3 times you shouldn't bother saving a it’s not just...

KAREENA KAPOOR KHAN

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DEEPIKA PADUKONE

TOYOTA MIRAI AVAILABLE TO B.C. FLEETOPERATORS STARTING IN JULY

SHILPA SHETTY KUNDRA

IT’S NOT JUST ABOUT EATING3 TIMES YOU SHOULDN'T BOTHER SAVING A20 PERCENT DOWN PAYMENT ON A HOME

JANHVI KAPOOR ANANYA PANDAY

AFTER SPENDING A WEEK IN NEW YORK CITY WITH HIS FAMILY, RANBIR KAPOOR AND ALIA BHATT HEADED BACK TO MUMBAI AND WASSNAPPED AT THE AIRPORT DURING THE WEE HOURS OF THE MORNING.

12PM to 6PM

Toyota’s hydrogen fuel cell electric Mirai will be available for pur-chases by fleet operators in B.C. beginning in July, the automaker says. TwelveVancouver-area dealerships will offer the Mirai, which means “future” in Japa-nese. “We haven’t announced a firm date yet (stay tuned for another announce-ment) but, yes, they will be available for purchase by fleet operators,” ToyotaCanada spokesman Michael Bouliane said in an email to Automotive NewsCanada. Toyota hasn’t said how much it is charging Canadian fleet operators perMirai. But, it’s likely to be priced well above $45,000, making it ineligible for afederal ZEV rebate of up to $5,000. The Mirai currently costs US$58,500 in theUnited States, according to the automaker’s website. Toyota is the first automakerto bring hydrogen fuel cell electric vehicles (FCEV) to Canada, though none hasbeen purchased outside of fleet operators. The first fleet of Mirai vehicles hit theroad in Quebec earlier this year. Toyota has been working with hydrogenstakeholders across Canada to help install the necessary fuellinginfrastructure, training and service to support the sale of FCEVs.

The bir th of a baby is a beautiful feeling. And, as parents, you arealways concerned about your child’s wellbeing and want the best forher. In the initial months after bir th, a baby relies completely onmother’s milk for nourishment. However, af ter the first few months,milk alone is not sufficient to meet the growing nutritional needs; thisis the time when a baby must be gradually offered food too. Thismarks a very impor tant phase in a child’s life, termed as weaning.This is when it becomes all the more essential to realise the impor-tance of meatime. Mealtime is an impor tant par t of child’s develop-ment from a psychological, emotional as well as educational point ofview. It provides a great oppor tunity for the parents and the child tointeract and bond with each other. Beyond just feeding, this is the timewhen a child learns to socialise, develop healthy eating habits and asense of independence with the help of his parents.

If there’s one golden rule of homebuying, it’s that you should always haveat least 20 percent saved for a down payment.After all, if you put less than 20 percent down, you have to pay privatemortgage insurance until your home reaches a loan-to-value ratio of 80percent in most cases. Not to mention, you have to borrow more and willlikely pay a slightly higher interest rate.But how common is it really for a homeowner to put 20 percent down? It

turns out, it’s not too common at all. In 2016, the average home downpayment was only 11 percent, according to the National Association ofRealtors. “The reality is that it is very difficult for people to actually saveup enough for a 20 percent down payment, especially for millennials andfirst-time home buyers,” said Paul Culber tson, a certified financial plan-ner and founder of Blue Sky Financial Planning. “It may take many yearsfor a family to save enough cash to meet the 20 percent down paymentthreshold.” Of course, just because a lot of homeowners are buying withlittle down doesn’t mean it’s the right choice for you. Ask anyone whobought a home in the early 2000s, before the housing crash, how they feelabout it. “Making a down payment of at least 20 percent is preferred,”Culbertson said.Home values are rising too fastHere in my hometown of Los Angeles, the median home sale price is$579,500. That represents a 2.6 percent increase over last year. The yearprior, between January 2017 and January 2018, home prices rose 8 per-cent. Yikes.For the sake of this example, let’s pretend that I have my sights set on amore modest home that’s selling for $500,000 and I already have $50,000in the bank. I need to decide whether to put down just 10 percent and buynow before prices go up any more, or wait to save up the full $100,000and try to avoid PMI.

SLEEPY RANBIR KAPOOR AND GIGGLING ALIA BHATT BACK TOMUMBAI AFTER A WEEK-LONG NEW YORK TRIP

26 MidWeek MIDWEEK NEWS WEEKLY

TUESDAY, JULY 02, 2019

MidWeek 27MIDWEEK NEWS WEEKLY

TUESDAY, AUGUST 28, 2012

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TUESDAY, JULY 02, 2019 l i f e s t y l e

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TRAVELLERS REMINDED TO AVOID CRUEL WILDLIFE ATTRACTIONS

As summer vacation begins and families make travel plans, World Animal Protection is once againreminding travellers to avoid attractions that promote and suppor t animal cruelty.Each year, over 500,000 wild animals are trapped, confined and forced to live and behave unnaturally toenter tain tourists.Whether it is riding elephants, taking selfies with tigers, or watching per forming dolphin shows, theseactivities can cause lifelong suffering for wild animals.Below are some of the cruellest attractions, to avoid.RIDING ELEPHANTSIn order to make elephants submit to elephant rides and other human interactions, they are taken fromtheir mothers when babies and forced through a horrific training process known as 'the crush'. It involvesphysical restraints, inflicting severe pain and withholding food and water. By the time tourists come toride an elephant, it may look at peace, but this is because its spirit has been broken. The bullhook usedpermanently reminds the animal of human dominance.The cruelty does not end after the crush. When not per forming or used for rides most elephants are kepton chains, unable to socially interact with one another. This is hugely damaging to their physical andpsychological well-being.TAKING TIGER SELFIESTiger cubs are separated from their mothers at an early age so they can be used as photo props. They arehandled by tourists and typically kept chained up, or in small barren cages. Cruel tiger tourism is aproblem around the world.Tourists should avoid taking selfies with wildlife in general - wildlife is best left unhandled and untouched.Observed in its natural habitat from a proper distance.PERFORMING DOLPHINSMillions of tourists visit dolphin attractions, but they are unaware of the cruelty and abuses the dolphinsendure to per form in shows.Whilst it is banned in countries like the US and recently Canada, many per forming dolphins around theworld are still captured in the wild. They are often chased by high-speed boats before being hauled onboard or caught in nets. For many, the stress is too much to take and they die during transpor tation. Thesedolphins face a lifetime of suffering. They spend their entire lives in a space not much bigger than aswimming pool - completely unnatural and restrictive compared to their natural open sea environment.For more information and to learn how to be an animal-friendly traveller visit: worldanimalprotection.ca

On the day that Paris fashion paid tribute to the late great Karl Lager feld, designers festooned themen’s catwalk collections with flowers.Virgil Abloh took over one of the French capital’s most picturesque squares for his Louis Vuittonshow and urged a digitally “oversaturated” world to drop its smar tphones and “smell the roses”.It was quite a declaration for a creator who seems to spend half his life teasing his four millionfollowers on Instagram with his latest genius ideas.On the historic Place Dauphine, a stone’s throw from the label’s studios, the American cut loosewith his idea of “boyhood bliss” with models carrying kites, red balloons and bundles of wildflowers.Vuitton-clad street vendors handed out crepes with Nutella and champagne, and the square’s cafes,bookshop and park benches got a Vuitton rebrand.The makeover even extended to Louis Vuitton tablecloths and ashtrays. Only 24 hours before, thefirst black American to lead a major Paris house had filled a conver ted market with a field of whitecarnations for his own label, Off White.Abloh seems to be channelling Lagerfeld’s famously decadent Paris fashion shows at the GrandPalais, where a star-studded group of his friends and colleagues gathered to remember to the“Kaiser” Thursday, four months after his death aged 85.- ‘Smell the roses’ -“Stopping to smell the roses de-programmes the mind and makes new space for freedom ofthought,” Abloh insisted, in this age “oversaturated with views and visual data”.The designer adorned his pastel-toned Vuitton spring summer collection with sprays of wild flow-ers -- but he was sparing with them in keeping with label’s classy casual tradition.Belgium’s Dries van Noten, however, went floral fantastic, sowing his flowery prints into more thanthree quar ters of his hugely impressive collection that he insisted was “cocky, feral, flashy... andvirile to the max.”The Flemish “king of prints” sewed sequin petals onto a killer white denim jacket and a more formalblack one, before delivering a lesson in tailoring with a line of eight-button, double-breasted suitsand flowing navy coats that brought to mind the graphic novel hero, Cor to Maltese.Tucked at the waist, Van Noten added a double back pleat to many of his more formal jackets,overcoats and trenchcoats.- Miyake’s maypole -The rich colour palette the designer often borrows from Flemish Old Master paintings was cut withleopard, tiger and zebra print trousers, shir ts and bags.Issey Miyake also treated fashionistas to a midsummer celebration of Nature, with the label’s typically loose andcomfy clothes done in blocks of bright primary colours.Models skipped around a maypole in the gardens of the Place des Vosges -- the oldest planned square in the Frenchcapital -- or danced to a band of drummers or played football.Acrobats showed just how forgiving the brand’s pleated creations are by doing body flips under the trees.There was not a blade of grass in sight at the relentlessly urban avant-gardist Rick Owens’ highly personal show,which he conceived as a riposte to US President Donald Trump’s “fixtion on a border wall”.Yet the half-Mexican maverick -- who specialises in a post-apocalyptic LA vibe -- dedicated his show to the California-based and United Farm Workers union, whose Aztec eagle symbol appeared throughout the darkly glamorous rockchic collection.The son of “an Anglo father who worked as a translator for Mexican migrant farm workers” in southern California,Owens said he and his indigenous Mexican mother “learned English together when she star ted takingme to nursery school.”He called the show “Tecuatl” af ter his grandmother’s Mixtec name, and had three Mexican drum-mers hammer out Aztec ceremonial music to a Nahuatl chant which ended, “This life song you havelaid out yourself like flowers...”Flowers are not Vetements’ Demna Gvasalia’s thing. The Georgian bad boy genius of the Parisscene is too damn worldly for all that, taking the clothes of minimum-wage proles and selling themback to the rich, with an ironic wink of course.

BLOOMING MARVELLOUS!PARIS MEN’S FASHION GOES ALL FLOWERY



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TUESDAY, JULY 02, 2019l i f e s t y l e

Colour blocking emerges to be a key trend at New York Fashion WeekWhoever thought that Fall Winter clothing isdreary and life-less, has been clearly living un-der a rock. While one usually associates SpringSummer pieces with bright and vibrant hues andFall Winter is synonymous with a moody paletteof black, grey and navy.However, fashion trends over the last five years,have challenged that dated impression. One seesmore statement-making tints and shades for fallmonths than one’s ever seen before. A wild,sprightly and flamboyant play of shades wasseen at the recently concluded New York Fash-ion Week, which exemplified the prowess ofsmar t and sassy colour-blocking. Always themoodsetter of the season, designer Tom Fordpaired a velvet evening jacket with a pair of aub-ergine pants, Prabal Gurung presented solid pri-mary hues — sending out red pantsuit layeredover a yellow tur tleneck and tying the waist of ared flir ty dress with a lemon sash.Staying true to its métier, Sies Marjan combinedorange and pink like a lethal cocktail and Caro-lina Herrera’s runway saw a tea-length pink topcoat showcased with a pair of yellow pants. Tibitoo couldn’t avoid the visually-arresting appealof colour play as they layered a lilac roller neckwith a pale orange grid print blazer. Creating askirmish between primary hues and mismatch-ing pastels — designers heralded a fiery andhigh-spirited autumn. It’s a given that these run-way looks will create visual upheaval in a flurryof editorials, besides causing pap frenzy on thered carpet.



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WHATSAPP IS GOOD FOR OUR WELLBEING: STUDYPeople who think that spending time on social media is wastage oftime need to know the benefits it offers to its users. A recent study hasfound that social media especially WhatsApp is good for our wellbeing.The study was published in the 'International Journal of Human-Com-puter Studies'. Dr Linda Kaye, a senior lecturer in Psychology foundthat the text-based messaging app, which offers users group chatfeature, has a positive impact on psychological wellbeing.The research found that the more time people spent on WhatsApp perday, the less lonely they were and the had higher self -esteem as aresult of feeling closer to friends and family."There's lots of debate about whether spending time on social mediais bad for our well-being but we have found it might not be as bad aswe think," said Dr Kaye."The more time people spent on WhatsApp, the more they feel closeto their friends and family and perceived these relationships to be ofgood quality. The more closely bonded these friendships were themore people felt affiliated with their WhatsApp groups, which wasrelated to positive self-esteem and social competence," added DrKaye. "Group affiliation also meant that WhatsApp users were lesslonely. It seems that using WhatsApp to connect with our close friendsis favourable for aspects of our well-being," said Dr Kaye.

The research of 200 users, 158 women and 41 men with an averageage of 24, found that the average repor ted daily use of WhatsApp wasaround 55 minutes, with people using it because of its popularity andgroup chat feature. "This research contributes to the ongoing debatesin this area and provides specific evidence of the role of social fac-

tors, along with social suppor t motivations for using communicationtechnology," said Dr Kaye. "The study gives rise to the notion thatsocial technology such as WhatsApp may stimulate existing relation-ships and oppor tunities for communication, thereby enhancing as-pects of the users' positive well-being," said Dr Kaye.



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SNAP STUDY FINDS INDIANS HAVE AMONGST LARGEST GROUPS OFFRIENDS IN THE WORLD, BUT GEN Z IS STARTING TO BUCK THE TREND

Snap Inc. today released a global study of 10,000 people across Austra-lia, France, Germany, India, Malaysia, Saudi Arabia, the UAE, the UK andthe US to explore how culture, age, and technology shape preferencesand attitudes around friendship. Ten exper ts on friendship from aroundthe world contributed to the repor t to contextualise the data. “Snapchat’scommitment to enabling self-expression and connecting real friends com-pelled us to explore the attitudes, values and perceptions that shape friendshipacross cultures and generations,” said Amy Moussavi, Snap Inc. head of con-sumer insights. “While friendship may be different across regions and age groups,it plays a universally central role in our happiness and we are committed tofinding new ways to celebrate and elevate it through Snapchat."THE FRIENDSHIP REPORT SHEDS NEW LIGHT ON THE NATURE OFFRIENDSHIP, INCLUDING:* How different cultures’ interpretation of friendship impacts friend-ship circles: people in India, the Middle East and SouthEast Asia repor thaving three times the number of best friends as those in Australia,Europe and the US* How friendship is linked to happiness and how those without friendsor with overly large friendship groups find it more difficult to talk abouttheir problems or share when they are feeling low.* How we consider and form friendships is most heavily shaped bywhen, rather than where we are born: Gen Z in the US have more incommon with Boomers in India than their own grandparents.* Gen Z are adjusting their approach to friendship away from the

Millennial desire for widespread networks and are looking for more close-ness and intimacy with a smaller group.In India, friendship is the most celebrated human relationship with awealth of popular culture - from songs to movies - extolling its influence on ourlives. The Friendship Report also provides an insight into how Indians think of andrelate to their friends compared to the rest of the world.Indians have more best friendsIndians have on average six best friends. Only Saudi Arabians have morewith 6.6, while the UK ranks the lowest with an average of only 2.6.Interestingly, not only do people in India have more friends overall, they

also want more; with 45% of respondents indicating they would like toexpand their social circle. In the repor t, Amit Desai, a lecturer of anthro-pology at the London School of Economics suggested that the approach tofriendship differs from ‘the East’ to ‘the West.’He explains that in Western Europe and Nor th America, “friendship isabout finding people who are like you and bonding over your similarities.” Inmany Asian countries, including India, he says friendship is more relational andfocuses on seeking out an array of new and different friends who bring alternativebut complementary qualities to the relationship.GEN Z IS TURNING AWAY FROM LARGE FRIENDSHIP CIRCLESThis approach is changing for the youngest generations however; Gen Zis star ting to turn away from such large friendship circles, with the low-est average (5.2) compared to Gen X having the most (7.5).They are also slightly less likely to want as many friends as possiblethan Gen Y, (44% to 46%), more likely to want a small friendship group ofpeople they can trust (23% compared to 20%) and twice as likely as GenY to not be interested in friendships (4%). Gen Z are also half as likely asGen Y to consider friends having a large social group they can tap into, tobe an impor tant trait.LOVE IS CENTRAL TO FRIENDSHIP IN INDIAWhether in person or online, interactions with friends leave Indians withoverwhelmingly positive emotions; ‘loved’ (55% in person versus 43%online), ‘happy’ (48% in person versus 46% online), and ‘suppor ted’ (43%in person versus 36% online) are the three most repor ted.



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