2014 parade of homes

Parade of Homes™ Chairman’s Message...

As Co-Chairs of the 2014 MCBIA Parade of Homes™ we bid you welcome and trust you will agree

that this year’s parade, with its 25 home entries, will be remembered as one of our biggest and best

opportunities to see the latest in convenience and ef�ciency of design, as well as the spectacular

�oor plans that our local builders have assembled for your viewing.

This year’s Parade of Homes will run from Saturday, April 26th to Sunday, May 11th (Mother’s

Day) and the parade homes will open from 11:00 AM – 6:00 PM on Saturdays and from 1:00 PM

– 5:00 PM on Sundays. Weekday hours to tour parade homes may vary from builder to builder, so

call ahead to the builder to check on his weekday hours of operation. There is no admission fee for

visiting the homes in the Parade. Don’t feel that you need to see all the homes in one day. Take your

time and visit as many of the homes as possible throughout the course of this 16-day event.

All homes being presented were built by builder members of the Marion County Building Industry

Association. Each of our members is also a member of the Florida Home Builders Association (FHBA)

and the National Association of Home Builders (NAHB). Through membership in these organizations,

all of the builders participating in this year’s Parade of Homes have access to the latest technological

and architectural developments in the housing industry. In addition, our association’s builder members

are proud to be licensed building contractors with the State of Florida. Our builders association is

equally pleased to present the citizens of Marion County with a Parade of Homes that features a

choice of quality homes that are distinctively designed, architecturally and structurally sound and all

built with the same care and attention to be a lasting value to you – the new home buyer.

Each of the home entries in this year’s parade was made possible by the team effort of a small army

of construction professionals from material suppliers and sub-contractors to land surveyors and

landscaping and a whole host other related design professionals who all come together to build these

homes that are now ready for you to view. We hope you enjoy this year’s offering of our 25 entries in

the 2014 MCBIA Parade of Homes™ and we look forward to seeing you during the tour!

To learn more about the MCBIA and our members, visit our website at www.MCBIA.org

Jackie Suarez,Parade of Homes™ Co-ChairmanArchitectural Artworks, Inc

Platinum Sponsor

Diamond Sponsor

Silver Sponsors

Bronze Sponsors

BAN Program Sponsor

David M. Harden, Parade of Homes™ Co-ChairmanExecutive Of�cer

David M. Harden,

2 APRIL26-MAY11•2014PARADEOFHOMES

PRESENTEDBYTHEMCBIAANDCOMMUNITYSPONSORTHEOCALASTARBANNER 3

Base Price$178,900

This magnificent 3 bedroom, 2 bath home offers formal dining and living rooms. The large family room off the kitchen is great for entertaining with family and friends.

Subdivision: EVERGREEN ESTATES 1014 NW 46TH PLACE, OCALA ~ 352-351-0444

www.triplecrownhomes.com“The Waterford” by Triple Crown Homes

As Shown Selling Price$229,500

Living Area: .....................2,326Garage: ...............................495Lanai: ..................................293Entry: ....................................48Sq. Ft. Total: ..................3,162

#1HOME

Directions: Highway 441 North, Turn right at entrance to Evergreen Estates (NW 45th Place). Proceed to left on NW 11th Court, to next right on NW 46th Place to home on right.

With Lot

Without Lot

“The Waterford”

License# CRC053151

Join Us for theParade of Homes

Evergreen Estates& SR 200

TRIPLE CROWNHOMESCRC053151TripleCrownHomes.com

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Manchester Model - Evergreen Estates1095 NW 45 PL • 352.351.0444Emerald Model - SR 2007179 SW SR 200 • 352.861.6055


Base Price$275,970

Perfect blend of elegance and comfort, with its dramatic foyer entrance, family room with stone fireplace and spacious master suite. Includes ceramic tile, granite countertops, stainless steel appliances, side loading garage and paver driveway.

Subdivision: THE PRESERVE AT HEATH BROOK 6232 SW 47TH AVENUE, OCALA ~ 352-237-0405

www.deltonaheathbrook.com“The Andalusian” Homes by Deltona at Heath Brook


Living Area: .....................2,448Sq. Ft. Total: ..................3,311

#2HOME

Directions: From SR200 turn South on SW 60th Ave. (Tartan Rd.), turn right on SW 61st Road, turn right on SW 47th Ave. - home on right.

With Lot

With Lot

“The Andalusian”

License# CGC059033

Base Price$155,900

Stone accents, double-door entry, screened lanai, luxury master bath with garden tub & tiled shower, energy-efficient low-E windows, radiant barrier and foam injected block, integrated audio system, professionally designed & decorated, community park.

Subdivision: MEADOW GLENN 9840 SW 54TH AVENUE, OCALA ~ 352-978-2839

www.highlandhomes.org“Remington IV” by Highland Homes



#3HOME

Directions: From Downtown Ocala/Silver Springs Rd: Head South on Pine Ave., turn right (West) onto SW 10th St. (FL-200). Continue under I-75. Left onto SW 60th Ave. Left on SW 99th St. Rd. into Meadow Glenn. Right on SW 54th Ave. Model Home is on the right.

With Lot

With Lot

“Remington IV”

License# CGC058580

When purchasing a home, buyers o�en look at the kitchen space and how many bedrooms there are, while

largely ignoring other rooms, including the laundry room. O�entimes, the washer and dryer are relegated to a dark corner of the basement or garage, and homeowners simply accept their laundry lot.

More and more manufacturers now produce washers and dryers that are both functional and aesthetically appealing. As a result, homeowners and renters need not feel they have to hide laundry rooms like they did in the past. Having the laundry nearby the family action -- and paying attention to laundry room design -- can make the work of keeping clothes tidy that much easier.

Many designers would agree that you need not sacri�ce style for function in a laundry room. As with any other area of the house, impart design elements into the room and make it a room in which you want to spend time.

First and foremost, select appliances that offer the features you need and want.

Also, �nd appliances that �t the space you have. Front-loading appliances have become the latest must-have, but some units may be too big or expensive for your space. �ose with a limited area for laundry can invest in a stackable set, in which the washer and dryer are combined into one vertical unit. For those who want to add a pop of color, select among the variety of colored washers and dryers that are turning up in store showrooms. You’re no longer limited to white, black and beige.

Consider cabinetry in your laundry space. Cabinets and drawers are not just for the kitchen. �ey can hide cleaning products, detergent, dryer sheets and so much more. Fill drawers with stain-removal sticks and items to mend clothes that may be missing a button or have a small hole that needs tending.

A laundry area also can be much more than just a place to wash and fold clothes. Many people like to turn this spot into a multipurpose zone. By including some shelving and a refrigerator in the laundry room, you can create a food-storage pantry. A large countertop

normally used to fold clothes can also double as a gi�-wrapping station. �ink about merging a laundry room with a cra� room where sewing or scrapbooking can take place.

Remember to leave room for the soiled clothing. Raising hamper bins o� of the �oor to be suspended from a rod above the washer frees up valuable �oor space. Otherwise, keep the hamper behind a curtain or tucked into a cabinet to ensure the laundry room always looks neat, even when you haven’t yet gotten to the newest pile of dirty clothes.

Don’t be afraid of adding color and artwork to the laundry space. In fact, embrace it. Here’s an out-of-the-way area of the home where you can explore your creativity and have a little fun. Try an eye-opening color, such as apple green or bright yellow to add a sunny disposition to the room.

You don’t have to spend a fortune on a laundry room re-do. Shop in salvage stores or antique shops for custom pieces to add character to the space. You can probably �nd cabinetry or shelving for a fraction of the cost of new items, and these older items may add more character to the space.

Save space by installing a counter just above the dryer so you will have a place to fold and stack clothing.

The bulk of dirty clothes will be generated in the bedrooms and bathroom of the house. But who wants to carry clothes down to a laundry area on a lower level? See if you can tuck a laundry room into an upstairs closet or nook to make doing laundry more practical.

Although a laundry room is o�en an a�erthought, taking time to organize and plan the space can make it both functional and inviting. ✴

Getting started on spring cleaning

6 APR IL 26 - MAY 1 1 • 20 14 PARADE OF HOMES

Base Price$162,400

Marco Polo Builders invites you to discover the open lifestyle of our Pearl model located in Marco Polo Village II, minutes from many amenities. This comfortable floorplan suits today’s family living.

Subdivision: MARCO POLO VILLAGE II 4950 SW 114TH STREET ROAD, OCALA ~ 352-347-1888

www.marcopolobuildersinc.com“Pearl” by Marco Polo Builders, Inc.


Living Area: .....................2,005Garage: ...............................541Lanai: ..................................293Entry: ..................................119Sq. Ft. Total: ..................2,958

#4HOME

Directions: South on Hwy 200 from I-75, left on SW 60th Ave., left on SW 95th St., Right on SW 49th Ave., right into Marco Polo Village II on SW 114th St. Rd. - House on left.

Without Lot

Without Lot

License# RG0025658


Base Price$162,400

Marco Polo Builders invites you to discover the open lifestyle of our Pearl model located in Marco Polo Village II, minutes from many amenities. This comfortable floorplan suits today’s family living.

Subdivision: MARCO POLO VILLAGE II 4950 SW 114TH STREET ROAD, OCALA ~ 352-347-1888

www.marcopolobuildersinc.com“Pearl” by Marco Polo Builders, Inc.



#4HOME

Directions: South on Hwy 200 from I-75, left on SW 60th Ave., left on SW 95th St., Right on SW 49th Ave., right into Marco Polo Village II on SW 114th St. Rd. - House on left.

Without Lot

Without Lot

“Pearl”

License# RG0025658

This 3 bedroom, 3 bath, 2+ car garage home includes flex space, upgraded faucets, flooring, brick paver drive, stainless steel appliances and much more!

Subdivision: WINDSOR 9925 SW 95TH LOOP, OCALA ~ 352-854-3600

www.ontopoftheworld.com“The Westminster” by On Top of the World Communities



#5HOME

With Lot

“The Westminster”

License# CGC1505760

Homeowners take on projects to improve their homes for a variety of reasons. Some may do so to make a home more

functional, while others may do so to improve their home’s resale value.

Some homeowners take on a home improvement project to make their homes more eco-friendly. Such projects are o�en mistakenly assumed to be costly undertakings, but there are several cost-e�ective ways to make a home more eco-friendly.

❶ Upgrade your appliances. A home improvement project does not have to require the use of a hammer and nails or the hiring of a contractor. A simple home improvement project like upgrading older appliances, including the washer and dryer, to newer, more e�cient models can give a home a fresh look while reducing energy consumption. �at reduction in energy consumption is a byproduct of the stricter standards placed on manufacturers who must adhere to guidelines to produce products that are more energy-e�cient. For example, the Natural Resources Defense Council notes that today’s energy-e�cient refrigerators will use less than half the energy of models made as recently as 15 years ago.

❷ Add more insulation. Adding more insulation or replacing older insulation used to be an especially laborious process. However, in many instances insulation can now be added or upgraded to a home without any major reconstruction or demolition, reducing the cost of the project considerably. Adding more insulation to a home can reduce energy consumption in the winter, when the home will feel warmer and allow you to keep the thermostat at a more reasonable number.

❸ Install high-ef�ciency water �xtures. Few people think about how much water they consume over the course of a typical day, but the �gures might be eye-opening to those who hope to adopt a more eco-friendly lifestyle. According to the United States Geological Survey’s Water Science School, it’s generally accepted that the average person

uses between 80 and 100 gallons of water each day. Showers seem to be especially wasteful, as older shower heads might be using as much as 5 gallons per minute, or 50 gallons of water

during a 10-minute shower.

Older �xtures that consume such massive amounts of water can be easily and a�ordably replaced with newer, more e�cient �xtures.

Today’s high-e�ciency low-�ow showerheads can provide a strong shower stream while reducing water consumption. Such showerheads are also less taxing on your water heater, reducing your energy consumption as a result. Homeowners can also install high-e�ciency toilets that use as little as 1.3 gallons of water per �ush (compared to older models that consumed as many as 5 gallons per �ush). �e Environmental Protection Agency estimates that installing water-e�cient �xtures and appliances would save more than 3 trillion gallons of water and more than $18 billion annually.

❹ Install a programmable thermostat.Programmable thermostats present another a�ordable way to improve a home and bene�t the environment. Some of today’s programmable thermostats can record personal preferences and usage and determine the best course of action for heating and cooling your home. Temperatures

can be adjusted room-by-room, and the programmable thermostat allows homeowners to control their heating and cooling while they’re out of the house, ensuring they’re not paying to heat or cool

an empty house and wasting energy in doing so.

Home improvement projects don’t have to be a grand undertaking, particularly when a homeowner’s goal is to make a home more eco-friendly. A few minor and a�ordable changes may be all it takes to improve a home and bene�t the environment at the same time.✴

Installing high-e�ciency water �xtures, including a low-�ow showerhead, is an a�ordable and eco-friendly home

improvement project


Cost-e�ective and eco-friendly home improvements


This 2 bedroom, 2 bath home features upgraded flooring, granite countertops in kitchen, stainless steel appliances, upper cabinets in laundry, upgraded faucets, brick paver driveway, under cabinet lighting in kitchen and brushed nickel door hardware.

Subdivision: WINDSOR9932 SW 95TH LOOP, OCALA ~ 352-854-3600

www.ontopoftheworld.com“The Marina” by On Top of the World Communities



#6HOME

With Lot

“The Marina”

License# CGC1505760

The Saxony includes 2 bedrooms and 2 baths, along with a 2 car garage. Luxury upgrades in the home include: Listello tile in bath, flooring, upper cabinets in laundry suite and paver driveway.

Subdivision: WINDSOR9938 SW 95TH LOOP, OCALA ~ 352-854-3600

www.ontopoftheworld.com“The Saxony” by On Top of the World Communities



#7HOME

With Lot

“The Saxony”

License# CGC1505760


Base Price$164,900

Award-winning design, stunning Master Suite with luxurious shower, Gorgeous Family Room unlike any other seen. Great open-floor plan to fit today’s lifestyle. This home has 3 bedrooms, 2 baths, & 2 1/2 car garage.

Subdivision: KINGSLAND COUNTRY ESTATES11640 SW 49TH AVENUE, OCALA ~ 352-438-0334

www.DreamCustomHomes.com“Don Calais” by Dream Custom Homes



#8HOME

Directions: From 75, go South to SW 103rd St., turn left at the light. Go to SW 49th Ave. & turn right. Go 1/2 mile & the Model will be on the right.

Without Lot

Without Lot

“Don Calais”

License# CBC1252582

Base Price$200,100

The “Lexington”: A charming Bungalow-style home of yester-year located in Woodfield Crossing. Offering high ceilings, “chateau” style doors, crown molding, rich wood floors, maple cabinets, granite countertops, hydrospa tub, home theatre and more...

Subdivision: WOODFIELD CROSSING2808 SE 20TH AVENUE, OCALA ~ 352-368-7733

[email protected]“The Lexington” by A.L. Milton Construction, Inc.


Living Area: .....................2,066Garage: ...............................621Porch: ..................................248Entry: ....................................21Sq. Ft. Total: ..................3,156

#9HOME

Directions: From SE 17th St., go south on SE 18th Ave., Turn left on SE 28th Pl. into Wood�eld Crossing, go 2 blocks turn right on SE 20th Ave.

With Lot

Without Lot

“The Lexington”

License# CGC017001

10 APRIL26-MAY11•2014PARADEOFHOMES PRESENTEDBYTHEMCBIAANDCOMMUNITYSPONSORTHEOCALASTARBANNER 11

The “Dozier” is situated on a oversized lot, which allows for more privacy and outdoor activities. Designed by Mike Finn, this home features an Entertainment Center, Bookshelves and a Sitting Area in the Master Bedroom.

Subdivision: WOODFIELD CROSSING1922 SE 29TH STREET, OCALA ~ 352-804-0123“The Dozier” by Crestwood Builders, Inc.



#10HOME

Directions: East on SE 17th Street; turn Right on SE 18th Ave; turn left on SE 28th Place; right on SE 19th Court, left on SE 29th Street. Home on right.

With Lot

“The Dozier”

License# RB0006253

Experience a gallery where you are the artist. Where you

can see, touch, and feel your home the way you want it,

right now. All the latest appliances. Gorgeous sinks

and faucets. Innovative outdoor lighting. Plus, the

product expertise that makes it easy to turn

your vision into reality.

Ocala3501 SW 13th Street, Building 100

(352) 732-3114

FERGUSON.COM

©2014 Ferguson Enterprises, Inc.

E

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EcoWater Systems have been making water cleaner and safer forhomes since 1925; today, we are the world’s largest

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With a STATE CERTIFIED LABon site, we have testing forevery water concern, FREEaesthetic testing and FREEpersonalized consultationsby a water professional

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352-401-1818


OCALAA Division of Ro-Mac Lumber & Supply, Inc.

Call Ro-Mac Ocala Or Stop ByOur Beautiful Showroom Today!

Phone (352) 622-70991432 SW 15th Avenue in Ocala(One Mile West of the Intersection of Hwy. 441/27 OnSW 17th St., Just One Block Down on SW 15th Ave.)

Located in the heart of Ocala, the Ro-Mac Ocala Window and Door Showroomoffers a unique blend of windows and doors for any style home in a functional dis-play. For new or replacement windows and doors, Ro-Mac is your fist stop for highquality products, installation, and service. Ro-Mac Ocala also carries a completeline of building materials, which includes everything from the foundation to the rooftop. We are open to the public Monday through Friday from 7 am to 5 pm.

License No. CBC1252465 www.romaclumber.com

Craftsman styled bugalow. Sunlight open floor plan, crown molding on 10’ ceilings, wood window sills, granite tops on custom cabinets, master shower with rainhead. Roman tub, tankless gas water heater, decorative wall & floor tile.

Subdivision: WOODFIELD CROSSING2825 SE 19TH COURT, OCALA ~ 352-867-8558

www.tlcarlson.com • bentleybungalow.com“Bentley Bungalow” by T.L. Carlson Construction

Living Area: .....................2,002Garage: ...............................428Lanai: ..................................133Covered Porch: ..................182Sq. Ft. Total: ..................2,745

#11HOME

Directions: From Maricamp turn S on SE 18th Ave to left on SE 27th Rd to right on SE 19th Court to Home on left.

“Bentley Bungalow”

License# CGC059606

Base Price$239,900

As Shown Selling Price$274,900 With Lot

Without Lot


Landscaping Mistakes to AvoidWhen designing their landscapes, homeowners may

envision grandiose gardens and lush lawns that are the envy of the neighborhood. But such designs can be di�cult to maintain, and homeowners o�en �nd they are not worth the time or money.

Avoiding such costly mistakes allows homeowners to fully enjoy their lawns. �e following are a few landscaping mistakes homeowners may want to avoid so they can spend more time enjoying their landscapes and less time working around the yard.

Planting the wrong trees and shrubs: When planting new trees and shrubs around your property,

choose varieties that won’t overwhelm the property by growing too large. Such trees and shrubs can mask other elements of a landscape, and they can also take a substantial amount of e�ort to maintain. Avoid spending too much time pruning trees and shrubs by opting for those that only grow to a particular size.

Choosing non-native plants: It’s always best to choose plants that are native to a particular

region. Native plants have already adapted to the local climate, meaning they can withstand the worst weather that climate has to o�er without homeowners having to put in much e�ort. For example, if you live in an area where drought is common, avoid planting trees, shrubs, �owers, or grass that need ample amounts of water. Instead, opt for those varieties that can survive without

signi�cant amounts of water. Exotic plants might add aesthetic appeal to a property, but that appeal is o�en short-lived or costly to maintain when a plant is not in its native climate.

Too much lawn: While a large and lush lawn appeals to many homeowners, a yard

that is all grass can be di�cult and expensive to maintain. Lawns without trees are susceptible to damage from the hot summer sun, and homeowners o�en respond to that threat by overwatering their lawns. Overwatering not only weakens root systems, but it also leads to higher water bills. Homeowners can downsize their lawns by planting more trees around the property, adding a garden in the backyard or even adding landscape features to their property.

Planting without a plan: When planting new trees around a property, some homeowners

plant without �rst considering the ideal locations for new trees. �is can prove an expensive mistake. Planting too close to your house may eventually threaten your home’s foundation, as roots grow deeper and deeper into the ground. Planting too close to a home also may prove a security threat down the road, when the tree has grown to full height. Such trees may threaten the home during a storm, so consult a landscaping professional when planting new trees so the trees are located in a place that does not threaten the value of your home or the safety of its residents. •

A lot of home for your money. Great neighborhood at a great price!

Subdivision: DEER PATH PHASE III1043 SE 65TH CIRCLE, OCALA ~ 352-694-4929

www.murphykaufmanbuilders.com“#1512” by Murphy Kaufman Builders, Inc.

Living Area: .....................1,512Garage: ...............................534Entry: ....................................21Sq. Ft. Total: ..................2,067

#12HOME

Directions: SR35/Baseline Rd to SE 8th St. Rd. (Entrance to Deer Path). Go till it dead ends at 65th Circle, turn left - house on your left.

“#1512”

License# CRC058277

Base Price$159,900


With Lot


Large and upgraded kitchen plus master bath. Optional natural gas appliances and a remote control gas fireplace. Entire home is one level and handicap accessible.

Subdivision: DEER PATH ESTATES6209 SE 11TH STREET, OCALA ~ 352-694-4929

www.murphykaufmanbuilders.com“Tavilla II” by Murphy Kaufman Builders, Inc.


#13HOME

Directions: SR35/Baseline Rd to SE 8th St. Rd. (Entrance to Deer Path). To SE 63rd CT. Rd. Turn right (Entrance to Deer Path Estates). to SE 11th Street, turn right - model home on your right.

“Tavilla II”

License# CRC058277

Base Price$279,900


With Lot

4 bedrooms & 3 full baths plus den. Large master suite with sitting area, kitchen with breakfast bar & large pantry. Jack and Jill bath, 10’ ceilings, formal dining room & large family room, spacious 1/2 acre homesite.

Subdivision: MAGNOLIA GROVE4535 SE 34TH PLACE, OCALA ~ 352-624-0120

www.armstronghomes.net“Willow” by Armstrong Homes


#14HOME

Directions: Maricamp Rd. East to SE 38th St., turn left, to SE 47th Ave. turn left (The Magnolias Entrance), proceed through the 1st roundabout and exit at 3rd St. - Enter Magnolia Grove on right to SE 46th Ave. turn right to SE 34th Pl. turn left to home on right.

“Willow”

License# CBC052226


WIC

11’1” x 12’0”


Enjoy Window Sills with Style

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www.HighlandHomes.ORG

*$99 Down with qualifying USDA/VA/Bond financing through Highland Homes preferred lender. Income and other qualifications, and certainconditions and restrictions may apply. Prices, rates and terms subject to change without notice. See Community Manager for details. CGC #058580

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441441

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OCALAE SILVER SPRINGS BLVDOCALAE SILVER SPRINGS BLVDOCALAE SILVER SPRINGS BLVDOCALAE SILVER SPRINGS BLVD

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Find your way around the 2014 Parade of Homes™. This year we

have 25 homes that are located in Marion County. Our map is designed

to help you easily navigate your way to each of these homes.

The MAP is an overview of the participating models in the

2014 Parade of Homes™. It should be used as a guide to the

overall area. For more speci�c locations and directions please turn to

the builder’s individual entry.

JACK

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SUMMERFIELDSUMMERFIELD

MAP KEYNorth West SectionSouth West SectionSouth East Section

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SECTION

North West

South West

South West

South West

South West

South West

South West

South West

South East

South East

South East

South East

South East

South East

South East

South East

South East

South East

South East

South East

South East

South East

South East

South East

South East

COMPANY NAME

Triple Crown Homes

Homes by Deltona

Highland Homes

Marco Polo Builders, Inc.

On Top of the World Communities



Dream Custom Homes

A.L. Milton Construction, Inc.

Crestwood Builders, Inc.

T.L. Carlson Construction Co.

Murphy Kaufman Builders, Inc.

Murphy Kaufman Builders, Inc.

Armstrong Homes

Bennett Construction Services, Inc.

Armstrong Homes

Center State Construction, Inc.

Irvin Homes, Inc.

Armstrong Homes

Arthur Rutenberg Homes, LLC

Curington Contracting, Inc.

Center State Construction, Inc.

KAP Design Group

Coral Gables, LLC

Classic Custom Homes, Inc.

MODEL NAME

The Waterford

The Andalusian

Remington IV

Pearl

The Westminster

The Marina

The Saxony

Don Calais

The Lexington

The Dozier

Bentley Bungalow

#1512

Tavilla II

Willow

The Olivia-Caribbean

The Vintage

The Woodford

The Villa Toscana

The Rockwell

The Springdale

Windemere Special Edition

The Princeton Crown

The Aristocrat

The Town Home

The Regal

SUBDIVISION

Evergreen Estates

The Preserve at Heathbrook

Meadow Glenn

Marco Polo Village II

Windsor

Windsor

Windsor

KIngsland Country Estates

Wood�eld Crossing

Wood�eld Crossing

Wood�eld Crossing

Deer Path Phase III

Deer Path Estates

Magnolia Grove

Magnolia Manor

Bellechase - Willows

The Cedars at Bellechase

Bellechase

Bellechase - Oak Hammock

Legendary Trails

Legendary Trails

N/A

Cobblestone

Coral Gables

Orange Blossom Hills

ADDRESS

1014 NW 46th Pl.

6232 SW 47th Ave.

9840 SW 54th Ave.

4950 SW 114th St. Rd.

9925 SW 95th Lp.

9932 SW 95th Lp.

9938 SW 95th Lp.

11640 SW 49th Ave.

2808 SE 20th Ave.

1922 SE 29th St.

2825 SE 19th Ct.

1043 SE 65th Cir.

6209 SE 11th St.

4535 SE 34th Pl.

3417 SE 49th Ave.

4020 SE 9th Ave.

4616 SE 12th Ave.

1024 SE 46th St.

4126 SE 13th Terr.

7869 SE 26th Ct.

7830 SE 25th Ave.

3251 SE 31st St.

10125 SE 42nd Ct.

10300 SE 52nd Ct.

16398 SE 81st Ct.

COMMUNITY SPONSOR

Your Parade of Homes™ ‘14 TourOcala

Ocala

Ocala

Ocala

Ocala

Ocala

Ocala

Ocala

Ocala

Ocala

Ocala

Ocala

Ocala

Ocala

Ocala

Ocala

Ocala

Ocala

Ocala

Ocala

Ocala

Ocala

Belleview

Belleview

Summer�eld

200

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475

1715

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ROOSEVELTROOSEVELTROOSEVELTROOSEVELTROOSEVELT

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CAMP CAMP CAMP CAMP CAMP

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BELLEVIEWBELLEVIEW

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191916

Paying property taxes is a necessary side e�ect of home ownership. Across the United States and Canada, residents are required to pay property taxes based on an assessment of their homes' value.

Taxes on land and the buildings on it are one of the biggest sources of revenue for local governments. In the United States, property taxes are not imposed by the states, but by the smaller governing bodies in cities, towns, townships, counties, and other jurisdictions. In Canada, property taxes, or milliage taxes, are levied by the jurisdiction in which the property is located. �ey may be paid to a federated state or a municipality or the national government. Sometimes multiple jurisdictions may tax the same property.

Although the taxes are mandated by a higher governing power, the rate at which you pay taxes could be based on a very local assessment of the area in which your house is located and the current market conditions. An assessor will visit a home -- usually prior to purchase -- and make a determination on the percentage of tax to be paid depending on the condition of the home, the improvements that have been made and the climate of the economy in your particular town or city. Property taxes are usually calculated by taking the assessed value of your home and multiplying it by the tax rate that has been determined by your local government.

While no one can "legally" escape paying property taxes, there are several ways to have them lowered. Getting your home re-assessed is one such way. Individuals who have reached a certain age may be eligible for certain discounts on property taxes. But this may require a very low income to qualify. �ere are also some tax credits or homestead exemptions that may qualify you for a limited assessed value on the property.

According to data from the Tax Foundation and Forbes, areas of New Jersey, New York and Illinois boast some of the highest property taxes. Residents of Hunterdon County, New Jersey paid on average $8,600 a year between 2005 and 2009. �ose in Lake County, Illinois pay around $6,500. People living in Westchester County, New York can plan on spending $8,400 per year. Statistics indicate that homes located

in Ontario cities in central Canada have the highest property taxes. Toronto residents, for example, pay an average of $3,900.

In this tough economy, lowering property taxes (which are generally rolled into the mortgage amount for ease of payment) could substantially reduce bills. As many as 60 percent of properties across the United States are overassessed, according to the National Taxpayers Union, a nonpro�t group that promotes lower taxes.

If you suspect your property taxes are high, here are the steps to take.

Get a copy of your property tax assessment from the local assessor's o�ce and double-check all the information contained to see if it is correct.

Check the assessments of �ve comparable homes that have sold in your neighborhood in the last three years.

An independent appraiser can also provide you accurate information at a cost. Make sure he or she is licensed with the National Association of Independent Fee Appraisers or by the American Society of Appraisers.

It's not possible to lower the property tax rate, just the assessed value of the home through an o�cial appeal. �ere may be fees associated with this appeal, however.

Some home improvements will increase the value of your home and, in turn, your property taxes. Here are some of the most common culprits:

- extra stories to the home- outhouses, like a guest house- sports courts, like tennis- installation of an inground pool- improvements to fencing- addition of a garage or another room on the home

A change in the status of a neighborhood can also give rise to higher property taxes. An in�ux of new residents or new construction of stores and homes can have a major e�ect on the assessed value of your home. •

�e basics of property taxes


Big Sun Homes

March 5, 2011

ocala.com/homes

INSIDEMeet Your Realtor ......................................6Cover Details ...............................................7Ask the Expert ..........................................13Open House Page .....................................17Apartments ...............................................19Land Transfers ...........................................25Classifieds..................................................30Commercial Real Estate ..........................38 REAL ESTATE GUIDE

An Ocala StarBanner Weekly Advertising Supplement Serving Marion County

FEATURED HOMES

Cliff View Gardens215 Stone Crest Drive, OcalaThis 4 bedroom, 2 bath split floor design is one of Adams Homes’ most popular ranch homes. Exterior features include full brick, covered porch the length of the frontage with craftsman styled columns and architectural shingles. This 4 bedroom, 2 bath split floor design is one of Adams Homes’ most popular ranch homes. Exterior features include full brick, covered porch the length of the frontage with craftsman styled columns and architectural shingles. Call (555) 555-1234 for more information.

SEE PAGE 7

Dawn View Gardens215 Stone Crest Drive, OcalaThis 4 bedroom, 2 bath split floor design is one of Adams Homes’ most popular ranch homes. Exterior features include full brick, covered porch the length of the frontage with craftsman styled columns and architectural shingles. This 4 bedroom, 2 bath split floor design is one of Adams Homes’ most popular ranch homes. Exterior features include full brick, covered porch the length of the frontage with craftsman styled columns and architectural shingles. Call (555) 555-1234 for more information.

SEE PAGE 7

Arbor View Gardens215 Stone Crest Drive, OcalaThis 4 bedroom, 2 bath split floor design is one of Adams Homes’ most popular ranch homes. Exterior features include full brick, covered porch the length of the frontage with craftsman styled columns and architectural shingles. This 4 bedroom, 2 bath split floor design is one of Adams Homes’ most popular ranch homes. Exterior features include full brick, covered porch the length of the frontage with craftsman styled columns and architectural shingles. Call (555) 555-1234 for more information.

SEE PAGE 7

KEY TO YOUR SUCCESSTHE BIG SUN HOMES REAL ESTATE GUIDE

Reaching over 140,000* readers every week!

*Source: ABC Audit

• Opportunity to reach potential customers who are buying or selling a home

• Utilize the power of our reach for your business

• Distribution in the Ocala StarBanner guarantees delivery to your target audience!


An Award Winning Parade Favorite! Tour this unique open floor plan that invites you in with a breathtaking view of the pool & waterfall and magnificent double tray ceiling in the great room. A 4 bed, 2 & 1/2 bath with a large open kitchen and informal dining area. Come meet the builder, Jim Bennett, to talk about your custom home ideas. Viewings by appointment year-round.

Subdivision: MAGNOLIA MANOR3417 SE 49TH AVENUE, OCALA ~ 352-861-2300

www.LoveYourBuilder.com“The Olivia-Caribbean” by Bennett Construction Services, Inc.

Living Area: .....................2,728Garage: ...............................710Covered Entry: ...................124Covered Porch: ..................249Sq. Ft. Total: ..................3,811

#15HOME

Directions: Maricamp/ 464 East to SE 38th Ave, Turn North into Magnolias, Turn Right into gate at Magnolia Manor, Turn Left at Stop then �rst Right onto 36th Street, Turn Left at Stop onto SE 49th Ave - House is on the Right.

“The Olivia-Caribbean”

License# CBC060122

Base Price$259,700

As Shown Selling Price$359,700 Without Lot

With almost 3000 square feet of living space this home offers a split floor plan with spacious master suite, luxurious master bath, 3 additional bedrooms & 3 full baths! Large family & living rooms. Formal dining room & gourmet kitchen.

Subdivision: BELLECHASE - WILLOWS4020 SE 9TH AVENUE, OCALA ~ 352-624-0120

www.armstronghomes.net“The Vintage” by Armstrong Homes

Living Area: .....................2,910Garage: ...............................699Covered Entry: .....................62Lanai: ..................................318Sq. Ft. Total: ..................3,989

#16HOME

Directions: Hwy 441 South, to SW 32nd St. Turn right, to SE 3rd Ave. (475) turn left, to SE 44th Rd. (Bellechase Entrance) turn left, to SE 8th Ave. turn left, to SE 43rd St. turn right, to SE 9th Ave. turn left - home on left.

“The Vintage”

License# CBC052226


20 APRIL26-MAY11•2014PARADEOFHOMES PRESENTEDBYTHEMCBIAANDCOMMUNITYSPONSORTHEOCALASTARBANNER 21

REAL ESTATE: Investing

for BeginnersOn the heels of a recession that saw home values drop,

many would-be investors have shied away from buying investment properties. But real estate has historically remained a sound investment, boasting a long-term appreciation rate that makes it a worthwhile investment for those who can withstand temporary setbacks in housing prices and hold on to their properties over the long haul.

But investors are o�en nervous as they look for their �rst properties. Uncertainty about housing prices aside, investing in real estate also is risky, and �rst-time investors need to be comfortable with such risk in order to make the most of their investments. �e following are a few things potential real estate investors should consider as they decide if investing in real estate is right for them.

PERSONAL ABILITY

Real estate investors typically have tenants, and those tenants inevitably have needs. Investors who have experience as contractors may not �nd it di�cult to renovate a property and make it more attractive to tenants, nor are they likely to be inconvenienced when minor issues on the property need to be addressed. Investors with no such experience will need to hire contractors to do the work for them, cutting into potential pro�ts down the road. In addition, investors who don’t have the ability and/or the time to address minor issues like a clogged drain or a dra�y window on their own will need to hire a property management �rm to tend to such needs. Such �rms are e�ective, but also expensive, further cutting into your pro�ts.

Even those investors with contracting experience may have

little or no knowledge of how the leasing process works, forcing them to rely on a real estate �rm to write up leases and ensure all leases stay current. �is, too, can cut into an investor’s pro�ts. Investors who don’t bring any relevant expertise to the table can still make a pro�t from their real estate investments, but those pro�ts likely won’t be as signi�cant when outside companies must be hired to ensure the property is in good shape and all necessary documents are in order and up-to-date.

TIME

Real estate is o�en a time-consuming investment. Tenants pay good money to live in attractive rental properties, and those tenants will have a host of needs that must be met. Investors must be sure they have the time to address their tenants’ concerns, especially investors with no plans to hire property management �rms. Potential investors who already have full plates at work and at home may not be able to devote the time necessary to make the most of their real estate investments, and therefore might be better o� �nding another way to invest their money.

Time also must be considered when considering pro�ts. Real estate is not the type of investment that turns a pro�t overnight. Even investors who are looking to invest in an up-and-coming neighborhood must be prepared to hold onto their properties for at least a few years, if not much longer, to maximize their investments. �ough real estate is a sound investment, it is not a get rich quick type of investment, so investors looking to make a quick buck should consider alternatives before buying investment properties.

SIZE

First-time real estate investors might be wise to choose a smaller property for their initial investment. Larger properties can be overwhelming to manage, and investors o�en rely on property management �rms to tend to these properties. Such �rms charge more to manage bigger properties, which can eat into investors’ �nances. Veteran investors can handle such overhead costs, but �rst-timers might �nd themselves caught o� guard upon realizing the gravity of their �nancial commitment. A good rule of thumb for �rst-time investors is to stick to smaller properties, only moving on to larger buildings once they are fully comfortable with all that comes with investing in real estate.

COST

�e cost of a real estate investment goes beyond the purchase price of the home. In addition to the mortgage on the property, investors must pay the taxes and insurance on the property, as well as any costs associated with maintaining and managing the property. Certain tax breaks are available to real estate investors depending on where they live. For example, in the United States, taxes on the pro�ts when a property is sold may be deferred if those pro�ts are immediately rolled into another property (such a deferment is only available to those investors who arrange this exchange prior to selling the initial property). Potential investors need to consider all of these costs, and might want to hire a real estate lawyer to help them make the most of their investments and any pro�ts they yield. But even hiring an attorney is an additional cost investors must consider before investing. •

•

•

••


A show stopper! This elegant 4 bedroom, 4 1/2 bath, 3 car garage features a chef’s kitchen, coffered ceilings, bonus room, computer center and large master bedroom with on suite. Luxurious living all in the gorgeous gated community of Bellechase.

Subdivision: THE CEDARS AT BELLECHASE4616 SE 12TH AVENUE, OCALA ~ 352-694-5022

www.centerstateconstruction.com“The Woodford” by Center State Construction, Inc.

Living Area: .....................3,665Garage: ...............................700Lanai: ..................................365Covered Entry: .....................62Sq. Ft. Total: ..................4,792

#17HOME

Directions: S. on Hwy 441, right onto SE 3rd Ave. (Hwy 475) follow entrance of Bellechase SE 44th Rd. then go right onto SE 12th Ave. - house is on right.

“The Woodford”

License# CGC1511237


Base Price$539,900 Without Lot

Beautiful custom home located in Bellechase with 12’ ceilings, crown molding, wood floors, maple cabinets, granite countertops and stainless steel appliances. Includes study, bonus room, great room, large master suite and exquisite craftsmanship.

Subdivision: BELLECHASE1024 SE 46TH STREET, OCALA ~ 352-694-1155

www.irvinhomesfl.com“The Villa Toscana” by Irvin Homes, LLC


#18HOME

Directions: From the 441 and 52nd St. intersection, head west to Hwy 475, Turn right onto 475, Bellechase is 1/2 mile down on the right.

“The Villa Toscana”

License# CBC1257257




Once their kids have le� the nest, many men and women over 50 begin to consider downsizing their

homes. Downsizing to a smaller home can be bene�cial for a variety of reasons, including less home to clean and maintain, more a�ordable utility bills and lower property taxes. But the decision to downsize is rarely black and white, and men and women o�en struggle with that decision.

Perhaps the most di�cult part of the decision of whether or not to downsize to a smaller home concerns the sentimental attachment many homeowners, especially those with children, have to their homes. �e home might be too big for your current needs, but it also was the same place where your son took his �rst steps and where your daughter lost her �rst tooth. Saying goodbye to a place that was home to so many memories isn’t easy. But there’s more than just sentimental value to consider when deciding whether or not to downsize your home a�er the kids have grown up and moved out.

PERSONAL FINANCES

Your �nancial situation merits signi�cant consideration when deciding if the time is right to downsize your home. If your retirement nest egg is not as substantial as you would like it to be, then it would seem as though downsizing to a smaller, more a�ordable home is a great opportunity for you to start catching up on your retirement savings. But that’s only true if your new home won’t incur

any additional expenses that are already taken care of in your current home. For example, your current home may be fully furnished, while a new, smaller home may require you to buy all new furniture because your existing items simply won’t �t. �e cost of such furnishings can be considerable. If you plan to move into a condominium, you can expect to pay monthly homeowners association fees, and such fees are o�en substantial. So while the condo itself might be smaller, the additional expenses associated with the property may end up making the smaller home more expensive and preventyou from saving more money for retirement.

REAL ESTATE MARKET

�ere are seller’s markets and there are buyer’s markets, and ideally you would like to sell your home in a seller’s market. But keep in mind that this might be the same market in which you hope to buy a new home. �e nature of the real estate market depends on a host of factors, including geography. If the city or town where you currently live is in the midst of a seller’s market and you are planning on moving to a location where buyers have the upper hand, then now might be a great time to move. But if you currently live in a buyer’s market and hope to move to a seller’s market, then you may end up paying a steep price, even when downsizing to a smaller home. �ings may even themselves out if you want to downsize to a smaller home within your current community, but do your homework nonetheless, researching the time of year

when you’re most likely to get the most for your home and �nd the best deal on your next place. �e advantage men and women considering downsizing haveis that they are rarely in a rush to move out of their current home and into their next one. �is gives them ample time to make the real estate market work for them.

SPACE

How much space do you really need? Once the kids have moved out, couples may feel like all of that extra space is going to waste. But that can be a knee-jerk reaction, and upon a more thorough examination of the space and your needs you may just �nd that you can put all of that extra square footage to good use a�er all. If you have always wanted your own art studio, then now might be the perfect time to make that a reality. Always wanted a room devoted to home theater? Get to work on converting your basement from an all-purpose game room to your own private movie theater. If, a�er considering the space in your home, you �nd that the extra square footage really is just upkeep you aren’t especially interested in doing, then you would no doubt like a cozier home that’s less of a responsibility to maintain.

Downsizing a home is something many men and women over 50 consider a�er their children have moved out. Such a decision is rarely easy, so homeowners should take as much time as they need before making a �nal decision to move or stay put. •

�ings to consider before downsizing your home

craftsmanship, quality,customer satisfaction,

aftsmanship quality action,omer satisfcust

aftsmanship quality

value, caring, honesty,dedicated, ethical,

caring honesty ethical,ed,dedicat

caring honesty

k n o w l e d g e a b l e ,excellence ention

w l e d g e a b l eention att

w l e d g e a b l e

to detail, work integrity,dedicated, top rated.

egrityed.atop r ted,dedicategrity

State Certi�ed – CBC1258151 Angie's List Super Service Award Winners

, honesty, caring,aluev ethical,ed,dedicat , honesty, caring,aluev ethical,ed,dedicat , honesty, caring,aluev

,w l e d g e a b l ek n o,xcellencee

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,egrityork int wail,o dett

The NameThat Says It All


Marion County’s 24-hour news and community site is the most

comprehensive real estate source in and around Ocala.

Over 585,000 Unique Monthly Visitors and

Over 7.4 Million Monthly Page Views*

Call your Account Executive or 352.867.4012 to �nd out more about our Agent and Broker Online Packages.

*Source: Omniture reports for June - Dec 2013, Scarborough Research 2013

Did you know? �e thinnest house in New York City, a city known for high real estate costs and compact dwellings, is located in the West Village neighborhood of Manhattan. Now known as the Millay House, a name honoring its one-time resident, the poet Edna St. Vincent Millay, the house was built in 1873 and is a mere 9.5 feet wide. It is sandwiched into a space that once served as a carriage alley. While Millay House certainly is compact, a home in Warsaw, Poland, is only four feet wide and, at its thinnest, is only 29.3 inches. �e residence, called the Keret House, was built in a crack between two buildings. �e entrance is in the rear of the home and features an entry hatch and a foldable, remote control-operated ladder. •

Spacious 2 story home that boasts a large master suite with double walk-in closets and luxurious master bath along with 3 additional bedrooms and home office. Large family and living rooms, formal dining room and gourmet kitchen.

Subdivision: BELLECHASE - OAK HAMMOCK4126 SE 13TH TERRACE, OCALA ~ 352-624-0120

www.armstronghomes.net“The Rockwell” by Armstrong Homes#19

HOME

Directions: Hwy 441 South, to SW 32nd St. turn right, to SE 3rd Ave. (475) turn left, to SE 44th Rd. (Bellechase Entrance) turn left, to SE 11th Ave. turn left, to SE 13th Terrace turn left, to home on left.

“The Rockwell”

License# CBC052226


First Floor: .......................2,130Second Floor: .....................904Garage: ...............................513Lanai: ..................................267Entry: ..................................169Sq. Ft. Total: ..................3,983

Covered Porch31’4” x 10’

Bdrm #217’1” x 12’0”

Bdrm #312’7” x 11’1”

Bdrm #412’6” x 13’9”

Dra�ing / Design / Permitting / ConsultingCompare & Save

10 Home Companies507 NE 36TH AVENUE • OCALA, FL 34470

PHONE (352) 368-7090 • FAX (352) 368-7853www.AhrensInsuranceAgency.com

COASTLINE SHUTTERSA Division of A.A. Inc.

License # 2161Manufacturing of Bahama, Accordion, Roll Up

Board & Batton Shutters.Custom Welded Shutters & Louvers

3721 NE 25th StreetOcala, FL 34470

Arnold Hagemann(352) 369-4004

Toll Free: (866) 286-5104

3250 S.E. 58th Avenue, Suite #1Ocala, Florida 34480

Of�ce: (352) 387-1597Fax: (352) 369-7329

CBC1258647

www.nshomes.us 352.867.8101DrakeConstructionServices.com

A Family Building in Central Florida since 1871

Lic# CB0053671

Ron Gaylord, Sr.President

Cell: (352) 572-2477

Ron Gaylord, Jr.Vice President

Cell: (352) 804-1121

G.P. Masonry of OcalaSpecializing in Concrete & Block

Commercial & ResidentialFamily Owned &Operated Since 1982 • Licensed & Insured

Second Generation1721 S.E. 16th AvenueSuite 104Ocala, Florida 34471

[email protected]�ce: (352) 873-3500Fax: (352) 873-6001

Laurel ZiemannLife & Annuity [email protected]

The Auto Club Group1201 Northwest 13th StreetGainesville, FL 32601352-373-7801

3033 Southwest College RoadOcala, FL 34474352-237-6251 ext. 2229

Insurance Agency

www.ocalametalroo�ng.comLicensed & Insured # CCC 1328729

Re-Roofs- New Construction -Roof Inspections - Free Estimates

GEOTECHNICAL

ENVIRONMENTAL

CONSTRUCTION MATERIALS TESTING

GEOPHYSICAL EXPLORATION

1016 S.E. 3RD AVENUE

OCALA, FLORIDA 34471

PHONE: (352) 694-7711

FAX: (352) 691-7733

SERVING ALL OF CENTRAL FLORIDA

GEO-TECH, INC.

Toll Free 1-877-866-7763Ocala • 352-401-0479

www.tomsod.com

WHOLESALE/RENTAL/DELIVERY/INSTALLATION SPECIALISTALL FLORIDA GRASSES

TOM’S SodService, Inc.

SERVING FLORIDA FOR OVER 30 YEARS5875 NW 44TH AVE.

OCALA, FLORIDA 34482(352) 694-PEST (7378)

www.CalypsoPestControl.com

Termites - Household Pests - WDO Inspections

Residential/Commercial

Call for a FREE termites and or household pestsinspection by a Certified Pest Control TechnicianHave Pests? and or household pest

Donna Bowen, presidentemail:[email protected] www.bowentile.com

352-620-8442811 N.W. 27th Avenue

Ocala, FL, 34475

Business Card DirectoryKeep the numbers of these locally owned businesses on hand for all of your service and shopping needs.


Business Card Directory


Opportunity Knocks for Home Buyers

Homeownership is an important part of the American way of life, and there may never be a better time to buy than today. www.mcbia.org


Open & airy home brings the outdoors in. Spacious kitchen adjoins the great room. Wet bar, arrival center, pampering master bedroom & large lanai with outdoor kitchen are just a few of the exceptional features you will find here.

Subdivision: LEGENDARY TRAILS7869 SE 26TH COURT, OCALA ~ 352-351-3405

www.arthurrutenberghomes.comEmail: [email protected]

“The Springdale” by Arthur Rutenberg Homes & Kinsell Custom Homes, Inc.

Living Area: .....................3,594Garage: ...............................719Lanai/Cabana: ....................568Covered Entry: .....................61Sq. Ft. Total: ..................4,942

#20HOME

Directions: I-75 to US-27 South/ Exit 354 toward Ocala, Turn left onto US-27 South / NW Blitchton Rd., Turn right onto N. Pine Ave., Turn right onto SE 80th St., Take 1st right onto SE 25th Ave., Take 1st right onto SE 79th St., SE 79th St. becomes 26th Ct., 7869 SE 26th Ct. is on the right.

“The Springdale” & Kinsell Cu & Kinsell Cu“The Springdale” & Kinsell Cu“The Springdale”

License# CRC1330708


Raised ceilings, crown molding, coffered ceilings, screen-enclosed in-ground pool, cambria solid surface kitchen countertops, 3/4 acre lot with underground utilities, gorgeous Legendary Trails subdivision in SE Ocala.

Subdivision: LEGENDARY TRAILS7830 SE 25TH AVE., OCALA ~ 352-401-9707

www.curington.com“Windemere Special Edition” by Curington Contracting, Inc.#21

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Directions: From Ocala - South on 441 to SE 80th Street (Sheriff’s Substation), turn right to Legendary Trails (1/2 mile on right) to SE 25th Avenue.

“Windemere Special Edition”

License# CGC014568




Living an eco-friendly lifestyle is a goal for many people. Whereas little thought

was given to protecting the environment in the past, nowadays men, women and children alike recognize the impact their behavior has on the immediate and long-term future of the planet.

�ough some eco-friendly men and women may feel as if they have exhausted the ways in which they can live a more environmentally conscious lifestyle, there are always new ways to consider to protect the environment in everything you do. For example, hosting a party for family and friends can be a great opportunity to have some eco-friendly fun. �e following are a few ways party hosts can entertain with the environment in mind.

Serve organic foods and beverages. One of the easier ways to turn a party into an eco-

friendly a�air is to serve organic foods and beverages. Visit your local farmer’s market for fresh and locally grown organic foods. Organic foods are healthier for the environment and may even be healthier for your guests as well, while locally produced products have a much smaller

carbon footprint than products imported from afar. When choosing beverages, opt for organic wines, teas and juices instead of more traditional and less eco-friendly options.

Don’t go disposable. Disposable place settings and utensils might be more

convenient when hosting a large gathering, but such products are unnecessarily wasteful, especially if they are not made from recycled materials. When hosting, use your own reusable dinnerware. It might not be quite as convenient as disposable products, but such dinnerware is more eco-friendly, especially if you wash the dirty dishes in the dishwasher rather than hand washing them a�er the party. �e latter cleaning method is more laborious for you, and it even wastes more water.

Opt for e-vites instead of traditional invitations. Many people, even those not consciously trying to be

more eco-friendly, have embraced the convenience of e-vites when inviting friends and family to a party. But e-vites are as eco-friendly as they are convenient, saving the paper used for the invitations and the envelopes they’re sent in as well as the fuel it takes for the postal service to deliver each invitation. If you must use traditional paper

invitations, choose invitations made from recycled or sustainable materials.

Location, location, location! Location is everything in real estate, and the same

might just be true when hosting an eco-friendly party. When choosing a location for your next get-together, �nd one that’s convenient to everyone who plans to attend. �is reduces the heavy toll that traveling can take on the environment, and your guests and you will be happy that no one had to travel far and wide to make an appearance. If you plan to have your party at a venue, look for a facility that’s certi�ed as eco-friendly. Such facilities might have been constructed predominantly with eco-friendly materials or they may employ more e�cient electronics throughout the building in an e�ort to reduce the venue’s carbon footprint.

Take the party outdoors. Another way to entertain with the environment in mind is to take your party outdoors. Make use of a sunny day by moving the festivities outdoors, where you won’t need to turn the lights on to see your guests and where you can serve cold foods or foods prepared on a charcoal grill to further reduce your reliance on electricity and gas.

Hosting a party and doing so in an environmentally conscious way is easier than many party hosts initially think. A few creative touches can enable your party to be as eco friendly as it is fun. •

When the weather permits, make use of natural sunlight by moving the party outdoors to reduce your energy consumption.

Entertain with the environment in mind


Award-winning 4 bedroom 3 bath features fabulous gourmet kitchen, granite counters in kitchen and baths, crown molding, tile floors, decorative stone exterior and loads more extras all included in the price. Also available in 5 bedroom version.

Subdivision: N/A3251 SE 31ST STREET, OCALA ~ 352-694-5022

www.centerstateconstruction.com“The Princeton Crown” by Center State Construction, Inc.


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Directions: Hwy 441 South to SE 31st St. turn east (left), model is approx. 4 miles on the left.

“The Princeton Crown”

License# CGC1511237


Affordable housing with a touch of class, this spacious 3 bedroom, 2 bath house packs a large punch when it comes to a family with a budget. Whether your family is just starting out or downsizing your nest, the Aristocrat will not let you down.

Subdivision: COBBLESTONE10125 SE 42ND COURT, BELLEVIEW ~ 352-572-7454

www.kapdesigngroup.com“The Aristocrat” by KAP Design Group

Living Area: .....................2,024Garage: ...............................510Entry: ....................................40Sq. Ft. Total: ..................2,574

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Directions: Hwy 441 South to SE 100th St., turn right, follow to SE 42nd Ct., turn left into Cobblestone subdivision - go up the hill, house is on the left.

“The Aristocrat”

License# CGC1514540




How to get approved for a mortgage

Belleview’s Newest Gated Community with Video Surveillance, Park with WIFI, and walking distance to Major Shopping and Movies. Low Down Payment with Owner Financing.

Subdivision: CORAL GABLES10300 SE 52ND COURT, BELLEVIEW ~ 352-454-8210

www.10300SE52CT.com“The Town Home” by Coral Gables LLC

Living Area: .....................1,055

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Directions: Hwy 441 South to SE 102nd Place, turn left (E), in 1/2 miles turn right (S) on SE 52nd Court.

“The Town Home”

License# CGC1515712 Tasha West


$3,995 DownOwner Financing

Subdivision: ORANGE BLOSSOM HILLS16398 SE 81ST COURT, SUMMERFIELD ~ 352-347-6905

www.classiccustomhomesocala.com“The Regal” by Classic Custom Homes, Inc.


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“The Regal”

License# CRC1327749



Classic meets contemporary in this well-crafted 3/2 split with oversized lanai and extended patio. Spacious rooms, finished with wood cabinets and granite tops throughout, porcelain tile, crown molding, stainless steel appliances and much more.

Directions: Hwy 441 South to 42, turn right to SE 81st Court, turn right - house on left.


Real estate professionals say the market is rebounding, and many would-be home buyers are eagerly awaiting their opportunities to purchase their own homes. Fresh data indicates that the inventory of properties is quickly drying up and soon the market is poised to point in the sellers’ favor.

According to Allen & Associates, a real estate appraisal, consultant and research �rm based in Colorado, properties in the area listed for sale are below the six-month supply of inventory. Now could be the time to get a good deal on a home, provided buyers are able to secure mortgages.

No matter how many a�ordable homes are available, if a buyer cannot get approved for a mortgage, then his or her chances of owning a home are slim. In the wake of a tumultuous economy, many lenders tightened restrictions on mortgage lending. And even though the economy has rebounded, many lenders have continued to follow strict guidelines before lending money. In order to secure a mortgage with a good interest rate, buyers must take control of their �nancial situations and �x problems that could lead to loan rejection.

Many things can impact a mortgage application. Here are the ways to overcome liabilities and improve your standing with prospective lenders.

Know your credit rating. Your credit rating is a score that lenders rely on when deciding whether or not to approve your mortgage application. �e higher the credit rating, the more attractive you look to prospective lenders. But the lower your score is, the more di�culty you will have getting a loan. Should you get a loan with a low score, you may have to pay a higher interest rate than someone with better credit. Prior to making any big �nancial decisions, such as applying for a mortgage, it is vital to �nd out your credit score. You can request a free copy of your credit report, which includes your credit score, once a year from the three major credit reporting agencies in the United States and Canada: TransUnion, Experian and Equifax. You also can pay for your credit report.

Address any issues on your report. Once you know your score, you can take steps to address any issues on the report. Pay down revolving consumer debts, such as credit card balances and auto loans. Report any errors on your credit report so they can be adjusted. Pay bills on time and address any notices of collections before they make it onto your permanent record. If you will be applying for a loan soon, avoid opening any other credit accounts for the time being.

Maintain steady employment. Having a job is o�en vital to getting a mortgage. Lenders tend to look for long-term

�nancial stability, which is best illustrated by maintaining steady employment. Jumping from job to job may be a red �ag to lenders, so it’s better to make a switch a�er you have been approved for a loan.

Save, save, save. Having more money in the bank lowers your loan-to-value ratio, or LTV. �is will make you appear less risky to lenders. Individuals who have saved for a considerable down payment on a home are also seen in a better light.

Make sure you have a credit history. Some people are too cautious with their credit and think closing accounts or avoiding credit entirely will make them more attractive to lenders. But this can back�re. Lenders will want to see a strong credit history that indicates your ability to pay your debts on time.

Get a cosigner. If you are uncertain about your ability to secure a loan on your own, then consider a cosigner to make you more attractive to prospective lenders. �e cosigner helps guarantee the lender that your mortgage payments will be made.

People looking to buy a home in the near future must make themselves attractive to mortgage lenders, many of whom are still reluctant to approve loans for candidates without strong �nancial backgrounds. •

How to get approved for a mortgage

WHAT’S BETTER THAN A NEW HOME?A NEW HOME WITH NO ELECTRIC BILL.

Solar: Affordable. Clean. Smart

Patrick Altier,Owner

SOLAR ENERGY IS NOW MOREAFFORDABLE THAN EVER!

With tax incentives, utility rebates, declining materialcosts and low interest loan programs, Solar Trekcan make any project possible.

Solar Trek is the leading full service residentialsolar provider for North Central Florida.

We specialize in “turn key” solar installations.

When you decide solar is right for you,we take care of you every step of the way.

WE MAKE IT EASY.

202 SW 33rd Avenue • Ocala, FL 34474352-351-1333 • gosolartrek.com

CVC56899

INSPIREDENERGIZEDIMAGINED...RE

The best kept secret in Active Adult Livingin Ocala is being TOLD!!!!On Top of the World Communities offers a lifestyle beyond compare with over 250,000square feet of amenities and fun. Three golf courses, a pub, restaurant, multiple fitnesscenters, spa, salon, lifelong learning and so much more. Plus, it’s all ready right now for yourenjoyment. Live a maintenance free lifestyle with innovative home designs tailored for howyou live. And the best part, prices are from just the $150s.

Visit our digitally interactive sales office and take a tour of our six (6) exciting newfurnished models.

You deserve the world, and you will have it all here!

Come see us at:8447 SW 99th St. Rd.,Ocala, Florida 34481

From I-75 take SR 200

west 6.5 miles. Turn

right at SW 99th St. Rd.

Call us at 1.800.421.4162www.OnTopoftheWorld.com

®

SW

99th

St.

Rd.

Sales Center

®

©2014 On Top of the World Communities, Inc. #10301 - 04/14

*Prices subject to change. 55+ Community.

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