A R M A N I K H O U R YW H O L E S A L E A C C O U N T E X E C U T I V E

– A N D R E W C A R N E G I E

“Your attitude shall determine your altitude ”

W H Y A R M A N I K H O U R Y

• Customer service is the key that starts the engine. This is the most value tool I can provide you. I want to know you & your company.

• I was a Loan Officer & Real Estate Appraiser for 11 years. Guess, what I have been in your shoes and I know the importance of clear communication between You & I.

• You need a “quarterback” throughout this whole process. You need me your “quarterback” who is in your corner 24/7. Call me. text me or email me anytime..I have a great offensive & defensive backing me up!

• Most of all I want to build a solid relationship with you & your company.

Let me ask you a question? How important is customer service to you?

G R E E N B O X L O A N S

• We are a Tech Savvy Lender

• Been around since 2000

• Have over 300 brokers

• Excellant Customer Service

• Niche Programs

• Bank Rates on FHA & Conventional

1 2 M O N T H B A N K S TAT E M E N T S

• 3 Months Personal Bank Statement supporting “lifestyle if income on P&L” o Certified CPA Letter stating the borrowers income for last 12 months

• CPA letter verifying self-employment and % of ownership for at least 2 years

U N D E R W R I T I N G

Do you have any self employed borrowers?

STATED IS BACK!

S I VA

• Reserves (Liquid Assets) supporting loan amount-cash out cannot be used for reserves

• Self-Employed Business number must be verified via 411 or internet

• Self-Employed business license or CPA letter verifying borrower’s ownership of business for last two (2) years in same line of business.

• Rental Agreements must be provided if rental income used to qualify

• Passive income (SSI, child support, trust, annuity, retirement) must be fully verified.

• Min. 3 months Business and Personal Bank Statements to support the reasonableness of the stated income (deposits must reasonably support if not more months may be requested)

I WA N T Y O U R B U S I N E S S !

C L O S E 1 5 - 2 0 D AY S

L O W E S T R AT S I N T H E C O U N T R Y ! !

R E A L E S TAT E A G E N T S !

Real Estate Agents are a crucial part of this business.

I have certifications & over 5 years in App Development & Social Media Marketing.

My gift to you is Real Estate Agents! I need most of your business (niche, traditional, government & jumbo).

There is a creative strategy therefore a approval process is needed.

A G A I N , I K N O W T H E P R O C E S S & R AT E S D O M AT T E R B U T C U S T O M E R S E R V I C E I S T H E K E Y T O Y O U R S U C C E S S . L E T M E B E Y O U R “ Q U A R T E R B A C K ” & L E T S S C O R E S O M E T O U C H D O W N S ! C H E E R S , A R M A N I K H O U R Y

C O N C L U S I O N