learn how to pay off credit card debt fast - by @gfsdebtrelief (golden financial services)

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How to Pay off Credit Card Debt Fast ! Thank Goodness! I need Help!

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Learn How To Pay Off Credit Card Debt Fast!! After ten years of focusing on debt relief and credit services, Golden Financial Services releases this Superhero creation that includes education on how to save money on your credit cards and on debt relief programs. You can read the blog that accompanies this presentation at: http://nomorecreditcards.com/category/debt-relief-blog/ Golden Financial Services has provided a free guide, How to Pay off Credit Card Debt Fast. This guide will focus on three options to pay off credit card debt fast whether you are current on accounts, need a reduction in your interest rates, or are already in collection. The guide provides a comprehensive explanation of what Credit Counseling and Debt Settlement are, how they work, and who are the best candidates for each program. In addition, if you are current on accounts, we provide tips for paying off your credit card debt fast, while paying less money over the term of the debt. For more information about our services: Credit Card Relief Programs - http://nomorecreditcards.com/credit-card-relief-programs/ Debt Settlement - http://nomorecreditcards.com/debt-settlement/ Consolidate Debt - http://www.goldenfs.org/improve-your-financial-health/ Debt Relief Services - http://www.goldenfs.org/debt-relief/

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Page 1: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

How to Pay off Credit Card Debt Fast !

Thank Goodness! I need Help!

Page 2: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

This is Steve…..

Hi there!

Page 3: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

Uh-Oh…..

Steve got in a little over his head

Page 4: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

How did this happen?

He he he… You’ll never get out

from under this debt!

His Bills are out of control

How to Pay off Credit Card Debt Fast BLOG by @gfsdebtrelief:

Page 5: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

But I had so much fun…..

And he is wondering if he will ever be debt free

Page 6: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

An average of 24 percent of Americans owe more money in credit card debt than they have in their savings account.

Steve is not alone…..

That’s a lot!

Page 7: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

What am I going to do?

What is Steve going to do?

He he he… Now you’ll have to file

for bankruptcy!

Page 8: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

…pay off Debt with Consumer Credit Counseling

…pay off Credit Card Debt Fast When Current on Accounts

…pay off Debt with Debt Settlement

Hey Steve, we have a few ideas that may help you…

We Help Give Americans a Financial Fresh Start

Page 9: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

Consumer Credit Counseling can help lower your interest rates on each account

and consolidate your debt into one monthly payment.

Debt free at last!

Page 10: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

A professional Consumer Credit Counselor will:

Assess your current financial situation

Negotiate lower interest rates on each credit card

Consolidate your debt into one monthly payment

Provide credit card relief education programs

Page 11: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

The benefits of a Consumer Credit Counseling Program are:

Lower interest rate on debt resulting in lower payback

One monthly payment

Debt free in about 5 years!

Less impact on credit

Page 12: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

Here is an example of how a Consumer Credit Counseling

program can work:

Try our Debt Relief Calculator for yourself

Total Debt: $50,000

Monthly payment: $1,100 (roughly the same as when a person pays

minimum payments, but less interest)

Estimated Pay back: $66,000. Be debt free in around 5 years.

Page 13: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

Well, in that case, I have some ideas on how you can pay off credit card debt

faster when you are current on your accounts

Great! I would love to know how to pay off my credit

cards faster!

Ok, that sounds really awesome. But, what if I am

happy with my interest rates and I don’t mind making

multiple payments

Page 14: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

First, you need to STOP using your credit cards

Page 15: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

Then, create a budget analysis

Page 16: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

Organize your credit cards from highest interest rate to lowest and

pay highest first

Page 17: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

You can even make payments twice a month!

Page 18: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

See if you can find ways to cut expenses to increase the amount of

money you have to pay off debt

Where to cut monthly expenses

Reduce cable bill Reduce cell phone plan Lower grocery bill Eat in more often Find cheaper or free entertainment Rideshare twice a week Shop for cheaper insurance plans Other

Page 19: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

Finally, reward yourself when you pay off a card!

Ideas

Take your spouse to dinner Take the kids miniature golfing Go see a movie Get that Starbucks you been

denying yourself Have friends over for dinner…

Page 20: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

…..maybe we’ll get a new

BOAT!

Page 21: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

Ummm, don’t you think you should be a little more

realistic?

Darn! I suppose we should celebrate with dinner and a

movie

That’s more like it. The goal is to STAY out of debt

Page 22: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

Yes, it is challenging, but if your accounts are up to date and your interest rates are low, this is a good option.

What if I can’t even make my minimum payments?

Paying off Debt with a Debt Settlement

Then you should consider Debt Settlement

Wow, I wish I was able to do that on my own.

Page 23: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

You may be a good candidate for a Debt Settlement if:

Paying off Debt with a Debt Settlement

You are in financial hardship

You cannot make

minimum payments

Your accounts

are sent to collection

Page 24: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

A Professional Debt Settlement Negotiator will:

Paying off Debt with a Debt Settlement

Create a custom built program for your financial situation

Settle one debt at a time until you are debt free

Negotiate lower balances

Set up one flexible lower monthly payment toward all debt

Page 25: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

The benefits of a Debt Settlement are:

Paying off Debt with a Debt Settlement

You end up paying back LESS than the total

owed

Avoid Bankruptcy

DEBT FREE in about 3

years!

Page 26: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

We can even negotiate a flexible payment plan based on your financial need.

Paying off Debt with a Debt Settlement

Try our Debt Relief Calculator for yourself

Example of a Debt Settlement Plan

Total Debt: $50,000

Monthly payment: $900 Estimated Pay back: $32,400 Be debt free in around 3 years.

Page 27: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

No problem Steve. Which option interests you the

most?

I think the Credit Counseling Program is the best for me.

My interest rates are kind of high and one monthly

payment would sure help.

Paying off Debt with a Debt Settlement

Perfect! I wish you luck Steve. I know you can do this!

Thanks for all the information. I really appreciate the ideas

Page 28: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

How We Can Help You:

Custom Debt Relief Program Debt Consolidation Debt Negotiation and

Settlement Tax Relief Student Loan Debt Relief Credit Card Relief Services Financial Education Debt Relief Blog Debt Relief Resources Visit our Website

GOLDEN FINANCIAL SERVICES

Call with any questions:

1-866-376-9846

Page 29: Learn How to Pay off Credit Card Debt Fast - by @gfsdebtrelief (Golden Financial Services)

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Thanks for all photos. I appreciate all your hard work!