your reliable business partnerooredoo indosat attacked payment market by issuing upicards. south...

Your Reliable Business Partner !

9/3/2017

Global Presence

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www.china-xinghan.com

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Global Market Trend

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Global Subscriber Penetration rate63%

Global Smart Phone Penetration rate25.3%

Source : GSMA the Mobile Economy 2016Source : https://www.statista.com/statistics/203734/global-smartphone-penetration-per-capita-since-2005/

https://www.statista.com/statistics/203734/global-smartphone-penetration-per-capita-since-2005/

Market Converging

Mobility comes in all shapes and sizes

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Source: http://www2.deloitte.com/global/en/pages/technology-media-and-telecommunications/articles/gx-global-mobile-consumer-trends.html#

78%Have a smartphone

9%Own wearables

54%Have a tablets

7%Own all three

Consumer BehaviorConsumers can’t get enough mobile screen time

Globally, almost all consumers check their phones within 3 hours of waking up.

How many consumers look at their phone within an hour or less of waking up ?

- > Emerging Markets : 93%

Text and instant message are consumer favorites

Across virtually all countries, text messages/IM are by far the most commonly checked mobile applications first thing in the Moring.

Who uses their mobile phones during business meetings?


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Who checks their phones at least 100 times a day?

- > Emerging Markets : 14%- > Developed Markets : 6%



Who checks social media first thing each day?



Technology TrendNetwork versus Wi-Fi, a regional preference4G is proving to be a better and faster experience than WIFI.

Across the three regions of the developed markets, Americas is the only region where Wi-Fi is the preferred connection type, Europe and Asia – Pacific refer mobile.

M-Payment usage is picking up speed

Across the board, m-payment usage is gaining traction

Who reported using their phones to make in-store payment?


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– Pacific refer mobile.



Who is more receptive to use m-payment systems?


Mobile Network Operators’ New Role

Mobile Network Operators play a very important role to facilitate the payment market

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facilitate the payment market due to the mobile connectivity.

Evolution of Virtual Bank

F u t u r eF u t u r eF u t u r eF u t u r ePa s sPa s sPa s sPa s s C u r r e n tC u r r e n tC u r r e n tC u r r e n t

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UK’s largest MVNO –Lycamobile to expandpayment market to issueUPI cards. Conducted telco

conference for MNO and workshop to brainstorm on future market trend

Dubai’s financialinstitution – Ebitkarto establish in-houseperso bureau.

Our Achievements

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Indonesia’s secondlargest MNO –Ooredoo Indosatattacked paymentmarket by issuingUPI cards.

South AfricapublicTransport toimplement acashless paymentsystem

Organized a nationalbanking conference inGhana to help centralbank to push cashlesspayment.

future market trend and way to embrace.

Customer Reference

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Product & SolutionSIM cards, eUICCs and Server Solution Payment cards, devices and applicationsXH - Almach: Full range of (U)SIM products and Innovative multi-service SIM solutions (OTA & S@T Server)

XH - Mirach: Advanced payment card products based on the latest EMV, contactless, and dual interface technologies

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Cloud POS & HCE Mobile Payment Personalization SolutionComprehensive /mobile payment portfolios supporting Industry Standards (NFC, QR Code)

XH- Alpheratz production grade personalization software for high volume issuance, Instance Issuance Solution

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4524 xxxx xxxx 7155 EMV

What’s NewConversational Intelligence Roam Like Home

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Universal SIM XH Virtual Banking

Conversional Intelligence

A Chatbot is a service,powered by rules andsometimes artificialintelligence, that youinteract with via a chat

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interact with via a chatinterface. The servicecould be any number ofthings, ranging fromfunctional to fun, and itcould live in any majorchat product like FacebookMessenger, skype etc..

Roam Like Home• Feel Like Home

– MNO can let subscriber to pre-order a destination country prepaid sim.– Will not lose out the customer, as call will be diverted and MNO will

be able to provide better service.– No more roaming cost to subscriber (local cost).– MNOs can exchange/trade call time.

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• Selling point– Most operator is thinking about how to expend domestic market, but

they have negate oversea opportunity.– XH have multiple network connect to negotiate better prepaid bundle.– Subscriber will know his/her prepaid number before travel.

Universal SIM Provisioning

ManagementDealer

ManagementStock

Management

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How can it helps to improve the business opportunities :• One SIM profile for all operating countries (OpCo’s)

– One SIM profile for all 20 operators in different countries– Optimize SIM ordering with SIM vendors– Capability to use a delivered SIM in any OPCO and customize after first time activation

• Optional Number Selection– Flexibility for customers to choose their preferred number at the point of activation

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– Flexibility for customers to choose their preferred number at the point of activation

• Centralized SIM ordering & number management– Centralized SIM ordering and number management for all OpCo’s

• Reduce network usage for SIM not used by customers yet– Only perform network activation at the point of customer first time activation

• Sales & Distribution Management– Allow Operator to manage sales and distribution from all the channels.

• Incentive Management – Allow operator to create and manage point-based incentive programs for distribution channels where points are rewarded when specific actions

performed during a defined period of time.

• Stock Management– Manage and monitor stocks inventory for each distribution hierarchy.

XH Virtual BankingXH Smart Provides A complete Bank and Digital Commerce platform in one solution including

Payments, Inbound

A digital self service Mall allowing all buying and selling

Maintenance of platform, support, and

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Payments, Inbound receipts, and

outbound transfers

Core Transactional Banking, Balance and

Card Issuance

buying and selling

Credit and Deep User level inspection and validation

Android, iOS, Windows, Web, and Branch white labels

platform, support, and innovation of features included in price

For Users, and Businesses the cost IS FREE

Our Offers

End to end Solutions

Professional Consultancy

Services

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Cost EffectiveProducts

Effective Trainings

Thank You

Question&

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&Answer

your reliable business partnerooredoo indosat attacked payment market by issuing upicards. south...

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