nnuaL 122nd

MeetingAJune 10-12, 2012 • Palmer House Hilton, CHiCago, il

2011-2012 Officers & DirectOrs

PresidentBradley L. BarrettTennessee Bankers AssociationNashville

Chairman:Donna StoneCEO, First Community Bank of Bedford County Shelbyville

Chairman-electAnderson L. SmithPresident/CEOJefferson Federal Bank Morristown

Vice ChairmanJeffrey D. AgeePresident/CEO First Citizens National Bank Dyersburg

DirectOrs Bill Dudney, President, Citizens Bank, KingsportTommy Whittaker, President/CEO, The Farmers Bank, PortlandJeff Hudson, West Tennessee President, Renasant Bank, GermantownWard Wilson, Regional President, US Bank, NA, NashvilleWilliam J. Chase, Jr, President/CEO, Triumph Bank, MemphisJoe Pugh, President/CEO, Security Federal Savings Bank of McMinnville, McMinnvillePatti Steele, President/CEO, First Volunteer Bank of Tennessee, ChattanoogaC. David Allen, President/CEO, First National Bank, Lenoir CityRonald L. Samuels, Chairman/CEO/President, Avenue Bank, NashvilleBruce Hamblen, Chairman/CEO/President, Farmers & Merchants Bank, Adamsville

Past Chairmen – ex-officio Directors William S. Stuard, Jr, President/CEO, F&M Bank, ClarksvilleMichael B. Swain, Chairman, The First National Bank of Oneida, OneidaC. Craig Fitzhugh, Chairman/CEO, Bank of Ripley, Ripley

Division Chairmen – ex-officio Directors InDePenDenT BAnkeRS DIvISIon Jeffrey L. Cunningham, President/CEO, Athens Federal Community Bank, Athens

Young BAnkeRS DIvISIon gregg ketterman, Vice President, National Bank of Tennessee, Newport

CoRReSPonDIng BAnk DIvISIon Johnny B. Moore, Jr, President/CEO, SunTrust Bank, Memphis

ABA STATe CHAIRMAn John Jordan, President/CEO, The Community Bank of East Tennessee, Clinton

ICBA STATe CHAIRMAn Chris nunn, Chief Financial Officer, Security Bancorp of Tennessee, Inc, Halls

FInAnCIAL PRoDuCTS & SeRvICeS, InC, CHAIRMAn William B. Marsh, Chairman/President/CEO, First Commerce Bank, Lewisburg

goveRnMenT ReLATIonS CoMMITTee CHAIRMAn David C. verble, President/CEO, Citizens National Bank, Sevierville

agenda at-a-glanceSunDAy, June 10

3:00 – 6:00 pm Registration / exhibits Open / Refreshments – Exhibit Hall - Level 4 Sponsored by Federal Home Loan Bank of Cincinnati, Cincinnati, OH

3:00 – 6:00 pm Concierge Service – Exhibit Hall - Level 4 Sponsored by First Community Bank of Bedford County, Shelbyville, TN

6:00 – 7:00 pm Chairman’s Reception – Red Lacquer Room Sponsored by Earl R. Whaley and Company, Mountain Life Insurance Company, and CenterPoint Flood Services, Alcoa, TN

MOnDAy, June 11

7:30 – 11:30 am Registration Open – Exhibit Hall - Level 4

7:30 – 9:00 am exhibits Open / Continental Breakfast – Exhibit Hall - Level 4

8:00 – noon Concierge Service – Exhibit Hall - Level 4 Sponsored by First Community Bank of Bedford County, Shelbyville, TN

9:00 am – noon Business Session – Grand Ballroom Call to Order – Donna Stone

ABA update – Matthew H. Williams Consumer Financial Protection Bureau – What to expect – Greg Gonzales and Steven L. Antonakes ICBA update – Terry Jorde economic update – Dennis P. Lockhart

11:30 am – 1:00 pm exhibits Open / Light Lunch – Exhibit Hall - Level 4

9:00 – 10:30 pm Dessert Party – Empire Room Sponsored by Investors Title Insurance Company, Chapel Hill, NC Music sponsored by PNC Capital Markets, LLC, Pittsburgh, PA

TueSDAy, June 12

7:30 – 11:30 am Registration Open – Exhibit Hall - Level 4

7:30 – 9:00 am exhibits Open / Continental Breakfast – Exhibit Hall - Level 4

9:00 am – noon Business Session – Grand Ballroom Call to Order – Donna Stone Banking in 2012 and Beyond – a CEO panel moderated by Paul Willson with panelists, Douglas Cruickshanks Jr, D. Bryan Jordan, and Patti W. Steele Graduate School of Banking update – Don L. Woodland

Chairman’sReport/ElectionofOfficers Banking and the Social Media – Kendra Ramirez Relationships, Goal-Setting, and Success – Rick Insell

11:30 am – 1:00 pm exhibits Open / Light Lunch – Exhibit Hall - Level 4

12:50 pm Grand Prize Giveaway in exhibit Hall – Exhibit Hall - Level 4 Sponsored by First National Banker’s Bank and First National Banker’s Bank Capital Markets, Birmingham, AL

6:00 – 7:00 pm Reception – Red Lacquer Room Sponsored by ICBA Bancard & TCM Bank and ICBA Mortgage

7:00 pm Banquet – Grand Ballroom Banquet sponsored by Financial Products and Services, Inc, Nashville, TN Wine sponsored by Mauldin & Jenkins CPA, PLLC, Birmingham, AL Table centerpieces sponsored by KraftCPAs PLLC, Nashville

Brochure Printing Sponsored By:

Crossville, TN

Business sessions & speakersTueSDAy, June 12 – Grand Ballroom

9:00 am Call to Order Donna Stone, Chairman, Tennessee Bankers Association, and Chairman, First Community Bank of Bedford County, Shelbyville, TN

Banking in 2012 and Beyond A CEO panel moderated by Paul Willson, Chairman /CEO, Citizens National Bank, Athens, with panelists, Douglas Cruickshanks, Jr, President/CEO, FirstBank, Lexington; D. Bryan Jordan, President/CEO, First Tennessee Bank, NA, Memphis, and Patti W. Steele, President/CEO, First Volunteer Bank of Tennessee, Chattanooga, TN

Graduate School of Banking update Don L. Woodland, Executive Vice President/Director, Graduate School of Banking at LSU, Baton Rouge, LA

10:15 am Coffee Break Sponsored by Travelers, Charlotte, NC

10:30 am Chairman’s Report & election ofOfficers

Banking and the Social Media Kendra Ramirez, Manager, Social & Mobile, Ascendum, Cincinnati, OH

Relationships, Goal-Setting, and SuccessRick Insell, Head Basketball Coach, Lady Raiders, Middle Tennessee State University, Murfreesboro, TN

noon Adjourn

MOnDAy, June 11 – Grand Ballroom

9:00 am Call to Order Donna Stone, Chairman, Tennessee Bankers Association, and Chairman, First Community Bank of Bedford County, Shelbyville, TN

ABA update Matthew H. Williams, Chairman-elect, American Bankers Association, Washington, DC, and Chairman/President, Gothenburg State Bank, Gothenburg, NE

Consumer Financial Protection Bureau – What to expectA conversation between Greg Gonzales, Commissioner, Tennessee Department of Financial Institutions, Nashville, TN, and Steven L. Antonakes, Assistant Director, Consumer Financial Protection Bureau, Washington, DC

10:00 am Coffee Break Sponsored by Crowell & Crowell, PLLC, Franklin, TN

10:15 am ICBA update Terry Jorde, Senior Executive Vice President/Chief of Staff, Independent Community Bankers of America, Washington, DC

economic update Dennis P. Lockhart, President/CEO, Federal Reserve Bank of Atlanta, Atlanta, GA

noon Adjourn

TBA ReGISTRATIOn DeSk The registration desk will be open the following times:June10•3:00–6:00pm–Exhibit Hall Level 4 June11•7:30–11:30am–Exhibit Hall Level 4June12•7:30–11:30am–Exhibit Hall Level 4

exHIBIT HALL SCHeDuLeThe Exhibit Hall will be open the following times June10•3:00–6:00pmJune11•7:30–9:00am&11:30am–1:00pmJune12•7:30–9:00am&11:30am–1:00pmJune12•GrandPrizeDrawing–12:50pm (must be present to win)

DReSS CODe Business casual attire is appropriate for the TBA business sessions and Sunday and Monday night events. Banquet attire–but not formal–is suggested for Tuesday evening’s activities.

general information

SunDAy, June 10Registration / exhibits Open / Refreshments Stop by the Exhibit Hall on Sunday afternoon to pick up your registration packet, visit the exhibitors, and enjoy a sampling of the tastes of Chicago.

Time: 3:00 – 6:00 pmLocation: exhibit Hall - Level 4Refreshments Sponsor: Federal Home Loan Bank of Cincinnati, Cincinnati, OH

Concierge Service TBA members will have exclusive access to a concierge service to assist you with everything from restaurant reservations to tours of the city.

Time: 3:00 – 6:00 pmLocation: exhibit Hall - Level 4Sponsor: First Community Bank of Bedford County, Shelbyville, Tn

Chairman’s Reception Join us in honoring Donna Stone for her outstanding leadership as TBA chairman in 2011-2012.

Time: 6:00 – 7:00 pmLocation: Red Lacquer Room Sponsors: earl R. Whaley and Company, Mountain Life Insurance Company, and CenterPoint Flood Services, Alcoa, Tn

2012 activities and events

nnuaL 122nd

MeetingA

Red Lacquer Room

MOnDAy, June 11exhibit Hall – Continental BreakfastCoffee, juice, and pastries will be available in the Exhibit Hall for those who want to visit with vendors before the General Session.

Time: 7:30 – 9:00 am Location: exhibit Hall - Level 4

Concierge Service TBA members will have exclusive access to a concierge service to assist you with everything from restaurant reservations to tours of the city.

Time: 8:00 am – 12:00 pmLocation: exhibit Hall - Level 4Sponsor: First Community Bank of Bedford County, Shelbyville, Tn

exhibit Hall – Light LunchA light lunch will be available in the Exhibit Hall for those visiting the trade show.

Time: 11:30am – 1:00 pm Location: exhibit Hall - Level 4

Dessert PartySkip dessert at dinner because the Dessert Party will offer plenty of tasty delicacies to satisfy that sweet tooth. Join your fellow Tennessee bankers for some sweet treats and socializing.

Time: 9:00 – 10:30 pm Location: empire Room Sponsor: Investors Title Insurance Company, Chapel Hill, nCMusic Sponsor: PnC Capital Markets, LLC, Pittsburgh, PA

TueSDAy, June 12exhibit Hall – Continental BreakfastCoffee, juice, and pastries will be available in the Exhibit Hall for those who want to visit with vendors before the General Session.

Time: 7:30 – 9:00 am Location: exhibit Hall - Level 4

exhibit Hall – Light Lunch & Prize DrawingsA light lunch will be available in the exhibit hall for those visiting the trade show. First National Banker’s Bank and First National Banker’s Bank Capital Markets will

Light Lunch & Prize Drawings continued provide the $1,000 Grand Prize, and many exhibitors will give away prizes of their own. Prize drawings begin at 12:50 pm, and you must be present in the Exhibit Hall to win.

Time: 11:30am – 1:00 pm Location: exhibit Hall - Level 4 Grand Prize Sponsor: First national Banker’s Bank and First national Banker’s Bank Capital Markets, Birmingham, AL

ReceptionTime: 6:00 – 7:00 pmLocation: Red Lacquer Room Sponsors: ICBA Bancard & TCM Bank and ICBA Mortgage

Banquet & entertainmentTime: 7:00 pmLocation: Grand Ballroom Banquet Sponsor: Financial Products and Services, Inc, nashville, Tn Wine Sponsor: Mauldin & Jenkins CPA, PLLC, Birmingham, ALTable Centerpieces Sponsor: kraftCPAs PLLC, nashville, Tn

ADDITIOnAL SPOnSORSDaily Schedules: Alexander Thompson Arnold, PLLC, Milan, TN

Printed Registration List: BlueCross BlueShield of Tennessee, Nashville, TN

Bottled Waters: CenterState Bank, Brentwood, TN

Guest Room Key Cards: Crowe Horwath, LLP, Brentwood, TN

Pens: First National Banker’s Bank and First National Banker’s Bank Capital Markets, Birmingham, AL

General Sponsor: FTN Financial

General Sponsor: Helms Briscoe, Atlanta, GA

Agenda-at-a-Glance: HORNE LLP, Jackson, TN

Note Pads: Pathway Lending, Nashville, TN

General Sponsor: SHAZAM Network, Collierville, TN

General Sponsor: Watkins Uiberall, PLLC, Memphis, TN

Learn more about the closing evening’s entertainment on the next page.

The Chicago Music Revue

The Chicago Music Revue brings together di-verse music and cultural influences to present a fabulous night of Chicago blues, the group Chi-cago, The Blues Brothers, the Broadway Musical Chicago, and true Chicago jazz.

The Chicago Music Revue band has been per-forming the classic hits of Chicago’s most suc-cessful recording artists for 15 years. The four singers in the band perfectly mimic the original vocalists on “Make Me Smile,” “25 or 6 to 4,” and many others. With four horns and authentic arrangements, you will be treated to a concert that rivals the originals.

The Blooze Brothers bring their zany perfor-mance to the stage, performing their greatest hits of “Sweet Home Chicago,” “Hey Bartender,” and many others. Jake & Elwood bring a tremendous amount of energy to these timeless selections, and act as MCs for the event

Pistol Pete is a showy young Chicago blues guitarist who plays intricate and intense music, lightning fast licks that draw on his influences ranging from the blues of Buddy Guy, Albert King, and Howlin’ Wolf to the rock of Jimi Hendrix! He is a guitar virtuoso and a powerful vocalist who performs with a dazzling style and supreme showmanship!

entertainment for tuesday evening

The Mystique Dancers, with their spectacular costumes, will entertain with memorable production numbers from the musical Chicago, such as “All That Jazz,” “When You’re Good to Mama,” and “Roxie.”

exhibit HallAll Clear System, LLC, Kingsport, TN Banc Compliance Group, Inc, Franklin, TNBancInsure, Oklahoma City, OK Bank Financial Services Group, Inc, Nashville, TNBankers Healthcare Group, Syracuse, NY Cardinal Software, Inc, Johnston, IAComputer Services, Inc, Paducah, KYCredit Risk Management, LLC, Raleigh, NCCrescent Mortgage Company, Knoxville, TN CRS Data, Knoxville, TN Diebold, Incorporated, Nashville, TNElite Financial Products, Inc, Clarksville, TN Ellsworth Systems, LLC, Franklin, TNFederal Home Loan Bank of Cincinnati, Cincinnati, OHFederal Reserve Bank of Atlanta, Atlanta, GA Financial Products and Services, Inc, Nashville, TNFirst Community Mortgage, Inc, Murfreesboro, TN Floodplain Consultants, Inc, Brownsburg, IN

Harland Clarke, Franklin, TNHarland Financial Solutions, Portland, ORHigh Cotton, Birmingham, AL Holtmeyer & Monson, Memphis, TN Integra Software Systems, LLC, Franklin, TNInvestors Title Insurance Company, Chapel Hill, NCKraftCPAs PLLC, Nashville Main Street Checks, Birmingham, ALMortgage Servcies III, LLC, Bloomington, IL Network Contract Solutions, Brentwood, TNPathway Lending, Nashville, TN Pershing Yoakley and Associates, PC, Knoxville, TN Promontory Interfinancial Network, LLC, Arlington, VA SHAZAM Network, Collierville, TN TransFund, Owasso, OKTravelers, Charlotte, NCWorks24/BankOnHold, Ridgetop, TN Zions Correspondent Banking, Salt Lake City, UT

nnuaL 122nd

MeetingA

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Lobby, Palmer House Hilton

PLATInuM SPOnSORS

GOLD SPOnSORS

SILveR SPOnSORS

BROnze SPOnSORS

2012 annual meeting sponsors

Financial Products and Services, Inc, Nashville, TN – Banquet FTN Financial – General SponsorInvestors Title Insurance Company, Chapel Hill, NC – Dessert Party

Crowe Horwath, LLP, Brentwood, TN – Guest Room Key Cards Earl R. Whaley and Company, Mountain Life Insurance Company, and CenterPoint Flood Services, Alcoa, TN – Chairman’s ReceptionFederal Home Loan Bank of Cincinnati, Cincinnati, OH – Exhibit Hall Sunday RefreshmentsICBA Bancard and TCM Bank and ICBA Mortgage Solutions – Closing Banquet Reception

Alexander Thompson Arnold, PLLC, Milan, TN – Daily Schedules Crowell & Crowell, PLLC, Franklin, TN – Monday Coffee Bar First Community Bank of Bedford County, Shelbyville, TN – Concierge Service in Exhibit Hall First National Banker’s Bank/First National Banker’s Bank Capital Markets, Birmingham, AL – Pens & Grand Prize Giveaway Helms Briscoe, Atlanta, GA – General SponsorHORNE LLP, Jackson, TN – Agenda-at-a-GlanceKraftCPAs, PLLC, Nashville, TN – Banquet Table Centerpieces Mauldin & Jenkins CPA, LLC, Atlanta, GA – Banquet Wine The Plateau Group, Inc, Crossville, TN – Brochure Printing PNC Capital Markets, LLC, Pittsburgh, PA – Dessert Party Music Travelers, Charlotte, NC – Tuesday Coffee Bar

BlueCross BlueShield of Tennessee, Nashville, TN – Printed Registration ListCenterState Bank, Brentwood, TN – Bottled WatersPathway Lending, Nashville, TN – NotepadsSHAZAM Network, Collierville, TN – General Sponsor Watkins Uiberall, PLLC, Memphis, TN – General Sponsor

HELMSBRISCOE

This year’s annual meeting of the Tennessee Bankers Association will be held at The Breakers in Palm Beach, Florida. Mountian Life, Earl R. Whaley & Co. and Centerpoint Flood Services are pleased to host the Chairman’s Reception again this year on Sunday, June 5 from 6 p.m. to 7:30 p.m. at Ocean Lawn. We look forward to seeing you.

By community bankers, for community bankers.

www.mountainlife.com | P.O. Box 240, Alcoa, TN 37701 | 800-888-6542 or 865-970-2800

www.centerpointflood.com | 527 Airway Road, Alcoa, TN 37701 | 888-590-2622 or 865-970-2622

www.earlwhaley.com | P.O. Box 790, Alcoa, TN 37701 | 888-970-7500 or 865-970-7500