. Similar proclamations were pre-sented from the city and the county.

Wyatts purchase Peavine Road Car Wash

Retiring Tansi Golf Pro Aubrey King �“Roasted�” by friends

Aubrey King (right) is shown with good friend and former PGA player Bobby Greenwood, who was on hand for Aubrey’s big night. Bobby presented Aubrey with an award from the Tennessee Sector of the PGA. Photo by Walt Riches.

Mayor of Crossville J.H. Graham III presented a City procla-mation for Aubrey’s big day. Photo by Walt Riches.

County commissioner Jeff Brown presented King with a proclamation from the County honoring the retiring golf pro.Photo by Walt Riches.

www.CrossvilleLifeOnline.com �• Dec. 2011 - Jan. 2012 �• PAGE 15

CUMBERLAND COUNT Y PLAYHOUSE

GIFT CERTIFICATES AND MEMBERSHIPS ON SALE NOVEMBER 23, 2011!

INDIVIDUAL TICKETS ON SALE NOVEMBER 28, 2011! Visit the Box O!ce for more information,

call (931)484-5000 or visit www.ccplayhouse.comAll shows subject to securing "nal rights.

All dates & times subject to change. Please! Call before driving!

Visit us on Facebook: The Cumberland County Playhouse

CUMBERLAND COUNT

Sponsored by

Now - December 17 Rated G

Sponsored by Dr. Stanley Bise, M.D.

Fiddleron the Roof Sponsored by

M. Stewart Galloway, M.D./Cumberland Eye Care

Now - December 18Rated G

February 10 - April 6Rated G

Driving Miss Daisy January 21 - April 14

Rated G

Dr. Stanley Bise, M.D.

Sponsored by Playhouse Volunteers

Now - December 18Rated G

A Sanders Family Christmas

Your Money

Big banks have borne the brunt of the blame for America’s ongoing fi nancial crisis. With bailouts and some of America’s “biggest banks” failing, many consumers are starting to reconsider their banking relationships, and are looking for other alter-natives. That makes now a good time to consider the benefi ts of joining a credit union. Cumberland Countians and those living in Fentress and Bledsoe are eligible to join Upper Cumberland Federal Credit Union.

The main difference between credit unions and banks is their own-ership. Banks are owned by share-holders, but credit unions are owned by their members and every customer is a member, whether they became so as a result of depositing or borrowing money. As such, a credit union has a fi duciary responsibility to its mem-bers. Additionally, credit unions are non-profi t institutions. Unlike banks, which are for-profi t, they do not have to focus on producing returns for shareholders. Instead, they can focus on providing as much value as pos-sible for members.

Credit unions traditionally have offered lower interest rates on loans, or higher interest rates on interest-bearing accounts. Many credit

unions offer a wide range of self-service options (such as home banking, bill pay-ment, ATM services, mobile banking) that are either free or are offered with lower fees than banks. According to the National Association of Federal Credit Unions’ daily loan/savings chart, a 48-month new car loan car-ries an average interest rate of

6.75% when issued by a bank, but the same loan carries an average interest rate of 5.42% when issued by a credit union. Currently, Upper Cumberland Credit Union is offering rates as low as 3.99% APR for certain home loans and rates as low as 3.75% for certain auto loans. Rates are based on the loan term, credit score, and type of collateral.

Likewise, the average rate on a 12-month $10,000 certifi cate of deposit (CD) from a bank is 1.79%. The best savings product Upper Cumberland Federal Credit Union currently offers is a 2.00% APY dividend on a Christmas club with a maximum balance of $5,000. This is a special savings club to help families build a savings account to help with annual expenses such as Christmas, property taxes, house or auto insur-ance, travel, or trading vehicles. This savings account can help reduce the

chances of using a credit card to pay for these types of annual expenses.

Convenience is one area where banks used to have a leg up on credit unions, but that also is chang-ing. Many credit unions, like Upper Cumberland Federal Credit Union, offer online banking, bill pay, mobile banking, and ATMs. A big plus with most members is the opportunity to use a Shared Branching network which allows the member to visit thousands of credit unions branch’s in the United States for basic teller transactions such as withdrawals or deposits and there is no fee for the Shared Branch transaction! This is a great help if you need additional money while you are on vacation, traveling on business, or exceed your debit card limit. Many members also use Shared Branching to send emer-gency money to a child that is in col-lege since many colleges have a credit union branch located on the campus.

Finally, it’s important to note that credit unions are protected by the National Credit Union Administration (NCUA) (similar to the FDIC) up to $250,000. Check with any Member Advisor at UCFCU for details or an insurance brochure.

Thinking of joining a credit union? Give us a call at Upper Cumberland Federal Credit Union (484-9433, ext 130) or come by our offi ces at 625 Livingston Road (directly behind Flowers Bakery).

DENISE COOPERUpper Cumberland Credit Union CEO

The Bene ts of Joining a Credit Union

Lots of businessactivity on 4th St.in Crossville

There has been a fl urry of new business activity along a small portion of 4th Street in Crossville recently. Three businesses have moved into new offi ce spaces. All three are existing businesses, not new, but new to downtown.

Jan Fisher and her company, Bookkeeping and Business Solu-tions, as of Dec. 1st, has relocated into The Napier Media offi ces at 34 Fourth Street. The Napier of-fi ces also is home to Crossville Life Magazine. Her phone number is 787-2032.

Carol and Tom Rossi are in the process of remodeling their new offi ce space at 36 Fourth Street (next door to the Napier offi ce). Tom has 25 years of help-ing small businesses in the area of accounting, bookkeeping, and corporate and personal taxes. You can reach him at 787-1107.

Code Three Bakery is in the process of opening their shop at 55 Fourth Street in the blue brick building (directly across the street from Plateau Offi ce Supply). They will be carrying a full line of breads, donuts, cakes, cupcakes, cookies and other goodies. Their hours, once open, will be 5:30 a.m. - 5:30 p.m. Their phone number is 335-2633.

BY DON NAPIERCrossville LIfe Publisher

I went to KFC a week or so ago and ordered a 3-pc. original meal with double slaw (can’t handle those imitation mashed potatoes!). So you will know, a 3-pc. meal consists of one whole wing, one leg; and one UCP (unknown chicken piece). The menu board at KFC says it was a thigh.

I have always loved wings. Other people want the breast or leg. For me, my favorite piece is the wing. The bone in the KFC wing is “always” broken, at least all of the ones I eat are broken and it is quite aggravating. I have never been guilty of feeling sorry for a chicken, so my concern with the broken bone is not a “cruelty to dumb animals” issue, it is a cruelty to KFC customers.

Back to the unknown piece. I asked at the counter what it would cost to upgrade my order from a thigh to a breast. Answer: $1.50 plus tax. After I pulled all the breading and gristle off this mystery meat, I threw it away, thinking it might be a back, shoulder or hip.

I decided to Google the broken wing question to see if others had made an issue of it. The fi rst page I opened had a petition in it, asking people to join together to stop the Colonel from being cruel to chickens. That seems a little stupid to me. Killing chickens, pigs, and cows would be the ultimate cruelty. Breaking a wing would be what the chicken mafi a might do to a Rhode Island Red who was late on his gambling debt.

Anyway, back to the point I want to make. This was some very “common” and

over-priced food. I will say I ate my cole slaw. But the trip to KFC was not wasted. It did serve as a reminder. You know those places, you have to go there every year or two to remind you why it had been a year since you were there. Now I remember!

The real reason for going to start with was because I am trying to consume less than 100 grams of carbohydrates a day. I threw the biscuit away immediately, so as not to be tempted. It was a little and I consider for just a brief moment of keeping as a door stop or bookend.

New competition for Cracker JacksThis little story reminds me of one of my

favorite memories about KFC. To protect the guilty, I will not say, in what city this event occurred. Back about 20 years ago I spent more time than I do today in drive-through windows. One of my favorite foods was KFC fried chicken livers. On this day, I got my box, and headed back to the offi ce cramming a bite into my mouth without really looking at it.

It came back up about twice the speed it went down and a power came over me telling to open the door quickly --which I did. And immediately a gall bladder exited my mouth -- a “green” gall bladder!

A bonus! I will not go into any more details. I did

go back to the window and told some poor teenage employee that I was unaware that they were putting surprise gifts into their liver boxes. Your imagination can fi ll in the blanks.

PAGE 16 �• www.CrossvilleLifeOnline.com �• Dec. 2011 - Jan. 2012

A delight for your taste buds!

All Made From Scratch - Nothing Artificial!

55 Fourth Street

m Scratch -

TASTE THE DIFFERENCE!Family-owned and operated

�• Donuts�• Cupcakes�• Birthday Cakes�• Cookies�• Breads�• Much More

OPEN: 5:30 a.m. - 5:30 p.m. �• 931-335-CODE (2633)

55 Fourth Street55 FoFoFourtrtrtth th SttSttretrrereeteeteeetet

Code ThreeBAKERY

Visit us online at www.codethreebakery.com

Small Bites

My apologies to the Colonel

• Breakfast Buffet $10.95

• Fried Chicken and Pasta Buffet $10.95

• Prime Rib Buffet $17.95

• Triple Pasta Buffet $11.95

• Holiday Homestyle Buffet $14.95

BY DON NAPIERCrossville LIfe Publisher

There’s a new bakery in Crossville. Family-owned and operated by Mr.

and Mrs. Joe Carbajal, Code Three Bakery will feature the best in baked goods and confections. Both of the Carbajals are expe-rienced bakers and award-winning pastry chefs. They carry fresh donuts, cupcakes, homemade breads, cakes, cookies, choco-late delights and other enticing delicacies. They also offer custom cakes and baked goods and can work with you to make sure the fi nal product is exactly what you want.

“At Code Three Bakery, we make every item from scratch, using nothing less than high-quality ingredients,” said owner and chef Joe Carbajal.” You’ll never fi nd any chemical additives in our products. And after just one bite, you’ll understand why our customers keep coming back for more of our fresh breads, cakes and cookies.”

“As a family owned and operated business, we are committed to giving back to our community. We plan on helping local organizations by being involved in charitable events. We also will be hosting competitions, tastings and other events.”

“Our bakers share a passion for tradi-tionally prepared foods with those of you who appreciate fi ne baking and confec-tions. This commitment to quality is evident in every one of our delicious, hand-made

creations. And our friendly, down-to-earth service is the icing on the cake,” Carbajal said.

You might be wondering about the name, Code Three Bakery? Joe is a retired fi re fi ghter from Texas, and his wife was a combat medic in the Army. The Code Three name is their tribute to the men and women who risk their lives fi ghting for and protecting their country.

Code Three is located at 55 Fourth Street, in the blue brick building across from Plateau Offi ce Supply. They are open from 5:30 a.m. until 5:30 p.m.

Nightly Specials at LegendsLegends at Druid Hills is a full-service

restaurant, open for breakfast, lunch and dinner. The restaurant hosts many daily and nightly specials, including a Breakfast Buffet on Sunday mornings, Fried Chicken and Pasta Buffet on Wednesdays, Prime Rib Buffet on Thursdays, as well as holiday events. Live Entertainment is also avail-able from time to time. Reservations are accepted but not necessary. Call (931) 484-3706 for more information about seasonal specials.

Homestyle BuffetLegends is hosting a special Home-

Food Finds

Code Three Bakery opens in downtown Crossville

See FOOD Page 18

www.CrossvilleLifeOnline.com �• Dec. 2011 - Jan. 2012 �• PAGE 17

F R E S H M A D E S A L A D S & S A N D W I C H E S �• F O U R L O C A T I O N S T O S E R V E Y O U

�• GAS�• DIESEL�• CAR WASH�• ATM�• TN LOTTERY�• NEWSPAPERS�• GROCERIES�• COFFEE�• DELI

ELITE MARKETS966 West Ave. 7754 Plateau Rd. 601 Peavine Rd. Hwy. 127-North

Crossvi l le , Tennessee

�“Use our Customer Loyalty Card -- Buy 7 sandwiches, salads or hot dogs and get the next one FREE�”

GOOD AT ANY ELITE MARKET LOCATION.

SANDWICHES

FRESH-MADE SALADS

CONVENIENCE STORE & DELI

BY DON NAPIERCrossville LIfe Publisher

The Coffee Beanery is now located at the Elite Market located on West Avenue at 5-Points. Cof-fee Beanery uses The Right Roast Process to en-sure perfection in each coffee variety. They use 100% Arabica Coffee so you get the best speciality coffee available. Their Flavored Specialty Coffee is fl avored

right out of the roaster with no added calories.

It is a self-serve operation and in-cludes fi ve different coffees, selections

for fl avor addi-tives and even a machine that dis-penses sweetners. But the big star here is the cof-fee itself. Coffee Beanery opened its fi rst stores in the United States in 1976, before the American public knew the term “speciality coffee.” In the 30 years that have followed, Coffee Beanery continues

to build its brand and franchise organization on the princi-

ples of time tested and honored traditions

and values.I am in the

West Avenue Elite Market fi ve or six times a week eating their sal-ads, and getting the Tennessean newspaper, etc. They have just recently added

the Coffee Beanery and I was one of the fi rst people to sample its wares. I drink Gevalia coffee at home and at my offi ce and I know what good cof-fee tastes like. Coffee Beanery is good coffee and fresh. The the staff at Elite makes sure it stays that way.

The Coffee Beanery features CB Select Decaf; a “Get Charged Up” super caffene coffee; Pacifi c Roast; CB Select Medium Roast; and Colum-nbian Blend in three size cups. They also have a Cappuccino machine that produces a smooth, velvety signa-ture blend with frothed milk and a hot chocolate machine with several fl avors.

Stop by Elite Market on West Avenue and have a delicious cup of coffee or cappuccino from The Coffee Beanery.

Small Bites

There�’s a new speciality coffee shop in Crossville

Mitchell�’s Drug Co.

Serving downtown Crossville since Calvin Coolidge was president�…

Still the best place in Crossville for hand-dipped Mayeld ice

cream or super-thick milkshakes and oats, Mitchell�’s Drug

Company has been a mainstay in downtown Crossville since

1924, making them Crossville�’s oldest main street business.

Their old-fashioned ice cream counter serves Coca Cola in the

7 oz. bottle, coffee and other (regular sized) soft drinks,

snacks and a small selection of grilled sandwiches. Oh yes,

they also ll prescriptions and sell OTC drugs.

Mitchell�’s Drug Company

Since 1924 �• 931-484-5117

An Independent Pharmacy

Hours:Monday - Friday 8 a.m. - 6 p.m.

Saturday 8 a.m. - 12 NoonThe first of many

PAGE 18 �• www.CrossvilleLifeOnline.com �• Dec. 2011 - Jan. 2012

June Howard, Manager

47 W. 5TH STREET

A Different Lunch Special Every Day

Choose Vegetables from:

�• Fried Chicken�• Fried Catsh

�• Steak n�’ Gravy�• Baked Ham

�• Meatloaf�• Chicken & Dumplings�• Country-Fried Steak

�• Lasagna�• Pork Loin

Open for Breakfast 7 a.m. - 11 a.m. �• Open for Lunch 11 a.m. - 3 p.m.

Mashed Potatoes w/gravy

Green Peas, BeansSweet PotatoesGarden Salad

SlawPinto Beans

Jello

Italian PastaPeaches & Cottage

CheeseBlack-eyed Peas

Pinto BeansCabbage

Scalloped PotatoesSliced Tomatoes

CLOSED ALL DAY WED. & SAT.

Get Your Orders In Early for Holiday

Pies & Cakes. . .The Best �“Home made�” Desserts in Town

style Buffet every Saturday during the holi-days. Entrees include Chicken & Dumplings, and Carved Roast Beef and Gravy for a cost of $14.95 ++. Choose from mashed potatoes, green bean casserole, creamed corn, cheesy scalloped potatoes, macaroni and cheese, soup and salad, rolls and warm fresh fruit cobbler. Call 484-3706 for reservations.

Serving Starbucks CoffeeThe Glade Café is no regular snack bar.

The Café features a number of hand-crafted coffees (hot and cold), teas, smoothies, milk-shakes and various other beverages. It offers fresh soups, sandwiches and wraps, plus assorted pastries and sweets for your mid-afternoon craving.

Hours of operation are 7:00am - 7:00pm, Monday through Saturday and 8:00am - 5:00pm Sunday. The Glade Café is situated between the pool and gymnasium area inside the Fairfi eld Glade Conference Center, but still retains a relaxing atmosphere where you

can join the company of friends or access the center’s Wi-Fi. Contact them at 707-2052.

Comfort Menu at StonehengeStonehenge Grille is now offering an

expanded comfort menu! The new menu includes Spaghetti with Meatballs and garlic toast, Chicken Parmesan with garlic toast, Country Fried Steak with Gravy, Chicken and Dumplings, Open Faced Turkey, Roast Beef Sandwiches and Fish and Chips.

All items come with a choice of mashed baby red potatoes or french fries! They are currently offering a new special - Get a

dinner side salad for only 99 cents with any entree or sandwich!

Great homemade pies and cakesFifth Street Diner is building a reputa-

tion for their country cooking, great fried chicken and country fried steak, but most of their regular customers know about their delicious pies and cakes. They are open Mon-day, Tuesday, Thursday, Friday and Sunday for breakfast and lunch, 7 a.m. - 3 p.m. They are closed on Wednesdays and Saturdays. They are located in downtown Crossville, between Main Street and West Avenue.

FOODCONTINUED FROM PAGE 16

Many years back, Phil Bourne or “Papa Phil” as most folks know him, traded the corporate Big Blue of IBM for a pickup called Big Blue to use on the Tennessee farm he and his wife had bought on the Cumberland Plateau.

His two grown daughters fondly remember that while they were growing up, he worked a lot, but always found time on the week-ends to cook up something special and that his cooking passion slowly took over the kitchen duties full time when he moved up with his late wife from Florida to Tennessee.

A few years ago, his eldest daughter moved back from Europe to set up a vaca-tion rental business on the family farm and put Papa Phil in charge of keeping the guests well fed and tummies content--with breakfast

picnics, homemade pizzas, country whole grain breads and farm jams deliveries to their cottage door.

Everyone who stays on the family farm comments on Papa Phil’s tiny farmhouse kitchen, packed to the seams with all kinds of pots and pans hanging on the walls, cookware stacked high to the ceiling and a wonder of spices, garden fresh herbs and whole grain heirloom fl ours displayed on his country shelves.

Easy Holiday Rolls (Yield: 24 rolls)Total Prep/Rising Time: 60 minutes Plus Baking Time: 10 minutes 1 1/4 cup milk; scalded1 tablespoon active dry yeast1/4 cup lukewarm water4 1/2 cup unbleached bread fl our (some for

kneading - you won’t use it all)3 tablespoon sugar2 tablespoon unsalted butter1 teaspoon salt2 tablespoon unsalted butter; melted

Pour the scalded milk over the sugar, 2 tbs of the sweet unsalted butter and salt in a large mixing bowl. Cool to lukewarm. In a separate small bowl add ! cup lukewarm water and sprinkle in the yeast and a pinch of the sugar and stir to dissolve. (Let this mixture set for at least 10 minutes to cool down before yeast is added). Add this yeast mixture and 2 cups of unbleached bread fl our to the cooled milk mix-ture. With an electric mixer on medium speed, beat for about 2 minutes until smooth which develops the elasticity of the dough. Then re-duce the speed of the mixer and gradually add a portion of the remaining fl our to make up a soft sticky dough.

Cover the soft dough bowl with a damp cloth and let the dough rest for 15 minutes. Then remove the dough and knead it by hand a few times on a lightly fl oured surface until it is no longer sticky. Roll the dough out to a " inch thickness. Cut into round shapes (rounds), using a fl oured biscuit cutter. Crease each roll

in the center with the dull edge of a knife and brush the rounds with the remaining 2 tbs of melted butter. Fold the rounds in half over on the crease and press the edges together lightly. Place on greased baking sheets and cover with a damp cloth. Let the rolls rise in a warm place covered until almost doubled or about 30 minutes. Bake in a preheated 400 degrees oven for 10 minutes or until golden brown. Remove from the baking sheets and eat immediately while hot or cool on racks and eat later (great toasted or reheated the next day).

Note: The secret to good soft rolls is to use unbleached bread fl our and not to make the dough too stiff - I never use all the bread fl our called for … If you make the dough too stiff, the rolls will be dry.

Papa Phil’s TipSearch out quality fresh and locally raised

food products. Take time to enjoy your meal as if it were an event and share stories of your day with your loved ones round the table. Savor each moment of your meal and of each day.

For more information on the farm’s vacation cottage rentals, please go to www.grandviewmountaincottages.com.

Papa Phil�’s Kitchen

Easy Holiday Rolls recipe to try

By PHIL BOURNE�“Papa Phil�”

www.CrossvilleLifeOnline.com �• Dec. 2011 - Jan. 2012 �• PAGE 19

Book Now for Your Winter Getaway . . . Relax, Explore, Unwind

Winter Rates (thru Feb. 2011)$165 per night

Thursday through Sunday�•

$150 per night Monday through Wednesday

By TIM INGRAMAs I twist the throttle and pull out

from The Feed Store on Highway 70, I ignore the stares from people wondering who is foolish enough to be riding a mo-torcycle in sub-freezing temperatures. A few miles down the road I was wonder-ing the same thing. The cold is making its way in and around the multiple layers of clothes and leather I am wearing. Otherwise, it is a beautiful, cloudless morning with the last remnants of the overnight frost still lingering in the deep shade where the sunlight has yet to penetrate.

My destination is the Stone Door ranger station in the Savage Gulf State Natural Area. This is an easy day trip, but I have chosen to make it into a three day trip. My backpack, strapped to the back of the motorcycle with several bungee cords, contains all I need for two nights of camping.

Everything is crisp and fresh as I knife through the cold morning air. I can smell the wood smoke billowing from the chimney of a home and see the stacks of split wood they have stockpiled for the coming winter. The rumble of the bike startles a couple of buzzards picking at last nights’ road kill. Dust devils chase their tails in the leaves along the edge of the road after a car passes by. The temperature warms a bit as I ride down into Sequatchie Valley, but not enough to make much difference. I ride along

huddled behind the bike’s fairing to block as much wind as possible.

I gas up in Dunlap and head up into the copper colored mountains that I had been following along the valley. There are still a few remaining leaves show-ing their yellows and reds, but their peak show time is past. The road up the mountain is 4-lanes with sweeping curves that make me want to push the bike much faster than the law allows. A couple of Harleys pass me up. I cannot imagine how cold they are going that fast without a windshield.

Arriving at the ranger station, I sign in as an overnight guest. Strapping on my forty pound pack, I start down the three mile trail through the woods to the Alum Gap camp-ground. Since it is primitive I have to bring in everything I need for my stay. I set up my tent and head for the nearby stream to fi lter some water while I wait on my camping bud-dies.

We get a good fi re going and cook our supper. After eating, we sit on the logs around the fi re, solving all the worlds’ problems before hitting the sack early in order to get a good nights’ rest for our hike the next day. It is cold inside my tent. Even bundled up inside my sleeping bag I am freezing. For what seemed like most of the night I lay shiv-ering, hearing the wind blow through the trees and listening to the coyotes yelping and howling. It sounds like they are just

outside the camp-ground.When morning fi nally comes, I roll

out and make myself a cup of coffee and have a good breakfast of oatmeal and ba-con. I will need the energy for the hike we have planned.

The trail is steep going down into the gorge. A heavy covering of leaves on the trail hide the loose rocks making it hazardous. We eventually reach the sink which is our fi rst stop. The creek we are following, Big Creek, suddenly disappears underground. There is still a creek bed, but there is no water in it. We follow this dry creek bed for a while until we reach the trail spur that takes us to Ranger Falls. The interesting thing about the falls is that all the water coming over it disappears into the ground directly underneath. There is no run-off. We eat our lunch here and then head back the way we came. The last part of the hike up the side of the gulf is torture for

me. The muscles in my legs are scream-ing and cramping by the time I reach the rim. It was only about a four and a half mile hike, but my feet tell me it is enough for one day, especially after no sleep last night. I eat supper at about dark and climb in my tent. It is warmer tonight so I get a sound nights’ sleep.

Sunday morning is crisp and cool with the smell of wood smoke from the campfi res around us. Wanting to get an early start, I break camp before we eat and have our devotional. Hiking through the woods on the trail back to the bike, I’m reliving the adventure in my mind and looking forward to the ride back home.

If you go: Take Highway 127 to Dun-lap. Turn right on Highway 111. Turn left on Highway 399. Turn right on Highway 56 to Beersheba Springs and watch for the Stone Door sign. Turn right onto Stone Door Road.

Day Trippin�’ with Tim

Visiting Savage Gulf / Stone Door

Homemade Desserts DailyWhole Pies: $12 (must order 24 hrs. in advance)

OPEN Monday thru Saturday 6:00 a.m. - 2:00 p.m.

Family Ties Restaurant904 Webb Avenue �• Crossville, Tennessee

(931) 456-5141

Bob and “T” Shurmur

"SALUTING AMERICAN VETERANS"Family Ties Restaurant says thanks to all those who served their country with courage and sacrice

TRY BOB'S BIG BREAKFAST!

2 Eggs with Ham, Bacon or Sausage Home Fries, Hashbrowns or Grits

Biscuits & Gravy or Toast

$4.50 (served anytime)

PLATE LUNCH SPECIALS $4.95MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY

Country Steak, Cook�’s Choice

Steak & Mushroom Gravy; Pork Chops

& Dressing

Baked Ham w/2 Veggies; Spaghetti w/Garlic Bread

Chicken Fried Steak; Meatloaf.

Southern Fried Chicken Breast; Fish

& Hushpuppies

Choose 2 Veggie Sides from this list: White Beans, Mashed Potatoes, Pinto Beans, Cole Slaw, Creamed Corn, Peas, Macaroni Salad, Mixed Greens, Applesauce, Blackeye Peas, Green Beans, Potato Salad, Jello

PAGE 20 �• www.CrossvilleLifeOnline.com �• Dec. 2011 - Jan. 2012

All About Lawn Care

Edwin Miller931-787-5737931-787-7086

Got Leaky Skylights? We have replacement

skylights with 20-year warranites. Call

for a free quote!

CALL CONRAD MILLER (931) 277-3707 OR (931) 335-3707

CONRAD MILLER ENERGY SAVING PRODUCTS

Tubular SkylightsFor a very affordable cost, we can bring the soft, warm light of the sun into virtually any space in your home. Installed on any roof surface in under two hours, you will quickly realize the cost benefits of a Tubular Skylight over incandescent or traditional skylights. Natural Light Tubular Skylights do not contribute to heat loss or gain, unlike standard framed skylights.

The Difference is Night and Day!

Faced with Heat Index temps of 100+ why not do as the Jackson’s did, and install a

Natural Light Solar Attic Fan? Reduces cooling load on AC units

Operates on free solar energy Adjustable solar panel

Available to fit all roof types Powder coated aircraft

grade aluminum Best warranty in the industry

BOB AND BARBARA JACKSONFairfield Glade Homeowners & Satisfied Customers

Mr. and Mrs. Bob Jackson installed 4 Solar Attic Fans in their home in Fairfield Glade

SAVING ENERGY WITH ATTIC FANS“We also had four Solar-Powered Attic Fans installed by Conrad. We have noticed quite a difference in the temperature when we go into the attic. It is much cooler and the house was easier to cool this past summer. We had four fans installed, which was the recommendation based on the number of square feet in our house.”

ENERGY TAX CREDITCongress has renewed the Energy-Saving bill, which extended tax credits for energy efficient home improvements into 2009. Both of Conrad Miller’s products qualify.

ENJOYING THE SKYLIGHT“I am really enjoying the Tubular Skylight,” Jackson said. “It is amazing how much light comes in through it, it is much brighter than I ever imagined it would be. It really brightens up the kitchen where we had it installed, and we could not be happier with it. It is so much like a light that I have caught myself trying to turn it off with the light switch several times. It also glows at bit at night, I have noticed. We highly recommend Conrad. He did a very nice job and there was absolutely no mess associated with the installation.

H&R Block is the world’s largest tax service company, having prepared more than 550 million tax returns worldwide since 1955 – 23 million in 2010 alone. There are more than 12,000 domestic and international offi ces. H&R Block offers tax prepara-tion, bookkeeping and payroll services and audit services.

The H&R Block in Crossville is located at 158 Woodmere Mall and is a franchise owned by Bryan and Shasta Yankee. Her father owned the H&R Block in Gaines-boro for 35 years – So she grew up in the business and has been preparing tax returns for 14 years. They own both the of-fi ce in Gainesboro (fi ve years) and now the offi ce in Crossville (three years). “We have 22 employees in Crossville with extensive training and knowledge” says Yankee. “Our offi ce is open year round. So whether you are trying to decide to open a new business, wondering how life changes will affect your tax return or just need a copy – we’re here to serve you.” Their goal is to keep her fathers tradition of great service alive.

FREE Services• Maximum Refund Guarantee• If it’s there they will fi nd it.• Free Simple Tax Returns (Federal

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Second Look

If you didn’t use H&R Block, you may not have received the maximum tax refund that you’re entitled to. With ‘Second Look’, you just bring in your 2010, 2009 and/or 2008 tax return(s) for review by an H&R Block tax professional. “The ‘Second Look’ has been one of our most success-ful products,” says Yankee, “and this year at the Crossville offi ce - we’re offering it for free.” Three out of fi ve of the returns that H&R Block reviews are incorrect, but even if they fi nd no errors - you can rest assured because you get the H&R Block guarantee for accuracy and maximum refund.

Offi ce HoursBeginning January 2, the offi ce will be

open Monday – Friday 9:00am to 7:00pm, Saturday 9:00am to 5:00pm and Sunday and other times by appointment. After April 17 the offi ce is open on Tuesday and Thursday from 9:00am to 5:00pm.

Inside H&R Block

H&R Block in Crossville �– Never Settle For Less

BY BRYAN & SHASTA YANKEE

560 Peavine RoadCrossville, TN 38571

931-707-1035

2581 E. 1st StreetCrossville, TN 38555

931-707-8638

64 Hospitality DriveCrossville, TN 38555

931-707-7170

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CrossvilleCleaning Services

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www.CrossvilleLifeOnline.com �• Dec. 2011 - Jan. 2012 �• PAGE 21

25 years experience

6775 Hwy 70 N | Crossville, TN | 931.707.7700 | Make us your first call! | www.InnovativeRestorationsTN.com

We have an extensive database of happy, satisfied customers, very possibly your friends or neighbors.

A story about water damage . . . It could happen to you!We had a customer call recently with a toilet overflow from upstairs that sent water downstairs. He called us looking for a plumber to “fix the problem.” We offered to evaluate the damage and dry out the space after the plumber did his job. He said, “No, Thanks, I have a shop vac. I’ll call you if I need you.”

What this homeowner didn’t understand is he does need us! Unfortunately, until he has mold growing he will think he got it right. What he also doesn’t know is that his home owners policy would have covered our bill for drying and any necessary repairs. However, when he finds mold in a few months, they will tell him he’s not covered for a dime of it because he had an obligation to report it then and fix it properly.

MOLD can begin to grow in just 72 hours. The health implications have made headlines. Sadly, it affects the most vulnerable among us: Asthmatics, children and the elderly

Network of sub-contractorsWe have a network of sub-contractors who, like us, carry the proper insurance, are licensed in their fields and hire documented workers. It is like having another 50 employees at my disposal to meet the need at hand. Our clients receive a

2-Year Guarantee on ALL our work! Our job is to limit loss & mitigate the problem. We offer immediate 24/7 Board-Up services. This limits your loss of valuables and “memories.”

Don’t wait for the adjuster to show up, Make us your 1st call!

WATER | FIRE | MOLD | STORM

What Our Customers Say About Us . . . Jayne and Erv Lehman

We would like to thank Larry and Josiah Kessie for the great job they did on our water problem. Our home was flooded from a water leak . We received a call from our friends who were looking after our home at the time because we were in Florida . We called the insurance and they got in touch with Floorcovering Technologies (now Innovative Restorations) and within 1 hour they were at our home getting all the water vacuumed up. They were very careful with all the furnishings. They had everything under control by 3:00 p.m. that day. They lined everything up at that had to be taken care of. Larry and his son were great to work with. Everything was done with great precision and professionalism. Thank for a job will done!

The Good; In May of 2008 the TN state legislature passed, and the Governor signed into law, a state wide energy code for One and Two family Dwellings. The law went into effect, and was to be applied to, all new residential construction being com-pleted on or after January 1, 2009. The energy code required that all homes built with a crawl space vented to the outside would have a minimum of R-19 fl oor insulation installed. At that time the state of TN did not have a state wide residential building code adopted or inspectors in place to “enforce the energy code.” (This fact does not relieve your builder from his/her responsibility to abide by the laws of the state of TN.) In 2009 the state of TN adopted a state wide, One and Two Family Dwelling Building Code, and contracted with a group of Deputy Building Inspectors to enforce the codes. The codes should have been being enforced, state wide, since October 1, 2010. Cumberland County was granted a short time extension to fi nalize a contract with the City of Crossville and the city code inspectors have been providing code enforcement since December 1, 2010.

The Bad; There is very little communica-tion (and sometimes none) between the state legislature passing laws and rules that affect the building industry and the builders who are actually constructing the homes. In the larger metropolitan areas of the state where building codes have been in place for years, the informa-tion gets out fairly quickly. The Home Builders Association of TN is active in monitoring legisla-tion that affects home builders, so builders that

are active in their local Associations should be exposed to new informa-tion. This leaves a signifi cant number of builders in the outlying, more rural counties with no viable connection to the current laws and rules that have been passed that should be affect-ing the way they build their homes and the end product being offered to TN consumers. I am not trying to excuse our builders here; I am simply

saying that there are some who really may not have known what was required of them. The requirement of R-19 fl oor insulation in all homes built with a crawl space vented to the outside is now three years old, to me, ignorance should no longer be a valid excuse.

The Ridiculous; There seems to be a mul-titude of voices out there that have an opinion about “Crawl Spaces.” What’s good, what’s bad, what you should do, or not do, and if you have a problem, “this is the fi x.” I have addressed some of this (mostly nonsense) in previous articles, so I am going to restrict my comments here to some of the more ridiculous ideas that I have heard about fl oor insulation. Let’s evaluate a few “True or False” statements.

1. Floor insulation will cause moisture in your crawl space. False! There is no building science that can or will support this idea. Insula-tion has not, does not and will not produce any moisture.

2. Floor insulation will stop the fl ow of moisture vapor moving toward the homes living area. True! Water vapor will be stopped on the surface of the insulation and will prevent further movement.

3. Floor insulation causes mold growth in the crawl space. False! Floor insulation does not provide an adequate host (food source) for mold. Mold that colonizes on fl oor insulation quickly dies.

4. Floor insulation will stop the advance of mold growth on the fl oor joists. True! When mold colonizes on a fl oor joist system it will only advance to the point that the fl oor insulation starts.

5. Floor insulation doesn’t help with your energy bill. False! The fl oor system accounts for roughly twelve percent of the homes energy use. (If you want to throw away $12.00 out of every one hundred, please send it to me.)

I have been in approximately seven thou-sand crawl spaces in the last 25 years. Some, like the one pictured, were so wet it was like a tropi-cal rain forest. The water vapor had condensed on every surface in the crawl space, including the bottom surface of the fl oor insulation. Even in

these very extreme conditions if you move the fl oor insulation to the side or pull a section of it down you will see that the wood fl oor joist, from where the insulation starts all the way to the sub-fl oor, will be dry and mold free. Moisture is always the problem in a crawl space, not the insulation.

Listening to the opinions of the misin-formed or those with an agenda can be costly, either as a onetime payment or as a monthly energy bill. If you have questions or need a pro-fessional opinion, don’t hesitate to contact me. I will be happy to help you if I can.

•Paul A. Perry is ICC® Certifi ed as a Residen-

tial Building Inspector, is an ASHI® Certifi ed Home Inspector and is a TN State Licensed Home Inspector who has been inspecting for 18 years. If you have any questions about this article or your home he may be contacted at the following; Phone: 931-707-7708 Toll free: 866-522-7708 E-mail: [email protected]

Home Inspection

Floor Insulation (The Good, The Bad & The Ridiculous)

PAUL PERRY

PAGE 22 �• www.CrossvilleLifeOnline.com �• Dec. 2011 - Jan. 2012

PAUL A. PERRYProfessional Home Inspector

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Tennessee Tech gridders win OVCPhotos By WALT RICHES

for Crossville Life Magazine

www.CrossvilleLifeOnline.com �• Dec. 2011 - Jan. 2012 �• PAGE 23

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Golf News

Crossville�’s Greg Wyatt continues to impress as PGA teacher/instructorBy DON NAPIER

Greg Wyatt is the teaching pro-fessional at the family-owned Golf Capital Learning Center which was established in 2004. He has given thousands of lessons and club fi ttings to players of all abilities. He has also been recognized on a regional basis for his teaching skills, being nominated for Teacher-of-the-year in the Knoxville Chapter PGA.

Greg has had the privilege of working with several high school stu-dents who have gone on to play college golf on scholarship. He also earned the 2004 and 2006 Knoxville Chapter Player-of-the-Year title. He has partici-pated in seven consecutive TGA/TPGA Challenge Cup Matches which pits top amateurs against top professionals in a

Ryder Cup format.Wyatt was also awarded a TITLE-

IST Scholarship for his performance in the third and fi nal level of the Profes-sional Golf Management program. The PGM program is an industry testing re-quirement to obtain his membership in the Professional Golfers’ Association of America which he completed in 2001.

To make an appointment with Wy-att, call Golf Capital Learning Center at 931-707-0711. To buy a gift certifi cate, visit them at 200 Nethorton Lane.

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Golf Capital Learning Center has Gift Certifi cates that can be used to redeemed for merchandise, equipment, lessons or driving range time.

Greg Wyatt

As you refl ect on this past year and prepare to plan your resolutions for the new year, you might be interested in a health and fi tness expo being spon-sored by Irene Blackburn and her fi rm, Fairfi eld Glade Resource Directory, a local advertising company that seeks to connect community talent with commu-nity needs.

It will be held on Saturday, Jan. 21 beginning at 10 a.m. at Chestnut Hill Winery on Peavine Road in Crossville. The meeting is upstairs (not handicap accessible).

The expo will cover the usual topics of diet, exercise and medical resources. There will also be business and profes-sionals sharing their words of wisdom and resources in the area of Financial Health, Emotional and Mental Health.

There is a growing list of businesses already signed up to appear at the expo. For a complete list, and answers to any questions you might have, contact Irene at (931) 338-0751; email her at [email protected], or visit www.Fairfi eldGladeResourceDirectory.com to read about some of these businesses.

Plan for a better year in 2012 at the Health and Fitness Expo