163 cÂu trẮc nghiỆm mÔn tÀi chÍnh tiỀn tỆ

8/3/2019 163 CU TRC NGHIM MN TI CHNH TIN T

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163 CU TRC NGHIM MN TI CHNH TIN T(C p n, lu c th c nhiu cu tr li)

1. Mc thanh khon ca mt ti sn c xc nh bi:

a) Chi ph thi gian chuyn ti sn thnh tin mt.

b) Chi ph ti chnh chuyn ti sn thnh tin mt.

c) Kh nng ti sn c th c bn mt cch d dng vi gi th trng.

d) C a) v b).

e) C ngi sn sng tr mt s tin s hu ti sn .

2. Trong nn kinh t hin vt, mt con g c gi bng 10 bnh m, mt bnh sa c gibng 5 bnh m. Gi ca mt bnh sa tnh theo hng ho khc l:

a) 10 bnh m

b) 2 con g

c) Na con g

d) Khng c no ng

3. Trong cc ti sn sau y: (1) Tin mt; (2) C phiu; (3) My git c; (4) Ngi nh cp4. Trt t xp sp theo mc thanh khon gim dn ca cc ti sn l:

a) 1-4-3-2

b) 4-3-1-2

c) 2-1-4-3


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d) Khng c cu no trn y ng

4. Mc cung tin t thc hin chc nng lm phng tin trao i tt nht l:

a) M1.

b) M2.

c) M3.

d) Vng v ngoi t mnh.

e) Khng c phng n no ng.

TL: a) v M1 l lng tin c tnh thanh khon cao nht.

5. Mnh no khng ng trong cc mnh sau y

a) Gi tr ca tin l lng hng ho m tin c th mua c

b) Lm pht lm gim gi tr ca tin t

c) Lm pht l tnh trng gi c tng ln

d) Nguyn nhn ca lm pht l do gi c tng ln

TL: d) c 2 yu t cng ni v 1 hin tng l lm pht

6. iu kin mt hng ho c chp nhn l tin trong nn kinh t gm:

a) Thun li trong vic sn xut ra hng lot v d dng trong vic xc nh gi tr.

b) c chp nhn rng ri.

c) C th chia nh v s dng lu di m khng b h hng.

d) C 3 phng n trn.

e) Khng c phng n no ng.

7. Mnh no di y khng ng khi ni v c im ca ch bn v vng?

a) Nh nc khng hn ch vic c tin vng.

b) Tin giy c t do chuyn i ra vng vi s lng khng hn ch.


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c) Tin giy v tin vng cng c lu thng khng hn ch.

d) C 3 phng n trn u ng.

TL: d) V phng n b) l mt mnh ng.

8. Trong thi k ch bn v vng:

a) Ch t gi c nh v xc nh da trn c s ngang gi vng.

b) Thng mi gia cc nc c khuyn khch.

c) Ngn hng Trung ng hon ton c th n nh c lng tin cung ng.

d) a) v b)

TL: d) v phng n c) l sai: lng tin cung ng ph thuc vo d tr vng.

10. Chc nng no ca tin t c cc nh kinh t hc hin i quan nim l chc l quantrng nht?

a) Phng tin trao i.

b) Phng tin o lng v biu hin gi tr.

c) Phng tin lu gi gi tr.

d) Phng tin thanh ton quc t.

e) Khng phi cc trn.

12. Vic chuyn t loi tin t c gi tr thc (Commodities money) sang tin quy c (fiatmoney) c xem l mt bc pht trin trong lch s tin t bi v:

a) Tit kim chi ph lu thng tin t.

b) Tng cng kh nng kim sot ca cc c quan chc nng ca Nh nc i vi cc hotng kinh t.

c) Ch nh vy mi c th p ng nhu cu ca sn xut v trao i hng ho trong nn kinh t.

d) Tit kim c khi lng vng p ng cho cc mc ch s dng khc.

13. Gi c trong nn kinh t trao i bng hin vt (barter economy) c tnh da trn cs:


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a) Theo cung cu hng ho.

b) Theo cung cu hng ho v s iu tit ca chnh ph.

c) Mt cch ngu nhin.

d) Theo gi c ca th trng quc t.

TL: c) V trong nn kinh t hin vt, cha c cc yu t Cung, Cu, s iu tit ca Chnh ph vnh hng ca th trng quc t n s hnh thnh gi c.

14. Thanh ton bng th ngn hng c th c ph bin rng ri trong cc nn kinh thin i v Vit Nam bi v:

a) thanh ton bng th ngn hng l hnh thc thanh ton khng dng tin mt n gin, thuntin, an ton, vi chi ph thp nht.

b) cc nc v Vit Nam c iu kin u t ln.

c) y l hnh thc pht trin nht ca thanh ton khng dng tin mt cho n ngy nay.

d) hnh thc ny c th lm cho bt k ng tin no cng c th coi l tin

quc t (International money) v c th c chi tiu min thu nc ngoi

vi s lng khng hn ch.

15. "Giy bc ngn hng" thc cht l:a) Mt loi tn t.

b) Tin c lm bng giy.

c) Tin c ra i thng qua hot ng tn dng v ghi trn h thng ti khon

ca ngn hng.

d) Tin gi ban u v tin gi do cc ngn hng thng mi to ra.

Chng 2: Ti chnh doanh nghip

16. Vai tr ca vn i vi cc doanh nghip l:

a) iu kin tin , m bo s tn ti n nh v pht trin.

b) iu kin doanh nghip ra i v chin thng trong cnh tranh.


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c) iu kin sn xut kinh doanh din ra lin tc v n nh

d) iu kin u t v pht trin.

17. Vn lu ng ca doanh nghip theo nguyn l chung c th c hiu l:

a) Gi tr ca ton b ti sn lu ng ca doanh nghip .

b) Gi tr ca ti sn lu ng v mt s ti sn khc c thi gian lun chuyn t

5 n 10 nm.

c) Gi tr ca cng c lao ng v nguyn nhin vt liu c thi gian s dng

ngn.

d) Gi tr ca ti sn lu ng, bng pht minh sng ch v cc loi chng khon

Nh nc khc.

18. Vn c nh theo nguyn l chung c th c hiu l:

a) Gi tr ca ton b ti sn c nh, t ai, nh xng v nhng khon u t

ti chnh di hn ca doanh nghip.

b) Gi tr ca my mc thit b, nh xng, v u t di hn ca doanh nghip.

c) Gi tr ca ti sn c nh hu hnh v v hnh ca doanh nghip.

d) Theo quy nh c th ca tng nc trong mi thi k.

19. S khc nhau cn bn ca vn lu ng v vn c nh l:

a) Quy m v c im lun chuyn.

b) c im lun chuyn, vai tr v hnh thc tn ti.

c) Quy m v hnh thc tn ti.

d) c im lun chuyn, hnh thc tn ti, thi gian s dng.

e) Vai tr v c im lun chuyn.

20. Ngun vn quan trng nht p ng nhu cu u t pht trin v hin i ho ccdoanh nghip Vit Nam l:


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a) Ch doanh nghip b thm vn vo sn xut kinh doanh.

b) Ngn sch Nh nc h tr.

c) Tn dng trung v di hn t cc ngn hng thng mi, c bit l ngn hng

thng mi Nh nuc.

d) Ngun vn sn c trong cc tng lp dn c.

e) Ngun vn t nc ngoi: lin doanh, vay, nhn vin tr.

21. ngha ca vic nghin cu s phn bit gia vn c nh v vn lu ng ca mtdoanh nghip l:

a) Tm ra cc bin php qun l, s dng thc hin khu hao ti sn c nh

nhanh chng nht.

b) Tm ra cc bin php qun l v tng nhanh vng quay ca vn lu ng.

c) Tm ra cc bin php tit kim vn.

d) Tm ra cc bin php qun l s dng hiu qu nht i vi mi loi.

e) bo ton vn c nh v an ton trong s dng vn lu ng.

22. Vn tn dng ngn hng c nhng vai tr i vi doang nghip c th l:

a) B xung thm vn lu ng cho cc doang nhip theo thi v v cng c hch ton kinh t.

b) Tng cng hiu qu kinh t v b xung nhu cu v vn trong qu trnh sn xut kinh doanhca cc doanh nghip.

c) B xung thm vn c nh cho cc doanh nghip, nht l cc Vit Nam trong giai on hinnay.

d) Tng cng hiu qu kinh t v kh nng cnh tranh cho cc doanh nghip.

Chng 3: Ngn sch Nh nc

23. Nhng khon mc thu thng xuyn trong cn i Ngn sch Nh nc bao gm:

a) Thu, s hu ti sn, ph v l ph.

b) Thu, s hu ti sn, ph v l ph, pht hnh tri phiu chnh ph.


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c) Thu, s hu ti sn, ph v l ph , li tc c phn ca Nh nc.

d) Thu, ph v l ph, t cc khon vin tr c hon li.

e) Thu, ph v l ph, bn v cho thu ti sn thuc s hu ca Nh nc.

f) Thu, ph v l ph, t vay n ca nc ngoi.

24. Nhng khon chi no di y ca Ngn sch Nh nc l chi cho u t pht trinkinh t - x hi:

a) Chi d tr Nh nc, chi chuyn nhng u t

b) Chi h tr vn cho DNNN, v u t vo h tng c s ca nn kinh t.

c) Chi chm sc v bo v tr em.

d) Chi u t cho nghin cu khoa hc, cng ngh v bo v mi trng.

e) Chi tr gi mt hng chnh sch.

f) Chi gii quyt ch tin lng khi hnh chnh s nghip.

25. Cc khon thu no di y c coi l thu khng thng xuyn ca Ngn sch Nhnc Vit Nam ?

a) Thu thu nhp c nhn v cc khon vin tr khng hon li.

b) Thu lm pht, thu thu nhp c nhn v thu t cc t pht hnh cng tri.

c) Thu t s hu ti sn v kt d ngn sch nm trc.

d) Vin tr khng hon li v vay n nc ngoi.

e) Tt c cc phng n trn u sai.

26. Khon thu no di y chim t trng ln nht trong tng thu Ngn sch Nh nc Vit Nam :

a) Thu

b) Ph

c) L ph

d) S hu ti sn: DNNN v cc ti sn khc.


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27. Vic nghin cu nhng tc ng tiu cc ca Thu c tc dng:

a) xy dng k hoch ct gim thu nhm gim thiu gnh nng thu cho cc doanh nghipv cng chng.

b) xy dng chnh sch thu ti u, m bo doanh thu Thu cho Ngn sch Nh nc.

c) kch thch xut khu hng ho ra nc ngoi v gim thiu gnh nng thu cho cngchng.

d) kch thch nhp khu hng ho ra nc ngoi v gim thiu gnh nng thu cho cngchng.

TL: b) V chnh sch thu c coi l ti u tc l gim thiu nhng tc ng tiu cc ca Thui vi nn kinh t nhng vn m bo doanh thu th cao nht.

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. nh hng ca thm ht ngn sch i vi nn kinh t thng qua s tc ng ti: a) Li sut th trng.

b) Tng tit kim quc gia.

c) u t v cn cn thng mi quc t.

d) C a, b, c.

29. Thu c coi l c vai tr quan trng i vi nn kinh t bi v:

a) Thu l ngun thu ch yu ca Ngn sch Nh nc v l cng c qun l v iu tit v mnn KTQD.

b) Thu l cng c kch thch nhp khu v thu ht u t nc ngoi vo Vit Nam , c bittrong giai on cng nghip ho, hin i ho hin nay.

c) Chnh sch Thu l mt trong nhng ni dung c bn ca chnh sch ti chnh quc gia.

d) Vic quy nh ngha v ng gp v Thu thng c ph bin thnh Lut hay do B Tichnh trc tip ban hnh.

30. Trong cc khon chi sau, khon chi no l thuc chi thng xuyn?

a) Chi dn s KHHG. d) Chi tr cp NS cho Phng, X.

b) Chi khoa hc, cng ngh v mi trung. e) Chi gii quyt vic lm.

c) Chi b gi hng chnh sch. f) Chi d tr vt t ca Nh nc.


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31. Nguyn nhn tht thu Thu Vit Nam bao gm:

a) Do chnh sch Thu v nhng bt cp trong chi tiu ca Ngn sch Nh nc.

b) Do hn ch v nhn thc ca cng chng v mt s quan chc.

c) Do nhng hn ch ca cn b Thu.

d) Tt c cc nguyn nhn trn.

e) Khng phi cc nguyn nhn trn.

32. Chn nguyn tc cn i NSNN ng:

a) Thu NS Chi NS > 0

b) Thu NS ( khng bao gm thu t i vay) Chi NS thng xuyn > 0

c) Thu NSNN Chi thng xuyn = Chi u t + tr n ( c tn dng NN)

d) Thu NS = Chi NS

33. Cc gii php ti tr thm ht Ngn sch Nh nc bao gm:

a) Tng thu, tng pht hnh tri phiu Chnh ph v Tn phiu Kho bc.

b) Pht hnh tin, tng thu thu nhp c nhn v pht hnh tri phiu Chnh ph.

c) Tng thu, pht hnh tin v tri phiu Chnh ph vay tin dn c.

d) Tng thu, tng pht hnh tin v vay n nc ngoi.

e) Khng c gii php no trn y.

34. Trong cc gii php nhm khc phc thm ht Ngn sch Nh nc di y, giiphp no s c nh hng n mc cung tin t?

a) Pht hnh thm tin mt vo lu thng.

b) Vay dn c trong nc thng qua pht hnh tri phiu Chnh ph v Tn phiu Kho bc.

c) Pht hnh tri phiu Quc t.

d) Pht hnh v bn tri phiu Chnh ph cho cc Ngn hng Thng mi.

35. Gii php b p thm ht Ngn sch Nh nc c chi ph c hi thp nht l:


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a) Ch cn pht hnh thm tin mt vo lu thng.

b) Vay tin ca dn c.

c) Ch cn tng thu, c bit thu thu nhp doanh nghip.

d) Ch cn ng thu, c bit l thu Xut Nhp khu.

36. Chnh sch Ti kho c hiu l:

a) Chnh sch Tin t m rng theo quan im mi.

b) Chnh sch Ti chnh Quc gia.

c) L chnh sch kinh t v m nhm n nh v tng trng nn kinh t thng quan cc cng cThu, Chi NSNN

d) L b phn cu thnh chnh sch Ti chnh Quc gia, c cc cng c Thu, Chi NSNN, v cccng c iu tit Cung v Cu tin t.

Chng 5: Th trng Ti chnh

37. c trng no khin cho Th trng Chng khon b coi l c tnh cht may riging vi "sng bc"?

a) Ri ro cao v tt c ngi tham gia u giu ln mt cch rt nhanh chng.

b) Tt c mi tnh ton u mang tnh tng i.c) Rt nhn nhp v hp dn, thch hp vi ngi a thch mo him v phi c rt nhiu tin.

d) Nu c vn ln v bn lnh th s m bo thng li.

38. Th trng chng khon trn thc t chnh l:

a) S giao dch chng khon.

b) Tt c nhng ni din ra cc hot ng mua v bn vn trung v di hn.

c) Tt c nhng ni mua v bn chng khon.

d) Tt c nhng ni mua v bn c phiu v tri phiu.

39. Th trng vn trn thc t c hiu l:

a) Th trng m.


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b) Th trng chng khon.

c) Th trng tn dng trung, di hn v th trng chng khon.

d) Tt c nhng ni din ra cc hot ng mua v bn vn vi thi hn trn mt nm.

e) Tt c nhng ni din ra cc hot ng mua v bn vn vi thi hn trn mt nm gia ccNHTM vi cc DN v dn c.

40. Cn c c s dng phn bit th trng vn v th trng tin t l:

a) Thi hn chuyn giao vn v mc ri ro.

b) Thi hn, phng thc chuyn giao vn v cc ch th tham gia.

c) Cng c ti chnh c s dng v li sut.

d) Cc ch th tham gia v li sut.

e) Thi hn chuyn giao vn.

41. Cc cng c ti chnh no di y khong l chng khon:

a) Chng ch tin gi (CDs). d) Thng phiu.

b) K phiu Ngn hng. e) Tn phiu Kho bc.

c) C phiu thng thng. f) Tri phiu Chnh ph.

TL: d) Thng phiu (K phiu v Hi phiu) l phng tin thanh ton, c th chit khu,nhng cha iu kin (v thu nhp v gi c) ca chng khon.

42. Cc ch th tham gia th trng m bao gm:

a) Ngn hng Trung ng.

b) Cc t chc ti chnh trung gian phi ngn hng v cc ngn hng thng mi thnh vin.

c) H gia nh.

d) Doanh nghip Nh nc di hnh thc cc Tng cng ty.

e) Doanh nghip ngoi Quc doanh vi quy m rt ln.

43. Nu bn cho rng nn kinh t s suy sp vo nm ti, th bn s nm gi ti sn:


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a) C phiu thng thng. d) Bt ng sn.

b) Tri phiu Chnh ph. e) Ngoi t mnh.

c) Vng SJC. f) in t v g qu.

44. Sp xp th t theo mc an ton ca cc cng c ti chnh sau:

a) Tn phiu kho bc d) Tri phiu NH

b) Ngn phiu e) Tri phiu CP

c) Chng ch tin gi f) C phiu

TL: b-a-e-c-d-f

45. Phiu n chuyn i l:

a) C phiu thng thng.

b) Tri phiu cng ty.

c) Tri phiu cng ty c kh nng chuyn thnh c phiu thng thng.

d) Tri phiu Chnh ph c kh nng chuyn i thnh c phiu ca bt c cng ty c phn no.

e) Khng phi cc loi giy t c gi trn.

46. Th trng OTC:

a) L th trng v hnh, hot ng din ra sut ngy m v khp mi ni.

b) L S giao dch th hai trong cc nc c th trng chng khon pht trin.

c) L th trng giao dch cc loi c phiu ca cc doanh nghip va v nh.

d) L th trng t doanh ca cc cng ty chng khon thnh vin.

e) L th trng bn bun cc loi chng khon.

47. Cc cng c ti chnh bao gm:

a) Cc loi giy t c gi c mua bn trn th trng ti chnh.

b) C phiu u i v phiu n chuyn i.


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c) Thng phiu v nhng bo lnh ca ngn hng (Banks Acceptances).

d) Cc phng tin thanh ton khng dng tin mt.

48. Chng khon l:

a) Cc giy t c gi c mua bn trn th trng ti chnh.

b) C phiu v tri phiu cc loi.

c) Cc giy t c gi, mang li thu nhp, quyn tham gia s hu hoc i n, va c mua bntrn th trng.

d) Tn phiu Kho bc v cc loi thng phiu.

49. Chc nng c bn nht ca th trng chng khon l:

a) Cung cp thng tin v nh gi cc doanh nghip.

b) Chuyn giao vn, bin tit kim thnh u t.

c) D bo sc kho ca nn kinh t, knh dn chuyn vn quan trng bc nht ca nn kinh tth trng.

d) nh gi doanh nghip, cung cp thng tin, to kh nng gim st ca Nh nc.

TL: b). Cc ni dung khc c th l vai tr hoc hot ng ca th trng chng khon.

50. S hnh thnh v tn ti song song gia hot ng ca h thng ngn hng v thtrng chng khon l v:

a) Hai knh dn truyn vn ny s cnh tranh tch cc vi nhau, v knh c hiu qu hn sc tn ti v pht trin.

b) Hai knh ny s b xung cho nhau v do vy p ng y nht nhu cu v vn u t vtho mn mi i tng c c im v a chung ri ro ca cng chng trong nn kinh t.

c) Th trng chng khon l mt c trng c bn ca nn kinh t th trng.

d) Cc ngn hng s b ph sn nu khng c hot ng ca th trng chng khon v ngcli.

51. Chc nng duy nht ca th trng ti chnh l:

a) Chuyn giao vn, bin tit kim thnh u t.


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b) T chc cc hot ng ti chnh.

c) To iu kin cho cc doanh nghip c qung b hot ng v sn phm.

d) p ng nhu cu vay v cho vay ca cc ch th khc nhau trong nn kinh t.

Chng 7: Nhng vn c bn v Li sut

52. Nhng mnh no di y c coi l ng:

a) Cc loi li sut thng thay i cng chiu

b) Trn th trng c nhiu loi li sut khc nhau

c) Li sut di hn thng cao hn li sut ngn hn

d) Tt c cc cu trn u ng

53. Mt tri phiu hin ti ang c bn vi gi cao hn mnh gi th:

a) Li tc ca tri phiu cao hn t sut coupon

b) Li tc ca tri phiu bng li sut coupon

c) Li tc ca tri phiu thp hn t sut coupon

d) Khng xc nh c li tc ca tri phiu

TL: c) li tc t l nghch vi gi tri phiu

54. Chn mnh ng trong cc mnh sau y:

a) T sut coupon ca tri phiu thng l c nh trong sut thi gian tn ti ca tri phiu.

b) Li tc do tri phiu mang li lun c nh.

c) T sut coupon ca tri phiu bng vi mnh gi tri phiu.

d) Ti c cc loi tri phiu u tr li.

55. Nu mt tri phiu c t sut coupon (tr hng nm) l 5%, k hn 4 nm, mnh gi$1000, cc tri phiu tng t ang c bn vi mc li tc 8%, th gi ca tri phiuny l bao nhiu?

a) $1000


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b) $880,22

c) $900,64

d) $910,35

56. Mt Tn phiu Kho bc k hn mt nm mnh gi $100 ang c bn trn th trngvi t sut li tc l 20%. Gi ca tn phiu c bn trn th trng l

a) $80.55

b) $83.33

c) $90.00

d) $93.33

57. Ch ra mnh khng ng trong cc mnh sau:

a) Ri ro v n cng cao th li tc ca tri phiu cng cao

b) Tri phiu c bn vi gi cao hn mnh gi c cht lng rt cao

c) Tri phiu c tnh thanh khon cng km th li tc cng cao

d) Tri phiu cng ty c li tc cao hn so vi tri phiu chnh ph

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. Yu t no khng c coi l ngun cung ng ngun vn cho vay

a) Tit kim ca h gia nh

b) Qu khu hao ti sn c nh ca doanh nghip

c) Thng d ngn sch ca Chnh ph v a phng

d) Cc khon u t ca doanh nghip

59. Theo l thuyt v d tnh v cu trc k hn ca li sut th:

a) Cc nh u t khng c s khc bit gia vic nm gi cc tri phiu di hn v ngn hn.

b) Li sut di hn ph thuc vo d tnh ca nh u t v cc li sut ngn hn trong tng lai.

c) S a thch ca cc nh u t c t chc quyt nh li sut di hn.


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d) Mi trng u tin v th trng phn cch lm cho cu trc k hn tr thnh khng c ngha.

60. Chn cc mnh ng trong cc mnh sau:

a) Chng khon c thanh khon cng cao th li tc cng thp.

b) K hn chng khon cng di th li tc cng cao.

c) Cc chng khon ngn hn c ri ro v gi cao hn cc chng khon di hn.

d) Cc mnh a) v b) l ng.

61. Gi nh cc yu t khc khng thay i, trong iu kin nn kinh t th trng, khinhiu ngi mun cho vay vn trong khi ch c t ngi mun i vay th li sut s:

a) tng

b) gim

c) khng b nh hng

d) Thay i theo chnh sch iu tit ca Nh nc.

62. Gi nh cc yu t khc khng thay i, khi li sut trn th trng tng, th gi catri phiu s:

a) tngb) gim

c) khng thay i

63. Gi nh cc yu t khc khng thay i, khi li sut trn th trng gim, th gi catri phiu s:

a) tng

b) gim

c) khng thay i

64. Mt tri phiu c t sut coupon bng vi li sut trn th trng s c bn vi gino?

a) Thp hn mnh gi.


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b) Cao hn mnh gi.

c) Bng mnh gi.

d) Khng xc nh c gi.

65. Mt tri phiu c t sut coupon cao hn li sut trn th trng s c bn vi gino?

a) Thp hn mnh gi

b) Cao hn mnh gi

c) Bng mnh gi

d) Khng xc nh c gi

66. Mt tri phiu c t sut coupon thp hn li sut trn th trng s c bn vi gino?

a) Thp hn mnh gi

b) Cao hn mnh gi

c) Bng mnh gi

d) Khng xc nh c gi

67. Gi nh cc yu t khc khng thay i cng nh khng k ti s u tin v s phncch v th trng, khi mc ri ro ca khon vay cng cao th li sut cho vay s:

a) cng tng

b) cng gim

c) khng thay i

68. Khi thi hn cho vay cng di th li sut cho vay s:

a) cng cao.

b) cng thp.

c) khng thay i.

d) cao gp i.


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69. Li sut thc s c ngha l:

a) li sut ghi trn cc hp ng kinh t.

b) l li sut chit khu hay ti chit khu.

c) l li sut danh ngha sau khi loi b t l lm pht.

d) l li sut LIBOR, SIBOR hay PIBOR, v.v...

70. Khi li sut gim, trong iu kin Vit Nam, bn s:

a) mua ngoi t v vng d tr.

b) bn tri phiu Chnh ph v u t vo cc doanh nghip.

c) bn tri phiu Chnh ph ang nm gi v gi tin ra nc ngoi vi li sut cao hn.

d) tng u t vo t ai hay cc bt ng sn khc.

71. Nhu cu vay vn ca khch hng s thay i nh th no nu chi tiu ca Chnh ph vthu gim xung?

a) Tng.

b) Gim.

c) Khng thay i.

d) Khng c c s a ra nhn nh.

72. Phi chng tt c mi ngi u cng b thit hi khi li sut tng?

a) ng, nht l cc ngn hng thng mi.

b) Sai, v cc ngn hng thng mi s lun c li do thu nhp t li sut cho vay.

c) 50% s ngi c li v 50% s ngi b thit hi.

d) Tt c cc nhn nh trn u sai.

73. V sao cc cng ty bo him tai nn v ti sn li u t nhiu vo tri phiu aphng, trong khi cc cng ty bo him sinh mng li khng lm nh th?

a) V sinh mng con ngi l qu nht.


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b) V TPP cng l mt dng TP Chnh Ph an ton nhng khng hp dn i vi cc Cty bohim sinh mng.

c) V loai hnh bo him tai nn v ti sn nht thit phi c li nhun.

d) V cng ty bo him sinh mng mun m rng cho vay ngn hn c hiu qu hn.

74. c th n nh li sut mt mc nht nh, s tng ln trong cu tin t dn ns tng ln cng tc ca cung tin t bi v:

a) Cung v cu tin t lun bin ng cng chiu vi nhau v cng chiu vi li sut.

b) Cung v cu tin t lun bin ng ngc chiu vi nhau v ngc chiu vi li sut.

c) Cung v cu tin t lun bin ng cng chiu vi nhau v ngc chiu vi li sut.

d) Li sut ph thuc vo cung v cu tin t.

75. Li sut tr cho tin gi (huy ng vn) ca ngn hng ph thuc vo cc yu t:

a) nhu cu v ngun vn ca ngn hng v thi hn ca khon tin gi.

b) nhu cu v thi hn vay vn ca khch hng.

c) mc ri ro ca mn vay v thi hn s dng vn ca khch hng.

d) quy m v thi hn ca khon tin gi.

76. Trong nn kinh t th trng, gi nh cc yu t khc khng thay i, khi lm phtc d on s tng ln th:

a) Li sut danh ngha s tng.

b) Li sut danh ngha s gim.

c) Li sut thc s tng.

d) Li sut thc c xu hng gim.

e) Khng c c s xc nh.

77. Li sut cho vay ca ngn hng i vi cc mn vay khc nhau s khc nhau ph thucvo:

a) mc ri ro ca mn vay.


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b) thi hn ca mn vay di ngn khc nhau.

c) khch hng vay vn thuc i tng u tin.

d) v tr a l ca khch hng vay vn.

e) tt c cc trng hp trn.

78. Nu cung tin t tng, gi nh cc yu t khc khng thay i, th gi chng khon sc d on s

a) Tng.

b) Gim.

c) Khng i.

TL: a) li sut gim lm gi c phiu tng

Chng 8: Ngn hng Thng mi

79. L do khin cho s ph sn ngn hng c coi l nghim trng i vi nn kinh t

a) Mt ngn hng ph sn s gy nn mi lo s v s ph sn ca hng lot cc ngn hng khc.

b) Cc cuc ph sn ngn hng lm gim lng tin cung ng trong nn kinh t.

c) Mt s lng nht nh cc doanh nghip v cng chng b thit hi.

d) Tt c cc trn u sai.

80. Ngn hng thng mi hin i c quan nim l:

a) cng ty c phn tht s ln.

b) cng ty a quc gia thuc s hu nh nc.

c) mt Tng cng ty c bit c chuyn mn ho vo hot ng kinh doanh tn dng.

d) mt loi hnh trung gian ti chnh.

81. Chit khu thng phiu c th c hiu l:

a) NH cho vay c c s bo m v cn c vo gi tr TP, vi li sut l li sut chit khu trnth trng.


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b) mua t thng phiu hay mt b giy t c gi no vi li sut chit khu.

c) NH cho vay cn c vo gi tr ca thng phiu c khch hng cm c ti NH v NHkhng tnh li.

d) mt loi cho vay c bo m, cn c vo gi tr TP vi thi hn n ngy o hn ca TP .

82. khc phc tnh trng n xu, cc ngn hng thng mi cn phi:

a) cho vay cng t cng tt.

b) cho vay cng nhiu cng tt.

c) tun th cc nguyn tc v quy trnh tn dng, ngoi ra phi c bit ch trng vo ti sn thchp.

d) i mi cng ngh, a dng ho sn phm dch v, tng cng kh nng tip cn, gn gi vh tr khch hng

83. N qu hn l tnh trng chung ca cc ngn hng thng mi bi v:

a) cc ngn hng lun chy theo ri ro ti a ho li nhun.

b) cc ngn hng c gng cho vay nhiu nht c th.

c) c nhng nguyn nhn khch quan bt kh khng dn n n qu hn.

d) c s can thip qu nhiu ca Chnh ph.

84. Ti sao mt ngn hng c quy m ln thng d to ra nhiu li nhun hn ngn hngnh?

a) c li th v li ch theo quy m.

b) c tim nng ln trong huy ng v s dng vn, c uy tn v nhiu khch hng.

c) c iu kin ci tin cng ngh, a dng ho hot ng gim thiu ri ro.

d) v tt c cc yu t trn.

85. Cc c quan qun l NN cn phi hn ch khng cho cc NH nm gi 1 s loi ti snc no

a) to ra mi trng cnh tranh bnh ng trong nn kinh t v s an ton, hiu qu kinh doanhcho chnh bn thn cc ngn hng ny.


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b) cc ngn hng tp trung vo cc hot ng truyn thng.

c) gim p lc cnh tranh gia cc trung gian ti chnh trong mt a bn.

d) hn ch s thm nhp qu su ca cc ngn hng vo cc doanh nghip.

86. Cc hot ng giao dch theo k hn i vi cc cng c ti chnh s c tc dng:

a) tng tnh thanh khon cho cc cng c ti chnh.

b) gim thiu ri ro cho cc cng c ti chnh.

c) a dng ho v tng tnh si ng ca cc hot ng ca th trng ti chnh.

d) p ng nhu cu ca mi i tng tham gia th trng ti chnh.

8

7. Trong trng hp no th gi tr th trng ca mt NH tr thnh km hn gi trtrn s sch?

a) Tnh trng n xu n mc nht nh v nguy c thu hi n l rt kh khn.

b) C du hiu ph sn r rng.

c) ang l b n trong cc v kin tng.

d) C cu ti sn bt hp l.

88

. Trong cc nhm nguyn nhn dn n ri ro tn dng th nhm nguyn nhn no ccoi l quan trng nht?

a) Nhm nguyn nhn thuc v Chnh ph

b) Nhm nguyn nhn thuc v hip hi ngn hng th gii

c) Nhm nguyn nhn thuc v bn thn ngn hng thng mi

d) Nhm nguyn nhn thuc v khch hng.

8

9. T l d tr bt buc i vi cc ngn hng thng mi nht thit phi:

a) bng 10 % Ngun vn huy ng.

b) bng 10 % Ngun vn.

c) bng 10 % Doanh s cho vay.


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d) bng 10 % Tin gi khng k hn.

e) theo quy nh ca Ngn hng Trung ng trong tng thi k.

90. Ti sn th chp cho mt mn vay phi p ng cc tiu chun:

a) c gi tr tin t v m bo cc yu cu php l cn thit.

b) c thi gian s dng lu di v c nhiu ngi a thch.

c) c gi tr trn 5.000.000 VND v c rt nhiu ngi a thch.

d) thuc quyn s hu hp php ca ngi vay vn v c gi tr t 200.000 VND.

91. S an ton v hiu qu trong kinh doanh ca mt ngn hng thng mi c th uchiu l:

a) tun th mt cch nghim tc tt c cc quy nh ca Ngn hng Trung ng.

b) c t sut li nhun trn 10% nm v n qu hn di 8%.

c) khng c n xu v n qu hn.

d) hot ng theo ng quy nh ca php lut, c li nhun v t l n qu hn mc cho php.

92. T trng vn ch s hu trn tng ti sn ca mt NHTM c coi l an ton khi t mc:

a) 18%

b) 12%

c) 5.3%

d) 8%

93. Ph tn v li ch ca chnh sch ''qu ln khng v n'' l g?

a) Chi ph qun l ln nhng c kh nng chu ng tn tht, thm ch thua l.

b) Chi ph qun l ln nhng d dng thch nghi vi th trng.

c) B my cng knh km hiu qu nhng tim lc ti chnh mnh.

d) Chi ph u vo ln nhng hot ng kinh doanh n nh.


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94. N qu hn ca mt ngn hng thng mi c xc nh bng:

a) s tin n qu hn trn tng d n.

b) s tin khch hng khng tr n trn tng d n.

c) s tin n qu hn trn d n thc t.

d) s tin c xo n trn s vn vay.

95. Chc nng trung gian ti chnh ca mt NHTM c th c hiu l:

a) lm cu ni gia ngi vay v cho vay tin.

b) lm cu ni gia cc i tng khch hng v s giao dch chng khon.

c) cung cp tt c cc dch vu ti chnh theo quy nh ca php lut.

d) bin cc khon vn c thi hn ngn thnh cc khon vn u t di hn hn.

96. V sao cc ngn hng thng mi c phn li phi quy nh mc vn ti thiu i vi ccc ng?

a) m bo quy m vn ch s hu cho cc ngn hng, m bo an ton cho khch hng cangn hng.

b) phng chng kh nng ph sn v c ng bn tho c phiu.

c) Nh nc d dng kim sot.

d) m bo kh nng huy ng vn ca cc ngn hng ny.

97. C s mt ngn hng tin hnh la chn khch hng bao gm:

a) khch hng thuc i tng u tin ca Nh nc v thng xuyn tr n ng hn.

b) khch hng c cng vi cch mng v cn c hng cc chnh sch u i.

c) cn c vo mc ri ro v thu nhp ca mn vay.

d) khch hng c trnh t i hc tr ln.

98. Cc ngn hng cnh tranh vi nhau ch yu da trn cc cng c:

a) Gim thp li sut cho vay v nng cao li sut huy ng.


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b) Tng cng ci tin cng ngh v sn phm dch v ngn hng.

c) Tranh th tm kim s u i ca Nh nc.

d) Chy theo cc d n ln c li ch cao d c mo him.

99. Cc ngn hng thng mi nht thit phi c t l d tr vt qu mc:

a) 8% trn tng ti sn.

b) 40% trn tng ngun vn.

c) 10% trn tng ngun vn.

d) tu theo cc iu kin kinh doanh tng ngn hng.

99. Cc ngn hng thng mi Vit Nam c php u t vo c phiu mc:

a) Ti a l 30% vn ch s hu v 15% gi tr ca cng ty c phn.

b) Ti a l 30% vn ch s hu v 30% gi tr ca cng ty c phn.

c) Ti a l 30% vn ch s hu v 10% gi tr ca cng ty c phn.

d) Khng hn ch.

100. Nguyn nhn ca ri ro tn dng bao gm:

a) S yu km ca cc ngn hng v khch hng thiu thc t gic.

b) S qun l lng lo ca Chnh ph v cc c quan chc nng.

c) u t sai hng v nhng tiu cc trong hot ng tn dng.

d) S yu km ca ngn hng, khch hng v nhng nguyn nhn khch quan khc.

101. Cc NHTM Vit Nam c c php tham gia vo hot ng kinh doanh trn TTCKhay khng?

a) Hon ton khng.

b) c tham gia khng hn ch.

c) C, nhng s tham gia rt hn ch.

d) C, nhng phi thng qua cng ty chng khon c lp.


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102. S khc nhau cn bn gia mt ngn hng thng mi v mt cng ty bo him

a) Ngn hng thng mi khng c thu ph ca khch hng.

b) NHTM c nhn tin gi v cho vay bng tin, t c th to tin, tng kh nng cho vay

ca c h thng.

c) NHTM khng c php dng tin gi ca khch hng u t trung di hn, tr trng hpu t trc tip vo cc doanh nghip.

d) NHTM khng c php tham gia hot ng kinh doanh trn th trng chng khon.

Chng 9: Qu trnh cung ng tin t

103. Nu t l tin mt v tin gi c th pht hnh sc tng ln c th hm v:

a) nn kinh t ang tng trng v c th dn n tnh trng nng bng.

b) nn kinh t ang trong giai on suy thoi.

c) tc lu thng hng ho v tin t tng gn vi s tng trng kinh t.

d) Ngn hng Trung ng pht hnh thm tin mt vo lu thng.

105. C s tin t (MB) ph thuc vo cc yu t:

a) li sut, t l d tr bt buc, kh nng cho vay ca cc ngn hng thng mi.

b) mc tiu ti a ho li nhun ca cc ngn hng thng mi.

c) t l d tr bt buc, t l d tr vt qu v lng tin mt trong lu thng.

d) mc tiu m rng cung tin t ca Ngn hng Trung ng

106. Trong cc loi bin ng sau, bin ng no nh hng n c s tin t (MB) vi tc nhanh nht:

a) S gia tng s dng sc

b) S gia tng trong ti khon tin gi c th pht hnh sc.

c) Li sut tng ln.

d) Li sut gim i.


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107. Khi cc NHTM tng t l d tr vt qu bo m kh nng thanh ton, s nhntin t s

a) Tng.

b) Gim.

c) Gim khng ng k.

d) Khng thay i.

108. Khi NHTW h li sut ti chit khu, lng tin cung ng (MS) s thay i nh thno?

a) chc chn s tng.

b) c th s tng.

c) c th s gim.

d) khng thay i.

109. Gi nh cc yu t khc khng thay i, khi NHTW tng t l d tr bt buc, snhn tin t s:

a) Gim

b) Tngc) Khng xc nh c

d) Khng thay i

110. Gi nh cc yu t khc khng thay i, c s tin t (MB) s gim xung khi:

a) Cc ngn hng thng mi rt tin t Ngn hng Trung ng.

b) Ngn hng Trung ng m rng cho vay i vi cc ngn hng thng mi.

c) Ngn hng trung ng mua tn phiu kho bc trn th trng m.

d) Khng c phng n no ng.

111. Mc cung tin t s tng ln khi:

a) tin d tr ca cc ngn hng thng mi tng.


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b) Ngn hng Trung ng pht hnh thm tin mt vo lu thng.

c) t l d tr bt buc gim xung.

d) nhu cu vn u t trong nn kinh t tng.

e) tt c cc trng hp trn.

112. Lng tin cung ng thay i ngc chiu vi s thay i cc nhn t:

a) T l d tr bt buc (rr)

b) T l tin mt trn tin gi (C/D)

c) Tin c s (MB)

d) T l d tr vt qu (ER/D)

e) Tt c cc phng n trn.

113. Lng tin cung ng tng quan thun vi s thay i:

a) T l d tr bt buc (rr)

b) T l tin mt trn tin gi (C/D)

c) Tin c s (MB)

d) T l d tr vt qu (ER/D)

e) Tt c cc phng n trn.

114. Mt triu VND c ct k c nm trong t nh ring ca bn c c tnh l 1 bphn ca M1 ko?

b) Khng, v s tin khng tham gia lu thng.

c) C, v s tin vn nm trong lu thng hay cn gi l phng tin lu thng tim nng.

d) C, v s tin vn l ptin thanh ton do NHTW pht hnh v c th tham gia vo luthng bt k lc no.

e) Khng, v M1 ch tnh ring theo tng nm.

115. Cc hng mi gii M vn ng rt ro rit duy tr o lut Glass-Steagall (1933)nhm


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a) cc ngn hng thng mi phi thu hp hot ng trong nc.

b) cc hng mi gii khng phi cnh tranh vi cc NHTM trong cc hot ng kinhdoanh chng khon.

c) cc hng mi gii c li th hn v m rng cc hot ng cho vay ngn hn.

d) cc hng mi gii duy tr kh nng c quyn trong hot ng kinh doanh ngoi t.

116. Hy cho bit kin ch v nhn nh:"S nhn tin nht thit phi ln hn 1":

a) ng.

b) Sai.

c) Khng c c s khng nh r rng nhn nh l ng hay sai.

117. C s tin t (MB) s thay i ? nu NHTW bn 200 t tri phiu cho cc NHTM trnth trng m?

a) tng.

b) gim.

c) khng i.

d) khng c c s xc nh v s thay i ca c s tin t.

118. Gi nh cc yu t khc ko thay i, khi NHTW gim t l d tr bt buc, lngtin cung ng s

a) C th tng.

b) C th gim.

c) C th khng tng.

d) C th khng gim.

e) Chc chn s tng.

f) Chc chn s gim.

120. Lng tin cung ng s thay i ? nu NHTW thc hin cc nghip v mua trn thtrng m vo lc m li sut th trng ang tng ln?


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a) C th s tng.

b) C th s gim.

c) C th khng tng.

d) Chc chn s tng.

e) Chc chn s gim.

121. NHNN quyt nh chi 100 t VND xy dng tr s, vic ny c tc ng g n cs tin t?

a) Tng

b) Gim

c) Khng i

d) Khng c c s xc nh

122. Nhng tn ti ca lu thng tin t Vit Nam bao gm:

a) t trng tin mt v ngoi t ln, tc lu thng chm.

b) sc mua ca ng tin khng thc s n nh v lng ngoi t qu ln.

c) t trng thanh ton bng tin mt ln, ngoi t tri ni nhiu, sc mua ca ng tin cha thcs n nh.

d) sc mua ca ng tin khng n nh v lng ngoi t chuyn ra nc ngoi ln.

123. Khi NHTW mua vo mt lng tn phiu Kho bc trn th trng m, lng tin cungng s

a) C th tng.

b) C th gim.

c) Chc chn s tng.

d) Chc chn s gim.

e) Khng thay i.

Chng 10: Ngn hng Trung ng v Chnh sch tin t


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137. Trong mt nn kinh t, khi t trng tin mt trong tng cc phng tin thanh tongim xung, s nhn tin t s thay i nh th no?

a ) tng

b) gim

c) khng thay i

138. Li sut tho thun c p dng trong tn dng ngoi t v ng Vit Nam c pdng nc ta t:

a) thng 7/2001 v thng 6/2002

b) thng 7/2002 v thng 7/2003

c) thng 7/2001 v thng 7/2002

d) thng 7/2002 v thng 7/2003

139. C quan qun l hot ng NHTM c hiu qu v an ton nht s phi l:

a) Ngn hng Trung ng.

b) B Ti chnh.

c) B Cng an.

d) B t Php.

e) Khng phi tt c cc c quan ni trn.

140. Pht hnh tin thng qua knh tn dng cho cc ngn hng trung gian l nghip vpht hnh:

a) tm thi.

b) vnh vin.

c) khng xc nh c.

141. Chnh sch tin t ca NHNN Vit Nam bao gm c cc cng c ch yu

a) chnh sch d tr bt buc, chnh sch li sut, chnh sch t gi, cc hot ng trn th trngm, chnh sch hn ch tn dng.


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b) chnh sch d tr bt buc, chnh sch li sut, chnh sch chit khu v ti chit khu, cchot ng trn th trng m, chnh sch hn ch tn dng.

c) chnh sch d tr bt buc, chnh sch li sut, chnh sch cng nghip ho, cc hot ng trnth trng m, chnh sch hn ch tn dng.

d) chnh sch d tr bt buc, chnh sch li sut, chnh sch t gi, cc hot ng trn th trngm, chnh sch ti chnh doanh nghip.

Chng 11: Ti chnh Quc t

142. Khi Vit Nam b thin tai (bo lt lm mt ma), t gi gia ng Vit Nam v laM s

a) Tng.

b) Gim.c) Khng i.

d) Bin ng tng gi cho la M.

143. Khi ng Franc Php tng gi, bn thch ung nhiu ru vang California hn haynhiu ru vang Php hn (b qua yu t s thch)?

a) Ru vang Php.

b) Ru vang California .c) Khng c cn c quyt nh.

TL: b) v khi ru M s tr nn r tng i

144. Th gii c th tin ti mt nn kinh t hp nht vi mt ng tin duy nht ckhng?

a) C th t nay n nm 2010, v cc nc cng ng Chu u l mt v d.

b) S rt kh khn, v s pht trin v nn kinh t cc nc khng ng u.c) Chc chn thnh hin thc v mc tiu chung ca cc nc l nh vy.

d) Chc chn, v ton cu ho tr thnh xu th tt yu.

145. Cn cn thanh ton quc t ca mt nc c thc s l cn i hay khng?


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a) C.

b) Khng.

c) Cn i ch l ngu nhin tm thi.

d) Cn i ch khi c s can thip ca Chnh ph.

146. Khi hip c song phng gia Vit Nam v M (BTA) c thc hin, t gi giaVN v USD s

a) Tng.

b) Gim.

c) Khng i.

d) Bin ng tng gi cho ng la M.

e) Cha c c s khng nh.

TL: d) v mt di hn tt c cc yu t u lm VND gim gi

147. Chnh sch t gi c nh c tc dng ch yu:

a) bo tr mu dch i vi cc c s sn xut hng ho trong nc.

b) m bo nhu cu chi tiu ca ngn sch Nh nc.

c) m bo kh nng n nh sc mua ca ng ni t v cc mc tiu kinh t-x hi.

d) hn ch nh hng ca th trng ti chnh quc t.

148. Thm ht ngn sch ca chnh ph c nh hng n cn cn thanh ton quc tkhng?

a) C.

b) Khng.

c) Tu theo tng trng hp c th.

Chng 12: Lm pht v n nh tin t

149. Trong mt nn kinh t, khi lm pht c d on s tng ln th iu g s xy ra?


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a) Li sut danh ngha s tng

b) Li sut danh ngha s gim

c) Li sut thc s tng

d) Li sut thc s gim

150. Vit Nam trong na u nm 1996 c tnh trng gim pht, ng trn gic chnhsch tin t, iu c ngha l g?

a) Cung tin t ln hn cu tin t.

b) Li sut qu cao.

c) Cung tin t nh hn cu tin t do cu tin t tng qu nhanh.

d) Cn cn thanh ton quc t ca Vit Nam b thm ht nghim trng.

e) Cung tin t ln hn cu tin thc t.

151. Khi tng sn phm di mc tim nng, mt bng gi c s mc no nu ngtng cu vn khng thay i sau mt thi gian?

a) Mc cao.

b) Mc thp.

c) Lc u mc thp sau s tng ln.

d) Lc u mc cao sau tr v trng thi cn bng.

152. Lm pht phi m l lm pht mc:

a) Nn kinh t cn bng trn mc tim nng

b) T l lm pht di mc 3 (ba) ch s.

c) T l lm pht mc 2 (hai) ch s nhng di mc 3 (ba) ch s.

d) Nn kinh t cn bng mc di tim nng.

153. Theo nh l thuyt th nc ta c thi k lm pht mc:

a) Phi m.


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b) Siu lm pht.

c) Ch mc va phi hay mc c th kim sot c.

d) Cha bao gi qu lm pht phi m.

154. Lm pht s tc ng xu n:

a) Thu nhp ca cc ngn hng thng mi v cc t chc tn dng.

b) Thu nhp ca mi tng lp dn c.

c) Thu nhp ca cc chuyn gia nc ngoi.

d) Thu nhp c nh ca nhng ngi lm cng.

155. Nguyn nhn dn n lm pht nhiu nc c th c tng hp li bao gm:

a) Lm pht do cu ko, chi ph y, bi chi Ngn sch Nh nc v s tng trng tin t qumc.

b) Lm pht do chi ph y, cu ko, chin tranh v thin tai xy ra lin tc trong nhiu nm.

c) Nhng yu km trong iu hnh ca Ngn hng Trung ng.

d) Lm pht do cu ko, chi ph y v nhng bt n v chnh tr nh b o chnh.

e) Khng phi cc phng n trn.

156. ng kt gi c l cn thit :

a) Ngn chn tm l lm pht trong khi nn kinh t cha b lm pht.

b) Ngn chn din bin ca nhng hu qu sau lm pht.

c) Ngn chn tm l lm pht trong khi nn kinh t mi b lm pht c 5 nm.

d) Ngn chn tm l lm pht trong khi nn kinh t bt u c du hiu b lm pht.

e) Ngn chn tm l lm pht trong khi nn kinh t thot khi tnh trng ti bng n lm pht.

Chng 13: Cu Tin t

157. Theo J. M. Keynes, cu tin t ph thuc vo nhng nhn t:

a) thu nhp, li sut, s a chung hng ngoi nhp v mc an ton x hi.


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b) thu nhp, mc gi, li sut v cc yu t x hi ca nn kinh t.

c) thu nhp, nng sut lao ng, tc lu thng tin t v lm pht.

d) s thay i trong chnh sch kinh t v m ca chnh ph v thu nhp ca cng chng.

158. Nu cng chng t nhin gi tin vo cc ngn hng nhiu hn trc, gi s cc yut khc khng i, phng trnh trao i (MV=PY) c bin ng khng?

a) C.

b) Khng.

c) Lc ban u th c bin ng sau s tr li cn bng mc c.

159. Nghin cu mi quan h gia cu tin t gim v li sut tng :

a) Thng qua s tc ng vo li sut iu tit cu tin t gp phn chng lm pht.

b) Thng qua s tc ng vo li sut thu ht vn u t nc ngoi.

c) Tc ng vo li sut iu tit cu tin t v ngc li.

d) Tc ng vo cu tin t tng li sut nhm t c cc mc tiu nh mong i.

160. nghin cu v quan h gia cu tin t v li sut, cc nh kinh t hc v Lngcu ti sn phn chia ti sn trong nn kinh t thnh cc dng:

a) Ti sn phi ti chnh v ti sn ti chnh.

b) Ti sn ti chnh v bt ng sn.

c) Vng, ngoi t mnh v cc vt c qu him.

d) Vng, ngoi t mnh v ng Vit Nam .

e) Khng phi cc dng trn.

161. Theo cc nh kinh t hc v Lng cu ti sn th li sut c nh ngha l:

a) Chi ph c hi ca vic hon i ti sn t dng ti sn ti chnh sang ti sn phi ti chnh.

b) Chi ph c hi ca vic nm gi tin.

c) Chi ph ca vic s dng vn, cc dch v ti chnh v l gi c ca tn dng.


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d) Tt c cc phng n trn u ng.

e) Tt c cc phng n trn u sai.

162. Ti sn ti chnh khc vi ti sn phi ti chnh c im:

a) Hnh thc tn ti v ngun gc hnh thnh.

b) Kh nng sinh li v mc liquidity.

c) S a thch v tnh ph bin trong cng chng.

d) Kh nng chp nhn ca th trng.

e) Mc qun l ca Nh nc v cc c quan chc nng i vi mi loi .

163. Cc ngn hng thng mi Vit Nam c php u t vo c phiu mc:

a) Ti a l 30% vn ch s hu v 15% gi tr ca cng ty c phn.

b) Ti a l 30% vn ch s hu v 30% gi tr ca cng ty c phn.

c) Ti a l 30% vn ch s hu v 10% gi tr ca cng ty c phn.

d) Khng hn ch

163 cÂu trẮc nghiỆm mÔn tÀi chÍnh tiỀn tỆ

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