sepa july 2011
DESCRIPTION
Results of our surveys on payments for last three years, focused upon SEPA and the Euro, as presented at the SAP Treasury Management Conference, July 2011, Copenhagen.TRANSCRIPT
www.thefinanser.com
Chris Skinner
Does SEPA Matter?
2010Yes
2011No
How important is the euro
Financial Services Club EU Payments Survey 2009 & 2010
2010
2009
What will happen to the Eurozone?
Financial Services Club EU Payments Survey 2010
PSD and SEPA: How does it fit?
PSD – the Legal and Governmental Changes for a Harmonized EU Payments Zone
SEPA– the Processing and Bank Changes for a Harmonized EU Eurozone
Knowledge
How much do you know about …
PSD SEPA
Knowledge
How much do you know about SEPA?
2010
2009
Are you ready?
How well prepared do you believe your national authorities are for the implementation of the Payment Services Directive on 1st November 2009?
Has the PSD succeeded?
What were the problems?
Has the PSD changed things?
Has SEPA succeeded?
What were the problems?
What are the solutions?
When will SEPA be achieved?
2010
2009
New Report
Impact on infrastructure
37%
28%
18%
16%
Small changes in core payments platformsSignificant changes in core payments platformsMajor change in all payments platforms, core and non-coreMajor changes across all platforms, payments and non-payments
Most impacted by regulation?
Overall Banks Non-bankers
22% 21% 23%
18% 18% 19%
18% 16% 19%
10% 18% 6%
10% 8% 12%
7% 7% 7%
7% 5% 9%
6% 7% 6%
Most impacted by competition?
Overall Banks Non-bankers
16% 17% 16%
14% 10% 15%
14% 15% 13%
13% 13% 13%
13% 8% 14%
11% 12% 11%
11% 18% 9%
9% 8% 9%
What is most innovative?
Free Reports
The Progress and State of SEPA and the PSD 2009http://thefinanser.co.uk/fsclub/2010/10/psd-and-sepa-research-results-2010.html
The Progress and State of SEPA and the PSD 2010http://thefinanser.co.uk/fsclub/2009/09/psd-and-sepa-research-results.html
The Changing Face of Payments 2011http://thefinanser.co.uk/fsclub/2011/06/are-payments-infrastructures-fit-for-purpose-1.html
Join in the SEPA and PSD Survey 2011Email: [email protected]
www.thefinanser.com
Chris Skinner