lendable - innovative ways to assess client credit-worthiness

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The easiest way to intelligently judge risk.

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Innovative Ways to Assess Client Credit-Worthiness

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Page 1: Lendable - Innovative Ways to Assess Client Credit-Worthiness

The easiest way to intelligently judge risk.

Page 2: Lendable - Innovative Ways to Assess Client Credit-Worthiness

Mission: Expand access to responsible microcredit using predictive analytics.

Page 3: Lendable - Innovative Ways to Assess Client Credit-Worthiness
Page 4: Lendable - Innovative Ways to Assess Client Credit-Worthiness

Descriptive Analytics VS

Predictive Analytics

Page 5: Lendable - Innovative Ways to Assess Client Credit-Worthiness

Predictive Analytics

Application

Loan Decision

Collection

Repayment

Page 6: Lendable - Innovative Ways to Assess Client Credit-Worthiness
Page 7: Lendable - Innovative Ways to Assess Client Credit-Worthiness

It’s Easy to Use

Page 8: Lendable - Innovative Ways to Assess Client Credit-Worthiness

We don’t need any new data to predict. We don't ask you to collect more data, meaning we don't need to change your process or charge you for new data.

It’s Easy

BIG EXPORT LOGO

Page 9: Lendable - Innovative Ways to Assess Client Credit-Worthiness

We plug into your existing software and systems.You don't need to re-train your staff, learn a new software, or remember a new login. Just turn us un, it's that easy.

It’s Easy

Page 10: Lendable - Innovative Ways to Assess Client Credit-Worthiness

It’s Powerful

Page 11: Lendable - Innovative Ways to Assess Client Credit-Worthiness

Treat every borrower as an individual.We don't use "hard and fast rules", which means that we are able to assign different weights for risk indicators associated with each customer.

It’s Powerful

Page 12: Lendable - Innovative Ways to Assess Client Credit-Worthiness

It’s Powerful

Factor in non-linear complexity.Most analytics look at linear relationships between risk indicators we examine the world with tools that account for it's non-lilnear complexity. This means we can do more with less data.

Page 13: Lendable - Innovative Ways to Assess Client Credit-Worthiness

It’s Powerful

Look at millions of data points.We pull in secondary data sources and are able to break your existing data into many more potential indicators.

Page 14: Lendable - Innovative Ways to Assess Client Credit-Worthiness

Results

15-30% net decrease in defaulted loans when predicting outcomes of microfinance and product finance. This is dependent on quality and quantity of data.

80-89% ability to forecast the outcome of the next payment for a borrower at any point in their loan.

Page 15: Lendable - Innovative Ways to Assess Client Credit-Worthiness