CatNet®Natural hazard risk solutions

Facing global risks

Two-thirds of global losses are uninsured

Road safetyThere are 1.2 million road

casualties a year. Driver and vehicle scoring, as well as technologies like driver

assistance (ADAS), can help us dramatically reduce road

casualties and develop a safer mobility future.

Cyber riskThe annual cost of cyber

crime to the global economy exceeds USD 600 billion.

Cyber solutions help us better manage and mitigate risks.

Natural catastrophes

The natural catastrophe protection gap totalled USD

193 billion in 2017. Parametric solutions can

make insurance more accessible, affordable and

provide immediate pay out for individuals and businesses to

bounce back quickly.

Food securityWith only 25% of the

agricultural market insured,

the market is full of

opportunities to grow.

Agricultural re/insurance

solutions leverage latest

technologies to help farmers

best manage crops and

recover from losses faster.

Solutions for a more resilient world

We help you grow your business and improve your profitability

By leveraging our risk expertise, strong capital base and new technology, we help you grow your business and improve your profitability by developing innovative solutions and by sharing the risk.

APPROACH

VALUE PROPOSITION

OPPORTUNITY

ClientBenefits

AnalyticalCapabilities

Client Stories

Solutions

Insights

Relevance

Industry Expertise

Timeline

From innovative design to claims optimisation

P&C Solutions: Support across your entire value chain

Product design

We assist you in designing innovative products adapted to digital

environments.

Underwriting

We reduce your operational effort with

automated and predictive underwriting.

Claims

You benefit from faster, more insightful processing

and early warning functionalities.

Digital consumer

You profit from digital consumer engagement

and predictive churn modelling.

Businessmanagement

We increase your process efficiency through

contracts intelligence andeasy self-service

options.

Increase efficiency, steer portfolios and grow into new markets and segments

P&C Solutions for your every need

• Portfolio Insights interactive risk visualisation for steering and growth

• Tailored P&C Analytics consultancy services to solve your every need

• Behavioural Economics solutions to boost client conversion & retention

• CatNet® natural hazard risk analyser

• CatServer: NatCat modelling and expertise for your tools

• Sophisticated engineering underwriting with PUMA

• Agro Suite modular, end-to-end agriculture solutions

• Cyber Product Suite for cyber insurance product development

• Cyber Analytics Platform: Score and manage portfolios & accumulation

• Identify and manage silent cyber exposures with Decrypt

• Analyse and model liability portfolios with Forward-Looking Modelling (FLM) to grow into new markets and segments

• Manage Casualty Accumulation risks

• End-to-end pricing, risk monitoring, policy administration, automated claims pay out and real-time reporting for:- Flight delay- Earthquake- Tropical cyclone

• Insurance-relevant driver scoring with end-to-end telematics solution

• Grow strategically and steer portfolios with Motor Market Analyser

• Assess vehicle safety features with the ADAS Risk Score

• Agile (co-)creation of next generation solutions

• Access to new risk pools and markets

• Fast development and time-to-market via Swiss Re’spartner ecosystem

P&C Analytics Property & Specialty Cyber Liability

Parametric Automotive & Mobility SwiftRe® Innovation

• Online risk placement,claims and accounting platform

• Cost-effective risk management

• Full transparency into entire portfolio

01Opportunity

CatNet®

01| Opportunity

Understanding the complexity of natural catastrophe exposures

Sophisticated natural catastrophe models together with global, granular and homogenous data sets help insurers price risks. However, these are not available for many markets with large protection gaps. Detailed natural catastrophe information is critical for accurate underwriting, risk surveys and product development.

Global supply chains, growing urbanisation and climate change are increasing risk accumulation. Insurers need to track and manage the loss potential of floods, earthquakes, terrorism and other high impact events globally so as to confidently grow portfolios and businesses.

Risk assessments are often biased, based on limited experience, black box model outputs and partial or regional data. Insurers require reliable, consistent, global datasets to measure and benchmark exposures.

Advancements in technology and automated risk assessment tools can help bring down the costs and speed up the process of assessing individual locations as well as big portfolios.

NatCat models

AccumulationGlobal

confidenceAutomation

CatNet®

02Value Proposition

CatNet®

02| Value Proposition

Assess your global natural hazard exposure online on CatNet® or within your own tool

CatNet®

Swiss Re data Your data in your tool

Your queryand exposure data

Integrated NatCat risk assessment and visualisation

Online Swiss Re tool and data

Your queryand exposure data

Simple NatCat risk assessment and visualisation

CatNet® is Swiss Re‘s online natural hazard atlas offering insurers a wealth of scientific and industry data about hazards, catastrophic events, losses and exposures. CatNet® works with most internet browsers.

CatNet® API is Swiss Re‘s online natural hazard data service that feeds CatNet® data and maps directly into your risk assessment and underwriting tools. Use the data for your pricing calculations or maps for underwriting.

02| Value Proposition

CatNet®: Your one-stop-shop to steer and grow your property business

CatNet®

Real time event data Hazard data Disaster statistics Climate change data

Global high resolution data

We support your business activities

• Underwriting

• Risk surveys

• Client services

• Product development

• Publications

• Trend assessment

Analyse and visualise your exposure data

• Location analysis

• Event impact analysis

• Accumulation control

• Bespoke maps

• Historical events

• Reports

CatNet® features

CatNet®

02| Value Proposition

CatNet® API: Integrate Swiss Re hazard and event data into your tools

CatNet®

EarthquakeTornado EarthquakeVolcanoWind Wildfire

StormHail Storm surgeLightningFlood Tsunami

Create any functionality in your own tools based on maps and hazard data

• Keep your data in-house and benefit from Swiss Re data combined with your own data sets

• Underwrite risks and manage accumulation from your preferred tool

• Benefit from standardised risk surveys using your own risk engineering tool

• Check claims using event footprints in your claims management tool

CatNet® API

API feeds data and maps into your tool

(learn more here)

CatNet® hazard dataFrequency and/or severity

CatNet® event dataPre/post event impact information

02| Value Proposition

Industry-leading granularity for accurate NatCat risk steering

CatNet®

AccurateIndustry-leading granularity of hazard information for storm surge, tsunami, volcano hazard and more

TransparentAnalyse and compare insured locations thanks to CatNet’s global hazards data

Simple Assess hazard risks quickly and cost effectively

Swift triageChoose which locations you want to insure thanks to detailed flood maps

New productsGrow your business via sound flood product development in emerging markets

02| Value Proposition

Streamlined processes and cost savings from global NatCat exposure model

Simple, fast data importing for hazard exposure analysis

Reduction in NatCatlosses thanks to improved exposure insights

Swiss Re’s CatNet® solution enabled the insurer to quickly import data and efficiently check exposures for global perils including flood, earthquake, tsunami, wind and storm surge.

With CatNet®, the insurer’s underwriters now have easy access to required information without having to check multiple sources when writing international business.

Business model required licensing of different NatCat exposure models for different markets making underwriting costly and requiring lengthy training efforts.

Insurer was looking for a way to assess NatCat hazard risks quickly and cost effectively, without the need to pay for licensing of a global NatCat model and changing underwriting processes.

European insurer expanding business outside home market.

The resultOur supportThe challengeThe client

A client story: Streamlined international business leads to cost savings

CatNet®

02| Value Proposition

40% more risks reviewed with the same manpower, enabling a 10% increase in premium volume

Reduction in NatCatlosses thanks to improved exposure insights

Simple accumulation risk reporting for Solvency II compliance

Through Swiss Re’s CatNet® API solution, the insurer was able to integrate Swiss Re NatCat data into their underwriting platform.

CatNet®’s “pick and choose” functionality allowed the insurer to combine Swiss Re data easily with data from other providers.

Swiss Re’s global, granular and uniform data enabled a structured, streamlined underwriting approach across all markets.

Insurer was looking to save costs and boost underwriting efficiency by digitising underwriting processes.

They wanted to combine NatCatinformation from different data providers to quickly and cost effectively price NatCat risks using a digital platform and a streamlined approach in all markets.

European insurer with NatCatexposures in several European markets

The resultOur supportThe challengeThe client

A client story: Underwriting digitisation avoids losses, boosts efficiency and eases Solvency II reporting

CatNet®

02| Value Proposition

Homogenous global hazard layers supplement areas where client lacks robust in-house products

Cost savings from streamlined automation

Insurer used Swiss Re’s CatNet® API solution to standardise pricing in non-modelled regions.

Swiss Re’s homogenous, granular data set now feeds directly into the insurer’s own system enabling the comparison of flood zones from different providers.

Thanks to CatNet® API, the insurer can now efficiently price and write NatCat risks with confidence.

Insurer lacked homogeneous, high quality data sets for all insured perils and markets.

Global insurance company based in the USA.

Interested in introducing a consistent and sound underwriting process globally.

The resultOur supportThe challengeThe client

A client story: CatNet® API solution improves pricing and optimises costs

CatNet®

02| Value Proposition

Interruption risk analysis of 8000 suppliers globally led to optimisation of supplier portfolio and a reduction in business interruption risks

Increased efficiency of supply chain risk management processes through automation

CatNet® solution delivered granular data covering 10 perils globally, providing a comprehensive view on hazards that can disrupt the supply chain.

Swiss Re’s data now seamlessly feeds into the manufacturer’s risk management tool, helping reduce risks and steer the supplier portfolio.

Assessing NatCat hazards of globally distributed suppliers to know the risks at any location and take precautionary measures against business interruption.

Global automotive original equipment manufacturer with heavy dependency on suppliers.

The resultOur supportThe challengeThe client

A client story: Supply chain risk analysis lowers exposures and simplifies processes

CatNet®

03Rollout

CatNet®

03| Rollout

Quick solution rollout, delivered adapting to your needs

CatNet®

Start using CatNet®Agree on terms and get access to the browser-based CatNet® solution

Discuss access to CatNet®Contact your Swiss Re client manager to set up a meeting to discuss your needs.

Week 2Week 1

CatNet® integration into own tool Sign letter of intent, define needs and kick off integration of CatNet® API

Test your tool A-ZUse our fully-fledged test environment to prepare for release

Product development CatNet® API access based on agreed needs, assess expected usage

Onwards

Professional maintenanceMonitoring tools and fail-over servers guarantee availability. Regular data updates and support line

Sign licence to go into productionUse your own productive environment

* Timing depends on project

Week n+1*Week n* OnwardsWeekn+10*

We’re smarter together

©2019 Swiss Re. All rights reserved.

You are not permitted to create any modifications or derivative works of this presentation or to use it for commercial or other public purposes without the prior written permission of Swiss Re.

The information and opinions contained in the presentation are provided as at the date of the presentation and are subject to change without notice. Although all the information used in this presentation was taken from reliable sources, Swiss Re does not accept any responsibility for the accuracy or comprehensiveness of the information given or forward looking statements made. The information provided and forward-looking statements made are for informational purposes only and in no way constitute or should be taken to reflect Swiss Re’s position, in particular in relation to any ongoing or future dispute. In no event shall Swiss Re be liable for any loss or damage arising in connection with the use of this information and readers are cautioned not to place undue reliance on forward-looking statements. Swiss Re undertakes no obligation to publicly revise or update any forward-looking statements, whether as a result of new information, future events or otherwise.

Contact usPC_Solutions@swissre.com

Swiss Reinsurance Company LtdMythenquai 60 8002 Zurich Switzerland

Telephone +41 43 285 2121 Fax +41 43 285 2999www.swissre.com

Contact the CatNet® team directly atcatnet@swissre.com

For more information, visit:www.swissre.com/catnet