WHAT IS COOPERATIVE?

COOPERATIVE is a duly registered association of persons with a common bond of interest who have voluntarily joined together to achieve a lawful, common social or economic end and who contribute equitably to the capital required and accept a fair share of the risk and benefits of the undertaking in accordance with universally accepted cooperative principles [Chapter I Art.2 Sec.8 of RA 6938].

REPUBLIC ACT NO. 6938 “COOPERATIVE ACT”

Purpose“To encourage thrift and savings mobilization

among its members to pool said resources to obtain high yield deposits, affordable group insurance,

hospitalization benefits for members, to grant loans to qualified members and provide health and consumer products at below market prices.”

COOPERATIVE PRACTICES

Capital Formation Cash Trading Selling at Market Price Cooperatives can Avoid Destructive Competition Constant Expansion Quality Standardized Goods Cooperative Wholesale Business or Interlending (Cooperative Bank) The Benefits from the Wholesales are considerable Minimized Expenditures

TYPES OF COOPERATIVE

Credit Consumers Producers Marketing Services Multi-Purpose Advocacy Agrarian Reform Cooperative Bank WorkersDairy

EducationElectricFinancial ServicesFishermenHealth ServicesHousingInsuranceTransportWater Service

COMPARATIVE ANALYSIS

Private Company Cooperative

Who is

APEC?

ALLIANCE OF PINOY ENTREPRENEURS COOPERATIVE (APEC)

The Alliance of Pinoy Entrepreneurs Cooperative is a group of individuals committed to promoting financial well-being through programmes, products and services that allow for partnerships and support systems in achieving the intended outcome.

Formally registered in November of 2010, it maintains two offices, the main being located in Quezon City where individuals and groups come together to discuss the potential of the programme and exchange ideas on how to work together in applying the system successfully.

REGISTRATION & ACCREDITATION

•Alliance of Pinoy Entrepreneurs Cooperative (APEC)

•Cooperative Development Authority (CDA)

Registered

•Netrepreneurs Association of the Phils. Inc (NAPI)

Accredited

LEGALITIES

CDA Reg. No. K-123-6956

BIR Registration Business Permit

CORE VALUES

IMPA

CTAPEC will make an IMPACT on the Philippine socio-economic conditions!

INTEGRITY TO THE TRUEST SENSE OF THE WORD.No compromises. What is right must always prevail.

MEETING OF MINDS.There must be oneness among its members and the management. All for the common good.

PARTNERSHIP.There has to be partnership. Everybody must be a contributor, a benefactor and a beneficiary.

ABUNDANCE.Every member must experience abundance in life. The true meaning of financial Freedom.

COOPERATION.There must be a collaboration of efforts. Everyone must cooperate to reach a common goal of leading a life of contentment

TRUST IN GOD, THE LORD ALMIGHTYTrust that the Lord has given us two gifts, one is choice and the second is chance. The choice of a good life and the chance to make it the best.

UNIQUE CONCEPT

The first innovative cooperative for enterprising individuals and groups, that offers unlimited opportunities and dependable support systems utilizing the power of cooperation and leveraging.

MILESTONE

SEPTEMBER

•September 22, 2010. Alaminos Branch Opening. Brgy. San Agustin Alaminos Laguna

NOVEMBER

•Nov. 5, 2010. HEAD Office Opening•November 10, 2010. Business Center for Batangas City

DECEMBER

•December 1, 2010. System Upgrade, On-Line Registration Implementation•December 1, 2010. Launching of Transformation Institute . Headed by Patrick Alan Esmundo

•December 2, 2010. New Merchant Alliance, GWYN Travel and Tours•December 13, 2010. Opening of New Extension Office, for Consumer and Membership Division

•December 17, 2010. First Pay-Out, Commission System for Members

PRODUCT & SERVICES

Financial Services Division

•Savings•Loans

Consumer Operation Division

•Consumer Goods•Membership •Livelihood

Manpower

Operation Division

•Manpower Deployment•Sub-Contractor

Transformation

Institute

•Seminar•Training•Livelihood Program

MEMBERSHIP BENEFITS

Revenue Sharing (Dividend Shares) Patronage Refund Interest from Savings Damayan Fund Accident Insurance Manpower Services Loan Services Discounts on Consumer Goods Unlimited Business Opportunity

…More income stream !!!

LOAN APPLICATION REQUIREMENTS

Loan Application Form (Note: Applies to Borrower & Co-maker )

Two (2) Valid ID’s (photocopy with counter sign) Two (2) 1x1 ID Pictures Brgy. Permit / Clearance Billing Address CTC No. / Cedula Cert. of Employment (optional) 18 yrs old & Above Minimum P1000.00 Savings Deposit

How to Become a

MEMBER?

APEC ACCOUNTS

CORPORATE: Companies Associations Organizations Federations Schools Churches Cooperative Hospitals Government Agencies *minimum of 30 persons per organization

INDIVIDUAL: Entrepreneur Netrepreneur Employee Businessman *any registered Filipino citizen

CORPORATE ACCOUNTS

Inclusions:1 Share Preferred ShareP100 Savings P100.00Insurance (1 Year) P25,000.00 (worth)1 Kit APEC P100.00Membership APEC P250.00Membership NAPI P365.00

P690.00 (FP)

plus you will get 1

FiberPlus(each member)

Total:

P26,505

Membership Fee: P 890.00

INDIVIDUAL ACCOUNTS

Inclusions:1 Share Preferred ShareP100 Savings P100.00Insurance (1 Year) P25,000.00 (worth)1 Kit APEC P100.00Membership APEC P250.00Membership NAPI P365.00

P1380.00 (FP)

plus you will get 2

FiberPlus(each member)

Total:

P27,195

Membership Fee: P 1,865.00

HOW TO EARN?

Preferred Share

share that will be equallydistributed by the APEC members

HOW TO EARN?

Product Selling

APEC Member can maximize their privilege of up to 30% product discount

P 690 x 0.30 = P 270.00

If you can sell 30 Fiber Plus in a month,you earn P 8100.00

HOW TO EARN?

Loan Rebates

APEC Member will earn 0.5 percent up to 2nd level who avail the Loan services of the cooperative.

1st Level 0.5%

1nd Level 0.5%Members

HOW TO EARN?

Direct Referral

You will earn commissions by educating Filipinos the benefits of being a member of COOP and encouraging them to join the APEC programs

Corporate Accounts : P3000.00Individual Accounts : P 250.00

HOW TO EARN?

Pairing Bonus

With the POWER of the BINARY SYSTEM, APEC maximizes its member earning potentials.

1st - 30th

P25030th - UP

P300 Safety Net:16 pairs/dayP33,600/week5th pair – Product Voucher

HOW TO EARN?

Worst Case ScenarioMonth Points Earned Bonus

1 1 250

2 2 500

3 4 1000

4 8 2000

5 16 4000

6 32 8000

7 64 16000

8 128 32000

9 256 64000

10 512 128000

11 1024 256000

12 2048 512000

Total Earnings for 1 year is

P 1,023,750.00

HOW TO EARN?

Level Percentage Power of 5 Product Income

1 10% 5 483 241.50

2 5% 25 483 603.75

3 5% 125 483 3,018.75

4 5% 625 483 15,093.75

5 3% 3,125 483 45,281.25

6 3% 15,625 483 226,406.25

7 3% 78,125 483 1,132,031.25

8 2% 390,625 483 3,773,473. 50

9 2% 1,953,125 483 18,867,187. 50

10 2% 9,765,625 483 94,335,937.50

POTENTIAL INCOME FOR UNILEVEL

*** For Only P890.00CORPORATE MEMBER

* YOU NEED TO BUY ONE (1) BOX FIBER PLUS TO MAINTAINUNILEVEL BONUS

HOW TO EARN?

LEADERSHIP PROGRAM

Vice - President

Director

1001 – UP pairingsAnnual Shares

101 – 1000 pairingsQuarterly Shares