AAG Wealth Management

AAGTHE ALEXANDER ASSOCIATES GROUP

AAG Wealth Management represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The `St. James’s Place Partnership’ and the titles `Partner’ and `Partner Practice’ are marketing terms used to describe St. James’s Place representatives.

Alexander Associates Group (AAG) is a holistic Wealth Management group and provider of a wide range of complementary services. Our wealth management advice, for both individuals and corporates, is provided by AAG Wealth Management, a Principal Partner Practice of St. James’s Place Wealth Management. Like ourselves, St. James’s Place have a proven track record and strong heritage.

The facts:• St. James’s Place is a leading UK

wealth management company• Founded in 1991• A FTSE 100 company• Market capitalisation of circa £4.0

billion• Over £47 billion client funds

under management• Guaranteed advice

ABOUT AAG WEALTH MANAGEMENT

“guaranteed advice”WHAT IT MEANS TO BE A CLIENT

The St. James’s Place Guarantee is is solely reserved for wealth management advice provided by representatives of AAG Wealth Management.

The St. James’s Place GuaranteeSt. James’s Place guarantees the suitability of the advice given by AAG Wealth Management when recommending any of the Wealth Management products and services available from companies in the group.

Other services offered by AAG which fall outside of wealth management advice and are separate and distinct to the services offered by St. James’s Place are therefore not covered by the St. James’s Place guarantee.

There are some important questions we think you need to carefully consider when it comes to investing:

• How will you choose an investment manager?

• How safe are your investments? (And how will you know?)

• How will your investments be monitored and by whom?

• Which individual is managing your money?

• Who is monitoring them?

WHAT IS YOUR INVESTMENT MANAGEMENT APPROACH?

“we’ll provide the answers”WHAT IT MEANS TO BE A CLIENT

• What would you do if your investment manager changed jobs and how would you know?

• When is a good time to invest?• When should you say no?• Governance – who is on your

Investment Committee?

They are all questions that you need answers to... we’ll provide the answers.

ST. JAMES’S PLACE INVESTMENT COMMITTEE

INPUT/ADVICE FROM STAMFORD

ASSOCIATES

APPOINT THE FUND MANAGERS

SET PERFORMANCE

OBJECTIVES

RISK MANAGEMENT AND STRATEGY

DECISIONS: CHANGE FIRM?

CHANGE MANAGER?

NO CHANGE?

THE ST. JAMES’S PLACE INVESTMENT MANAGEMENT APPROACH

“continuous monitoring”WHAT IT MEANS TO BE A CLIENT

• No in-house managers, so no conflict of interest

• Investment Committee experience and expertise

• Global research capability• Ability to appoint some of the best

fund managers with wholesale purchase power

• Continuous monitoring plus quarterly reviews

• Manager changes are implemented for all clients at the same time, at no additional cost and no tax implications

• No capital intensive products, performance guarantees, options or overly complex, fashionable or high risk funds.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

THE BENEFITS OF THE ST. JAMES’S PLACE APPROACH

“experience and expertise”WHAT IT MEANS TO BE A CLIENT

THE ST. JAMES’S PLACE GLOBAL INVESTMENT MANAGEMENT APPROACH

“global reach”WHAT IT MEANS TO BE A CLIENT

• 32 funds• 30 fund houses• 13 exclusive to UK retail investors

• 52 lead fund managers• 8 asset classes/strategies• 15 cities

WWW.AAG.CO.UK