Protection for the financial well-being of ADA members.

Members Insurance Plans

What sets ADA Members Insurance Plans apart?Insurance every dentist needs, from a source you can trust. As a benefit of your ADA Membership, you can rely on our team of experts that have an in-depth understanding of dentists’ unique circumstances — a benefit you’ll appreciate not only when you apply for coverage, but also in the event of a claim.

Low ADA member premiums.Exclusive rates and discounts ensure that we offer some of the most competitive premiums in the market.

Serving the needs of ADA members for over 85 years.ADA Members Insurance Plans are designed to meet the unique needs of dentists. Which means you can leverage the buying power of nearly 85,000 ADA members, student members and their families.

• Hospital Indemnity with the optional Extended Care Rider pays cash directly to you if you are hospitalized, treated in the ER or undergo qualifying outpatient surgery. The optional Extended Care Rider provides benefits to help cover long-term care needs after you’ve been hospitalized. insurance.ada.org/HI

• Critical Illness pays a lump sum payment to help offset high medical costs if you or a covered family member is diagnosed with one of 17 covered critical conditions, including heart attack, cancer and stroke. insurance.ada.org/CI

Supplemental medical insurance

• Term Life offers premiums that start low and gradually increase as you age. insurance.ada.org/TL

• Level Term Life offers a fixed, low ADA member premium for either a 10-year or 20-year term. insurance.ada.org/LT

• Term Plus® Universal Life is term life insurance with a savings feature that offers a guaranteed minimum interest rate of 2.55%.1 insurance.ada.org/UL

Life insurance• Disability Income Protection helps protect

your income in the event of a disabling illness or injury. Our “own occupation” definition of disability means you’ll receive full benefits up to age 67, even if you choose to practice in another area of dentistry, or choose a new profession. insurance.ada.org/IP

• Office Overhead Expense helps keep your practice operating if you become disabled, with monthly benefits that help cover your business expenses, including the salary of a replacement dentist.2 insurance.ada.org/OOE

Disability insuranceInsurance plans exclusively designed for you, your family and your practice.

For a no-obligation quote, go to insurance.ada.org/quote

1The guaranteed interest rate, compounded daily on your account balance, accumulates on a tax-deferred basis under current laws, which are subject to change. 2The additional benefit is equal to the actual compensation paid to the replacement dentist, up to 50% of your monthly insured amount.

Effective June 1, 2019, certain insurance company members of the Protective Life group assumed administrative responsibilities for the ADA Members Insurance Plans issued by Great-West Financial®.

This material is not a contract. Benefits are provided through a group policy (Nos. 104TLP Term Life, 1105GDH-IPP Disability Income Protection, 1106GDH-OEP Office Overhead Expense Disability, 104GUL Universal Life, 104LTLP Level Term Life, 1117GH-HIP Hospital Indemnity, and 1127GH-CIP Critical Illness) filed in the State of Illinois in accordance with and governed by Illinois law, issued to the American Dental Association by Great-West Financial®. The ADA is entitled to receive royalties from the group policies issued to the ADA by Great-West Financial®. Coverage is available to all eligible ADA members residing in any U.S. state or territory. Each Plan participant will receive a Certificate of Insurance explaining the terms and conditions of the policy. Great-West Financial® is a marketing name of Great-West Life & Annuity Insurance Company, Corporate Headquarters: Greenwood Village, CO; Great-West Life & Annuity Insurance Company of New York, Home Office: NY, NY, and their subsidiaries and affiliates. GWL&A is not licensed in New York, but eligible members residing in New York may apply for coverage under the aforementioned group policy. ©2020 Great-West Life & Annuity Insurance Company. All Rights Reserved. RO1229134-0720

ADA® is a registered trademark of the American Dental Association and Great-West Financial® is a registered trademark of GWL&A.

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Questions? For information about these coverage options or increasing your current coverage, please contact your Insurance Plan Specialists at 866.607.5338.

Or, for a no-obligation quote, go to insurance.ada.org/quote

Competitive rates. High-quality coverage. Dedicated to the financial well-being of ADA members.

866.607.5338 planspecialist@greatwest.com insurance.ada.org