april 1, 2011 issue 23

P R E S E N T E D B Y T H E G O L F I T E A M

April 1, 2011 - Vol 26a

FIND US ON:

Rob GolfiSales Representative

www.GolfiTeam.com

Sharon StaffordSales

Representative

Heather ReidSales

Representative

Hans MarcelissenSales

Representative

Wendy Murray-Nicholson*Sales

Representative

Ashley SidlerSales

Representative

Dena ZlatarOffice

Manager

Jaclyn RossExecutive Assistant

Rosemary FournierListing

Co-ordinator

MarketWatch April A_MarketWatch_Transfer.qxd 30/03/11 2:37 PM

The Golfi Team Real Estate Market Watch April 1, 2011

www.GolfiTeam.com

Since the inception ofhis career in 1997,Rob Golfi has

recognized that understandinghis clients’ needs is essential toproviding excellent service.

As business grew, Robassembled the Golfi Team in aneffort to maintain the samelevel of professionalism clientshave come to expect. Shortlythereafter in 2003, the teamreceived the prestigious honourof being among the top 100Real Estate Teams forRE/MAX Canada, and thisstatus continues to date.

Rob’s experience andaggressive negotiating skillshave earned him every majorhonour awarded by RE/MAX,including President’s Club,100% Club, Platinum Club,Chairman’s Club, Hall of Famein 2003, the Lifetime Achieve -ment Award in 2006, hisSRES® designation in 2009 andthe Diamond Club Award in2010. Having worked with

many of the industry’sprofessionals over the years, hehas the necessary edge to bestnegotiate the sale of your home.

Any agent can list yourhouse, but Rob’s knowledge,extensive marketingbackground and dedicationgives clients peace of mindwhen dealing with the singlemost important investment intheir lives. With years ofcombined experience, the GolfiTeam can provide your homewith a level of exposure thatmost agents cannot. Utilizing ateam approach also means thatthey will likely find a purchaserto buy your home sooner, ratherthan waiting for other agents toapproach you with potentialbuyers.

Ranked in the top 5 of nearly2,000 sales agents in theHamilton-Burlington and Niagaraareas, listing with Rob and theGolfi Team is the right choicewhen choosing someone torepresent your best interest. -Å

About Rob Golfi

by: Rob Golfi

The Solution

Fill in the grid above, so that each row of

9 squares, each column of nine and each

section of nine (three squares by three)

contains the numbers 1 through 9 in any

order. There is only one solution for the

puzzle and the numbers shown can NOT

be changed.

5 1 9

9 7 4 1

6 5

1 6 4

9 8

4 7 1

7 4

3 5 82

6 8 92

SUDOKUSUDOKU

534286 197

962741 583

718392 654

871564 329

695127 438

423975 816

287413 965

349658 27

156839 742

1

Tax Deductions andCredits for Homeowners

3

Many taxpayers overpay their taxessimply because they fail to claim some ofthe common deductions and credits theyare entitled to. As a homeowner, there areseveral home tax deductions and creditsthat you can claim.

Before you submit your next return,check the following list. It represents themost frequently over-looked tax breaksavailable to typical working Canadians.

First-time home buyer’s tax creditIf you are buying a home for the first

time, you can claim a non-refundable taxcredit of up to $750. This new non-refundable tax credit is based on a per-centage of $5,000. You or your spouse orcommon-law partner can claim the homebuyer’s tax credit.

GST/HST tax rebate (new housing rebate)

If you buy a new home as your prin-cipal residence, and if it’s less than$450,000, you may be able to claim theGST/HST new housing rebate too.Ontario and B.C. residents may alsoclaim the provincial portion of the HST ifthey buy, build or do a major renovationon their principal residence. Other hometax deductions exist for homes that arebuilt by the owner as well as for residen-tial rental properties.

Home Buyer’s PlanThe Home Buyer’s Plan allows you

to withdraw up to $25,000 from your reg-istered retirement savings plan (RRSP) tohelp with the purchase or construction ofa home. Certain conditions apply. Submita request by completing the T1036 taxform that is available.

Medical expenses tax creditPersons with mobility impairments

can claim renovation expenses to maketheir home more accessible under med-ical expenses deductions in Canada. Thegovernment provides an extensive list ofeligible medical expenses as well as med-ical expenses that you cannot claim.

Moving expensesIf you move within Canada, your

moving expenses might be an allowabletax deductible. You must be employed,and your new location must be at least 40kilometres closer to your place of work.Starting a business would qualify, aswould moving away from home to takeyour first job. If the deductions aregreater than earned income, they can becarried forward for one year to realize thefull tax benefit.

Expenses that can be claimedinclude hiring movers or renting a van tomove yourself, breaking a lease, furniturestorage, meals and lodging for you andyour family while traveling and legal feesand real estate commissions if you haveto sell your home.

Work from home expensesIf you are using your house as part of

your business — a home office for exam-ple — you can claim a deduction for thatpart of the home that is used to conductbusiness activities. If you are a home-owner you can claim a portion of yourmortgage interest, property taxes andcapital cost allowance. If you are a renter

you can claim a portion of your monthly

rent. You can include in your deduction a

share of the utilities, insurance or home

maintenance allotted to the area of the

house set aside for business use. For each

of these expenses you can claim a per-

centage equal to the percentage of your

home that is reserved for business.

You can’t use these items to create a

loss that could be deducted against other

sources of income, however. Of course,

any expenses solely related to the busi-

ness, such as supplies, travel and client

entertainment, are fully deductible. CRA

forms T2124 and T2032 contain a guide

entitled “Calculation of Business-Use-of-

Home Expenses” that will help you cal-

culate your allowable claim.

Rental income

If you rent a property you own or

that you have use of, use the T776 tax

form to report rental income and claim

allowable expenses such as advertising,

insurance and interest on money you bor-

row to buy or improve the property.

Child care tax credit

In most cases, child care expenses

for an eligible child must be claimed by

the parent with the lower net income for

tax purposes. If parents are separated and

share custody, each parent may usually

claim a portion of the child care costs.

Where a medical doctor certifies in writ-

ing that the lower-income spouse is inca-

pable of caring for the child due to a

physical or mental infirmity, the costs

may be claimed by the higher income

spouse.

Eligible child care expenses include

day-care centres and day nursery schools,

some individuals providing child care

services, day camps and day sports

schools, educational institutions such as

private schools (the portion of tuition

costs relating to child care services),

boarding schools, and overnight sports

schools and camps.

Provincial credits

In Ontario, homeowners can apply

for the Ontario property tax credit and the

Senior Homeowner’s Property tax credit.

For more information, please consult the

CRA website:

http://www.cra-arc.gc.ca/tx/ndvdls/

tpcs/ncm-tx/rtrn/cmpltng/ddctns/

prvncl-frms-eng.html

MarketWatch April A_MarketWatch_Transfer.qxd 30/03/11 2:37 PM Page 2

Call Today 905-945-0188

Rob Golfi*

Grimsby, Lincoln & West Lincoln Area

April 1, 2011 The Golfi Team Real Estate Market Watch

Grimsby $1,490,000

143 Lake StreetFabulous waterfront property! Custom built3000 sq ft home with Lake views every room.Maple hardwood floors, granite counters, mastersuite with access to back deck, ensuite and walk-in shower. Handicap adaptable!

West liNCOlN $249,900

1786 Victoria AvenueCountry living at its best sitting on over an acreof private treed lot in fantastic location. Featurescathedral ceilings, oversized family room withfireplace, country style kitchen with plenty ofcupboards, fully finished basement.

Grimsby $469,900

29 Stone Gate DriveFirst Class! 2750 sq ft in executiveneighbourhood close to the lake. 4 bedroom hasloads of updates: carpets, shingles, ensuite withclaw tub & glass shower, hi-eff furnace andmore! Beautiful hardwoods & gorgeousfireplace.

FONthill $634,900

23 Timbercreek Cres.Stunning 4 bdrm, 3300 sq ft Exec on exclusive

street. Blt 4 yrs ago & fts hrdwd, porcln flr,granite countertps, 60 interior/11 exteriorpotlights, mn flr den can also be a formal liv rm.In-law suite w/sep entry plus endless list ofupgrades!

beamsville $339,900

4092 Mountain StreetWant quality, this house is for you! This one flrplan incl. $20,000 in extras, California knockdown ceilings, rounded corners, 120 sq.ft. ofhrdwd flrs, upgraded trim package, maple kit,asphalt drv & much more! Approx 1445 sq.ft.similar to be built.


9407 Silver StreetAmazing updated home on 100 x 200ft lot, builtin 1953, has an open concept LR/DR w/hrdwdflrs, huge master suite, New high eff gasfurnance/CA, updated main bath, entry doors, &water conditioner. Bonus rm over the garage.

Grimsby $299,900

6 Carnegie LaneCOMPLETELY RENOVATED 3 bedroom,open concept 2 storey home. Impressive list offeatures incl. blown-in insulation, radiant infloor htg, main flr office, speaker system wiredin, large lot plus more. Oversized single garagew/ separate furnace. Zoned M1.

Grimsby $239,000

111 Willow LaneEND UNIT TOWNHOUSE! 2 BR Losani builttownhouse w/ceramics & upgraded carpet. Thishome offers great views of the escarpment & anopen concept floor plan. Garage has inside entryinto basement & basement has walk out tobackyard.

The Golfi Team has Maximum InternetExposure to Get Your Home SOLD!

Call today! 905-945-0188


7574 Highway #202+1 bedroom fully reno’d & with modern kitchen,cherry wood cabinets, ceramic, cathedral ceilings,adjoined fam room. Thick carpeting in all principalrms & main bath w/whirlpool tub. Dbl side drv, finbsmt (’06) incl. rec rm, kitchen, bedrm & laundry,25 yr roof (’04), furnace (’03).

beamsville $459,900

4276 Maple Grove RoadRaised ranch on 11 acres, built in 1993, finishedin-law apartment with walk out, spaciouskitchen with plenty of counter space, shinglesone yr, furnace 3 yrs, well maintained home inthe heart of wine country.

beamsville $236,900

5128 Connor Street1386 sq.ft. Features include great sizedbedrooms with 3 pc ensuite and walk in closetoff of master. Kitchen overlooking spaciousfamily room, attached to neighbouring unit atthe garage.

beamsville $259,900

4498 Ontario StreetIdeal for Home Business. Impressive 4bedroom, 4 level back split sitting on 60' x 150'lot. Features hardwood floors, updatedwindows, shingles ('06), furnace ('03), garagedoor & opener ('08), 2 fireplaces, walkout fromlower level, 20' x 22' garage.

smithville $269,900

16 Lindan StreetPrestigious 2 storey built in ‘06 on fantastic sizelot, features spacious kit w/granite counters &breakfast bar, beautiful hardwood throughout, asun-filled living room, large bedrooms, ensuiteprivilege off master, main floor family room,walk out from bsmt to fenced yard.

NeW HOMe

WaTerFrONTScan this code to view more info

on our listings!

Go to www.4qr.ca on your mobile phone to download your free scanner.

Text "GOLFI" to 123411 to view our listings on your mobile phone.

11 acreS

Grimsby $769,900

2 Seventh StreetCustom built 5yrs new home, with 125 ft ofLedgerock shore protection and walkdown towaterfront. Beautiful kitchen with granitecounters and built-in stainless steel appliances,pine plank floors, 4 levels of decking, facing thelake. Fully finished basement. Truly a dream!

WaTerFrONT

Home evaluationNo Cost or Obligation

Call Rob Golfi today!


Call Today 905-945-0188


Rob GolfiSales Representative

Sharon StaffordSales Representative

Heather ReidSales Representative

Hans MarcelissenSales Representative

Wendy Murray-Nicholson*Sales Representative

Ashley SidlerSales Representative

More Homes SOLD

Grimsby $318,900

83 Lakeside DriveFantastic 4 +1 BR bungalow on an oversized lotw/water views across from the park. Manyupdates include oak kitchen cabinets w/tumbledmarble back splash, updated bathrms, refinishedhrdwd flrs, shingles ‘07, Furnace 2001, &mostly new vinyl windows ‘09.

SOLD 100% OF LIST IN 15 DaYS

DuNDas $365,000

7 South Street East2 storey, 3 BR home w/centre hall plan close todowntown Dundas. Shows like a dream &features hrdwd flrs, traditional style wood trim,sun room w/skylights, spacious LR w/showcaseFP, & a backyard w/perennial gardens.

SOLD IN 2

5 DaYS

stONey CreeK $369,900

62 Windemere RdWaterfront! Rare find on private lane close toFifty Point Conservation area. 101ft ofwaterfront, park like setting and solid 3 bedroombungalow. Substantial breakwall, well treedmature lot, amazing sunrises and sunsetsincluded!

SOLD IN 1

2 DaYS


44 Odessa StreetOutstanding value in this gem of a home!Features hrdwd flrs, 3 great size bdrms w/walkout from master to landscaped fenced yard,updated vinyl windows, shingles ‘06, updatedfurnace & C/air, & quick access to Redhill &Link.

SOLD IN 7

DaYS

hamiltON $129,900

46 Adeline AvenueFirst time buyers! Good location close tohighways, schools & park. Great starter homew/2 bdrms, LR w/gas FP, updated kit &bathroom. Renovations done to make bathroom& master bdrm larger. Parking for 3 cars & agreat backyard!

SOLD - MULTPLe OFFerS

Grimsby $249,900

65 Hemlock WayGorgeous Losani built town home featuresbeautiful designer maple kitchen with breakfastbar, and showcase fireplace in living room.Master bedroom has luxury ensuite and walk-incloset. 3 bedrooms and oak staircase. Close toparks, schools and QEW access.

SOLD - MULTPLe OFFerS

biNbrOOK $379,900

218 Tanglewood DriveQuality built 2400 sq ft. Located in Jacksonheights, in the heart of Binbrook, this 4 bdrm,2stry home has many upgrades. Hrdwd flrsfamily rm & dinrm, solid maple strcse.Upgraded ceramics, kit & backsplash, covemouldings, painted in decorator colours,upgraded light fixtures.

SOLD IN 4

9 DaYS

Grimsby $289,900

33 Debora DriveSpacious raised ranch in impeccable condition3+1 Bedrms, 2 baths, on large 61 x 125 ft lotacross from private park, updates include newwindows, new furnace & central air, finishedbright basement, walk to downtown, 1 min toQEW

SOLD TO MY caSH BUYer

Grimsby $179,900

13 Sacks AvenueCute semi in a great neighbourhood close toparks & schools. Nice corner lot! 3 bdrms, twofull baths, finished rec-rm w/gas fireplace, &open concept on main flr. Fantastic opportunityfor any buyer to aquire in Grimsby.

SOLD TO MY caSH BUYer

hamiltON east $299,900

2 Renis Court3+1 bdrm all brick bungalow will take you bysurprise. Upgrades include designer maple kit,hrdwd flrs, porcelain tile, crown moulding, hotelstyle bathroom, California ceilings, updated vinylwindows, shingles ‘06 & more.

SOLD IN 2

4 DaYS

hamiltON mtN $217,000

7 Carrington Crt3+1 bedroom semi, central mountain, courtlocation on a large pie-shaped lot. Close toschools. Features hardwood floors underbroadloom, mostly new vinyl windows, shingles10 yrs, furnace 9 yrs, & finished rec-rm withlarge bright windows.

SOLD FOr 98% OF LIST

hamiltON $274,900

304 Emerson Street5 bedrooms, 11/2 storey home within walkingdistance to McMaster Univ., well maintained,updated furnace, electrical, steel roof, and deeptreed yard.


Grimsby $299,900

17 Colonial CrescentAttractive 4 level back split in quiet escarpmentsurvey. Porcelain tiles, oak eat-in kitchen,vaulted ceilings in LR/DR, main flr laundry, gasfireplace in family room, newer furnace,humidifier & central air, along with newwindows, doors, & shingles.


DuNDas $189,900

21 West Street Affordable 3 bedroom, 1½ storey home with-inwalking distance to downtown. Features newshingles (‘09), beautiful hrdwd flrs, spaciousdining room, finished rec-rm in basement, &100 amp on breakers. Ideal for first time buyeror investor for McMaster Students.

SOLD IN 1

7 DaYS

WaTerVIeW

The Golfi Team’sListings Sell

in an average of45 days or less


Call Today 905-575-7700

Rob Golfi*

Hamilton & Stoney Creek

stONey CreeK mtN $309,900

36 Hillcroft DriveCharming 8 yr old, all brick, 5 level backsplit.This home is finished top to bottom & featureskitchen overlooking family room w/showcasefireplace, leading to backyard concrete patio &fence yard, finished basement w/rec-room, & 2full baths.

WiNONa $359,900

328 Winona RoadEasy access to the QEW, shopping,and schools.Large kitchen with island & granite counters.Vaulted ceilings, pot lighting, california shutters.Inside garage entry with main floor laundry.Fully fenced back yard. Large master, his/herclosets & ensuite with corner soaker tub.

east hamiltON $159,900

119 Fairfield Avenue3+1 bdrm home w/a side drive, garage, &screened in back porch, includes hrdwd flrs,bright white kit, freshly painted, LR & a great flrplan. Dry basement, Weeping tiles installed 9 yrsago. Close to all amenities. Come see!



17 Gumwood Place4+1 BR home on a mature Executive Crt. Closeto amenities. Hrdwd flrs, master BR w/ensuite &walk-in closet. Main flr ldry, eat-in kit, DR, LR,family rm w/gas FP. Finished basementw/games rm, bdrm, 3pc bth, & rec rm w/wet bar.


1217 Green Mountain Rd. E.2300 sqft 3 bedroom bungalow sitting on 2 acresof gardens, features gorgeous designer kitchenw/breakfast bar & granite counters, vaultedceilings in great room w/showcase fireplace,beautiful Brazilian cherry hardwood floors, spainspired ensuite.


2-618 Barton StreetImmaculate home shows like a dream! Beautifuldecor, hrdwd & ceramics throughout, bright kitw/ceramic backsplash, in-law suite down stairsw/full bath & mini kit, master suite w/walk incloset & ensuite, updated windows & shingles.

hamiltON CeNtral $89,900

11 Hope AvenuePotential!! Updated kitchen, roof & electrical.Large principle rooms & high ceilings. Separatedining room, original hrdwd flrs, open conceptlayout, w/main flr master (16x11) & large fullyfenced yard. Needs TLC but loads of potential.

hamiltON $249,000

204-908 Mohawk Road EastLocation, Location! Fantastic 2 BR corner unitcondo in upscale 36 unit building. Master bedw/ensuite & walk in closet. LR features gardendoors to balcony. Features incl in suite laundry,ceramics in foyer & kitchen.


1204-500 Green Road Waterfront luxury unit, 3 BR condo withincredible views of Lake Ontario, approx 1400sqft. 2 baths, insuite laundry, beautiful oakkitchen cabinets with ceramic floors, newfurnace 2002, new carpeting, fabulousamenities.

aNCaster $699,900

166 Greenbriar RoadCustom built bungalow finished from top tobottom. Feat. incredibly landscaped yard on apie shaped lot perfect for entertaining, beautifulBarzotti designer kit w/granite counters, hrdwdflrs, fully finished basement, great rmw/cathedral ceilings & more.

hamiltON mOuNtaiN $189,900

105 East 14th StreetAttractive well cared for 3 Bedroom 1.5 Storeyhome. Desirable central mountain, quiet street.Windows replaced. Bay Windows in the Familyroom, Eat In Kitchen, Partially FinishedBasement with Rec Room. Beautiful Fenced inRear Yard, Mature trees and garden shed.

east hamiltON $124,900

193 Tragina Avenue NorthCozy home in awesome location ideal for firsttime buyer or retiree. 2+1 bedroom bungalow,most windows updated, new furnace ‘09,hardwood flrs, refaced bathroom, fenced yard,new insulation, new concrete floor & sumppump in basement.

mOuNt hOpe $379,000

3258 Trinity ChurchMinutes to the city, loads of updates, featureslarge master bdrm, neutral décor, remodeledbathroom w/separate shower, soaker tub, &heated floor. 2 new bay windows, new frontporch, roof '07, new rear deck with hot tub, andfinished rec room.


85 Monza Drive4 bdrm home only 18 months old built byMattamy homes at Fifty Point in fantasticcondition. Features 9 ft ceilings on main flr,great room, beautiful plush carpets, bdrm levellaundry, large windows & rough-in bath inbasement.


50 Marina Point3 bedroom freehold town home, features openconcept with gorgeous kitchen with breakfastbar, living room with showcase gas fireplace,spacious master suite with private ensuitebathroom, bedroom level laundry, close to 50 ptmarina.


39 James AvenueCharming side split in fantastic condition,features beautiful hardwood floors, brightstylish renovated kitchen leading to large deck,classic wood fireplace in livingroom, 3 largesunny bedrooms, family room with showcasefireplace, finished rec room in basement.

hamiltON $309,900

74 Huckleberry DriveWell maintained w/beautiful floor plan, featurfamily rm w/cathedral ceilings, hardwd flrs &wood fireplace, kitchen w/garberator, fin’d bsmtw/spare bdrm, some newer wndws & shingles(’03), fenced yrd w/deck & 8 x 10 shed. Plus anextra wide garage w/new driveway.

The Golfi Team has Maximum InternetExposure to Get Your Home SOLD!

Call today! 905-575-7700

Scan this code to view more info on our listings!

Go to www.4qr.ca on your mobile phone to download your free scanner.

Text "GOLFI" to 123411 to view our listings on your mobile phone.

if youwant it

SOLDCall Rob Golfi

905-575-7700or visit

www.RobGolfi.com


Call Today 905-575-7700


Home Staging DoneInexpensivelyby: Sheri Gamble

Details Event Coordination Inc.

When some people hear"home staging", dollar signsimmediately come to mind.Certainly, hiring a professionalhome stager and sprucing up ahome's interior requires a mone-tary investment, but it doesn't haveto break the bank!

The return often outweighs thecost of staging. These days, it canbe difficult to move a house off themarket. For that reason, hiring theproper stager is your wisest invest-ment.

Changing the look of yourhome’s décor does not require ahefty price tag to insure a positiveoutcome. Relying on an eye fordetail and a touch of creativethought will go further than anypocketbook when it comes to alook that suits you!

Good home stagers use princi-ples, which are surprisingly inex-pensive. In fact, proper home stag-ing shouldn't entail revampingfrom floor to ceiling. Rather, it'smore about pinpointing troublespots around the house and declut-tering like crazy.

Professional Home Stagers arebargain hunters! Thrift stores andgarage sales are perfect places tofind unique and unusual furnitureand decorations for your homethat can immediately transform aroom. No, the furniture may notlook perfect at first, but you justneed to squint your eyes and imag-ine what a fresh coat of paint or anew upholstery job can do.

Mirrors lend the appearance ofa much more wide-open space. Ifyou have a fire place, strategicallylocated mirrors can spread the

warmth and coziness of a fire

throughout the room making the

room as a whole seem like a much

more enjoyable place to escape.

Updating furniture is also a

considerable expense. Furniture

styles change frequently and if

you want to keep up with the latest

color or pattern trends, consider

slipcovers for some of your

pieces. Not only are slipcovers

ideal for cleaning, they allow

stagers the opportunity to change

the look of the room quite inex-

pensively.

New kitchen cabinets are of

course, a great expense, but

stagers often recommend paint to

give them an updated look. Or,

consider new cabinet hardware,

which provides your kitchen with

an instant makeover.

Overall, stagers will create a

budget and shop for those acces-

sories that serve as investments in

the sale of your home. Inexpensive

yet effective purchases make a huge

impact on your home’s appeal. Hire

a stager and you’ll be amazed at the

results!

Sheri Gamble and Gwen

Kennedy are Home Stagers and

Event Planners with Details

Event Coordination. They can

be reached at 905.632.2602 or

via email at

[email protected] or

[email protected].

Or visit their website at

www.detailseventco.com.

Rob Golfi*

Commercial

beamsville $399,900

5532 King StreetZoned light industrial, consists of building plus4 Bedroom century home sitting on approx 3acres located on Regional Rd 81 on wine route,with good traffic. Property has 6000 sq.ft steelframe building on concrete slab with 2washrooms, 220 volts.

beamsville $1,199,900

4485 King StreetOver 700 ft of frontage on Niagara's busiestwine route. 26.6 Prestigious acres on the lowerbench with over a 20ft fall from front to back ofproperty. Property consists of a large barn with 2cold storages, heated workshop and parkingarea. 3 residential detached homes on property.

beamsville $235,000

4993 King StreetDowntown core storefront with large window,front and back entrances can suit 2 businesses or1 large one. Rear parking and municipal lot.New furnace, 2pc bath. 1800 sq ft of businessspace with GC zoning, plus 2 bedroomapartment on upper level.

NeW PrIce

beamsville $259,900

4498 Ontario StreetIdeal for Home Business. Impressive 4bedroom, 4 level back split sitting on 60' x 150'lot. Features hardwood floors, updatedwindows, shingles ('06), furnace ('03), garagedoor & opener ('08), 2 fireplaces, walkout fromlower level, 20' x 22' garage.

Half PriceRestaurant Gift Certificates

MenusOnly.com, Hamilton and Halton’s Online Restaurant Menu Guide,is selling off gift certificates from restaurants in Hamilton, Burlington andOakville at half price! Visit www.MenusOnlySellOff.com to see what gift cer-tificates are available. New gift certificates from different restaurants will beadded once per month, or maybe more. The only way to find out is to subscribefor email alerts, or follow us on Facebook or Twitter.

MenusOnly.com is an online restaurant menu guide connecting you withgreat restaurants in the Hamilton and Burlington areas. Browse through restau-rant menus, view pictures of restaurant dining areas, patios, and menu items,and print local restaurant coupons all in one place. MenusOnly.com – a perfectdining experience starts here.

Restaurant Owners - Reach your target market by listing your menu wherecustomers are looking. With thousands of visitors per month, MenusOnly.comis the place people go to before dining out. MenusOnly.com helps to drive morecustomers to your restaurant by placing your menu in front of them when theyare deciding where or what to eat!


www.GolfiTeam.com


EASTER COLOURING CONTESTEASTER COLOURING CONTEST

3 GRAND PRIZES TO BE AWARDED!Name of Artist:

Address:

Age:

Phone #:

PLEASE MAIL YOUR ENTRIES BY APRIL 26 TO:THE GOLFI TEAM, RE/MAX664 Fennell Avenue EastHamilton, OntarioL8V 1V1

Winners to be announced in May 1st Edition


OWN THIS FOR ONLY

$864MONTHLY

STYLISH 2-STOREY & BUNGALOW TOWNS NESTLED WITHIN A BRAND NEW COMMUNITY PARK!

The bi-weekly P.I. payment, based on 5% down, and a purchase price of $228,000 works out to $864 MONTHLY, (based on 5 year term, 35 year amortization)

REGISTER ON-LINE NOW!

www.homesbycambridge.ca

SITE HOURS: Mon,-Thurs 1-5pmSat-Sun 1-5 pm Fri by appointment

MODEL HOME1-289-566-9528905-945-0188

MONTHLY P&I* PAYMENT BASED ON 5% DOWN

HST & GST Included

BUILDERS UPGRADES

AVAILABLE

KITCHENS

OUTSTANDING FEATURES

MarketWatch April A_MarketWatch_Transfer.qxd 30/03/11 2:39 PM

april 1, 2011 issue 23

Documents

areseveral home tax

homebuyers tax

tax deductions andcredits

chairmans club

platinum club

rob golfiby

presidents club

f i t e