pension certification webinar

Certifying your pension

Tasha HartleyEmail: Tasha.hartley@johnsonfleming.comTel: 01527 571 300

Today we’ll be looking at

• What is certification?• 4 key areas

• How much• Structure• Pay• Strategy

• The certificate• Summary

4 key areas…

How much Structure Pay Strategy

How much?

Set Employee Employer

1 At least basic pay is pensionable 1% 2%

2 85% of total pay is pensionable 1% 1%

3 All pay is pensionable 1% 1%

3 Sets

How much?

Future…

Set Employee Employer

1 At least basic pay is pensionable

2 85% of total pay is pensionable

3 All pay is pensionable

Structure

Will it be the same for all your employees?

Pay

Bonus? Maternity? Commission? Overtime? Holiday?

Business strategy

or

The certificate

Further Information

For more information please see our recent guide which covers

• What is certification? • Who needs to do it? • When do you need to renew your certificate? • What happens if your certificate falls short? • What does renewing your certificate mean for your business? • How Johnson Fleming’s services can provide you with a solution

Any Questions?

Employee benefits seminar…a journey through the protection, health and wellbeing landscape

16th June 2015

8:30am – 12:30am

The Belfry, West Midlands

Important information

THIS DOCUMENT IS CONFIDENTIAL and intended solely for the use of the individual to whom it is addressed or any other recipient expressly authorised by Johnson Fleming Limited, in writing or otherwise, to receive the same. If you are not the addressee or authorised recipient of this document, any disclosure, reproduction, copying, distribution, or other dissemination or use of this communication is strictly prohibited.

Past performance is not a guide to the future. Potential for profit is accompanied by the possibility of loss. The value of investment funds and the income from them may go down as well as up and investors may not get back the original amount invested.

The content of this presentation is for information purposes, it does not represent personal financial advice and is not recommendation that contributions to the Group Personal Pension Plan will meet all of your future financial requirements for retirement.

If you have any doubts as to whether the content of this presentation meets your personal needs you should seek independent financial advice. Johnson Fleming has joined alliances with specialist business associates who are able to provide personal advice, at your request. These carefully selected business partners reserve the right to charge a fee for these services which would be agreed in advance before they undertake any work on your behalf.

Johnson Fleming Group Limited is authorised as a Firm of Financial Advisers and our permitted business activity is advising and arranging life insurance, pensions, investments and general insurance contracts.

Johnson Fleming Group Limited is authorised and regulated by the Financial Conduct Authority (FCA Register number 599255, see http://www.fca.org.uk/register for registration details) and registered in England and Wales No 06272390.

Johnson Fleming Limited (FCA 215110), Johnson Fleming Administration Services Limited (FCA 480883) and Johnson Fleming Services Limited (FCA 606750)  are Appointed Representatives of Johnson Fleming Group Limited.

Registered Office:  Johnson Fleming Group Limited, Fleming House, Bromsgrove Enterprise Park, Bromsgrove  B60 3AL. JFXXXXXX