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Number of deductible: The amount you are willing to pay for covering a loss. Higher the deductibles, lower will be the premium cost.

Past insurance history : Insurance rates can vary particularly with regards to frequency of claims, insurance score and continuity of coverage in the past.

Area of house location : The neighborhood in which your house is located can play a crucial role in determining the type of insurance rates.

Personal belongings : Home insurance costs could also depend on the number, type and the value of things that you use every day.

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