are you totally protected?. who is usa benefits group? about the company usa benefits group is a...
TRANSCRIPT
Are You
Totally Protected?
Who is USA Benefits Group?Who is USA Benefits Group?
About the Company USA Benefits Group is a nationwide network of health and life
insurance professionals that have been serving small business owners and the self-employed since 1988.
Non-captive agents working for you, not the insurance company
25 years of Health and Life Insurance Specialization
A+ rating with the Better Business Bureau
Representing top-rated companies as determined by A.M. Best
About Your Agent USA Benefits Group Eagle Division Manager since 2004 4000 Customers 16 Third Generation Families CHU certified since 1998 36Years Of Providing insurance Solutions For The Question:
“ “Are You Totally Protected”Are You Totally Protected”
What Is Your Greatest Risk?What Is Your Greatest Risk?
The fear of CANCER / HEART ATTACKS / ACCIDENTSCANCER / HEART ATTACKS / ACCIDENTS were the top three reasons listed as to why our customers buy health insurance!
WHAT ARE YOURS??WHAT ARE YOURS??
68%68% of all hospital confinements are related to the 4 most common critical illnesses: Cancer + Heart Attacks + Heart Surgery + StrokesCancer + Heart Attacks + Heart Surgery + Strokes
14%14% of all hospital confinements are accidentsaccidents
70%70% use up their savings! 40%40% of those, also max out credit cards!
Number One Cause Of Bankruptcy In AmercaNumber One Cause Of Bankruptcy In Amerca
$16,500 Average Out Of Pocket On These Claims, Including Lost Wages
Total Protection Plus pays all these claims 100%100% and Provides Income Protection..and Provides Income Protection..
WOULD YOU RATHER FOCUS ON FINANCES OR RECOVERY??WOULD YOU RATHER FOCUS ON FINANCES OR RECOVERY??
How Would You Want To Be Insured When A… How Would You Want To Be Insured When A… CRITICAL ILLNESS OR CRITICAL ILLNESS OR
ACCIDENT HAPPENSACCIDENT HAPPENS
Standard Protection Or Total ProtectionStandard Protection Or Total Protection
How Would You Want To Be Insured When A… How Would You Want To Be Insured When A… CRITICAL ILLNESS OR CRITICAL ILLNESS OR
ACCIDENT HAPPENSACCIDENT HAPPENS
Standard Protection Or Total ProtectionStandard Protection Or Total ProtectionM
AJ
OR
ME
DIC
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Total Protection Plus
“FIVE PLANS” Major Medical Plan Reducing
Deductible + 100% ACCIDENT PLAN +
CRITICA ILLNESS PLAN $50,000 $50,000
EACH + EACH + LIFE PLAN LIFE PLAN $100,000 EACH $100,000 EACH + + KARIS PATIENT ADVOCASY
Bill Negotiation 50%Average For15yrs. Surgery Finder
Facility LocaterEOB Assistance
Bill Audit
Standard Protection Major Medical
Health Insurance
”ONLY””ONLY”
Higher PremiumsMore Out Of PocketMore Out Of Pocket
No Income ProtectionNo Income Protection
C
RIT
ICA
L IL
LN
ES
S
K
AR
IS G
RO
UP
100% A
CC
IDE
NT
PL
AN
UNLIMITED UNLIMITED MAJOR MAJOR
MEDICALMEDICAL
“FIVE PLANS”
Better Coverage Better Coverage Less Out Of Pocket Less Out Of Pocket
Income ProtectionIncome Protection
MAJOR MAJOR MEDICAL MEDICAL
““ONLY”ONLY”
USABG Eagle Division Total ProtectionUSABG Eagle Division Total Protection Plus Plus Highlights Of All BenefitsHighlights Of All Benefits
ALL FOR THE PRICE OF A HEALTH ONLY PLANALL FOR THE PRICE OF A HEALTH ONLY PLAN
USABG Eagle Division Total ProtectionUSABG Eagle Division Total Protection Plus Plus Highlights Of All BenefitsHighlights Of All Benefits
ALL FOR THE PRICE OF A HEALTH ONLY PLANALL FOR THE PRICE OF A HEALTH ONLY PLAN
NO DEDUCTIBLE WORLD CLASS OUT PATIENT CARENO DEDUCTIBLE WORLD CLASS OUT PATIENT CARE
UNLIMITED DOCTOR VISITS / $35 Co-Pay
UNLIMITED TIER ONE Rx BENEFITS / $15 Co-Pay
UNLIMITED WELLNESS COVERED 100%
100% COVERAGE ON ACCIDENTS
100% TOTAL PROTECTION PLUS COVERAGE100% TOTAL PROTECTION PLUS COVERAGE
• 100% Coverage On CANCER
• PLUS $50,000 PAID ON DIAGNOSIS
• 100% Coverage On HEART ATTACKS
• PLUS $50,000 PAID ON DIAGNOSIS
• 100% Coverage On HEART SURGERY
• PLUS INCOME
• 100% Coverage On STROKE
• PLUS $50,000 PAID ON DIAGNOSIS
• 100% Coverage On ACCIDENTS
$50,000 PEACE OF MIND INCOME PROTECTION
UNLIMITED MAJOR MEDICALUNLIMITED MAJOR MEDICAL
GUARANTEED RENEWABLEGUARANTEED RENEWABLE
REDUCING DEDUCTIBLEREDUCING DEDUCTIBLE
WORLD CLASS NO DEDUCTIBLEWORLD CLASS NO DEDUCTIBLEOUT PATIENT CAREOUT PATIENT CARE
100% COVERAGE FOR:100% COVERAGE FOR:MAJOR CATASTROSPHIC EVENTSMAJOR CATASTROSPHIC EVENTS
INCOME PROTECTIONINCOME PROTECTION
KARIS PATIENT ADVOCASYKARIS PATIENT ADVOCASY USABG Rx CUT CARD USABG Rx CUT CARD Rx + Lab + Imaging Rx + Lab + Imaging
50+% 50+%
UNLIMITED BENEFITS$5,000 Deductible70/30 To $5000
$10,000 Stop Loss100% ACCIDENT PLAN
PPO RE-PRICING
ASSURITY LIFECRITICAL ILLNESS
$100,000 / $50,000 EACH
KARIS PATIENT ADVOCASYBill Negotiation / 50%/15yrs.
Surgery Finder / Facility Finder
EOB Assistance / Bill Audit
TOTAL PROTECTION PLUSTOTAL PROTECTION PLUS
USA BENEFITS GROUPTOTAL PROTECTION PLUS
Lewis Rucker Family / 73119 / 42-39-2 KidsUnited Health One / Assurity
$628
STANDARD PLANSTANDARD PLAN
UNLIMITED BENEFITSGUARANTEED RENEWABLE
$3,500 Deductible
80/20 To $3,000
$6,500 Stop LossPPO RE-PRICING
NO DEDUCTIBLENO DEDUCTIBLE Unlimited Doctor Office Visits
Unlimited Tier One Drugs
100% Coverage On Wellness
$627 USABG EAGLE DIVISIONUSABG EAGLE DIVISIONOUR GOALS ARE VERY SIMPLE
PAY THE BILLS 100%PAY THE BILLS 100% PROVIDE INCOME + YOU RECOVER
A Check is Better.. Than A Get Well CardA Check is Better.. Than A Get Well Card
UNLIMITED BENEFITS$7,500 Deductible70/30 To $5000
$12,500 Stop Loss100% ACCIDENT PLAN
PPO RE-PRICING
ASSURITY LIFECRITICAL ILLNESS
$100,000 / $50,000 EACH
KARIS PATIENT ADVOCASYBill Negotiation / 50%/15yrs.
Surgery Finder / Facility Finder
EOB Assistance / Bill Audit
TOTAL PROTECTION PLUSTOTAL PROTECTION PLUS
USA BENEFITS GROUPTOTAL PROTECTION PLUS
Will Schroer Family / 45239 / 42-39-2 KidsUnited Health One / Assurity
$565
STANDARD PLANSTANDARD PLAN
UNLIMITED BENEFITS$5,000 Deductible
80/20 To $3,000
$8,000 Stop Loss
PPO DISCOUNTS46%/90%/ 56%/51%
NO DEDUCTIBLENO DEDUCTIBLE Unlimited Doctor Office Visits
Unlimited Tier One Drugs
100% Coverage On Wellness
$543 USABG EAGLE DIVISIONUSABG EAGLE DIVISIONOUR GOALS ARE VERY SIMPLE
PAY THE BILLS 100%PAY THE BILLS 100% PROVIDE INCOME + YOU RECOVER
A Check is Better.. Than A Get Well CardA Check is Better.. Than A Get Well Card