lendable - innovative ways to assess client credit-worthiness

The easiest way to intelligently judge risk.

Mission: Expand access to responsible microcredit using predictive analytics.

Descriptive Analytics VS

Predictive Analytics

Predictive Analytics

Application

Loan Decision

Collection

Repayment

It’s Easy to Use

We don’t need any new data to predict. We don't ask you to collect more data, meaning we don't need to change your process or charge you for new data.

It’s Easy

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We plug into your existing software and systems.You don't need to re-train your staff, learn a new software, or remember a new login. Just turn us un, it's that easy.

It’s Easy

It’s Powerful

Treat every borrower as an individual.We don't use "hard and fast rules", which means that we are able to assign different weights for risk indicators associated with each customer.

It’s Powerful

It’s Powerful

Factor in non-linear complexity.Most analytics look at linear relationships between risk indicators we examine the world with tools that account for it's non-lilnear complexity. This means we can do more with less data.

It’s Powerful

Look at millions of data points.We pull in secondary data sources and are able to break your existing data into many more potential indicators.

Results

15-30% net decrease in defaulted loans when predicting outcomes of microfinance and product finance. This is dependent on quality and quantity of data.

80-89% ability to forecast the outcome of the next payment for a borrower at any point in their loan.