InsIde ThIs IssueAuto Loans................................................. 1

EZ Cash Loans ........................................ 1

House For Sale ........................................ 1

Beaverton Branch Highlight ..........2

TruStage Insurance .............................2

Member Appreciation & Shred Day ..............................................3

AARP Safe Driving Program .........3

Skip-A-Payment ....................................3

Halloween Madness! .........................3

Fill the Satchel for MDA ...................4

NWPCU Holiday Toy Drive .............4

Locations ....................................................4

Holiday Closures ...................................4

Upcoming Events .................................4

Federally Insured by NCUA.

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October 2014

PrIorITy HNews

Main Office 12630 S.E. Division St. Portland, OR 97236-3132

POst Office Branch 715 N.W. Hoyt St., Fourth Fl. Portland, OR 97208-5399

airBase Branch 6801 N.E. Cornfoot Rd., Bldg. 491 Portland, OR 97218-2795 (503) 249-0961 ext. 4894

VancOuVer Branch 11215 N.E. 28th St. Vancouver, WA 98682-7736

BeaVertOn Branch 14193 S.W. Millikan Way Beaverton, OR 97005-2307

Milwaukie Branch 18821 S.E. McLoughlin Blvd. Milwaukie, OR 97267-6735

riVergate Branch 9715 N. Ramsey Blvd. Portland, OR 97203-6529

503-760-5304 or 800-331-0968

24 hOur rate hOt line (503) 762-5626 / (800) 251-5626 After hours lost or stolen VISA Credit/Debit Card (503) 760-5304

Quick teller (503) 760-8061 / (800) 535-8287

www.nwprioritycu.org

uPcoMIng evenTs:Member appreciation Day: Friday, Oct. 10, 2014

shred Day: Friday, Oct. 10, 2014, from 9:00 am to 12:00 pm, Main Office ONLY

aarP Drivers course: Saturday, Oct. 25, 2014, from 9:00 am to 4:30 pm with an hour lunch on your own

lenny the lion halloween Madness: Monday, Oct. 27 through October 31, 2014

lenny the lion santa Party: Thursday, Dec. 11, 2014, from 6:00 pm to 7:30 pm at the Main Office

holIdAy closures:columbus Day: Monday, Oct. 13, 2014

Veterans Day: Tuesday, Nov. 11, 2014

thanksgiving Day: Thursday, Nov. 27, 2014

christmas eve: Closing at noon, Wednesday, Dec. 24, 2014

christmas Day: Thursday, Dec. 25, 2014

new Year’s Day: Thursday, Jan. 1, 2015

credIT unIon owned ProPerTy for sAle!Don’t miss out on this oppor-tunity to own your own home! Situated close in at 10360 SE 43rd Avenue in Milwaukie, this 1954 daylight ranch features four bedrooms and two baths, a brand new roof and brand new kitchen appliances, including a gas stove! 2,244 square feet inside and over 10,000 square feet of outdoor space that offers lots of pos-sibilities and room for animals. Great potential as a mother-in-law suite in the partially finished basement, or make it a master suite oasis, complete with its own three piece bathroom. Wait until you see the media room or man cave downstairs that features its own wood burning fireplace!

Upstairs living space features three newly carpeted bedrooms and one four piece bath, large, open living room with wood burning fireplace that opens up to the dining room. Kitchen is a galley style with new appliances and a walk in pantry! Light and

nwPcu annual toy Driveit’s time to get ready for the holiday season, so nwPcu is kicking off its annual holiday toy Drive. We realize that everyone has tightened their belts, but we are hoping you will be able to donate to our toy drive. There are more families living in poverty in America today than three decades ago, and we can help make the holidays brighter for these deserving children!

we are collecting toys now through December 13, 2014. Let’s all work together in making this year’s Toy Drive the most successful ever. Please drop off toys at any of our locations.

national association of letter carriers has teamed up with

nw Priority credit union to“fill the satchel” to benefit Muscular Dystrophy associationit’s time for the fourth annual “fill the satchel” to raise money for MDa.

October 1st through October 24th, 2014You can make a donation by calling 503-760-5304, send an e-mail to marketing@nwprioritycu.org or stop by any NWPCU Branch. When you visit one of the branch locations, be sure to let the Member Service Representative (MSR) know you want to make a donation to help “fill the satchel”!

get Your next new or used auto withfor every vehicle purchased through auto solution and financed with nwPcu from October 1st - December 15th, we will be gifting a new bike to a se Portland foster child or to the Doernbecher children’s hospital.

Many of these children have never known the joy a present can bring, and likely will have little to look forward to this Christmas.

So take advantage of this very special offer! Simply get pre-approved for an auto loan with NWPCU, and Auto Solution will do their best to locate the perfect automobile for you. A bicycle will then be donated in your name to a child-in-need. This is a truly amazing opportunity to get behind the wheel of a new or used vehicle, while giving something back to those who need it most.

it’s eZ cash time with the mounting weight of school costs, property taxes, Black friday & one big, fat turkey, all at the end of the year, most folks could use a little extra help. Hey, we understand because it happens to us, too. But, our EZ Cash Loan is back, and we’re eager to assist you with all of those financial hassles that spring from the woodwork this time of year. The EZ Cash Loan boasts rates that’ll make you smile and includes the convenience of either a 12 or 24 month term. Let us ease the burden!

take advantage of our eZ cash loan today -- October 1st through December 31st.

aMOunt annual MOnthlY DailY financeD Percentage PaYMent fOr PeriODic rate 12 MOnths rate

$1,500.00 3.10% $127.10* .008493% $3,500.00 3.10% $296.58* .008493% $5,000.00 3.10% $423.68* .008493%

aMOunt annual MOnthlY DailY financeD Percentage PaYMent fOr PeriODic rate 24 MOnths rate

$3,500.00 3.95% $151.91* .010821% $5,000.00 3.95% $217.01* .010821%

*All credit subject to approval. Optional Credit Life Disability Insurance is not figured into payment amounts listed above. The EZ Cash Loan

rates are effective October 1 through December 31, 2014.

YOur PaYMents will Be:

cOntinueD On Page 2.. .

attentiOn lennY the liOn cluB MeMBers: stop in and show off your super cool costume! From Monday, October 27th through Friday, October 31st (during business hours) stop by any of our locations, in your costume, and visit one of our tellers. they will deposit $1 into your savings account for every year you have been a member of nw Priority credit union (up to $5). Plus you’ll receive a Halloween Goodie Bag just for coming in. We can’t wait to see all of our young members in their Halloween costumes!

This newsletter is a publication of the NW Priority Credit Union and is prepared as general information about financial news and related subjects. It is not intended, nor should be used, as legal and/or tax advice. Before any action is taken based upon information in this newsletter, it is essential that competent, individual, professional advice be obtained. Rates stated in this publication are those offered at this time. The Credit Union may offer other rates in the future. All rates and dividends are determined by the Board of Directors. All services offered by the Credit Union shall be subject to applicable laws of the State of Oregon, federal laws and regulations, Credit Union bylaws and all regulations, rules and practices now and here-after adopted by the Credit Union.

Beaverton Branch highlight things might seem a little different at our Beaverton Branch, but that’s only because we’ve found ourselves a superstar! Meet Jonathan hefflinger, our new Beaverton Branch Manager!

Not only does Jonathan have extensive credit union experience, he also hails from a big family (3 brothers & 3 sisters!) right here in Oregon. When he is not helping our members achieve financial goals, Jonathan coaches high school and youth basketball, and loves spending time with his wife, Jessica, and two kiddos, Nolan (5) & Emmerick (8 months). welcome aboard, Jonathan! thank you for joining the team.

Of course, you will still be seeing the rest of our phenomenally friendly staff who, as always, are ready to resolve all of your monetary matters. Take a few minutes from your day to stop by our Beaverton Branch, where you continue to be our #1 Priority.

Drivers safety courseaarP smart Drivers course (formally “55 alive”)we want to keep our older drivers independent, safe and confident on the road. So come take advantage of new perks recently launched by AARP Driver Safety, like the Driving Resource Center -- an interactive, online platform that features tools and activities including driving simulations, state-specific rules of the road and new vehicle technologies. NWPCU will provide the Driving Course on Saturday, October 25, 9am to 4:30pm with an hour break for lunch (please provide your own). info: Normally, the course runs two Saturdays, but this year we will hold only one. This event is free for NWPCU Members 50 years and older.

Make Your life easier: skip Your next loan PaymentnwPcu allows our members the opportunity to skip-a-Payment on their loan(s) when it’s convenient for them.

If this sounds like something you would like to do, simply go to our website and click the skip-a-Payment link at the bottom of the home page, fill out the form and send it to us. You can also call in and ask to speak to a loan officer and they will get it set up for you. There is a minimal $35 processing fee (finance charge) per qualified loan* for this service. The fee will be deducted from your savings or checking account.

*This program applies to one loan payment per 6-month period. Certain restrictions apply. Interest will continue to accumulate on your loan during the month you skip your payment(s). All NW Priority Credit Union loans must be current. First mortgage, VISA & Line of Credit loans are excluded from this offer.

TruStage insurance products are only available to credit union members. Your membership means competitive rates, helpful guidance without sales pressure and quality products trusted by your credit union. Regardless of your budget, we can help make sure the protection you need makes sense. It’s all part of smart planning and caring about the aspirations and achievements of those who matter most.

TruStage™ Insurance products and programs are available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company. Auto and Home Insurance Program are issued by leading insurance companies.The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

DTCG-990379.1

insurance built for credit union members like youExclusively for credit union members

Trustage™ INSURANCE PRODUCTSCall us, we’ll help you understand all of your options so you can choose the one that is best for you and your family.

Life and AD&D 1-855-612-7909Auto & Home 1-888-380-9287Visit us at TruStage.com

Member appreciation and shred DayOctober 10, 2014since June, 1928, (that’s 86 years!) we here at nw Priority credit union continue to appreciate you, our valued member, for trusting us with your financial endeavors. We simply can’t thank you enough for being a part of our family, and would like to prove it by dedicating an entire day to you, our members. So without further ado, you are cordially invited to stop by any of our seven locations to say “hi”, have a snack on us, and help celebrate Member appreciation Day on Friday, October 10, 2014.

October 10th is also when we will be holding our annual shred Day at the Main Office Branch -- located at 12630 SE Division St. in Portland, OR. Here’s a fine opportunity for NWPCU members to bring in any confidential papers to be shredded by Cintas, free of charge (limit 8 document boxes or grocery bags). If you’re in the neighborhood, feel free to swing by our Main Office between 9am & noon to shred yourself some extra space.

airy with lots of windows and a fresh coat of paint through-out! The sky is really the limit on this place. Home has lots of parking in front, with RV parking on the side. Garage has been converted into work area for crafts or whatever you would like! Home has a heat pump with a forced air furnace. Located within walk-ing distance for shopping. we are offering this home at $229,000.00 OBO. Credit Union financing may be available at a great rate! Give us a call at 503-762-9217 for more details and to apply!

cOntinueD frOM Page 1.. .

attentiOn lennY the liOn cluB MeMBers: stop in and show off your super cool costume! From Monday, October 27th through Friday, October 31st (during business hours) stop by any of our locations, in your costume, and visit one of our tellers. they will deposit $1 into your savings account for every year you have been a member of nw Priority credit union (up to $5). Plus you’ll receive a Halloween Goodie Bag just for coming in. We can’t wait to see all of our young members in their Halloween costumes!

This newsletter is a publication of the NW Priority Credit Union and is prepared as general information about financial news and related subjects. It is not intended, nor should be used, as legal and/or tax advice. Before any action is taken based upon information in this newsletter, it is essential that competent, individual, professional advice be obtained. Rates stated in this publication are those offered at this time. The Credit Union may offer other rates in the future. All rates and dividends are determined by the Board of Directors. All services offered by the Credit Union shall be subject to applicable laws of the State of Oregon, federal laws and regulations, Credit Union bylaws and all regulations, rules and practices now and here-after adopted by the Credit Union.

Beaverton Branch highlight things might seem a little different at our Beaverton Branch, but that’s only because we’ve found ourselves a superstar! Meet Jonathan hefflinger, our new Beaverton Branch Manager!

Not only does Jonathan have extensive credit union experience, he also hails from a big family (3 brothers & 3 sisters!) right here in Oregon. When he is not helping our members achieve financial goals, Jonathan coaches high school and youth basketball, and loves spending time with his wife, Jessica, and two kiddos, Nolan (5) & Emmerick (8 months). welcome aboard, Jonathan! thank you for joining the team.

Of course, you will still be seeing the rest of our phenomenally friendly staff who, as always, are ready to resolve all of your monetary matters. Take a few minutes from your day to stop by our Beaverton Branch, where you continue to be our #1 Priority.

Drivers safety courseaarP smart Drivers course (formally “55 alive”)we want to keep our older drivers independent, safe and confident on the road. So come take advantage of new perks recently launched by AARP Driver Safety, like the Driving Resource Center -- an interactive, online platform that features tools and activities including driving simulations, state-specific rules of the road and new vehicle technologies. NWPCU will provide the Driving Course on Saturday, October 25, 9am to 4:30pm with an hour break for lunch (please provide your own). info: Normally, the course runs two Saturdays, but this year we will hold only one. This event is free for NWPCU Members 50 years and older.

Make Your life easier: skip Your next loan PaymentnwPcu allows our members the opportunity to skip-a-Payment on their loan(s) when it’s convenient for them.

If this sounds like something you would like to do, simply go to our website and click the skip-a-Payment link at the bottom of the home page, fill out the form and send it to us. You can also call in and ask to speak to a loan officer and they will get it set up for you. There is a minimal $35 processing fee (finance charge) per qualified loan* for this service. The fee will be deducted from your savings or checking account.

*This program applies to one loan payment per 6-month period. Certain restrictions apply. Interest will continue to accumulate on your loan during the month you skip your payment(s). All NW Priority Credit Union loans must be current. First mortgage, VISA & Line of Credit loans are excluded from this offer.

TruStage insurance products are only available to credit union members. Your membership means competitive rates, helpful guidance without sales pressure and quality products trusted by your credit union. Regardless of your budget, we can help make sure the protection you need makes sense. It’s all part of smart planning and caring about the aspirations and achievements of those who matter most.

TruStage™ Insurance products and programs are available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company. Auto and Home Insurance Program are issued by leading insurance companies.The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

DTCG-990379.1

insurance built for credit union members like youExclusively for credit union members

Trustage™ INSURANCE PRODUCTSCall us, we’ll help you understand all of your options so you can choose the one that is best for you and your family.

Life and AD&D 1-855-612-7909Auto & Home 1-888-380-9287Visit us at TruStage.com

Member appreciation and shred DayOctober 10, 2014since June, 1928, (that’s 86 years!) we here at nw Priority credit union continue to appreciate you, our valued member, for trusting us with your financial endeavors. We simply can’t thank you enough for being a part of our family, and would like to prove it by dedicating an entire day to you, our members. So without further ado, you are cordially invited to stop by any of our seven locations to say “hi”, have a snack on us, and help celebrate Member appreciation Day on Friday, October 10, 2014.

October 10th is also when we will be holding our annual shred Day at the Main Office Branch -- located at 12630 SE Division St. in Portland, OR. Here’s a fine opportunity for NWPCU members to bring in any confidential papers to be shredded by Cintas, free of charge (limit 8 document boxes or grocery bags). If you’re in the neighborhood, feel free to swing by our Main Office between 9am & noon to shred yourself some extra space.

airy with lots of windows and a fresh coat of paint through-out! The sky is really the limit on this place. Home has lots of parking in front, with RV parking on the side. Garage has been converted into work area for crafts or whatever you would like! Home has a heat pump with a forced air furnace. Located within walk-ing distance for shopping. we are offering this home at $229,000.00 OBO. Credit Union financing may be available at a great rate! Give us a call at 503-762-9217 for more details and to apply!

cOntinueD frOM Page 1.. .

InsIde ThIs IssueAuto Loans................................................. 1

EZ Cash Loans ........................................ 1

House For Sale ........................................ 1

Beaverton Branch Highlight ..........2

TruStage Insurance .............................2

Member Appreciation & Shred Day ..............................................3

AARP Safe Driving Program .........3

Skip-A-Payment ....................................3

Halloween Madness! .........................3

Fill the Satchel for MDA ...................4

NWPCU Holiday Toy Drive .............4

Locations ....................................................4

Holiday Closures ...................................4

Upcoming Events .................................4

Federally Insured by NCUA.

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October 2014

PrIorITy HNews

Main Office 12630 S.E. Division St. Portland, OR 97236-3132

POst Office Branch 715 N.W. Hoyt St., Fourth Fl. Portland, OR 97208-5399

airBase Branch 6801 N.E. Cornfoot Rd., Bldg. 491 Portland, OR 97218-2795 (503) 249-0961 ext. 4894

VancOuVer Branch 11215 N.E. 28th St. Vancouver, WA 98682-7736

BeaVertOn Branch 14193 S.W. Millikan Way Beaverton, OR 97005-2307

Milwaukie Branch 18821 S.E. McLoughlin Blvd. Milwaukie, OR 97267-6735

riVergate Branch 9715 N. Ramsey Blvd. Portland, OR 97203-6529

503-760-5304 or 800-331-0968

24 hOur rate hOt line (503) 762-5626 / (800) 251-5626 After hours lost or stolen VISA Credit/Debit Card (503) 760-5304

Quick teller (503) 760-8061 / (800) 535-8287

www.nwprioritycu.org

uPcoMIng evenTs:Member appreciation Day: Friday, Oct. 10, 2014

shred Day: Friday, Oct. 10, 2014, from 9:00 am to 12:00 pm, Main Office ONLY

aarP Drivers course: Saturday, Oct. 25, 2014, from 9:00 am to 4:30 pm with an hour lunch on your own

lenny the lion halloween Madness: Monday, Oct. 27 through October 31, 2014

lenny the lion santa Party: Thursday, Dec. 11, 2014, from 6:00 pm to 7:30 pm at the Main Office

holIdAy closures:columbus Day: Monday, Oct. 13, 2014

Veterans Day: Tuesday, Nov. 11, 2014

thanksgiving Day: Thursday, Nov. 27, 2014

christmas eve: Closing at noon, Wednesday, Dec. 24, 2014

christmas Day: Thursday, Dec. 25, 2014

new Year’s Day: Thursday, Jan. 1, 2015

credIT unIon owned ProPerTy for sAle!Don’t miss out on this oppor-tunity to own your own home! Situated close in at 10360 SE 43rd Avenue in Milwaukie, this 1954 daylight ranch features four bedrooms and two baths, a brand new roof and brand new kitchen appliances, including a gas stove! 2,244 square feet inside and over 10,000 square feet of outdoor space that offers lots of pos-sibilities and room for animals. Great potential as a mother-in-law suite in the partially finished basement, or make it a master suite oasis, complete with its own three piece bathroom. Wait until you see the media room or man cave downstairs that features its own wood burning fireplace!

Upstairs living space features three newly carpeted bedrooms and one four piece bath, large, open living room with wood burning fireplace that opens up to the dining room. Kitchen is a galley style with new appliances and a walk in pantry! Light and

nwPcu annual toy Driveit’s time to get ready for the holiday season, so nwPcu is kicking off its annual holiday toy Drive. We realize that everyone has tightened their belts, but we are hoping you will be able to donate to our toy drive. There are more families living in poverty in America today than three decades ago, and we can help make the holidays brighter for these deserving children!

we are collecting toys now through December 13, 2014. Let’s all work together in making this year’s Toy Drive the most successful ever. Please drop off toys at any of our locations.

national association of letter carriers has teamed up with

nw Priority credit union to“fill the satchel” to benefit Muscular Dystrophy associationit’s time for the fourth annual “fill the satchel” to raise money for MDa.

October 1st through October 24th, 2014You can make a donation by calling 503-760-5304, send an e-mail to marketing@nwprioritycu.org or stop by any NWPCU Branch. When you visit one of the branch locations, be sure to let the Member Service Representative (MSR) know you want to make a donation to help “fill the satchel”!

get Your next new or used auto withfor every vehicle purchased through auto solution and financed with nwPcu from October 1st - December 15th, we will be gifting a new bike to a se Portland foster child or to the Doernbecher children’s hospital.

Many of these children have never known the joy a present can bring, and likely will have little to look forward to this Christmas.

So take advantage of this very special offer! Simply get pre-approved for an auto loan with NWPCU, and Auto Solution will do their best to locate the perfect automobile for you. A bicycle will then be donated in your name to a child-in-need. This is a truly amazing opportunity to get behind the wheel of a new or used vehicle, while giving something back to those who need it most.

it’s eZ cash time with the mounting weight of school costs, property taxes, Black friday & one big, fat turkey, all at the end of the year, most folks could use a little extra help. Hey, we understand because it happens to us, too. But, our EZ Cash Loan is back, and we’re eager to assist you with all of those financial hassles that spring from the woodwork this time of year. The EZ Cash Loan boasts rates that’ll make you smile and includes the convenience of either a 12 or 24 month term. Let us ease the burden!

take advantage of our eZ cash loan today -- October 1st through December 31st.

aMOunt annual MOnthlY DailY financeD Percentage PaYMent fOr PeriODic rate 12 MOnths rate

$1,500.00 3.10% $127.10* .008493% $3,500.00 3.10% $296.58* .008493% $5,000.00 3.10% $423.68* .008493%

aMOunt annual MOnthlY DailY financeD Percentage PaYMent fOr PeriODic rate 24 MOnths rate

$3,500.00 3.95% $151.91* .010821% $5,000.00 3.95% $217.01* .010821%

*All credit subject to approval. Optional Credit Life Disability Insurance is not figured into payment amounts listed above. The EZ Cash Loan

rates are effective October 1 through December 31, 2014.

YOur PaYMents will Be:

cOntinueD On Page 2.. .