boerne business monthly – february 2015

Volume 7, Issue 08: February 2015

BOERNEb u s i n e s s m o n t h l y

WHAT MOTIVATES COMPANIES TO HIRE YOU?

ARE MY HEADACHES NORMAL?

LOCAL NEWS & INFO

+AKIN, DOHERTY, KLEIN & FEUGE, P.C.

AccountingSuccess

Customized Phone Plans

The Fastest Internet Speeds

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Sometimes the best way to mind your business is to get away from it.

That’s exactly what Joshua Creek Ranch had in mind when plans came together for the brand new, Branch Haus Lodge and Conference Facility.

Opening in early Spring 2015, the Branch Haus will feature 11 luxury guest rooms, massage rooms and a 2,400 square-foot, state-of-the-art conference and event facility – all with incredible views of the beautiful Texas Hill Country.

Combine that with the world-class hunting, shooting, fishing and gourmet dining Joshua Creek Ranch has cultivated over the last 25 years and you’ve got the

perfect setting for strategizing, planning and developing your business.

Call today and book your next meeting, conference or retreat in paradise.

Located in Boerne, TX, just 45 minutes NW of San Antonio, offering guests a first-class setting to enjoy the ultimate outdoor experience.

(830) 537-5090 [email protected] www.joshuacreek.com

Like, Follow and Connect with us

Offering Services in Accounting

and Tax for Small Business,

Individuals, and

Non-Profits

[email protected] www.mlcoxcpa.com

830.995.5810

Fpublisher's noteFebruary is here and I am so excited! This month is one of

my busiest times of the year. For me, February means fun,

family and lots of functions. I am looking forward to all that

this month has to offer!

For the February issue of BBM we showcase local business

Akin, Doherty, Klein & Feuge, P.C., or ADKF. Turn to page 14

to learn what sets this public accounting firm apart from

the rest!

Also in this issue Mayor Mike Schultz fills us in on what is

happening in the City of Boerne as we enter into 2015, Ron

Warden of Edward Jones shares with us why we should skip

the flowers and candy this Valentine’s Day and gift our loved

ones with financial preparations instead, and Dr. Michael

Garcia educates us about the different types of headaches.

All of this and so much more fills the pages of the February

issue of Boerne Business Monthly. We hope you enjoy it!

Lauren T. StumbergPublisher

facebook.com/boernebusinessmonthlyBoerne Business Monthly is published by Distinct Media, LLC, copyright 2014. Reproduction is strictly prohibited without prior consent of the publisher. Opinions expressed in Boerne Business Monthly are those of the writers or sources and do not necessar-ily represent the views of the publisher, nor do they constitute the endorsement of products or services herein. Although the information and recommenda-tions in this publication have been compiled from sources believed to be reliable, Boerne Business Monthly makes no guarantee as to, and assumes no responsibility for, the correctness, sufficiency or com-pleteness of such information and recommendations.

publisher

LAUREN TUTTLE STUMBERG

director of sales & marketing

RUSTY MEADORart direction

DISTINCT MEDIA, LLCcover photography

PRITCHETT PHOTOGRAPHYdistribution manager

DAVE WILD

for more information

210.219.6735

107 SHOOTING CLUB RD. BOERNE, TEXAS 78006

[email protected]

WWW.BOERNEBUSINESSMONTHLY.COM

advisory council

PHILLIP BELLCommercial Realtor,

Phillip Bell & Assoc., LLC

BETH COYLEPresident/CEO, Coyle•SDA

MATT DIANACEO, Covenant Services

RONNIE E. HUIEHuie Financial Services

MIKE LANGOwner & Escrow Officer,

Kendall County Abstract Company

STEVE MACKCEO, Texas Heritage Bank

DAN ROGERSPresident/CEO,

Boerne Kendall County Economic Development

Corporation

CAROL SCHULTZRealtor, LoneStar Properties

RON WARDENFinancial Advisor, Edward Jones

Karl J. Eggerss President & CEO

www.eggersscapital.com

114 E. Highland Boerne, Texas 78006

210.526.0057 1.888.511.1211

Eggerss Capital Management (ECM) is a Registered Investment Advisory firm based in Texas and registered with the Texas State Securities Board.

Tune in to The Eggerss Report,Your Investing Playbook Saturdays at 7:00 a.m. on

930AM THE ANSWER

08:

09:10:

12:

your SPACE

February 2015

contentsfrom the mayorQuality of Life in Boerne Remains Top Priority for 2015

calendar

wellbeingAre My Headaches Normal?by Dr. Michael Garcia, DC

financesFinancial Preparations for Spouse Can Brighten Every Valentine’s Daycourtesy of Edward Jones

cover featureADKF:Accounting for Your Successby Lauren T. Stumberg

job searchWhat Motivates Companies to Hire You?by Mary Elizabeth Bradford

ribbon cuttings

bisd news

organizeCommon Organization Mistakes

real estate statisticsRECI Looks at Local Real Estate Activity in 2015

artMooney Makes Sense: Cheap Gas

mortgageHome Mortgage Route Most Traveled Avenue to Homeownership

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boerne-tx.gov\civiccenter820 Adler Rd. Boerne, TX 830.249.2811

Meet Play Celebrate

OERNB ECIVIC CENTER

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Corporate Presentations - Classes - Trainings - Seminars Trade Shows - Regular Meetings - Banquets - Receptions

8 Boerne Business Monthly | February 2015

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remains top priority in 2015

Quality of Lifein Boerne

HHere we are again facing a new year full of possibilities in our personal lives as well as in our community. My family is so blessed to live and work in Boerne, and I know most of you feel exactly the same way, whether you have been here for decades or have recently arrived.

A quick recap of some 2014 highlights includes the high profile advertising Boerne received in several magazines and online polls. In case you missed them, we received the following accolades: “4th Most Livable City” by Livability.com; “Best 50 Small Towns for Retirees” list in a Huffington Post report; “Top 10 Best Places to Live in the San Antonio metro area” list by San Antonio Magazine; and the icing on the cake – “Top 10 Best Places for Families” list by Family Circle Magazine. I learned recently that the Boerne Convention and Visitors Bureau has been receiving numerous calls and walk-in visitors from around the country who are considering relocating to our special hill country town to enjoy what we all came here for in the first place.

Other highlights include the continuing promotion of the Hill Country Mile, our unique public private partnership with Main Street merchants. The Downtown Revitalization Grant program is a huge success with seven grants awarded to Hill Country Mile business owners last year. We have added to our Public Art Program with the installation of bronzes on the Cibolo Creek Trail and at Main Plaza. Dickens on Main was another incredible success with over 15,000 people enjoying our special holiday festival on Thanksgiving weekend. And of course, the Main Street bridge, with its new safer sidewalk was completed by the Texas Department of Transportation.

Public safety enhancements are always a top priority and in 2014 several behind-the-scenes improvements were made related to technology and communications, ultimately making our police force more efficient and responsive. Our law enforcement partnership with the Kendall County Sheriff’s Office and the Fair Oaks Ranch Police Department is the best it has ever been. These agencies are now collaborating on a joint Citizens Police Academy to educate more people on public safety challenges and opportunities and to encourage our citizenry to be more watch-ful and engaged in the community. And as usual we had record numbers of neighborhoods and people participating in the annual National Night Out events last October.

The Boerne Fire Department received some great news in 2014 – the insurance rating provided by the Texas Department of Insurance was upgraded from the public protection class “four”

rating, which we have maintained for the last several years, to a “two” rating. This significant improvement is primarily due to the completion of our full-time staffing plan and water system availability throughout our city. The Boerne Fire Department now consists of three full-time firefighting shifts working twenty-four hours per day, seven days per week, 365 days per year, along with thirty volunteer firefighters that assist whenever needed. It was indeed an honor to recognize not only the Boerne Fire Department first responders, but all of the Kendall County EMS personnel at their holiday events last month.

As we look forward to 2015, we are continuing to work with Kendall County and TXDOT leaders to improve our transporta-tion system. I have mentioned several of the major projects in this column before, but the most visible, of course, is the Herff Road project. We are all looking forward to the roadway and River Road intersection realignment work being completed in the next few months. School Street from San Antonio Street to the IH-10 frontage road will also get upgraded this year. The City Council is expected to authorize a construction contract at one of the January city council meetings. You will also begin seeing the construc-tion of the new westbound IH-10 frontage roadway leading up to Bandera Road very soon.

Those of you that visit the Patrick Heath Public Library are seeing the construction of an outdoor amphitheater behind the library. The City is partnering with the Boerne Public Library Foundation and the Majestic Ranch Arts Foundation to build this new outdoor performance venue. Once that is finished, a playground will be added and these new facilities will complete the library campus master plan. We are looking forward to then working on the rest of the City Campus master plan with a goal to build a new city hall in the future.

As a growing community, we must be prepared to tolerate the temporary frustration that comes with construction, and we will be proud of the end results. Your elected officials and government leaders all live here too, so we will continue to be proactive, to protect our quality of life, to be fiscally responsible, and to provide our residents and business owners with the quality services they deserve and expect. Our future is bright in Boerne.

Carol and I wish you many blessings during this new year!

–Mayor Mike

BBM


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FEBRUARY 5GREATER BOERNE CHAMBER OF COMMERCE RIBBON CUTTING CEREMONY FOR GOSS PEST CONTROL 11:30am to12:00pm | 121 South Main – Boerne

FEBRUARY 9KENDALL COUNTY COMMISSIONERS COURT 9:00am to 11:00am | Kendall County Courthouse201 E. San Antonio Ave. – Boerne

FEBRUARY 10CITY COUNCIL MEETING6:00pm to 8:00pm | City Council Chambers124 Old San Antonio Road – Boerne

LIVE AT THE LIBRARY6:00pm | Patrick Heath Public Library451 N. Main St. Bldg. 100 – BoerneFeaturing Jazz Trio Mission City Hot Rhythm Cats. This outdoor musical concert is held on the back lawn of the Patrick Heath Public Library and is sponsored by the Boerne Public Library Foundation.

FEBRUARY 14VALENTINE’S DAY

BOERNE CHOCOLATE WALK – Event Sold Out!11:00am to 5:00pmThe walk will take you through Boerne’s Downtown district and you will see firsthand our unique stores, galleries and restaurants. Tickets are available online only starting January 14.

SECOND SATURDAY ART & WINE 5:00pm to 8:00pm | Galleries in BoerneThe 2nd Saturday participants go all out with complimentary beverages and a variety of hors d’oeuvres along with fantastic art!

FEBRUARY 14-15BOERNE MARKET DAYS 10:00am to 5:00pm | Main Plaza – BoerneMain Plaza comes alive with great shopping in an outdoor setting.

FEBRUARY 16PRESIDENTS’ DAY

FEBRUARY 19GREATER BOERNE CHAMBER OF COMMERCE SPEED NETWORKING LUNCH SPONSORED BY G & A PARTNER AND ADKF CPAS 11:00am to 1:00pm | Tapatio Springs Hill Country Resort & Spa1 Resort Way – BoerneRSVP requiredCost: $35 for Chamber Members, Future Members $40

CALENDAR OF EVENTSFebruary 2015

continued on page 17


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In practice, I have heard from patients that headaches are a normal part of life for them. Sometimes I hear that their headaches are no big deal while other times it can really impact someone's life. The truth is that the human body is designed to be at homeostasis, at ease, regulating every function to BENEFIT the indi-vidual. For example, lots of people have heart disease, yet heart disease is not normal to have. For the body to produce head pain for no apparent reason is against the foundation of the human body to adapt and heal.

There are many questions to consider: What are the types of head-aches? What can I do to help them? Should I be worried about this?

Tension headaches are some of the most common headaches that people get and are familiar with. Typically they are at the base of the skull and can make a band like pres-sure around the head. Stress is a big factor with this type and it seems to worsen as stress rises. Tight muscles cause tension and pulling which affects the meninges and blood vessels. Tension headaches can be severely debilitating as far as pain goes. The key is the absence of neurological symptoms which we see in other types of headaches. Yoga and managing stress are common activities that people use to get temporary or lasting relief.

Migraine headaches are related to abnormal brain flow of blood and CSF (cerebral spinal fluid). Along with these vascular abnormalities also comes neurological symptoms. Some of the neurological signs include: pins and needles, throb-bing in the head, auras, sensitive

to light and vomiting to name a few. Treatments can include Botox injections, caffeine management or Imitrix prescribed by your doctor.

Other headaches may be due to sinus pressure, trigeminal neuralgia. It is important to know which one is most common to you to correctly diagnose.

The upper cervical spine and part of the brain stem called the trigeminal nucleus are in control of the body's neurology. Nerve cells branch off from here and are embedded in the head, neck, blood vessels and the protective coverings of the brain and spinal chord called meninges. Think of this area as a central hub for information relayed from brain and spinal chord to head and neck. Structural Shifts in the Upper cervical spine

Asymmetry found in the head and neck are a common cause for headaches and neurological symp-toms. Structural Chiropractic focus-es on finding and correcting spinal shifts. However, not all headaches are due to spinal shifting and may need further investigation. For exam-ple, grain and gluten sensitivities can cause headaches as one of the symptoms. Luckily, most cases of headaches are due to spinal shifts and respond great under our care. Checking for a Structural Shift in the spine is a great start to finding a solution for not just headaches but other secondary conditions (back pain, numbness and tingling, gut problems, etc.) as well. Gentle and effective corrections to the spine are made to help guide the spine to a more normal position.

by Dr. Michael Garcia

Michael A. Garcia, D.C.Boerne Wellness Chiropractic

115 Hwy. 46 W. | Boerne(830)-249-8900

boernewellnesschiropractic.com

BBM

ARE MY HEADACHES NORMAL?

James Kennell, DCMichael Garcia, DC

115 Highway 46 WBoerne, TX 78006

830-249-8900

www.boernewellnesschiropractic.com

Health by ...ChoiceNot by !Chance

Achieving maximum health and wellness through

chiropractic care.

boernebusinessmonthly.com 11 boernebusinessmonthly.com 11

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Leaving a legacy — If you and your spouse haven’t already done so, take this opportunity to discuss your estate plans. For example, you may want to talk about the need to consult with a legal advisor to determine if you, as a couple, could benefit from setting up some type of trust arrangement. You should also discuss how, when the time comes, you want to handle any retirement assets, such as IRAs, that were titled in the deceased spouse’s name. Do you both want the assets to immediately roll over to the surviving spouse, or should you name your children as beneficiaries? Estate considerations can be complex and involve many different aspects of your financial resources. So you and your spouse need to be “on the same page” with your desires and goals.

Valentine’s Day will come and go quickly. But if you use the occasion to start having the types of discussions described above, you can create something that will last a lot longer than candy or flowers.

VValentine’s Day is almost here. And while it’s certainly fun to give and receive chocolates and roses, why not go a little deeper this year? Specifically, if you are married, consider using this commemoration of love as a starting point for taking care of your spouse in the future — even if you’re not part of it.

Actually, both you and your spouse could designate Valentine’s Day as the begin-ning of your joint efforts to provide financial security for the surviving spouse when one of you is gone. Your strategy should involve at least these three key elements:

Understanding your household’s finances — In some marriages, one spouse handles all the household financial matters, including investments. If this person were to pass away first, it could leave the surviving spouse with the dual responsibility of managing day-to-day finances and tracking down all investment information. These tasks could be overwhelming to someone who is unprepared to deal with them, so you’ll want to take steps to ensure you and your spouse are aware of your joint financial picture. For starters, keep good records of all your financial assets, including investment accounts, life insurance policies and legal documents — and make sure both of you know where these records are kept. Also, if you use the services of a financial professional, it’s a good idea for you and your spouse to meet regularly with this individual to ensure both of you know where your money is being invested and how close you are to achieving your financial goals.

Creating a future income plan — You and your spouse should discuss your sources of income and identify which ones are specifically tied to each spouse and may be affected by a death, such as pensions and Social Security benefits. You’ll also want to talk about options to boost future income upon the death of a spouse. Do you have adequate life insurance? Have you considered investments that can be structured to provide a lifetime income stream? Have you thought about having the higher-earning spouse delay taking Social Security to maximize the survivor benefit for the surviving spouse? These are the types of questions you’ll want to answer as you think about providing adequate income for the partner who outlives the other.

fin

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s

Ron Warden is a financial advisor for Edward Jones.

830.249.8286, www.edwardjones.com215 W Bandera Rd Ste 113 B

Boerne, Texas 78006

F inancial Preparations for SpouseValentine's DayCAN

BRIGHTEN EVERY

BBM


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by Lauren T. Stumberg | photos by Pritchett Photography

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AKIN, DOHERTY, KLEIN & FEUGE, P.C.

AccountingSuccessWWhile most accounting firms are focused

on billable hours, the partners at Akin, Doherty, Klein & Feuge, P.C., or ADKF, choose to look at things differently. They instead concentrate on client and employee relationships, maintaining the belief that their employees’ happiness is reflected in their clients’ satisfaction.

According to Howard “Bo” Klein Jr., co-managing partner for ADKF, “What sets our firm apart is that we have great people who do their very best to serve our clients. Our employees are an incredible asset to our firm, and we have a company culture in place that nourishes that.” In fact, ADKF was even voted by the San Antonio Express-News as one of the best places to work in 2014.

“We tell our employees that life is too short to be miserable in a job. If every day they don’t enjoy coming to work then let us know and we will help them find a place with one of our 1,000’s

pictured above: ADKF’s Boerne branch employees Dylan Boss, co-managing partner Howard Klein, Jr., CPA, Valerie Brauner, CPA, and Austin Lee



ADKF’s Partners (top row, left to right): Howard H. Klein, Jr, CPA, Rene Garcia, CPA, Joseph A. Hernandez, CPA, Thomas A. Akin, CPA; (bottom row, left to right): Scot C. Kopecky, CPA, Susan Valdez, CPA and David J. Doherty, CPA

of clients. However, we do instill in our employees that they should live their lives with these five priorities in place, and in this order: Have a personal faith in God; Family; Church and Community; Their Employer; and Recreation. If they can run their lives with these priorities in place they are going to thrive,” stated Klein. “We encourage our employees to never miss a family event or their children’s activities because of work. When they are 85 years old, look-ing back on their lives, those are the things that are going to matter. They need to take the time to be present in their families lives – even during tax season,” Klein said with a smile.

ADKF offers everything from financial auditing, financial statement preparation, and tax preparation to consulting services in countless areas and truly enjoys providing personal service to their clients. “We like what we do for our clients,” Klein added. “If your client dreads hearing from you then you are doing something wrong! I tell my clients that type of relationship will never work!” Instead, Klein gives each client his own personal cell phone number so they can call anytime they want. “This is something that has developed throughout the firm. We don’t bill for every phone call either. Lots of time it’s a quick two-minute conversation that we need to have in order to get their question answered.”

Over ADKF’s 24 years in business, their commitment to customer satis-faction has led the firm to offer some-times unique ser-vices. “We always ask our clients what their biggest prob-lems are and every now and then we get some very eccentric answers,” laughed Klein. “There was one instance where I asked a client this question and his biggest problem was finding fingerling fish for his stock tank. So guess what? That afternoon I found myself helping him fill up his stock tank with those fingerling fish! Once you’ve solved someone’s problem

they tend to become a client for life,” Klein said with a smile.It is that kind of commitment and dedication to their clients that has resulted in the growth that ADKF

has seen since it opened its doors in 1991. Based in San Antonio with offices in both Boerne and New Braunfels, ADKF has grown to 60 employees since the company got its start 24 years ago. The firm’s seven partners, who include Thomas Akin, CPA, David Doherty, CPA, Rene Garcia, CPA, Howard Klein Jr., CPA, Scott Kopecky, CPA, Joseph Hernandez, CPA and Susan Valdez, CPA, each have over 20 years of experi-ence and have spent many years planning, strategizing, and analyzing both personal and business finances.

Serving as independent accountants for a number of San Antonio and south Texas businesses that range from small, family-owned businesses to large, multi-state companies, ADKF’s experience includes a wide variety of industries that include restaurant and entertainment, non-profit, manufacturing, oil and gas, banks and financial institutions, and health care just to name a few. “We serve clients from very small start-ups to large, public companies and everywhere in between,” stated Klein.

For those clients who are sole proprietors or small business owners, ADKF offers monthly bookkeeping, payroll tax filings and compliance, executive compensation plan-ning and even retirement planning and implementation strategies.

ADKF also provides consulting services with CPA’s in multiple areas, such as: business acquisitions and sales, business valuations, estate and trust planning, international tax matters and personal financial planning.

The partners and staff of ADKF are committed to maintaining current knowledge of each client’s business and personal needs by being available throughout the year to discuss and review matters with them. Their goal is to provide a more effective service by ensuring that each client sees the partner group throughout the full course of the engagement. According to Klein, “We believe that our tremendous growth is largely the result of each partner being

directly engaged with our clients. One example of this is in our audits. Many firms have a huge turnover rate with their auditors. At ADKF all the managers and partners are active and involved in the audits so we are all working together. This in turn results in happier employees and a lower turnover rate. The clients are happier too as a result of not having to continuously work with new auditors.”

Though the services offered by ADKF may be of a serious nature, they believe in the importance of laughing a lot and enjoying what they do. Klein added, “In the end, we believe we will be successful if we strive to do it better, have more fun and keep our five priorities.”

www.adkf.comBBM

ADKF’s New Braunfels location.


Accounting for Your SuccessAt Akin, Doherty, Klein & Feuge, we do everything in our power to assist you with your business and

personal accounting, tax and financial needs.

Akin, Doherty, Klein, & Feuge, personally Serving our clients Since 1991.

830.815.1100 n www.adkf.com507 E. Blanco, Suite 101 n Boerne, Texas 78006

8610 North New Braunfels, Suite 101 n San Antonio, Texas 78217672 Ridge Hill Dr., Suite A n New Braunfels, Texas 78130 leon springs

(210) 698-8100Boerne

(830) 249-3955

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THE DODGING DUCK BREWHAUS 402 River Road - Boerne, Texas 78006

(830) 248-3825WWW.DODGINGDUCK.COM

Member SIPC

www.edwardjones.com

To Our Troops,We’d Simply Like to Say

“Thanks.”Thanks for your courage and loyalty, and for reminding us that real heroes still exist.

Ron WardenFinancial Advisor

215 W Bandera Rd, Ste 113BBoerne, Texas 78006830-249-8286

Rebeca ShortFinancial Advisor

104 Medical DriveBoerne, Texas 78006830-249-4630

Allyson MunsellFinancial Advisor

1011 S Main StreetBoerne, Texas 78006830-249-2748

FEBRUARY 19GREATER BOERNE CHAMBER OF COMMERCE RIBBON CUTTING FOR BOERNE COMMUNITY THEATRE - BCT ACADEMY 1:30pm to 2:00pm | Boerne Community Theatre 113 S. Plant Ste. DD – Boerne

FEBRUARY 21-22HILL COUNTRY OPTIMISTS ANTIQUE SHOW Spend your weekend browsing over 60 antique dealers for classic items of all varieties.

FEBRUARY 24GREATER BOERNE CHAMBER OF COMMERCE RIBBON CUTTING FOR BOERNE ORTHODONTICS AND PEDIATRIC DENTISTRY 11:30am to12:00pm | 215 W. Bandera St., Ste 112– Boerne

CITY COUNCIL MEETING6:00pm to 8:00pm | City Council Chambers124 Old San Antonio Road – Boerne

FEBRUARY 26GREATER BOERNE CHAMBER OF COMMERCE BUSINESS AFTER HOURS MIXER SPONSORED BY JENNINGS ANDERSON FORD 5:00pm to 7:00pm | 31480 IH 10 West, exit 543 – Boerne

BOERNE PERFORMING ARTS - NEW SHANGHAI CIRCUS 7:30pm to 10:00pm | Champion High Auditorium201 Charger Blvd. – BoerneDirect from China, the troupe of The New Shanghai Circus features astonishing athletes that will defy gravity and execute breathtaking feats as they stretch the limits of human ability in this spellbinding show.www.boerneperformingarts.com for ticket info.

FEBRUARY 28HAPPY H RANCH WILD WOMEN AND WINE FESTIVAL 12:00pm to 6:00pm | Happy H Ranch505 U.S. 87 – ComfortA full day of celebrating Texas Hill Country Wine, Food & Craft Vendors, Live Music, Demonstrations, Contests & Prizes All Day!Live music featuring Texas Female Artists Susan Gibson, The Wolf Sisters & Lola Pistola.Guys Are Welcome!Rain or Shine, Covered, Indoor, Spacious Event Center, Free Parking & Shuttle.www.happyhranch.com for more info.

FEBRUARY 2015 CALENDAR OF EVENTS | cont’d

GOT AN EVENT YOU WANT TO TELL THE READERS OF BOERNE BUSINESS

MONTHLY ABOUT!Send Your Calendar of Events

Submissions to [email protected]

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KKnowing what triggers a company’s interest and quickly motivates them to sit up and take notice of you is powerful knowledge that you can use over and over again.

Of course, each situation is different, but the running themes that connect them are the same. Here are several motivators you can begin using to increase a company’s interest in you: MOTIVATOR #1 – YOU CAN SOLVE A PROBLEM THEY HAVE

Perhaps you read about it in a job ad or in a news article. No matter where, a company that has a challenge will appreciate your attention to it and willingness to be either a part of the solution or THE solution! MOTIVATOR #2 – YOU HAVE LITTLE, IF ANY, COMPETITION

Don’t wait for a job ad to post on a major job board before you connect with your companies of choice!

Connect with a decision maker (not human resources) and express your interest and qualifications. Companies ALWAYS have a need for talented people across all departments – so why wait when responding to a job board ad means competing with hundreds of other resumes? Compounded by the fact that over 80% of jobs aren’t even advertised!MOTIVATOR #3 – YOU HAVE A REALLY IMPRESSIVE RESUME

This is where hiring a resume writer really pays off. One of my clients told me he landed a great interview in a new industry he was targeting. When he got there, the first thing the interviewer told him was “I just had to meet the man behind this resume!” Needless to say, the interview went very well and he got the job!

A compelling resume is just one component of a successful job

search, but it is a powerful help to have your interviewer “primed up” by impressing them with a resume that builds the excitement of meeting you!MOTIVATOR #4 – YOU ARE ENTHUSIASTIC

You will score BIG, BIG POINTS if during your interview, you find an opportune time to say, “I am really impressed with your company and I can definitely see myself working here” or “I am really excited about this position” or even “I want this job!” Just think about it, would you want to hire someone who didn’t want to work with you? Of course not! MOTIVATOR #5 – YOU ARE POSITIVE

There is no deal breaker like a string of negative questions and answers. People that are critical thinkers have to be especially careful about coming off too quiet or too questioning in interviews (my engineering, technology, and finance friends, you know who you are).

You don’t have to be something that you are not, but take a little time to prepare for your interviews putting a special focus on the positive responses you can give, PLUS (and this is a big plus) stories about your accomplishments! Critical thinkers and introverts can display their brilliance and their aptitudes just as easily as outgoing people as long as they take time to prepare for their interviews.

These are simple, but tried and true techniques that are easy to overlook, but pay off in more generous offers if you take the time to incorporate them into your job search strategy!

What Motivates Companies to Hire You?

Mary Elizabeth Bradford, CERW, MCD is an Internationally Certified Advanced Resume Writer & author of the Amazon bestseller: The Career Artisan Series: The 21st Century Resume Guide for the Perplexed (with Custom Online Resume Templates). This eBook has helped thousands of jobseekers worldwide tackle the toughest resume writing challenges - giving job seekers both word.doc templates (online link) and step by step instructions on how to easily craft a results producing resume that works in today's job market. www.maryelizabethbradford.com

by Mary Elizabeth Bradford

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Greater Boerne ChamBer of CommerCeriBBon CuttinGs – DeCemBer 2014/January 2015

Ms. Sue’s Art Studio owner Susan Barnes sold her first work of art as a teenager and began teaching art to neighborhood children at seventeen. She studied at San Diego State University while accumulating a portfolio to enter the prestigious Art Center College of Design in Pasadena, California. After earning her degree, she studied abroad in Geneva, Switzerland for one year. Since relocating to Texas, she has found her way back to her pure passion to paint, create and teach. Susan has opened Ms. Sue’s Art Studio and is teaching more than 15 classes a week to 5 to 95 year olds. The studio also holds private parties and summer camps. You can call Susan at (210) 551-3843 for more information. Ms. Sue’s Art Studio is located at 101 Old Fredericksburg Road, Boerne and their website address is www.mssuesart.com.

Urban Defense Training, is your premier source for fitness, advanced hand to hand combat, and medical training for fire, police and military operators. They are completely and wholly dedicated to serving the men and women of city fire services, police services and US armed services. They are committed to their community. Boerne’s Chief Instructor, Kevin Durio will be happy to discuss their training and services in detail, you can call him at (214) 232-8603 or visit their location at 635 IH 46 E., Ste. 101A in Boerne. For more information, visit Urban Defense Training’s website www.urbandefensetraining.com.

Summer and Brian Poole have opened a new art venture, The Shabby Palette, a unique art parlor in Boerne, Texas. They offer Paint and Sip parties, community education classes, event rentals, and more. The art parlor is conveniently located at 402 E. San Antonio Street. For information on events or to book a party, call Summer at (830) 331-2161 or visit The Shabby Palette’s Facebook page at www.facebook.com/shabbypalette.

ENT Clinics of San Antonio, P.A. has opened an office in Boerne. They are dedicated to the prevention and alleviation of human suffering in patients with medical and surgical disorders in the field of Otolaryngology and Head and Neck Surgery. The ENT Clinics of San Antonio’s Boerne clinic is located at 301 Norris Lane and you can call Tracy Gibson or Rebecca Davis at (210) 616-0283 to schedule an appointment or visit their website at www.entclinicsofsa.com.

Paychex offers best-in-class solutions that help you run your business better including online pay-roll, mobile apps, top reporting features, human resource management,employee benefits,401(k) administration,and more. They are the payroll company of choice for over 500,000 businesses. At their Boerne location at 9118 Overlook Road, Tara Lackey will be happy to go over all their services and find a plan that best fits your business. You can call Paychex at (210) 694-6570 or visit their website at www.paychex.com.

Since 1985, Lawing Financial has stayed true to its cli-ent-centric, team approach to financial planning. This clarity of purpose and method propels their employees to work with efficiency, intelligence, and integrity for their clients. Financial Advisor Matt Nelson would love to discuss your financial needs and you can call him at (830) 816-5131. You can find Lawing Financial at 206 S. Saunders in Boerne and visit their website at www.lawingfinancial.com.

Kyle Kirl is the founder of Envision Excellence and has an extensive business background, which includes over 22 years of experience in business to business and consumer goods sales and marketing. The company was formed to be a partner with businesses big and small in need of assistance with business strategy refinement, enablement and implementa-tion. Focus areas for Envision Excellence include; Profitable Growth, Productivity and how you’re People bring your vision to reality. Please give Kyle a call at (830) 388-0862 to discuss how he might be able to help your company and please be sure to visit Kyle’s LinkedIn page www.linkedin.com/profile/viewid=43211050&trk=nav_responsive_tab_profile.

At Northeast OB/GYN Associates, they are women’s healthcare specialists and have been practicing in San Antonio and the surrounding areas for over 25 years. Their patients rely on them from their first gyneco-logical exam through their pregnancies, menopause, and post-menopausal care. Throughout their life stages, they are there for them. Dr. Scott Farhart and his staff are located at 124 E. Bandera Rd., Suite 204, Boerne and to schedule an appointment at (210) 653-5501. For more information on Northeast OB/GYN Associates, please visit their website www.ne-obgyn.com.


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“My child is smart, but is terrifiedof reading in front of the class.”

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PETTIBON NAMED BOERNE ISD

TEACHER OF THE YEAR

Department,” Farber said. “Her instructional practices challenge students to not only learn the material, but to apply that knowledge to everyday life.

“In order to improve scores and passing rates on the Biology End of Course Exam, Tisha implemented academic instructional sessions targeting specific areas of needed growth. These sessions were outside the regular school day and open to not just Tisha’s students, but to all stu-dents taking Biology. The sessions were very popular and very helpful.”

Boerne ISD athletic director Stan Leech says that Pettibon was a key hire as head volleyball coach when Boerne High School reopened its doors in 2009 after being closed for a year during extensive remodeling.

“She brought instant respect and credibility for our program at Boerne High because of her coaching success,” Leech says of Pettibon. “We sought her out because she is a great teacher, but she also is a very successful coach. She helped make us immediately competitive. Her volleyball teams have gone to a regional finals and a regional semi-finals in the past three years. And she and Coach Ruede have taken their basketball teams to the regional finals the last two years.”

Pettibon went to high school in Hondo and she holds her bachelor’s degree in Biology from the University of Texas-Austin. She credits instructors at both school for influencing her decision to enter the education field.

“My Hondo High School calculus teacher, Cindy Jones, who is still teaching there, was a tremendous influence on me,” Pettibon says. “I’m not someone who enjoys math. But she came to class every day excited to be there. She knew her material. And she cared about us as students.

“In college, my mentor was Dr. (Dean) Hendrickson, professor of ichthyology. He was a great role model, a great dad, and extremely smart. He actually discovered a new species of fish in Mexico while doing research. Basically, he is my biology idol. I couldn’t wait until the next class. He had a way of keeping students motivated, that’s for sure.”

TTisha Pettibon, biology teacher and head volleyball coach at Boerne High School, has been named 2015 Boerne ISD Teacher of the Year. Having won this honor, she now will represent the district in the area-wide competition for the Trinity Prize for Excellence in Teaching, awarded each spring by Trinity University.

Boerne ISD superintendent David Stelmazewski presented the Teacher of the Year award to Pettibon in front of one of her biology classes.

“What you are doing as a classroom teacher and what you are doing to help your colleagues grow as professionals is truly impressive,” Stelmazewski said in making the presentation. “You are a great representative for our district and we are proud of you.”

Pettibon, who came to Boerne in 2009, teaches pre-advanced placement Biology and is credited with creating successful tutorial sessions that are open not just to her students but to all biology students at the school.

“My students help make my classes better,” Pettibon told the interview committee that selected her for districtwide recognition from among this year’s nine campus Teacher of the Year honorees. “They have good ideas and they make class interesting.

“I love what I do. I love biology. I get to teach it every day. It is so relevant to our daily lives. When the Ebola outbreak was in the news, what do you think we were talking about in class? We were talking about the outbreak. That’s part of biology. It is current, it is exciting and I love teaching it.”

Pettibon says her students would describe her as being energetic, being a solid leader, and being well-versed in biology. Her colleagues, she says, would describe her as “always busy, always non-stop.”

“I like to help all of our biology teachers and I want one hundred percent of our students to be successful. I will do whatever it takes to make that happen.”

Boerne High School principal Natalie Farber described Pettibon as a fierce competitor in academics as well as athletics.

“Tisha is both a mentor and a model to teachers within the Science

The Boerne Education Foundation awarded $78,000 in Teacher Impact Grants (TIGs) to educators in the Boerne ISD at the district’s annual faculty meeting on Friday, January 9, 2015. 37 teachers received grants based on their proposals for classroom projects and educational enhancements.

“Some truly great things are going to happen in classrooms across the district because of the creativity, commitment and perseverance of our grant recipients,” said Boerne ISD superintendent David Stelmazewski, “and the generosity of the BEF and its donors.”

Anna Floyd, chair of BEF’s Teacher Impact

Grants committee, and BEF president Angie Lemmons made the presentation along with three of BEF’s Annual Campaign contributors, Mark Strode from Methodist Stone Oak Hospital, Paula White from GVTC, and Aggies for Education, a group of A&M alumni.

“I commend these teachers,” Floyd said, “for taking time to write these grant requests for items that they can use to educate our children in more engaging ways. In some cases, grants were for classroom materials beyond the district’s budget.”

The grants are awarded as part of a competitive process, with teacher identity and

campus affiliation shielded from the commit-tee during proposal evaluation. The foundation received proposals from 45 applicants totaling more than $154,000 in requests.

Funds to support the TIG program are the result of proceeds from BEF’s annual fun-draising gala, Rock On, the Annual Giving Campaign and various other fundraisers throughout the year. Rock On Hollywood, the 2015 fundraising gala, will take place on April 18th at The Cana Ballroom at St. Peter the Apostle Catholic Church.

BEF AWARDS $78,000 IN TEACHER GRANTSb

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THIS SECTION:organize |Common Organizing Mistakes

real estate statistics |RECI Looks at Numbers for Local Real Estate Activity in 2015

art |Mooney Makes Sense:Cheap Gas

mortgage |Home Mortgage Route Most Traveled Avenue to Homeownership

your SPACEat home or at work.. . love the space you’re in!


organize |

by Taylor Davis

Sat home or at work.. . love the space you’re in!

Spring is just around the corner...No...Really!

Want to find out the secret to selling your current home fast &

buy a NEW HOME 2015?

Renee & Jim Campbell(210) 542-0148 | (210) 838-1896

Steven Karam(210) 414-0105

Naomi Weckesser(830) 688-0282

Kathy & Wiley Cloud, Brokers(210) 710-6601 | (830) 755-8693

Real Estate Office: (830) 755-8693

Tiffany Joslin(210) 394-4399

Spring will be here before we know it and it’ll be time to do a little seasonal cleaning and organizing. While we all have good intentions, it turns out that quite often we might be doing it all wrong. Here are a few common mistakes made and some clutter-busting tips on how to fix them. Follow these and your home is sure to look spic and span in no time!

MISTAKE #1: SHOPPING FIRST, ORGANIZING LATERHave you ever gone out and bought a bunch or organizational bins just to find out you didn’t know what to do with them? Instead, you need to edit your stuff first and then go buy what you need to put what’s left away in an orderly fashion. Otherwise you’ll just have a bunch of useless bins taking up even more room!

MISTAKE #2: SKIPPING LABELSEveryone thinks that bins are the ultimate answer when it comes to organization. Bins are great, but they need to be properly labeled and specific in order for them to really do their job. Adding a label helps you to stop and think “Oh, this doesn’t belong in here,” before you put something in that will just make a mess of your organizational system all over again!

MISTAKE #3: IMPROPER UNDER-BED STORAGESo you got all your stuff hidden away under your bed and you think you’re doing good, right? Under-bed storage can be a great way to clear clutter and save space, but only if it is well hidden or displayed properly. Exposed boxes and bins under the bed can make your space look messy, so opt for a bed skirt for a cleaner look or consider a bed with built-in under-bed storage.

MISTAKE #4: OUT OF ORDER DRAWERSTechnically, a drawer is a container in itself. However, just throwing your stuff in a drawer so it’s out of sight does not count as being organized. By using additional containers and dividers within the drawers your items will be more visually appealing and easier to access.

MISTAKE #5: USING THE FRIDGE AS A MESSAGE CENTERYou think you are doing a great thing by corralling all the messages and papers into one easily accessible spot, however the truth is that notes and magnets all over the refrig-erator just look messy. We all think this is a great place to put stuff so that people will notice it, but they don’t. Most of the time they never even look at it. Instead, households need a designated area that everyone knows is the go-to place to look for messages, mail and communication. Consider a tucked away bulletin board on the inside of the pantry or anywhere that messy papers won’t be out in the open.

Common Organizing MISTAKES

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REAL ESTATE

TRANSACTIONS

K

VISIT US AT WWW.KCAC.NET

Ashlee Pfeiffer, Manager

“Where experience and service make the difference”

830.816.2131 | 830.249.3341 - Fax103 N. Saunders • Boerne, Texas 78006

(across from the courthouse)

From its beginning in 1916, Kendall County Abstract Company has been Kendall County’s locally owned and operated title company. Over the last 97 years, we’ve earned the trust of real estate professionals because we’re experi-enced, we’re professional, and we care about our customers.

• Stewart Title Guaranty Company• Fidelity National Title• First American Title Insurance• Alamo Title Insurance

Agent for:

Serving our Friends and Neighbors of the Hill Country Since 1916

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Kendall County continues into 2015 with about the same number of residential listings, 314 for sale on the MLS service. There has been some lowering of list prices. The highest priced listing is $3,000,000.00 while the lowest priced listing is $85,500.00. The average list price is $661,816.00

The number of Sold/Closed listings for the past 30 days is 34 units with an average sales price of $484,387.00. The highest priced sale in the last 30 days was $1,980,000.00. The total sold volume in the past 30 days is $16,469,171.00

A few subdivisions showing current listings of residential homes for sale include one in Bentwood $210,500, one in Cibolo Crossing at $168,000, six in Ranger Creek $175,000 - $390,000 and fifteen in River Mountain Ranch $339,900 - $1,400,000.00. Wondering what the best source to obtain more specific real estate information? Or want to begin your own home search or sale? Real Estate Classes Institute recommends that you contact a local Real Estate Specialist and determine their level of exper-tise. Then, ask for specifics that are of interest to you; which areas have larger lots, acreage, and other amenities such as pools or waterfront, and how they can help you with a new home purchase. Find out how they will be able to best represent you in your sale or purchase. They’re the experts!(These figures do not include “non-MLS” listings such as for sale by owner nor does it include ALL new construction not entered in MLS service.)

Still curious about your own subdivision? Let us hear from you and we’ll try to include it in the next issue.

REAL ESTATE CLASSES INSTITUTE IS LOOKING

AT THE NUMBERS FOR REAL ESTATE ACTIVITY 2015.

According to the San Antonio Board of Realtors MLS services as of 01-17-2015.

210-749-3131 | www.TxRECI.com

Strong growth in luxury home sales continued in 2014 throughout Texas’ largest markets, according to the 2015 Texas Luxury Home Sales Report released yes-terday by the Texas Association of Realtors.

The report cited sales volume increases from 9 percent up to more than 25 percent for homes sold at $1 million or more in markets including Austin, Dallas-Fort Worth, Houston and San Antonio.

"The overall economic growth and prosperity in Texas have contributed heavily to the luxury market, making it one of the strongest segments of housing in Texas in 2014," said Real Estate Center Research Economist Dr. Jim Gaines.

Gaines said the state also benefited from people moving here from places like California, where a mod-

est two-bedroom condo can be valued at $1 million or more.

"Those people sell their home in California, move to Texas and realize their money goes much further in our market," Gaines said. "Thus, even if they don’t have an income typical of a luxury homeowner, they have assets to purchase luxury homes and are stimulating that market."

In terms of volume, the Houston area had the larg-est number of luxury home sales in Texas, with homes valued at $1 million or more representing almost 2 percent of overall home sales. Luxury sales were up 13 percent over the prior year, which significantly outpaced the 2 percent year-over-year growth seen in volume for the total market. Active listings for luxury

homes in Houston were up 19.7 percent over the previ-ous year.

Austin showed similar trends, with luxury homes representing 2 percent of the overall housing market and increasing 9 percent over the previous year.

In Dallas-Fort Worth, luxury sales represented a smaller percentage of the market at 1.2 percent, but the sales volume was the second highest in the state and increased by double digits, up 15 percent over the previ-ous year, when overall home sales were flat.

The most aggressive growth in luxury sales was in San Antonio, where homes valued at $1 million or more represented less than 1 percent of the market, but volume increased 26 percent over 2013.Information courtesy of the Texas Association of Realtors

INCOME, POPULATION GROWTH SPUR TEXAS LUXURY HOME SALES

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&Phillip Bell

Assoc., llc210.415.8483 [email protected]

REALTOR®, GREEN/ConsultantPHILLIP BELL

phillipbell.net• ENERGY EFFICIENT • WATER CONSERVATION

OTHER UNLiSTED COMMERCiAL PROPERTiES AVAiLABLE!

COMING SOON! INDUSTRIAL/TECHNOLOGY/BUSINESS PARK: This 28.4 acre property is available for development. Recently annexed with Industrial zoning (I) pending, this property is ready for a professional developer to work with the City of Boerne for a most-needed industrial park. City water available. City sewer service in progress. Approx. 1400 feet of frontage on Shooting Club Road with additional access on Hwy 87 (Main Street). The property is under Ag-Exemption. 39 horse stalls, office and apartment to be removed. Contact listing agent for full details.

34± ACRES: This property at 7 Becker Ln is offered for potential development. Located behind Ingram Readymix, with50 ft. easement fronting on IH-10 access road. There are two family homes and various out-buildings on the property with two wells and three septic systems. The 34+/- acres is not in the City limits but is in the ETJ. Ideal for light, industrial development. Electricity is available from Bandera Elect. Co-Op. Water and sewer service available from Kendall Utility. Survey, plat and aerials are available. Call for details. $2.00/Sq. Ft.

LANDfor

SALEINDUSTRIAL

ZONE

in the new

PRIVATEREAL ESTATE

TRANSACTIONS• FAMILY• ESTATES

• COMMERCIAL• INVESTORS

(210) 415-8483 – Call for Details

[email protected]

Information courtesy of the Texas Association of Realtors


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Reach the Broker Day or Night!Office: 830-331-2666

Cell: 210-535-1355103 E. Kronkosky – Boerne, Tx 78006

CALL ED TODAY!Ed Trevino, Broker

EVERYTHING FROM HOME STAGING, LICENSED AND INSURED CONTRACTORS, HANDYMAN SERVICES AND

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BALCONES CREEKHomes from the $250s

In the San Antonio division, prices, plans and specifications are subject to change without notice. Map is an artist’s conception for general information purposes only and is not to scale. Photographs are for illustrative purposes only. Information believed to be accurate but not warranted. See sales counselor for details. © 2015 RH of Texas Limited Partnership.

RS1319

Community Features:• No city taxes• Gas community• Gated community• Wooded homesites• Exemplary Rated Boerne Independent School District

87

87

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46

46

Johns Rd.

Fair Oaks Blvd.

FrederickCreek

Main St.

Balcones Creek

Map not drawn to scale.

For more information contact Mark Guerra at 830-981-5301 or Cesar Rivera at 830-981-4464.

Visit ryland.com for more information.

THE WOODS OF FREDERICK CREEKHomes from the $270s

Community Features:• Large wooded homesites • 3-car garage designs available • Hill Country experience offering city conveniences• Boerne Independent School District

For more information contact Stephanie Keene at 210-415-8668.

Limited Homesites

Remain!


mortgage |

Home Mortgage Route Most Traveled Avenue to

HomeownershipBy David S. Jones, Senior Editor, Real Estate Center at Texas A&M University

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WWhile the number of all-cash home sales has increased, don’t be fooled into thinking it’s com-monplace, says a noted economist. The residential mortgage remains king of the home-financing hill.

“The all-cash phenomenon is an aberration,” said Dr. Mark Dotzour, chief economist for the Real Estate Center at Texas A&M University. “Most U.S. homebuyers do not have sufficient funds to pay cash for a home. In fact, many have difficulty coming up with a modest down payment.”

When mortgage rates are low, buyers can buy larger, more expensive homes. On the other hand, higher rates preclude them from buying larger homes because the monthly payments increase beyond their ability to pay.

“Consequently, changes in mortgage interest rates have a profound impact on sales of single-family homes,” said Dotzour.

Homebuyers and real estate professionals need to understand why interest rates fluctuate. A would-be homebuyer may defer purchasing if they think mortgage rates are likely to fall. Conversely, if they think rates will rise in the near future, they may buy before that happens.

The 30-year, fixed-rate mortgage rate moves closely in tandem with the ten-year U.S. Treasury bond rate, explains Dotzour. Bond investors have numerous choices for investments, including resi-dential mortgages, Fannie Mae and Freddie Mac bonds, corporate bonds and U.S. Treasury bonds.

When the interest rate on the ten-year Treasury goes up 1 percent, said Dotzour, it’s highly likely that the interest rate on all other bonds will increase by nearly the same amount. When the ten-year Treasury bond rate moves up, mortgage rates almost immediately move up as well.

“The mortgage rate is always higher than the Treasury rate,” he explained. “That’s because investors perceive mortgages to be riskier investments than U.S. government debt.”

Over the last 14 years, the mortgage rate averaged 5.62 percent. The average Treasury rate was 3.84 percent. The difference between the two is known as “the spread.” Over the same years, the spread averaged 1.78 percent.

“So, the 30-year mortgage is likely to be about 1.8 percent higher than the current Treasury rate,” Dotzour added. “The two rates, however, are not in perfect unison. There was a big spike to nearly 3 percent in 2008 when bond investors lost faith in America’s housing market.”

The ten-year Treasury rate moves up and down based on how much inflation investors expect to see over the next decade. If high inflation is expected, Treasury bond interest rates rise. Inflation was high in the 1970s and 1980s. So were interest rates.

To learn more about how mortgage interest rates are determined, read “Heart of the Housing Market” in the January issue of the Center’s magazine Tierra Grande.

boernebusinessmonthly.com 31 Experience • Skill • Dedication

222 S. Main | Boerne, Texas

830.249.7979www.hillcountryproperties.net

101 TIMBER MOUNTAIN DRIVE – RIVER MOUNTAIN RANCHThis lot is priced to sell! The lot is situated on the first street in the subdivision and is a corner lot with some oaks. Subdivision has three gated parks with water access. Exemplary Boerne Schools.

MLS#1095150 | $60,000Contact Sara Baird (210) 317-9996

632-636 HIGH ST – HISTORICAL PROPERTY!Charming & unique 1902 historical property located in the desirable residential/business area of Comfort! Property has multi-use capabilities for a business/residence. This property boasts long leaf pine throughout most of the building, full kitchen, 2 hot water heaters, oversized rooms with multi-use, and high ceilings! Outdoors is a pond, a brick pizza oven, 2 outdoor restrooms with AC, a large storage building/workshop, utility room with 9X9 storage area upstairs, and beautiful landscaping!

MLS#1066793 | $495,000Contact Shannan Baird (210) 379-8063

103 DEER TRAIL – RANGER CREEK SUBDIVISIONConvenient to town yet the gift of a serene, park-like back yard – your own little oasis! .75+/- acres, 2200 sq ft, 4 bedrooms (one being used as a study), 2 full baths, one story, some updating, carport, storage shed, native plants for low maintenance. Ranger Creek, no city taxes, highly acclaimed Boerne School District.

$290,000Contact Carol Schultz (210) 268-3691

PRICE REDUCED!!

103 COTERIE PLACE – TAPATIO SPRINGSCome to Tapatio Springs and enjoy the low maintenance style living in this immaculate garden home. 3 bedrooms, 2 baths with a gorgeous courtyard entry. Within the last year owner has updated with ceramic tile throughout and interior painting. Great trellis covered patio with built- in outdoor grill. Patio is the perfect place to watch the deer! There are beautiful views of the greenbelt area and cliff that outline the wet weather creek. Boerne exemplary school district and no city tax.

MLS#1087643 | $298,000Contact Sara Baird (210) 317-9996

PRICE REDUCED!!

TECHNOLOGY YOU EXPECT FROM A BIG BANK. SERVICE YOU DON’T.

M E M B E R F D I C

frostbank.com

1300 South Main Street

Boerne, Texas 78006

(830) 249-6633

We’re here with online banking, mobile banking, 1,100+ ATMs and a banker that answers the phone when you call.

VisitBoerne.org 830.249.7277

TICKETS: $20 (student)-$30-$40-$60 ONLINE: www.BoernePerformingArts.com IN PERSON: Greater Boerne Chamber of Commerce OR Boerne Convention and Visitors Bureau PHONE: 830.331.9079 Boerne Performing Arts is a 501(c)3 non-profit organization

7:30 PM • BOERNE CHAMPION AUDITORIUM

boerne business monthly – february 2015

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