Aim: How can I prepare for my HCS Final?

Bring TWO Sharpened #2 pencils Thurs AND Fri

1.) Name 5 Human Resources

• Any human being– Mom– Dad– Crossing Guard– Deli person– Lunch lady– Cousin– Brother– Policeman

2. How many cups are there in a set of measuring cups?

• There are 4 cups in a set of measuring cups– 1 cup– ½ cup– 1/3 cup– ¼ cup

3. How many glasses of water should you be drinking in a day?

• You should be drinking at least (8) 8oz glasses each day (64 ozs a day)

• Ideally you get on the scale and the amount you weigh in pounds is what you should drink in ounces– Example you weigh 120 pounds you should drink

120 ounces (just under a gallon) throughout the day

4. Name 5 Material Resources

• Anything other than a human being– Book– Desk– Dog– Paper– Pen– Internet– Computer– Game– TV

5. What is the difference between a wage and a salary?

• A wage is a set amount that you are paid each hour. You earn overtime for any hours over 40 that you work.

• A salary is a set amount that you are paid for a set period of time regardless of the number of hours you work. You do not earn overtime

6. What is the correct abbreviation for teaspoon?

• The correct abbreviation for teaspoon is– tsp or– t

7. What are deductions? List 4 examples of a deduction.

• Deductions are amounts subtracted or taken out of your pay check.

• Some examples of deductions are:– Federal taxes– State taxes– FICA (social security) – Child support– Life insurance– Health insurance

8. Working full time means you are working how many hours?

• Full time means you are working 40 hours usually

9. Define a goal. Name the types of goals?

• A goal is something you plan to do be or have and for which you are willing to work

• There are three types of goals – Short term– Long term– Visionary

10. What is fiber?

• Fiber is plant material that our bodies can not break down.

• It acts as a pipe cleaner for our intestines• You need 20 to 30 grams of fiber daily

11. What is the memo line of a check for?

• The memo line is used to record the purpose of the check or the account number of the bill you are paying– For example• Uncle Charlie’s birthday• LIPA Account #00897979

12. How many ounces of the grain food group should you be eating in a day?

• You should be eating 6 ozs of grains each day and at least 3oz – or half should be whole grains

13. How many calories does a child/teenager need?

• A child/teenager needs 1600- 2500 calories per day

14. What is a visionary goal? Why are they important?

• A visionary goal is a goal that you are not likely to achieve but they are important because they make us strive to be better

15. What is self concept?

• The picture you have of yourself and the way you believe other people see you

16. What is income?

• Income is the money you receive regularly. For someone your age it can come from parents (allowance), family members (gifts), part time job

17. What is sibling rivalry?

• Sibling rivalry is competing for the attention and affection of a parent

18. How do you calculate your pay for the day if you are being paid an hourly wage?

• You multiply your wage per hour by the number of hours you worked

• Example you worked 10 hours and make $8 per hour– 10 x $8 = $80 for the day

19. What is a check?

• A check is a written order to the bank to pay the person or company named on the front of the check

20. Name the groups on My Plate? How many servings should you eat from these groups?

• The groups on My Plate are Grains (6-8 ozs), Dairy (3cups), Protein (5-61/2 ozs), Fruits 1 ½ to 2 cups) and Vegetable (2 to 3 cups)

21. Give 5 examples of the fruit group

• Apples• Oranges• Bananas• Mangoes• Grapes• Raisins• Peaches

22.)How many ounces from the Protein group do you need each day? How many ounces is each

serving?

• You are supposed to eat about 5 to 6 ½ ozs from the Protein group daily

• There is no long a specific serving size but rather just a total for the day

• Your total for the day will be about the size of a deck of playing cards

• Remember that protein also includes eggs, nuts, seeds and dry beans

23. What is a vegetarian?

• A vegetarian is someone who does not eat fish, meat or poultry

24. What is obesity?

• Being 30 Lbs or more over your normal weight (determined by a doctor)

25. How many eating disorders are there?

• There are three eating disorders Anorexia, Bulimia and Compulsive Overeating

26. How can you raise your self esteem?

• There are 9 ways to boost your self esteem: – 1. accept yourself– 2. dare to dream– 3. be realistic– 4. don’t settle for what

is– 5. focus on your

strengths,

– 6. turn to others for help

– 7. get involved– 8. be proud of your

accomplishments– 9. believe in yourself.

27. If you do not eat meat, poultry or fish, what can you substitute in

this food group to get the protein you need? • If you are a vegetarian, you have to be careful

to get enough protein in your diet!• You can substitute– Eggs– Dry beans– Nuts– Seeds– Peanut Butter– Tofu

28. What is an amino acid?

• An amino acid is the building block of protein

29. What are carbohydrates? How many are there? What are they called?

• Carbohydrates are the body’s main energy source.

• There are 2 kinds of carbohydrates: • Simple (sugars) and Complex (starches)

Carbohydrates

30. How many essential amino acids are there? From where do you get them?

• There are 9 essential amino acids. You MUST get them from the foods you eat.

• Foods from animal sources contain all 9 essential amino acids

• Foods from plant sources must be combined to get all 9 essential amino acids (for ex. Rice and beans, peanut butter and bread)

31. What is the correct abbreviation for cup?

• The correct abbreviation for Cup is– C or– c

32. In communication, what are the responsibilities of the listener?

• The responsibilities of the listener are:– Hearing– Interpreting– Evaluating– Responding

33. Name and briefly explain the various advertising techniques

• Slogans – a catchy phrase• Testimonials – a famous person is used to promote the

product• Play on fears – implies the product can eliminate certain

worries and concerns• Emotional – makes you think you will be happier, healthy if

you use the product• Image building – conveys a positive message for a company or

industry – does not focus on a specific product• Factual – provides information to make an informed choice

34. What is Comparison Shopping?

• Comparison Shopping is when you look at more than one store for a product comparing prices and services

35. Is peer pressure always bad? Why or why not?

• No it is not always bad. Sometimes a peer can influence your behavior in positive ways: study more, don’t start smoking, etc.

36. What is interest?

• Interest is what a bank pays you to deposit your money with them.

37. What is character? What are the six pillars

of character? • Character is the way you live your life

when no one is looking.• The six pillars of character are:– Respect– Responsibility– Fairness– Caring– Trustworthiness– Citizenship

   38. Define decision

• Decision is the act of making a choice.

    39. Who is “Mouth Girl”? Of what does she remind us?

• Mouth girl reminds of the responsibilities of the speaker. She has no ears because when you are speaking you are not listening

• The responsibilities of the speaker:– 1.)Think about your audience– 2.)Be clear and specific in what you say– 3.) Think before you talk– 4.) Speak clearly

40. What is a mineral? Give 3 examples

• A mineral is like a spark plug it jump starts certain reactions in our bodies

• Some examples of minerals are– Iron sodium– Calcium magnesium– Potassium iodine– Zinc

41. Name 5 examples of a carbohydrate

• Five examples of a carbohydrate are– Vegetables– Pasta– Crackers– Fruit– Fruit juices like orange or grape– Bread– Cereal– Milk

42. Name 5 examples of a fat

• Five examples of a fat are– Butter– Margarine– Shortening (Crisco)– Salad dressing– Mayonnaise– Oil– Lard

43. What are the ways to build a strong family?

• The ways to build a strong family are:

• Communicate• Show empathy• Respect each other• Spend time with each other

44. What is a vitamin? Give 3 examples

• A vitamin is like a spark plug in our bodies because it start certain chemical reactions

• Some examples of vitamins are– Vitamin A– Vitamin B– Vitamin C– Vitamin D– Vitamin E– Vitamin K

45. What does preheating an oven

mean? Why do we do it?

• Preheating an oven means turning it on 15-20 minutes before you are planning to use it. We preheat it so that it can get up to the proper temperature.

46. What is potential?

• Potential is the possibility of becoming more than you are right now.

47. Define a resource

• A resource is anything that helps us to accomplish something

48. What is a transfat?

• A transfat is a liquid fat to which hydrogen has been added and it has been spun at a high rate of speed and made into a solid

• It adds shelf life to a product• It has been linked to various diseases and

should be avoided

49. What does leveling mean?

• Leveling means removing the excess from a measuring cup or spoon with a straight edge like a knife

50. What are some barriers to

communication? • Some barriers to communication are:– Nagging– Preaching– Know-it-all– Gossiping– Interrupting

51. One serving of bread is equal to how much?

• One serving is approximately 1 oz or one slice

52. What are some of the hidden dangers in the

foods we eat?

• Some of the hidden dangers are– Sugar– Sodium– Fat

53. What damage can excessive sugar do to you? • Excessive sugar can cause:– Tooth decay– Type 2 Diabetes–Heart disease–Obesity–Weight gain–Hyperactivity

54. Name 3 ways you show respect for your family and/or community.

• Listen to each other• Help each other• Treat property with care• Dispose of trash appropriately• Take care of chores without being asked• Clean up after yourself

55. How many types of fat are there? Name them and give 2

examples of each • There are 2 types of fats;

saturated and unsaturated fats.• Saturated fats are solid at room

temperature: butter, margarine• Unsaturated fats are liquid at

room temperature: olive oil, canola oil, vegetable oil

56. What is personality?

• Personality is a combination of feelings, character traits, attitudes and habits that you display to others

57. What is heredity?

• Heredity is the qualities and traits passed on from your blood relatives

  58. What is cholesterol? Where does it come from? Why is high cholesterol

a bad thing?• Cholesterol is a type of fat found

in the body. Your body needs cholesterol of aid in digestion but it makes all it needs. You eat cholesterol in any animal product: meat, poultry, eggs, dairy (milk, cheese)

• High Cholesterol is bad because it can lead to heart disease

59. Define verbal and non verbal communication and give 3 examples

of each.• Verbal Communication is

communication using the voice 3 examples are talking, singing, screaming, rapping.

• Non verbal communication is communication without spoken words. It uses gestures, body language and facial expressions. 3 examples are waving, frowning, hands on hips, tapping foot

60.) What are discretionary calories?

• Discretionary calories are the items of our diet that we need to use sparingly. They represent fats, oils, sweets and snacks.– Examples: salad dressing, soda, snacks, mayo,

butter, cookies, cakes, cream cheese, ice cream, etc.

61. What is sodium? Why is too much bad for you?

• Sodium is salt. • Too much salt in your diet raises

your blood pressure and can lead to heart disease

62. In communication, what are the responsibilities of

the speaker?

• In communication the responsibilities of the speaker are: – Think about your audience– Be clear and specific in what you say– Think before you talk– Speak clearly

63. What is Ear Boy? Of what does he remind us?

• Ear Boy is a picture of a boy without a mouth. He reminds of the importance of listening. When we are listening we can not be talking

64. If you want to lose weight, what do you have

to do?

• You have to decrease you calories and/or increase your activity or exercise

65. What is the correct abbreviation for Tablespoon?

• The correct abbreviation for Tablespoon is– T or– Tbsp

66. Name 5 examples of a protein

• Five examples of a protein are– Chicken– Steak– Duck– Eggs– Dry beans– Nuts– Turkey– Veal– Goat– Tofu (from Soybeans)

67. What will happen if you eat more calories than you

spend?

• If you eat more calories than you spend you will gain weight

68. What influences our purchases?

• Several things influence our purchases:– Income– Job– Environment– Peers – Personal interests

69. What do you have to be concerned with when shopping at a garage or yard

sale?

• Merchandise is used• Merchandise is sold “as is”– No refunds– No returns

70. What is a consumer?

• A consumer is someone who buys and uses goods and services

71. What is a good? What is a service?

• A good is a material object For example– Tires, a chair, a car, a sweater, a house

• A service is something that is done for you. For example– A haircut– Any restaurant meal– Pizza– Internet account– Cable account

72. When writing a check what do you have to remember?

• Date all checks with the date you are writing the check

• Write in ink (preferably in black or blue)• Write all change in fraction form• Sign your name in script• Add a line to take up any extra space• Memo line should contain the reason you are

writing the check or the account number of the bill you are paying

73. What are some advantages to shopping in a neighborhood store?

• They have clerks to help you• May offer services like delivery• May stock specialized goods that are specific

to the area residents/customers

74. What is FDIC?

• FDIC stands for Federal Deposit Insurance Corporation and assures depositors that their money is protected in the event that a bank closes.

• You are insured up to $250,000 per depositor

75. Compare and contrast debit and credit cards.

• Debit cards– Same as cash– Never get a bill at the

end of the month– Money is automatically

taken from the account– Never charged a late

charge or finance charge– Makes it harder to

overspend

• Credit cards– Allows you to buy now

pay later– Get a bill at the end of

the month– Can be charged late fees

and finance charges if balance is not paid in full by the due date

– Easy to overspend

76. When opening a checking account, what do you receive from the bank?

• You get two things from the bank when you open a checking account– Checks and– A check register (a booklet to record deposits,

fees, ATM transactions and checks written)

77. When shopping using the internet or mail order, of what do you have to be

aware?

• You have to be aware of:– Shipping is not included– You have to pay to return items– You have to pay to have exchanged items sent to

you– Because you can not feel the items you have to

rely on descriptions or word of mouth

78. What is a finance charge?

• A finance charge is interest that a bank charges YOU when you– are buying something on credit and not paying in

full in each month or– Failed to pay your credit card balance by the due

date

79. When do you qualify for overtime?

• You qualify for overtime if– You are being paid a wage– You work more than 40 hours in a week

80. What are the abbreviations for…

• Gallon• Quart• Pint• Liter• Pound• Ounce• Fluid Ounce

• Gal• Qt• Pt• L• Lb or #• Oz• Fl. Oz.

81. What are the various family structures? Who are the members?

• Childless couples – husband and wife• Nuclear – Mom, Dad and 1 or more kids; mom does not work• Duel Career – mom, dad and 1 or more kids; mom works

outside the home• Single parent – mom or dad and 1 or more kids• Extended – multiple generations of a family. Can include

friends• Blended single parent marries includes step parents and

children• Foster – foster parent(s) and foster children• Adoptive – adoptive parent(s) and adopted children

82. What are some of the challenges that families face?

• Some of the challenges that face families are:– Time – Money

83. What is the highest academic degree you can achieve?

• The highest academic degree you can achieve is a PhD

84. What are the methods your employer can use to pay you?

• You employer can pay you– In cash– By check– By direct deposit

85. What does it mean to be paid by salary?

• To be paid by salary means that you are paid a set amount per week or month regardless of the number of hours you work.

• You do not qualify for overtime

86. What does earning a “commission” mean?

• Earning a commission means that you are earning a percentage of what you sell.

• The more you sell the more you earn!

87. What are the various academic degrees you can achieve? Indicate how long each one takes and if there

is another degree you must possess first.

• Associates – 2 years need HS diploma• Bachelors - 4 years• Masters – 2 year, you must have a Bachelors• PhD – 2 -10 years You must have a Masters