calgary new condo guide - jan 9, 2015

2 bedrooms from the $220’s

Jan 9 - Feb 6, 2015 Volume 18 Issue 1

INSIDE THIS ISSUE

A LOOK AHEAD AT MORTGAGES IN 2015

SHOULD I KEEP RENTING, OR BUY THAT CONDO?

A BOOMING YEAR FOR CALGARY’S CONDO MARKET

Building One is sold out, few units remain in Building Two and Building Three is selling fast. Make your move today and make your dream a reality at Champagne – Calgary’s only pre-cast concrete residences with exceptional designer finishings and premium riverside location.

790 - 1125 SQ. FT. ONE BEDROOMS FROM THE LOW $300S

1220 - 1695 SQ. FT. TWO BEDROOMS FROM THE LOW $500S

Presentation Gallery - 350 Quarry Park Blvd SE Mon. to Thur. - Noon to 8pm • Fri - Closed • Sat & Sun - Noon to 5pm

remingtoncorp.com • 403.930.6900

2012

CHBA - Calgary Region

How did engineering protect Quarry Park from the Flood of 2013? Visit our Presentation Gallery to learn more.

BUILDING FOUR NOW RELEASED

Sales Centre Hours: Mon-Thur: 2 pm-8 pm

Sat, Sun + Holidays: Noon-5 pm

Closed FridaysCONDOS + TOWNS

Built for real life.CARDELCONDOS.COM

*Prices subject to change without notice. Subject to availability. Rendering is artist’s concept only. Subject to change without notice.

Visit cardelcondos.com for all our current and upcoming projects.

SALES CENTRE ANDSHOW SUITE NOW OPEN

105 Auburn Meadows Dr SE403.371.6014

1+2 BDRM CONDOS

$179,900+ GST

FROM ONLY3 BDRM TOWNHOMESWITH DOUBLE GARAGE

COMING EARLY 2015

REGISTER TODAY!

BACKS ONTO PARK

175 Panatella Hill NW403.241.8975

1+2 BDRM CONDOS

GREAT NW LOCATION

7 CONDO FLOORPLANS

(Pre-selling from Panorama West)

Make your move with Cardel Lifestyles CALGARY’S BEST CONDO + TOWNHOME VALUE

4 NEWSHOW SUITES

OPENING

SATFEB 28$209,900

+ GST

2 BDRM CONDOS STARTING FROM

Register today for community updates and VIP selection status. 302 Cranston Road SE | 403.457.2670

Mountain view units available | Close to Fish Creek Park | Bigger windows for brighter living | 9' ceilings on every fl oor | Close to hospital

CL-CMP-1799-CONDO GUIDE-7.5X10.5-JAN092014.indd 1 2014-12-18 11:41 AM

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Pub: Waterfront Condo Guide

Anthem – Parkside Ad Waterfront_NowSellingAd_CondoLiving_F_20141205.ai

F


SIZEPROOF


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SIGNATURE

C M Y K

OK as is

OK with changes

Supply new proof with changesTrim Size - 8.25” x 10.75”Bleed - 8.75” x 11.25”

d . m . y

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5

INNER CITY

from the mid $300’s

THEGUARDIANCALGARY.COMDeveloped by Hon Developments. Renderings are artist’s interpretation. Prices subject to change without notice. E&EO.

PRESENTATION CENTRE 456-12TH AVENUE SE MON – THURS 12 – 6PM TEL 403 800 3368 SAT & SUN 12 – 5PM

SUITE 02 814 SQ FT + 79 SQ FT Balcony Starting at $455,900


SUITE 07 904 SQ FT + 115 SQ FT Balcony* Starting at $535,900


The Guardian’s two-bedroom, two-bathroom suites offer panoramic double-exposure views of the city, rivers and mountains from Calgary’s tallest residential tower.

FEATURES• Imported Italian Armony Cucine cabinetry and professional-grade induction cooktops by AEG

• Optimized fl oor plans and open concept interior design

• First-class amenities: Fitness centre and yoga studio, workshop, social lounge and garden terrace*Includes parking space for two vehicles

A NEW PERSPECTIVE ON URBAN LIVING

GII_0914-NCG_2Bed_final.indd 1 2014-09-17 5:06 PM

6

INNER CITY

from the mid $300’s

THEGUARDIANCALGARY.COMDeveloped by Hon Developments. Renderings are artist’s interpretation. Prices subject to change without notice. E&EO.

PRESENTATION CENTRE 456-12TH AVENUE SE MON – THURS 12 – 6PM TEL 403 800 3368 SAT & SUN 12 – 5PM





The Guardian’s two-bedroom, two-bathroom suites offer panoramic double-exposure views of the city, rivers and mountains from Calgary’s tallest residential tower.

FEATURES• Imported Italian Armony Cucine cabinetry and professional-grade induction cooktops by AEG

• Optimized fl oor plans and open concept interior design

• First-class amenities: Fitness centre and yoga studio, workshop, social lounge and garden terrace*Includes parking space for two vehicles

A NEW PERSPECTIVE ON URBAN LIVING

GII_0914-NCG_2Bed_final.indd 1 2014-09-17 5:06 PM

NORTHWEST

TABLE OF CONTENTS

010 EDITOR’S NOTE

COLUMNISTS

030 CONTEMPLATING CONDOMINIUMS Should I continue renting, or buy that condo? BY LINDA PALFI

038 MAKE YOUR MOVE Blizzards, black ice and moving BY CHUCK RESNICK

044 MORTGAGE ADVICE What can we expect from mortgages in 2015? BY ALYSSA RICHARD

CONDO FEATURES 011 COVER STORY

Brad Remington Homes continues its success story with Copperfield Park III BY HEATHER RYAN

020 CONDO PROFILE Welcome home to a piece of art at AVLI on Atlantic BY HEATHER RYAN

Jan 9 – Feb 6, 2015

VOLUME 18 ISSUE 01

Brad Remington Homes continues its success

story with COPPERFIELD

PARK III

11

COLUMNS, NEWS &

FEATURES

HOMEBUYERS’ HELP

028 IN THE NEWS Park Point’s innovative architecture to forever alter Calgary skyline

036 CMHC REPORT November housing starts

040 MARKET REVIEW Booming year for Calgary’s condo market BY HEATHER RYAN

047 HOMEBUYERS’ RESOURCE SECTION

050 INDEX

40

PROJECT LOCATION MAPS

015 Southeast Map 019 Inner City033 Northeast Map035 Southwest Map039 Satellite Communities 043 Northwest Map

PRESIDENT, WALL2WALL MEDIA

Jacqueline HillEDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan LeggeDIRECTOR OF SALES, NATIONAL

Josh HeppnerSENIOR SALES MANAGER, WESTERN CANADA

Edwin RizarriART DIRECTOR

Daiana GarayEDITOR

Lydia McNuttCONTRIBUTING EDITORS

Sara Duck Wayne Karl Elisa KrovblitDESIGN EDITOR

Yanic Simard

Media Consultant

Natalie Houghton 587.226.1313 Like us on Facebook:

search: CalgaryNewCondoGuide

Production Manager

Bala Gnanapandithan Production Co-ordinator

Greg Van SluytmanGraphic Designer

Viosa Barileva

2891 Sunridge Way N.E. Calgary, AB T1Y 7K7 COPYRIGHT 2015 Copyright covers the contents of this publication and prevents reproduction in whole or in part; offenders will be prosecuted. We reserve the right to refuse any advertising, to make changes or edit advertising as necessary. Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher. The publication, the publisher and the printers shall not be responsible for any typographical errors, mistakes, misprints, spot colouring or any information or lack of information furnished by the advertisers.

Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada. ADVERTISING RATES T 587.226.1313 email [email protected]

CIRCULATION Copyright covers the contents of this publication and prevents reproduction in whole or in part; offenders will be prosecuted. We reserve the right to refuse any advertising, to make changes or edit advertising as necessary. Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher. The publication, the publisher and the printers shall not be responsible for any typographical errors, mistakes, misprints, spot colouring or any information or lack of information furnished by the advertisers.

EDITORIAL Submissions from interested parties will be considered. Please submit to [email protected]

The views and data expressed by columnists do not necessarily represent those of the publication.

Please recycle this magazine! Wall2Wall Media participates in the Partner’s In Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over two million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

newhomeandcondoguide.ca

Published By

20

10 NEW CONDO GUIDE | VOLUME 18 ISSUE 01 | NewHomeAndCondoGuide.ca

EDITOR’S NOTE

MONEY MATTERS IN 2015

LYDIA MCNUTTEDITOR

Wall2Wall [email protected]

Follow me on Twitter at Twitter.com/LydiasTweets

SUSAN LEGGEEDITOR-IN-CHIEF


Follow me on Twitter at Twitter.com/SusanLegge

Like us on Facebook Search: Condo Guide

Ready to buy a new home in 2015? This year promises to be an interesting and exciting one in the condo market, as many new buildings are getting ready for occupancy and several new projects in exciting locations are coming up for grabs. New Condo Guide profiles the latest and greatest condominiums in and around the city, so you can get a jump on who’s offering what, where and at what price.

Owning in a brand new project certainly has its benefits. Besides the fact that everything is new, down to the fixtures and appliances, so are all of the condominium’s common areas and facilities. You don’t inherit someone else’s tastes in paint colours or finishings, or problems, for that matter. All new condominium residences also come with a warranty, which means you don’t have to fork out money for repairs since the warranty program covers most defects for several years.

Buying a condominium is a serious decision, and a significant investment, so it is imperative that you do your homework and research the marketplace to ensure you’re getting the best builder/developer and value for your money.

Here’s to helping you find the condo of your dreams this year!

THE HOME OF YOUR DREAMS

The new year is a time to reflect on the past, plan for the future and set goals. Perhaps 2015 will be the year you pay off a debt, start saving for retirement, or get into the housing market. No doubt, financial New Year’s resolutions will top many to-do lists.

Regardless of the particulars, when it comes to money matters your best bet is to be prepared for what’s to come by planning ahead.

Experts predict interest rates will hold steady until mid-2015, but it’s up to you to ensure you’re not caught off guard when they rise. Here are some things to keep in mind when shopping for your condo:» Have a realistic view of how much home you can afford by determining

your down payment, household income, debt payments, monthly bills, and the lifestyle you expect to lead.

» Don’t spend the maximum that you’re approved for. Just because you get approved for $700,000 doesn’t necessarily mean you should spend that much. As they say, life happens – a new baby, a change in jobs, or any number of other unexpected circumstances. It’s wise to have some savings set aside, just in case.

» Choose a mortgage with the shortest amortization period possible. Yes, this will increase your monthly payments, but you’ll also save a bundle on interest over the life of your mortgage.

Careful planning, often with the help of a financial advisor, can help ensure you’re well-equipped to deal with any surprises coming your way.

COVER STORY

// BY HEATHER RYAN

BRAD REMINGTON HOMES CONTINUES ITS SUCCESS STORY WITH

COPPERFIELD PARK III

CONDO BUYERS ARE OVERWHELMINGLY EMBRACING the opportunity to “Love It, Live It and Afford It” at Copperfield Park III by Brad Remington Homes.

“We launched the first phase of Copperfield Park III on Sept. 13 and the second phase on Nov. 22, and sales continue to be stronger than anticipated,” says Bryan Logel, vice-president of sales and marketing for Brad Remington Homes. “We actually had the longest lineups we’ve ever had for our launch with some people lining up days before, eager to secure a model of choice.

“The momentum that we created by designing top-quality homes that suit a variety of lifestyles keeps rolling,” Logel says. “We’re committed to creating high-quality affordable homes for people and have everything from an entry level one-bedroom up to larger two- and three-bedroom designs. The fact that we continue to do that, even though the cost of real estate has become more expensive, is truly amazing.”

In Copperfield Park III, some improvements to the floor plans have been made to provide additional value for buyers by adding extra square footage at a reasonable cost, Logel says. “We also made improvements to plans based on consultations with our past customers.”

For example, two-bedroom plans such as the D2, which starts from $229,000 and the C2, priced from $239,000, both provide more space. The D2 is highlighted by a large kitchen, larger master

NewHomeAndCondoGuide.ca | VOLUME 18 ISSUE 01 | NEW CONDO GUIDE 11

EDITOR’S NOTE

MONEY MATTERS IN 2015

LYDIA MCNUTTEDITOR


Follow me on Twitter at Twitter.com/LydiasTweets

SUSAN LEGGEEDITOR-IN-CHIEF


Follow me on Twitter at Twitter.com/SusanLegge

Like us on Facebook Search: Condo Guide

Ready to buy a new home in 2015? This year promises to be an interesting and exciting one in the condo market, as many new buildings are getting ready for occupancy and several new projects in exciting locations are coming up for grabs. New Condo Guide profiles the latest and greatest condominiums in and around the city, so you can get a jump on who’s offering what, where and at what price.

Owning in a brand new project certainly has its benefits. Besides the fact that everything is new, down to the fixtures and appliances, so are all of the condominium’s common areas and facilities. You don’t inherit someone else’s tastes in paint colours or finishings, or problems, for that matter. All new condominium residences also come with a warranty, which means you don’t have to fork out money for repairs since the warranty program covers most defects for several years.

Buying a condominium is a serious decision, and a significant investment, so it is imperative that you do your homework and research the marketplace to ensure you’re getting the best builder/developer and value for your money.

Here’s to helping you find the condo of your dreams this year!

THE HOME OF YOUR DREAMS

The new year is a time to reflect on the past, plan for the future and set goals. Perhaps 2015 will be the year you pay off a debt, start saving for retirement, or get into the housing market. No doubt, financial New Year’s resolutions will top many to-do lists.

Regardless of the particulars, when it comes to money matters your best bet is to be prepared for what’s to come by planning ahead.

Experts predict interest rates will hold steady until mid-2015, but it’s up to you to ensure you’re not caught off guard when they rise. Here are some things to keep in mind when shopping for your condo:» Have a realistic view of how much home you can afford by determining

your down payment, household income, debt payments, monthly bills, and the lifestyle you expect to lead.

» Don’t spend the maximum that you’re approved for. Just because you get approved for $700,000 doesn’t necessarily mean you should spend that much. As they say, life happens – a new baby, a change in jobs, or any number of other unexpected circumstances. It’s wise to have some savings set aside, just in case.

» Choose a mortgage with the shortest amortization period possible. Yes, this will increase your monthly payments, but you’ll also save a bundle on interest over the life of your mortgage.

Careful planning, often with the help of a financial advisor, can help ensure you’re well-equipped to deal with any surprises coming your way.

COVER STORY

// BY HEATHER RYAN

BRAD REMINGTON HOMES CONTINUES ITS SUCCESS STORY WITH

COPPERFIELD PARK III

CONDO BUYERS ARE OVERWHELMINGLY EMBRACING the opportunity to “Love It, Live It and Afford It” at Copperfield Park III by Brad Remington Homes.

“We launched the first phase of Copperfield Park III on Sept. 13 and the second phase on Nov. 22, and sales continue to be stronger than anticipated,” says Bryan Logel, vice-president of sales and marketing for Brad Remington Homes. “We actually had the longest lineups we’ve ever had for our launch with some people lining up days before, eager to secure a model of choice.

“The momentum that we created by designing top-quality homes that suit a variety of lifestyles keeps rolling,” Logel says. “We’re committed to creating high-quality affordable homes for people and have everything from an entry level one-bedroom up to larger two- and three-bedroom designs. The fact that we continue to do that, even though the cost of real estate has become more expensive, is truly amazing.”

In Copperfield Park III, some improvements to the floor plans have been made to provide additional value for buyers by adding extra square footage at a reasonable cost, Logel says. “We also made improvements to plans based on consultations with our past customers.”

For example, two-bedroom plans such as the D2, which starts from $229,000 and the C2, priced from $239,000, both provide more space. The D2 is highlighted by a large kitchen, larger master


bedroom and private mud room, while the C2 features a classic California split design ideal for a single parent or roommates sharing, as well as a super-sized kitchen and space for a regular-sized dining room table.

“These two-bedroom floor plans are amazing and offer tremendous value,” Logel says.

Copperfield Park III will be comprised of four, four-storey buildings with 304 suites. There are seven plans to choose from ranging from approximately 565 to 973 sq. ft. in one-, two- and three-bedroom layouts priced from the high $140,000s to the mid-$200,000s, making the suites incredibly affordable for a wide demographic of buyers.

“When we look at all the potential purchasers in Copperfield Park III, there really is something there for everyone and we offer a titled parking stall and storage unit with each suite, as well as our superb level of

specifications and high-quality construction,” Logel says.

The well-appointed interiors include full-sized kitchens with expansive granite counter space, slab or mission-style cabinets that come in three different colour choices, four appliances – fridge, stove, dishwasher and over-the-range microwave – in-suite laundry with the washer and dryer included, and private balconies for outdoor entertaining.

Buyers can also customize their homes with optional upgrades like a fireplace, air conditioning and/or hardwood flooring, to name a few.

Copperfield Park III will present an eye-catching look with premium siding and brick accents and feature professionally landscaped grounds.

Residents of Copperfield Park appreciate the great location situated off McIvor Boulevard near the BRT bus stops, grocery stores,

restaurants, shops, services and minutes away from the South Calgary hospital, and a wide range of new amenities being developed in Seton. The location also provides easy connections to Stoney Trail, 130 Avenue S.E., Deerfoot Trail and 52 Street S.E.

“The size, price, features and value are among the reasons why Copperfield Park III continues to be so successful, helping to meet needs of purchasers looking to make owning their own condo a reality,” Logel says.

For more information on Copperfield Park III, visit the six different showhomes at 755 Copperpond Blvd. S.E., open Monday to Thursday, 2 to 8 p.m.; and weekends and holidays, noon to 5 p.m. You can also visit copperfieldpark.com, or call 403.723.0094.

14

SOUTHEAST

SOUTHEAST COMMUNITIES10 CANOE

BY AVI URBAN Coming Soon 25 Auburn Meadows Ave SE

11 CHALETS IN COPPERFIELD BY SABAL HOMES 1797 Copperfield Blvd SE

12 EBONY BY JAYMAN MODUS 211 Mahogany Way

13 MOSAIC CRANSTON BY BROOKFIELD HOMES 206 Cranford Drive SE

14 BOULEVARD TOWNES BY BIRCHWOOD 116 Quarry Park Way SE

16 AUBURN BAY BY STONECROFT Corner of Seton Blvd and Auburn Bay Link SE

17 MOSAIC MIRAGE BY BROOKFIELD HOMES 347 MacKenzie Towne Gate

18 THE GATES BY REMINGTON DEVELOPMENT CORPORATION Presentation Centre: 350 Quarry Park Blvd SE

19 CHAMPAGNE BY REMINGTON DEVELOPMENTCORPORATION Quarry Park Blvd SE remingtoncorp.com

20 CRANSTON PLACE BY CARDEL LIFESTYLES 302 Cranston Road SE

22 MAHOGANY STREET TOWNS BY HOMES BY AVI 13 Marine Dr SE

23 SYMMETRY AND HARMONY BY STONECROFT 121 Copperpond Common SE

01 CRANSTON RIDGE BY CARDEL LIFESTYLES Corner of Cranford Dr and Cranston Gate SE Register: www.cardellifestyles.com/cranston-ridge

02 COPPERFIELD PARK BY BRAD REMINGTON HOMES 279 Copperpond Common S.E.

03 MUSKOKA BY BROOKFIELD HOMES 65 Auburn Meadows Way

04 MOSAIC LAKESIDE AUBURN BAY BY BROOKFIELD HOMES 27 Auburn Bay Link SE

05 LEGACY STREET TOWNS BY HOMES BY AVI Now Open 42 Legacy Blvd SE

06 ZEN BY AVALON MASTER BUILDER 82 Auburn Bay Link SE

07 AUBURN WALK BY CARDEL LIFESTYLES Showsuite and Sales Centre Corner of 52nd Street and Auburn Meadows Dr. SE

08 MUSKOKA BY BROOKFIELD HOMES 27 Auburn Bay Link SE

09 BRISTOL TOWNHOMES BY BIRCHWOOD NOW SELLING 232 Quarry Park Blvd. SE

13

NOSEHILLPARK

FISH CREEK PARK

CALGARYINTERNATIONAL

AIRPORTI

CROWCHILD TRAIL

JOHN LAURIE BLVD.

SHAG

ANNA

PI TR

AIL

DEER

FOOT T

RAIL

DEERFOOT TRAIL

BOW BOTTOM TRAIL

CENT

RE S

TREE

T

14 S

TREE

T

MCKNIGHT BLVD.

MEMORIAL DRIVEMEMORIAL DRIVE

FALC

ONRID

GE

GLENMORE TRAIL

52 S

TREE

T

52 S

TREE

T

BARL

OW TR

AIL

Mac

LEOD

TRAI

L

MacLEOD TRAIL

ANDERSON ROAD

MARQUIS OF LORNE TRAIL

JAMES M

cKEVITT

SOUTHLAND DRIVE

ELBO

W D

RIVE

BLAC

KFOO

T TRA

IL

SHAWNESSYBLVD.

GLENMORERESERVOIR

COUNTRY HILLS BLVD.

STONEY TRAIL

MET

IS TR

AIL

COUNTRY HILLS BLVD.

SADDLETREE DR.

80 Ave

64 Ave64 Ave

32 Ave

17 Ave17 Ave

16 AVENUE16 AVENUE

68 S

TREE

T

52 S

TREE

T

36 S

TREE

T

114 AVE SE

SETON BLVD.

84 S

TREE

T

CHAPARRAL

NEW BRIGHTON

AUBURN BAY

MAHOGANY

COPPERFIELD

CRANSTON

52 ST. W

12 AVENUE

16 02

01

14

13

20

11

12

05

19

18 09

23

220308

04

16 06

1007

COPPERFIELD PARK IIILOVE IT. LIVE IT. AFFORD IT.

www.copperfieldpark.com 403.723.0094

CONDOS* FROM THE $130’S +GST*Titled parking stall included.


SOUTHEAST COMMUNITIES10 CANOE

BY AVI URBAN Coming Soon 25 Auburn Meadows Ave SE

11 CHALETS IN COPPERFIELD BY SABAL HOMES 1797 Copperfield Blvd SE

12 EBONY BY JAYMAN MODUS 211 Mahogany Way

13 MOSAIC CRANSTON BY BROOKFIELD HOMES 206 Cranford Drive SE

14 BOULEVARD TOWNES BY BIRCHWOOD 116 Quarry Park Way SE

16 AUBURN BAY BY STONECROFT Corner of Seton Blvd and Auburn Bay Link SE

17 MOSAIC MIRAGE BY BROOKFIELD HOMES 347 MacKenzie Towne Gate

18 THE GATES BY REMINGTON DEVELOPMENT CORPORATION Presentation Centre: 350 Quarry Park Blvd SE

19 CHAMPAGNE BY REMINGTON DEVELOPMENTCORPORATION Quarry Park Blvd SE remingtoncorp.com

20 CRANSTON PLACE BY CARDEL LIFESTYLES 302 Cranston Road SE

22 MAHOGANY STREET TOWNS BY HOMES BY AVI 13 Marine Dr SE

23 SYMMETRY AND HARMONY BY STONECROFT 121 Copperpond Common SE

01 CRANSTON RIDGE BY CARDEL LIFESTYLES Corner of Cranford Dr and Cranston Gate SE Register: www.cardellifestyles.com/cranston-ridge

02 COPPERFIELD PARK BY BRAD REMINGTON HOMES 279 Copperpond Common S.E.

03 MUSKOKA BY BROOKFIELD HOMES 65 Auburn Meadows Way

04 MOSAIC LAKESIDE AUBURN BAY BY BROOKFIELD HOMES 27 Auburn Bay Link SE

05 LEGACY STREET TOWNS BY HOMES BY AVI Now Open 42 Legacy Blvd SE

06 ZEN BY AVALON MASTER BUILDER 82 Auburn Bay Link SE

07 AUBURN WALK BY CARDEL LIFESTYLES Showsuite and Sales Centre Corner of 52nd Street and Auburn Meadows Dr. SE

08 MUSKOKA BY BROOKFIELD HOMES 27 Auburn Bay Link SE

09 BRISTOL TOWNHOMES BY BIRCHWOOD NOW SELLING 232 Quarry Park Blvd. SE

13

NOSEHILLPARK

FISH CREEK PARK


AIRPORTI

CROWCHILD TRAIL

JOHN LAURIE BLVD.

SHAG

ANNA

PI TR

AIL

DEER

FOOT T

RAIL

DEERFOOT TRAIL

BOW BOTTOM TRAIL

CENT

RE S

TREE

T

14 S

TREE

T

MCKNIGHT BLVD.


FALC

ONRID

GE

GLENMORE TRAIL

52 S

TREE

T

52 S

TREE

T

BARL

OW TR

AIL

Mac

LEOD

TRAI

L

MacLEOD TRAIL

ANDERSON ROAD


JAMES M

cKEVITT

SOUTHLAND DRIVE

ELBO

W D

RIVE

BLAC

KFOO

T TRA

IL

SHAWNESSYBLVD.

GLENMORERESERVOIR

COUNTRY HILLS BLVD.

STONEY TRAIL

MET

IS TR

AIL

COUNTRY HILLS BLVD.

SADDLETREE DR.

80 Ave

64 Ave64 Ave

32 Ave

17 Ave17 Ave

16 AVENUE16 AVENUE

68 S

TREE

T

52 S

TREE

T

36 S

TREE

T

114 AVE SE

SETON BLVD.

84 S

TREE

T

CHAPARRAL

NEW BRIGHTON

AUBURN BAY

MAHOGANY

COPPERFIELD

CRANSTON

52 ST. W

12 AVENUE

16 02

01

14

13

20

11

12

05

19

18 09

23

220308

04

16 06

1007

COPPERFIELD PARK IIILOVE IT. LIVE IT. AFFORD IT.

www.copperfieldpark.com 403.723.0094

CONDOS* FROM THE $130’S +GST*Titled parking stall included.


SOUTHEAST

by

18

INNER CITY

9 AVE S

26 AVE S

11 AVE S

12 AVE S

17 AVE S

26 AVE S

23 AVE S

TALISMAN SPORTS CENTRE

MILLENNIUMPARK

GREYHOUNDBUS TERMINAL

COLONELBELCHERHOSPITAL

CITYHALL

CONVENTIONCENTRE

PRINCE’S ISLAND PARK

ROTARYPARK

RILEYPARK

EAU CLAIREMARKET

MOUNT ROYALVILLAGE

CALGARY EXIBITION AND

STAMPEDE PARK

FORTCALGARY

MAC

LEO

D T

R

OLY

MPI

C W

Y8 ST

W

10 S

T W

5 ST

W

4 ST

W

10 S

T W

PROSPECT AVE

2 ST

W

1 ST

W

1 ST

E

5 ST

W

CLI

FF S

T

4 ST

W

6 AVE S

5 AVE S

4 AVE S

4 AVE

5 AVE N6 AVE N 2 A

VE N

VICTORIA PARK /STAMPEDE STATION

ERLTON /STAMPEDE STATION

SUNNYSIDESTATION

01

04

07

11 SOBOW BY M2I DEVELOPMENTS CORPORATION 1640 17A St.

12 KENSINGTON BY BUCCI 301 10th St. NW

13 FIRST BY FRAM + SLOKKER East Village Experience Centre 553 Riverfront Ave. SE

14 AVLI ON ATLANTIC BY RED MANAGEMENT 1220 9th Ave.

16 STEPS BRIDGELAND BY GIUSTINI BRIDGES IN. Sales Centre 921 - 1st Ave. NE

17 916 BY SABLE DEVELOPMENTS 916 Memorial Drive

18 EVOLUTION BY EMBASSY BOSA INC. East Village Experience Centre 553 Riverfront Ave. SE

19 VERVE BY FRAM + SLOKKER Sales Centre Now Open in East Village

20 LIDO BY BATTISTELLA Sales Centre 1120 Kensington Rd

21 V&V BY PROVIDENCE GROUP Register: einsteincalgary.com

22 ALEX BY ASSURED COMMUNITIES Presentation Centre: 2719 14th St. SW

23 MISSION 34 BY ASSURED COMMUNITIES 98 Mission Road SW mission34.ca

25 BRIDGELAND HILL BY GABLECRAFT HOMES 516 Edmonton Tr. NE

01 RIVERFRONT POINTE BY CARLISLE GROUP 101 Riverfront Avenue S.E.

02 PARK POINT BY QUALEX-LANDMARK Coming Soon Register now at Qualex.ca/ParkPoint

03 43 PARK BY VERICON REAL ESTATE VENTURES 43park.ca

04 WATERFRONT BY ANTHEM PROPERTIES 216 Riverfront Ave. S.W.

05 THE GUARDIAN BY HON TOWERS 12th Ave SE at 3rd St.

06 AVENUE BY GROSVENOR & CRESSEY 1035 5th Ave. SW

07 SMITH BY GROSVENOR Visit Sales Centre at 850-16th Ave. SW, 2nd Floor

08 DISTRICT BY BOULEVARD INVESTMENTS Sales Centre Now Open 305 18th Ave. SW

09 LiFFT BY VERICON REAL ESTATE VENTURES Coming soon to Renfrew-Bridgeland liveLiFFT.com

10 BRIDGELAND CROSSINGS BY GABLECRAFT HOMES bridgelandcrossings.ca

INNER CITY

3

1625

21

08

20

12

24

05

17

06

1114

19

1318

2322

02

by


9 AVE S

26 AVE S

11 AVE S

12 AVE S

17 AVE S

26 AVE S

23 AVE S

TALISMAN SPORTS CENTRE

MILLENNIUMPARK

GREYHOUNDBUS TERMINAL

COLONELBELCHERHOSPITAL

CITYHALL

CONVENTIONCENTRE

PRINCE’S ISLAND PARK

ROTARYPARK

RILEYPARK

EAU CLAIREMARKET

MOUNT ROYALVILLAGE

CALGARY EXIBITION AND

STAMPEDE PARK

FORTCALGARY

MAC

LEO

D T

R

OLY

MPI

C W

Y8 ST

W

10 S

T W

5 ST

W

4 ST

W

10 S

T W

PROSPECT AVE

2 ST

W

1 ST

W

1 ST

E

5 ST

W

CLI

FF S

T

4 ST

W

6 AVE S

5 AVE S

4 AVE S

4 AVE

5 AVE N6 AVE N 2 A

VE N

VICTORIA PARK /STAMPEDE STATION

ERLTON /STAMPEDE STATION

SUNNYSIDESTATION

01

04

07

11 SOBOW BY M2I DEVELOPMENTS CORPORATION 1640 17A St.

12 KENSINGTON BY BUCCI 301 10th St. NW

13 FIRST BY FRAM + SLOKKER East Village Experience Centre 553 Riverfront Ave. SE

14 AVLI ON ATLANTIC BY RED MANAGEMENT 1220 9th Ave.

16 STEPS BRIDGELAND BY GIUSTINI BRIDGES IN. Sales Centre 921 - 1st Ave. NE

17 916 BY SABLE DEVELOPMENTS 916 Memorial Drive

18 EVOLUTION BY EMBASSY BOSA INC. East Village Experience Centre 553 Riverfront Ave. SE

19 VERVE BY FRAM + SLOKKER Sales Centre Now Open in East Village


21 V&V BY PROVIDENCE GROUP Register: einsteincalgary.com



25 BRIDGELAND HILL BY GABLECRAFT HOMES 516 Edmonton Tr. NE

01 RIVERFRONT POINTE BY CARLISLE GROUP 101 Riverfront Avenue S.E.

02 PARK POINT BY QUALEX-LANDMARK Coming Soon Register now at Qualex.ca/ParkPoint


04 WATERFRONT BY ANTHEM PROPERTIES 216 Riverfront Ave. S.W.

05 THE GUARDIAN BY HON TOWERS 12th Ave SE at 3rd St.

06 AVENUE BY GROSVENOR & CRESSEY 1035 5th Ave. SW

07 SMITH BY GROSVENOR Visit Sales Centre at 850-16th Ave. SW, 2nd Floor

08 DISTRICT BY BOULEVARD INVESTMENTS Sales Centre Now Open 305 18th Ave. SW

09 LiFFT BY VERICON REAL ESTATE VENTURES Coming soon to Renfrew-Bridgeland liveLiFFT.com

10 BRIDGELAND CROSSINGS BY GABLECRAFT HOMES bridgelandcrossings.ca

INNER CITY

3

1625

21

08

20

12

24

05

17

06

1114

19

1318

2322

02


CONDO PROFILE

// BY HEATHER RYAN

Welcome home to a piece of art at

AVLI ON ATLANTIC

there’s something special happening in Inglewood. More than a building, more than a

home, it’s a work of art and it’s garnering the attention of condo buyers looking for luxury living in what was voted Canada’s No.1 neighbourhood in November.

“AVLI on Atlantic is not your typical condo offering. Coming home to AVLI is like visiting a piece of art that you choose and love,” says Calvin Buss of Buss Marketing. “It has been designed by Jeremy Sturgess, one of Canada’s leading architects, who was challenged to

create an artistic-looking building, and what he’s created is a stunning piece of architecture.”

Being developed at 1020 9th Ave. S.E. the seven-storey, 64-suite building “is the first condo highrise to come to the heart of Inglewood and it has a 99-per-cent walking score, putting two rivers, the river pathway, the LRT and all the restaurants and shops that make Inglewood such a vibrant place to live, all within walking distance,” Buss says. Residents are also minutes from the downtown core for work, Fort Calgary, the zoo and St. Patrick’s Island.

Launched in late November, AVLI is an instant hit with buyers, with 30 per cent of the building sold in just a matter of days – including three penthouses.

Buyers really love the outstanding location, Buss says, but they also appreciate the luxury interiors that are a creation of Jerilyn Wright – one of Calgary’s and Inglewood’s most celebrated designers. Each room has been thoughtfully designed to provide a contemporary yet comfortable

The island has a white quartz counter that is offset by a drop-down natural wood grain eating bar for a dramatic contrast

feel to relax in or entertain friends and family, and spaces can be customized to best reflect who you are and how you live.

“The kitchen is the heart and soul of the suites, and we put a lot of emphasis on it creating a beautiful, high-gloss, contemporary look with white quartz countertops and cabinets. The island has a white quartz counter that is offset by a drop-down natural wood grain eating bar for a dramatic contrast,” Buss says. “The appliances include a five-burner gas stove, a built-in dishwasher, and fridge that blends into the cabinetry.”

Among other terrific features are floor-to-ceiling glass windows, 24-by-24-inch high-gloss tiles throughout the suite (or buyers can choose hardwood), six-ft. glass showers, eight-ft. Douglas Fir barn doors, Cedar entry door, air-conditioning, oversized glass balconies and in-suite laundry with washer and dryer.

Residents also have secured, heated, under-ground parking, a storage and bicycle locker, and access to various amenities in the building such as a dog wash station, bike wash station, workshop where they can tune their bikes or wax their skis, a guest suite, library and book exchange, and a third-floor rooftop garden terrace with barbecues.

With 27 floor plans available, buyers can choose a suite design that best suits their needs, from one-, two- and three bedroom layouts that range from approximately 500 to 1,200 sq. ft., with prices starting from $256,000 up to $1.2 million.

“The sizes and price ranges available really make AVLI attractive to an eclectic mix of buyers from first-time owners, to second-generation homebuyers, to mature baby boomers,” Buss says. “We’ve had a great response from people who love the lifestyle in Inglewood and the opportunity to live in luxury and a piece of art that truly reflects their personal expression.”

Learn more about AVLI on Atlantic by visiting the sales centre at 1012 9th Ave. S.E., email [email protected], call 403.474.2060 or check out AVLIcondos.ca.

WWW.SOBOWCONDOS.COM

VISIT OUR SALES CENTRE

& SHOW SUITES!

| # 1640 17A STREET SE| TUESDAY - FRIDAY 12PM - 6PM| SATURDAY - MONDAY 12PM - 5PM| 587.353.8955 | [email protected]

SOUTH OF THE BOW

INGLEWOODCANADA’S GREATEST NEIGHBOURHOOD

NEW Homes in Inglewood- voted #1 Neighbourhood in Canada- our backyard is 50 acres of parkland and pathways.

Live well at SoBow, right now.

SOBOW PRICE LISTSUITE TYPE UNIT SIZE (Sq Ft) PRICE RANGE EST. CONDO FEESStudio 694 $306,000-311,000 $2631 Bed/1 Bath 707 $320,000-325,000 $2961 Bed/1 Bath + Flex 744 SOLD OUT $2961 Bed/2 Bath + Flex 1000 $383,000-393,000 $3942 Bed/2 Bath 914 $390,000 $3612 Bed/2 Bath 973 $379,000-420,000 $3942 Bed/2 Bath 983 $400,000-423,000 $4272 Bed/2 Bath 1095 $428,000-441,000 $4272 Bed/2.5 Bath 1262 $531,000-543,000 $4932 Bed/2.5 Bath Garden/Loft Townhome

1390 $545,000-597,000 $525

2 Bed/2.5 Bath Loft Townhome

1414 $587,000-593,000 $525

2 Bed/3 Bath + Flex 1414 $618,000-635,000 $5913 Bed/3 Bath 1632 $700,000-710,000 $624


FIND OUT WHY INGLEWOOD IS NAMED CANADA’S GREATEST NEIGHBOURHOOD.

DOWN *

GRANDOPENING JAN 17VISIT US AT1012 9th Ave SETODAY!

RED MANAGEMENT

City park and river views – Bright spacious, quiet living with large deck areas. Enjoy all that Inglewood has today. 12 minute walk to FREE LRT.

AvliCondos.ca 403-474-2060 [email protected]

The Developer reserves the right to make revisions it deems appropriate in its sole discretion, to floorplans, unit configuration, and finishings. Unit sizes are estimates only and subject to revision by the Developer.

ARTIST CONCEPT

WWW.SOBOWCONDOS.COM

VISIT OUR SALES CENTRE

& SHOW SUITES!

| # 1640 17A STREET SE| TUESDAY - FRIDAY 12PM - 6PM| SATURDAY - MONDAY 12PM - 5PM| 587.353.8955 | [email protected]

SOUTH OF THE BOW

INGLEWOODCANADA’S GREATEST NEIGHBOURHOOD

NEW Homes in Inglewood- voted #1 Neighbourhood in Canada- our backyard is 50 acres of parkland and pathways.

Live well at SoBow, right now.

SOBOW PRICE LISTSUITE TYPE UNIT SIZE (Sq Ft) PRICE RANGE EST. CONDO FEESStudio 694 $306,000-311,000 $2631 Bed/1 Bath 707 $320,000-325,000 $2961 Bed/1 Bath + Flex 744 SOLD OUT $2961 Bed/2 Bath + Flex 1000 $383,000-393,000 $3942 Bed/2 Bath 914 $390,000 $3612 Bed/2 Bath 973 $379,000-420,000 $3942 Bed/2 Bath 983 $400,000-423,000 $4272 Bed/2 Bath 1095 $428,000-441,000 $4272 Bed/2.5 Bath 1262 $531,000-543,000 $4932 Bed/2.5 Bath Garden/Loft Townhome

1390 $545,000-597,000 $525

2 Bed/2.5 Bath Loft Townhome

1414 $587,000-593,000 $525

2 Bed/3 Bath + Flex 1414 $618,000-635,000 $5913 Bed/3 Bath 1632 $700,000-710,000 $624

FIND OUT WHY INGLEWOOD IS NAMED CANADA’S GREATEST NEIGHBOURHOOD.

DOWN *

GRANDOPENING JAN 17VISIT US AT1012 9th Ave SETODAY!

RED MANAGEMENT

City park and river views – Bright spacious, quiet living with large deck areas. Enjoy all that Inglewood has today. 12 minute walk to FREE LRT.

AvliCondos.ca 403-474-2060 [email protected]

The Developer reserves the right to make revisions it deems appropriate in its sole discretion, to floorplans, unit configuration, and finishings. Unit sizes are estimates only and subject to revision by the Developer.

ARTIST CONCEPT

FOR MORE INFORMatION:

carlislegroup.ca 403.470.6286

NOW SELLING IN 5 LOCatIONS

ALBERTA’s #1 CONDO BUILDERMAYBE IT’s BECAUsE WE’RE sO EAGER TO PLEAsE

aLBERt PaRK: ShOW SuItE OPEN

aIRDRIE: ShOW SuItE OPEN

KINCORa EMERaLD SKy: FEBRuaRy 2015

LEGaCy: PRESENtatION CENtRE OPEN

COChRaNE: By aPPOINtMENt ONLy

EDMONtON: IN MaNy LOCatIONS

Final Clearance. No Reasonable Offer Refused. Last 8 Units.

aLL uNItS COME WIth FuRNItuRE PaCKaGE at NO ExtRa ChaRGE!

register at

CreeksideVillageCondos.com

artist’s concept only

FINaL PhaSE SELLING NOW!

RAILWAY AVE

YANKEE VALLEY BLVD SE

AIRDRIE ROAD NE

HIG

HW

AY 2

8 ST

MAI

N S

T

MC

KEN

ZIE

WAY

SaleS Centre HourS: Mon-thurs 2-8 pm Sat, Sun & Holidays 12-5 pm, Closed Fridays

#2105 - 403 MacKenzie Way SW airdrie, east of 8th Street

403.980.3334

executive furnished suitesearn up to $3000 month

GO tO rivpt.com

frOM the

$300’s

403.228.5872By aPPOINtMENt ONLy

1 Street SE

3 Street SE

Centre Street S

4 Avenue SE

5 Avenue SE

MacleodTrail SE

Riverfront Ave SE

Memorial Drive NE

less than 20 units remaining

IMMEDIatE POSSESSIONS avaILaBLE!

GuaRaNtEEDBESt vaLuE aND PRICE IN thE INNER CIty

Canadian Home Builders’

Association

albertParkStation.ca

12TH AVE. SE

17TH AVE. SE

27TH

ST.

SE

MEMORIAL DRIVE SE

BARL

OW

TRA

IL S

E

14TH AVE. SE

12TH AVE. SE

11TH AVE. SE

5TH AVE. SW

DOWNTOWN

LRT STATION

Project location

unit 5117, 2715 12 ave se.

sales centre hours: mon - thurs 12-6 pmsat, sun & holidays 12- 5 pm, closed Fridays

sales centre

403.470.6286


FOR MORE INFORMatION:

carlislegroup.ca 403.470.6286

NOW SELLING IN 5 LOCatIONS

ALBERTA’s #1 CONDO BUILDERMAYBE IT’s BECAUsE WE’RE sO EAGER TO PLEAsE

aLBERt PaRK: ShOW SuItE OPEN

aIRDRIE: ShOW SuItE OPEN

KINCORa EMERaLD SKy: FEBRuaRy 2015

LEGaCy: PRESENtatION CENtRE OPEN

COChRaNE: By aPPOINtMENt ONLy

EDMONtON: IN MaNy LOCatIONS

Final Clearance. No Reasonable Offer Refused. Last 8 Units.

aLL uNItS COME WIth FuRNItuRE PaCKaGE at NO ExtRa ChaRGE!

register at

CreeksideVillageCondos.com


FINaL PhaSE SELLING NOW!

RAILWAY AVE

YANKEE VALLEY BLVD SE

AIRDRIE ROAD NE

HIG

HW

AY 2

8 ST

MAI

N S

T

MC

KEN

ZIE

WAY

SaleS Centre HourS: Mon-thurs 2-8 pm Sat, Sun & Holidays 12-5 pm, Closed Fridays

#2105 - 403 MacKenzie Way SW airdrie, east of 8th Street

403.980.3334

executive furnished suitesearn up to $3000 month

GO tO rivpt.com

frOM the

$300’s

403.228.5872By aPPOINtMENt ONLy

1 Street SE

3 Street SE

Centre Street S

4 Avenue SE

5 Avenue SE

MacleodTrail SE

Riverfront Ave SE

Memorial Drive NE

less than 20 units remaining

IMMEDIatE POSSESSIONS avaILaBLE!

GuaRaNtEEDBESt vaLuE aND PRICE IN thE INNER CIty

Canadian Home Builders’

Association

albertParkStation.ca

12TH AVE. SE

17TH AVE. SE

27TH

ST.

SE

MEMORIAL DRIVE SE

BARL

OW

TRA

IL S

E

14TH AVE. SE

12TH AVE. SE

11TH AVE. SE

5TH AVE. SW

DOWNTOWN

LRT STATION

Project location

unit 5117, 2715 12 ave se.

sales centre hours: mon - thurs 12-6 pmsat, sun & holidays 12- 5 pm, closed Fridays

sales centre

403.470.6286


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THE AMAZING

RACE CANADA’S

JON MONTGOMERY

CONTINUES� e adventure

TO BOOK YOUR ADVERTISING SPACE CONTACT:

Natalie Houghton 587.226.1313 [email protected]

26

LIFE HAPPENS ON THE INSIDE.So you’re looking for a condo or townhome that fits your life. Take a moment

to think about this. Modus offers more choice in Alberta than any other multi family builder. The largest combination of interior options, amenities,

models, building styles, communities, cities, price points and services. With choices like this your new home is really only limited by your imagination.

SO BUILD YOUR HOME AROUND YOUR LIFE NOT THE OTHER WAY AROUND.

WITH MODUS YOU GET.. .

■ ■ ■ a solid and thoughtfully designed product based on 30 plus years of industry experience.

■ ■ ■ the best in industry interest rates.

■ ■ ■ into your home easier with our down payment savings program.

■ ■ ■ an improved quality of living with included amenities like gyms, courtyards, parks, party rooms and more.

■ ■ ■ a smooth transition with our complimentary moving van.

■ ■ ■ help selling your home for the best possible market value.

■ ■ ■ one year jayman service warranty.

■ ■ ■ to save money on legal fees.

...........................................................

a true community experienceJoin Modus as we show you our world and interact with yours. Through fun contests,

silly videos, unique ideas, community initiatives and our product showcases we genuinely would like your feedback, insight and participation. Feel free to ask us questions and tell us what you’d like to see from a homebuilder. While we are the

builder you are ultimately the inspiration for what we do. So feel free to “like” us and dive right in. We’re looking forward to hearing from you!

Get social with us:facebook.com/jaymanmodus

2 & 3 bedroom townhomes with garage

501 River Heights Drivejayman.com/rise

Riversong, Cochrane

Located on Evanspark Blvd SWjayman.com/aviraEvansridge NW

AND NOW FOR SOMETHING DIFFERENTTHE HEIGHT OF LIVING AT THE CENTER OF IT ALL.

2 & 3 bedroom townhomes with single,tandem and double car garage

FEATURING:• 1229 sq ft – 1726 sq ft • 9’ ceilings on main floor

• Single, tandem and double heated garage • Flex room on select homes • Stainless steel appliances • Laminate and

ceramic tile flooring • Granite countertops • AC RI • Upper level laundry with washer & dryer

FEATURING:• 1267 sq ft – 1593 sq ft • Single and tandem heated garage

• 9’ ceilings on main floor • Huge kitchen island • Stainless steel appliances:• Designer lighting package • Whirlpool full size laundry centre • Dual Pane Low-E

windows • BBQ/Fire pit area • Community garden • Air conditioning rough-in

2 bedrooms from high $340s’ (INC GST)Monthly Payment from $1611

Qualifying Income from $69,973

2 bedrooms from mid $350s’ (INC GST)Monthly Payment from $1700


3 bedrooms from $390’s (INC GST)Monthly Payment from $1800




MOVE INSPRING

2015PRECONSTRUCTION PRICING

• 5 floor plans • 1170 sq ft – 1649 sq ft • 9’ ceilings • Beautiful courtyard with water feature & tot lot

• Laminate & ceramic tile flooring • Granite countertops • Stainless steel appliances • Upper level laundry centre

• State of the art fitness gym • 622 sq ft - 1040 sq ft • Stainless steel appliances

• Engineered laminate flooring• Ceramic tile flooring • Granite countertops

• Premium features on select suites: Maple cabinets, quartz waterfall countertops, shag carpeting,

full height glass tile kitchen backsplash

THE ULTIMATE IN CHOICE ALL WITHIN A FOUR SEASON LAKE COMMUNITY

RAVINE LIVING

TOWNHOMES CONDOS

FEATURING: FEATURING:

253 Mahogany Way SEjayman.com/ebony

60 Nolan Hill Blvd NWjayman.com/trinity

MOVE INJANUARY/FEBRUARY

MOVE INNOW

30 DAYS

MOVE INNOW

2 bedrooms Starting from $340’s (INC GST)Monthly Payment from $1538


2 & 3 bedroom townhomes with single, tandem & double heated garage

1 + den and 2 bedroom condos 5 floor plans





1 bedroom + den from $230’s (INC GST)

3 bedroom Xtra wide townhomes with double car garageup to 1638 sq ft

ONLY 10 LEFT

FEATURING:• Ravine living in a unique cul de sac • Central courtyard greenspace • Playground

• Quartz countertops • Hardwood, ceramic tile, laminate flooring• Linear wall fireplace • Stainless steel appliances • Upper level laundry centre

• Lower level flex room “mancave”

3 bedrooms from 470’s (INC GST)Monthly Payment from $2105


E X P E R I E N C E T H E S E N E W T E C H N O L O G I C A LA D VA N C E S I N T H I S M O D U S C O M M U N I T Y :

Modus is again revolutionizing the industry with the most incredible technologies. Experience the ultimate in Augmented Reality with Modus Matrix. Matrix gives you the power to build a digital model of one of our projects wherever you go with a simple, easy to use phone or tablet app. Imagine doing a showhome tour in the comfort of your own home. This is something that must truly be seen to be believed. Just download the Modus Matrix app and visit a glimpse of tomorrow; today on our site plan page.

If that wasn’t enough experience the future of homebuying in our Avira sales centre with our new touchscreen systems that not only deliver the latest product info at the touch of your fingers but even integrates with your cell phone so you can take it with you.

m o d u s m a t r i x . c o mDOWNLOAD THE APP HERE:

DOWNLOAD THE APP TO YOUR PHONE OR TABLET

THEN SCAN THIS ADFOR THE ULTIMATE 3D HOMEBUYING EXPERIENCE.

2953 Battleford Ave SWjayman.com/overture

UPSCALE CITY LIVING AT ITS FINEST

Executive single level living 1- 3+ bedroom Residence and Penthouse Condos (3 buildings – 4 floors)

FEATURING:• 870 sq ft – 2543 sq ft • Airy 10’ ceiling heights • Upscale premium finishes; quartz

waterfall countertops, 5” hardwood flooring, tile flooring, KitchenAid stainless steel high end appliances • AC • up to 512 sq ft decks on floors 1-3; up to 1347 sq ft

decks on 4th floor • Underground heated garage

MOVE INSUMMER

from $470’s - $1.7m

AT HOME, AWAY FROM HOME.Moving into a community or considering a move into a new community can be a

challenge. It can be difficult to reorient yourself and find all of the things and places that provide comfort. So at Modus we’ve developed a simple solution. A mobile amenities application that allows you to find what you want, complete with phone number and

GPS locator to take you straight there. So enter one of the community URLs or download our Modus Matrix app on your Android phone or iPhone and

scan this page to give it a try!

DOWNLOAD MODUS MATRIX AT WWW.MODUSMATRIX.COM& SCAN THIS PAGEOR

BUILDING 1 70% SOLD OUTBUILDING 2 40% SOLD OUTBUILDING 3 TO BE RELEASED SOON

FOR INFO PRE-REGISTER TODAY jayman.com/carnaby

Nolan Hill NW


A LITTLE OLD WORLD STYLE IN THE HEARTOF ALBERTA.

FOR INFO PRE-REGISTER TODAY jayman.com/harana

Redstone NE


YOU SPOKE. WE’VE LISTENED. A COMMUNITYDESIGNED FOR YOU, BY YOU.

Opening Early Spring Opening Summer 2015

The Jayman Modus Down Payment Savings Program is an opportunity to continue saving money towards your down payment while your home is being built. Program suitable forPre-Sale homes and homes with 6 month + occupancy.

Example. Purchase January 2015 with occupancy August 2015

330,000 plus GST 16,500 (GST) 5,940 (Rebate if applicable) 340,560 5% down $17,028

1000 Deposit Hold January 7,514 2.5% (consolidation - approximately 10 days)

Remaining 8,514 staggered monthly until last payment 45 days prior to possession

February 1702.80 March 1702.80 April 1702.80 May 1702.80 June 1702.80

Buying a home is possible!ASK US ABOUT THE

JAYMAN MODUS DOWNPAYMENT SAVINGS

PROGRAM

jayman.com/modus

Payment Structure

Purchase Price

The name Modus stands for how we do things. In the past 30 years

we have learned that to improve the quality of our customers’ lives it’s

important that we build around their lifestyles and not the other way

around. This is how we do things. We are there for you through the entire

process and have the experience and connections that no other multi

family builder has. This ensures the smoothest transition possible during

your home buying experience.

It’s just what we do.

Sales Centre Hours:Mon to Thu 2 - 8 pm

Sat/Sun 12 - 5 pm

jayman.com/modusjayman.com/modus

/jaymanmodus/jaymanmodus

Based on the J.D. Power and Associates 2013 Alberta Multi-Family New Home Builder Customer Satisfaction StudySM conducted in association with the Professional Home Builders Institute of Alberta. Study measures ANHWP builder members and participating builder members of PHBIA, which represent more than two-thirds of all new single-family homes built in Alberta. For more information, visit jdpower.com

Jayman Modus Calgary is a Builder of Excellence for providing “An Outstanding Home Ownership Experience” for Multi-Family Homes in Alberta.

The Pinnacle of

A Brand New Magazine Dedicated to High-End Properties in Calgary and Area

LUXURYThe only magazine of its kind in Calgary, Luxury Living showcases high-end homes, condos and properties. This is your exclusive opportunity to establish your property as the pinnacle of affluent living.

Pick up your FREE copy.

Brought to you by the publishers of

IT’S ALL ABOUT

LIFESTYLE

GETTING TO KNOW

BLAIR FOISY

MAKING A LUXURIOUS

STATEMENT WITH FLOORING

AVAILABLE ONLINE AT

LuxuryLivingCalgary.com

FALL 2014

THE AMAZING

RACE CANADA’S

JON MONTGOMERY

CONTINUES� e adventure

TO BOOK YOUR ADVERTISING SPACE CONTACT:

Natalie Houghton 587.226.1313 [email protected]

27

QLD 8002 Qualex_Park Point ParkPoint_AerialAd_NewCondoGuide_JanIssue.ai

03.12.14

27.10.14F LR


SIZEPROOF


NOTES

SIGNATURE

C M Y K

OK as is

OK with changes

Supply new proof with changesMaterial deadline -Dec 03, 2014Run Date: Dec 12, 2014PUBLICATION: NEW CONDO GUIDE - Calgary

Size: 7.5” x 10.5” + .25” bleedLive: 6.75” x 9.75”

d . m . y

d . m . y

DISCOVERY CENTRE

OPENING SOON

Own a new local landmark. Overlook the sparkling Calgary skyline from Park Point’s unique

setting and feel secure by investing in unobstructed views atop rare protected green space.

At night, enjoy starlight from your iconic urban tower. By day, soak in the natural sunlight and

blue skies while contemplating the gardens and places to venture to below.

Calgary’s Oldest ParkCalgary’s NewestUrban Address

CALGARY · PARKSIDE LIVING ON CENTRAL MEMORIAL PARK

COMING SOON · REGISTER NOW QUALEX.CA/PARKPOINTAnother original development by

CENTRAL PARK

12TH AVE SW

N

2ND

ST

SW

Artist rendering only. This is not an offering for sale. E.&O.E.28 NEW CONDO GUIDE | VOLUME 18 ISSUE 01 | NewHomeAndCondoGuide.ca

IN THE NEWS

PARK POINT’S INNOVATIVE ARCHITECTURE TO FOREVER ALTER CALGARY SKYLINE Qualex-Landmark’s new Beltline project to become iconic landmark for Central Memorial Park

QUALEX-LANDMARK HAS UNVEILED DETAILS ON THE INNOVATIVE DESIGN of its newest downtown mixed-use residential condominium project, Park Point. Offering a modern interpretation on living in downtown and with a strong architectural vision, Park Point will permanently alter the skyline of Calgary’s Beltline community.

Designed by global architectural firm IBI Group that redesigned the CN Tower Plaza and the Residences at Hotel Georgia in Vancouver, Park Point’s twin residential towers feature a sophisticated sculptural expression and contemporary style. Located on the former CIBC Operations Centre building site at 12th Ave and 2nd Street SW, with iconic twin towers of Banker’s Hall behind it, Park Point faces onto Calgary’s five-acre, historical Central Memorial Park.

“Park Point’s towers are designed as one complete architectural expression, meaning its location overlooking Central Memorial Park offers viewers the opportunity to admire Calgary’s most modern urban residence as a whole, without other buildings obstructing the view. This isn’t possible in denser parts of downtown,” explains Tony Wai, project designer and manager, IBI Group.

An elegant double-height lobby and distinctive canopy creates a bold, yet gracious arrival. Strong vertical architecture is created as select floor plates grow in size as they ascend the building, inspiring a colour enhancing and stepped effect, adding to the prestige nature of the address. The 34-storey highrise condominium guarantees views of Calgary’s skyline.

“We’ve achieved exceptional highrise residential architecture with IBI Group’s design team. Park Point’s strikingly unique architectural façade will be the landmark of the neighbourhood as seen from the park but from downtown too, as it will be the tallest building in the immediate vicinity,” says Mohammed Esfahani, president of Qualex-Landmark.

With a Walk Score rating of 98, residents of Park Point will live among the closest of any Calgarian to every conceivable urban neighborhood amenity and one of Canada’s oldest and most beautiful urban parks.

Sophisticated owner-accessed outdoor amenities capitalize on views. Overlooking Central Memorial Park is an outdoor yoga/Pilates sun deck. There is also a Zen terrace, open air lounge with a fire pit, barbecues and ample seating for rest and relaxation.

“The indoor amenities have been strategically planned for the third floor, placing the park in the direct line of sight of those working out in the fitness centre or yoga/Pilates studio,” says Wai. Residents will have access to a steam room and sauna with change room facilities and a private owners’ lounge and social space with a kitchen for entertaining. For out-of-town visitors, a guest suite is available in each tower. There is 24-hour concierge, secured parking, bike storage and bike maintenance stations, as well as vehicle, bike and dog wash areas.

Phase one will include 287 homes, primarily one and two bedrooms with optional den/flex space. Live-work townhomes will be located street level. Buyers will have the flexibility to choose tailored floor plan options.

European in style and deeply practical, Park Point’s interior is carefully planned by Trepp Design Inc. and features open-concept living, Italian Armony Cucine kitchen cabinetry, upscale appliances and hardware to make work, dining and living space one harmonious experience.

“Our number one priority has been understanding the needs of urban-focused customers,” says Esfahani. “Unparalleled location, great floor plans, fantastic amenities and breathtaking views are the top four factors needed to create superior urban living.”

The first release of Park Point homes is anticipated for early 2015. The Park Point Discovery Centre will be located on-site at 301 11th Ave. S.W., corner of 11th Avenue and 2nd Street S.W. Those who register now at qualex.ca/parkpoint/ will be first to receive priority information on progress, early purchase opportunities and access to the widest range of available homes.

QLD 8002 Qualex_Park Point ParkPoint_AerialAd_NewCondoGuide_JanIssue.ai

03.12.14

27.10.14F LR


SIZEPROOF


NOTES

SIGNATURE

C M Y K

OK as is

OK with changes

Supply new proof with changesMaterial deadline -Dec 03, 2014Run Date: Dec 12, 2014PUBLICATION: NEW CONDO GUIDE - Calgary

Size: 7.5” x 10.5” + .25” bleedLive: 6.75” x 9.75”

d . m . y

d . m . y

DISCOVERY CENTRE

OPENING SOON

Own a new local landmark. Overlook the sparkling Calgary skyline from Park Point’s unique

setting and feel secure by investing in unobstructed views atop rare protected green space.

At night, enjoy starlight from your iconic urban tower. By day, soak in the natural sunlight and

blue skies while contemplating the gardens and places to venture to below.

Calgary’s Oldest ParkCalgary’s NewestUrban Address

CALGARY · PARKSIDE LIVING ON CENTRAL MEMORIAL PARK

COMING SOON · REGISTER NOW QUALEX.CA/PARKPOINTAnother original development by

CENTRAL PARK

12TH AVE SW

N

2ND

ST

SW

Artist rendering only. This is not an offering for sale. E.&O.E. 29

IN THE NEWS

PARK POINT’S INNOVATIVE ARCHITECTURE TO FOREVER ALTER CALGARY SKYLINE Qualex-Landmark’s new Beltline project to become iconic landmark for Central Memorial Park

QUALEX-LANDMARK HAS UNVEILED DETAILS ON THE INNOVATIVE DESIGN of its newest downtown mixed-use residential condominium project, Park Point. Offering a modern interpretation on living in downtown and with a strong architectural vision, Park Point will permanently alter the skyline of Calgary’s Beltline community.

Designed by global architectural firm IBI Group that redesigned the CN Tower Plaza and the Residences at Hotel Georgia in Vancouver, Park Point’s twin residential towers feature a sophisticated sculptural expression and contemporary style. Located on the former CIBC Operations Centre building site at 12th Ave and 2nd Street SW, with iconic twin towers of Banker’s Hall behind it, Park Point faces onto Calgary’s five-acre, historical Central Memorial Park.

“Park Point’s towers are designed as one complete architectural expression, meaning its location overlooking Central Memorial Park offers viewers the opportunity to admire Calgary’s most modern urban residence as a whole, without other buildings obstructing the view. This isn’t possible in denser parts of downtown,” explains Tony Wai, project designer and manager, IBI Group.

An elegant double-height lobby and distinctive canopy creates a bold, yet gracious arrival. Strong vertical architecture is created as select floor plates grow in size as they ascend the building, inspiring a colour enhancing and stepped effect, adding to the prestige nature of the address. The 34-storey highrise condominium guarantees views of Calgary’s skyline.

“We’ve achieved exceptional highrise residential architecture with IBI Group’s design team. Park Point’s strikingly unique architectural façade will be the landmark of the neighbourhood as seen from the park but from downtown too, as it will be the tallest building in the immediate vicinity,” says Mohammed Esfahani, president of Qualex-Landmark.

With a Walk Score rating of 98, residents of Park Point will live among the closest of any Calgarian to every conceivable urban neighborhood amenity and one of Canada’s oldest and most beautiful urban parks.

Sophisticated owner-accessed outdoor amenities capitalize on views. Overlooking Central Memorial Park is an outdoor yoga/Pilates sun deck. There is also a Zen terrace, open air lounge with a fire pit, barbecues and ample seating for rest and relaxation.

“The indoor amenities have been strategically planned for the third floor, placing the park in the direct line of sight of those working out in the fitness centre or yoga/Pilates studio,” says Wai. Residents will have access to a steam room and sauna with change room facilities and a private owners’ lounge and social space with a kitchen for entertaining. For out-of-town visitors, a guest suite is available in each tower. There is 24-hour concierge, secured parking, bike storage and bike maintenance stations, as well as vehicle, bike and dog wash areas.

Phase one will include 287 homes, primarily one and two bedrooms with optional den/flex space. Live-work townhomes will be located street level. Buyers will have the flexibility to choose tailored floor plan options.

European in style and deeply practical, Park Point’s interior is carefully planned by Trepp Design Inc. and features open-concept living, Italian Armony Cucine kitchen cabinetry, upscale appliances and hardware to make work, dining and living space one harmonious experience.

“Our number one priority has been understanding the needs of urban-focused customers,” says Esfahani. “Unparalleled location, great floor plans, fantastic amenities and breathtaking views are the top four factors needed to create superior urban living.”

The first release of Park Point homes is anticipated for early 2015. The Park Point Discovery Centre will be located on-site at 301 11th Ave. S.W., corner of 11th Avenue and 2nd Street S.W. Those who register now at qualex.ca/parkpoint/ will be first to receive priority information on progress, early purchase opportunities and access to the widest range of available homes.

Gablecraft Homes - Condo Guide -7.5” x 10.5” - Full Colour

Revised: December 15, 2014 - Due: December 18th, 2014 - Run: DecemberContact: [email protected] (Christina Heemskerk)

PRESENTATION CENTRE 824 1ST Avenue NE, CalgaryOpen Daily 12-6pm, Closed Fridays

403.269.2805Memorial Dr. NE

1st Ave. NE

7A S

t. N

E

9th

St. N

E

Calgary Zoo

PRESENTATIONCENTRE

1, 2 & 3 BEDROOM HOMES FROM $314,900 B R I D G E L A N D CROSSINGS.CO M

2 & 3 Bedroom Homes Over 1,000 sq ft From $464,900!

That means living spaces perfectly proportioned for a balanced lifestyle, with fresh air

balconies and ample room to enjoy the company of friends and family. Upscale finishing,

king sized spaces, environmentally smart technology, natural light, and inspiring park

and city views. Live big in Bridgeland.

Pricing and availability are subject to change. The developer reserves the right to change the information contained herein without notice. E.&.O.E.


CONTEMPLATING CONDOMINIUMS // BY LINDA PALFI

Linda Palfi is a condominium-specialist realtor with Discover

Real Estate. She has overseen many condo projects as the chair

of her condo board, and is a member of the professional standards

committee of the Calgary Real Estate Board. Further articles and her Calgary Condo

Directory can be found online at CondosInCalgary.com. Call Linda

for more information at 403.998.7732

SHOULD I CONTINUE RENTING, or buy that condo?

When you’re a renter, buying your first home can be scary. Many factors can

make people fret about whether and when to buy. Applying some logic can clarify which way to go and give reassurance that you’ve made the right choice for rational reasons.

Renting has advantages that should not be dismissed. A renter can often give 30 days’ notice and walk away at little or no cost. Even leases usually allow a tenant to leave before the lease term expires, as long as the renter pays the cost of re-renting, and subject to a new renter taking over the suite. In short, renting gives you flexibility.

However, renters can be asked to leave a suite if the owner (or an immediate family member) wants to

live in it himself, or if a building is to be converted to condominiums. The knife of flexibility cuts both ways, giving renters some freedom, but always threatening them with being told to move on.

In terms of cost, renting often comes out ahead at first glance, in that rental suites usually cost less per month than buying a condominium home. But as a class, rental apartments are of a much lower standard than condos. And if you rent a condo from its owner, or rent a top-quality apartment, the monthly cost will often match and could even exceed the cost of buying. In short, you get what you pay for, but unlike a buyer, a renter never builds up any equity to show for years of faithful monthly payments.

While bare monthly rental costs may be lower than buying, rents will continue to rise with inflation and market pressures, whereas once you buy a place of your own, the cost of your mortgage payments can be locked in for five or even 10 years. Inflation then becomes your friend, rather than your enemy. As your wages rise and property values increase, the largest portion of the monthly cost of your purchased home remains frozen. After five years of ownership, a high-quality condo could cost the same or less than renting a much lower-standard rental suite.

Redecorating options are limited for renters. While a condo owner can paint, wallpaper, lay tile or make whatever decorative changes desired, the renter needs, but rarely gets, permission for any changes. Yet if a renter does make improvements, they become the property of the suite’s owner, and can’t be taken along when the tenant moves. This hardly seems fair.

Fear of unemployment keeps some people from deciding to buy a home. It’s a real concern that we might lose our job and not be able to pay our mortgage and other monthly costs of ownership. Yet doesn’t that apply equally to a rented home? In either case, no money means no place to live in short order. In both cases, we should always have some cash in reserve in case of employment problems. In both cases, we would face moving into Mom’s basement in a disaster scenario. The greatest long-term security comes when a mortgage is paid off. It takes time, but eventually it happens, insulating you against disaster through a greatly reduced housing cost.

If you decide it’s time to buy, your largest barrier to home ownership will be the down payment. That alone makes continuing to rent a necessary choice for many tenants, even if they’d rather build equity, enjoy stability and take pride in a home that is truly their own. It’s simply very hard for many people to accumulate the thousands of dollars necessary to enter the world of home ownership. Yet from reducing expenses to save money, to borrowing from your own RRSP, to asking Mom and Dad for a cash gift, there are options to explore.

The family gift, by the way, is often overlooked. Don’t let pride stop you from discussing with family that you’re ready to become a homeowner, but face barriers. Grandma might not give you $10,000 to buy a car or go to Europe, but she might be impressed that you’ve made the difficult and responsible decision to stop renting and own a home of your own.

Gablecraft Homes - Condo Guide -7.5” x 10.5” - Full Colour

Revised: December 15, 2014 - Due: December 18th, 2014 - Run: DecemberContact: [email protected] (Christina Heemskerk)

PRESENTATION CENTRE 824 1ST Avenue NE, CalgaryOpen Daily 12-6pm, Closed Fridays

403.269.2805Memorial Dr. NE

1st Ave. NE

7A S

t. N

E

9th

St. N

E

Calgary Zoo

PRESENTATIONCENTRE

1, 2 & 3 BEDROOM HOMES FROM $314,900 B R I D G E L A N D C ROSS ING S .COM

2 & 3 Bedroom Homes Over 1,000 sq ft From $464,900!

That means living spaces perfectly proportioned for a balanced lifestyle, with fresh air

balconies and ample room to enjoy the company of friends and family. Upscale finishing,

king sized spaces, environmentally smart technology, natural light, and inspiring park

and city views. Live big in Bridgeland.

Pricing and availability are subject to change. The developer reserves the right to change the information contained herein without notice. E.&.O.E.

31

CONTEMPLATING CONDOMINIUMS // BY LINDA PALFI

Linda Palfi is a condominium-specialist realtor with Discover

Real Estate. She has overseen many condo projects as the chair

of her condo board, and is a member of the professional standards

committee of the Calgary Real Estate Board. Further articles and her Calgary Condo

Directory can be found online at CondosInCalgary.com. Call Linda

for more information at 403.998.7732

SHOULD I CONTINUE RENTING, or buy that condo?

When you’re a renter, buying your first home can be scary. Many factors can

make people fret about whether and when to buy. Applying some logic can clarify which way to go and give reassurance that you’ve made the right choice for rational reasons.

Renting has advantages that should not be dismissed. A renter can often give 30 days’ notice and walk away at little or no cost. Even leases usually allow a tenant to leave before the lease term expires, as long as the renter pays the cost of re-renting, and subject to a new renter taking over the suite. In short, renting gives you flexibility.

However, renters can be asked to leave a suite if the owner (or an immediate family member) wants to

live in it himself, or if a building is to be converted to condominiums. The knife of flexibility cuts both ways, giving renters some freedom, but always threatening them with being told to move on.

In terms of cost, renting often comes out ahead at first glance, in that rental suites usually cost less per month than buying a condominium home. But as a class, rental apartments are of a much lower standard than condos. And if you rent a condo from its owner, or rent a top-quality apartment, the monthly cost will often match and could even exceed the cost of buying. In short, you get what you pay for, but unlike a buyer, a renter never builds up any equity to show for years of faithful monthly payments.

While bare monthly rental costs may be lower than buying, rents will continue to rise with inflation and market pressures, whereas once you buy a place of your own, the cost of your mortgage payments can be locked in for five or even 10 years. Inflation then becomes your friend, rather than your enemy. As your wages rise and property values increase, the largest portion of the monthly cost of your purchased home remains frozen. After five years of ownership, a high-quality condo could cost the same or less than renting a much lower-standard rental suite.

Redecorating options are limited for renters. While a condo owner can paint, wallpaper, lay tile or make whatever decorative changes desired, the renter needs, but rarely gets, permission for any changes. Yet if a renter does make improvements, they become the property of the suite’s owner, and can’t be taken along when the tenant moves. This hardly seems fair.

Fear of unemployment keeps some people from deciding to buy a home. It’s a real concern that we might lose our job and not be able to pay our mortgage and other monthly costs of ownership. Yet doesn’t that apply equally to a rented home? In either case, no money means no place to live in short order. In both cases, we should always have some cash in reserve in case of employment problems. In both cases, we would face moving into Mom’s basement in a disaster scenario. The greatest long-term security comes when a mortgage is paid off. It takes time, but eventually it happens, insulating you against disaster through a greatly reduced housing cost.

If you decide it’s time to buy, your largest barrier to home ownership will be the down payment. That alone makes continuing to rent a necessary choice for many tenants, even if they’d rather build equity, enjoy stability and take pride in a home that is truly their own. It’s simply very hard for many people to accumulate the thousands of dollars necessary to enter the world of home ownership. Yet from reducing expenses to save money, to borrowing from your own RRSP, to asking Mom and Dad for a cash gift, there are options to explore.

The family gift, by the way, is often overlooked. Don’t let pride stop you from discussing with family that you’re ready to become a homeowner, but face barriers. Grandma might not give you $10,000 to buy a car or go to Europe, but she might be impressed that you’ve made the difficult and responsible decision to stop renting and own a home of your own.


NOSEHILLPARK

FISH CREEK PARK


AIRPORTI

CROWCHILD TRAIL

JOHN LAURIE BLVD.

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SADDLETREE DR.

80 Ave

64 Ave64 Ave

32 Ave

17 Ave17 Ave

16 AVENUE16 AVENUE

68 S

TREE

T

52 S

TREE

T

36 S

TREE

T

114 AVE SE

84 S

TREE

T

CHAPARRAL

NEW BRIGHTON

ABURN BAY

COPPERFIELD

CRANSTON

12 AVENUE

02 0104

1303

06 07

NORTHEAST COMMUNITIES03 LiFFT

BY VERICON REAL ESTATE VENTURES Sales Centre #701, 7th Ave. NE livelifft.com

04 STEPS BRIDGELAND BY GIUSTINI BRIDGES IN. Sales Centre 921 - 1st Ave. NE www.stepsbridgeland.com

06 ARRIVE AT REDSTONE BY PARTNERS DEVELOPMENT GROUP 104 Redstone View (off Redstone Way)

07 ARRIVE AT SKYVIEW RANCH ARBOURS BY PARTNERS DEVELOPMENT GROUP Coming Soon www.arrivehome.ca

13 V&V BY PROVIDENCE GROUP Now Open Register: einsteincalgary.com

01 BRIDGELAND CROSSINGS BY APEX CITY HOMES Coming Soon bridgelandcrossings.com


INNER CITY


NOSEHILLPARK

FISH CREEK PARK


AIRPORTI

CROWCHILD TRAIL

JOHN LAURIE BLVD.

SHAG

ANNA

PI TR

AIL

DEER

FOOT T

RAIL

DEERFOOT TRAIL

BOW BOTTOM

TRAIL

CEN

TRE

STRE

ET

EDM

ON

TON

TRA

IL

14 S

TREE

T

MCKNIGHT BLVD.


FALC

ONRID

GE

GLENMORE TRAIL

52 S

TREE

T

52 S

TREE

T

BARL

OW

TRA

IL

Mac

LEO

D TR

AIL

MacLEO

D TRAIL

ANDERSON ROAD


JAMES M

cKEVITT

SOUTHLAND DRIVE

ELBO

W D

RIVE

BLAC

KFO

OT

TRAI

L

SHAWNESSYBLVD.

GLENMORERESERVOIR

COUNTRY HILLS BLVD.

STONEY TRAIL

128 NE Ave

MET

IS T

RAIL

COUNTRY HILLS BLVD.

SADDLETREE DR.

80 Ave

64 Ave64 Ave

32 Ave

17 Ave17 Ave

16 AVENUE16 AVENUE

68 S

TREE

T

52 S

TREE

T

36 S

TREE

T

114 AVE SE

84 S

TREE

T

CHAPARRAL

NEW BRIGHTON

ABURN BAY

COPPERFIELD

CRANSTON

12 AVENUE

02 0104

1303

06 07

NORTHEAST COMMUNITIES03 LiFFT

BY VERICON REAL ESTATE VENTURES Sales Centre #701, 7th Ave. NE livelifft.com

04 STEPS BRIDGELAND BY GIUSTINI BRIDGES IN. Sales Centre 921 - 1st Ave. NE www.stepsbridgeland.com

06 ARRIVE AT REDSTONE BY PARTNERS DEVELOPMENT GROUP 104 Redstone View (off Redstone Way)

07 ARRIVE AT SKYVIEW RANCH ARBOURS BY PARTNERS DEVELOPMENT GROUP Coming Soon www.arrivehome.ca

13 V&V BY PROVIDENCE GROUP Now Open Register: einsteincalgary.com

01 BRIDGELAND CROSSINGS BY APEX CITY HOMES Coming Soon bridgelandcrossings.com


Vivace_FPCondoGuide_A.indd 1 2014-12-18 11:23 AM

34

SOUTHWEST

01 HUNTER HOUSE BY STREETSIDE DEVELOPMENT 1020 194th Ave S.W. www.hunterhouseliving.com

02 BROOKLYN CONDOMINIUMS BY TRICO HOMES 1710-28 Ave. SW www.brooklyncondos.ca

03 OVATION BY INTERGULF CIDEX #2105, 99 Spruce Place S.W.

04 THE LANDINGS BY STATESMAN 771 Patrick St. S.W.

05 OVERTURE BY JAYMAN MODUS Sales Centre Now Open in Currie Barracks

06 SAWYER SILVERADO BY AVI URBAN 175 Silverado Blvd S.W.

07 GLAS BY AVALON 2712 17th St. SW



10 VIVACE BY STREETSIDE DEVELOPMENTS Presentation Centre: 2118, 8561-8A Ave. SE

11 JUNO BY AVI URBAN Sales Centre in Currie Barracks J5, 2953 Battleford Ave. SW

12 EIGHTY5NINE BY VERTICAL PROPERTIES 882 - 85 Street SW eighty5nine.com

13 ALTADORE 36 BY BROOKFIELD RESIDENTIAL 36th St. & 16th Ave SW Register Now www.altadore36.com

SOUTHWEST COMMUNITIES

NOSEHILLPARK

16 AVENUEOLD BANFF COACH ROAD

16 AVENUE CENT

RE S

TREE

T

EDM

ONT

ON

TRAI

L

14 S

TREE

T

85 S

TREE

T

GLENMORE TRAIL

69 S

TREE

T

BARL

OW

TRA

IL36

STR

EET

ME MOR IAL DR IV E

M

acLE

OD

TRAI

L

ANDERSON ROAD

SOUTHLAND DRIVE

BOW BOTTOM

TRAIL

MacLEOD TRAIL


JAMES M

cKEVITT

ELBO

W D

RIVE

BLAC

KFO

OT

TRAI

L

SHAWNESSYBLVD.

SHERIFF KING ST. SW

194 AVE

GLENMORERESERVOIR

CROWCHILD TRAIL

JOHN LAURIE BLVD.

SHAG

ANNA

PI TR

AIL

NOSE

HILL

DR.STO

NEY TRAIL

COUNTRY HILLS BLVD.COUNTRY HILLS BLVD.

ROCKY RIDGE BLVD.

DEER

FOOT T

RAIL

DEERFOOT TRAIL

64 Ave

37 S

TREE

T

SARC

EE T

RAIL

17 Ave

32 Ave

16 AVENUE

FISH CREEK PARK


AIRPORT

03

4

11

07

09

08

1210

01 06

05

02

13

Vivace_FPCondoGuide_A.indd 1 2014-12-18 11:23 AM


01 HUNTER HOUSE BY STREETSIDE DEVELOPMENT 1020 194th Ave S.W. www.hunterhouseliving.com

02 BROOKLYN CONDOMINIUMS BY TRICO HOMES 1710-28 Ave. SW www.brooklyncondos.ca

03 OVATION BY INTERGULF CIDEX #2105, 99 Spruce Place S.W.

04 THE LANDINGS BY STATESMAN 771 Patrick St. S.W.

05 OVERTURE BY JAYMAN MODUS Sales Centre Now Open in Currie Barracks

06 SAWYER SILVERADO BY AVI URBAN 175 Silverado Blvd S.W.

07 GLAS BY AVALON 2712 17th St. SW



10 VIVACE BY STREETSIDE DEVELOPMENTS Presentation Centre: 2118, 8561-8A Ave. SE

11 JUNO BY AVI URBAN Sales Centre in Currie Barracks J5, 2953 Battleford Ave. SW

12 EIGHTY5NINE BY VERTICAL PROPERTIES 882 - 85 Street SW eighty5nine.com

13 ALTADORE 36 BY BROOKFIELD RESIDENTIAL 36th St. & 16th Ave SW Register Now www.altadore36.com

SOUTHWEST COMMUNITIES

NOSEHILLPARK


16 AVENUE CENT

RE S

TREE

T

EDM

ONT

ON

TRAI

L

14 S

TREE

T

85 S

TREE

T

GLENMORE TRAIL

69 S

TREE

T

BARL

OW

TRA

IL36

STR

EET

ME MOR IAL DR IV E

M

acLE

OD

TRAI

L

ANDERSON ROAD

SOUTHLAND DRIVE

BOW BOTTOM

TRAIL

MacLEOD TRAIL


JAMES M

cKEVITT

ELBO

W D

RIVE

BLAC

KFO

OT

TRAI

L

SHAWNESSYBLVD.

SHERIFF KING ST. SW

194 AVE

GLENMORERESERVOIR

CROWCHILD TRAIL

JOHN LAURIE BLVD.

SHAG

ANNA

PI TR

AIL

NOSE

HILL

DR.STO

NEY TRAIL

COUNTRY HILLS BLVD.COUNTRY HILLS BLVD.

ROCKY RIDGE BLVD.

DEER

FOOT T

RAIL

DEERFOOT TRAIL

64 Ave

37 S

TREE

T

SARC

EE T

RAIL

17 Ave

32 Ave

16 AVENUE

FISH CREEK PARK


AIRPORT

03

4

11

07

09

08

1210

01 06

05

02

13

NEW TOWNHOME SHOW SUITE NOW OPEN!


THE TREND MEASURE OF HOUSING STARTS IN CANADA

was 195,792 units in November compared to 195,796 in October, according to Canada Mortgage and Housing Corp. (CMHC). The trend is a six-month moving average of the monthly seasonally adjusted annual rates (SAAR) of housing starts.

“The trend essentially held steady for a third consecutive month in November,” says Bob Dugan, CMHC’s chief economist. “This is in line with our expectations for 2014, of a stable national picture with new home building concentrated in multiple starts – particularly in Quebec, British Columbia and Ontario.”

CMHC uses the trend measure as a complement to the monthly SAAR of housing starts to account for considerable swings in monthly estimates and obtain a more complete picture of the state of Canada’s

CMHC REPORT

housing market. In some situations, analyzing only SAAR data can be misleading, as they are largely driven by the multi-unit segment of the market which can vary significantly from one month to the next.

The standalone monthly SAAR was 195,620 units in November, up from 183,659 in October. The SAAR of urban starts increased to 176,343 in November, from 164,784 in October. The increase was concentrated in multiple urban starts, which reached 112,583 in November, while single-detached urban starts decreased to 63,760 units.

Urban housing starts decreased in the Prairies, while growth in starts was led by British Columbia and followed by Quebec, Ontario and Atlantic Canada.

Rural starts were estimated at a seasonally adjusted annual rate of 19,277 units.

NOVEMBER HOUSING STARTS

Here’s what you can do toRecycle, Renew and Reuse

• Keep your car in good working order. Tune-upsand filter changes cut down on exhaust emissions, and you’ll get better gas mileage.When you change your oil, take your usedmotor oil to a recycling centre.

• Use available transit alternatives.

• Separate your garbage. Glass, aluminum, paperand even plastic can be recycled. If a recyclingprogram is not directly available to you, contactyour municipal sanitation department.

• Donate reusable clothing and linens to charity.Most pick-up regularly in your area.

• Become environmentally active in yourcommunity.

You can make the world a better place to live...now and for future generations.

Recycle girl(19/9)-ja/ah

NEW TOWNHOME SHOW SUITE NOW OPEN!

THE TREND MEASURE OF HOUSING STARTS IN CANADA

was 195,792 units in November compared to 195,796 in October, according to Canada Mortgage and Housing Corp. (CMHC). The trend is a six-month moving average of the monthly seasonally adjusted annual rates (SAAR) of housing starts.

“The trend essentially held steady for a third consecutive month in November,” says Bob Dugan, CMHC’s chief economist. “This is in line with our expectations for 2014, of a stable national picture with new home building concentrated in multiple starts – particularly in Quebec, British Columbia and Ontario.”

CMHC uses the trend measure as a complement to the monthly SAAR of housing starts to account for considerable swings in monthly estimates and obtain a more complete picture of the state of Canada’s

CMHC REPORT

housing market. In some situations, analyzing only SAAR data can be misleading, as they are largely driven by the multi-unit segment of the market which can vary significantly from one month to the next.

The standalone monthly SAAR was 195,620 units in November, up from 183,659 in October. The SAAR of urban starts increased to 176,343 in November, from 164,784 in October. The increase was concentrated in multiple urban starts, which reached 112,583 in November, while single-detached urban starts decreased to 63,760 units.

Urban housing starts decreased in the Prairies, while growth in starts was led by British Columbia and followed by Quebec, Ontario and Atlantic Canada.

Rural starts were estimated at a seasonally adjusted annual rate of 19,277 units.

NOVEMBER HOUSING STARTS

SOUTHWEST


MAKE YOUR MOVE // BY CHUCK RESNICK

Chuck Resnick is vice-president of marketing and operations, Two Men and a

Truck Canada. twomenandatruck.ca

Moving when ice and snow are in the daily forecast isn’t a popular choice

for many Canadians. It’s cold and slippery; but with some extra safety precautions, winter moving also has many advantages.

Blizzards, black ice and MOVINGMoving last minute? No problem – if it’s during the cold months!

Choosing to move in the “off season” can save time and money. Summer is the busiest season for moving companies. Not only are they higher in demand but their rates are generally more expensive. A wintertime move can be a great thing, as long as you’re well-prepared. Follow these tips for a relaxed and toasty move – no matter what’s going on outside.›› Keep up with weather forecasts and change your plans accordingly. If a big

snowfall or freezing rain is expected the morning of your move, don’t risk it.›› Carry extra warm clothes including hats, gloves and snow pants. Pack these

ahead of time and clearly label them so you can locate them immediately.›› Remember your items will be in a non-heated environment for a while.

Ensure plants, electronics and liquids are properly packed and protected.›› Allow extra time on the move day – cold weather slows things down.

Additionally, rushing in the winter can lead to accidents and injuries.›› Have driveways and sidewalks cleared of snow before the movers arrive. ›› Make sure maintenance and service on your vehicles is current. Check the

air pressure on your tires and ensure the trunk is equipped with emergency kits, blankets and shovels. Drive slowly with extra caution.

›› Be certain that your heating company for your new home is aware of your move-in day.

AIRDRIE

STRATHMORE

COCHRANE

LANGDON

22X

22X

22

22

2

2

2A543

22X

1

1

1A

LETHBRIDGE

HIGH RIVER

BLACKDIAMOND

TURNERVALLEY

OKOTOKS

CHESTERMERECALGARY

546

797

09 11

20 SUNSET BY JAYMAN INNOVATIONS 24 Sunset Rd. Cochrane, Alberta

21 THE WHITNEY BY LANDMARK HOMES 211 & 215 Fireside Parkway Cochrane, AB

AIRDRIE09 CREEKSIDE VILLAGE

BY CARLISLE GROUP 8th & MacKenzie Way Airdrie, Alberta

10 STONEKEEP AT KING’S HEIGHTS TOWNHOMES BY MERGE DEVELOPMENTS 1225 King’s Heights Way SE Airdrie, Alberta

11 THE EDGE BY STREETSIDE DEVELOPMENTS 604 East Lake Blvd N.E. Airdrie, Alberta

12 RAVENSWOOD TOWNHOMES BY SLOKKER CANADA WEST 2802 Kings Heights Gate

13 BROOKSIDE AT BAYSPRINGS BY MERGE DEVELOPMENTS Yankee Valley Blvd. and 24th St. SW BrooksideAtBaysprings.com

14 HEARTLAND TOWNHOMES BY EXCEL HOMES 101 Hillcrest Dr. SW Airdrie

17 ZEN OKOTOKS BY AVALON MASTERBUILDER www.zeninbalance.com

03 THE RISE BY JAYMAN MODUS 501 Riverheights Dr. Cochrane, AB

04 SUNSET RIDGE STREET TOWNS BY HOMES BY AVI 36 Sun Valley Road Cochrane, Alberta

05 STONE CREEK LANDING BY CARLISLE GROUP 103 - 5th Avenue, West, Cochrane, Alberta

COCHRANE01 TOWNHOMES AT

JUMPING POUND RIDGE BY SLOKKER CANADA WEST Sales Centre on George Fox Trail just past Jumping Pound Terrace www.slokker-west.ca

02 HEARTLAND TOWNHOMES BY EXCEL HOMES 1178 Clydesdale Way, Cochrane, Alberta

06

CALGARY’S SATELLITE COMMUNITIES

050703

02

08 21

13 1014 12

06 THE VILLAGE BY CALBRIDGE HOMES 3102-15 Sunset Square Cochrane, Alberta

07 RIVERREACH VILLAS & MANORS BY JAYMAN MASTERBUILT 13 Riviera Way Cochrane, Alberta

08 THE RANGE BY BIRCHWOOD PROPERTIES CORP. 101 Heartland Avenue Cochrane, Alberta

01

17

0420

OKOTOKSSHEEP RIVER

WESTLAND RD

WESTRIDGE DR

BIG ROCK TR

NO

RTH

RID

GE D

R

2A

2A7

CALG

ARY

SOU

THR

IDG

E DR

ZEN Okotoks CG 20141222.indd 1 19/12/14 10:12:32ZenRavens CG20141219.indd 1 19/12/14 11:26:31

40

SATELLITE COMMUNITY

OKOTOKSSHEEP RIVER

WESTLAND RD

WESTRIDGE DR

BIG ROCK TR

NO

RTH

RID

GE D

R

2A

2A7

CALG

ARY

SOU

THR

IDG

E DR

ZEN Okotoks CG 20141222.indd 1 19/12/14 10:12:32ZenRavens CG20141219.indd 1 19/12/14 11:26:31

41

SATELLITE COMMUNITY

FROM THE $300’S

NORTHWEST

NOSEHILLPARK


16 AVENUE CENT

RE S

TREE

T

EDM

ONT

ON

TRAI

L

14 S

TREE

T

85 S

TREE

T

GLENMORE TRAIL

69 S

TREE

T

BARL

OW

TRA

IL36

STR

EET

ME MOR IAL DR IV E

M

acLE

OD

TRAI

L

ANDERSON ROAD

SOUTHLAND DRIVE

BOW BOTTOM

TRAIL

MacLEOD TRAIL


JAMES M

cKEVITT

ELBO

W D

RIVE

BLAC

KFO

OT

TRAI

L

SHAWNESSYBLVD.

GLENMORERESERVOIR

CROWCHILD TRAIL

BEDDINGTON TRAIL NW

JOHN LAURIE BLVD.

SHAG

ANNA

PI TR

AIL

STONEY TRAIL

COUNTRY HILLS BLVD.

DEER

FOOT T

RAIL

HARV

EST H

ILLS

BLVD

NE

DEERFOOT TRAIL

64 Ave

37 S

TREE

T

SARC

EE T

RAIL

17 Ave

32 Ave

16 AVENUE

FISH CREEK PARK


AIRPORT

14 STREET

STONEY TRAIL NW

85 ST. NW

ROCKY RIDG

E BLVD.

SYMO

NS VALEY RD.

PANORAM

A ROAD

STONEY TRAIL NW

144 AVE NW.

SYM

ONS

VAL

LEY

PKW

Y

CENT

RE S

TREE

T

14TH

ST

NW

SYMONS VALLEY RD.COUNTRY HILLS BLVD.

NOSE

HILL

DR.

06 TRINITY BY JAYMAN MODUS 44 Nolan Hill Blvd. NW

07 THE TIMBERS BY GABLECRAFT HOMES Sherwood Blvd at Sherwood Way NW Register Now www.thetimbers.gablecrafthomes.ca

10 SAGE PLACE BY CARDEL LIFESTYLES Now Open Show suite 175 Panatella Hill NW

14 UNIVERSITY CITY BY KNIGHTBRIDGE

15 THE GROVES OF VARSITY BY STATESMAN HOMES 5353 Crowchild Trail NW

17 BROWNSTONES BY GENESIS BUILDERS GROUP 16 Sage Meadows Circle NW

18 SONOMA AT SAGE HILL BY VERTICAL PROPERTIES 881 Sage Valley Boulevard www.sonomasagehill.com

19 916 BY SABLE DEVELOPMENTS Sales Centre Now Open


22 AVIRA BY JAYMAN MODUS Sales Centre located on Evanspark Blvd. NW

NORTHWEST COMMUNITIES

16

01

15

14

0219

21

1810

06

1703

05

01 PANORAMA WEST BY CARDEL LIFESTYLES 175 Panatella Hill NW

02 KENSINGTON BY BUCCI Presentation Centre opening soon at 2nd Ave and 10th St. NW

03 VIRIDIAN BY TRICO HOMES Sales Centre Now Open 3503 Sage Hill Drive NW

04 WILLOW AT SHERWOOD BY AVI URBAN Coming Soon Visit Sales Centre at 64 Nolan Hill Gate

05 ARRIVE AT EVANSTON BY PARTNERS DEVELOPMENT GROUP Symons Valley Parkway please call 587-755-1166

22

04

07

FROM THE $300’S


NOSEHILLPARK


16 AVENUE CENT

RE S

TREE

T

EDM

ONT

ON

TRAI

L

14 S

TREE

T

85 S

TREE

T

GLENMORE TRAIL

69 S

TREE

T

BARL

OW

TRA

IL36

STR

EET

ME MOR IAL DR IV E

M

acLE

OD

TRAI

L

ANDERSON ROAD

SOUTHLAND DRIVE

BOW BOTTOM

TRAIL

MacLEOD TRAIL


JAMES M

cKEVITT

ELBO

W D

RIVE

BLAC

KFO

OT

TRAI

L

SHAWNESSYBLVD.

GLENMORERESERVOIR

CROWCHILD TRAIL

BEDDINGTON TRAIL NW

JOHN LAURIE BLVD.

SHAG

ANNA

PI TR

AIL

STONEY TRAIL

COUNTRY HILLS BLVD.

DEER

FOOT T

RAIL

HARV

EST H

ILLS

BLVD

NE

DEERFOOT TRAIL

64 Ave

37 S

TREE

T

SARC

EE T

RAIL

17 Ave

32 Ave

16 AVENUE

FISH CREEK PARK


AIRPORT

14 STREET

STONEY TRAIL NW

85 ST. NW

ROCKY RIDG

E BLVD.

SYMO

NS VALEY RD.

PANORAM

A ROAD

STONEY TRAIL NW

144 AVE NW.

SYM

ONS

VAL

LEY

PKW

Y

CENT

RE S

TREE

T

14TH

ST

NW

SYMONS VALLEY RD.COUNTRY HILLS BLVD.

NOSE

HILL

DR.

06 TRINITY BY JAYMAN MODUS 44 Nolan Hill Blvd. NW

07 THE TIMBERS BY GABLECRAFT HOMES Sherwood Blvd at Sherwood Way NW Register Now www.thetimbers.gablecrafthomes.ca

10 SAGE PLACE BY CARDEL LIFESTYLES Now Open Show suite 175 Panatella Hill NW

14 UNIVERSITY CITY BY KNIGHTBRIDGE

15 THE GROVES OF VARSITY BY STATESMAN HOMES 5353 Crowchild Trail NW

17 BROWNSTONES BY GENESIS BUILDERS GROUP 16 Sage Meadows Circle NW

18 SONOMA AT SAGE HILL BY VERTICAL PROPERTIES 881 Sage Valley Boulevard www.sonomasagehill.com

19 916 BY SABLE DEVELOPMENTS Sales Centre Now Open


22 AVIRA BY JAYMAN MODUS Sales Centre located on Evanspark Blvd. NW

NORTHWEST COMMUNITIES

16

01

15

14

0219

21

1810

06

1703

05

01 PANORAMA WEST BY CARDEL LIFESTYLES 175 Panatella Hill NW

02 KENSINGTON BY BUCCI Presentation Centre opening soon at 2nd Ave and 10th St. NW

03 VIRIDIAN BY TRICO HOMES Sales Centre Now Open 3503 Sage Hill Drive NW

04 WILLOW AT SHERWOOD BY AVI URBAN Coming Soon Visit Sales Centre at 64 Nolan Hill Gate

05 ARRIVE AT EVANSTON BY PARTNERS DEVELOPMENT GROUP Symons Valley Parkway please call 587-755-1166

22

04

07

Client: Arrive (Partners Development Group)

Contact: Crystal Oicle (587) 434 4429

Publication: New Condo Guide

Publication Date: January 9, 2014

Material Deadline: December 18, 2014

File Name: ArriveSnow_FullPage_NewCondoGuide_Dec15

File Size: Full Page 7.5” x 10.5”

ARRIVE HOME TO EVERYTHING YOU LOVE

ARRIVEHOME.CA

SHOWHOME ADDRESS FOR ALL DEVELOPMENTS 104 REDSTONE VIEW N.E. (OFF REDSTONE WAY) CALL FOR PRIVATE VIEWING BETWEEN DEC 24 - JAN 2

403 264 8963AT REDSTONE

FROM THE

INCLUDES G

ST

$340’s DEERFOOTTRAIL

METIS TRAIL

128 AV

E

REDSTONE STREET

RED

STON

EW

AY

RED

STON

ED

RIV

E

STON

EY TR

AIL

CO

UN

TRY

HILLS B

LVD

AT EVANSTON

587 755 1166PRE-CONSTRUCTION

INCENTIVES NOW

FROM THE

INCLUDES G

ST

$320’s

NOW PRESELLING ARRIVE AT EVANSTON

Take pride in owning an ARRIVE townhome because it’s built environmentally responsible – and love it because it is certified BuiltGreen to save you money. Our townhomes feature spacious floor plans with 2 to 4 bedrooms,

all include laminate flooring, 2.5 baths, and an essential heated attached garage, with a full depth driveway.

TO THE NORTH


WHAT CAN WE EXPECT FROM MORTGAGES IN 2015?

Most of us see the end of one year and the start of a new one as a time to reflect on all we’ve accomplished. In the mortgage industry, the Canadian Association of Accredited Mortgage Professionals

(CAAMP) uses this time to reflect on all that’s happened in the residential mortgage market. The annual report the organization releases each November includes data from various sources, including a survey of more than 2,000 Canadians. Here are some of the most interesting facts we pulled from the latest report:

More Canadians are becoming comfortable with variable-rate mortgages. In fact, 20 per cent of those who bought homes in 2014 went with a variable rate, which is up 11 per cent from the nine per cent who did so in 2013. We suspect this increase comes from more than four years of watching the prime rate sit at three per cent, which makes variable rates seem less “risky.”

It’s not surprising that the average mortgage rate on all home purchases in 2014 dropped to 2.89 per cent (from 3.23 per cent in 2013). Both fixed and variable rates have been low all year, but those who went with a variable rate got some of the best mortgage rates that the residential market has ever seen.

Some more good news: the average down payment on the 10 million homes purchased in 2014 was 21 per cent of the purchase price! When asked why they bought homes, CAAMP found Canadians saw homes as 70 per cent a place to live and 30 per cent as an investment. For that reason, it’s not surprising that 91 per cent of the new buyers reported being happy they became homeowners, and many felt mortgages were “good debt” to take on.

While mortgage debt climbed this year (from $1.19 trillion to $1.3 trillion), so did the number of Canadians who are now 100 per cent mortgage debt-free. According to the report, 3.98 million homeowners have paid off their mortgages. That’s 41 per cent of all homeowners.

Of course, that leaves 59 per cent of Canadian homeowners with some amount of mortgage debt on their plates – and pulling out equity from a home counts as part of that. In total in 2014, $63 billion of equity was taken out of homes and used for debt consolidation, home renovations, investments, education and other purchases.

As for 2015, while no one has a crystal ball, most economists agree there’s not likely to be any notable increase in mortgage rates next year. In its latest rate announcement on Dec. 3, the Bank of Canada once again maintained its target for the overnight rate at one per cent, citing Canada’s economy as showing signs of a broadening recovery. Stronger exports are leading to increased business investment and employment, which suggests the rebuilding that will lead to balanced and self-sustaining growth may finally have begun, BoC says.

The Bank’s next scheduled rate announcement will take place on Jan. 21, 2015.

As for 2015, while no one has a crystal

ball, most economists

agree there’s not likely to be

any notable increase in

mortgage rates

// BY ALYSSA RICHARD MORTGAGE ADVICE

Alyssa Richard is the founder and CEO

of ratehub.ca, a mortgage rate comparison site

that aims to empower Canadians to make smart

financial decisions.

Client: Arrive (Partners Development Group)

Contact: Crystal Oicle (587) 434 4429

Publication: New Condo Guide

Publication Date: January 9, 2014

Material Deadline: December 18, 2014

File Name: ArriveSnow_FullPage_NewCondoGuide_Dec15

File Size: Full Page 7.5” x 10.5”

ARRIVE HOME TO EVERYTHING YOU LOVE

ARRIVEHOME.CA

SHOWHOME ADDRESS FOR ALL DEVELOPMENTS 104 REDSTONE VIEW N.E. (OFF REDSTONE WAY) CALL FOR PRIVATE VIEWING BETWEEN DEC 24 - JAN 2

403 264 8963AT REDSTONE

FROM THE

INCLUDES G

ST

$340’s DEERFOOTTRAIL

METIS TRAIL

128 AV

E

REDSTONE STREET

RED

STON

EW

AY

RED

STON

ED

RIV

E

STON

EY TR

AIL

CO

UN

TRY

HILLS B

LVD

AT EVANSTON

587 755 1166PRE-CONSTRUCTION

INCENTIVES NOW

FROM THE

INCLUDES G

ST

$320’s

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TO THE NORTH

WHAT CAN WE EXPECT FROM MORTGAGES IN 2015?

Most of us see the end of one year and the start of a new one as a time to reflect on all we’ve accomplished. In the mortgage industry, the Canadian Association of Accredited Mortgage Professionals

(CAAMP) uses this time to reflect on all that’s happened in the residential mortgage market. The annual report the organization releases each November includes data from various sources, including a survey of more than 2,000 Canadians. Here are some of the most interesting facts we pulled from the latest report:

More Canadians are becoming comfortable with variable-rate mortgages. In fact, 20 per cent of those who bought homes in 2014 went with a variable rate, which is up 11 per cent from the nine per cent who did so in 2013. We suspect this increase comes from more than four years of watching the prime rate sit at three per cent, which makes variable rates seem less “risky.”

It’s not surprising that the average mortgage rate on all home purchases in 2014 dropped to 2.89 per cent (from 3.23 per cent in 2013). Both fixed and variable rates have been low all year, but those who went with a variable rate got some of the best mortgage rates that the residential market has ever seen.

Some more good news: the average down payment on the 10 million homes purchased in 2014 was 21 per cent of the purchase price! When asked why they bought homes, CAAMP found Canadians saw homes as 70 per cent a place to live and 30 per cent as an investment. For that reason, it’s not surprising that 91 per cent of the new buyers reported being happy they became homeowners, and many felt mortgages were “good debt” to take on.

While mortgage debt climbed this year (from $1.19 trillion to $1.3 trillion), so did the number of Canadians who are now 100 per cent mortgage debt-free. According to the report, 3.98 million homeowners have paid off their mortgages. That’s 41 per cent of all homeowners.

Of course, that leaves 59 per cent of Canadian homeowners with some amount of mortgage debt on their plates – and pulling out equity from a home counts as part of that. In total in 2014, $63 billion of equity was taken out of homes and used for debt consolidation, home renovations, investments, education and other purchases.

As for 2015, while no one has a crystal ball, most economists agree there’s not likely to be any notable increase in mortgage rates next year. In its latest rate announcement on Dec. 3, the Bank of Canada once again maintained its target for the overnight rate at one per cent, citing Canada’s economy as showing signs of a broadening recovery. Stronger exports are leading to increased business investment and employment, which suggests the rebuilding that will lead to balanced and self-sustaining growth may finally have begun, BoC says.

The Bank’s next scheduled rate announcement will take place on Jan. 21, 2015.

As for 2015, while no one has a crystal

ball, most economists

agree there’s not likely to be

any notable increase in

mortgage rates

// BY ALYSSA RICHARD MORTGAGE ADVICE

Alyssa Richard is the founder and CEO

of ratehub.ca, a mortgage rate comparison site

that aims to empower Canadians to make smart

financial decisions.


HOMEBUYERS’ HELP

CONDO BUYERS’ RESOURCE SECTIONYOU LOVE THE CONDO, SEE WHAT YOU CAN AFFORD!

Compare mortgage rates for your best deal

Calculate your mortgage payments using the mortgage payment calculation chart

IN THE NEWS

BOOMING YEAR FOR CALGARY’S CONDO MARKET

// BY HEATHER RYAN

IT’S BEEN A BOOMING YEAR for Calgary’s condo market with sales for apartment and townhome condos rising 19.5 per cent above last year due in part to economic stability and population growth in the city.

“Thirty per cent of our market is condos for the large part due to immigration and job creation so there are more people moving into the city and looking to purchase especially given our almost non-existent rental vacancy,” says Bill Kirk, president of the Calgary Real Estate Board. “Condos have also developed to the point that they offer the variety, lifestyle and affordability that people want, and they continue to contribute to the volume of sales in the city.”

Kirk also attributes much of the growth in the condo market to rising prices for single-family homes – in November, the average reached $560,117 – and a lack of listings in the under-$400,000 single-family market.

“People look at condos as a way to get into home ownership because it provides an affordable solution,” says Brad Logel, sales manager for Cardel Lifestyles, a major suburban condo developer. “Buying a condo also allows you to move into ownership without having to deal with everything that goes along with owning a bigger house (shovelling, lawn care, exterior maintenance and the like).

“Growth in the condo market has been very strong this year due in part to single-family homes are becoming more difficult for many people to afford,” Logel notes. “But it’s also due to an increased demand in convenient living that condos provide – especially those condo developments (such as Cardel’s Auburn Walk and Cranston Ridge) that are located in amenity rich locations.

“Because of this, we’re seeing a wide range of people from first-time buyers, single professional females, downsizers, those who are divorced or widowed and empty nesters buying condos.”

Parham Mahboubi, vice-president, planning and marketing for inner-city highrise developer Qualex-Landmark, says he’s seen a growing demand for a variety of living options in downtown Calgary, in particular to serve the needs of a growing population under age 45, and the company has responded to this demographic with projects such as the recently sold-out Mark on 10th and the upcoming Park Point, Qualex-Landmark’s sixth condo tower in the Beltline.

“We’re seeing a good range of condo buyers, from young urban professionals that are just launching their careers, to well-established executives. Also, as a result of higher condo rental rates and escalating property values in Calgary, we are seeing many investors entering the marketplace seeking a positive long term return on their investment.”

In fact, the Real Estate Investment Network recently named Calgary among the top three best cities in Alberta to invest in, along with Airdrie and Edmonton topping the list.

“Calgary has a very robust economy making it low risk for investors relative to other cities in Alberta,” Mahboubi says. “It’s also a business leader with a healthy employment sector and population growth.”

Logel adds, “If it’s in the right location, well designed and well-built, then it’s very likely a great investment. The last two years have seen quite a few investors buying condos.”


TOTAL PRE-TAX INCOME

MONTHLY PRE-TAX INCOME

SPOUSE’S PRE-TAX INCOME

AMOUNT OF MORTGAGE

(PRICE-DOWN PAYMENT)

DIVIDE BY THREE

AFFORDABLE MONTHLY PAYMENTS

DIVIDED BY 12

AMORTIZATION AMOUNT

CHART FIGURE

AMOUNT OF MORTGAGE

DIVIDED BY 1,000

AMORTIZATION AMOUNT

MONTHLY PAYMENTS

ESTIMATED MONTHLY TAXES

AND HEAT

3.00 17.96 9.65 6.91 5.54 4.73

3.25 18.07 9.76 7.02 5.66 4.86

3.50 18.18 9.88 7.14 5.79 4.99

3.75 18.29 9.99 7.26 5.91 5.13

4.00 18.40 10.41 7.38 6.04 5.26

4.25 18.51 10.23 7.50 6.17 5.40

4.50 18.62 10.34 7.63 6.30 5.53

4.75 18.72 10.46 7.75 6.44 5.67

5.00 18.85 10.59 7.89 6.58 5.82

5.25 18.97 10.71 8.01 6.71 5.96

5.50 19.08 10.83 8.14 6.85 6.11

5.75 19.19 10.95 8.27 6.99 6.26

6.00 19.30 11.07 8.40 7.13 6.40

6.25 19.42 11.19 8.54 7.27 6.55

6.50 19.53 11.32 8.67 7.41 6.70

6.75 19.64 11.44 8.80 7.55 6.86

YOU LOVE THE CONDO, SEE WHAT YOU CAN AFFORD!

AMORTIZATION PERIODS

INTEREST RATES

5 YEARS

10 YEARS

15 YEARS

20 YEARS

25 YEARS

% CALCULATE YOUR MORTGAGE PAYMENTS

01Calculate the combined monthly before-tax income

of you and your spouse.

02Divide by three. This figure is the monthly payment you can

afford to make on your condo.

03Take the total price of the condo and subtract the amount

of money you expect to make as a down payment. This is the money you will have to borrow.

04Refer to the chart above. Look down the left column and

locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)

05Multiply this figure by the amount you need to borrow.

Divide by 1,000.

06Add to this your estimated monthly heating costs and

monthly property taxes.

07If this figure is equal to or less than one-third of your gross

monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream condo.

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

FOLLOW THESE STEPS TO SEE IF YOU’LL QUALIFY FOR A MORTGAGE ON YOUR DREAM CONDO

HOMEBUYERS’ HELP

COMPARE MORTGAGE RATES FOR YOUR BEST DEAL VARIABLE 6 MONTHS 1 YEAR 2 YEARS 3 YEARS 4 YEARS 5 YEARS

MORTGAGE OPTIONSYou can choose any of these mortgage options which fit into the two basic mortgage types. Lenders may even customize these options to suit your needs.

All mortgages are of two basic types:

CONVENTIONALBuyer can borrow up to 75 per cent of the purchase price or the value of the property, whichever is less. Buyer has to pay 25 per cent down. A conventional mortgage cannot exceed 75 per cent of the value of the property.

INSURED OR HIGH-RATIOBuyer can borrow up to 95 per cent of the purchase price or the value of the property, whichever is less. The down payment can be as low as five per cent.

OPEN MORTGAGEAllows borrowers are to repay all or part of the total amount of their mortgage at any time without penalty. Because of flexibility, this is ideal for borrowers who plan to sell their homes in the near future or who want to switch from a short-term mortgage at high-interest rates to a longer term when mortgage interest rates fall.

CLOSED MORTGAGEThis usually has the lowest interest rate available but lacks the flexible features of other mortgage options. It’s a good

choice for those who want the security of knowing their monthly payment is fixed for a longer term. Prepayment options are available but they are subject to conditions.

PORTABLE MORTGAGEOffers flexibility if borrowers move. Borrowers can take the mortgage to their new home or can transfer it (usually with the consent of the lender) to the purchaser of their old home. This is an attractive option if the rate on the existing mortgage is lower than current rates.

ATB Financial 2.7 4 2.94 2.89 2.99 3.04 3.24

Alterna Svgs/Alterna Bk 2.6 4 2.98 2.98 2.98 2.94 3.19

Bank of Montreal 3 4 3.14 3.04 3.85 4.39 3.29

Bank of Nova Scotia 2.6 4.55 3.29 2.79 3.44 3.94 3.19

Canadian Western Bank 4 3.14 3.04 3.65 4.2 4.99

CFF Bank 3.69 3.75 2.59 3.79 3.04

CIBC 3 2.99 2.79 3.65 3.14 4.99

ICICI Bank Canada 3.05 3.15 3.65 3.64 3.69 3.89

Manulife Bank 2.7 4.45 3 3.04 3.04 3.09 3.09

National Bank n/a 4.4 3.14 3.04 3.75 3.09 3.39

President’s Choice Financial 2.65 2.94 3.59 2.99 4.44

Royal Bank 3 3.14 3.14 3.95 3.14 3.24

TD Canada Trust 3 3.09 3.04 3.44 3.14 3.29

Tangerine 3 3.19 3.24 3.49 3.69 3.79

Community Trust n/a 6.5 3.14 3.25 3.95 4.74 4.99

Concentra Financial n/a 5 2.89 2.59 3.44 3.94 4.79

Effort Trust n/a 4.45 3.45 3.6 3.7 4.6 4.95

Home Trust Company 2.5 3.95 2.89 2.89 2.79 2.94 2.95

Investors Group Trust n/a 4.2 3.14 3.14 3.75 4.64 4.99

MTCC 2.6 4.55 3.29 2.79 3.44 3.94 3.19

Airline Financial C.U. 4 3.01 3.1 3.33 3.65 3.13

Comtech Credit Union 2.95 6.2 2.99 3.25 3.29 2.99 2.99

First National Fin. LP 3.95 2.99 2.59 2.69 2.89 3.09

FirstOntario C.U. 2.6 3.09 3.14 3.29 2.94 3.09

IC Savings 2.99 2.79 2.99 3.14 3.29

London Life n/a 4.2 3.14 3.14 3.75 4.64 4.99

Luminus Financial 2.6 2.95 2.75 3.45 2.95 3.15

MCAP 2.5 3.6 3.95 4.35 4.84 5.14

Meridian Credit Union 2.75 4 3.09 2.65 3.65 3.29 3.19

Parama Credit Union 2.85 2.85 3.05 3.15 3.25 3.4

Steinbach Credit Union 2.5 2.65 2.8 2.9 2.95 3.1

Rates are subject to change without notice.


INDEX OF ADVERTISERS READ MORE ABOUT OUR ADVERTISERS!

Altadore 36 Brookfield 36

Arrive at Evanston Partners Developments 45

Auburn Walk Cardel Lifestyles 3

Avli Red Management 20-22

Bridgeland Hill Apex City Homes/GableCraft Homes 4

Bridgeland Crossing Apex City Homes/GableCraft Homes 31

Brookside at Baysprings Merge Developments 38

Champagne Remington Development Corp. 2

Copperfield Park III Brad Remington Homes 1, 11-13,52

Cranston Ridge Cardel Lifestyles 3

Creekside Village Carlisle Group 24-25

Canoe Avi Urban 51

Emerald Sky Carlisle Group 24-25

The Gates Remington Development Corp. 14

Groves of Varsity Statesman 18

The Guardian Hon Towers ltd. 4

Harvest Mosaic Brookfield Homes 17

Heartland Townhomes Excel Homes 39

Hunter House Streetside Developments 37

Kensington Bucci Developments 18

LIDO Battistella 22

Mosaic Mirage Brookfield Homes 17

Mosaic Riverstone Brookfield Homes 17

Muskoka Brookfield Homes 17

Park Point Qualex Landmark 29

The Post Avi Urban 21

Riverfront Pointe Carlisle Group 24-25

Sabal Homes Sabal Homes 16

SoBow M2i Developments 23

The Timbers GableCraft Homes 7

V & V Providence Developments 32

Veridian Trico Homes 24

Vivace Streetside Developments 34

Waterfront Parkside Anthem Developments 5

Zen Avalon Master Builder 41

Jayman Group of Companies PULLOUT INSERT

Avira Ebony Overture The Rise

Trinity Carnaby Heights Harana

www.copperfieldpark.com

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