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MNsure MEDICA FORUM 2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS Minnesota

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Page 1: 2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS Minnesota · | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from

MNsure MEDICA FORUM2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTSMinnesota

Page 2: 2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS Minnesota · | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from

INDIVIDUAL & FAMILY BUSINESSMINNESOTA

Becky TaylorSales Relationship Manager

Page 3: 2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS Minnesota · | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from

Today’s Topics

• Medica Today• 2021 IFB Products• Member Communications• Q&A

MEDICA | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from Medica. 3

Page 4: 2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS Minnesota · | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from

MEDICA MNsure FORUM| COVID-19 RESPONSE

Support for our Members Changed coverage and cost share for COVID-19 testing and treatment to ensure members can access needed care

Suspended prior authorization requirements for admissions to a post-acute care setting

Relaxed our prescription refill requirements to allow members earlier access to some medication

Reminded Medica members of the 90-day supply retail and mail order home delivery benefit options

Extended premium payment deadlines to allow Individual and Family Plan members more time to make their payment and ensure they could continue to access the health care and medications they need

Support for our Communities Donated facemasks to community partners and long-term care facilities to help ensure the safety of their employees

Delivered emergency financial grants totaling $1.2 million to organizations that focus on child and family support, clinics and shelters, mental health and general disaster relief

Donated camera-enabled laptops to help organizations meet the demand for telehealth services

Donated computers and monitors to the nonprofit organization PCs for People, which refurbishes and provides equipment for those in need

Transitioned Medica employees to work-from-home to help keep our teams and their families healthy

MEDICA | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from Medica. 4

Page 5: 2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS Minnesota · | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from

INDIVIDUAL AND FAMILY BUSINESS | MINNESOTA

MEDICA | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from Medica. 5

Page 6: 2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS Minnesota · | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from

INDIVIDUAL AND FAMILY BUSINESS | MINNESOTA

Market and Product Timeline

2014: First year of the ACA.Minnesota rolls out MNsure –our state based exchange

2016: Introduce Altru Prime by Medica ACO

2017: Mapped Medica Individual Choice members to Medica Applause

2018: Close Inspiration Health by HealthEast and Medica ACO; change Mayo ACO name to Engage by Medicaand expand the product by two counties

2019: Rate decrease for MN members

2020: Introduce Ridgeview Distinct by Medica ACO

2021: Introduce Bold by M Health Fairview and Medica;Reduce Engage by Medica by one county

MEDICA | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from Medica. 6

Page 7: 2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS Minnesota · | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from

INDIVIDUAL AND FAMILY BUSINESS | MINNESOTA

2021 Key Changes

Plan Design Changes:‒Offering Silver Share on and off exchange with all

products New Product Bold by M Health Fairview and Medica Travel Program no longer available Actively marketing on-exchange and off-exchange

MEDICA | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from Medica. 7

Page 8: 2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS Minnesota · | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from

INDIVIDUAL AND FAMILY BUSINESS | MINNESOTA

Bold by M Health Fairview and Medica New!

ACO network offered in and around in the Twin Citiesmetro including Minneapolis, St. Paul, Anoka, Eagan& Chaska

Network includes:– M Health Fairview– Maple Grove Hospital

Offered along side Medica Applause, Ridgeview Distinct by Medica & North Memorial Acclaim

Bronze First 3 plan design available with this product

MEDICA | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from Medica. 8

Page 9: 2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS Minnesota · | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from

INDIVIDUAL AND FAMILY BUSINESS | MINNESOTA

Ridgeview Distinct by Medica

ACO network offered in 7 counties in and around Minneapolis, Buffalo, Chanhassen, Glencoe, Le Center & Shakopee

Network includes:

– Abbott Northwestern (hospital only)– Children’s Minnesota– Hennepin County Medical Center (hospital only)

Offered along side Medica Applause, North Memorial Acclaim by Medica & Bold by M Health Fairview and Medica

Bronze First 3 plan design available with this product

MEDICA | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from Medica. 9

Page 10: 2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS Minnesota · | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from

INDIVIDUAL AND FAMILY BUSINESS | MINNESOTA

North Memorial Acclaim by Medica ACO network offered in and around in the Twin Cities

metro including Minneapolis, St. Paul, Anoka, Elk River& Buffalo

Network includes:– Maple Grove Hospital– Masonic Children’s Hospital

Offered along side Medica Applause, Ridgeview Distinct by Medica & Bold by M Health Fairview and Medica

Bronze First 3 plan design available with this product

MEDICA | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from Medica. 10

Page 11: 2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS Minnesota · | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from

INDIVIDUAL AND FAMILY BUSINESS | MINNESOTA

Altru Prime by Medica ACO network available in and around East Grand Forks, Red Lake Falls,

Thief River Falls and Roseau in northwestern Minnesota

Network includes:

– Cavalier Memorial Hospital

– Kittson Memorial Healthcare

– Heart of America Medical Center

Offered along side Medica Applause

MEDICA | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from Medica. 11

Page 12: 2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS Minnesota · | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from

INDIVIDUAL AND FAMILY BUSINESS | MINNESOTA

Engage by Medica ACO network available in and around Rochester, Austin/Albert Lea,

New Ulm, Redwood Falls and Winona area in southeastern Minnesota

Network includes:

– Winona Health Hospital

– Northfield Hospital & Clinics

– Winneshiek Medical Center

Offered alongside Medica Applause in MN

Removing Redwood county from the service area

MEDICA | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from Medica. 12

Page 13: 2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS Minnesota · | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from

INDIVIDUAL AND FAMILY BUSINESS | MINNESOTA

Medica Applause Broad open access network offered in all cities and towns in Minnesota from

Warroad to Winona, Virginia to Luverne and everywhere in between Network includes:

Offered along side MN’s 4 ACO products: Altru Prime by Medica, North Memorial Acclaim by Medica, Engage by Medica, Ridgeview Distinct by Medica & Bold by M Health Fairview and Medica

MEDICA | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from Medica. 13

Page 14: 2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS Minnesota · | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from

INDIVIDUAL AND FAMILY BUSINESS | MINNESOTA

Portfolio of Plan Designs for Minnesota

Medica Applause

Altru Prime by Medica

Engage by Medica

Gold Copay

Silver Copay

Silver Share

Silver HSA

Bronze Copay (traditional)

Bronze Share Plus

Bronze HSA

Catastrophic

North Memorial Acclaim by Medica

Bold by M Health Fairview and Medica

Gold Copay

Silver Copay

Silver Share

Silver HSA

Bonze Copay (traditional)

Bronze Copay First 3

Bronze Share Plus

Bronze HSA

Catastrophic

Ridgeview Distinct by Medica

Gold Copay

Silver Copay

Silver Share

Silver HSA

Bronze Copay First 3

Bronze Share Plus

Bronze HSA

Catastrophic

MEDICA | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from Medica. 14

Page 15: 2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS Minnesota · | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from

VALUE ADDS2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS

Page 16: 2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS Minnesota · | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from

INDIVIDUAL AND FAMILY BUSINESS

Health and wellness vendor; ActiveHealth Online programs to motivate and support members in making

healthy changes Guided programs feature tools like workout videos and healthy

recipes Participate on your desktop or through the ActiveHealth® mobile

app Members earn hearts that can be entered into reward drawings via

the mobile app Both on-line and mobile app will be customize with HEALTHY

LIVING with Medica

MEDICA | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from Medica. 17

Page 17: 2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS Minnesota · | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from

INDIVIDUAL AND FAMILY BUSINESS

IFB’s Preferred HSA vendor Rolled out January 2019 24/7 online portal with real-time access Experienced HSA specialists available to take member calls MEDSURETY benefit debit card for easy payment Easy to manage electronic deposit schedule: recurring, periodic or one time Online self-help tools including calculators, videos and frequently asked questions Link to MEDSURETY from Medica.com

MEDICA | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from Medica. 18

Page 18: 2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS Minnesota · | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from

INDIVIDUAL AND FAMILY BUSINESS

Provides support through the Ovia Health apps: Pregnancy Fertility Parenting

Daily messages, resources, and tools, for your journey

MEDICA | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from Medica. 19

Page 19: 2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS Minnesota · | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from

INDIVIDUAL AND FAMILY BUSINESS

24/7 NurseLineHighly-trained nurses answer questions about symptoms, medications, health conditions and offer self-care tips for non-urgent medical issues.

Personal Advocacy SupportPersonal Health Advocates help in a variety of ways from finding the right doctor to resolving claims questions to answering questions about coverage, find network providers, schedule appointments, and more.

MEDICA | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from Medica. 20

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MEMBER COMMUNICATION

2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS

Page 21: 2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS Minnesota · | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from

MBR COMMUNICATION | RENEWAL LETTERS

Renewal Letter | Cover Letter + Official Notice

MAILING TIMELINE Oct. 15 – Oct. 22

2021 ENHANCEMENTS Benefit Compare Grid (2020 vs. 2021) Network Details Premium Compare Grid (2020 vs. 2021) Dynamic Microsite

MEDICA | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from Medica.

Page 22: 2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS Minnesota · | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from

MBR COMMUNICATION | RENEWAL LETTERS

Renewal Microsites & PPP Enhancement

2021 MICROSITE ENHANCEMENTS Channel driven content Off-Marketplace Enrollees MNsure Enrollees HealthCare.gov Enrollees

Communications include custom url/link to direct member to appropriate site.

2021 PPP ENHANCEMENTS Member-facing experience allows off-Marketplace members to

shop & compare plans. Provides link to Change Form to request any changes.

MEDICA | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from Medica.

Page 23: 2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS Minnesota · | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from

MBR COMMUNICATION | NEW MEMBER ONBOARDING

Member Touchpoints & Timing: Welcome Kit Mailed to new members 7-10 days after they make their first month premium payment. Review of plan benefits, in-network savings/utilization, contact info & required notices. Medica Monthly e-Newsletters Kicks off in Jan. and continues monthly. Monthly communications to encourage members to register on the member site and drive member engagement. First 100 Days – New Member Touchpoints Series Begins 7 days after their coverage start date. Email campaign to help members take advantage of their plan benefits.

Monthly Invoice Buck Slip ProgramKicks off in Jan. and continues monthly. Continues into 2021 with enhanced insertion capabilities. Supports Medica Monthly.

MEDICA | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from Medica.

Page 24: 2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS Minnesota · | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from

MBR COMMUNICATION | ID CARDS

Transition to Optum Behavioral Health Network requires additional information on all ID cards

New ID cards being triggered for all members – in home before 1/1/21

MEDICA | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from Medica.

Page 25: 2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS Minnesota · | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from

Q&A

Page 26: 2021 INDIVIDUAL AND FAMILY BUSINESS PRODUCTS Minnesota · | 2021 MEDICA BROKER FORUM | Proprietary and Confidential. Not to be copied or redistributed without written consent from