STUDY OF FINANCIAL HARDSHIP

UnitedWayALICE.org/Florida

ALICEASSET LIMITED, INCOME CONSTRAINED, EMPLOYED

Fall 2014

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142 UNIT

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LICE

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ORT

– FL

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A

NOTE: Municipal-level data may not match county-level data; municipal-level data often relies on 3- and 5-year averages, is not available for the smallest towns that don’t report income, and may overlap with Census Designated Places (CDP).

Household Survival Budget, DeSoto County

SINGLE ADULTFAMILY (INFANT AND PRE-K)

Housing $655 $788

Child care $0 $1,013

Food $176 $531

Transportation $29 $47

Health care $107 $426

Miscellaneous $107 $279

Taxes $98 ($11)

Monthly total $1,172 $3,074

ANNUAL TOTAL $14,060 $36,886

POVERTY ANNUAL TOTAL $11,170 $23,050

ALICE IN DESOTO COUNTY

Source: U.S. Department of Housing and Urban Development (HUD), U.S. Department of Agriculture (USDA), Bureau of Labor Statistics (BLS), Internal Revenue Service (IRS) and state Treasury, and ChildCare Aware, 2012; American Community Survey, 3 year estimate.

DeSoto County, 2012

Town Total HH% ALICE

& Poverty

Arcadia 2,392 64%

Arcadia East CCD 6,728 58%

Arcadia West CCD 3,780 50%

Southeast Arcadia CDP 2,022 65%

Population: 34,725 | Number of Households: 10,595Median Household Income: $32,575 (state average: $45,040)Florida Underemployment Rate for 2012: 16%Gini Coefficient (zero = equality; one = inequality): 0.43 (state average: 0.48)

How many households are struggling?ALICE, an acronym for Asset Limited, Income Constrained, Employed, are households that earn more than the U.S. poverty level, but less than the basic cost of living for the county. Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs.

Poverty ALICE Above ALICE 2,749 HH 1,918 HH 5,928 HH 26% 18% 56%

What are the economic conditions?The Economic Viability Dashboard evaluates community conditions for ALICE in three core areas. Each is an index with a scale of 1 (worst) to 100 (best).

Housing Job Community Affordability Opportunities Support fair (49) fair (55) poor (37)

What does it cost to afford the basic necessities?This bare-minimum budget does not allow for any savings, leaving a household vulnerable to unexpected expenses. Affording only a very modest living in each community, this budget is still significantly more than the U.S. poverty rate of $11,170 for a single adult and $23,050 for a family of four.

STRUGGLING

157UNIT

ED W

AY A

LICE

REP

ORT

– FL

ORID

A

NOTE: Municipal-level data may not match county-level data; municipal-level data often relies on 3- and 5-year averages, is not available for the smallest towns that don’t report income, and may overlap with Census Designated Places (CDP).

Household Survival Budget, Hillsborough County

SINGLE ADULTFAMILY (INFANT AND PRE-K)

Housing $690 $926

Child care $0 $1,063

Food $176 $531

Transportation $350 $699

Health care $107 $426

Miscellaneous $149 $383

Taxes $172 $181

Monthly total $1,644 $4,210

ANNUAL TOTAL $19,726 $50,518

POVERTY ANNUAL TOTAL $11,170 $23,050

ALICE IN HILLSBOROUGH COUNTY

Source: U.S. Department of Housing and Urban Development (HUD), U.S. Department of Agriculture (USDA), Bureau of Labor Statistics (BLS), Internal Revenue Service (IRS) and state Treasury, and ChildCare Aware, 2012; American Community Survey, 1 year estimate.

Hillsborough County, 2012

Town Total HH% ALICE

& Poverty

Apollo Beach CDP 5,704 24%

Brandon CDP 38,622 36%

Carrollwood CDP 14,103 36%

Cheval CDP 4,299 33%

Citrus Park CDP 8,707 37%

Dover CDP 1,064 66%

East Lake-Orient Park CDP 8,804 54%

Egypt Lake-Leto CDP 13,638 59%

Gibsonton CDP 5,071 54%

Keystone-Citrus Park CCD 48,424 28%

Lake Magdalene CDP 11,847 42%

Lutz CDP 7,025 26%

Mango CDP 4,085 53%

Northdale CDP 8,526 30%

Palm River-Clair Mel CDP 7,145 57%

Palm River-Gibsonton CCD 14,540 54%

Pebble Creek CDP 2,681 22%

Plant CCD 28,221 44%

Progress Village CDP 1,887 44%

Riverview CDP 24,169 29%

Ruskin CCD 25,036 35%

Seffner CDP 2,755 36%

Tampa 135,591 49%

Temple Terrace 9,659 44%

Thonotosassa CDP 4,579 54%

Town 'n' Country CDP 30,308 44%

University CDP 16,657 77%

Valrico CDP 12,400 24%

Westchase CDP 8,171 20%

Wimauma CDP 1,465 70%

Population: 1,277,746 | Number of Households: 477,259Median Household Income: $46,515 (state average: $45,040)Florida Underemployment Rate for 2012: 16%Gini Coefficient (zero = equality; one = inequality): 0.49 (state average: 0.48)

How many households are struggling?ALICE, an acronym for Asset Limited, Income Constrained, Employed, are households that earn more than the U.S. poverty level, but less than the basic cost of living for the county. Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs.

Poverty ALICE Above ALICE 79,509 HH 136,281 HH 261,469 HH 17% 29% 55%

What are the economic conditions?The Economic Viability Dashboard evaluates community conditions for ALICE in three core areas. Each is an index with a scale of 1 (worst) to 100 (best).

Housing Job Community Affordability Opportunities Support poor (35) good (62) good (60)

What does it cost to afford the basic necessities?This bare-minimum budget does not allow for any savings, leaving a household vulnerable to unexpected expenses. Affording only a very modest living in each community, this budget is still significantly more than the U.S. poverty rate of $11,170 for a single adult and $23,050 for a family of four.

STRUGGLING

181UNIT

ED W

AY A

LICE

REP

ORT

– FL

ORID

A

NOTE: Municipal-level data may not match county-level data; municipal-level data often relies on 3- and 5-year averages, is not available for the smallest towns that don’t report income, and may overlap with Census Designated Places (CDP).

Household Survival Budget, Pinellas County

SINGLE ADULTFAMILY (INFANT AND PRE-K)

Housing $690 $926

Child care $0 $1,292

Food $176 $531

Transportation $350 $699

Health care $107 $426

Miscellaneous $149 $412

Taxes $172 $244

Monthly total $1,644 $4,531

ANNUAL TOTAL $19,726 $54,372

POVERTY ANNUAL TOTAL $11,170 $23,050

ALICE IN PINELLAS COUNTY

Source: U.S. Department of Housing and Urban Development (HUD), U.S. Department of Agriculture (USDA), Bureau of Labor Statistics (BLS), Internal Revenue Service (IRS) and state Treasury, and ChildCare Aware, 2012; American Community Survey, 1 year estimate.

Pinellas County, 2012

Town Total HH% ALICE

& Poverty

Bay Pines CDP 1,381 46%

Bear Creek CDP 811 54%

Belleair Bluffs 1,117 53%

Boca Ciega CCD 30,042 40%

Clearwater 47,105 50%

Dunedin 16,036 44%

East Lake CDP 13,224 28%

Feather Sound CDP 1,779 21%

Gulfport 5,607 52%

Indian Rocks Beach 2,267 34%

Largo 36,472 52%

Lealman CDP 8,890 66%

Madeira Beach 2,365 44%

Oldsmar 4,762 41%

Palm Harbor CDP 26,450 36%

Pinellas Park 20,448 47%

Seminole 7,994 43%

South Highpoint CDP 1,576 64%

South Pasadena 3,065 49%

St. Pete Beach 5,003 35%

St. Petersburg 104,431 50%

Tarpon Springs CCD 57,225 37%

West Lealman CDP 6,994 60%

Population: 921,319 | Number of Households: 404,856Median Household Income: $44,927 (state average: $45,040)Florida Underemployment Rate for 2012: 16%Gini Coefficient (zero = equality; one = inequality): 0.48 (state average: 0.48)

How many households are struggling?ALICE, an acronym for Asset Limited, Income Constrained, Employed, are households that earn more than the U.S. poverty level, but less than the basic cost of living for the county. Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs.

Poverty ALICE Above ALICE 50,486 HH 136,874 HH 217,496 HH 12% 34% 54%

What are the economic conditions?The Economic Viability Dashboard evaluates community conditions for ALICE in three core areas. Each is an index with a scale of 1 (worst) to 100 (best).

Housing Job Community Affordability Opportunities Support poor (45) good (60) good (57)

What does it cost to afford the basic necessities?This bare-minimum budget does not allow for any savings, leaving a household vulnerable to unexpected expenses. Affording only a very modest living in each community, this budget is still significantly more than the U.S. poverty rate of $11,170 for a single adult and $23,050 for a family of four.

STRUGGLING

187UNIT

ED W

AY A

LICE

REP

ORT

– FL

ORID

A

NOTE: Municipal-level data may not match county-level data; municipal-level data often relies on 3- and 5-year averages, is not available for the smallest towns that don’t report income, and may overlap with Census Designated Places (CDP).

Household Survival Budget, Sarasota County

SINGLE ADULTFAMILY (INFANT AND PRE-K)

Housing $755 $995

Child care $0 $1,167

Food $176 $531

Transportation $350 $699

Health care $107 $426

Miscellaneous $158 $405

Taxes $189 $229

Monthly total $1,734 $4,452

ANNUAL TOTAL $20,809 $53,430

POVERTY ANNUAL TOTAL $11,170 $23,050

ALICE IN SARASOTA COUNTY

Source: U.S. Department of Housing and Urban Development (HUD), U.S. Department of Agriculture (USDA), Bureau of Labor Statistics (BLS), Internal Revenue Service (IRS) and state Treasury, and ChildCare Aware, 2012; American Community Survey, 1 year estimate.

Sarasota County, 2012

Town Total HH% ALICE

& Poverty

Bee Ridge CDP 4,429 37%

Desoto Lakes CDP 1,416 45%

Englewood CCD 5,960 45%

Fruitville CDP 5,484 37%

Gulf Gate Estates CDP 5,376 50%

Interior County CCD 14,116 27%

Kensington Park CDP 1,593 58%

Longboat Key CCD 2,505 22%

Nokomis CDP 1,421 46%

North Port 21,130 43%

North Sarasota CDP 3,035 58%

Osprey CDP 2,734 28%

Ridge Wood Heights CDP 2,121 53%

Sarasota 22,638 54%

Sarasota Springs CDP 5,985 44%

South Gate Ridge CDP 2,406 35%

South Sarasota CDP 2,282 48%

South Venice CDP 5,991 48%

Southgate CDP 3,438 44%

The Meadows CDP 2,250 34%

Venice CCD 31,452 40%

Warm Mineral Springs CDP 2,617 39%

Population: 386,147 | Number of Households: 172,973Median Household Income: $48,035 (state average: $45,040)Florida Underemployment Rate for 2012: 16%Gini Coefficient (zero = equality; one = inequality): 0.49 (state average: 0.48)

How many households are struggling?ALICE, an acronym for Asset Limited, Income Constrained, Employed, are households that earn more than the U.S. poverty level, but less than the basic cost of living for the county. Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs.

Poverty ALICE Above ALICE 19,486 HH 52,737 HH 100,750 HH 11% 30% 58%

What are the economic conditions?The Economic Viability Dashboard evaluates community conditions for ALICE in three core areas. Each is an index with a scale of 1 (worst) to 100 (best).

Housing Job Community Affordability Opportunities Support fair (48) fair (55) fair (55)

What does it cost to afford the basic necessities?This bare-minimum budget does not allow for any savings, leaving a household vulnerable to unexpected expenses. Affording only a very modest living in each community, this budget is still significantly more than the U.S. poverty rate of $11,170 for a single adult and $23,050 for a family of four.