3 reasons you won’t build a million dollar portfolio any time soon

3 Reasons You Won’t Build a Million Dollar Portfolio

…any time soon

What am I saying?

I’m Not Saying…

…that investing the way most people do through 401k plans and IRAs won’t eventually lead to the elusive million dollar mark.

I am Saying…

You won’t do it any time soon…

So...What is soon?

What is soon?

What is soon?You tell me

Time is both objective and relative

It’s a fact that an hour is 60 minutes

But…

One hour of lunch goes by a lot faster than…

…one hour at the laundromat.

So what is “soon” for becoming a millionaire?

Successful people set and achieve goals throughout their lives such as graduation, starting a family or buying a home…these goals usually occur in 10 year windows…

Why not set a goal to become a millionaire in 10 years?

Goals

3 Reasons You Won’t Build a Million Dollar Portfolio

…any time soon

…in 10 years.

So let’s re-title

this…

Reason #1

1. You don’t know what to buy

1. You don’t know what to buyWhich of these companies should you buy to start building a million dollar portfolio?

Reason #2

2. You don’t know when to buy (or sell)

2. You don’t know when to buy (or sell)

$200

Jan. 2008

$130

Feb. 2008

$85

Oct. 2008

$200

Oct. 2009

$300

Oct. 2010

$400

July 2011

$500

Feb. 2012$600

Mar. 2012

Even with investments that were as obvious as

Apple stock, knowing when to buy and sell is

difficult for most investors.

Reason #3

3. You don’t have enough money

3. You don’t have enough money

20 YearsInvest $15,000 a Year

$1,000,000

You would have to earn 8% a year on $15,000 in annual

investments and it would still take 20 (and a half) years to

reach the million dollar mark.

1. Most Americans can’t put $15,000 or more away a year.

3. The 401(k) annual limit is $17,500.

4. Most Americans don’t max out their 401(k).

2. Most Americans invest primarily through their 401(k)

plan

5. Most Americans don’t have enough money to invest to become millionaires in 10 years

Most Americans are Tapped Out

But what if you aren’t like most Americans?

What if you could invest

substantially more than

$15,000 a year?

How much would you have to invest per year to become a millionaire in 10 years

How much would you have to invest per year to become a millionaire in 10 years

$20,0

00?

How much would you have to invest per year to become a millionaire in 10 years

$30,0

00?

$20,0

00?

How much would you have to invest per year to become a millionaire in 10 years

$30,0

00?

$40,

000?$2

0,000

?

How much would you have to invest per year to become a millionaire in 10 years

$50,

000?$30,0

00?

$40,

000?$2

0,000

?

Year Contribution Rate Return

1 $70,000.00 8% $75,600.00

2 $70,000.00 8% $157,248.00

3 $70,000.00 8% $245,427.84

4 $70,000.00 8% $340,662.07

5 $70,000.00 8% $443,515.03

6 $70,000.00 8% $554,596.24

7 $70,000.00 8% $674,563.93

8 $70,000.00 8% $804,129.05

9 $70,000.00 8% $944,059.37

10 $70,000.00 8% $1,095,184.12

Try $70,000 a year

• A person earning $100,000 a year• Needs to save 70% or $700 of every $1,000

• A person earning $200,000 a year• Needs to save 35% or $350 of every $1,000

• To become a millionaire in 10 years*

In terms of income that means…

*Assuming an 8% annual return

Sounds pretty hopeless right?

Even if…

Even if…• You knew what to buy

Even if…• You knew what to buy

• You knew when to buy and sell it

Even if…• You knew what to buy

• You knew when to buy and sell it

• You probably wouldn’t have enough money to invest and become a millionaire any time soon…

But…What if…

But…What if…

• You knew exactly what to buy

But…What if…

• You knew exactly what to buy

• You knew exactly

when to buy and sell it

But…What if…

• You knew exactly what to buy

• You knew exactly when to buy and sell it

• And…You had a way of making the

money you are already saving and investing

do more

Goals

Maybe you could reach your goal of becoming a millionaire in 10 years.

At Wilson Wealth• We help successful young professionals build million

dollar portfolios “sooner rather than later” by…

At Wilson Wealth• We help successful young professionals build million

dollar portfolios “sooner rather than later” by…

1. Telling them exactly what to buy

At Wilson Wealth• We help successful young professionals build million

dollar portfolios “sooner rather than later” by…

1. Telling them exactly what to buy

2. Exactly when to buy and sell it

At Wilson Wealth• We help successful young professionals build million

dollar portfolios “sooner rather than later” by…

1. Telling them exactly what to buy

2. Exactly when to buy and sell it

3. Doing it with the money they are already investing

Interested in learning how?

• Call: 704.222.4162• Email: maurice@wilsonwealth.com• Visit: www.wilsonwealth.com

Start building your million dollar portfolio – today.