1502 AVE MHondo, TX 78861

830.426.3066

www.cnbanktx.com

20102 IH 35 SLytle, TX 78052830.709.3066

15996 South Front StLa Coste, TX 78039

830.762.3411

835 HWY 90 EastCastroville , TX 78009

830.538.3411

CNB-Bank with Answers-

LOCATIONS NEAR YOU HONDO - 1502 Ave M - 103A 19th St CASTROVILLE - 835 HWY 90 East LYTLE - 20102 IH 35 South LA COSTE - 15996 South Front St D'HANIS - 6751 Co Rd 5216

BANKING AT THESPEED OF YOURLIFE...

CommercialAccountsBrochure

Bank wherever life takes you. Youraccounts at CNB are accessible viayour home computer, your telephoneor your mobile device 24 hours aday, 7 days a week. And now CNB'sBreeze Banking Drive Thru Centershave even longer hours. •Online banking accessible atwww.cnbanktx.com 

•Telephone Banking available at888-231-4262 

•Mobile Banking available bydownloading the CNB app fromApple iTunes or Google Play Storesand searching CNB-Hondo 

•Breeze Banking Drive Thru inHondo, Castroville, Lytle, La Cossteand D'Hanis are open Monday-Friday 8am-7pm & Saturdays9am-6pm.

Professional Checking AccountProfessional Checking AccountProfessional Checking AccountProfessional Checking Account•$500 minimum balance•$10/mth service charge if balance falls below minimum•$100 Opening Deposit•Unlimited transactions•Online Banking•Merchant Service Credit Card Services Available**Limited Eligibility Commercial CheckingCommercial CheckingCommercial CheckingCommercial Checking•Supports high-volume transactions•$500 Minimum Balance•$100 Opening Deposit•Online Banking•Merchant Service Credit Card Services Available•$10/mth Service Charge if balance drops below minimum•See Analysis Fee Schedule for Additional Fees Associated with thisAccount**Some limitations may apply Commercial Checking with InterestCommercial Checking with InterestCommercial Checking with InterestCommercial Checking with Interest•Supports high-volume transactions•$5000 Minimum Balance•Tiered Interest Paid Monthly (See Interest table for specific rates)•$100 Opening Deposit•Online Banking•Merchant Service Credit Card Services Available•$15/mth Service Charge if balance drops below minimum•No Interest Paid if Balance drops below minimum•See Analysis Fee Schedule for Additional Fees Associated withthis Account**Some limitations may apply

Account Options

Account Analysis

Analysis Fee ScheduleAnalysis Fee ScheduleAnalysis Fee ScheduleAnalysis Fee Schedule Cash Management ServicesCash Management ServicesCash Management ServicesCash Management Services

• Account reconciliation - Minimum $25.00/Hr• Cashier's Checks $5.00 each• Special Statements - Cutoff $5.00/statements• Snapshots $2.00 Statement• Research - Minimum Charge $25/Hr• Prior to June 2004 $50.00/Hr

Collection ServicesCollection ServicesCollection ServicesCollection Services

• Incoming Collections $10.00/item• Outgoing Collections $20.00/item• Return Items entered for collection $10.00/item

Wire Transfer ServicesWire Transfer ServicesWire Transfer ServicesWire Transfer Services

• Incoming Wire Transfer $0.00• Outgoing Domestic Wire $15.00/each• Outgoing Foreign Wire $75 + fees

Commercial ServicesCommercial ServicesCommercial ServicesCommercial Services

• Rolled Coins Furnished $0.05/Roll• Strapped Currency Furnished $0.25/Strap• Stop Payment Order $30.00• Photo Copy Items $1.00 each• Lock Bags $25.00 each• Coupon Collection $5.00/issue• Account Maintenance $10.00

Check Clearing and Processing SvcsCheck Clearing and Processing SvcsCheck Clearing and Processing SvcsCheck Clearing and Processing Svcs

• Checks Written $0.12/item• On Us Items Deposited $0.012/item• Transit Checks Deposited $0.06/item• Return Items $10.00/item• Charge Back Items $10.00/item• Insufficient Funds Charge $30/item• Negative Collected Balance Accrual** 8.0%

** Subject to Change Earnings Credit:An earnings credit rate is used to determine the volume ofbank services your collected balances can buy withoutbeing assessed a service charge. The earnings credit ratemay vary from month to month.

Account analysis is a computerizedstatement that shows what bankingservices you have used and what thecost of each service is. We give you credit for the collectedbalances you maintain in your accountto pay for these services. This brochure details the individualcharge for each service. If you haveany questions, please feel free todiscuss them with any new accountsrepresentative or any bank officer.

CNB Commercical Investment AccountCNB Commercical Investment AccountCNB Commercical Investment AccountCNB Commercical Investment Account$1500 Minimum Balance to OpenTiered Interest based on balance paid monthlyLimited Withdrawals: A depositor is permitted or authorizedto make no more than 6 transfers, checks or withdrawals perstatement cycle.$10/item excessive withdrawal fee$10 Service Charge if balance falls below minimum* See rate sheet for specific rate tiers Certificates of DepositCertificates of DepositCertificates of DepositCertificates of Deposit$1000 Minimum Deposit to OpenInterest Payments made monthly by direct depositRates vary based on term of contract *Interest compounded quarterlyWithdrawal of Principal prior to maturity will be subject toearly withdrawal penalty** See rate sheet for specific information on rates