prospects and problem women entrepreneurship in bangladesh

PROSPECTS AND PROBLEM WOMEN ENTREPRENEURSHIP IN BANGLADESH

PREPARED BY

GROUP : A

THE CONCEPT AND FEATURES OF ENTREPRENEURSHIP

• BEING AN ECONOMIC AGENT

• BEING CREATIVE

• TAKING AND BEARING RISK

• BEING INNOVATIVE

• BEING DYNAMIC

WOMEN IN BANGLADESH

Population by sex and sex ratio, 1991 - 2011

54.7

28 64.0

92 71.2

55

51.5

87 60.2

64 71.0

64

106.1 106.4

100.3

0

10

20

30

40

50

60

70

80

2001 2011 1991

Po

pu

lati

on

in

mil

lio

ns

96.0

98.0

100.0

102.0

104.0

106.0

108.0

Sex ratio

Male Female Sex ratio

: Population by sex and sex ratio, 1991 - 2011

BANGLADESH POPULATION & HOUSING CENSUS

Enumerated population (thousands) 142,319

among them: Males 71,255

Females

71,064

Sex ratio (number of Males per 100 Females) 100.3

Average annual growth rate (2001-11) 1.34 %

Number of households 32,067,700

Average household size (persons per household)

4.4

Population density (inhabitants per sq km) 964

Bangladesh Population & Housing Census key figures Source: www.bbs.gov.bd

STATUS OF LITERACYTotal (%) Male (%) Female (%)

National Urban Rural National Urban Rural National Urban Rural

47.3% 59.9% 41.0% 50.6% 63.0% 44.5% 41.5% 53.7% 35.3%

WOMEN EMPLOYMENT STATUS Occupation National

occupational employment (%)

Share of Male employment at total employment (%)

Share of Female employment at total employment (%)

Technical 3.3% 3.5 3.0

Administrative 0.4% 0.6 00

Clerical 2.2 3.2 0.6

Sales 11.3 16.8 2.2

Services 3.5 2.4 5.4

Agriculture 63.8 54.6 78.8

Production3 15.5 18.9 10.0

Total 100 100 100

.

GOVERNMENT POLICY FOR WOMEN ENTREPRENEURSHIP DEVELOPMENT

• WOMEN ENTREPRENEURSHIP DEVELOPMENT IN THE CONSTITUTION OF THE PEOPLE’S REPUBLIC OF BANGLADESH

• GOVERNMENT’S STRATEGIES FOR WOMEN’S ADVANCEMENT

• CREDIT POLICY AND MEASURES

• INSTITUTIONAL CREDIT FOR WOMEN ENTREPRENEURS

SERVICES OF FINANCIAL AND CREDIT INSTITUTIONS

Sl. No. Name of Banks No. of Ladies Branch

1. Sonali Bank 22

2. Janata Bank 5

3. Agrani Bank -

4. Rupali Bank Ltd. 9

5. Uttara Bank Ltd. I

6. Pubali Bank Ltd. -

7. Total 37

Bank-wise Number of Ladies Branches

BANK FINANCING TO WOMEN BORROWERS BY YEAR

Same of the bank

No of Loanees Amount Disbursed

1993 1994 1993 1994

  Total* Female** Total* Female** Total* Female** Total* Female**

SB*** 292 - 1,925 1 12,353 - 27,521 -

JB 347,312 4 416,77 3 6 480,765 57 840,519 217

AB 410,741 23 451,12 3 46 262,368 1,117 305,536 386

BSB 634 1 629 1 6,620 7 3,060 -

ABBL 1,625 8 1,725 8 75,214 333 72,664 152

NBL 6,376 1 6,751 2 80,100 1 87,700 300

Sources: Shoaib Ahmed, Role of Women Entrepreneurs in the Economy, JOBS, FBCCI

BANK FINANCING TO WOMEN BORROWERS BANGLADESH SHILPA BANK

BANK OF SMALL INDUSTRIES AND COMMERCE

BANGLADESH KRISHI BANK

SONALI BANK

AGRANI BANK

1

10

100

1000

10000

Female** Female** Female** Female**

1993 1994 1993 1994

No of Loanees Amount Disbursed

SB***

JB

AB

BSB

ABBL

NBL

No. of Loanees Amount Disbursed

INTERACTION OF THE WOMEN ENTREPRENEURS IN THE WORKSHOPS

• SELF CONFIDENCE AND MOTIVATION

• NECESSITY FOR NATIONWIDE SURVEY

PROBLEMS OF THE WOMEN ENTREPRENEURS

• MARKETING PROBLEM

• FINANCIAL CONSTRAINTS

• TECHNICAL SUPPORT NEEDED

• INSTITUTIONAL SERVICES NEEDED

• POLICY REFORM

• ABOLISHING DISCRIMINATION

• SOCIAL STIGMA