EasyLiner is an insurance package to protect you against unpaid invoices at homeor abroad. The package includes three essential elements to ensure effectivemanagement of the credit you grant to your customers.

This all-inclusive unique offer is made available for less than 1% of your sales oncredit, depending on your profile and option selected.

Prevention of unpaid invoices

To help you avoid bad debts and poor payers,you will be able to check our opinion onlineon the companies with which you wish totrade. These opinions are based on a powerfulworldwide network of company risk expertswho are located close to your prospects orcustomers. They continually analyse companyfinancials, industry sectors, country risk andother relevant factors, in order to alert youto potential risks.

Collection of unpaid invoices

We work on your behalf to collect your debts,relieving you of the burden of having to collect

your unpaid invoices. Our internationalnetwork of skilled debt collectors use effectiveand appropriate techniques to collect invoices,while preserving the quality of yourrelationships with your customer.

Indemnification

Whatever happens with your customerscovered by us, you will be indemnified againstthe loss you incur from unpaid invoices within2 months after submitting your claim. As aresult, your cash flow will be preserved andyour loss will be mitigated, enabling you tocontinue business as usual.

Information and advice to avoid trading with poor payersThe collection of unpaid invoicesIndemnification should collection take too long

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Selling to an unknown prospect?Get an online quote for cover.

BENEFITS

Financing Support

You become more reliable: withEasyLiner, your invoices arebacked by our insurance and inthe eyes of your financial partnersyou will become a more securelender. Our creditworthiness willenhance the quality of one of yourmajor assets, your portfolio ofinvoices, reinforcing your overallrating.

Operational Efficiency

Insuring against unpaid invoiceshas become a best practiceamongst the most successfulSMEs, both for the protection andthe discipline which it instils ininternal credit management. Bytaking out EasyLiner, you willtransform the unknown cost ofunpaid invoices (and associatedcollection spending) into a knownand limited cost.

Peace of Mind

The complete package of riskmonitoring, collection of unpaidi n v o i c e s a n d u l t i m a t e l yindemnification brings yourcompany a high level of safety. Allthis brought to you by a stronglyrated insurer (AA- by Moody'sGlobally and AA+(za) by GCRlocally).

Business Development

Backed by EasyLiner, you will beable to grant more credit to moreclients, at home or abroad, andas a result grow your businesssafely.

Do not let your competitors havean advantage over you becausethey have already insured theirinvoices. With EasyLiner, you aresure to keep ahead of yourcompetitors.

On average25% ofcompanies faildue to unpaiddebts.

With EasyLineryou run yourbusiness, andwe'll secure it.

COFACE

P O BOX 71787, BRYANSTON, 20213021 WILLIAM NICOL DRIVE, BRYANSTON, JOHANNESBURG, SOUTH AFRICAT. (+27) 11 208 2500 - F. (+27) 11 208 2600

info.za@coface.com

www.cofaceza.com

Coface South Africa Insurance Company Limited is an Authorised Financial Service Provider - FSP 44160