april 25, 2013

OUT& INTHURSDAY, APRIL 25, 2013

ANTHEM • DESERT HILLS • NEW RIVER • TRAMONTO

EVERYTHING THAT’S GOING ON

The Third Life ofKazu Okutomi Page 22

Plus... PRICKETT ‘10 Things I Love About Music in May’Page 29

BUZZ Caepe Seeks Charter Status9

48 Page Issue

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Publisher Nadine Shaalan

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7 PAY IT FORWARDCompassion Helped with Goodbye

8 THIS WEEK INThe Neighborhood

13 THIS WEEK OUTof the Neighborhood

17 THE BUZZ• Rerouting U-turns• Pocket Park Upgrades• Caepe Seeks Charter Status

20 GET OUTBuilding Community: One Wall at a Time

22 COVER STORY Picture This: Anthem via Tokyo

26 FEATUREExtra Week of Music in May

29 PRICKETT FENCE‘10 Things I Love About Music in May’

33 LETS EAT!‘I Think About it 3,000 Times a Day’

37 CLASSIFIEDS

44 REAL ESTATE WATCH

INSIDE VOL. 9.17

20

Get the latest news on AnthemNews.com

6 | OUT& IN | THURSDAY, APRIL 25, 2013

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THURSDAY, APRIL 25, 2013 | OUT& IN | 7

Got Something to Say? Write to [email protected]. Include full name, your town and daytime phone.

Vet Hospital’s Compassion Helped with Goodbye

I would like to share my feelings about how fortunate we are to

have Dr. Kirstin Young and her staff here in Anthem at Daisy Mountain Veterinary Hospital.

My little dog Molly, a Bichon-Frisé, gave me 13 years of companionship and love, until just recently when kidney malfunction made it impossible for her to remain here on Earth with me.

It was my good luck that a friend referred me to Dr. Young. Her compassion, knowledge and sincere concern helped both Molly and me through the difficult two-and-a-half weeks before it was time to say goodbye.

The expertise and empathy of Dr. Young and her staff was extraordinary, and I thank them from both Molly and me.

Joan MillerAnthem

PAY I T F O R WA R D

8 | OUT& IN | THURSDAY, APRIL 25, 2013 THURSDAY, APRIL 25, 2013 | OUT& IN | 9

THURSDAY 4.25BUSINESSChamber of Commerce at Anthem: After 5 Mixer5—7 p.m.Ocho Locos3655 West Anthem Way602-495-6483For Chamber members.

COMMUNITYMade by Hand1 p.m.North Valley Regional Library40410 North Gavilan Peak Parkway602-652-3000A gathering place for those wishing to knit, crochet, tat, macrame or work with fiber. Bring your projects, books, patterns, accomplishments and knowledge to share with others. Ages 18 and up.

North Valley Evening Book Club6:30 p.m.North Valley Regional Library40410 North Gavilan Peak Parkway602-652-3000Discuss “The Round House” by Louise Erdrich. Geraldine Coutts, who works in a tribal enrollment office, has been brutally raped and descends into a deep depression. Her son investigates the crime, but quickly becomes disillusioned with the limitations of justice on the reservation. Registration required.

ACCCA Board of Directors Meeting7 p.m.Anthem Country Club2708 West Anthem Club Drive480-409-4817All Country Club residents encouraged to attend at Ironwood Ballroom.

KIDSPreschool Story Time9:30 & 10:30 a.m.North Valley Regional Library40410 North Gavilan Peak Parkway602-652-3000Stories, songs and activities for ages 3-5. First come, first-served. Story Time Room.

SCHOOLAnthem School: Picture DayAnthem School41020 North Freedom Way623-376-3700For eighth grade students.

The Caepe: ERB TestingThe Caepe School39905 North Gavilan Peak Parkway623-551-7808

Stepping Stones: Science Fair1—3 p.m.Stepping Stones Academy35812 North 7th Street623-465-4910Parents invited to view student projects.

Caurus: Open House5—5:30 p.m.Caurus Academy41900 North 42nd Avenue623-551-5083Ridgeline: Enrollment Night5 p.m.Ridgeline Academy CFA33625 N North Valley Parkway623-223-1335

FRIDAY 4.26CLUBSRotary Club7:15—8 a.m.Anthem Country Club2708 West Anthem Club Drive623-225-6342At Ironwood Country Club.

THIS WEEK

INTHE NEIGHBORHOOD

Party at the Pool StoreThe kids splashing in the pool and the smell of meat on the grill… Our favorite signs of summer are beckoning at Emerald Pools. The family-owned pool supply kicks off swim season with a big barbecue at its Carefree Highway location. Storewide savings and prizes make this festive event an opportunity to save on pool supplies to get your backyard up and running.

Kick-off BBQ10 a.m., Saturday, April 27

Emerald Pool SupplyCarefree Highway and 27th Drive

602-795-4466


DININGA Victorian Lady’s Tea and Fashion Show Registration DeadlinePioneer Living History Village3901 West Pioneer Road623-465-1052$25Traditional tea and delicacies in the Prescott Opera House. Victorian Era clothing modeled from the Arizona Territorial Period 1863-1912. Event May 4.

ENTERTAINMENT‘Lend Me A Tenor’7 p.m.Starlight Community Theater3655 West Anthem Way$12-$15The general manager of the Cleveland Grand Opera Company welcomes the world famous Tito Morelli to appear for one night only. Through hilarious mishaps, the manager’s assistant must pretend to be Morelli for the performance.

SCHOOLThe Caepe: ERB TestingThe Caepe School39905 North Gavilan Peak Parkway623-551-7808Stepping Stones: Science Fair8:30—10 a.m.Stepping Stones Academy35812 North 7th Street623-465-4910Parents invited to view student projects.

Anthem Prep: Early ReleaseNoonAnthem Preparatory Academy42101 North 41st Drive #101623-465-4776WORSHIPCelebrate Recovery11:30 a.m.Koina Cafe42201 North 41st Drive623-466-7964Support for individuals struggling with hurts, habits and hang-ups.

SATURDAY 4.27COMMUNITYHands Across Anthemfor Tyler Hallsey10 a.m.Anthem WaySupporters of young Tyler Hallsey are asked to line Anthem Way between Gavilan Peak Parkway and Daisy Mountain Drive well before the 10 a.m. start of the procession. Daisy Mountain Fire Department will escort the Hallsey family along the route. T-shirts will be sold and donations accepted. Proceeds will help pay for Tyler’s medical expenses. Info: Facebook.com/handsacrossanthem, Facebook.com/WhateverItTakesTylerHallsey.

Market on the Move7—11 a.m.Canyon Church of Christ34975 N. North Valley Parkway623-889-3388$10Take home up to 60 pounds of fresh produce.

Games and Cards Program10—11 a.m.North Valley Regional Library40410 North Gavilan Peak Parkway602-652-3000Learn to play Rummikub, Boggle, Hand and Foot, Cribbage, or bring your own games.

Prescription Drug Take Back Day10—2 p.m.Anthem MCSO Substation3701 West Anthem Way602-876-1742Anthem residents invited to drop off unused or expired prescriptions. In the parking lot.

ENTERTAINMENT‘Lend Me A Tenor’2 & 7 p.m.Starlight Community Theater3655 West Anthem Way$12-$15[See Friday’s listing.]

5th Annual Picnic Under the Stars6 p.m.Anthem Community Park41703 North Gavilan Peak Parkway623-205-5608$35/Person; $350/Table of 10Celebrate the decade of disco, flares, mood-rings, polyester and platform shoes with music, dancing, contest and raffles. Dress in 70s style. Reservations required. Benefits Arts Council of the North Valley. [See .]

SCHOOLThe Caepe: ERB TestingThe Caepe School39905 North Gavilan Peak Parkway623-551-7808BCHS: Lacrosse vs. EstrellaNoonBoulder Creek High School40404 North Gavilan Peak Parkway623-445-8636JV at noon. Varsity at 2 p.m.

SUNDAY 4.28COMMUNITYAnthem Farmers Market9 a.m.—1 p.m.Anthem Community Park41703 North Gavilan Peak Parkway623-848-1234Local producers of organic and seasonal crops. Ranchers with range-fed beef, pork, lamb and goat. Fresh eggs, cheeses, butters, jams, jellies, pickles, tamales and sauces. Freshly baked breads and pastries. Upper section of the park by the Veteran’s Memorial.


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The Resume and Reinventing Yourself1:30—3 p.m.North Valley Regional Library40410 North Gavilan Peak Parkway602-652-3000Analyze and articulate who you are for yourself and a potential employer.

Walk-Up Computer Assistance3—4 p.m.North Valley Regional Library40410 North Gavilan Peak Parkway602-652-3000Learn basic computer skills or explore career-related topics. Computer assistance sessions, GED information and individual topics concerning the use of a computer provided.

MONDAY 4.29COMMUNITYJob Searching: A ‘Match.com’ For Job Seekers9—10 a.m.North Valley Regional Library40410 North Gavilan Peak Parkway602-652-3000Personalize your job search with networking and research on potential companies.

Analyzing Handwriting1—2 p.m.North Valley Regional Library40410 North Gavilan Peak Parkway602-652-3000Focus on getting the bugs out by transcribing, abstracting and analyzing difficult handwriting with Genealogist Susan Brayer. Registration required.

SCHOOLThe Caepe: No SchoolThe Caepe School39905 North Gavilan Peak Parkway623-551-7808Gavilan Peak: Mandarin Parent Booster Club Kick-off Meeting6 p.m.Gavilan Peak School2701 West Memorial Drive623-445-7400$10/MembershipNew club to support Mandarin programs. RSVP by email.

WORSHIPDivorce Care Support Group6:30—8 p.m.The Crossroads Church-Koina Cafe42201 North 41st Drive #100623-466-7964Free/Class; $15/WorkbookNon-denominational biblical teaching. Registration required.

TUESDAY 4.30BUSINESSPBA7 a.m.Anthem Community Center41130 North Freedom Way623-551-0523Business networking group in Anthem looking to grow businesses.

COMMUNITYWindows 8: A Brief Overview6—7 p.m.North Valley Regional Library40410 North Gavilan Peak Parkway602-652-3000Review some basic departures from previous Windows programs and learn about the new Windows design and appearance. Bring your laptop.

Walk-Up Computer Assistance7:30—9 p.m.North Valley Regional Library40410 North Gavilan Peak Parkway602-652-3000[See Sunday’s listing.]

HEALTHAA Women’s Meeting5:30 p.m.Desert View Bible Church105 West Carefree Highway602-697-4047 KIDSBlock Play2—3 p.m.New River SchoolDeer Valley Family Resource Center48827 North Black Canyon Highway623-445-3941Learn math, science, words, social skills and motor skills while playing with blocks. Ages birth-5. Registration required.

WEDNESDAY 5.1BUSINESSBusiness Network at Anthem7 a.m.Hampton Inn42415 North 41st Drive623-465-7979Visitors welcome.

COMMUNITYJob Accelerator: Your Library’s Online Business Resource10 —11 a.m.North Valley Regional Library40410 North Gavilan Peak ParkwayPhoenix602-652-3000This business and career e-source provides assistance in assessing your talents and interests, resume writing, job opportunities and interview strategies.

ARE YOU IN? SUBMIT YOUR EVENT ONLINE FOR PUBLICATION. anthemnews.com/getin

THURSDAY, APRIL 25, 2013 | OUT& IN | 11 THURSDAY, APRIL 25, 2013 | OUT& IN | 11

(Retro) Picnic Under the StarsGet ready to boogie at theArts Council of theNorth Valley’s 5th AnnualPicnic Under the Stars.Dig out your best fashionsfrom the 70s and celebrate the era ofthe disco ball and the bump. ACNV, a volunteer run 501(c)(3), is strictly donation funded. Picnic Under the Stars is a fundraising event which helps fund ACNV’s efforts to bring art to the North Valley community.

PICNIC UNDER THE STARS6 p.m. Saturday, April 27Anthem Community Park

41703 N. Gavilan Peak Parkway$35/person

$350/table of 10Tickets Contact Jon Meyers at 623-205-5608 or [email protected]

Walk-Up Computer Assistance11:30 a.m.—1 p.m.North Valley Regional Library40410 North Gavilan Peak Parkway602-652-3000[See Sunday’s listing.]

HEALTHEating Disorder Support Group6:30 p.m.42104 North Venture Drive602-828-9959Twelve-step program.

KIDSKids Play10 a.m.Outlets at Anthem4250 West Anthem Way623-465-9500

Singing, dancing and snack provided

by the food court. Geared towards

younger children and requires parent

participation.

SCHOOLRidgeline: Early Release12:30 p.m.Ridgeline Academy CFA33625 N North Valley Parkway623-223-1335

NVCA: Early Release1 p.m.North Valley Christian Academy39808 North Gavilan Peak Parkway

623-551-3454 io


[email protected]

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THIS WEEK

OUTOF THE NEIGHBORHOOD

THURSDAY 4.25BUSINESSFish Tales Toastmasters MeetingNoon—1 p.m.Arizona Game & Fish Department5000 West Carefree Highway, Phoenix623-236-7256Practice and hone communication and leadership skills through nonprofit Toastmasters International. Each speech is critiqued by a member focusing on what was done right and what could be improved. Serves Anthem, Tramonto and New River.

ENTERTAINMENTPhoenix Symphony:Liszt’s Dante Symphony7:30 p.m.Symphony Hall225 East Adams Street, Phoenix602-495-1999$18-$79Tale of a singing contest between two title characters. Conducted by Michael Christie in his final season.

FRIDAY 4.26COMMUNITYCarefree Farmer’s Market9 a.m.—1 p.m.Carefree Sundial101 Easy Street, Cave Creek602-919-9094Demonstrations by chefs from Valley restaurants. Accepts AZ Farmers Market Nutrition Program vouchers.

ENTERTAINMENTPhoenix Symphony:Liszt’s Dante Symphony11 a.m.Symphony Hall225 East Adams Street, Phoenix602-495-1999$18-$79[See Thursday’s listing.]

‘Momentum: Combat Boots and Pointe Shoes’7:30 p.m.Herberger Theater Center222 East Monroe Street, Phoenix602-252-8497$16.50-$22.50MarioCo.Dance attacks movement of all different genres from contemporary ballet, to classic jazz, to burlesque and modern.

Rachmaninoff Anniversary Concert7:30 p.m.Musical Instrument Museum4725 East Mayo Boulevard, Phoenix480-478-6000$27.50-$32.50Vladimir Pleshakov and Elena Winther, husband-and-wife pianists perform.

OUTDOORSThree Dog Nights Hike6 p.m.Cave Creek Regional Park37019 North Lava Lane, Cave Creek623-465-0431, Ext. 202$6/VehicleBring your friendly dog for a 3.5-mile hike on Overton Trail. Leashes required. Meet at the nature center.

SATURDAY 4.27CLUBSCar Guys Get Together9—10 a.m.Chihuahua’s Chill Grill34170 Old Black Canyon HighwayBlack Canyon City602-796-0687Cars, coffee and car talk every Saturday.

ENTERTAINMENTEarth Day10 a.m.—3 p.m.Black Canyon Heritage Park33955 South Old Black Canyon HighwayBlack Canyon City623-293-8628Youth games, merit badge workshops, planting, exhibits, food and raffle.

‘Momentum: Combat Boots and Pointe Shoes’7:30 p.m.Herberger Theater Center222 East Monroe Street, Phoenix602-252-8497$16.50-$22.50[See Friday’s listing.]

Joan Osborne7:30 p.m.Musical Instrument Museum4725 East Mayo Boulevard, Phoenix480-478-6000$37.50-$42.50American singer-songwriter and interpreter of music, having recorded and performed in various popular American

musical genres including pop, soul, R&B, blues and country. She is best known for her song “One of Us.”

Phoenix Symphony: Liszt’s Dante Symphony8 p.m.Symphony Hall225 East Adams Street, Phoenix602-495-1999$18-$79[See Thursday’s listing.]

HEALTHWalk to End Lupus Now8 a.m.Chaparral Park5401 North Hayden Road, Scottsdale877-910-9779Walk starts at 9 a.m. Opening Speaker: Jim Lane, Scottsdale Mayor. Benefits Lupus Foundation of America.

OUTDOORSFlower Power8 a.m.Cave Creek Regional Park37019 North Lava Lane, Cave Creek$6/VehicleTake pictures of the seasonal wildflowers on a short hike.

Paddle Fest Event8 a.m.—5 p.m.Lake Pleasant Regional Park41835 North Castle Hot Springs RoadMorristown602-372-7460, Ext. 202$6/Vehicle; $2/Watercraft

Doc Severinsen performswith the San Miguel 5Wednesday at the MIM.


Try out different paddle crafts. Fishing derby, poker paddle, races, scavenger hunt and live music.

Find the Naturalist on the Pipeline Canyon Trail9 —11 a.m.Lake Pleasant Regional Park41835 North Castle Hot Springs RoadMorristown602-372-7460, Ext. 202$6/VehicleSee if you can find Frank. He will answer questions about the desert and surrounding areas.

Clay Mine Hike10 a.m.—2 p.m.Cave Creek Regional Park37019 North Lava Lane, Cave Creek$6/VehicleEasy, 2-mile hike. Discuss the mine history and learn how its contents were used to cure ailments. Hard hats provided.

SUNDAY 4.28ENTERTAINMENT2013 Winners of the Arizona Musicfest Young Musicians Competition1 p.m.Musical Instrument Museum4725 East Mayo Boulevard, Phoenix480-478-6000$10The state’s finest young instrumentalists and vocalists perform.

Dance It2 p.m.Paradise Valley Community College18401 North 32nd Street, Phoenix480-215-1916$20/Adults; $10/Students;Free/Children under 10A gallery of dance season finale concert. Features AZDance professional roster, Movement E-Motion and other outreach programs, guest artist Jeffrey Polston and dancers from Greenway Middle School.

OUTDOORSEarly Morning Paddle Tour of Great Blue Heron Island6—9 a.m.Lake Pleasant Regional Park41835 North Castle Hot Springs RoadMorristown602-372-7460, Ext. 202$6/Vehicle; $2/WatercraftPaddle to the island with over 100 blue heron nesting.

MONDAY 4.29ENTERTAINMENTParamore8 p.m.Comerica Theatre400 West Washington Street, Phoenix602-379-2888$29.50-$35American rock band from Franklin Tenn., formed in 2004.

TUESDAY 4.30ENTERTAINMENT‘Flashdance the Musical’8 p.m.ASU Gammage1200 South Forest Avenue, Tempe

Singer-songwriter Joan Osborne graces the stage at the MIM on Saturday.


480-965-3434$25-$125Unforgettable story of a steel mill welder by day and a bar dancer by night with dreams of one day becoming a professional performer. Contains some mature content, maybe not be suitable for all ages.

WEDNESDAY 5.1ENTERTAINMENT‘Flashdance the Musical’7:30 p.m.ASU Gammage1200 South Forest Avenue, Tempe480-965-3434$25-$125[See Tuesday’s listing.]

‘Our Town’7:30 p.m.Phoenix Theatre100 East McDowell Road, Phoenix

602-254-2151$25-$70Follow the Webb and Gibbs families as their children fall in love, marry and live out their lives.

Doc Severinsenand the San Miguel 59 p.m.Musical Instrument Museum4725 East Mayo Boulevard, Phoenix480-478-6000$37.50-$42.50Virtuoso classical Spanish with a jazz flair, Latino and American ballads, gypsy jazz and movie music.

KIDSPolliwogin’ Storytime10 —11 a.m.

Cave Creek Regional Park37019 North Lava Lane, Cave Creek$6/VehicleThemed program set around a children’s book. Activities include animals, songs, crafts, hike and/or games.

OUTDOORSMay Day Without Venom2 —3 p.m.Lake Pleasant Regional Park41835 North Castle Hot Springs RoadMorristown602-372-7460, Ext. 202$6/VehicleLearn how to protect yourself from bites and stings from rattlesnakes, scorpions or gila monsters. io

CAN’T MAKE IT THURSDAY? MANY EVENTS HAPPEN ON MULTIPLE DAYS. CHECK FULL CALENDAR. anthemnews.com/calendar-2

THURSDAY, APRIL 25, 2013 | OUT& IN | 17 17 | OUT& IN | THURSDAY, APRIL 25, 2013

T H E B U Z Z | By Staff Writers

17 | OUT& IN | THURSDAY, APRIL 25, 2013

By Nadine [email protected]

We’ve seen it happen all over town. People making left turns

in places not intended for left turning. One of the most abused intersections is likely at the northern exit of Boulder Creek High School, where northbounders have a choice of turning right, proceeding more than 1,500 feet south to King Drive and flipping a U-turn... or, shooting straight out of the parking lot through the median, and performing an illegal left.

That dangerous maneuver will soon be thwarted when Maricopa County Department of Transportation (MCDOT) finishes improvements to that stretch of Gavilan Peak Parkway. The construction is underway and will continue weekends only through

mid-May. The project includes removal of part of the median near the lighted T-intersection at the south entrance of BCHS, and the installation of a dedicated U-turn lane. (U-turns are currently prohibited at this intersection.)

According to MCDOT, the project includes the installation of a newly adopted universal traffic signal that displays a lighted U-turn symbol during the green, yellow and red light phasing cycles. The signal will be the first of its kind in Maricopa County.

Additionally, the opening in the median allowing northbound traffic to turn into the north entrance of BCHS will be moved to the north.

Info MCDOT 24-Hour Construction Hotline: 480-350-9288

Rerouting Dangerous U-turns

Look for this newly adopted

universal traffic signal at the

new dedicated U-turn lane at

the south end of Boulder Creek

High School.

mailto:[email protected]



The Opus neighborhood pocket park in Anthem’s panhandle has been

renovated to include a bottle rider and much-needed shade structure over the play area. A keystone wall, paver walkway and picnic area with a picnic table have also been installed to satisfy residents’ request to bring the park up to the standard of the rest of Anthem Parkside.

The Neighborhood Parks Committee has its eye out for additional improvements to pocket parks in Anthem Parkside. Most of the requested improvements involve shade and lighting, both problematic, said Parkside Community Manager Annette McCarthy. The shade structures become the target of vandalism, said McCarthy, and lighting, while typically considered a deterrent to vandalism, actually seems to facilitate it in this case.

Anthem Parkside Neighborhood Parks Committee MeetingFirst Monday of each month, 10 a.m.Anthem Community Association Building (AKA Civic Building)3701 W. Anthem Way (first-floor conference room)Open to residents.

Can’t make it? Send suggestions for pocket park improvements to Parkside Community Manager Annette McCarthy at [email protected].

IN&OUT STAFF PHOTO

Improvements to this panhandle pocket park include a shady picnic area with pavers and a picnic table across from the play structure.

Pocket Park Upgrades Completed


New River Elementary Excluded as Alternative Public Day SchoolIn search of a facility to repurpose

as an alternative public day school, Deer Valley Unified School District has narrowed its search to exclude New River Elementary, Desert Sage

and Mirage schools. Several factors are being considered against the five remaining schools:

• Desert Winds• Esperanza• Greenbrier• Mountain Shadows• Sunrise

Next Steps The Alternative Public Day School Input Committee will continue to narrow choices during the next meetings and members will have the opportunity to tour facility options.

T H E B U Z Z | By Staff Writers

Caepe School Seeks Charter Status

Big changes might be under way at the

Caepe School for the 2014-2015 school year. Tamara Lee, head of the tuition-based private school with a college preparatory focus, said the Caepe is applying to become a tuition-free charter.

Still in the preliminary stages, the school’s administrators are collecting intent-to-enroll forms from prospective parents to present to the Arizona State Board for Charter Schools as an indicator of the number of families seeking tuition-free enrollment at

the Caepe.

“Currently enrolled students and families will have first-priority admissions. We are excited about this endeavor and will share information... as it becomes available to us,” Lee said.

The public is welcome to complete a form if interested in a Caepe education, however, it will not guarantee placement. The school serves students in grades K–8, and also operates a preschool.

Info 623-551-7808.

INTERESTED IN A TUITION-FREE CAEPE SCHOOL EDUCATION? ANTHEM.COM/CAEPE-ENROLL

Upcoming Committee Meetings

6–8 p.m.; Thursday, April 25 & Tuesday, May 7

Deer Valley Unified SchoolDistrict Office

20402 N. 15th Ave., Phoenix

http://www.anthemnews.com/caepe-enroll

http://www.thecaepeschool.org

20 | OUT& IN | THURSDAY, APRIL 25, 2013 THURSDAY, APRIL 25, 2013 | OUT& IN | 21 20 | OUT& IN | THURSDAY, APRIL 25, 2013

G E T O U T | BY LINDA & DR. DICK BUSCHER

Here’s a fun 10-mile bike ride through downtown Phoenix that allows riders to discover local artists on the Phoenix Urban Mural Trail.

It’s New!During the past five years, a group of local

artists have embarked on a mission to define their neighborhoods through art. Three central Phoenix neighborhoods have become the outdoor galleries for large-scale wall murals: 16th Street, Grand Avenue and Roosevelt Row. Here, the walls of local strip-malls and once neglected alleys have transformed into concrete canvases for such artists as Lalo Cota, Joerael Elliot, Rose Johnson, Luster Kaboom and more.

The mission of this public art program is to create murals that are educational, cultural and positive. The work replaced damaging graffiti with quality public art.

The many murals along 16th Street are a part of the Calle 16 Project, whose goal is “to build community, one wall at a time.”

Building Community… One Wall at a TimeTake a bicycle tour

down Mural Trail in

downtown Phoenix

and discover the art

that is changing the

face of the city.

PHOTOS BY DICK BUSCHER


IF YOU GO

Urban Mural Bicycle Tour (From Barrio Café 2814 North 16th Street, Phoenix)Getting There Take 1-17 south to the I-10. Turn east on the I-10 and travel to Exit 146/16th Street. Turn left on 16th Street and travel 1.2 miles to Barrio Café on the left. The Barrio Café is 42 miles from Anthem.Cost FreeInfo barriocafe.com

The Barrio Café at 16th Street and East Windsor Avenue is the epicenter of this project with some 20 murals on its walls and nearby alleys and stores. Begin your bike tour here (or just enjoy some fine Mexican dining).

A few blocks south on 16th Street, you’ll find another cluster of murals on the walls of The Hive, a street art gallery with a delicious new coffee shop called the Mud Dauber.

Further south, between 16th Street and 7th Avenue, Roosevelt Row boasts award-winning restaurants, galleries, boutiques and more large-scale wall murals.

See a map of the 10-mile bike route at the Phoenix Taco website, phxtaco.com/calle-16-mural-detour-central.

If biking is not your style, just stay in the car and motor to these wonderful outdoor exhibitions. April weather is great, restaurants and coffee shops are plentiful and vibrant. And, it’s all waiting for you to discover. io

Building Community… One Wall at a Time

http://hipveggies.com/site/with-gratitude-to-the-calle-16-project/

http://www.phxtaco.com/calle-16-mural-detour-central/

22 | OUT& IN | THURSDAY, APRIL 25, 2013 22 | OUT& IN | THURSDAY, APRIL 25, 2013

PHOTO BY BRAD WOOD

PHOTO BY BRAD WOOD

Kazu Okutomi captures unexpected perspectives in common items. Above right,

“Rawhide,” uses rawhide and a mountain in a double exposure.


By Brad [email protected]

Every community has some gems: Those key people who help put the area on the proverbial map. I’d argue Anthem has more gems per capita than most.

You know, those remarkable people who give back in big ways, those inspiring individuals who fought disease and won, or the gifted ones who excel at their craft.

Then rarely, you meet someone who seems to embody all these things. Meet Kazu Okutomi; volunteer, cancer survivor, passionate photographer.

PICTURE THIS:

ANTHEM VIA TOKYO

He’s created for IBM, Honeywell, even Playboy. Now, photographer Kazu Okutomi somehow finds himself here,

enjoying what he calls his “third life.”

C O V E R S T O R Y

COURTESY KAZU OKUTOMI

(See THIRD LIFE on Page 24)




(From THIRD LIFE on Page 23)

Okutomi moved to Anthem in 2000 almost arbitrarily. When you ask why Anthem, he says, “I don’t know. I had no friends here, no connection whatsoever.” Then, with a charming grin, he adds, “Now, I fall in love with it.”

Born in Tokyo in 1939, Okutomi was born into creativity. His father was an ice sculptor at Tokyo’s Imperial Hotel. Okutomi found his passion not in frozen water, but a viewfinder.

But he said he doesn’t take photographs, he makes them. He started a studio in Tokyo, but in 1969, he came to America to study photography. “I wanted to come to the U.S., the top photography place in the world. I wanted to put myself in a position to compete with American photographers,” he said.

Okutomi’s desire and work ethic caught the eye of his peers and American advertisers, but it was his style, drawn from his Japanese roots,

that set him apart in the intensely competitive world of commercial photography. “My style is simple and clean,” he said. “It’s appealing to American advertising.”

But putting food on the table was tough. He first landed in New York, where money and work were tight. Then to Detroit, where he caught a break shooting the newest model cars. Just as work was revving up, a training visa problem sent him packing to Chicago. But life still wasn’t easy. Okutomi survived by eating 25-cent french fries from Burger King and moonlighting as a waiter. Eventually, the scrimp and struggle paid off.

Making it BigWith his vision, the studio started

to land big clients like Honeywell, Motorola, IBM and Playboy. Okutomi attributed his success to being able “to take ordinary products and make them unordinary.” Even so, Okutomi, humble and thoughtful said, “Lucky I survived all those years.”

Okutomi enlisted the help of an Agave researcher as he worked tomaster light and composition on his prickly subject.


The Big “C”Okutomi was enjoying his work

“making” photographs, and making money when cancer forced his retirement. For reasons still unknown to him, Anthem became home. It is here that he retired and recovered. Here that he chose to give back through volunteer work at the Mayo Clinic. And, here that he created some of the most extraordinary work of his career.

Holding true to his simplistic style, Okutomi’s work turns the familiar to unfamilar. When you see his photographs of buildings, bullet casings, cactus and cowboys, it is as if you’ve never seen those objects before.

With purpose, he chooses “subjects people don’t often pay attention to.” And like his work, his reason is uncomplicated: “To make people think ‘this subject is beautiful.’ “ Subject: Agaves

The latest focus for Okutomi: the omnipresent agave. At the start of this project, he sought out an Agave researcher to learn more about his prickly subject. The finished images demonstrate Okutomi’s mastery of light and composition. He renders the Agave almost as sculpture: delicate and sensual.

His Third Life Okutomi really doesn’t try to unravel

why he chose Anthem. But when one looks at his images of Southwestern icons, you can see he has truly and finally found home, or what he calls his third life.

In the process, he helps the rest of us see his home, our home, in a whole new light. And he reminds us, by example, to remain true to our passion. “My life is more meaningful to me if I create.” io


IN&OUT STAFF PHOTO EXTRA WEEK OF

MUSIC IN MAY …And it all kicks off with fancy food trucks.

F E AT U R E


By Amanda [email protected]

It’s almost here. That oh-so-hot weather that sends us desert-dwellers scurrying indoors for relief. But

before we hit triple digits, we can dance in the cool grass beneath starry skies at the annual Music in May concert series in the community park.

The series of Friday night concerts kicks off May 3, with country and Southern rock from SouthBound. And, a new amenity for concert-goers: Food trucks will roll into the park, so leave those coolers and picnic baskets at home and enjoy a variety of foods like what LunchaLibre and Satay Hut have to offer. According to its website, LunchaLibre brings classically trained chefs together with fresh local ingredients to create restaurant-quality selections of Mexican, Asian or Arizona-inspired dishes, and Satay Hut offers fresh meats and tofu marinated, skewered and grilled.

“We thought it would be a great kickoff to the concert series this year with a new and exciting experience for Anthem residents,” said Anthem Community Council Special Events Coordinator Michele DeMichele. But Council is proceeding cautiously with

this new feature. So far, food trucks are scheduled for the first Friday only. “We are using the opening concert as a way for us to assess the level of success this type of amenity may or may not offer,” said DeMichele. It’s not yet clear how many food trucks will be on site, but you can bet a successful turnout will bring an encore.

The ice cream truck, a fixture at community park events, will be at each concert. io

MUSIC IN MAYPerformances

Anthem Community ParkFree, Open to the Public

Five Fridays, three new bands, two back by popular demand.

Friday, May 3Southbound

Southern rock and country

Friday, May 10The Apple

Beatles tribute band

Friday, May 17Dance band JJ’s Band

60s & Contemporary Covers

Friday, May 24Thaddeus Rose Band

Friday, May 31Volcano Island Band

featuring Sean Mireau Steel drums


BRIGHTER Concert in Store

When May brings music to the park, families pack up and head out for

a fun-filled evening among a crowd of hundreds. For those with younger kids, the fun can quickly turn to panic when the sun goes down and the kids can’t be easily spotted dancing, rolling and romping in the grass.

Recognizing these safety concerns, the Anthem Community Council is working on installing interim lighting in time for the event. Community Operations Officer Neal Shearer said, “Additional lighting will be positioned on existing poles and structures to light the perimeter of the amphitheater area.”

The Council board deemed it critical to move forward with the plan during the April 4 meeting. Long-range plans include permanent lighting improvements to the area.

Tips For KidsDesignate a Meeting Spot. Before the kids get distracted by the scene, in the event your kids get separated from you. (The front of the stage, for example.)

Leave Your Skateboard Behind. In an effort to ensure an enjoyable experience for concert-goers, ACC is discouraging the use of skateboards and scooters in and around the amphitheater area during the concerts.

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O V E R T H E P R I C K E F E N C E | BY CHRIS PRICKETT

1 Watching all the little kids getting their dance on in the magical mosh pit at the front of the stage.

2 Knowing I’m no longer one of the frantic parents down there with them, redirecting their out-of-control pirouettes away from other kids and the band equipment, losing them, finding them, and then realizing I found the wrong kid. (I will, on occasion, join a search party just for old times’ sake.)

3 Exhaling after finding my spot, knowing that for the next three hours I don’t have to move, talk, or do anything else unless I absolutely choose to.

4 Feeling the breeze from the lake, in what’s left of my hair, just as the sun goes down.

5 Running into friends and neighbors that I’m usually too busy to talk with, and talking with them about the “good ol’ days” of 7-to-10 years ago.

6 Getting something for free, as in, five straight Friday nights of free music! OK, technically my HOA dues help to fund the event, but I don’t count my beans like that.

7 Inviting my friends from other

parts of town and rubbing their noses in my far superior amenities. (You do too, I just admit it!) “Yeah, we Anthemites do this every year, don’t you guys do this?”

8 Having my son fetch me a chocolate-covered frozen banana (sometimes two) from the Bright Angel ice cream truck…even though I have to cover his selection and never get any change back.

9 Embarrassing my teenage daughters with my bad singing, bad jokes, and bad concert-wear selection.

10 Realizing that if I were doing this same thing back East, I’d be either slathered with bug spray or covered with bites… Then calling my family back East and rubbing their noses in it! io

MUSIC IN MAY

THINGS I LOVE ABOUT

After several years of this light-hearted festival, I’ve figured out what I love most about it.


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While Anthem’s amenities are for the exclusive use of its residents, the community hosts several annual celebrations open to the public.

Memorial Day Ceremony Monday, May 27 41703 N. Gavilan Peak ParkwayFriends of the Anthem Veterans Memorial and the Daisy Mountain Veterans pay tribute to fallen veterans at the Anthem Veterans Memorial in the Anthem Community Park. The keynote speaker is Robert Martens, “Gold Star Dad.”

Independence Day Celebration 6–10 p.m., Wednesday, July 3 41703 N. Gavilan Peak ParkwayThis is Anthem’s 14th annual Independence Day Celebration featuring musical entertainment; a kids’ zone with water slides and bouncies, face painting, and patriotic tattoos. A food court provides festival fare and the Rotary Club hosts a beer garden for adults. Color Guard presentation followed by live fireworks display at 9:30 p.m. Estimated attendance: 18,000-20,000.

Autumnfest 10 a.m.–5 p.m., Saturday & Sunday, Oct. 26 & 27 41703 N. Gavilan Peak ParkwayAnthem’s sixth annual Autumnfest brings Frazier Shows Carnival back for more rides and games; live music; arts & crafts booths; A pumpkin patch and a kids’ zone with bouncies. The food court provides lunch and the Rotary Club’s Beer Garden provides refreshments. Estimated attendance: 7,500-8,500.

Daisy Mountain Veterans Parade Saturday, Nov. 9 Gavilan Peak Parkway/Anthem Way The Daisy Mountain Veterans host the biggest veterans parade in the state and beyond. This year’s parade honors Korean War veterans. Estimated attendance: 8,000–10,000.

Veterans Day Memorial Ceremony Monday, Nov. 11 41703 N. Gavilan Peak Parkway Friends of the Anthem Veterans Memorial and the Daisy Mountain Veterans pay tribute to veterans who have served and those who continue to serve in the U.S. armed forces. Ceremony takes place at the Anthem Veterans Memorial. Estimated attendance: 100+. io

Upcoming Public Celebrations in Anthem

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L E T ’ S E AT ! | By Larry Vivola

Normally, I Think About it

3,000 Times a Day

Do you plan your meals out for the week? I wish I did. The problem is I just can’t. Dinner is determined during the last seven miles of

my commute home while I revisit my daily food observations. I sift through the smells I encountered, analyze any food conversations, recall social media

(See PATATE on )

IN&OUT STAFF PHOTO

34 | OUT& IN | THURSDAY, APRIL 25, 2013 THURSDAY, APRIL 25, 2013 | OUT& IN | 35 THURSDAY, APRIL 25, 2013 | OUT& IN | 34

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posts, summarize food articles, make a mental food inventory, and then determine what I’m in the mood to eat. If I had to guess, I would say I have 3,000 food thoughts every 24 hours. For my analytical friends who try to figure everything out, yep, that’s about two food thoughts every minute.

As the snow piled up on the freeway just the other month, traffic slowed and I-17 looked like crash-derby central. I was contemplating whether the collisions were due to the gauzy winter-wonderland effect the snow had on people, or the, “I never drove in these conditions, but I’m still going to maintain the 75-mph-speed-limit” mentality. My thoughts were focused less on food and more on survival—and a stop at the grocery store certainly wasn’t on the menu. I had to reach deep into my cranial recipe box for tonight’s meal.

My Dad grew up on this dish; I’m sure glad he passed it down to the next generation. This is one of the few pasta dishes that allows the pasta to be boiled with the other ingredients creating a starchy, silky and smooth sauce.

This is a simple meal that can be prepared easily; very little thought and money are needed. I hope you don’t have 3,000 food thoughts a day. There is more to life than food… so I’ve been told. Ciao, Bella! io

Watch Larry Make This: cookeatsleep.com

(From PATATE on Page 33) Pasta e Patate

1 large russet potato, peeled and diced small2 celery stalks, washed and diced small¼ red onion, diced small2 garlic cloves, peeled and sliced thick2 Tbsp. olive oil1lb. pasta shells, medium size7 cups water1 ¼ tsp. salt1/8 tsp. black pepper

Pecorino Romano cheese

Directions •1 In a medium stock pot, sauté onions, garlic and celery in olive oil for about 7 minutes, until they get a little color. •2 Add the potato, salt, pepper, and water. Raise the heat and bring to a boil for seven minutes. •3 Add the pasta and cook, stirring occasionally, for 10 minutes. •4 Serve immediately, sprinkled with Pecorino Romano cheese. Serves 4.

Larry’s Tips After plating, each dish can be drizzled with a bit of extra-virgin olive oil. When a potato square gets nestled in a pasta shell, it’s a bonus. Take a moment to appreciate it.

NOTE: This dish works at room temperature for a Music in May picnic.

http://www.cookeatsleep.com


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CARPET CLEANING 10% OFF $25.00 Per Room includes Pre-Spray, Steam Clean w/ ZERO RESIDUE Rinse. TILE/GROUT CLEAN $0.28 Ct SF. Locally Owned & Operated. www.JCSClean.com 602-312-6242Cleaning Services-Years of exp. Ref. Call Maria today! 602.405.9170 $75+Dutch Detailed Cleaning $25 p hr. Anthem resident, call Tanja 970-759-1406GARBAGE CANS cleaned and deodorized. First can $12, $8 addtl. Local BCHS student.623-512-2790Kiwee’s Cleaning Company 602-290-3294 Commercial and Residential. Insured Kiweescleaning.comWindow Cleaning Anthem’s Best Windowsindetail.Com 623 580-7257WINDOW CLEANING: Absolute Professionals, Licensed/Insured, Rain Guarantee! Anthem Res. 623-694-0101WINDOW CLEANING: Two Gals and a Squeegee - Licensed, Insured, 13 years Experience, FREE Estimates call Paula 480-560-3469Windows Mr. Sheen Window Clean. Affordable, On Time, Guaranteed! Club Res. Vince 623-340-0342.

SERVICES - ELECTRICA.B.T. Electric All your electric needs Res/Comm 23yrs exp 10yr Anthem Res. Lic/Ins C.C’s accepted Call Scott (623) 521-3939

SERVICES - FINANCIALFree Investment Reviews, 401k Rollovers & IRA’s. Edward Jones Investments Doug DeMuth 623-551-0523Freeman Tax Service, Helping Anthem neighbors since 2005 call 623-518-2157

SERVICES - HANDYMAN0 All Season Home Service Delivering ALL your handyman needs. REO, Investment prop. & Honey Do’s. Bond. Ins. ROC 258784 Anthem Res. Mike @ 623-824-6935 [email protected] Anthem Handyman: Carpentry- Repair- Maint- Filter Changes- Installation- Powerwash- Insured Free Est 602-505-78902H4H.com- Replace your gate’s old wood,improve street appeal, with no maintenance 602-799-48422HANDS4HIRE.COM Small & Odd Jobs, Home Maintenance Nights & Weekends Love Small Jobs. 602-799-4842602-697-3448-Anthem Resident-Remodeling & Handyman Services-ROC268976General Contractor remodeling, stucco, water/mold. 623-208-2804 (ROC#252785) www.premierswr.com


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Exclusive Allergists for the US Military Recruits

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GOOD SOLID HOMES - NOT JUST A HANDYMAN. 20 YR prof. home builder Specializing in ALL REMODELS & PAINTING services. 928-300-2070 www.goodsolidhomes.com

SERVICES - LANDSCAPING0 AZ YardWorks,LLC- Anthem Based Landscape Maint. Co. Clean-Ups, Irrigation Repairs, and more! Certified, Registered, Insured. Free Estimates! Call or click today. (623) 551-TREE www.azYardWorks.comANASAZI- Where Quality & Integrity Count- Anthem Resident 12 yrs. “Design & Install” -PAVERS, Hardscape, Tree work, Lighting, Irrigation, Maintenance, & more. Licensed & Bonded-JERRY 602-369-3422ANTHEM IRRIGATION REPAIR - Local, licensed, insured. Professional repairs & installs. Reasonable rates on VALVES, TIMERS, SPRINKLERS, BACKFLOWS, ETC. (602) 329-0769. ROC#268551SPRINKLER/ DRIP REPAIR & installs. Landscape lighting, fountains, MISTING SYSTEMS. Warranty on all work. Visa, MC accepted. Dennis & Lisa 602-329-3396TENAZA Landscape - Frost cleanups, plant replacement, irrigation repairs, gravel, pavers, BBQ’s, lighting, maintenance programs. Licensed & Local. A+ Rating w/BBB. VISA MC. Call Jennifer! 623-203-7717Yards By Paul. $60-90 mo. Anthem 480-363-8390 YardsByPaul.com.

SERVICES - PAINTING0 A-1 Fresh Look LLC. Ext/Int Painting,FREE Est. 623-313-6466 Lic/Ins We take pride in Quality & NOT in quantity! ANTHEM RES.0 Daisy Mountain Painting. Your Home Town Painter. Anthem, Tramonto, N Valley. Got a good price? We’ll match it “apples-to-apples, dollar-for-dollar* Choose DMP to visit Anthem’s only paint color showroom and use our digital imaging service to see colors on your home before you choose. New Country Club Colors. OUR 5-7 YEAR HOA PROTECTION PLAN IS INCLUDED AND COVERS FADING. Call 623.551.3156000 Dino’s Painting, LLC. Family owned & operated. ROC 234028. Bonded. Ins. 623-221-7911. We beat any lic contractor’s price!DOUBLE D-Painting Interior & Exteriors Licensed. Anthem company 602-861-3000

SERVICES - PETLive-in pet sitter while you vacation $40/day. Play time, love, walks. Anthem resident 414-581-8906PET Grooming “PAWSing...To Pamper” Mobile Dog Grooming, call 602-616-1255Pet sitting service! Call Judy At WAGGINTAIL 623-242-6532 Bonded/Insured

SERVICES - PLUMBINGA+ Rating! LIBERTY PLUMBING & SOLAR Water heaters, slab leaks, water treatment, all your plumbing needs-EXPERIENCED lic/ins/bond ROC# 188630 623-551-9156ALL Your Plumbing Done Right! “PRICELESS PLUMBING” 623.444.0611 ROC#233224

SERVICES - POOLBlueCactusPool.com --ANTHEM’S Preferred Company To Trust For All Your POOL Needs. Family Owned. Licensed/Bonded/Insured ROC#278248 BLUE CACTUS POOL SERVICE LLC. 623-889-1366Daisy Mountain Pool Care LLC *Certified/Insured* “Your 1st & Last Call!” www.daisymountainpools.com (623)565-7360 -DustinEmerald Pool Service & Repair. Your family-owned licensed, bonded, and insured full service and repair company. Call us today to find out how you can get 1 month of service for free. www.emeraldpoolandspa.com 602-795-4466Emerald Pool Supply. Your neighborhood pool supply store. 34406 N 27th Drive. Open M-F 9-6 and Sat. 9-5. 602-795-4466.Royal Blue Pool Service LLC Licensed/Insured Honest, Reliable, Quality service & repairs www.royalbluepools.org 602-434-6909

SERVICES - PROFESSIONALBotox $7/u Juvederm/ Radiesse $350/syringe. Men & Women, Anthem. Roni Fox RN, MSN, FNP 602-903-6551.ESTATE PLANNING: *Powers of Attorney *Wills *Trusts *LLCs & Corporations *Deeds. Crandall Legal Document Services #928-713-4540.Trusts and Wills www.johnyorkattorney.com 623-780-0816

SERVICES - ROOFINGC & R Roofing. Free Estimates. Anthem Based. Repairs, Re-Roofing and Patios. (480)510-6787.Rain Man Roofing. Repairs, Maintenance, Re-Roofing & Patios. Free Estimates. Anthem 623-670-2835 ROC 268230


Real estate data provided by D.L. Jones & Associates.Contact Dennis Jones at [email protected] TheRealEstateWeb.com

Price Per Square Foot

2012 2013F MA M J A O D SJ N

Parkside, Mar. 2013: $106Country Club, Mar. 2013: $138

0

40

80

120

160

NOTE: Weekly fluctuations in price per sq. ft. can reflect quality of homes and lots and do not necessarily indicate long-term trends.

O2012

DA M J J J MFA NS0

20

40

60

80

100

120

140 Mar. 2013: 98Homes Sold: Monthly

Homes SoldUnder ContractListed for Sale

Week Ending ...

For the most recent week, sales of bank-owned homes: 1Short sales (sold for less than what was owed): 2

REAL ESTATE WATCHWeekly resale activity in Anthem, excluding new builds:

2013J

Mar 2523

181140

Apr 126

179138

Apr 8 20193132

Apr 15 31191137


True 100% Financing* in Anthem, AZ

Call me today!

• Sedona / Oak Creek Village• Flagstaff/ Munds Park• Verde Valley / Cotton Wood / Clarkdale / Cornville / Camp Verde Rim Rock / Lake Montezuma / Jerome (Rates are subject to change.)

Stearns Lending, Inc., offers many other loan products; contact a Stearns representative to learn more

Loan Amount to $417,000, based on geographical area and median household income.**There is a 2% upfront guarantee fee required which may be financed. ***Borrower may opt for no points.

Stearns Lending, Inc., is an FHA Approved Lending Institution, and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. Stearns Lending, Inc., Corporate Headquarters is located at: 4 Hutton Centre, 10th Floor, Santa Ana, CA 92707. Office: (800) 350-LEND. Not all programs are available in all areas. This is not an offer for extension of credit or a commitment to lend. Stearns Lending, Inc., 4 Hutton Centre Drive, 10th Floor, Santa Ana, CA 92707 is a California corporation, licensed, registered, or exempt from licensing to conduct business in: Arizona Mortgage Banker (#0905413); registered in Texas SML Mortgage Banker Registration. NMLS number for Stearns Lending, Inc. is 1854. Not all branches are licensed in every state; please contact your local office to determine eligibility. Questions regarding our licenses should be directed to: General Counsel, Stearns Lending, Inc., 4 Hutton Centre Drive, 10th Floor, Santa Ana, California 92707. All loan programs are subject to Stearns Lending un-derwriting guidelines. Approvals may be subject to appraisals and other documentation. Interest rates, programs loan terms, and other information on this web-site are subject to change without notice. Disclaimer: Information accurate as of February 26, 2013. Rates and terms above are valid as of February 26, 2013.

$250,000 Purchase Price$255,000 Amount Fin.**3.50% APR

MONTHLY P&I Payment

$0 DOWN

RICKY MILESBranch Manager

602.908.4861 Mobile623.223.1306 Office

866.224.7074 Fax

[email protected]/phoenix


MONTHLY P&I Payment

$0 DOWN

Stearns Lending, Inc.Phoenix Branch

34406 North 27th Dr., Suite 140Phoenix, AZ 85085

NMLS# 251850 Branch NMLS# 355681 Company NMLS#1854


* Example Only * Example Only * Example Only

MONTHLY P&I Payment

$0 DOWN $666.14P & I: $687.32 MI: $50.57APR: 4.181%

P & I: $1,146 MI: $84.29APR: 4.135%

P & I: $1,603.74 MI:$118.01APR: 4.115%

PER MONTH $1,110.23 PER

MONTH MI $85.00 PER MONTH $1,554.31 PER

MONTH MI $119.05 PER MONTH

PER MONTHMI $51.00

WANT TO BUY A HOME WITH ZERO DOWN FINANCING?*

46 | OUT& IN | THURSDAY, APRIL 25, 2013 THURSDAY, APRIL 25, 2013 | OUT& IN | PB

april 25, 2013

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