your finance in perfect harmony - as mintos marketplace · 2020-04-23 · your finance in perfect...
TRANSCRIPT
Straight from Nairobi, Kenya
Innovative Mobile LendingFintech AppZenka Finance Kenya is an innovative Lending FinTech company
that launched its lending operations in 2018. Constant
improvment of the quality of the service allowed Zenka to
became the top trending financial app in Kenya.
Zenka provides a high-end, fully automated and user-friendly
smartphone application for customers to get a loan straight to
their Mobile Wallet. The decision to grant a loan takes place
instantly.
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Mobile Single Payment Loans -300 EUR up to 61 days
1 750 000+ app downloads
Founder of Digital Lenders Association in Kenya
Flexible loan term, extensions, top-ups
Available in Google Play Store andApp Store
55 EUR
(EUR)
Interestingly this app is the best. Those who have not yet tried to do so. It helps when time of need comes. I was stuck on my way back home and I didn’t have enough cash with me to get back home. I was looking at my playstore and I found this app, without wasting much time I downloaded it and applied for loan and was approved. The money was sent to me and I reached home safely.
Amos Kibet (April, 22nd)
You are the best on disbursing loan and very fast on increment of loan. Nice working with you and with best options on repaying with adjustable dates according to ones affordability. Thanks Zenka. It should be a 10 stars.
Dorcas Wanjiru (March, 27th)
What a better loan app than Zenka, got approved within minutes, received my cash instantly!! Zenka you God sent! Keep up the top notch quality service. Great Thanks!!
Andrew Achieng (April, 18th)
Our clients’ voice
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Financial overview
EURk 4Q 18 1Q 19 2Q 19 3Q 19 4Q 19 1Q 20
Revenue 2 100 446 882 1 847 4 192
Loan loss provisions (20) (157) (310) (460) (1 037) (1 915)
Interest expense (3) (15) (48) (80) (125) (242)
Gross profit/loss (21) (72) 87 343 684 2 036
Expenses (149) (488) (841) (326) (282) (1 253)
Net profit/loss (171) (560) (753) 17 403 782
Zenka is profitable third quarter in a row which is
mainly driven by the responsible growth strategy and
experience of Zenka’s team gained in other foreign
markets.
Expected growth of revenues next
months due to increase in volumes
on new as well as repeated
customers.
With the advanced tools, the data scientist
team is permanently increasing the quality of
the loan portfolio which will result in a further
decrease in credit risk.
Notes:1) Non-audited management accounts.2) Numbers may not add up due to rounding.
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Fixed assets
Total loan Issued
EURk
75
Financial overview
EUR M
29Cash
EUR M
1
NETPROFITBREAK-EVEN
Totalassets
EUR M
10
Notes:1) Non-audited management accounts.2) Data as of Dec 19.
Net loanportfolio
EUR M
740
Number of employees
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Loans issued (EURk) Gross Portfolio (EURk)
Financial overview
–
2 000
4 000
6 000
8 000
10 000
12 000
14 000
16 000
18 000
4Q 18 1Q 19 2Q 19 3Q 19 4Q 19 1Q 20
0
2 000
4 000
6 000
8 000
10 000
12 000
Dec 18 Mar 19 Jun 19 Sep 19 Dec 19 Mar 20
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Get in touch
The Mirage, Tower 2, 12th floor,
Waiyaki Way, Westlands
Nairobi, Kenya