comprehensive financial report on ny demo (a.k.a. b&a demo)

B AND A DEMOLITION AND REMOVAL, INC.D-U-N-S® 14-533-4538MailingAddress

PO BOX 512Oceanside,NY 11572

Single70 New St,Oceanside, NY 11572

Phone 516 678-3366Comprehensive ReportPurchase Date: 07/08/2013Last Update Date: 07/24/2012Attention: rb

Executive Summary

Company Info

Year Started 1984

Control Year 1984

CEO CHARLES S LEVINE,PRESIDENT

Employees 5

Trade Styles B &A DEMO;BANDADEMO.COM

D&B Rating

D&B Rating 2R4

Composite Credit Appraisal

4

D&B PAYDEX®

Up to 24 month D&B PAYDEX

8 Up to 24 monthD&B PAYDEX



Predictive Analytics

Credit Score Class

5 Credit Score Class

The Credit Score class of 5 for this company shows that 53.10% offirms with this classification paid one or more bills severely delinquent.

Credit Score Class 5

Credit Score 235

Highest Risk 101

Lowest Risk 670

Credit Limit Recommendation D&B Viability Rating

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Comprehensive Report © Dun & Bradstreet, Inc. 2010-2013. All rights reserved. Page 1 of 13

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Risk Category

Risk Category

D&B Viability Rating 9 9 M K

9

Viability Score

9

9

Portfolio Comparison

9

M

Data Depth Indicator

Business Deterioration (Severe Risk)

K

Company Profile

FinancialData

TradePayments

CompanySize

Years inBusiness

Not Available Available(3+Trade) Small Established

Business Information

Business Summary

Financing SECURED

SIC 1795Wrecking/demolitioncontractor

NAICS 238910Site PreparationContractors

History Status CLEAR

Credit Capacity Summary

D&B Rating 2R4

Prior D&BRating

2R4

Rating Date 10/27/2009

Payment Activity(based on 18 experiences) USD

Average HighCredit

$2,394

HighestCredit

100,000

Total HighestCredit

136,600

Composite Credit Appraisal

4

D&B Viability Rating

The D&B Viability Rating uses D&B's proprietary analytics to compare the most predictive business risk indicators and deliver a highly reliableassessment of the probability that a company will no longer be in business within the next 12 months.

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9 Viability Score 9

Based on information in D&B`s data files, the VIABILITY SCORE for this business is 9. This means the company has been placedin a Special Category of BANKRUPTCY or HIGH RISK or BUSINESS DETERIORATION. See DATA DEPTH INDICATOR for details.

9 Portfolio Comparison 9

Based on information in D&B`s data files, the PORTFOLIO COMPARISON for this business is 9. This means the company has beenplaced in a Special Category of BANKRUPTCY or HIGH RISK or BUSINESS DETERIORATION. See DATA DEPTH INDICATOR fordetails.

M Data Depth Indicator Business Deterioration (Severe Risk)

Business Deterioration (Severe Risk) - Business displays characteristics of financials distress, including signs of current orimminent business failure or operating difficulty.

K Company ProfileFinancial Data Trade Payments Company Size Years in

Business

Not Available Available(3+Trade) Small Established

Company Profile Details:

• Financial Data: Not Available• Trade Payments: Available (3+Trade)

• Business Size: Small (Employees: <10 or Sales: <$10K or Missing)

• Years in Business: Established (5+)

Business History

Officers CHARLES S LEVINE, PRESIDENT

Directors THE OFFICER(S)

As of 07/24/2012

The New York Secretary of State's business registrations file showed that B And A Demolition And Removal, Inc was registered as a corporation onAugust 26, 1988.

Business started 1984 by Charles Levine. 100% of capital stock is owned by Charles S. Levine.

CHARLES S LEVINE. 1984-present active here.

Business RegistrationCORPORATE AND BUSINESS REGISTRATIONS REPORTED BY THE SECRETARY OF STATE OR OTHER OFFICIAL SOURCE AS OF Jul 05 2013:

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The following data is not an official record of the Department of State or the State of New York and Dun & Bradstreet is not an employee or agent thereof.

Registered Name B AND ADEMOLITIONANDREMOVAL,INC.

Business Type CORPORATION

Corporation Type PROFIT

Incorporated Date 08/26/1988

State of Incorporation NEW YORK

Filing Date 08/26/1988

Registration ID 1287485

Duration PERPETUAL

Status ACTIVE

Where Filed SECRETARY OFSTATE/CORPORATIONDIVISION ,ALBANY , NY

Principals

Name Title

CHARLESLEVINE

CHAIRMAN OFTHE BOARD

3530 WOODWARD ST, OCEANSIDE,115720000, NY

Government Activity Summary

Activity Summary

Borrower No

Administrative Debt No

Grantee No

Party Excluded fromFederal Programs

No

Public Company N/A

Contractor No

Importer/Exporter N/A

Possible candidate for socioeconomic program consideration

Labor Surplus Area N/A

Small Business YES (2013)

Women Owned N/A

Minority Owned N/A

The details provided in the Government Activity section are as reported to Dun & Bradstreet by the federal government and other sources.

Operations Data

As of 07/24/2012

Description: Contractor of wrecking or demolition work (100%).

Has 35 account(s). Terms are Net 30 days. Sells to commercial concerns. Territory : Regional.

Nonseasonal.

Employees: 5 which includes officer(s).

Facilities: Owns 1,500 sq. ft. in a two story cinder block building.

Location: Industrial section on side street.

Special Events

As of 11/17/2012HURRICANE SANDY 2012: This business is located in a FEMA designated disaster zone impacted by the effects of Hurricane Sandy.

As of 09/10/2012A recent analysis of the payment information contained in D&B's historical database for this company shows their average payments are 45 days ormore beyond the payment terms granted by their suppliers. This places the company's paydex score in the lower quartile for its primary industry. Afurther review of the payment information revealed that the company's paydex score is derived from a representative sample of trade experiences andhas not been unduly influenced by any individual trade experience or group of trade experiences provided by one vendor. Due to the aforementionedcompany payment delinquency, the Severe Risk Department of D&B has placed a Business Deterioration status on this company.

Industry Data

SIC

Code Description

17950000 Wrecking and demolition work

NAICS

Code Description

238910 Site Preparation Contractors

Financial Statements

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Key Business Ratios (Based on 15 establishments)

D&B has been unable to obtain sufficient financial informationfrom this company to calculate business ratios. Our check ofadditional outside sources also found no information available onits financial performance.To help you in this instance, ratios forother firms in the same industry are provided below to supportyour analysis of this business.

ThisBusiness

IndustryMedian

IndustryQuartile

Profitability

Return on Sales UN 4.0 UN

Return on Net Worth UN 23.3 UN

Short Term Solvency

Current Ratio UN 2.9 UN

Quick Ratio UN 1.7 UN

Efficiency

Assets Sales UN 44.2 UN

Sales / Net Working Capital UN 5.7 UN

Utilization

Total Liabs / Net Worth UN 74.6 UN

Most Recent Financial Statement

As of 07/24/2012The name and address of this business have been confirmed by D&B using available sources.

Indicators

Public Filings Summary

The following data includes both open and closed filings found in D&B's database on this company

Record Type No. of Records Most Recent Filing Date

Judgment 1 07/02/2007

Lien 8 07/30/2012

Suit 0

UCC 16 10/14/2011

Public Filings

Bankruptcy Judgment Lien Suit UCC

The following Public Filing data is for information purposes only and is not the official record. Certified copies can only be obtained from the official source.

Full Filings

Judgments

Award $325

Status Unsatisfied

against B AND A DEMOLITION AND REMOVAL I

Where Filed NEW YORK CITY REGISTER - KINGS, BROOKLYN, NY

In Favor of CRIMINAL COURT OF THE CITY

Latest InfoReceived

07/14/2007

Type Judgment

Status Attained 07/02/2007

DOCKET NO. 2352841

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Date Filed 07/02/2007

Liens

Amount $312

Status Released

Where Filed SECRETARY OF STATE/UCC DIVISION, ALBANY, NY

Filed By IRS

against B AND A DEMOLITION AND REMOVAL INC A CORPORATION

Latest InfoReceived

11/16/2012

Type Federal Tax



FILING NO. 201207300428428

Amount $4,020

Status Open


Filed By IRS


Latest InfoReceived

07/18/2012

Type Federal Tax



FILING NO. 201207020374385

Amount $1,173

Status Open

Where Filed NEW YORK COUNTY SUPREME COURT, NEW YORK, NY

Filed By NYC DEPARTMENT OF FINANCE

against B AND A DEMOLITION AND REMOVAL INC

Latest InfoReceived

05/11/2012

Type State Tax



DOCKET NO. 002980590

Amount $2,329

Status Open

Where Filed NEW YORK COUNTY SUPREME COURT, NEW YORK, NY

Filed By NYC DEPARTMENT OF FINANCE

against B AND A DEMOLITION AND REMOVAL INC

Latest InfoReceived

04/19/2012

Type State Tax



DOCKET NO. 002972516

Amount $74,466

Status Open


Filed By IRS


Latest InfoReceived

04/30/2012

Type Federal Tax



FILING NO. 201204100202903

Amount $2,984

Status Open


Filed By IRS


Latest InfoReceived

02/13/2012

Type Federal Tax



FILING NO. 201201310061949

Amount $89,952

Status Open


Filed By IRS


Latest InfoReceived

11/16/2011

Type Federal Tax



FILING NO. 201111040591184

Amount $392,255

Status Open

Latest InfoReceived

09/06/2011

Type Federal Tax

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Filed By IRS




FILING NO. 201108260465631

A lienholder can file the same lien in more than one filing location. The appearance of multiple liens filed by the same lienholder against a debtor maybe indicative of such an occurrence.

UCC Filings

Collateral All Inventory and proceeds - All Account(s) and proceeds - AllGeneral intangibles(s) and proceeds - All Equipment and proceeds -All Chattel paper and proceeds

Filing No. 0701265098569


Secured Party JPMORGAN CHASE BANK, NA COLLATERAL MGMT SMALLBUSINESS, HOUSTON, TX

Debtor B AND A DEMOLITION AND REMOVAL, INC.

Latest InfoReceived

04/09/2007

Type Original


Filing No. 1108265930695

Original UCC FiledDate

01/26/2007


Secured Party JPMORGAN CHASE BANK, NA, HOUSTON, TX


Latest InfoReceived

09/13/2011

Type Continuation


Original Filing No. 0701265098569

Filing No. 1110146133951


01/26/2007


Secured Party JPMORGAN CHASE BANK, NA, LOUISVILLE, KY


Latest InfoReceived

10/22/2011

Type Amendment



Collateral Equipment and proceeds

Filing No. 0907075621059


Secured Party WELLS FARGO EQUIPMENT FINANCE, INC., TEMPE, AZ


Latest InfoReceived

07/16/2009

Type Original



Filing No. 0612196228183


Secured Party CATERPILLAR FINANCIAL SERVICES CORPORATION,NASHVILLE, TN


Latest InfoReceived

02/09/2007

Type Original



Filing No. 0611036076313


Secured Party CITICAPITAL COMMERCIAL CORPORATION, IRVING, TX


Latest InfoReceived

11/25/2006

Type Original



Filing No. 02206799


Secured Party JP MORGAN CHASE BANK, WAYNE, PA

Latest InfoReceived

10/07/2002

Type Original


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Collateral Equipment

Filing No. 0409248311841


Secured Party GEHL COMPANY, WEST BEND, WI


Latest InfoReceived

09/29/2004

Type Original


Collateral Unspecified

Filing No. 0504065295365


Secured Party JPMORGAN CHASE BANK, NA, SUCCESSOR IN INTEREST TOTHE CHASE MANHATTAN BANK, HOUSTON, TX

Debtor B & A DEMOLITION

Latest InfoReceived

04/20/2005

Type Original


Collateral Unspecified

Filing No. 0504065295276



Debtor B&A DEMOLITION & REMOVAL INC.

Latest InfoReceived

04/20/2005

Type Original


Filing No. 0911246051448


04/06/2005



Debtor B&A DEMOLITION & REMOVAL INC.

Latest InfoReceived

01/19/2010

Type Continuation



Filing No. 0504065295238


07/28/2000


Secured Party THE CHASE MANHATTAN BANK, BROOKLYN, NY

Debtor B & A DEMOLITION & REMOVAL INC.

Latest InfoReceived

04/20/2005

Type Continuation



Filing No. 1002265175170


07/28/2000


Secured Party THE CHASE MANHATTAN BANK, BROOKLYN, NY


Latest InfoReceived

03/30/2010

Type Continuation



Filing No. 1003045195798


07/28/2000


Secured Party JPMORGAN CHASE BANK, NA, LOUISVILLE, KYTHE CHASE MANHATTAN BANK, BROOKLYN, NY


Latest InfoReceived

03/17/2010

Type Amendment



Filing No. 0504065295074


07/26/2000

Latest InfoReceived

04/20/2005

Type Continuation

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Secured Party JPMORGAN CHASE BANK, NA, SUCCESSOR IN INTEREST TOTHE CHASE MANHATTAN BANK, HOUSTON, TXTHE CHASE MANHATTAN BANK, BROOKLYN, NY




Filing No. 0504075297777


07/26/2000


Secured Party JPMORGAN CHASE BANK, NA, SUCCESSOR IN INTEREST TOTHE CHASE MANHATTAN BANK, HOUSTON, TXTHE CHASE MANHATTAN BANK, BROOKLYN, NY


Latest InfoReceived

04/25/2005

Type Amendment



The public record items contained in this report may have been paid, terminated, vacated or released prior to the date this report was printed.

Additional UCC and SLJ filings for this company can be found by conducting a more detailed search in our Public Records Database.

Commercial Credit Score

Key Factors

Evidence of negative tradeVendor payment commentaryRecent amount past dueProportion of slow payment experiences to total number of payment experiences reportedProportion of satisfactory balances to total payment balances reportedPayment information indicates negative payment comments

Summary

Credit Score Class

5 Credit ScoreClass

(High risk of severe payment delinquency over next 12 months.)

Incidence of Delinquent Payment

Among Companies with This Class 53.10%

Average Compared to All Businesses 10.20%

Credit Score Percentile 2

Credit Score 235

Number of Payment Experiences 18

Notes:

The Credit Score Class indicates that this firm shares some of the same business and payment characteristics of other companies with thisclassification. It does not mean the firm will necessarily experience delinquency.The Incidence of Delinquent Payment is the percentage of companies with this classification that were reported 91 days past due or more bycreditors. The calculation of this value is based on D&B's trade payment database.The Credit Score Percentile reflects the relative ranking of a firm among all scorable companies in D&B's file.The Credit Score offers a more precise measure of the level of risk than the Class and Percentile. It is especially helpful to customers using ascorecard approach to determining overall business performance.

Credit Score Percentile Norms Comparison

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B AND A DEMOLITION ANDREMOVAL, INC.

2

Region(MIDDLE ATLANTIC)

51

Industry(CONSTRUCTION)

39

Employee Range(1-9)

66

Years in Business(26+)

85

Higher risk than other companies inthe same region.

Higher risk than other companies inthe same industry.

Higher risk than other companies inthe same employee size range.

Higher risk than other companieswith a comparable number of yearsin business.

Financial Stress Score

Key Factors

There are no financial stress comments for this case.

Summary

Information received within the past 365 days indicatesconditions may exist that could significantly impact thefuture operation of the company. Therefore we could notcalculate a Financial Stress Score. A thorough review ofthe Comprehensive Report and Special Events isrecommended.

Financial Stress Norms are provided in the next sectionto support your analysis of other accounts you mayhave with similar demographic characteristics as thesubject company.

You may also wish to order full reports on these firmsfor a more thorough review of their risk profile.

Financial Stress Score Percentile

Number of Payment Experiences 18

Financial Stress Percentile Comparison

Region(Middle Atlantic)

44

Industry(Construction)

49

Employee Range(1-9)

52

Years in Business(26+)

77

Notes:

Financial Stress statistics are derived using D&B's Stress Model. This model uses mathematical probabilities to determine the likelihood of abusiness experiencing financial stress within a twelve month period. Companies experiencing financial stress are those that terminate operationswithout paying all creditors in full, or reorganize or obtain relief from creditors under state or federal law.Percentiles are based on a 100 point scale.The National Percentile reflects the relative ranking of a company among all scorable companies in D&B's file.

Advanced Paydex + CLR

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D&B PAYDEX®

Shows the D&B PAYDEX scores as calculated up to 3 months and up to 24 months of payment experiences.



When weighted by dollar amount, payments to suppliersaverage +120 Days Beyond Terms. Based on paymentscollected over last 3 months.



When weighted by dollar amount, payments to suppliersaverage over 120 days beyond terms. Based on paymentscollected up to 24 months.

When weighted by dollar amount, the industry average is 5DAYS BEYOND terms.

High risk of latepayment (average30 to 120 daysbeyond terms)

Medium risk of latepayment (average30 days or lessbeyond terms)

Low risk of latepayment (averageprompt to 30+days sooner)

Payment Trend unchanged *

Payments Within Terms 48%

Average High Credit $2,394

Total Payment Experiencesfor the HQ

18

Total Placed for Collection 0

Largest High Credit $100,000

Highest Now Owing $70,000

Highest Past Due $70,000

* compared to payments three months ago

Credit Limit Recommendation

Risk Category

Risk Category

Recommendation Date 07/08/2013

Key Factor

Risk is assessed using D&B's scoring methodology and is one factor used tocreate the recommended limits

PAYDEX Yearly Trend

Shows PAYDEX scores of this Business compared to the Primary Industry from each of the last four quarters.The Primary Industry is Wrecking/demolition contractor, based on SIC code 1795.

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This Business 74 56 73 54 48 65 48 44 56 41 38 53 42 39 39 13 10 11 10 9 10 8 8 8

Industry Quartiles

Upper 80 80 80 80 80 80 80 80

Median 76 76 76 77 76 77 77 77

Lower 62 61 62 62 63 63 63 64

Note

Current PAYDEX® for this Business is 8, or equal to over 120 days beyond terms.The 24 month high paydex is 74.0, or equal to 9 DAYS BEYOND terms.The 24 month low paydex is 8.0, or equal to OVER 120 DAYS BEYOND terms.Industry upper quartile represents the performance of the payers in the 75th percentile.Industry lower quartile represents the performance of the payers in the 25th percentile.

Payment Habits

Credit Extended % of Payments Within Terms No. of PaymentExperiences

Total AmountUSD

Over $100,000 0% 0 $0

50,000-100,000 0% 0 0

15,000-49,999 0% 0 0

5,000-14,999 17% 2 15,000

1,000-4,999 50% 3 6,000

Under 1,000 100% 4 550

Based on up to 24 months of payments

Payment Summary

The Payment Summary section reflects payment information in D&B's file as of the date of this report.

There are 18 payment experiences in D&B's file, with 7 experiences reported during the last three month period.The highest Now Owes on file is $70,000. The highest Past Due on file is $70,000.

All Industries

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Industries TotalReceived Total Amounts Largest High Credit Within

Terms (%)

Days Slow (%)

0-30 31-60 61-90 90+

Misc investor 4 $550 $250 100 0 0 0 0

Electric services 2 3,500 2,500 50 0 50 0 0

Natnl commercial bank 1 10,000 10,000 0 0 0 100 0

Radiotelephone commun 1 5,000 5,000 50 0 50 0 0

Misc business credit 1 2,500 2,500 50 0 50 0 0

Misc publishing 1 0 0 0 0 0 0 0

Other Payment Categories

Category Total Received Total Dollar Amounts Largest High Credit

Cash experiences 2 $300 $250

Payment record unknown 1 7,500 0

Unfavorable comments 5 107,250 100,000

Placed for Collection 0 0 0

Detailed Payment History

Date Reported Paying Record High Credit Now Owes Past Due Selling Terms Last Salewithin(months)

June 2013 (001)Bad debt $0 $7,500 $7,500 N/A

(002)Unsatisfactory 100,000 70,000 70,000 N/A

May 2013 Ppt-Slow 60 2,500 2,500 2,500 N/A 1

Ppt-Slow 60 2,500 2,500 1,000 N/A 1

Ppt-Slow 60 1,000 1,000 50 N/A 1

Slow 90 10,000 5,000 2,500 N/A

(007)Unsatisfactory 5,000 5,000 5,000 N/A

March 2013 (008)Unsatisfactory 1,000 750 0 Lease Agreemnt 6-12

February 2013 Ppt 250 250 0 N/A 1

Ppt 100 100 0 N/A 1

Ppt 100 100 0 N/A 1

Ppt 100 100 0 N/A 1

November 2012 (013) 50 0 0 Cash account 6-12

September 2012 (014) 250 0 0 Cash account 1

July 2012 (015)Unsatisfactory 250 0 0 N/A 6-12

May 2012 (016)Bad debt 1,000 1,000 0 N/A 6-12

February 2012 Ppt-Slow 60 5,000 500 250 N/A 1

July 2011 Ppt 0 0 0 N/A 1

Lines shown in red are 30 or more days beyond terms

Payment experiences reflect how bills are met in relation to the terms granted. In some instances payment beyond terms can be the result of disputesover merchandise, skipped invoices etc.

Each experience shown is from a separate supplier. Updated trade experiences replace those previously reported.

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comprehensive financial report on ny demo (a.k.a. b&a demo)

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