abu dhabi real estate mortgage banks offers
DESCRIPTION
Abu dhabi Real Estate mortgage banks offers All Banks Mortgage offers and prices forTRANSCRIPT
As per Second quarter 2014 in UAE
CURRENT MORTGAGE OFFERS
FROM THE BANKS
25 25% 10,000 18,000,000 AED2% 0% 1% No No3.49%
1 year fixed
Mortgage
Home Finance for Expats 25 25% 15,000 10,000,000 AED2.66% 1% 3% Yes No
Years ToRepay Down Payment Min. Salary
Redusing Rate
Flat Rate Max. Loan Amount
ArrangementFees
Earlysettlement fee Islamic
Salarytransfer
4.49%
Variable
Home Finance for UAE Nationals
25 20% 10,000 20,000,000 AED2.66% 1% 3% Yes No4.49%
Variable
15 25% 20,000 10,000,000 AED3.90% 1.50% 2% No No6.67%
Variable
25 25% 10,000 18,000,000 AED2% 0% 1% No No3.49%
1 year fixed
25 25% 10,000 0 AED2.45% 0.50% 1% Yes No4.17%
25 20% 10,000 0 AED2.45% 0.50% 1% Yes No4.17%
Variable
Anchor for Businesses
(UAE Nationals and Expats)
Essence Variable Rate for UAE Residents
Essence Variable Rate for UAE Nationals
Balance Transfer Offer for Expatriates
Balance Transfer Offer for UAE Nationals
1
MortgageYears ToRepay Down Payment Min. Salary
Redusing Rate
Flat Rate Max. Loan Amount
ArrangementFees
Earlysettlement fee Islamic
Salarytransfer
25 20% 20,000 15,000,000 AED2.24% 1% 1% No No3.85%
5 year fixed
25 25% 25,000 15,000,000 AED2.24% 1% 1% No No3.85%
5 year fixed
25 20% 8,000 10,000,000 AED2.33% 1% Unavailable No No3.99%
1 year fixed
25 25% 15,000 10,000,000 AED2.33% 1% Unavailable No No3.99%
1 year fixed
20 20% 20,000 15,000,000 AED2.33% 1% 2% Yes No3.99%
Variable
20 20% 20,000 15,000,000 AED2.33% 1% 2% Yes No3.99%
Variable
25 20% 20,000 15,000,000 AED2.33% 1% 2% Yes No3.99%
25 25% 20,000 15,000,000 AED2.33% 1% 2% Yes No3.99%
Escan Loan for UAE Nationals
Escan Loan for Expats
ADCB Mortgage for Expatriates
ADCB Mortgage for UAE Nationals
Easy Buy Financing for UAE Nationals
Switch Over Home Financing
for UAE Nationals
Home Refinance for UAE Nationals
Easy Buy Financing for Expats
2
25 20% 15,000 8,000,000 AED2.33% 1% Unavailable Yes No3.99%
2 year fixed
Mortgage
25 25% 20,000 15,000,000 AED2.33% 1% 2% Yes No
Years ToRepay Down Payment Min. Salary
Redusing Rate
Flat Rate Max. Loan Amount
ArrangementFees
Earlysettlement fee Islamic
Salarytransfer
3.99%
25 25% 20,000 15,000,000 AED2.33% 1% 2% Yes No3.99%
25 25% 15,000 8,000,000 AED2.33% 1% 1% Yes No3.99%
25 20% 15,000 8,000,000 AED2.33% 1% 1% Yes No3.99%
Variable
2 year fixed
2 year fixed
25 20% 20,000 15,000,000 AED2.33% 1% 1% No No3.99%
2 year fixed
25 25% 15,000 10,000,000 AED2.33% 1% 1% Yes No3.99%
Home Refinance for Expats
Switch Over Home Financing for Expats
Home Finance for Expatriates
Home Finance for UAE Nationals
2yrs Fixed Mortgage Loans for UAE Nationals
Ijarah Home Lease for UAE Nationals
Al Islami Home Finance for Expatriates
3
25 20% 20,000 5,000,000 AED2.33% 1% 1% Yes No3.99%
Variable
30 20% 7,000 10,000,000 AED2.39% Yes No1% %1Variable
MortgageYears ToRepay Down Payment Min. Salary
Redusing Rate
Flat Rate Max. Loan Amount
ArrangementFees
Earlysettlement fee Islamic
Salarytransfer
Al Islami Home Finance for UAE Nationals
25 25% 20,000 5,000,000 AED2.33% 1% 1% Yes No3.99%Manzili Variable Home
Finance for Expats
Manzili Variable Finance for UAE Nationals
Home Loans for Expatriates 25 25% 15,000 15,000,000 AED2.50% 1% 1% No No
4.25%
2 year fixed
Ijara Home Financefor UAE Nationals
and Expats 25 20% 15,000 15,000,000 AED2.33% 1% 1% Yes No
3.99%
Variable
Home Loans for UAE Nationals 25 20% 15,000 15,000,000 AED2.50% 1% 1% No No
4.25%
2 year fixed
Home Suite Bundle Account for Expatriates 25 25% 10,000 18,000,000 AED2.33% No No3.99% 0.50% %1
4
MortgageYears ToRepay Down Payment Min. Salary
Redusing Rate
Flat Rate Max. Loan Amount
ArrangementFees
Earlysettlement fee Islamic
Salarytransfer
25 20% 10,000 18,000,000 AED2.33% 0.50% %1 Yes No3.99%
1 year fixed
Home Suite Bundle Account for Expatriates 25 25% 10,000 18,000,000 AED2.33% No No3.99% 0.50% %1
Saadiq Home Finance for Expatriates 25 25% 10,000 18,000,000 AED2.33% Yes No
3.99%0.50% %1
1 year fixed
Saadiq Home Finance for UAE Nationals
Home Finance for Expatriates 25 25 15,000 8,000,0002.33 No No
3.991% 1%
2 year fixed
year fixed
Home Finance for UAE Nationals 25 20%
%
15,000 18,000,000 AED
AED
2.33% Yes No3.99%
0.50% 1%
2
1yr Fixed Rate Home
Loan for Expats 25 25% 20,000 5,000,000 AED2.49% No No
4.24%1% 1%
2 year fixed
1yr Fixed Rate Home Loan for UAE Nationals 25 20% 10,000 5,000,000 AED2.49% No No
4.24%1% 1%
2 year fixed
5
MortgageYears ToRepay Down Payment Min. Salary
Redusing Rate
Flat Rate Max. Loan Amount
ArrangementFees
Earlysettlement fee Islamic
Salarytransfer
Mortgage Home Loansfor Expatriates
25 25% 15,000 2.50% 1% 1% No No8,000,000 AED4.25%
Variable
Mortgage Home Loansfor UAE Nationals
25 20% 15,000 2.50% 1% 1% No No8,000,000 AED4.25%
Variable
Amal Home Finance for Expatriates
25 25% 15,000 2.50% 1% 1% Yes No8,000,000 AED4.25%
Variable
3yrs Fixed MortgageLoans for Expats 20 25% 25,000 2.59% 1% 1% No No9,000,000 AED
4.49%
3yrs Fixed MortgageLoans for UAE Nationals
20 20% 20,000 2.59% 1% 1% No No15,000,000 AED4.49%
2yrs Fixed Rate Home Loan for Expats
25 25% 15,000 2.66% 1% 1% No No5,000,000 AED4.49%
2yrs Fixed Rate Home Loan for UAE Nationals
25 20% 10,000 2.66% 1% 1% No No5,000,000 AED4.49%
6
MortgageYears ToRepay Down Payment Min. Salary
Redusing Rate
Flat Rate Max. Loan Amount
ArrangementFees
Earlysettlement fee Islamic
Salarytransfer
Homes Mortgages for Expats
25 25% 15,000 2.66% 1% 1% No No10,000,000 AED4.49%
Homes Mortgages forUAE Nationals
25 20% 15,000 2.66% 1% 1% No No10,000,000 AED4.49%
HSBC Home Loans for Expats
25 25% 15,000 2.66% 1% 1% No No20,000,000 AED4.49%
Variable
HSBC Home Loan forUAE Nationals
25 20% 15,000 2.66% 1% 1% No No20,000,000 AED4.49%
Variable
Mortgage Finance for Expatriates
25 25% 25,000 2.70% 1% 1% Yes No12,000,000 AED4.54%
Variable
Mortgage Finance forUAE Nationals
25 20% 25,000 2.70% None Unavailable Yes No12,000,000 AED4.54%
Variable
3yrs Fixed Rate Home Loan for Expats
25 25% 10,000 2.83% 1% 1% No No5,000,000 AED4.74%
7
MortgageYears ToRepay Down Payment Min. Salary
Redusing Rate
Flat Rate Max. Loan Amount
ArrangementFees
Earlysettlement fee Islamic
Salarytransfer
3yrs Fixed Rate Home Loan for UAE Nationals
25 20% 10,000 2.83% 1% 1% No No5,000,000 AED4.74%
5yrs Fixed MortgageLoans for Expats
20 25% 25,000 2.91% 1% 1% No No9,000,000 AED4.99%
5yrs Fixed MortgageLoans for UAE Nationals
20 20% 20,000 2.91% 1% 1% No No15,000,000 AED4.99%
Release for Expatriates25 25% 15,000 3.01% 1% 1% No No8,000,000 AED4.99%
Variable
Release for UAE Nationals25 20% 15,000 3.01% 1% 1% No No8,000,000 AED
4.99%
Variable
5yrs Fixed Rate Home Loan for Expats
25 25% 10,000 3.18% 1% 1% No No5,000,000 AED5.24%
5yrs Fixed Rate Home Loan for UAE Nationals
25 20% 10,000 3.18% 1% 1% No No5,000,000 AED5.24%
8
MortgageYears ToRepay Down Payment Min. Salary
Redusing Rate
Flat Rate Max. Loan Amount
ArrangementFees
Earlysettlement fee Islamic
Salarytransfer
Manzili Fixed Rate Home Finance for Expats
25 25% 20,000 3.72% 1% Unavailable Yes No5,000,000 AED5.99%
Manzili Fixed Rate Finance for UAE Nationals
25 20% 20,000 3.72% 1% Unavailable Yes No5,000,000 AED5.99%
Land and Construction Financing
25 20% 20,000 3.73% 1% 2% Yes No10,000,000 AED6.00%
Variable
Construction Financing for UAE Nationals 25 20% 20,000 3.73% 1% 2% Yes No10,000,000 AED
6.00%
Variable
Government Housing Scheme for UAE Nationals
25 20% 20,000 3.73% 1% 2% Yes No10,000,000 AED6.00%
Variable
Noor Home Finance for Expats
25 25% 10,000 3.75% 1% 2% Yes No15,000,000 AED6.03%
Variable
Noor Home Finance for Nationals 25 20% 10,000 3.75% 1% 2% Yes No15,000,000 AED
6.03%
Variable
9
MortgageYears ToRepay Down Payment Min. Salary
Redusing Rate
Flat Rate Max. Loan Amount
ArrangementFees
Earlysettlement fee Islamic
Salarytransfer
Compass Non-Resident Mortgage
25 25% 20,000 3.92% 1.25% 1% No No0 AED5.42%
Variable
Home Finance for Expats 25 20% 25,000 3.92% 1% 1% Yes No5,000,000 AED6.25%
Variable
Home Finance forNationals
25 25% 25,000 3.92% 1% 1% Yes No5,000,000 AED6.25%
Variable
1yr Fixed Rate Home Finance for Expatriates
25 25% 20,000 3.99% 1% 1% No No10,000,000 AED6.35%
1yr Fixed Rate Home Fi-nance for UAE Nationals
25 20% 15,000 3.99% 1% 1% No No10,000,000 AED6.35%
Bina’a Home Finance for UAE Nationals
25 20% 8,000 4.09% 1% 1% Yes No5,000,000 AED6.49%
Mortgage Home Loans for Non-Residents
25 20% 15,000 4.10% 1.25% 1% No No8,000,000 AED6.50%
Variable
10
MortgageYears ToRepay Down Payment Min. Salary
Redusing Rate
Flat Rate Max. Loan Amount
ArrangementFees
Earlysettlement fee Islamic
Salarytransfer
Mortgage Home Loans for Non-Residents 25 20% 15,000 4.10% 1.25% 1% No No8,000,000 AED
6.50%
Variable
2yr Fixed Rate Home Finance for Expatriates
25 25% 20,000 4.49% 1% 1% No No10,000,000 AED7.01%
2yr Fixed Rate Home Fi-nance for UAE Nationals 25 20% 15,000 4.49% 1% 1% No No10,000,000 AED
7.01%
3yr Fixed Rate Home Finance for Expatriates
25 25% 20,000 4.99% 1% 1% No No10,000,000 AED7.66%
3yr Fixed Rate Home Fi-nance for UAE Nationals
25 20% 15,000 4.99% 1% 1% No No10,000,000 AED7.66%
HSBC Granted Land Loan for UAE Nationals
25 25% 20,000 5.26% 1% Unavailable No No4,000,000 AED8.00%
Variable
11
Years ToRepay Down Payment Min. Salary
Redusing Rate
Flat Rate Max. Loan Amount
ArrangementFees
Earlysettlement fee
Mortgage Home Loans for Non-Residents 25 20% 15,000 4.10% 1.25% 1%8,000,000 AED
6.50%
Variable
2yr Fixed Rate Home Finance for Expatriates
25 25% 20,000 4.49% 1% 1%10,000,000 AED7.01%
2yr Fixed Rate Home Fi-nance for UAE Nationals 25 20% 15,000 4.49% 1% 1%10,000,000 AED
7.01%
3yr Fixed Rate Home Finance for Expatriates
25 25% 20,000 4.99% 1% 1%10,000,000 AED7.66%
3yr Fixed Rate Home Fi-
nance for UAE Nationals25 20% 15,000 4.99%
1% 1%10,000,000 AED7.66%
HSBC Granted Land Loan for UAE Nationals
25 25% 20,000
5.26% 1% Unavailable4,000,000 AED
8.00%
Variable
Banks Requirement to Approved the Project:
Request Letter for the financing Customer’s profile including his Personal Net worth (PNW), with any supporting docs, such as their banking relations, state ments of bank’s accounts with other bank, borrowing ...etc Copies of the title documents including title deed, search certificate and site plans of the property (whatever you have Copies of tenancy contracts of the property Evaluation report of subject property (shall be arranged after consultation with us as we are having some nominated valuators for conducting the valuation)
Documentations Required to Available Mortgage as End User:
Personal Documents Required
Salaried Residents (Nationals and Expatriates) Self-employed Residents(Nationals and Expatriates) Original Bank statements for past six months (stamped )Note: six times salaries to appear on the statement. Stamped Bank statements for past six months for both personal and company accounts by the company authorized. Original Valid Salary certificate addressed to the bank ,stamped and signed Proof of existence of business (Partnership Deed, Memorandum of Association, Articles of Association) Salary transfer letter (if transferring salary to the financed bank ) Business Profile (details of the nature of the business, number of years in business, products, services, suppliers, clients, infrastructure, number of employees, target markets, assets and liabilities, business strategy) Details of existing loans/liabilities Proof of business income (certified audited financial statements for the last two years) Details of 'other Income' (proof of investments and regular income sources) Details of 'other Income' (proof of investments and regular income sources) Details of existing loans/liabilities
Financial Documents Required
12
Passport Copy (Valid for 2months) Emirates ID Visa Copy khulasat al qaid (for locals)