risk management. the importance of risk management
TRANSCRIPT
Risk ManagementRisk Management
The Importance ofThe Importance of
Risk ManagementRisk Management
““All activities have risk…All activities have risk…safe does not mean the safe does not mean the
absence of risk.”absence of risk.” - US Supreme Court- US Supreme Court
Safeguard your students from harmSafeguard your students from harm
Safeguarding Your Students?Safeguarding Your Students?
List 5 examples List 5 examples of negligence in of negligence in
this situationthis situation
To avoid being found negligent To avoid being found negligent
Provide duty of careProvide duty of care
Manage risksManage risks
Reduce the likelihood of accidentsReduce the likelihood of accidents
What is Risk Management?What is Risk Management?
Acknowledging the possibility that future Acknowledging the possibility that future events may cause harm, injury or damageevents may cause harm, injury or damage
Indentifying what Indentifying what those risks arethose risks are
Eliminating or Eliminating or minimizing those minimizing those risksrisks
Goals of Risk ManagementGoals of Risk Management Recognize potentially problematic situationsRecognize potentially problematic situations
Reduce the number of accidentsReduce the number of accidents
Be prepared for Be prepared for contingenciescontingencies
Monitor and adjust Monitor and adjust as situations as situations changechange
4 Steps for Managing Risks4 Steps for Managing Risks
Step 1: Risk IdentificationStep 1: Risk Identification
Step 2: Risk EvaluationStep 2: Risk Evaluation
PrioritizePrioritize
Eliminate / reduceEliminate / reduce
Step 3: Risk ResolutionStep 3: Risk Resolution
Step 4: Risk ControlStep 4: Risk Control
Emergency Action Plan (EAP)Emergency Action Plan (EAP)
Emergency Action PlanEmergency Action Plan
Know:Know:
whom to callwhom to call
the phone numbers to callthe phone numbers to call
the address of the facilitythe address of the facility
the docks and marinathe docks and marina
students’ medical informationstudents’ medical information
3 terms to be familiar with3 terms to be familiar with
Duty of CareDuty of Care
NegligenceNegligence
LiabilityLiability
Duty of CareDuty of Care
To do something a reasonably careful To do something a reasonably careful person would do in a similar situationperson would do in a similar situation
OROR
To not do what a reasonably careful To not do what a reasonably careful person would not doperson would not do
Duty of CareDuty of Care
Instructors have a Duty of Care to Instructors have a Duty of Care to their studentstheir students
Your students are your #1 priorityYour students are your #1 priority
Duty of CareDuty of CareDon’t Exceed your TrainingDon’t Exceed your Training
A Few Thoughts on A Few Thoughts on “Duty of Care”“Duty of Care”
You are the leader, You are the leader,
the decision maker for the decision maker for
the entire groupthe entire group
Sir Ernest ShackletonSir Ernest Shackleton
You will never regret an error You will never regret an error
on the side of caution. You willon the side of caution. You will
forever regret an error of omission.forever regret an error of omission.
Only push your students, equipment,Only push your students, equipment,
the environment, and yourself as farthe environment, and yourself as far
as you know they can goas you know they can go
Plan and Practice for CrisesPlan and Practice for Crises
PlanPlan
PracticePractice
BoatUS photo
NegligenceNegligence
Failure to do something a reasonably Failure to do something a reasonably careful person would docareful person would do
OROR
Not doing something a reasonably careful Not doing something a reasonably careful person would doperson would do
To the Left or to the Right?To the Left or to the Right?
NegligenceNegligence
Failure in “duty of care”Failure in “duty of care”
The negligence of the person in charge The negligence of the person in charge must be cause of the injurymust be cause of the injury
LiabilityLiability
==
FailureFailure in “Duty of Care”in “Duty of Care”
NegligenceNegligence
LiabilityLiability
There are Many Types of There are Many Types of HarassmentHarassment
HarassmentHarassment
SexualSexual Sexual orientationSexual orientation GenderGender Ethnic originEthnic origin DisabilityDisability AgeAge EnvironmentalEnvironmental
As an instructor, you areAs an instructor, you are
vulnerable to chargesvulnerable to charges
of harassmentof harassment
or abuseor abuse
Instructors MustInstructors Must
Be aware of what is appropriate Be aware of what is appropriate interaction with a studentinteraction with a student
Learn how to safely and responsibly Learn how to safely and responsibly interact with studentsinteract with students
Learn to protect themselves against Learn to protect themselves against misinterpretationsmisinterpretations
Inappropriate TouchInappropriate Touch
Appropriate TouchAppropriate Touch
Appropriate TouchAppropriate Touch
Avoid isolated situationsAvoid isolated situations
Don’t initiate physical contactDon’t initiate physical contact
Play it safePlay it safe
Use good judgmentUse good judgment
Protecting YourselfProtecting Yourself
Have an established action planHave an established action plan
Good record keepingGood record keeping
Employer insurance - ask to see itEmployer insurance - ask to see it
Personal insurancePersonal insurance
US SAILING Instructor insuranceUS SAILING Instructor insurance
US SAILING Instructor InsuranceUS SAILING Instructor Insurance
$10,000,000 limit per occurrence$10,000,000 limit per occurrence
Your employer must have primary coverageYour employer must have primary coverage
Instructor certification must be current – Instructor certification must be current –
renew every three yearsrenew every three years
Current membership, First Aid and CPRCurrent membership, First Aid and CPR
Valid USCG license (if required)Valid USCG license (if required)
ConclusionConclusion
Despite our precautions accidents can still Despite our precautions accidents can still happen.happen.
Even though you performed as well as Even though you performed as well as anyone could have, it is possible for a anyone could have, it is possible for a judge to award damages against you.judge to award damages against you.
Confidence & satisfaction come from Confidence & satisfaction come from knowing that you have done everything knowing that you have done everything
you could have.you could have.
Risk Management in boating is Risk Management in boating is essentially common sense.essentially common sense.
Good Luck!Good Luck!