cross collateralization loan program€¦ · cross collateralization loan program alternative down...

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©2020 Axos Bank. All Rights Reserved. WCPL 110 (02/20) This information is prepared for real estate and mortgage professionals only. It is not intended for public distribution or consumer information as it is not an advertisement presented within the guidelines required by the Truth-in-Lending Act or other pertinent federal regulations. Axos Bank NMLS# 524995 Program highlights Benefits The Axos Bank difference • Underwriting flexibility • Fast and efficient loan execution • Non-conforming lending platform • Wholesale and correspondent delivery platforms • Commercial and income property lending • Loan amounts up to $30,000,000 • Higher DTI ratios considered • Interest only options available • Privacy mortgage for the utmost confidentiality Vesting in trust, sub S corporations, LLCs and partnerships allowed Cross Collateralization Loan Program Alternative down payment solutions Axos Bank® recognizes that financing the purchase of a property based on the sale of another can be a challenge. We offer a cross-collateralization financing option to achieve higher LTVs. It allows borrowers to use their equity in second homes, departing residences and investment properties for the down payment. Firstname Lastname Title | [email protected] | (XXX) XXX-XXXX Lending details Primary residences, second homes, investment, or commercial property types accepted • Purchase and refinance transactions • Available for Wholesale Portfolio and Correspondant Delivery 100% financing when the following conditions are met • Purchase transactions Combined LTV is at least 10% below the published guidelines • 12 months reserves Qualify with bank statements

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Page 1: Cross Collateralization Loan Program€¦ · Cross Collateralization Loan Program Alternative down payment solutions Axos Bank® recognizes that financing the purchase of a property

©2020 Axos Bank. All Rights Reserved. WCPL 110 (02/20)

This information is prepared for real estate and mortgage professionals only. It is not intended for public distribution or consumer information as it is not an advertisement presented within the guidelines required by the Truth-in-Lending Act or other pertinent federal regulations. Axos Bank NMLS# 524995

Program highlights BenefitsThe Axos Bank difference• Underwriting flexibility• Fast and efficient loan execution• Non-conforming lending platform• Wholesale and correspondent delivery platforms• Commercial and income property lending• Loan amounts up to $30,000,000• Higher DTI ratios considered• Interest only options available• Privacy mortgage for the utmost confidentiality• Vesting in trust, sub S corporations, LLCs and partnerships allowed

Cross Collateralization Loan Program

Alternative down payment solutions Axos Bank® recognizes that financing the purchase of a property based on the sale of another can be a challenge. We offer a cross-collateralization financing option to achieve higher LTVs. It allows borrowers to use their equity in second homes, departing residences and investment properties for the down payment.

Firstname LastnameTitle | [email protected] | (XXX) XXX-XXXX

Lending details• Primary residences, second homes, investment,

or commercial property types accepted• Purchase and refinance transactions• Available for Wholesale Portfolio and Correspondant Delivery

100% financing when the following conditions are met• Purchase transactions• Combined LTV is at least 10% below the

published guidelines• 12 months reserves• Qualify with bank statements

Page 2: Cross Collateralization Loan Program€¦ · Cross Collateralization Loan Program Alternative down payment solutions Axos Bank® recognizes that financing the purchase of a property

©2020 Axos Bank. All Rights Reserved. WCPL 110 (02/20)

This information is prepared for real estate and mortgage professionals only. It is not intended for public distribution or consumer information as it is not an advertisement presented within the guidelines required by the Truth-in-Lending Act or other pertinent federal regulations. Axos Bank NMLS# 524995

Program highlights BenefitsThe Axos Bank difference• Underwriting flexibility• Fast and efficient loan execution• Non-conforming lending platform• Wholesale and correspondent delivery platforms• Commercial and income property lending• Loan amounts up to $30,000,000• Higher DTI ratios considered• Interest only options available• Privacy mortgage for the utmost confidentiality• Vesting in trust, sub S corporations, LLCs and partnerships allowed

Cross Collateralization Loan Program

Alternative down payment solutions Axos Bank® recognizes that financing the purchase of a property based on the sale of another can be a challenge. We offer a cross-collateralization financing option to achieve higher LTVs. It allows borrowers to use their equity in second homes, departing residences and investment properties for the down payment.

Firstname LastnameTitle | [email protected] | (XXX) XXX-XXXX

Lending details• Primary residences, second homes, investment,

or commercial property types accepted• Purchase and refinance transactions• Available for Wholesale Portfolio and Correspondant Delivery

100% financing when the following conditions are met• Purchase transactions• Combined LTV is at least 10% below the

published guidelines• 12 months reserves• Qualify with bank statements

Page 3: Cross Collateralization Loan Program€¦ · Cross Collateralization Loan Program Alternative down payment solutions Axos Bank® recognizes that financing the purchase of a property

©2020 Axos Bank. All Rights Reserved. WCPL 110 (02/20)

This information is prepared for real estate and mortgage professionals only. It is not intended for public distribution or consumer information as it is not an advertisement presented within the guidelines required by the Truth-in-Lending Act or other pertinent federal regulations. Axos Bank NMLS# 524995

Program highlights BenefitsThe Axos Bank difference• Underwriting flexibility• Fast and efficient loan execution• Non-conforming lending platform• Wholesale and correspondent delivery platforms• Commercial and income property lending• Loan amounts up to $30,000,000• Higher DTI ratios considered• Interest only options available• Privacy mortgage for the utmost confidentiality• Vesting in trust, sub S corporations, LLCs and partnerships allowed

Cross Collateralization Loan Program

Alternative down payment solutions Axos Bank® recognizes that financing the purchase of a property based on the sale of another can be a challenge. We offer a cross-collateralization financing option to achieve higher LTVs. It allows borrowers to use their equity in second homes, departing residences and investment properties for the down payment.

Firstname LastnameTitle | [email protected] | (XXX) XXX-XXXX

Lending details• Primary residences, second homes, investment,

or commercial property types accepted• Purchase and refinance transactions• Available for Wholesale Portfolio and Correspondant Delivery

100% financing when the following conditions are met• Purchase transactions• Combined LTV is at least 10% below the

published guidelines• 12 months reserves• Qualify with bank statements

Page 4: Cross Collateralization Loan Program€¦ · Cross Collateralization Loan Program Alternative down payment solutions Axos Bank® recognizes that financing the purchase of a property

©2020 Axos Bank. All Rights Reserved. WCPL 110 (02/20)

This information is prepared for real estate and mortgage professionals only. It is not intended for public distribution or consumer information as it is not an advertisement presented within the guidelines required by the Truth-in-Lending Act or other pertinent federal regulations. Axos Bank NMLS# 524995

Program highlights BenefitsThe Axos Bank difference• Underwriting flexibility• Fast and efficient loan execution• Non-conforming lending platform• Wholesale and correspondent delivery platforms• Commercial and income property lending• Loan amounts up to $30,000,000• Higher DTI ratios considered• Interest only options available• Privacy mortgage for the utmost confidentiality• Vesting in trust, sub S corporations, LLCs and partnerships allowed

Cross Collateralization Loan Program

Alternative down payment solutions Axos Bank® recognizes that financing the purchase of a property based on the sale of another can be a challenge. We offer a cross-collateralization financing option to achieve higher LTVs. It allows borrowers to use their equity in second homes, departing residences and investment properties for the down payment.

Firstname LastnameTitle | [email protected] | (XXX) XXX-XXXX

Lending details• Primary residences, second homes, investment,

or commercial property types accepted• Purchase and refinance transactions• Available for Wholesale Portfolio and Correspondant Delivery

100% financing when the following conditions are met• Purchase transactions• Combined LTV is at least 10% below the

published guidelines• 12 months reserves• Qualify with bank statements

Page 5: Cross Collateralization Loan Program€¦ · Cross Collateralization Loan Program Alternative down payment solutions Axos Bank® recognizes that financing the purchase of a property

©2020 Axos Bank. All Rights Reserved. WCPL 110 (02/20)

This information is prepared for real estate and mortgage professionals only. It is not intended for public distribution or consumer information as it is not an advertisement presented within the guidelines required by the Truth-in-Lending Act or other pertinent federal regulations. Axos Bank NMLS# 524995

Program highlights BenefitsThe Axos Bank difference• Underwriting flexibility• Fast and efficient loan execution• Non-conforming lending platform• Wholesale and correspondent delivery platforms• Commercial and income property lending• Loan amounts up to $30,000,000• Higher DTI ratios considered• Interest only options available• Privacy mortgage for the utmost confidentiality• Vesting in trust, sub S corporations, LLCs and partnerships allowed

Cross Collateralization Loan Program

Alternative down payment solutions Axos Bank® recognizes that financing the purchase of a property based on the sale of another can be a challenge. We offer a cross-collateralization financing option to achieve higher LTVs. It allows borrowers to use their equity in second homes, departing residences and investment properties for the down payment.

Firstname LastnameTitle | [email protected] | (XXX) XXX-XXXX

Lending details• Primary residences, second homes, investment,

or commercial property types accepted• Purchase and refinance transactions• Available for Wholesale Portfolio and Correspondant Delivery

100% financing when the following conditions are met• Purchase transactions• Combined LTV is at least 10% below the

published guidelines• 12 months reserves• Qualify with bank statements

Page 6: Cross Collateralization Loan Program€¦ · Cross Collateralization Loan Program Alternative down payment solutions Axos Bank® recognizes that financing the purchase of a property

©2020 Axos Bank. All Rights Reserved. WCPL 110 (02/20)

This information is prepared for real estate and mortgage professionals only. It is not intended for public distribution or consumer information as it is not an advertisement presented within the guidelines required by the Truth-in-Lending Act or other pertinent federal regulations. Axos Bank NMLS# 524995

Program highlights BenefitsThe Axos Bank difference• Underwriting flexibility• Fast and efficient loan execution• Non-conforming lending platform• Wholesale and correspondent delivery platforms• Commercial and income property lending• Loan amounts up to $30,000,000• Higher DTI ratios considered• Interest only options available• Privacy mortgage for the utmost confidentiality• Vesting in trust, sub S corporations, LLCs and partnerships allowed

Cross Collateralization Loan Program

Alternative down payment solutions Axos Bank® recognizes that financing the purchase of a property based on the sale of another can be a challenge. We offer a cross-collateralization financing option to achieve higher LTVs. It allows borrowers to use their equity in second homes, departing residences and investment properties for the down payment.

Firstname LastnameTitle | [email protected] | (XXX) XXX-XXXX

Lending details• Primary residences, second homes, investment,

or commercial property types accepted• Purchase and refinance transactions• Available for Wholesale Portfolio and Correspondant Delivery

100% financing when the following conditions are met• Purchase transactions• Combined LTV is at least 10% below the

published guidelines• 12 months reserves• Qualify with bank statements