learn how to pay off credit card debt fast - by @gfsdebtrelief (golden financial services)

How to Pay off Credit Card Debt Fast !

Thank Goodness! I need Help!

This is Steve…..

Hi there!

Uh-Oh…..

Steve got in a little over his head

How did this happen?

He he he… You’ll never get out

from under this debt!

His Bills are out of control

How to Pay off Credit Card Debt Fast BLOG by @gfsdebtrelief:

But I had so much fun…..

And he is wondering if he will ever be debt free

An average of 24 percent of Americans owe more money in credit card debt than they have in their savings account.

Steve is not alone…..

That’s a lot!

What am I going to do?

What is Steve going to do?

He he he… Now you’ll have to file

for bankruptcy!

…pay off Debt with Consumer Credit Counseling

…pay off Credit Card Debt Fast When Current on Accounts

…pay off Debt with Debt Settlement

Hey Steve, we have a few ideas that may help you…

We Help Give Americans a Financial Fresh Start

Consumer Credit Counseling can help lower your interest rates on each account

and consolidate your debt into one monthly payment.

Debt free at last!

A professional Consumer Credit Counselor will:

Assess your current financial situation

Negotiate lower interest rates on each credit card

Consolidate your debt into one monthly payment

Provide credit card relief education programs

The benefits of a Consumer Credit Counseling Program are:

Lower interest rate on debt resulting in lower payback

One monthly payment

Debt free in about 5 years!

Less impact on credit

Here is an example of how a Consumer Credit Counseling

program can work:

Try our Debt Relief Calculator for yourself

Total Debt: $50,000

Monthly payment: $1,100 (roughly the same as when a person pays

minimum payments, but less interest)

Estimated Pay back: $66,000. Be debt free in around 5 years.

Well, in that case, I have some ideas on how you can pay off credit card debt

faster when you are current on your accounts

Great! I would love to know how to pay off my credit

cards faster!

Ok, that sounds really awesome. But, what if I am

happy with my interest rates and I don’t mind making

multiple payments

First, you need to STOP using your credit cards

Then, create a budget analysis

Organize your credit cards from highest interest rate to lowest and

pay highest first

You can even make payments twice a month!

See if you can find ways to cut expenses to increase the amount of

money you have to pay off debt

Where to cut monthly expenses

Reduce cable bill Reduce cell phone plan Lower grocery bill Eat in more often Find cheaper or free entertainment Rideshare twice a week Shop for cheaper insurance plans Other

Finally, reward yourself when you pay off a card!

Ideas

Take your spouse to dinner Take the kids miniature golfing Go see a movie Get that Starbucks you been

denying yourself Have friends over for dinner…

…..maybe we’ll get a new

BOAT!

Ummm, don’t you think you should be a little more

realistic?

Darn! I suppose we should celebrate with dinner and a

movie

That’s more like it. The goal is to STAY out of debt

Yes, it is challenging, but if your accounts are up to date and your interest rates are low, this is a good option.

What if I can’t even make my minimum payments?

Paying off Debt with a Debt Settlement

Then you should consider Debt Settlement

Wow, I wish I was able to do that on my own.

You may be a good candidate for a Debt Settlement if:

Paying off Debt with a Debt Settlement

You are in financial hardship

You cannot make

minimum payments

Your accounts

are sent to collection

A Professional Debt Settlement Negotiator will:

Paying off Debt with a Debt Settlement

Create a custom built program for your financial situation

Settle one debt at a time until you are debt free

Negotiate lower balances

Set up one flexible lower monthly payment toward all debt

The benefits of a Debt Settlement are:

Paying off Debt with a Debt Settlement

You end up paying back LESS than the total

owed

Avoid Bankruptcy

DEBT FREE in about 3

years!

We can even negotiate a flexible payment plan based on your financial need.

Paying off Debt with a Debt Settlement

Try our Debt Relief Calculator for yourself

Example of a Debt Settlement Plan

Total Debt: $50,000

Monthly payment: $900 Estimated Pay back: $32,400 Be debt free in around 3 years.

No problem Steve. Which option interests you the

most?

I think the Credit Counseling Program is the best for me.

My interest rates are kind of high and one monthly

payment would sure help.

Paying off Debt with a Debt Settlement

Perfect! I wish you luck Steve. I know you can do this!

Thanks for all the information. I really appreciate the ideas

How We Can Help You:

Custom Debt Relief Program Debt Consolidation Debt Negotiation and

Settlement Tax Relief Student Loan Debt Relief Credit Card Relief Services Financial Education Debt Relief Blog Debt Relief Resources Visit our Website

GOLDEN FINANCIAL SERVICES

Call with any questions:

1-866-376-9846

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Thanks for all photos. I appreciate all your hard work!