basic overseas insurance package up to 6 months - clalit · pdf filebasic overseas insurance...

Up to 6 months(For insured clients of up to 50, with an optional 2 year extension).

Basic overseas insurance packageMain coverage Maximal liability limit

Medical expense and overseas hospitalization, including medical air transport Up to 500,000$Emergency dental treatment Up to 400$

Personal accidentsCompensation in case of permanent disability for ages 16-65 Up to 20,000$Compensation in case of death for ages 16-65 10,000$Compensation in case of permanent disability for ages 66-75 Up to 10,000$Compensation in case of death for ages 66-75 5,000$

Shortening the trip, loss of ticket, travel expenses of escort and extra costs

Up to 6,000$

Loss of deposit, cancelation of trip, including Tzav 8 (emergency call for duty)

Up to 6,000$

Burial expenses and body›s shipment to Israel Up to 5,000$Expenses due to extended stay Up to 100$ a day starting on the

second day of said extension, and up to 14 says

Liability towards a third party Up to 100,000$Coverage of existing medical conditions nonCoverage for pregnancy defect non(*) taken from liability limit in overseas medical and hospitaliza-tion expenses

Coverage and extensions against additional premiumPersonal luggage Up to 1,250$Digital devices Up to 2,000$Basic search & rescue Up to 100,000$Extreme sports Up to liability limit for medical and

hospitalization expenses

DeductiblePersonal luggage 50$

In all occurrences, except hospitalization 30$

Clal Insurance Ltd's Clalit overseas travel insurance

Up to 6 months(For insured clients of up to 50, with an optional 2 year extension).

Basic overseas insurance packageMain coverage Maximal liability limit

Insured's age Clalit ChulPremiumper day

Mushlam clientsPremiumper day

Platinum clientsPremiumper day

Charge for insurance for a period of up to 6 months*Up to 30 1.82$ 1.37$ 1.09$

30-40 2.01$ 1.81$ 1.51$

40-50 2.27$ 2.05$ 1.70$

50-65 2.79$ 2.52$ 2.37$

65-75 4.87$ 4.39$ 4.14$

75-80 8.63$ 7.77$ 7.34$

Over 80 11.86$ 10.68$ 10.08$

Charge for insurance for a period of up to 6 months*

Up to 30 2.45$ 1.84$ 1.47$

30-40 2.67$ 2.41$ 2.00$

40-50 2.98$ 2.69$ 2.24$

*Premium incudes coverage for luggage. Premium can be purchased without luggage.*The premium is for one day or any part thereof.*Minimum charge is equivalent of 5 day trip.*Payment in NIS, according to $ representative rate.


Note: coverage for existing medical conditionsThe policy also covers in case of a sudden and unexpected deterioration in the insured׳s health due to an existing medical condition, which had been stabilized in the 6 months prior to the date of insurance commencement, including cancer, provided however that a whole year had elapsed since the insured had been pronounced cured, subject to policy׳s conditions and abnormalities.

Improved Clalit Chul plan For insured clients of up to 50, extendible up to 2 years

Medical expense and overseas hospitalization, including medical air transport Up to 850,000$Emergency dental treatment Up to 600$ (*)Coverage of existing medical conditions Up to 225,000$Personal accidentsCompensation in case of permanent disability for ages 16-65 Up to 27,000$Compensation in case of death for ages 16-65 20,000$Compensation in case of permanent disability for ages 66-75 Up to 13,500$Compensation in case of death for ages 66-75 10,000$


Up to 8,000$


Up to 7,000$

Burial expenses and body›s shipment to Israel Up to 10,000$Extended stay related expenses Up to 100$ a day starting on the second day of said

extension, and up to 14 saysLiability towards a third party Up to 150,000$(*) taken from liability limit in medical and hospitalization expenses abroad

Coverage and extensions against additional premiumPersonal luggage Up to 2,000$Digital devices Up to 2,000$Coverage for pregnancy defect up to week 26 Up to 200,000$Coverage for pregnancy defect up to week 30 Up to 50,000$Basic search & rescue Up to 100,000$Extreme sports Up to liability limit for medical and hospitalization

expenses

deductiblePersonal luggage 50$In all occurrences, except hospitalization 30$In the existing medical conditions chapter, except hospitalization 50$

Main coverage Maximal liability limit

Age Up to 5050-6565-7070-80Over 80

Duration of stay730 days110 days100 days60 days45 days


*Premium incudes coverage for luggage. Premium can be purchased without luggage.*The premium is for one day or any part thereof.*Minimum charge is equivalent of 5 day trip.*Payment in NIS according to the representative rate of $ on payment date.

Pregnancy (in Improved Clalit plan only)Hospitalization and medical expenses due to a pregnancy defect and occurrences up toand including week 26 of pregnancy, up to 200,000$; occurrences as of week 27, upto and including week 30 of pregnancy, up to 50,000$, against an additional 1.90$ aday premium.

Clalit Chul underwritingIn the event of an existing illness that had not been stabilized in the 6 months prior toinsurance commencement date, the option of insurance coverage under medicalunderwriting can be looked into.For details, turn to Clalit Chul’s call center at: 972-3-9420630

Insured age Clalit ChulPremiumper day

Mushlam clientsPremiumper day

Platinum clientsPremiumper day

Charge for insurance for a period of up to 6 months*Up to 30 2.15$ 1.61$ 1.29$30-40 2.60$ 2.34$ 1.95$40-50 2.93$ 2.64$ 2.20$50-65 4.31$ 3.88$ 3.66$65-70 8.70$ 7.83$ 7.40$70-80 12.24$ 11.03$ 10.40$Over 80 16.28$ 14.65$ 13.84$

Charge for insurance for a period of up to 6 months*Up to 30 2.66$ 2.00$ 1.60$30-40 2.94$ 2.65$ 2.21$40-50 3.84$ 3.46$ 2.88$


Paying for an extra premium for extreme sports, search & rescue*Search & rescue of missing persons performed by Clal-Sital

Duration Extra charge forthe period, for basic search & rescueUp to 100,000$

Extra chargefor periodFor extreme sports

Up to 7 days 5$8-15 days 10$16-30 days 15$Up to 30 days 10$ 15$Up to 45 days 15$ 20$Up to 60 days 20$ 25$Up to 90 days 30$ 30$Up to 120 days 40$ 40$Up to 150 days 60$ 50$Up to 180 days 80$ 60$Over 180 days 100$ 80$

*the cost of this coverage is in accordance with the insured’s accumulated stay abroad and not for the coverage period.



Extreme Clalit Chul plan Up to 50, up to 2 yearsMain coverage Maximal liability limit


Medical expense and overseas hospitalization,

including medical air transport Up to 1,300,000$emergency dental treatment Up to 500$(*)Personal accidentsCompensation in case of permanent disability for ages up to 50 Up to 25,000$Compensation in case of death for ages for ages up to 50 15,000$


Up to 6,000$


Up to 4,000$

Burial expenses and body›s shipment to Israel and Up to liability limitExtended stay related expenses Up to 100$ a day starting on the second day of said

extension, and up to 14 saysLiability toward a third party Up to 100,000$Personal luggage Up to 2,000$Delayed luggage Up to 120$Basic search & rescue Up to 150,000$Extreme sports Up to liability limit for medical expenses and

hospitalizationLocalized diseases Up to 6,500$Liability towards a third party Up to 100,000$Coverage of existing medical conditions nonCoverage for pregnancy defect non(*) taken from liability limit in medical and hospitalization expenses abroad

Coverage and extensions against additional premiumDigital devices Up to 2,000$

deductiblePersonal luggage 50$In all occurrences, except hospitalization 30$

*premium is per day or ant part thereof*minimal charge equivalent to a 30 day trip*Payment in NIS, according to $ representative rate.

Insured's age Clalit ExtremePer day

Mushlam clientsPer day

Platinum clientsPer day

Up to 40 2.70$ 2.20$ 1.62$40-50 3.05$ 2.47$ 2.01$

Charge for insurance*

Extentions (for all plans)

Search & rescueAn additional 100,000$ coverage for 0.60$ a day, or an additional 200,000$ coveragefor 1.20$ a day can be purchased.

Digital devicesThe insured can chose to extend liability limit to digital devices up to 2,000$, for an additional premium of 12$ for 30 days per device.

Accident The compensation for an accident that happened overseas can be extended beyond the compensation set forth in the policy, to an extra 50,000$ for 0.75$ a day of the trip’s duration, or to an extra 100,000$ for 1.50$ a day.

Vaccines If the destination is in Asia, Africa or South America, the insured must undergo medical care in The Israeli Center for Geographical Medicine & Tropical Diseases, and adhere to its instructions while travelling in those destinations. Mushlam Gold clients traveling abroad enjoy a 75% discount for medical counseling and vaccines in the Clalit clinics (subject to Clalit Mushlam protocol).

UnitedHealthCare - for travelers to the USClal Insurance Company provides Clalit Chul clients who travel to the US a unique and innovative service – access to UnitedHealthCare providers. UnitedHealthCare is a leading US insurance company, known for its quality service.With a nationwide network of hundreds of thousands of medical care and service providers, UnitedHealthCare’s best doctors, clinics and hospitals can be found wherever you go.In addition, if you show the addendum to the policy, all available professional care will be given to you at no charge (Cash-Less Service), except for deductibles.

All the aforementioned is subject to policies’ terms, conditions and exceptions. In case of contradiction, the policy’s provisions shall prevail. We recommend that clients thoroughly read the policy upon receipt. It is hereby clarified that Clalit Health Services is in no way an insurance agent, it is not licensed as an insurance agent and non of its actions and operations should be construed as insurance counseling. It is further clarified that the policy prepared by Clalit is only a service to its members, and Clalit is not a party to the insurance contract.

In overseas emergencies, call Femi call center 24/7,at 972-3-5620000.

How to purchase Clalit Chul

• Call center for credit card or authorization to direct debit payment at *2700 or 972-3-9420630

• Access call center using the call stations in Clalit clinics• Via internet, go to www.clalit.co.il/hul • It is hereby clarified that the selling of insurance is carried

out by Clal Insurance Company Ltd.

Go towww.clalit.co.il/hu

And you can purchaseoverseas insurance

24 hours a day.

basic overseas insurance package up to 6 months - clalit · pdf filebasic overseas insurance...

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