risk management. the importance of risk management

Risk ManagementRisk Management

The Importance ofThe Importance of

Risk ManagementRisk Management

““All activities have risk…All activities have risk…safe does not mean the safe does not mean the

absence of risk.”absence of risk.” - US Supreme Court- US Supreme Court

Safeguard your students from harmSafeguard your students from harm

Safeguarding Your Students?Safeguarding Your Students?

List 5 examples List 5 examples of negligence in of negligence in

this situationthis situation

To avoid being found negligent To avoid being found negligent

Provide duty of careProvide duty of care

Manage risksManage risks

Reduce the likelihood of accidentsReduce the likelihood of accidents

What is Risk Management?What is Risk Management?

Acknowledging the possibility that future Acknowledging the possibility that future events may cause harm, injury or damageevents may cause harm, injury or damage

Indentifying what Indentifying what those risks arethose risks are

Eliminating or Eliminating or minimizing those minimizing those risksrisks

Goals of Risk ManagementGoals of Risk Management Recognize potentially problematic situationsRecognize potentially problematic situations

Reduce the number of accidentsReduce the number of accidents

Be prepared for Be prepared for contingenciescontingencies

Monitor and adjust Monitor and adjust as situations as situations changechange

4 Steps for Managing Risks4 Steps for Managing Risks

Step 1: Risk IdentificationStep 1: Risk Identification

Step 2: Risk EvaluationStep 2: Risk Evaluation

PrioritizePrioritize

Eliminate / reduceEliminate / reduce

Step 3: Risk ResolutionStep 3: Risk Resolution

Step 4: Risk ControlStep 4: Risk Control

Emergency Action Plan (EAP)Emergency Action Plan (EAP)

Emergency Action PlanEmergency Action Plan

Know:Know:

whom to callwhom to call

the phone numbers to callthe phone numbers to call

the address of the facilitythe address of the facility

the docks and marinathe docks and marina

students’ medical informationstudents’ medical information

3 terms to be familiar with3 terms to be familiar with

Duty of CareDuty of Care

NegligenceNegligence

LiabilityLiability

Duty of CareDuty of Care

To do something a reasonably careful To do something a reasonably careful person would do in a similar situationperson would do in a similar situation

OROR

To not do what a reasonably careful To not do what a reasonably careful person would not doperson would not do

Duty of CareDuty of Care

Instructors have a Duty of Care to Instructors have a Duty of Care to their studentstheir students

Your students are your #1 priorityYour students are your #1 priority

Duty of CareDuty of CareDon’t Exceed your TrainingDon’t Exceed your Training

A Few Thoughts on A Few Thoughts on “Duty of Care”“Duty of Care”

You are the leader, You are the leader,

the decision maker for the decision maker for

the entire groupthe entire group

Sir Ernest ShackletonSir Ernest Shackleton

You will never regret an error You will never regret an error

on the side of caution. You willon the side of caution. You will

forever regret an error of omission.forever regret an error of omission.

Only push your students, equipment,Only push your students, equipment,

the environment, and yourself as farthe environment, and yourself as far

as you know they can goas you know they can go

Plan and Practice for CrisesPlan and Practice for Crises

PlanPlan

PracticePractice

BoatUS photo

NegligenceNegligence

Failure to do something a reasonably Failure to do something a reasonably careful person would docareful person would do

OROR

Not doing something a reasonably careful Not doing something a reasonably careful person would doperson would do

To the Left or to the Right?To the Left or to the Right?

NegligenceNegligence

Failure in “duty of care”Failure in “duty of care”

The negligence of the person in charge The negligence of the person in charge must be cause of the injurymust be cause of the injury

LiabilityLiability

==

FailureFailure in “Duty of Care”in “Duty of Care”

NegligenceNegligence

LiabilityLiability

There are Many Types of There are Many Types of HarassmentHarassment

HarassmentHarassment

SexualSexual Sexual orientationSexual orientation GenderGender Ethnic originEthnic origin DisabilityDisability AgeAge EnvironmentalEnvironmental

As an instructor, you areAs an instructor, you are

vulnerable to chargesvulnerable to charges

of harassmentof harassment

or abuseor abuse

Instructors MustInstructors Must

Be aware of what is appropriate Be aware of what is appropriate interaction with a studentinteraction with a student

Learn how to safely and responsibly Learn how to safely and responsibly interact with studentsinteract with students

Learn to protect themselves against Learn to protect themselves against misinterpretationsmisinterpretations

Inappropriate TouchInappropriate Touch

Appropriate TouchAppropriate Touch

Appropriate TouchAppropriate Touch

Avoid isolated situationsAvoid isolated situations

Don’t initiate physical contactDon’t initiate physical contact

Play it safePlay it safe

Use good judgmentUse good judgment

Protecting YourselfProtecting Yourself

Have an established action planHave an established action plan

Good record keepingGood record keeping

Employer insurance - ask to see itEmployer insurance - ask to see it

Personal insurancePersonal insurance

US SAILING Instructor insuranceUS SAILING Instructor insurance

US SAILING Instructor InsuranceUS SAILING Instructor Insurance

$10,000,000 limit per occurrence$10,000,000 limit per occurrence

Your employer must have primary coverageYour employer must have primary coverage

Instructor certification must be current – Instructor certification must be current –

renew every three yearsrenew every three years

Current membership, First Aid and CPRCurrent membership, First Aid and CPR

Valid USCG license (if required)Valid USCG license (if required)

ConclusionConclusion

Despite our precautions accidents can still Despite our precautions accidents can still happen.happen.

Even though you performed as well as Even though you performed as well as anyone could have, it is possible for a anyone could have, it is possible for a judge to award damages against you.judge to award damages against you.

Confidence & satisfaction come from Confidence & satisfaction come from knowing that you have done everything knowing that you have done everything

you could have.you could have.

Risk Management in boating is Risk Management in boating is essentially common sense.essentially common sense.

Good Luck!Good Luck!