applicantinformation name: t******* r ......ssn: xxx-xx-**** dob: -- age: address: colorado springs,...

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Applicant Information ********************* PASCO, WA 99301 Address: T******* R************ ********* Name: ***-**-***** SSN: 09/27/**** DOB: Position: OTHLER Acctg Code: COMPLETED Status: Flagged / Discrepancy 8 of 8 Orders Completed 100% Page Number Service Alert Status Detail Completed OrderID Orders Placed 17831776 Pkg: The Prospector 17831779 Multi State Criminal 2 17831778 Employment Credit WFraud 3 17831777 SSN Verification 7 17831804 Motor Vehical Report 10 17831825 Employment Verification 11 17831872 Employment Verification 2 12 17831908 Employment Verification 3 13 Privileged/Confidential Information is contained in this report. If you are not the addressee indicated in this message you may not copy or deliver this message to anyone. In such case, you should destroy this report, and notify us immediately by phone at (800) 304-1249 or by mail at ACRAnet, 521 W. Maxwell, Spokane, WA, 99201 05/19/09 2009050857772483 1 of 13 Received: 05/08/2009 Completed: 05/12/2009 Requested by: ACRAnet 521 W. Maxwell Spokane, WA 99201 ****** *********** ******* PO BOX 1111 SPOKANE, WA 99220 Phone: (800) 304-1249 Phone: (509)111-1111 Fax: (800) 845-7453 www .ACRAscreen.net

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  • Applicant Information *********************PASCO, WA 99301

    Address:T******* R************ *********Name:***-**-*****SSN:09/27/****DOB:

    Position:OTHLER Acctg Code:COMPLETEDStatus:

    Flagged / Discrepancy

    8 of 8 Orders Completed 100%

    Page Number

    Service AlertStatus Detail

    Completed

    OrderIDOrders Placed

    17831776Pkg: The Prospector17831779Multi State Criminal217831778Employment Credit WFraud317831777SSN Verification717831804Motor Vehical Report1017831825Employment Verification1117831872Employment Verification 21217831908Employment Verification 313

    Privileged/Confidential Information is contained in this report. If you are not the addressee indicated in this message you maynot copy or deliver this message to anyone. In such case, you should destroy this report, and notify us immediately by phoneat (800) 304-1249 or by mail at ACRAnet, 521 W. Maxwell, Spokane, WA, 99201

    05/19/092009050857772483

    1 of 13Received: 05/08/2009Completed: 05/12/2009

    Requested by:ACRAnet521 W. MaxwellSpokane, WA 99201

    ****** *********** *******PO BOX 1111SPOKANE, WA 99220Phone: (800) 304-1249Phone: (509)111-1111Fax: (800) 845-7453

    www.ACRAscreen.net

    www.ACRAscreen.net

  • 17831779Multi State Criminal

    NO RECORD FOUND

    DATE SEARCHED: 05/08/2009 NO RECORDS WERE FOUND THAT MATCHED YOUR CRITERIASEARCH CRITERIA: ******, T********

    ADDITIONAL LAST NAMES: NONE

    OUR MULTI-STATE CRIMINAL SEARCH INCLUDES OVER 130 MILLION RECORDS FROM 40 STATES AND THE DISTRICT OF COLUMBIA, DATA FROM 48 STATES AND THE DISTRICT OF COLUMBIA “SEXUAL PREDATOR” LISTS, THE OFAC TERRORIST WATCH LIST AND INTERPOL. THE SPECIFIC STATES ARE AS FOLLOWS:AK, AL, AR, AZ*, CT, DC, FL, ID, HI* IL*, IN*, IA, GA, KS, KY*, MD, ME*, MI, MN, MO, MS, MT*, NC, ND, NE*, NH* NJ*, NV*, NY*, OH*, OK*, OR, PA, RI, SC*, TN, TX***, UT, VA, WA, WI

    ALL STATES (EXCEPT THOSE DENOTED BY AN *) INCLUDE PRISON INMATE, PROBATION/PAROLE RECORDS AND/OR ADMINISTRATION OF COURT DATA RECORDS. THE CONVICTION RECORDS SUPPLIED TO CLIENTS INCLUDE GROSS MISDEMEANOR AND/OR FELONY CONVICTION FOR THE PAST 7-10 YEARS. * PRISON INMATE REPORT - REPORT CONSISTS OF CONVICTION RECORD ONLY IF PRISON TIME HAS BEEN SERVED.

    *** TX - INCOMPLETE COUNTY REPORTING - SOME COUNTIES IN THE STATE OF TEXAS DO NOT REPORT RECORDS, LEAVING TEXAS INFORMATION INCOMPLETE.

    FEDERAL/INTERNATIONAL SEARCHES: INTERPOL; U.S. DEPARTMENT OF COMMERCE ( Denied Persons List, Unverified List, The Entity List); U.S. DEPARTMENT OF STATE/OFFICE OF DEFENSE TRADE CONTROLS (Debarred Parties List); U.S. TREASURY DEPARTMENT (Specially Designated Parties List, Palestinian Legislative Conference List); U.S. GENERAL SERVICES ADMINISTRATION (Excluded Parties List); CIA (Politically Exposed Persons List); U.S. HEALTH AND HUMAN SERVICES DEPARTMENT (Inspector Generals Excluded List); U.S. OFFICE OF THRIFT SUPERVISION (Enforcement Actions List); U.S. OFFICE OF THE CURRENCY (Enforcement Actions List); NATIONAL CREDIT UNION ADMINISTRATION (NCUA Administrative Orders); WORLD BANK (Ineligible Firms/Individuals); U.S. AIR FORCE, OFFICE OF SPECIAL INVESTIGATIONS (Air Force Fugitives List); U.S. BUREAU OF ALCOHOL, TOBACCO, FIREARMS AND EXPLOSIVES (ATF Most Wanted List); U.S. DRUG ENFORCEMENT ADMINISTRATION (DEA Fugitives); U.S. FEDERAL BUREAU OF INVESTIGATION (10 Most Wanted Criminals, 10 Most Wanted Terrorists, Crimes Against Children, Cyber Crimes, Violent Murderers, Violent Crimes, Criminal Enterprise, Domestic Terrorism, White Collar Crimes); US Marshals (15 Most Wanted); U.S. SECRET SERVICE (Most Wanted); U.S. POSTAL SERVICE (Most Wanted); AUSTRALIAN DEPARTMENT OF FOREIGN AFFAIRS & TRADE (Consolidated List); OFFICE OF THE SUPERINTENDENT OF FINANCIAL INSTITUTION CANADA (Canadian Sanctions List); BANK OF ENGLAND, UN AND EU (List of Financial Sanctions Targets); EUROPEAN UNION CREDIT SECTOR FEDERATION (Consolidated List); MEMORIAL INSTITUTION FOR THE PREVENTION OF TERRORISM (Terrorism Knowledge Base)

    Privileged/Confidential Information is contained in this report. If you are not the addressee indicated in this message you maynot copy or deliver this message to anyone. In such case, you should destroy this report, and notify us immediately by phoneat (800) 304-1249 or by mail at ACRAnet, 521 W. Maxwell, Spokane, WA, 99201

    05/19/092009050857772483

    2 of 13Received: 05/08/2009Completed: 05/12/2009

    Applicant Name: ********, T******** R***************Requested From: ACRAnetApplicant SSN: ***-**-******Request by: *********************Profile No: 2009050857772483

  • 17831778Employment Credit WFraud

    Borrower Information09/27/****Date of Birth:T********* R*********** ***********Name:

    ***-**-******Social Security Number:

    Address Information****************** PASCO WA 99301Current Address:

    Credit Information

    Credit Reports Used:

    File Identification from Credit BureauBureauSSNDate of BirthName

    ***-**-*****09/27/****T*********** R*******************BorrowerCurrent Address:***********, PASCO, WA 99301

    TRANSUNION***-**-*****T********* R *********BorrowerCurrent Address: *******, PASCO, WA 99301Former Address: KENNEWICK, WA 99336Former Address: PASCO, WA 99301Employer: CHURCHEmployer: TEMPSIDEEmployer: BANKTELLER

    Messages from Credit BureauBureauMessage

    Summary of Credit Accounts by Count (#)14Revolving0Public Records3Installment0Collections1Mortgage0Currently Past Due20Total0 - 0Historically Past Due: # Accounts - #

    times1Open2Inquiries

    Summary of Credit Accounts by Amount ($)% AvailPast DueCurrent BalancePaymentsOpening AmtHigh BalanceCredit LimitType of Account0.990$267$10$11,833$36,700Revolving-000$9,261$9,2610Installment-0$108,680$840$109,600$109,6000Mortgage-0000Collection-0$108,947$850$130,694$36,700Total-Closed with Balance

    Credit ScoresSourceCommentsScoreType

    ▼ ▼ ▼

    Privileged/Confidential Information is contained in this report. If you are not the addressee indicated in this message you maynot copy or deliver this message to anyone. In such case, you should destroy this report, and notify us immediately by phoneat (800) 304-1249 or by mail at ACRAnet, 521 W. Maxwell, Spokane, WA, 99201

    05/19/092009050857772483

    3 of 13Received: 05/08/2009Completed: 05/12/2009

    Applicant Name: *********, T******** R**************Requested From: ACRAnetApplicant SSN: ***-**-******Request by: *****Profile No: 2009050857772483

  • Public RecordsNone

    Credit HistorySourceHistorical StatusCurrent StatusAccount

    # Past DueMosRev

    RatingPast DueAmount

    BalanceHi CreditRspns.TypeCredit Grantor

    90+6030ECOAPaymentCredit LimitLast RptdOpenedAccount Number

    TransUnion00002AsAgreed00$20BorrowerREV1 FBSDIndividual$1,00008/01/0005/01/99

    CC07/01/00Payment Pattern:CREDIT CARD ACCOUNT CLOSED BY CONSUMER

    - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - TransUnion00048AsAgreed00$6,987BorrowerINSAMER HONDA

    JointContractualLiability$20005/01/0606/12/03CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCXXXXXXXXCCCCCXCCC04/01/06Payment Pattern:AUTOMOBILE CLOSED

    - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - TransUnion00048AsAgreed0$185$998BorrowerREVAMEX

    Individual$2,00004/22/0910/06/04CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC03/22/09Payment Pattern:CREDIT CARD

    - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - TransUnion00023AsAgreed00$1,046BorrowerINSBALLYS

    Individual$2910/19/0401/01/04XXXXXXXXXXXXXXXXXXXXXCC09/19/04Payment Pattern:INSTALLMENT SALES CONTRACT ACCOUNT INFORMATION DISPUTED BY CONSUMER

    - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - TransUnion00011AsAgreed00$1,228BorrowerINSBALLYS

    Individual003/19/0103/01/01INSTALLMENT SALES CONTRACT CLOSED

    - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - TransUnion00013AsAgreed0$108,680$109,600BorrowerMTGBK WEST

    Individual$84003/31/0902/14/08CCCCCCCCCCCCC02/28/09Payment Pattern:CONVENTIONAL RE MORTGAGE

    - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - TransUnion00046AsAgreed00$1,050BorrowerREVCHASE - CC

    Individual$5,00001/18/0903/15/05CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC12/18/08Payment Pattern:CREDIT CARD CLOSED

    - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - TransUnion00022AsAgreed00$815BorrowerREVCITIFINANCIA

    Individual$5,50004/30/0906/04/07CCCCCCCCCCCCCCCCCCCCCC03/30/09Payment Pattern:CHARGE ACCOUNT

    - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

    ▼ ▼ ▼

    Privileged/Confidential Information is contained in this report. If you are not the addressee indicated in this message you maynot copy or deliver this message to anyone. In such case, you should destroy this report, and notify us immediately by phoneat (800) 304-1249 or by mail at ACRAnet, 521 W. Maxwell, Spokane, WA, 99201

    05/19/092009050857772483

    4 of 13Received: 05/08/2009Completed: 05/12/2009

    Applicant Name: **********, T********* R************Requested From: ACRAnetApplicant SSN: ***-**-******Request by: *****Profile No: 2009050857772483

  • TransUnion00048AsAgreed00$184BorrowerREVGEMB/GAPIndividual$80004/27/0902/10/01

    CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC03/27/09Payment Pattern:CHARGE ACCOUNT

    - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - TransUnion00035AsAgreed00$1,032BorrowerREVGEMB/JCP

    Individual$2,50004/16/0905/07/06CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC03/16/09Payment Pattern:CHARGE ACCOUNT ACCOUNT CLOSED BY CONSUMER

    - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - TransUnion00014AsAgreed00$7,151BorrowerREVGEMB/LOWES

    Individual$7,60004/21/0902/15/08CCCCCCCCCCCCCC03/21/09Payment Pattern:CHARGE ACCOUNT

    - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - TransUnion00048AsAgreed00$179BorrowerREVGEMB/OLDNAVY

    Individual$70004/10/0910/16/01CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC03/10/09Payment Pattern:CHARGE ACCOUNT ACCOUNT CLOSED BY CONSUMER

    - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - TransUnion00048AsAgreed0$2,135$14,419BorrowerOPENNORDSTROMFSB

    Individual$6404/20/0909/20/03CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC03/20/09Payment Pattern:CREDIT CARD

    - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - TransUnion00011AsAgreed00$82BorrowerREVSCA/LUCKY BR

    Individual$70006/30/0407/22/03CCCCCCCCCCC05/30/04Payment Pattern:CHARGE ACCOUNT ACCOUNT CLOSED BY CONSUMER

    - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - TransUnion00015AsAgreed00$200BorrowerCLCUS BANK

    Individual$2,50006/30/0609/07/04CCCCCCCCCCCCCCC05/30/06Payment Pattern:LINE OF CREDIT CLOSED

    - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - TransUnion00048AsAgreed00$10BorrowerREVWELLS FARGO

    AuthorizedUser$8,00002/09/0612/28/99CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC01/09/06Payment Pattern:CREDIT CARD ACCOUNT CLOSED BY CONSUMER

    - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - TransUnion000AsAgreed000BorrowerREVWFFINANCIAL

    Individual07/01/0211/01/01CHARGE ACCOUNT CLOSED

    - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - TransUnion00008AsAgreed00$169BorrowerREVWFNNB/EXPRES

    Individual$1,00002/18/0907/18/08CCCCCCCC01/18/09Payment Pattern:

    ▼ ▼ ▼

    Privileged/Confidential Information is contained in this report. If you are not the addressee indicated in this message you maynot copy or deliver this message to anyone. In such case, you should destroy this report, and notify us immediately by phoneat (800) 304-1249 or by mail at ACRAnet, 521 W. Maxwell, Spokane, WA, 99201

    05/19/092009050857772483

    5 of 13Received: 05/08/2009Completed: 05/12/2009

    Applicant Name: *************, T****** R************Requested From: ACRAnetApplicant SSN: ***-**-******Request by: ****************Profile No: 2009050857772483

  • CHARGE ACCOUNT - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

    TransUnion00029AsAgreed000BorrowerREVWFNNB/EXPRESIndividual$90006/03/0406/24/00

    CCCCCCCCCCCCCCCCCCCCCCCCCCCCC05/03/04Payment Pattern:CHARGE ACCOUNT ACCOUNT CLOSED BY CONSUMER

    - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - TransUnion00048AsAgreed0$82$143BorrowerREVWFNNB/VCTRIA

    Individual$10$1,00004/29/0909/18/04CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCXXXXXXXXXXXXXCCCCC03/29/09Payment Pattern:CHARGE ACCOUNT

    - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

    InquiriesSourceDateInquiring CompanyTransUnionBorrower05/08/09ACRANET-100TransUnionBorrower01/04/08CREDSTAR

    USER ACKNOWLEDGEMENT

    User acknowledges receipt of a copy of the summary of consumers' rights prescribed by the Federal Trade Commissionunder section 609(c)(3) of the FCRA ("summary of rights"). By accepting this report, User hereby certifies that Userwill attach a copy of the summary of rights to the report if a recipient of the report has not previously received a copy.

    Privileged/Confidential Information is contained in this report. If you are not the addressee indicated in this message you maynot copy or deliver this message to anyone. In such case, you should destroy this report, and notify us immediately by phoneat (800) 304-1249 or by mail at ACRAnet, 521 W. Maxwell, Spokane, WA, 99201

    05/19/092009050857772483

    6 of 13Received: 05/08/2009Completed: 05/12/2009

    Applicant Name: **********, T********** R************Requested From: ACRAnetApplicant SSN: ***-**-******Request by: ****************Profile No: 2009050857772483

  • 17831777SSN Verification

    12 Subjects Found.

    SSN is valid.Issued in Colorado (Issued In Year 1988)_______________________________________________________________T******** R ****** SSN: xxx-xx-**** DOB: -- Age: Address: PASCO, WA 99301-9466 FRANKLIN County 02/2008 to 04/2009_______________________________________________________________T******** R ****** SSN: xxx-xx-**** DOB: -- Age: Address: KENNEWICK, WA 99336-8166 BENTON County 08/2007 to 04/2008_______________________________________________________________T******** R ****** SSN: xxx-xx-**** DOB: 09-27-**** Age: Address: LITTLETON, CO 80123-1754 ARAPAHOE County 05/2001 to 12/2007_______________________________________________________________T******** R ****** SSN: xxx-xx-**** DOB: -- Age: Address: PASCO, WA 99301-3180 FRANKLIN County 04/2007 to 10/2007_______________________________________________________________T******** R ****** SSN: xxx-xx-**** DOB: -- Age: Address: PORTLAND, OR 97225-6380 WASHINGTON County 07/2006 to 04/2007_______________________________________________________________T******** R ****** SSN: xxx-xx-**** DOB: -- Age: Address: PORTLAND, OR 97225-6380 WASHINGTON County 07/2006 to 11/2006_______________________________________________________________T******** R ****** SSN: xxx-xx-**** DOB: -- Age:

    ▼ ▼ ▼

    Privileged/Confidential Information is contained in this report. If you are not the addressee indicated in this message you maynot copy or deliver this message to anyone. In such case, you should destroy this report, and notify us immediately by phoneat (800) 304-1249 or by mail at ACRAnet, 521 W. Maxwell, Spokane, WA, 99201

    05/19/092009050857772483

    7 of 13Received: 05/08/2009Completed: 05/12/2009

    Applicant Name: ********, T********** R********* Requested From: ACRAnetApplicant SSN: ***-**-******Request by: **********Profile No: 2009050857772483

  • Address: KENNEWICK, WA 99336-8535 BENTON County 08/2005 to 07/2006_______________________________________________________________T******** R ****** SSN: xxx-xx-**** DOB: -- Age: Address: PROSSER, WA 99350-0833 BENTON County 02/2005 to 08/2005_______________________________________________________________T******** R ****** SSN: xxx-xx-**** DOB: -- Age: Address: PROSSER, WA 99350-1314 BENTON County 09/2004 to 02/2005_______________________________________________________________T******** R ****** SSN: xxx-xx-**** DOB: -- Age: Address: MONUMENT, CO 80132-7403 EL PASO County 09/2002 to 09/2002_______________________________________________________________T******** R ****** SSN: xxx-xx-**** DOB: -- Age: Address: COLORADO SPRINGS, CO 80917-1918 EL PASO County 10/2001 to 01/2002_______________________________________________________________T******** R ****** SSN: xxx-xx-**** DOB: -- Age: Address: COLORADO SPRINGS, CO 80920-3283 EL PASO County 12/2001 to 12/2001

    This product is a locater index that may be used exclusively to identify potential previous names and addresses the applicant may have used and to obtain the applicant's date of birth and verify the applicant's Social Security Number. The results of a search shall not be used directly for the purpose of making employment decisions. However, the results may be used to broaden the scope of employment related background checks to include additional jurisdictions and names beyond those that the applicant disclosed and to narrow the background check by including the applicant's date of birth in those cases where this information is not obtained from the applicant. The results of these expanded background checks may be used for making employment decisions in accordance with the FCRA and applicable state and local statutes.Important: The Public Records and commercially available data

    ▼ ▼ ▼

    Privileged/Confidential Information is contained in this report. If you are not the addressee indicated in this message you maynot copy or deliver this message to anyone. In such case, you should destroy this report, and notify us immediately by phoneat (800) 304-1249 or by mail at ACRAnet, 521 W. Maxwell, Spokane, WA, 99201

    05/19/092009050857772483

    8 of 13Received: 05/08/2009Completed: 05/12/2009

    Applicant Name: *********, T********* R*************Requested From: ACRAnetApplicant SSN: ***-**-******Request by: ******************Profile No: 2009050857772483

  • sources used in this system may have errors. Data is sometimes entered poorly, processed incorrectly and is generally not free from defect. This system should not be relied upon as definitively accurate.

    MMVIII16-I1351

    Privileged/Confidential Information is contained in this report. If you are not the addressee indicated in this message you maynot copy or deliver this message to anyone. In such case, you should destroy this report, and notify us immediately by phoneat (800) 304-1249 or by mail at ACRAnet, 521 W. Maxwell, Spokane, WA, 99201

    05/19/092009050857772483

    9 of 13Received: 05/08/2009Completed: 05/12/2009

    Applicant Name: ******** T*********** R************Requested From: ACRAnetApplicant SSN: ***-**-******Request by: **********Profile No: 2009050857772483

  • 17831804Motor Vehical ReportWA Term: 3Y, License Number:**************

    NO VIOLATION(S) AND/OR RESTRICTION(S) FOUND

    LICENSE #: ****STATE OF ISSUE: WASHINGTONLICENSE CLASS: OPERATORISSUE DATE: 05/11/2005EXPIRE DATE: 09/27/2009LICENSE STATUS: VALIDRESTRICTIONS: NONEENDORSEMENTS: NONEMVR STATUS: THIS STATE REPORTS NO MOTOR VEHICLE VIOLATIONS FOR THIS DRIVERS LICENSE

    Privileged/Confidential Information is contained in this report. If you are not the addressee indicated in this message you maynot copy or deliver this message to anyone. In such case, you should destroy this report, and notify us immediately by phoneat (800) 304-1249 or by mail at ACRAnet, 521 W. Maxwell, Spokane, WA, 99201

    05/19/092009050857772483

    10 of 13Received: 05/08/2009Completed: 05/12/2009

    Applicant Name: *****, T**** R**********************Requested From: ACRAnetApplicant SSN: ***-**-******Request by: ************Profile No: 2009050857772483

  • 17831825Employment VerificationB********** NATIONALEmployer Company NameJ***** B********Employer Contact NameRICHLANDEmployer CityWAEmployer State509-111-2222Employer Phone Number

    Start DateEnd DateJob TitleSalaryPrevious NameApplicant Phone Number

    HIRE DATE: 02/26/2007TERMINATION DATE: 04/09/2009POSITION: PURCHASING SPECIALIST FULL OR PART TIME: FULL TIMESALARY/WAGE: REFUSEDDATE VERIFIED: 05/12/2009VERIFIED BY: VERIFIERS POSITION: N/A

    Privileged/Confidential Information is contained in this report. If you are not the addressee indicated in this message you maynot copy or deliver this message to anyone. In such case, you should destroy this report, and notify us immediately by phoneat (800) 304-1249 or by mail at ACRAnet, 521 W. Maxwell, Spokane, WA, 99201

    05/19/092009050857772483

    11 of 13Received: 05/08/2009Completed: 05/12/2009

    Applicant Name: ****, T**** R**********************Requested From: ACRAnetApplicant SSN: ***-**-*****Request by: *******Profile No: 2009050857772483

  • 17831872Employment Verification 2B******* T** W*********Employer Company NameLINDAEmployer Contact NameTUALATINEmployer CityOREmployer State503-6***-1****Employer Phone Number

    Applicant Phone Number02/2007End Date07/2006Start DateFINANCIAL SERV CONSULTANTJob Title

    SalaryPrevious Name

    HIRE DATE: 07/2006TERMINATION DATE: 02/2007POSITION: FINANCIAL SERVICES CONSULTANTFULL OR PART TIME: FULL TIME SALARY/WAGE: REFUSEDDATE VERIFIED: 05/08/2009VERIFIED BY: LINDAVERIFIERS POSITION: SUPERVISOR

    JOB REQUIREMENTS MET: REFUSEDATTENDANCE REQUIREMENTS MET: REFUSEDINCIDENTS OF WORK PLACE VIOLENCE: REFUSEDREASONS TO QUESTION HONESTY: REFUSEDABILITY TO GET ALONG WITH OTHERS: REFUSEDREASON FOR SEPARATION: REFUSEDELIGIBILITY FOR REHIRE: REFUSED

    Privileged/Confidential Information is contained in this report. If you are not the addressee indicated in this message you maynot copy or deliver this message to anyone. In such case, you should destroy this report, and notify us immediately by phoneat (800) 304-1249 or by mail at ACRAnet, 521 W. Maxwell, Spokane, WA, 99201

    05/19/092009050857772483

    12 of 13Received: 05/08/2009Completed: 05/12/2009

    Applicant Name: *****, T******** R*******************Requested From: ACRAnetApplicant SSN: ***-*****-****Request by *******************Profile No: 2009050857772483

  • 17831908Employment Verification 3S**************Employer Company NameD****Employer Contact NameKENNEWICKEmployer CityWAEmployer State509-511-1111Employer Phone Number

    Previous NameApplicant Phone Number

    08/2005Start Date04/2006End Date

    Job TitleSalary

    HIRE DATE: 08/18/2005TERMINATION DATE: 03/30/2006POSITION: FULL OR PART TIME: NOT LISTEDSALARY/WAGE: NOT LISTEDDATE VERIFIED: 05/08/2009VERIFIED BY: THE WORK NUMBERVERIFIERS POSITION: N/A

    End Of Report

    Privileged/Confidential Information is contained in this report. If you are not the addressee indicated in this message you maynot copy or deliver this message to anyone. In such case, you should destroy this report, and notify us immediately by phoneat (800) 304-1249 or by mail at ACRAnet, 521 W. Maxwell, Spokane, WA, 99201

    05/19/092009050857772483

    13 of 13Received: 05/08/2009Completed: 05/12/2009

    Applicant Name: *******, T******** R***************Requested From: ACRAnetApplicant SSN: ***-**-*****Request by: **Profile No: 2009050857772483

  • Para informacion en espanol, visite www.ftc.gov/credit o escribe a la FTC Consumer Response Center, Room 130-A 600 PennsylvaniaAve. N.W., Washington, D.C. 20580.

    A Summary of Your Rights Under the Fair Credit Reporting Act

    The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reportingagencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sellinformation about check writing histories, medical records, and rental history records). Here is a summary of your major rights under the FCRA.For more information, including information about additional rights, go to www.ftc.gov/credit or write to: Consumer Response Center,Room 130-A, Federal Trade Commission, 600 Pennsylvania Ave. N.W., Washington, D.C. 20580.

    ● You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of consumerreport to deny your application for credit, insurance, or employment - or to take another adverse action against you - must tell you, and must giveyou the name, address, and phone number of the agency that provided the information.

    ● You have the right to know what is in your file. You may request and obtain all the information about you in the files of a consumer reportingagency (your "file disclosure"). You will be required to provide proper identification, which may include your Social Security number. In manycases, the disclosure will be free. You are entitled to a free file disclosure if:

    ● a person has taken adverse action against you because of information in your credit report;● you are the victim of identify theft and place a fraud alert in your file;● your file contains inaccurate information as a result of fraud;● you are on public assistance;● you are unemployed but expect to apply for employment within 60 days.

    In addition, by September 2005 all consumers will be entitled to one free disclosure every 12 months upon request from each nationwide creditbureau and from nationwide specialty consumer reporting agencies. See www.ftc.gov/credit for additional information.

    ● You have the right to ask for a credit score. Credit scores are numerical summaries of your credit-worthiness based on information fromcredit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential realproperty loans, but you will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the mortgagelender.

    ● You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is incomplete or inaccurate,and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See www.ftc.gov/credit for anexplanation of dispute procedures.

    ● Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete orunverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to reportinformation it has verified as accurate.

    ● Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may not reportnegative information that is more than seven years old, or bankruptcies that are more than 10 years old.

    ● Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid need - - usuallyto consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for access.

    ● You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information aboutyou to your employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required inthe trucking industry. For more information, go to www.ftc.gov/credit.

    ● Youmay limit "prescreened" offers of credit and insurance you get based on information in your credit report. Unsolicited "prescreened"offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the liststhese offers are based on. You may opt-out with the nationwide credit bureaus at 1-888-5-OPTOUT (1-888-567-8688).

    ● You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher ofinformation to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court.

    ● Identity theft victims and active duty military personnel have additional rights. For more information, visit www.ftc.gov/credit.

    States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rightsunder state law. For more information, contact your state or local consumer protection agency or your state Attorney General. Federalenforcers are:

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  • CONTACT:TYPE OF BUSINESS:

    Federal Trade Commission: Consumer Response Center - FCRAWashington, DC 20580 1-877-382-4357

    Consumer reporting agencies, creditors and others not listed below

    Office of the Comptroller of the CurrencyCompliance Management, Mail Stop 6-6Washington, DC 20219 800-613-6743

    National banks, federal branches/agencies of foreign banks (word"National" or initials "N.A." appear in or after bank's name)

    Federal Reserve BoardDivision of Consumer & Community AffairsWashington, DC 20551 202-452-3693

    Federal Reserve System member banks (except national banks, andfederal branches/agencies of foreign banks)

    Office of Thrift SupervisionConsumer ComplaintsWashington, DC 20552 800-842-6929

    Savings associations and federally chartered savings banks (word"Federal" or initials "F.S.B." appear in federal institution's name)

    National Credit Union Administration1775 Duke StreetAlexandria, VA 22314 703-519-4600

    Federal credit unions (words "Federal Credit Union" appear ininstitution's name).

    Federal Deposit Insurance CorporationConsumer Response Center, 2345 Grand Avenue, Suite 100Kansas City, Missouri 64108-2638 1-877-275-3342

    State-chartered banks that are not members of the Federal ReserveSystem

    Department of Transportation , Office of Financial ManagementWashington, DC 20590 202-366-1306

    Air, surface, or rail common carriers regulated by former CivilAeronautics Board or Interstate Commerce Commission

    Department of AgricultureOffice of Deputy Administrator - GIPSAWashington, DC 20250 202-720-7051

    Activities subject to the Packers and Stockyards Act, 1921

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