issues and trends in hbi ch 10
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CHAPTER
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10Medicaid
Learning Outcomes
When you finish this chapter, you will be able to:10.1 Discuss the purpose of the Medicaid program.
10.2 Discuss general eligibility requirements for Medicaid.
10.3 Assess the income and asset guidelines used by most states to determine eligibility.
10.4 Evaluate the importance of verifying a patient’s Medicaid enrollment.
10.5 Explain the services that Medicaid usually does not cover.
10-2
Learning Outcomes (continued)
When you finish this chapter, you will be able to:10.6 Describe the types of plans that states offer
Medicaid recipients.
10.7 Discuss the claim filing procedures when a Medicaid recipient has other insurance coverage.
10.8 Prepare accurate Medicaid claims.
10-3
Key Terms
• categorically needy• Children’s Health
Insurance Program (CHIP)
• crossover claim• dual-eligible• Early and Periodic
Screening, Diagnosis, and Treatment (EPSDT)
• Federal Medicaid Assistance Percentage (FMAP)
10-4
• Medicaid Integrity Program (MIP)
• MediCal
• medically needy
• Medi-Medi beneficiary
• payer of last resort
• restricted status
• spenddown
• Temporary Assistance for Needy Families (TANF)
• Welfare Reform Act
10.1 The Medicaid Program 10-5
• Medicaid was established to pay for the healthcare needs of individuals and families with low incomes and few resources
• Federal Medicaid Assistance Percentage (FMAP)—basis for federal government Medicaid allocations to states
10.2 Eligibility 10-6
• Federal guidelines mandate coverage for individuals referred to as categorically needy—people who receive assistance from government programs
• Temporary Assistance for Needy Families (TANF)—program that provides cash assistance for low-income families
10.2 Eligibility (continued) 10-7
• Medicaid coverage is available to:– People receiving TANF assistance– People eligible for TANF but not receiving assistance– People receiving foster care or adoption assistance
under the Social Security Act– Children under six years of age from low-income
families– Some people who lose cash assistance when their
work income or Social Security benefits exceed allowable limits
– Infants born to Medicaid-eligible pregnant women
10.2 Eligibility (continued) 10-8
• Medicaid coverage is available to (continued):– People age sixty-five and over or legally blind or
totally disabled people who receive Supplemental Security Income (SSI)
– Certain low-income Medicare recipients
• The federal government requires the states to provide individuals in certain low-income or low-resource categories with Medicaid coverage
10.2 Eligibility (continued) 10-9
• Children’s Health Insurance Program (CHIP)—offers health insurance coverage for uninsured children
• Early and Periodic Screening, Diagnosis, and Treatment (EPSDT)—Medicaid’s prevention, early detection, and treatment program for eligible children under twenty-one
• Welfare Reform Act—law that established TANF and tightened Medicaid eligibility requirements
10.3 State Programs 10-10
• States establish their own eligibility standards• When determining eligibility, states examine a
person’s:– Income– Current assets (some assets are not counted)– Assets that have recently been transferred into
another person’s name
10.3 State Programs (continued) 10-11
• Medically needy—classification for people with high medical expenses and low financial resources
• MediCal—California’s Medicaid program• Spenddown—state-based Medicaid program
requiring beneficiaries to pay part of their monthly medical expenses
10.4 Medicaid Enrollment Verification 10-12
• Patients’ eligibility should be checked each time they make an appointment and before they see a physician– Patient’s Medicaid identification cards should be
checked; in addition, a second form of identification is often checked
• Many states are developing the electronic verification of eligibility, in addition to telephone verification systems
10.4 Medicaid Enrollment Verification (continued)
10-13
• Restricted status—category of Medicaid beneficiary
• Medicaid Integrity Program (MIP)—created to prevent and reduce fraud, waste, and abuse in Medicaid
10.5 Covered and Excluded Services 10-14
• States must cover certain services to receive federal matching funds– Some states also provide coverage for prescription
drugs, dental or vision care, and other miscellaneous services
• Medicaid usually does not pay for:– Services that are not medically necessary– Procedures that are experimental or investigational– Cosmetic procedures
10.6 Plans and Payments 10-15
• States offer a variety of plans, including fee-for-service and managed care plans– The trend is to shift recipients from fee-for-service
plans to managed care plans
• A physician who wishes to provide services to Medicaid recipients must sign a contract with the Department of Health and Human Services (HHS)
10.7 Third-Party Liability 10-16
• Before filing a claim with Medicaid, it is important to determine whether the patient has other insurance coverage– Other plan is billed first, then once the remittance
advice from the primary carrier has been received, Medicaid may be billed
• Payer of last resort—regulation that Medicaid pays last on a claim
10.7 Third-Party Liability (continued) 10-17
• Medi-Medi beneficiary—person eligible for both Medicare and Medicaid– Dual-eligible—Medicare-Medicaid beneficiary
• Crossover claim—claim for a Medicare or Medicaid beneficiary
10.8 Claim Filing and CompletionGuidelines
10-18
• Medical insurance specialists follow the general instructions for correct claims and also enter particular Medicaid data elements
• They need to know:– Where to file claims– Proper Medicaid coding methods– Unacceptable billing practices– Actions to take after filing a claim
Summary
Summary
Summary
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