indiana childcare association laven insurance agency p. timothy manring

Indiana ChildCare AssociationIndiana ChildCare Association

Laven Insurance AgencyLaven Insurance Agency

P. Timothy ManringP. Timothy Manring

• Tim Manring – Account Executive

• Sharon Wharton – Customer Service Rep

• Steve Webster – Benefits & Pre-Paid Legal

Meet Our Staff:

The Company We Use

• AM Best – A+ Superior• Wards Top 50 Insurance Companies• www.westbendmutual.com

• Available Coverage – Auto– General Liability– Workers’ Compensation– Crime– Property– Inland Marine– Umbrella– Home, Auto & Personal

Umbrella

Childcare Insurance

Childcare Facilities• Eligible Risks

– Licensed– Certified– Registered– Group or Family– Indiana Child Care Association

Members

Childcare Services• Approved Programs/Services

– Drop-In– Head Start– Before and After School Care– Pre-Schools– 24-hour Childcare Centers– In-home Family Childcare– Commercial Group Centers

• Liability Coverage– General Liability

•$1,000,000 per occurrence•$3,000,000 general aggregate

– Employment Practices Liability– Not-for-profit D&O Liability– $10,000 Medical Payments– Umbrellas up to $5,000,000

Childcare

• Coverages Specific to Childcare– Professional Liability– Abuse and Molestation– Abduction– Professional License Review– Water Activities - option– Dog/Cat Liability - option

Broadest Protection

Critical Property Exposures

• Business Income & Extra Expense– 12 Months Actual Loss Sustained– Loss of Profits– Continuing Payroll expenses

• Systems Breakdown• Personal Property Coverage

Home & Home & HighwayHighwayHome & Home & HighwayHighway

Home & Highway• If daycare is insured, we can write

the homes & autos subject to normal underwriting considerations.

• Package program offering homeowners and auto coverage

• Personal umbrellas up to $5,000,000

Broad Protection

• Blanket Limits on Home• Guaranteed Replacement Cost• Replacement Cost on Contents• Auto Med Pay - $5,000• Rental Car Coverage $30 day

Identity Theft• $15,000 coverage• Attorney Fees• Lost Wages for time spent• Long distance bills, notary, and

certified mail expenses• Loan reapplication fees

Travel Net

• 24 Hour Roadside Emergency Service up to $150 per incident

• Emergency Travel Expenses - $250• Does not count against your Premium Value Award

Premium Value Award

• 5% of your earned Home & Highway Premium is returned to you each year you do not present a claim.

• That money is returned to the policyholder and can be used any way they want!

Pre-Paid Legal Pre-Paid Legal ProtectionProtection

Pre-Paid Legal Pre-Paid Legal ProtectionProtection

Have You Ever?• Signed a contract or document you

hadn’t fully read or understood?• Had difficulty collecting money from

customers?• Wanted to have a resource for any

business or legal question?• Set up a Will, Living Will, Durable POA,

or Health Care Rep Agreement?

Stop struggling and start protecting your

family and your business!

Pre-Paid Legal Services Monthly Fee Schedule

• Standard Family Plan - $17/Month ………………………………

• Expanded Family Plan - $26/Month ………………………………

• Identity Theft Rider - $9.95/Mo.

• Home Based Business Plan - $40.50 per month (max of 3 ee’s) …………………………………

• Legal Plan for Self Employed - $49.00 per month (max 8 employees)

Health Health InsuranceInsurance

Health Health InsuranceInsurance

Health Care• Individual Medical• Group Medical• Health Savings

Accts• Life Insurance• Dental

• Long Term Care• AFLAC• Annuities• Trip Cancellation• Vision• Disability

Insurance

ICA BenefitsICA BenefitsICA BenefitsICA Benefits

ICA and Laven You are a small business… as a

member of the ICA, you are now part of a larger group that has more power to negotiate discounts and get things done. The ICA is there fighting for you. Laven is there to help protect you.

SummarySummarySummarySummary

In Summary…• Home , Auto and Daycare coverage

without the fear of being cancelled just because you have a day care in your home @ competitive rates!.

• The best available protection for your ChildCare Business as well as your Personal Home & Auto

In Summary• Pre-Paid Legal Expense Plan to

help protect your family and your business is available with lower fees to ICA members

• Health Insurance Products Available

• Join the ICA – It Pays!

Childcare Program

Questions??Call or email Tim

Manring Laven Insurance Agency2628 S. Michigan StreetSouth Bend, IN 466141-800-552-29101-574-291-8505 fax numbertimm@laveninsurance.com

Want to get a quote?• You can download the Childcare

application from www.indianachildcare.com

• You can also download the home and auto supplements needed to quote home & auto

• Fax or mail them to Tim Manring• OR just give us a call! 1-800-552-2910

Thank You!