· 2019-08-30 · glass breakage (screens, windows, doors and bathroom) storm and hail earthquake...
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- HomeThe complete insurance
for your home
You don’t buy half a home.Why settle for half an insurance ?
lalux for you
Discover the benefi ts of your personal customer area onwww.lalux.lu
✓ get around the clock and seven days a week in touch with your insurer;✓ gain a detailed insight in your guarantees and insured services,✓ report your damages online in a few easy steps.
Your personal customer area is practical, simple and fully secure.
3 formulae for modern living !
You are moving into your fi rst home, building a house or simply want to spruce up your four walls.
fulfi lls your security needs and offers you the most comprehensive protection on the market !
Do you wish to insure your home, your household contents and your personal belongings with a maximum of fl exibility ?
allows you to choose:
✓ Security formula ✓ Comfort formula ✓ Performance formula
: the 3 formulae at a glance
Basic cover Optional cover
Performance formula
Comfort formula
Security formula
✓ Fire and similar events
✓ Electrical damage
✓ Household damage
✓ Water and frost damage
✓ Oil leakage
✓ Glass breakage (screens, windows, doors and bathroom)
✓ Storm and hail
✓ Earthquake
✓ Theft: real estate damage
✓ Theft: movable items
✓ Solar panels and parabolic antennae
✓ Vehicle collision
✓ Breakage of non-portable computer material
✓ New replacement of non-portable computer material up to fi ve years
✓ Theft of garden equipment, barbecue or plants
✓ Decontamination of soil in the event of accidental pollution
✓ Repair of electrical and electronical damage irrespective of wear and tear if economically repairable.
✓ Breakage and theft of portable computer material (laptop) throughout the entire world
✓ Breakage of audiovisual equipment and household
appliances
✓ New replacement of computer material, household appliances and non-portable audiovisual equipment up to fi ve years
✓ New replacement of furniture up to ten years
✓ Theft or accidental loss of personal belongings throughout
the world
✓ Sewer backup and rainwater seepage
✓ Graffi ti
Performance formula
Comfort formula
Security formula
✓ Fire and similar events
✓ Electrical damage
✓ Household damage
✓ Water and frost damage
✓ Oil leakage
✓ Glass breakage (screens, windows, doors and bathroom)
✓ Storm and hail
✓ Earthquake
✓ Theft: real estate damage
✓ Theft: movable items
✓ Solar panels and parabolic antennae
✓ Vehicle collision
✓ Breakage of non-portable computer material
✓ New replacement of non-portable computer material up to fi ve years
✓ Theft of garden equipment, barbecue or plants
✓ Decontamination of soil in the event of accidental pollution
✓ Repair of electrical and electronical damage irrespective of wear and tear if economically repairable.
✓ Breakage and theft of portable computer material (laptop) throughout the entire world
✓ Breakage of audiovisual equipment and household
appliances
✓ New replacement of computer material, household appliances and non-portable audiovisual equipment up to fi ve years
✓ New replacement of furniture up to ten years
✓ Theft or accidental loss of personal belongings throughout
the world
✓ Sewer backup and rainwater seepage
✓ Graffi ti
Optional covers
Performance formula
Comfort formula
Security formula
✓ Flood
✓ Internet Protection
✓ Home-Assistance
✓ Family civil liability and legal protection
49/2
299
- 08
/201
9
Home-Assistance by LALUX
A defect or breakdown ?Let professionals take care of you thanks to the unique assistance service. Help is just a phone call away, 24 hours a day, 7 days a week !
1. Assistance:✓ Has your key broken off in the lock ?✓ Has your boiler broken down ?✓ Is your toilet blocked ?✓ Is your washing machine leaking water ?✓ Has your fridge broken down ?
In any of these situations LALUX will organise and bear the costs for the intervention and spare parts !
2. Intervention following a covered accident:✓ Enclosure of your residence by professional tradesmen✓ Child care✓ Security of your home and…✓ … numerous other services to lend you an effi cient helping
hand
3. Directory enquiries:✓ About hospitals✓ About on-duty doctors✓ About on-duty pharmacies✓ Contact details for various tradesmen
Ultra-comprehensive covers !To hedge against fl oods ? This protection is possible ! The performance formula covers the costs arising from natural catastrophes: fl oods, sewer backups or overfl ows, rainwater seepage or build-ups.
Your garden furniture has disappeared ?No problem with the Comfort formula, it is insured not only against theft but also in the event of a storm.
You are always on the road ?It is easy to cover your personal belongings, including your camera, mobile phone, tablet or laptop, against theft, aggression or any other accidental cause, no matter where you are. Furthermore you are covered against the loss of computer data as a result of these covered incidents.
Internet has become your favourite shop ?With the ‘Internet Protection’ guarantee, your online purchases are protected.
Your dog has hit your TV ? You spill your drink on your computer ?All your media, computer and household appliances are insured against any accidental damages.
It is easy to be well protected !
Your benefi ts:
No penalties in the event of an accident !Your annual premium does not increase in the event of an accident and you do not have a malus.
Considerate compensation with no deductible !Your accidents are compensated without the application of any deductible.
No risk of real estate underinsurance !Your agent has determined the new construction value of your residence based on a valid assessment: any damages caused to your real estate are compensated without the risk of any possible underinsurance.
Optional covers
Performance formula
Comfort formula
Security formula
✓ Flood
✓ Internet Protection
✓ Home-Assistance
✓ Family civil liability and legal protection
49/2
299
- 08
/201
9
www.lalux.lu
LA LUXEMBOURGEOISE Société Anonyme d’Assurances9, rue Jean FischbachL-3372 LeudelangeTél.: +352 4761-1Fax: +352 [email protected]
LA LUXEMBOURGEOISE-VIESociété Anonyme d’Assurances9, rue Jean FischbachL-3372 LeudelangeTél.: +352 4761-1Fax: +352 [email protected]
LALUX is a trademark of LA LUXEMBOURGEOISE Group.
DKV Luxembourg11-13, rue Jean FischbachL-3372 LeudelangeTél.: +352 42 64 64 -1Fax: +352 42 64 64 - 250 info @ dkv.lu
meng Versécherung
Please feel free to contact us if you have any questions or require any further information.
Find us on :
The benefi ts !
✓ Consolidation of all your private insurances in one
single contract:
• for your vehicle and for the driver
•
• Civil liability including your legal protection
• exclusive assistance services designed to make yourlife easier
✓ Substantial fi nancial discounts:
• Discount on consolidated home and vehicle insurance
• A 10% discount on the fi rst annual premium for all new
LALUX clients or for the coverage of your fi rst home
✓ Monthly payments at no additional charge
Talk to your agent who will be able to suggest a tailor-made solution to suit your needs.
You don’t buy half a home.Why settle for half an insurance ?