INTRODUCTION

Anjali Microfinance is a microfinance institution,established in 2010.

Anjali Microfinance has 4 Branches in Bihar, 3Branches in Assam, 7 Branches in West Bengal and 3Branches in Tripura.

Microcredit loans and micro insurance packages.

Primarily loan to women for gender empowerment.

VISION

Development & Utilization of Human Potential forEconomic Independence & Social Dignity. We arecommitted to provide comprehensive financialservices to one million people by 2015 unleashingmaximum stakeholder value.

VALUES & PURPOSE Customer Centric Approach based on "Inclusive Growth"

Complete transparency in all the transactions

Introduction of separate verticals - Urban Poor, RuralPoor & Institution

Addressed the perpetual issue of attrition by making HRpolicies attractive, performance driven, more focus onlearning & development and offering ESOPs to deservingemployees

A robust management information system that improvestransparency in delivering financial services

Strong internal controls and corporate governance.

MISSION To generate livelihood solutions across the length andbreadth of the country.

To compliment world class delivery practices with ITenabled services for sustainable growth

To offer a supportive and rewarding environment foremployees

To execute our role as a responsible corporate citizen

MANAGEMENT

Mr. John Mayne

Promoter &Managing Director

Mr. Manish Agarwal

Promoter & Director

Mr. K. V. Jayaraj

Co-Promoter and Head of Operation,

IT and Admin

Joint Liability Groups :- Anjali helps to form group among 4to 10 members and gives loan to the group.

Small Business:- Specifically designed to cater to the needs ofmicro and small entrepreneurs, both male and female. The loan isprovided for 1. Working Capital and business expansion 2. AssetPurchase to improve productivity and efficiency.

Insurance Solutions - Life Insurance, Credit Insurance,Critical Illness, Personal Accident, Shop & Establishment Insurance

Agri Business -Anjali's Project Unnyati For development

& livelihood generation of farmer community.

Parivar Mitra - Persons from weaker section of the societyare preferred as candidates for Anjali Parivar Mitra.They providemicro credit and life, health and general insurance for coveringtheir savings and occupation

SOCIAL INITIATIVES

Anjali Uday is a home away home children education

centre with special care for differently abled children.

Anjali Chetna is a centre for health hygiene sanitation and

environment education.

Anjali Sopan is a centre for skill and entrepreneurship

development.

PERFOMANCE

Total No. of States with Presence

4

Total No. of Districts with

Presence14

Total No. of Branches

17

Total No. of Blocks/ Municipalities with

Presence33

Total No. of Members

9585

Total No. of Centre's

655

Total No. of Groups 1,917No. of clients

covered with Life Insurance Policy

19,647

No. of clients covered with Health

Insurance Policy19,105

Field Staff 65Total Employees 93

Total No. of Loan

Disbursed (cumulative)

12,66,67,000

Gross Loan Portfolio

Outstanding2,20,89,604

Repayment Rate 98.32 %

Rate of Interest charged

26%

Physical Performance Financial Performance

Anjali Microfinance focused in eastern, north-eastern andcentral India with vision & mission of Development &Utilization of Human Potential for Economic Independence& Social Dignity and Generate livelihood solutions.

Anjali Microfinance they present in four states and has 17no. of branches.

Moreover, Anjali Microfinance as a Non Profit Org. hastaken social Initiative Anjali Uday,Anjali Chetna,AnjaliSopan with specific objectives of a proper future forchildren and create effective impacts of health andenvironment and also to create diversified and gainful selfemployment and livelihood options for marginalized people.

Though, existing of great initiatives and poverty elevationstrategy they need focus more on the Demand drivenstrategy for the rural poor people.

SOURCES

http://www.microcapital.org/microfinanceuniverse/tiki-index.php?page=Anjali+Microfinance

http://www.anjalimfi.com/home.php