BACKUP SERVICING

AT A GLANCE• All levels of backup servicing

• Capacity to quickly move distressed loan portfolios

• Minimized servicing disruptions

• Seamless conversion of data

• Tailored servicing to fit business needs

Backup Servicing OverviewBackup servicing is an essential component of portfolio management. It requires proven systems and processes, as well as professionals who have actual experience in transferring distressed portfolios from underperforming servicers.

One of the industry’s top loan servicing organizations, CSC offers 25 plus years of experience in conversions, portfolio transfer and servicing for all types of credits (prime to subprime). With a wealth of knowledge and expertise in managing securitized transactions, CSC is a recognized leader in both primary and backup servicing transactions — providing quality administrative management for a diverse range of portfolios including:

• Automobile loans• RV, marine and SRV loans• Secured and unsecured consumer loans and lines of credit• Home equity loans and lines• Securitized and nonsecuritized transactions

Backup Servicing SolutionsCSC has the experience, financial strength and capacity to act in a backup role ranging from minimal (cold) to full infrastructure set up (hot). Our backup servicing provides you the ability and capacity to quickly move distressed portfolios while tailoring the servicing solution to match the specific requirements of the deal. Investors, rating agencies, trustees and originators all benefit from leveraging the reputation and financial strength of CSC.

CSC’s completed conversions include:

• Assumption and collection of 111,000 unsecured consumer loans for an investment partnership

• Conversion and collection of more than 50,000 loans from failed originators/servicers

• Conversion, servicing and collection of $8 billion in secured and unsecured loans from more than 200 failed S&Ls and thrifts

• Conversion and collection of 17 troubled securitized automobile trusts• Conversion, servicing and collections for 15,000 at-risk auto loans within 25 days

of request• Assumption and collection of 35,000 secured nonprime consumer loans for a large

captive finance company• Contracted servicer for nearly $4 billion in current consumer and

commercial loans

CSC tailors each backup servicing program to meet the requirements of all parties involved for each particular transaction. Whether hot, warm, cold or a combination of unique requirements, we can help you achieve the right level of backup servicing that will best position the transaction to potential investors.

CSC BACKUP SERVICING SOLUTIONS

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Worldwide CSC Headquarters

The Americas 3170 Fairview Park Drive Falls Church, Virginia 22042 United States +1.703.876.1000

Asia, Middle East, Africa 20 Anson Road #11-01 Twenty Anson Singapore 079912 Republic of Singapore +65.6221.9095

Australia 26 Talavera Road Macquarie Park, NSW 2113 Australia +61(2)9034.3000

Central and Eastern Europe Abraham-Lincoln-Park 1 65189 Wiesbaden Germany +49.611.1420

Nordic and Baltic Region Retortvej 8 DK-2500 Valby Denmark +45.36.14.4000

South and West Europe Immeuble Balzac 10 place des Vosges 92072 Paris la Défense Cedex France +33.1.55.707070

UK and Ireland Region Royal Pavilion Wellesley Road Aldershot, Hampshire GU11 1PZ United Kingdom +44(0)1252.534000

Comprehensiveness and Quality of the SolutionCSC has developed a comprehensive portfolio transfer plan geared toward a smooth, minimally disruptive transition of servicing responsibilities. Upon receipt of a conversion order, we contact your current servicer to discuss data processing, cash management, file transfer and at-risk account processing. The conversion plan includes the following:

• Due diligence review• Data conversion• System setup• Follow-up site visit• Loan file transfer• Notification to borrowers, vendors and insurance companies of the change in servicer• Portfolio overview/strategy• Identification of pending actions• Identification of emergency situations• Review of previous investor reports and bank reconciliations• Loan file inventory

Technology ExpertiseThe portfolio management and collection systems are robust, flexible systems used by some of the world’s largest and most respected financial organizations. These systems have been proven in multiple industries and processing environments. They provide complete editing for transactions entered, and furnish a complete operation, accounting and management reporting package. CSC provides a cost-effective and secure processing environment across a wide range of assets and lending requirements.

Pricing OptionsCSC’s SMART (Strategic Management Analysis and Reporting Tool) data warehouse was developed by experts who understand the importance of real-time portfolio management reporting. Our clients enjoy the ease of generating timely, detailed and accurate reports — all crucial in managing and evaluating the integrity of the portfolio. The level of historical detail retained in the warehouse facilitates simple list reports and “what-if” queries all the way to complex static pool analysis.

The CSC AdvantageCSC is unique in our industry in having both the depth of lending and assumption experience and the strength of technical and financial resources to support your needs. We are ready to develop backup servicing solutions that meet the goals and objectives of your organization.

For more information about CSC’s Backup Servicing capabilities, call us at 800.345.7672 (+1.469.499.9981 if outside the U.S.) or send an email to inforequests@csc.com.