retiring from boeing?...retiring from boeing? auri m. gust, cpwa® private wealth management baird...
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Retiring from Boeing? Auri M. Gust, CPWA® Private Wealth Management
Baird Private Wealth Management
777 108th Avenue N.E., Suite 1600
Bellevue, WA
877-274-4264
rwbaird.com
Focus on Your Needs
Auri focuses on the needs of Boeing executives,
developing investment strategies to help you ease into
the next phase of your life and helping to answer
questions you might be asking yourself:
- Do I want to start a business or consult?
- Should we downsize our home?
- Will our assets support our lifestyle and last?
- Can I leave inheritance for my children?
Knowing you have taken steps towards financial
security may open the door for you to pursue dreams
you may have put aside for your career.
Auri worked at Boeing for fifteen years, she dedicates
her business to help Boeing executives plan their
retirement and she has done so since 1994.
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Baird Private Wealth Management Services
Financial and Estate Planning Asset and Liability Management Businesses and Executive Services
Financial Planning
Net Worth Statement
Cash Flow Analysis
Retirement Planning
Income Strategies
Savings Strategies
Monte Carlo Analysis
Social Security
Educational Funding
Needs Analysis
529 Plans
Custodial Accounts
Coverdell ESAs
Tax Planning
Alternative Minimum Tax
Charitable Planning
Legislative Updates
Estate Planning
Document Review
Trust Planning
Incapacity Planning
Wealth Transfer
Family Gifting
Estate Tax Modeling
Insurance Planning
Charitable Giving
Charitable Trusts
Private Foundations
Donor-Advised Funds
Income Protection
Annuities
Life Insurance
Long Term Care
Disability Income
Investment Planning
Investment Policy
Risk Tolerance Assessment
Asset Allocation Analysis
Alternative
Investments
Private Equity
Fund of Hedge Funds
Structured Products
Managed Futures
Specialty Mutual Funds
Other Investments
Commodities
REITS
Master Limited
Partnerships
Unit Investment Tools
Equity Solutions
Stocks
Mutual Funds
ETFs
Options
Fixed Income
Solutions
Corporate Bonds
Treasury Bonds
Municipal Bonds
High-Yield Bonds
CDs
Advisory Solutions
Expert Due Diligence
Mutual Fund and ETF
Portfolios
Separately Managed
Accounts
Cash Management
Checkwriting
Debit Card
Direct Deposit Services
Award Points
Concierge Services
Money Market
Insured Deposits
Money Market Funds
Lending Services
Securities-Based Solutions
Margin Loans
Business Succession and Sale
Choice of Entity
Shareholder Agreements
Valuation Discounts
Buy/Sell Funding
Key Person Insurance
M&A Advisory
Sale Advisory Valuations
Equity/Bond Offerings
Entity Structure
Ongoing Monitoring
Performance Reporting
Portfolio Review and
Rebalancing
Retirement Plans
401 (k)
Defined Benefit
Stock
Deferred Comp
Employee Seminars
Robert W. Baird & Co. does not provide tax or legal advice. Additionally, these products or
services may not be offered by all Baird Financial Advisors or available in all jurisdictions or
to all persons/entities.
Executive Services
Stock Option Exercises
Restricted Stock Services
Rule 144 Stock Sales
10b5-1 Trading Plans
Executive Bonus Plans
Auri will assist you with issues concerning the ownership of company stock and related financial concerns, both corporate and personal.
Our Planning Services How We Can Serve You.
Financial Planning
• Net Worth and Cash Flow Summary
• Retirement Distribution Planning
• Social Security Analysis
• Education Planning
• Insurance Needs Analysis
• Monte Carlo Simulation
Estate and Tax Planning
• Estate Planning
• Estate Document Reviews
• Income Tax Planning
• Modeling of Planning Techniques
• Stock Option Planning
• Technical Research and Analysis
Investment Planning
• Asset Allocation Analysis
• Portfolio Reviews and Rebalancing
• Baird Recommended Manager
Proposals
• Investment Policy Statements
• Manager/Portfolio Comparisons
Robert W. Baird & Co. does not provide tax or legal advice. Please consult with your tax or legal advisors.
Financial and Estate Planning
Our Financial and Estate Planning Services are designed to help individuals manage their investment
portfolios to achieve their long-term financial goals.
Comprehensive Financial Planning: A customized review of your investment portfolio with an eye
on tailoring it to best meet your needs, be they a secure retirement, funding education or other
significant future expenses.
Estate Tax Analysis: Providing an ongoing legacy for your heirs is a key component of any
comprehensive financial plan. Our estate planning experts will review your estate documents, explain
the intricacies of the estate tax system and assess the impact of taxes on your wealth transfer goals.
Retirement Distribution Planning: We can help you optimize distributions from your retirement
accounts, including strategies for taking early distributions, modeling how to meet IRS minimum
distribution requirements and advising you on the long-term impact of proper retirement account
registrations.
Income Tax Specialists: While we don’t prepare tax returns, we will work closely with your outside
tax advisor to ensure the tax implications of your investment strategy are understood and integrated
into your overall wealth management plan.
Employee Stock Option Strategies: Our planning department can work with you to develop a
multi-year exercise strategy for your executive stock options that looks at the impacts of income tax,
cash flow and diversification on your plan.
Robert W. Baird & Co. does not provide tax or legal advice. Robert W. Baird & Co. does not provide tax or legal advice. Please consult with your tax or legal advisors.
Investment Management
Baird provides a full range of investment and account management services to help you achieve your
goals and objectives.
Investment Services:
• Investment and asset allocation planning
• Research on individual stocks, bonds and money managers
• Brokerage services including individual stocks, corporate bonds, government and agency securities,
ETFs and alternative investments.
• Investment Advisory programs including ongoing investment selection, oversight and portfolio
re-balancing.
• Cash management services including direct deposit, e-bill, checkwriting and debit card access.
Account Management Services:
• Quarterly performance reporting – Baird OneViewTM reports
• Regular account statements
• Online account management and access to account information through BairdOnline
• Asset protection through the Securities Investment Protection Corporation (SIPC).1
1SIPC covers most types of securities, such as stocks, bonds, mutual fund shares and variable annuities, but it does not cover commodities (including commodity futures contracts and options), fixed annuity contracts, currency or investment contracts (such as limited partnerships) that are not registered with the SEC under the Securities Act of 1933. SIPC and the excess SIPC policy do not protect against losses caused by a decline in the market value of a client’s securities.
Risk and Liability Management
Our Private Wealth Management solutions are designed to help you effectively manage your overall
balance sheet, including addressing important financial liability and risk management needs.
Insurance Planning: Our Financial Advisors work with Baird’s insurance experts to help you devise
a plan to protect your family from forces beyond anyone’s control. As an independent consultant in
insurance planning, we can provide unbiased insurance solutions to address a range of risk management
needs, including family wealth protection, estate liquidity and business succession.
Insurance Product and Carrier Selection: Baird doesn’t offer a proprietary suite of insurance
products. Instead, our insurance experts conduct extensive due diligence and research on a
universe of providers and offer access to best-in-class products for life, long term care and disability
income insurance.
Lending Services: At Baird, you can use the assets you have in your investment portfolio to establish a
line of credit to help manage your cash flow needs. We work with high-quality banking partners to
provide our lending services, and access is convenient through your Baird Financial Advisor. Baird’s
lending solutions can be accessed for a variety of funding needs, such as to refinance high-interest debt,
bridge financing to close on transactions quickly or other short-term cash needs.
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Baird’s Mission, Vision and
Culture are at the heart
of the Baird experience.
They define who we are
and how we do business,
and drive our passion
for helping clients achieve
great outcomes.
Introduction to Baird
About Baird Baird is a full-service, international wealth management, equity capital markets,
asset management and private equity firm with over $170 billion in client assets, as of December 31,
2016.
History
Founded in 1919; headquartered in Milwaukee, Wisconsin, with offices and affiliates in the United States,
Europe and Asia.
Member NYSE
Robert W. Baird & Co. has been a member of the New York Stock Exchange since 1948.
Ownership
Baird is employee-owned and fully independent.
Revenues
$1.4 billion in 20161, a firm record and a 8% growth from 2015.
Financial Strength
Baird is conservatively leveraged and well capitalized. Baird Holding Company’s total capital is well in
excess of the minimum net capital requirement.
Research Recognition
In 2017, Baird ranked as the No. 1 overall “important small-/mid-cap research advisory firm” in
Greenwich Associates survey of U.S. small- and mid-cap fund managers.2
1Financial results do not reflect the consolidation of certain private equity partnerships. 2Greenwich Associates U.S. Equity Investors – Small-/Mid-Cap Funds, May 2017. Survey conducted with 101 small-cap and mid-cap fund managers. Rankings for qualitative metrics based on leading research firms in survey.
Why Baird?
Keeping our commitment to our clients requires leveraging our key industry advantages:
• More than 870 Financial Advisors, with on average 20 years of industry experience,
in 88 branches across the country.
• Dedicated investment research specialists who continually evaluate leading money
managers and investment vehicles against our strict standards.
• Insight into global opportunities from resident experts and resources “on the ground”
in three continents.
• Five strong and complimentary business units provide financial stability and broad
diversification to serve our clients’ sophisticated needs:
• Private Wealth Management • Equity Capital Markets • Baird Capital • Fixed Income Capital Markets • Asset Management
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Financial Advisor Biographies
Baird’s Financial Advisors have
the deep resources
and breadth of knowledge and
experience to create
your comprehensive wealth
management plan – plus, as
employee-owners, a personal
stake in seeing that plan
achieve great outcomes.
Areas of Expertise - Auri has over 20 years of experience in the finance industry.
She has comprehensive investment planning experience and is able to seamlessly
transition clients from full-time work to retirement through estate investment
planning, executive compensation stock options, charitable planning and retirement
planning. She has been successful in guiding clients through the life cycle of wealth:
accumulating, preserving, protecting and distributing.
Education and Designations Auri is also CPWA® certified and received the
designation at University of Chicago Graduate School of Business. The CPWA
credential is designed for wealth advisors who specialize in counseling high-net-worth
clients. The certification focuses on advanced wealth management topics, including:
behavioral finance, charitable and estate planning, planning for closely held business
owners, planning for executives, portfolio management, retirement planning, risk
management, and tax planning
Background - Prior to entering the finance industry, Auri spent 15 years with Boeing
supporting executive level management. She is a member of The Deaf Association
and volunteers at the Seattle Girls School. Auri is an avid kayaker, enjoys hiking,
bowling, tennis, swimming and Pilates. Auri and her husband, Bill, have two children
and four grandchildren.
Auri Gust, CPWA®
Financial Advisor
Vice President
Private Wealth Management
Direct: 425-274-4230
Toll Free: (877) 274-4264
Fax: (425) 274-4201
agust@rwbaird.com
rwbaird.com
Auri Gust Private Wealth Management
Investment Management Consultants Association is the owner of the certification mark "CPWA®," the service marks "Certified Private Wealth Advisor®," "Investment Management Consultants Association®," and "IMCA®." Use of CPWA® or Certified Private Wealth Advisor® signifies that the user has successfully completed IMCA’s initial and ongoing credentialing requirements for investment management consultants.
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Kyle Eng Private Wealth Management
Senior Client Specialist
Kyle Eng grew up in the Pacific Northwest and graduated from Mercer Island High School in 1995. He joined Wells Fargo Advisors in 2001 after attending Bellevue Community College and Washington State University. Kyle's work in Finance began in the wire room as an operations specialist where he performed cashiering and wire duties; in 2006, he moved into a client and financial planning support role. Kyle is a registered securities professional who holds his FINRA series 7 and series 66 licenses and is Washington state insurance licensed. Kyle is married to Narei; both of whom were born and raised in the Pacific Northwest. In his free time, Kyle enjoys sports - especially golf and basketball. He also plays guitar, saxophone, and piano, and is known as an avid steelhead angler.
Auri and Kyle have been colleagues for 13 years but have teamed together to work exclusively with each other for the past three . Having this continuity has allowed them to a build trust, stability, and an efficiency that enables them to provide the highest quality of service for their clients’ financial needs.
Kyle Eng
Senior Client Specialist
Private Wealth Management
Direct Line: (425) 274-4226
Toll Free: (877) 274-4264
Fax: (425) 274-4201
keng@rwbaird.com
rwbaird.com
14 ©2017 Robert W. Baird & Co. Incorporated. Member SIPC. rwbaird.com. 800-RW-BAIRD.
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