sepa july 2011

www.thefinanser.com

Chris Skinner

Does SEPA Matter?

2010Yes

2011No

How important is the euro

Financial Services Club EU Payments Survey 2009 & 2010

2010

2009

What will happen to the Eurozone?

Financial Services Club EU Payments Survey 2010

PSD and SEPA: How does it fit?

PSD – the Legal and Governmental Changes for a Harmonized EU Payments Zone

SEPA– the Processing and Bank Changes for a Harmonized EU Eurozone

Knowledge

How much do you know about …

PSD SEPA

Knowledge

How much do you know about SEPA?

2010

2009

Are you ready?

How well prepared do you believe your national authorities are for the implementation of the Payment Services Directive on 1st November 2009?

Has the PSD succeeded?

What were the problems?

Has the PSD changed things?

Has SEPA succeeded?

What were the problems?

What are the solutions?

When will SEPA be achieved?

2010

2009

New Report

Impact on infrastructure

37%

28%

18%

16%

Small changes in core payments platformsSignificant changes in core payments platformsMajor change in all payments platforms, core and non-coreMajor changes across all platforms, payments and non-payments

Most impacted by regulation?

Overall Banks Non-bankers

22% 21% 23%

18% 18% 19%

18% 16% 19%

10% 18% 6%

10% 8% 12%

7% 7% 7%

7% 5% 9%

6% 7% 6%

Most impacted by competition?

Overall Banks Non-bankers

16% 17% 16%

14% 10% 15%

14% 15% 13%

13% 13% 13%

13% 8% 14%

11% 12% 11%

11% 18% 9%

9% 8% 9%

What is most innovative?

Free Reports

The Progress and State of SEPA and the PSD 2009http://thefinanser.co.uk/fsclub/2010/10/psd-and-sepa-research-results-2010.html

The Progress and State of SEPA and the PSD 2010http://thefinanser.co.uk/fsclub/2009/09/psd-and-sepa-research-results.html

The Changing Face of Payments 2011http://thefinanser.co.uk/fsclub/2011/06/are-payments-infrastructures-fit-for-purpose-1.html

Join in the SEPA and PSD Survey 2011Email: JJohnston@BalatroLtd.com

www.thefinanser.com

Chris Skinner